Establishment of Class E Airspace; Austin Airport, Austin, NV, 104402-104403 [2024-30515]
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104402
Federal Register / Vol. 89, No. 246 / Monday, December 23, 2024 / Rules and Regulations
transactions during calendar year 2018 had
total assets of less than $2,167,000,000 on
December 31, 2018, satisfied this criterion for
purposes of any loan consummated in 2019
and for purposes of any loan consummated
in 2020 for which the application was
received before April 1, 2020.
8. For calendar year 2020, the asset
threshold was $2,202,000,000. A creditor that
together with the assets of its affiliates that
regularly extended first-lien covered
transactions during calendar year 2019 had
total assets of less than $2,202,000,000 on
December 31, 2019, satisfied this criterion for
purposes of any loan consummated in 2020
and for purposes of any loan consummated
in 2021 for which the application was
received before April 1, 2021.
9. For calendar year 2021, the asset
threshold was $2,230,000,000. A creditor that
together with the assets of its affiliates that
regularly extended first-lien covered
transactions during calendar year 2020 had
total assets of less than $2,230,000,000 on
December 31, 2020, satisfied this criterion for
purposes of any loan consummated in 2021
and for purposes of any loan consummated
in 2022 for which the application was
received before April 1, 2022.
10. For calendar year 2022, the asset
threshold was $2,336,000,000. A creditor that
together with the assets of its affiliates that
regularly extended first-lien covered
transactions during calendar year 2021 had
total assets of less than $2,336,000,000 on
December 31, 2021, satisfied this criterion for
purposes of any loan consummated in 2022
and for purposes of any loan consummated
in 2023 for which the application was
received before April 1, 2023.
11. For calendar year 2023, the asset
threshold was $2,537,000,000. A creditor that
together with the assets of its affiliates that
regularly extended first-lien covered
transactions during calendar year 2022 had
total assets of less than $2,537,000,000 on
December 31, 2022, satisfied this criterion for
purposes of any loan consummated in 2023
and for purposes of any loan consummated
in 2024 for which the application was
received before April 1, 2024.
12. For calendar year 2024, the asset
threshold was $2,640,000,000. A creditor that
together with the assets of its affiliates that
regularly extended first-lien covered
transactions during calendar year 2023 had
total assets of less than $2,640,000,000 on
December 31, 2023, satisfied this criterion for
purposes of any loan consummated in 2024
and for purposes of any loan consummated
in 2025 for which the application was
received before April 1, 2025.
iv. The creditor and its affiliates do not
maintain an escrow account for any mortgage
transaction being serviced by the creditor or
its affiliate at the time the transaction is
consummated, except as provided in
§ 1026.35(b)(2)(iii)(D)(1) and (2). Thus, the
exemption applies, provided the other
conditions of § 1026.35(b)(2)(iii) (or, if
applicable, the conditions for the exemption
in § 1026.35(b)(2)(vi)) are satisfied, even if
the creditor previously maintained escrow
accounts for mortgage loans, provided it no
longer maintains any such accounts except as
provided in § 1026.35(b)(2)(iii)(D)(1) and (2).
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16:08 Dec 20, 2024
Jkt 265001
Once a creditor or its affiliate begins
escrowing for loans currently serviced other
than those addressed in
§ 1026.35(b)(2)(iii)(D)(1) and (2), however,
the creditor and its affiliate become ineligible
for the exemption in § 1026.35(b)(2)(iii) and
(vi) on higher-priced mortgage loans they
make while such escrowing continues. Thus,
as long as a creditor (or its affiliate) services
and maintains escrow accounts for any
mortgage loans, other than as provided in
§ 1026.35(b)(2)(iii)(D)(1) and (2), the creditor
will not be eligible for the exemption for any
higher-priced mortgage loan it may make. For
purposes of § 1026.35(b)(2)(iii) and (vi), a
creditor or its affiliate ‘‘maintains’’ an escrow
account only if it services a mortgage loan for
which an escrow account has been
established at least through the due date of
the second periodic payment under the terms
of the legal obligation.
*
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Paragraph 35(b)(2)(vi)(A).
1. The asset threshold in
§ 1026.35(b)(2)(vi)(A) will adjust
automatically each year, based on the yearto-year change in the average of the
Consumer Price Index for Urban Wage
Earners and Clerical Workers, not seasonally
adjusted, for each 12-month period ending in
November, with rounding to the nearest
million dollars. Unlike the asset threshold in
§ 1026.35(b)(2)(iii) and the other thresholds
in § 1026.35(b)(2)(vi), affiliates are not
considered in calculating compliance with
this threshold. The CFPB will publish notice
of the asset threshold each year by amending
this comment. For calendar year 2025, the
asset threshold is $12,179,000,000. A creditor
that is an insured depository institution or
insured credit union that during calendar
year 2024 had assets of $12,179,000,000 or
less on December 31, 2024, satisfies this
criterion for purposes of any loan
consummated in 2025 and for purposes of
any loan secured by a first lien on a principal
dwelling of a consumer consummated in
2026 for which the application was received
before April 1, 2026. For historical purposes:
1. For calendar year 2021, the asset
threshold was $10,000,000,000. Creditors
that had total assets of 10,000,000,000 or less
on December 31, 2020, satisfied this criterion
for purposes of any loan consummated in
2021 and for purposes of any loan secured by
a first lien on a principal dwelling of a
consumer consummated in 2022 for which
the application was received before April 1,
2022.
2. For calendar year 2022, the asset
threshold was $10,473,000,000. Creditors
that had total assets of $10,473,000,000 or
less on December 31, 2021, satisfied this
criterion for purposes of any loan
consummated in 2022 and for purposes of
any loan secured by a first lien on a principal
dwelling of a consumer consummated in
2023 for which the application was received
before April 1, 2023.
3. For calendar year 2023, the asset
threshold was $11,374,000,000. A creditor
that is an insured depository institution or
insured credit union that during calendar
year 2022 had assets of $11,374,000,000 or
less on December 31, 2022, satisfied this
criterion for purposes of any loan
PO 00000
Frm 00036
Fmt 4700
Sfmt 4700
consummated in 2023 and for purposes of
any loan secured by a first lien on a principal
dwelling of a consumer consummated in
2024 for which the application was received
before April 1, 2024.
4. For calendar year 2024, the asset
threshold is $11,835,000,000. A creditor that
is an insured depository institution or
insured credit union that during calendar
year 2023 had assets of $11,835,000,000 or
less on December 31, 2023, satisfied this
criterion for purposes of any loan
consummated in 2024 and for purposes of
any loan secured by a first lien on a principal
dwelling of a consumer consummated in
2025 for which the application was received
before April 1, 2025.
*
*
*
*
*
Brian Shearer,
Assistant Director, Office of Policy Planning
and Strategy, Consumer Financial Protection
Bureau.
[FR Doc. 2024–30653 Filed 12–20–24; 8:45 am]
BILLING CODE 4810–AM–P
DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration
14 CFR Part 71
[Docket No. FAA–2024–2104; Airspace
Docket No. 23–ANM–38]
RIN 2120–AA66
Establishment of Class E Airspace;
Austin Airport, Austin, NV
Federal Aviation
Administration (FAA), DOT.
ACTION: Final rule.
AGENCY:
This action establishes Class
E airspace extending upward from 700
feet above the surface at Austin Airport,
Austin, NV. The airport is transitioning
from visual flight rules (VFR) to
instrument flight rules (IFR), and these
actions support the safety and
management of IFR operations at the
airport.
DATES: Effective date 0901 UTC,
February 20, 2025. The Director of the
Federal Register approves this
incorporation by reference action under
1 CFR part 51, subject to the annual
revision of FAA Order JO 7400.11 and
publication of conforming amendments.
ADDRESSES: A copy of the Notice of
Proposed Rulemaking (NPRM), all
comments received, this final rule, and
all background material may be viewed
online at www.regulations.gov using the
FAA Docket number. Electronic
retrieval help and guidelines are
available on the website. It is available
24 hours each day, 365 days each year.
FAA Order JO 7400.11J, Airspace
Designations and Reporting Points, and
SUMMARY:
E:\FR\FM\23DER1.SGM
23DER1
Federal Register / Vol. 89, No. 246 / Monday, December 23, 2024 / Rules and Regulations
subsequent amendments can be viewed
online at www.faa.gov/air_traffic/
publications/. You may also contact the
Rules and Regulations Group, Office of
Policy, Federal Aviation
Administration, 800 Independence
Avenue SW, Washington, DC 20591;
telephone: (202) 267–8783.
FOR FURTHER INFORMATION CONTACT:
Nathan A. Chaffman, Federal Aviation
Administration, Western Service Center,
Operations Support Group, 2200 S
216th Street, Des Moines, WA 98198;
telephone (206) 231–3460.
SUPPLEMENTARY INFORMATION:
Authority for This Rulemaking
The FAA’s authority to issue rules
regarding aviation safety is found in
Title 49 of the United States Code.
Subtitle I, Section 106 describes the
authority of the FAA Administrator.
Subtitle VII, Aviation Programs,
describes in more detail the scope of the
agency’s authority. This rulemaking is
promulgated under the authority
described in Subtitle VII, Part A,
Subpart I, Section 40103. Under that
section, the FAA is charged with
prescribing regulations to assign the use
of the airspace necessary to ensure the
safety of aircraft and the efficient use of
airspace. This regulation is within the
scope of that authority as it establishes
Class E airspace to support IFR
operations at Austin Airport, Austin,
NV.
History
The FAA published a notice of
proposed rulemaking for Docket No.
FAA–2024–2104 in the Federal Register
(89 FR 75510; September 16, 2024),
proposing to establish Class E airspace
at Austin Airport, Austin, NV.
Interested parties were invited to
participate in this rulemaking effort by
submitting written comments on the
proposal to the FAA. Two identical
comments were received in favor of the
proposal.
khammond on DSK9W7S144PROD with RULES
Incorporation by Reference
Class E5 airspace areas are published
in paragraph 6005 of FAA Order JO
7400.11, Airspace Designations and
Reporting Points, which is incorporated
by reference in 14 CFR 71.1 on an
annual basis. This document amends
the current version of that order, FAA
Order JO 7400.11J, dated July 31, 2024,
and effective September 15, 2024. FAA
Order JO 7400.11J is publicly available
as listed in the ADDRESSES section of this
document. These amendments will be
published in the next update to FAA
Order JO 7400.11.
VerDate Sep<11>2014
16:08 Dec 20, 2024
Jkt 265001
FAA Order JO 7400.11J lists Class A,
B, C, D, and E airspace areas, air traffic
service routes, and reporting points.
The Rule
104403
PART 71—DESIGNATION OF CLASS A,
B, C, D, AND E AIRSPACE AREAS; AIR
TRAFFIC SERVICE ROUTES; AND
REPORTING POINTS
1. The authority citation for 14 CFR
part 71 continues to read as follows:
This action amends 14 CFR part 71 by
establishing Class E airspace extending
upward from 700 feet above the surface
at Austin Airport, Austin, NV.
The Class E airspace includes that
airspace within a 3.5-mile radius of the
Austin Airport Reference Point as well
as three extensions due to rising terrain
to the north and southwest of the
airport. The two northern expansions
contain departing IFR operations until
reaching 1,200 feet above the surface
and arriving IFR operations below 1,500
feet above the surface. The southwest
extension contains departing IFR
operations until reaching 1,200 feet
above the surface.
■
Regulatory Notices and Analyses
ANM NV E5 Austin, NV [New]
Austin Airport, NV
(Lat. 39°28′05″ N, long. 117°11′51″ W)
That airspace extending upwards from 700
feet above the surface within a 3.5-mile
radius of the airport, within 1.1 miles west
and 1.6 miles east of the airport’s 021°
bearing extending to 8.2 miles north of the
airport, within 2.2 miles on either side of the
airport’s 203° bearing extending to 7.9 miles
southwest of the airport, and within the
airport’s 317° bearing clockwise to the 012°
bearing extending from the airport’s 3.5-mile
radius to its 6.3-mile radius.
The FAA has determined that this
regulation only involves an established
body of technical regulations for which
frequent and routine amendments are
necessary to keep them operationally
current. It, therefore: (1) is not a
‘‘significant regulatory action’’ under
Executive Order 12866; (2) is not a
‘‘significant rule’’ under DOT
Regulatory Policies and Procedures (44
FR 11034; February 26, 1979); and (3)
does not warrant preparation of a
regulatory evaluation as the anticipated
impact is so minimal. Since this is a
routine matter that only affects air traffic
procedures and air navigation, it is
certified that this rule, when
promulgated, does not have a significant
economic impact on a substantial
number of small entities under the
criteria of the Regulatory Flexibility Act.
Environmental Review
The FAA has determined that this
action qualifies for categorical exclusion
under the National Environmental
Policy Act in accordance with FAA
Order 1050.1F, ‘‘Environmental
Impacts: Policies and Procedures,’’
paragraph 5–6.5.a. This airspace action
is not expected to cause any potentially
significant environmental impacts, and
no extraordinary circumstances exist
that warrant preparation of an
environmental assessment.
List of Subjects in 14 CFR Part 71
Airspace, Incorporation by reference,
Navigation (air).
In consideration of the foregoing, the
Federal Aviation Administration
amends 14 CFR part 71 as follows:
Frm 00037
Fmt 4700
§ 71.1
[Amended]
2. The incorporation by reference in
14 CFR part 71.1 of FAA Order JO
7400.11J, Airspace Designations and
Reporting Points, dated July 31, 2024,
and effective September 15, 2024, is
amended as follows:
■
Paragraph 6005 Class E Airspace Areas
Extending Upward From 700 Feet or More
Above the Surface of the Earth.
*
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*
*
*
*
Sfmt 4700
*
*
*
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Issued in Des Moines, Washington, on
December 17, 2024.
B.G. Chew,
Group Manager, Operations Support Group,
Western Service Center.
[FR Doc. 2024–30515 Filed 12–20–24; 8:45 am]
BILLING CODE 4910–13–P
DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration
14 CFR Part 71
[Docket No. FAA–2024–1856; Airspace
Docket No. 24–ANM–70]
RIN 2120–AA66
Modification of Class D and Class E
Airspace; Camp Guernsey Airport,
Guernsey, WY
Federal Aviation
Administration (FAA), DOT.
ACTION: Final rule.
AGENCY:
This action modifies the Class
D airspace, Class E airspace area
designated as a surface area (Class E2
surface area), and Class E airspace area
extending upward from 700 feet or more
SUMMARY:
The Amendment
PO 00000
Authority: 49 U.S.C. 106(f); 40103, 40113,
40120; E.O. 10854, 24 FR 9565, 3 CFR, 1959–
1963 Comp., p. 389.
E:\FR\FM\23DER1.SGM
23DER1
Agencies
[Federal Register Volume 89, Number 246 (Monday, December 23, 2024)]
[Rules and Regulations]
[Pages 104402-104403]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-30515]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF TRANSPORTATION
Federal Aviation Administration
14 CFR Part 71
[Docket No. FAA-2024-2104; Airspace Docket No. 23-ANM-38]
RIN 2120-AA66
Establishment of Class E Airspace; Austin Airport, Austin, NV
AGENCY: Federal Aviation Administration (FAA), DOT.
ACTION: Final rule.
-----------------------------------------------------------------------
SUMMARY: This action establishes Class E airspace extending upward from
700 feet above the surface at Austin Airport, Austin, NV. The airport
is transitioning from visual flight rules (VFR) to instrument flight
rules (IFR), and these actions support the safety and management of IFR
operations at the airport.
DATES: Effective date 0901 UTC, February 20, 2025. The Director of the
Federal Register approves this incorporation by reference action under
1 CFR part 51, subject to the annual revision of FAA Order JO 7400.11
and publication of conforming amendments.
ADDRESSES: A copy of the Notice of Proposed Rulemaking (NPRM), all
comments received, this final rule, and all background material may be
viewed online at www.regulations.gov using the FAA Docket number.
Electronic retrieval help and guidelines are available on the website.
It is available 24 hours each day, 365 days each year.
FAA Order JO 7400.11J, Airspace Designations and Reporting Points,
and
[[Page 104403]]
subsequent amendments can be viewed online at www.faa.gov/air_traffic/publications/. You may also contact the Rules and Regulations Group,
Office of Policy, Federal Aviation Administration, 800 Independence
Avenue SW, Washington, DC 20591; telephone: (202) 267-8783.
FOR FURTHER INFORMATION CONTACT: Nathan A. Chaffman, Federal Aviation
Administration, Western Service Center, Operations Support Group, 2200
S 216th Street, Des Moines, WA 98198; telephone (206) 231-3460.
SUPPLEMENTARY INFORMATION:
Authority for This Rulemaking
The FAA's authority to issue rules regarding aviation safety is
found in Title 49 of the United States Code. Subtitle I, Section 106
describes the authority of the FAA Administrator. Subtitle VII,
Aviation Programs, describes in more detail the scope of the agency's
authority. This rulemaking is promulgated under the authority described
in Subtitle VII, Part A, Subpart I, Section 40103. Under that section,
the FAA is charged with prescribing regulations to assign the use of
the airspace necessary to ensure the safety of aircraft and the
efficient use of airspace. This regulation is within the scope of that
authority as it establishes Class E airspace to support IFR operations
at Austin Airport, Austin, NV.
History
The FAA published a notice of proposed rulemaking for Docket No.
FAA-2024-2104 in the Federal Register (89 FR 75510; September 16,
2024), proposing to establish Class E airspace at Austin Airport,
Austin, NV. Interested parties were invited to participate in this
rulemaking effort by submitting written comments on the proposal to the
FAA. Two identical comments were received in favor of the proposal.
Incorporation by Reference
Class E5 airspace areas are published in paragraph 6005 of FAA
Order JO 7400.11, Airspace Designations and Reporting Points, which is
incorporated by reference in 14 CFR 71.1 on an annual basis. This
document amends the current version of that order, FAA Order JO
7400.11J, dated July 31, 2024, and effective September 15, 2024. FAA
Order JO 7400.11J is publicly available as listed in the ADDRESSES
section of this document. These amendments will be published in the
next update to FAA Order JO 7400.11.
FAA Order JO 7400.11J lists Class A, B, C, D, and E airspace areas,
air traffic service routes, and reporting points.
The Rule
This action amends 14 CFR part 71 by establishing Class E airspace
extending upward from 700 feet above the surface at Austin Airport,
Austin, NV.
The Class E airspace includes that airspace within a 3.5-mile
radius of the Austin Airport Reference Point as well as three
extensions due to rising terrain to the north and southwest of the
airport. The two northern expansions contain departing IFR operations
until reaching 1,200 feet above the surface and arriving IFR operations
below 1,500 feet above the surface. The southwest extension contains
departing IFR operations until reaching 1,200 feet above the surface.
Regulatory Notices and Analyses
The FAA has determined that this regulation only involves an
established body of technical regulations for which frequent and
routine amendments are necessary to keep them operationally current.
It, therefore: (1) is not a ``significant regulatory action'' under
Executive Order 12866; (2) is not a ``significant rule'' under DOT
Regulatory Policies and Procedures (44 FR 11034; February 26, 1979);
and (3) does not warrant preparation of a regulatory evaluation as the
anticipated impact is so minimal. Since this is a routine matter that
only affects air traffic procedures and air navigation, it is certified
that this rule, when promulgated, does not have a significant economic
impact on a substantial number of small entities under the criteria of
the Regulatory Flexibility Act.
Environmental Review
The FAA has determined that this action qualifies for categorical
exclusion under the National Environmental Policy Act in accordance
with FAA Order 1050.1F, ``Environmental Impacts: Policies and
Procedures,'' paragraph 5-6.5.a. This airspace action is not expected
to cause any potentially significant environmental impacts, and no
extraordinary circumstances exist that warrant preparation of an
environmental assessment.
List of Subjects in 14 CFR Part 71
Airspace, Incorporation by reference, Navigation (air).
The Amendment
In consideration of the foregoing, the Federal Aviation
Administration amends 14 CFR part 71 as follows:
PART 71--DESIGNATION OF CLASS A, B, C, D, AND E AIRSPACE AREAS; AIR
TRAFFIC SERVICE ROUTES; AND REPORTING POINTS
0
1. The authority citation for 14 CFR part 71 continues to read as
follows:
Authority: 49 U.S.C. 106(f); 40103, 40113, 40120; E.O. 10854,
24 FR 9565, 3 CFR, 1959-1963 Comp., p. 389.
Sec. 71.1 [Amended]
0
2. The incorporation by reference in 14 CFR part 71.1 of FAA Order JO
7400.11J, Airspace Designations and Reporting Points, dated July 31,
2024, and effective September 15, 2024, is amended as follows:
Paragraph 6005 Class E Airspace Areas Extending Upward From 700
Feet or More Above the Surface of the Earth.
* * * * *
ANM NV E5 Austin, NV [New]
Austin Airport, NV
(Lat. 39[deg]28'05'' N, long. 117[deg]11'51'' W)
That airspace extending upwards from 700 feet above the surface
within a 3.5-mile radius of the airport, within 1.1 miles west and
1.6 miles east of the airport's 021[deg] bearing extending to 8.2
miles north of the airport, within 2.2 miles on either side of the
airport's 203[deg] bearing extending to 7.9 miles southwest of the
airport, and within the airport's 317[deg] bearing clockwise to the
012[deg] bearing extending from the airport's 3.5-mile radius to its
6.3-mile radius.
* * * * *
Issued in Des Moines, Washington, on December 17, 2024.
B.G. Chew,
Group Manager, Operations Support Group, Western Service Center.
[FR Doc. 2024-30515 Filed 12-20-24; 8:45 am]
BILLING CODE 4910-13-P