Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 92684-92685 [2024-27445]
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92684
Federal Register / Vol. 89, No. 226 / Friday, November 22, 2024 / Notices
a single fact sheet for all three. The Draft
GP, appendices, and fact sheet are
available at: https://www.epa.gov/
npdes-permits/massachusetts-smallms4-general-permit.
The conditions in the Draft GP are
established pursuant to Clean Water Act
(CWA) section 402(p)(3)(B)(iii) to ensure
that pollutant discharges from small
MS4s are reduced to the Maximum
Extent Practicable (MEP), protect water
quality, and satisfy the appropriate
requirements of the CWA. The Draft GP
applies to small municipal separate
storm sewer systems in Massachusetts
as defined in the regulations at 40 CFR
122.26(b)(16). When final, the Draft GP
will replace the Final Massachusetts
MS4 GP issued on April 4, 2016 and
modified on December 7, 2020. This
Draft GP carries forward and builds on
the requirements of EPA’s previous MA
small MS4 general permits.
The non-numeric conditions and
limits for stormwater discharges
authorized under the Draft GP are in the
form of best management practices
(BMPs). The regulations at 40 CFR
122.44(k)(2) provide that permits may
include BMPs to control or abate the
discharge of pollutants when authorized
under section 402(p) of the CWA for
control of stormwater discharges. Due to
the variability associated with
stormwater, EPA believes the use of
BMPs is currently the most appropriate
method to regulate discharges of
stormwater from municipal systems.
The Draft GP establishes requirements
for small MS4s to ‘‘reduce the discharge
of pollutants to the maximum extent
practicable (MEP), including
management practices, control
techniques, and system, design and
engineering methods’’ Section
402(p)(3)(B)(iii) of the CWA. The Draft
GP requires small MS4s to update and
continue to implement a comprehensive
stormwater management program
(SWMP) to reduce the discharge of
pollutants. Part 2.3 of the Draft GP
requires small MS4s to implement a
SWMP that includes the following
minimum control measures: public
education and outreach; public
participation; illicit discharge detection
and elimination; construction
stormwater management; stormwater
management in new development and
redevelopment; and good housekeeping
in municipal operations. EPA views the
MEP standard in the CWA as an
iterative process and, as such,
requirements should continually adapt
to current conditions and BMP
effectiveness. Accordingly, the Draft GP
advances the MEP requirements of the
2016 MA MS4 Permit, particularly with
respect to implementation of green
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infrastructure and low impact design
elements.
Section 402(p)(3)(B)(iii) of CWA
authorizes EPA to include in an MS4
permit ‘‘such other provisions as [EPA]
determine[s] appropriate for control of
. . . pollutants.’’ Parts 2.1 and 2.2 of the
Draft GP carry forward water qualitybased effluent limitations from the 2016
MA MS4 Permit to ensure that
discharges do not cause or contribute to
exceedances of water quality standards.
The provisions, expressed in the form of
additional control measures beyond the
minimum control measures in the Part
2.3 of the Draft GP, apply specifically to
stormwater discharges to impaired
waterbodies with and without an EPAapproved total maximum daily load
(TMDL). The Draft GP extends these
requirements to additional waterbodies
for which EPA approved a TMDL or
Alternative Restoration Plan since the
issuance of the 2016 MA MS4 Permit.
Other Legal Requirements:
Endangered Species Act (ESA): The
Draft GP does not authorize stormwater
discharges which adversely affect any
species listed as threatened or
endangered under the ESA or which
result in the adverse modification or
destruction of designated critical
habitat. EPA has updated the provisions
related to the ESA. Concurrently with
the public notice of the Draft GP, EPA
is requesting concurrence with the
National Oceanic and Atmospheric
Administration, National Marine
Fisheries Service (NOAA Fisheries) and
the United States Fish and Wildlife
Service with EPA’s preliminary finding
based on the results of EPA’s assessment
of the potential effects to endangered
and threatened species and their critical
habitats as a result of the issuance of the
Draft MS4 GP.
Essential Fish Habitat (EFH): In
accordance with the 1996 Amendments
(Pub. L. 104–267) to the MagnusonStevens Fishery Conservation and
Management Act (16 U.S.C. 1801 et seq.
(1998)), the Draft GP does not authorize
stormwater discharges whose direct or
indirect impacts do not prevent or
minimize adverse effects on any EFH.
EPA determined that the permit action
will not adversely affect the EFH of
designated species. 16 U.S.C. 1855(b).
Additional mitigation is not warranted
under section 305(b)(2) of the
Magnuson-Stevens Act. EPA is
providing this determination to NOAA
Fisheries for their review concurrent
with the public notice of the Draft GP.
National Historic Preservation Act
(NHPA): The Draft GP does not
authorize stormwater discharges which
adversely affect properties listed or
eligible for listing in the National
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Registry of Historic Places under the
NHPA. Concurrently with the public
notice of the Draft GP, EPA will initiate
consultation under the NHPA related to
the stormwater management activities
under the Draft GP.
Coastal Zone Management Act
(CZMA): The CZMA, 16 U.S.C. 1451 et
seq., and its implementing regulations
(15 CFR part 930) require a
determination that any federally
licensed activity affecting the coastal
zone with an approved Coastal Zone
Management Program (CZMP) is
consistent with the CZMA. Concurrent
with the public notice of the Draft GP,
EPA is requesting concurrence from the
Massachusetts Coastal Program
(MassCZM) with EPA’s Federal
consistency review.
Authority: This action is being taken
under the Clean Water Act, 33 U.S.C.
1251 et seq.
David Cash,
Regional Administrator, EPA Region 1.
[FR Doc. 2024–27291 Filed 11–21–24; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments received are subject to
public disclosure. In general, comments
received will be made available without
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Federal Register / Vol. 89, No. 226 / Friday, November 22, 2024 / Notices
change and will not be modified to
remove personal or business
information including confidential,
contact, or other identifying
information. Comments should not
include any information such as
confidential information that would not
be appropriate for public disclosure.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than December 23, 2024.
A. Federal Reserve Bank of Dallas
(Karen Smith, Assistant Vice President,
Mergers & Acquisitions and
Enforcement) 2200 North Pearl Street,
Dallas, Texas 75201–2272. Comments
can also be sent electronically to
Comments.applications@dal.frb.org:
1. Woodforest Financial Group
Employee Stock Ownership Plan
(Amended and Restated Effective
January 1, 2021) and the Woodforest
Financial Group Employee Stock
Ownership Trust, both of The
Woodlands, Texas; to acquire up to 35
percent of the voting shares of
Woodforest Financial Group, Inc., and
thereby indirectly acquire voting shares
of Woodforest National Bank, both of
The Woodlands, Texas.
Board of Governors of the Federal Reserve
System.
Michele Taylor Fennell,
Associate Secretary of the Board.
[FR Doc. 2024–27445 Filed 11–21–24; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
ddrumheller on DSK120RN23PROD with NOTICES1
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (Act) (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
applications are set forth in paragraph 7
of the Act (12 U.S.C. 1817(j)(7)).
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
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Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in paragraph 7 of
the Act.
Comments received are subject to
public disclosure. In general, comments
received will be made available without
change and will not be modified to
remove personal or business
information including confidential,
contact, or other identifying
information. Comments should not
include any information such as
confidential information that would not
be appropriate for public disclosure.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than December 9, 2024.
A. Federal Reserve Bank of Cleveland
(Nadine M. Wallman, Vice President)
1455 East Sixth Street, Cleveland, Ohio
44101–2566. Comments can also be sent
electronically to
Comments.applications@clev.frb.org:
1. The Kathryn St. Clair Trust, under
agreement dated January 26, 2024, as
amended on June 20, 2024, Irvine,
Kentucky, Jaclyn R. St. Clair Shoop,
trustee, Lexington, Kentucky; to acquire
voting shares of Citizens Guaranty
Financial Corporation, Irvine, Kentucky,
and thereby indirectly acquire voting
shares of Citizens Guaranty Bank,
Richmond, Kentucky.
B. Federal Reserve Bank of St. Louis
(Holly A. Rieser, Senior Manager) P.O.
Box 442, St. Louis, Missouri 63166–
2034. Comments can also be sent
electronically to
Comments.applications@stls.frb.org:
1. The Dan Fleming Living Trust
dated October 17, 1994, Daniel D.
Fleming, trustee, Carlinville, Illinois;
The William Revocable Trust dated
December 30, 1993, William D. Fleming,
trustee, The Andrew W. Fleming Trust
U/A dated February 1, 2012, Andrew W.
Fleming, trustee, Bailey D. Fleming
Living Trust dated May 1, 2015, Bailey
D. Fleming, trustee, The Jacob W.
Fleming Trust dated July 4, 2008, Jacob
W. Fleming, trustee, Andrew W. Fleming
as custodian of Minor Child A, and
Jacob W. Fleming as custodian of Minor
Child B, Minor Child C, and Minor Child
D, all of Litchfield, Illinois; The Eaden
Fleming Trust dated February 1, 2018,
Eaden Danae Nellyn Fleming, trustee,
Mt. Olive, Illinois; and Fleming
Financial, Inc., Litchfield, Illinois,
Daniel D. Fleming, as president, and
William D. Fleming, as secretary; as the
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92685
Fleming Family Control Group, a group
acting in concert, to retain voting shares
of Country Bancorp, Inc., and thereby
indirectly retain voting shares of Bank
of Hillsboro, National Association, both
of Hillsboro, Illinois.
C. Federal Reserve Bank of Dallas
(Karen Smith, Assistant Vice President,
Mergers & Acquisitions and
Enforcement) 2200 North Pearl Street,
Dallas, Texas 75201–2272. Comments
can also be sent electronically to
Comments.applications@dal.frb.org:
1. The ELM 2024 Gift Trust, Ross
Rankin Moody, trustee, and the JDM
2024 Gift Trust, Ross Rankin Moody,
trustee, all of Austin, Texas; to join the
Moody Family Group, a group acting in
concert, to acquire voting shares of
Moody Bancshares, Inc., Galveston,
Texas, which controls Moody Bank
Holding Company, Inc., Reno, Nevada,
and thereby indirectly acquire voting
shares of Moody National Bank,
Galveston, Texas.
Board of Governors of the Federal Reserve
System.
Michele Taylor Fennell,
Associate Secretary of the Board.
[FR Doc. 2024–27444 Filed 11–21–24; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Proposed Collection;
Comment Request; Extension
Federal Trade Commission.
Notice.
AGENCY:
ACTION:
The Federal Trade
Commission (‘‘FTC’’ or ‘‘Commission’’)
requests that the Office of Management
and Budget (‘‘OMB’’) extend for three
years the current Paperwork Reduction
Act (‘‘PRA’’) clearances for information
collection requirements contained in
four consumer financial regulations
enforced by the Commission. Those
clearances expire on November 30,
2024.
DATES: Comments must be filed by
December 23, 2024.
ADDRESSES: Interested parties may file a
comment online or on paper, by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
SUMMARY:
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]]>Agencies
[Federal Register Volume 89, Number 226 (Friday, November 22, 2024)]
[Notices]
[Pages 92684-92685]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-27445]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The public portions of the applications listed below, as well as
other related filings required by the Board, if any, are available for
immediate inspection at the Federal Reserve Bank(s) indicated below and
at the offices of the Board of Governors. This information may also be
obtained on an expedited basis, upon request, by contacting the
appropriate Federal Reserve Bank and from the Board's Freedom of
Information Office at https://www.federalreserve.gov/foia/request.htm.
Interested persons may express their views in writing on the standards
enumerated in the BHC Act (12 U.S.C. 1842(c)).
Comments received are subject to public disclosure. In general,
comments received will be made available without
[[Page 92685]]
change and will not be modified to remove personal or business
information including confidential, contact, or other identifying
information. Comments should not include any information such as
confidential information that would not be appropriate for public
disclosure.
Comments regarding each of these applications must be received at
the Reserve Bank indicated or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board, 20th Street and Constitution
Avenue NW, Washington, DC 20551-0001, not later than December 23, 2024.
A. Federal Reserve Bank of Dallas (Karen Smith, Assistant Vice
President, Mergers & Acquisitions and Enforcement) 2200 North Pearl
Street, Dallas, Texas 75201-2272. Comments can also be sent
electronically to [email protected]:
1. Woodforest Financial Group Employee Stock Ownership Plan
(Amended and Restated Effective January 1, 2021) and the Woodforest
Financial Group Employee Stock Ownership Trust, both of The Woodlands,
Texas; to acquire up to 35 percent of the voting shares of Woodforest
Financial Group, Inc., and thereby indirectly acquire voting shares of
Woodforest National Bank, both of The Woodlands, Texas.
Board of Governors of the Federal Reserve System.
Michele Taylor Fennell,
Associate Secretary of the Board.
[FR Doc. 2024-27445 Filed 11-21-24; 8:45 am]
BILLING CODE 6210-01-P
