Agency Information Collection Activities: Proposed Collection Renewal; Comment Request, 85211-85212 [2024-24911]

Download as PDF ddrumheller on DSK120RN23PROD with NOTICES1 Federal Register / Vol. 89, No. 207 / Friday, October 25, 2024 / Notices In the 2023 IPCS Order, FCC 23–19, 88 FR 19001 (March 30, 2023), the Commission, among other things, reaffirmed and updated the Commission’s prior delegation of authority to WCB and the Consumer and Governmental Affairs Bureau (CGB) to revise the instructions and reporting template for the Annual Reports that all IPCS providers are required to file each year. Specifically, the Commission delegated authority to WCB and CGB to modify, supplement, and update the instructions and template as appropriate. On August 3, 2023, in DA 23–656, 88 FR 53850 (August 9, 2023) and 88 FR 54318 (August 10, 2023) (document DA 23–656), WCB and CGB sought comment on proposed revisions to the instructions and templates, including any paperwork burdens, for the annual reports and annual certifications to implement the Martha Wright-Reed Act and reflect the changes that were adopted in the 2022 ICS Order, FCC 22– 76, 87 FR 75496 (December 9, 2022). Commenters generally supported the Commission’s efforts to track trends in the IPCS marketplace as long as the reporting requirements were not unduly burdensome. However, one commenter argued that it was premature to require reports on video and the expanded TRS obligations, because the Commission had not adopted video IPCS regulations, and the expanded TRS regulations had not yet gone into effect. In the 2024 IPCS Order, FCC 24–75, the Commission modified the scope and content of the requirements for the annual reports and certifications to reflect the Martha Wright-Reed Act’s expansion of Commission authority over other communications services in carceral facilities to include video IPCS and certain other advanced communications services, as well as intrastate IPCS, and the providers that offer these services. On September 11, 2024, in DA 24– 918, 89 FR 80449 (October 3, 2024) (document DA 24–918), WCB and CGB invited supplemental comment to refresh and expand upon the record developed in response to document DA 24–918 to reflect the Commission’s expanded jurisdiction and the reforms adopted in the 2024 IPCS Order. WCB and CGB have not yet issued an order adopting changes to the instructions, templates, and certification form for the annual reports and certifications, as proposed in document DA 23–656 and document DA 24–918. Upon release of an order adopting any such changes, we will address any paperwork burdens arising from those VerDate Sep<11>2014 17:40 Oct 24, 2024 Jkt 265001 changes in a subsequent 60-day Notice under the PRA. Federal Communications Commission. Marlene Dortch, Secretary, Office of the Secretary. [FR Doc. 2024–23990 Filed 10–24–24; 8:45 am] BILLING CODE 6712–01–P FEDERAL DEPOSIT INSURANCE CORPORATION [OMB Control No. 3064–0215] Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the survey collection instrument for its ninth biennial survey of households, the FDIC National Survey of Unbanked and Underbanked Households (Household Survey). This survey is assigned OMB Control No. 3064–0215. The 2025 Household Survey is scheduled to be conducted in partnership with the U.S. Census Bureau as a supplement to its June 2025 Current Population Survey (CPS). The survey collects information on U.S. households’ use of bank accounts, prepaid cards, nonbank online payment services and other nonbank financial transaction services, and bank and nonbank credit. The results of these biennial surveys will be published by the FDIC, and help inform policymakers, bankers, and researchers about bank account ownership and household use of the banking system and nonbank financial products and services to meet their financial needs. DATES: Comments must be submitted on or before December 24, 2024. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • Agency Website: https:// www.fdic.gov/resources/regulations/ federal-register-publications/. • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Manny Cabeza (202–898– 3767), Regulatory Counsel, MB–3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUMMARY: PO 00000 Frm 00076 Fmt 4703 Sfmt 4703 85211 • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street NW building (located on F Street NW), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to ‘‘Household Survey.’’ A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202–898–3767, mcabeza@fdic.gov, MB– 3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUPPLEMENTARY INFORMATION: The FDIC is requesting OMB approval for the following collection of information: Title: FDIC National Survey of Unbanked and Underbanked Households. OMB Number: 3064–0215. Frequency of Response: Once. Affected Public: Individuals residing in U.S. households. Estimated Number of Respondents: 40,000. Average Time Per response: 9 minutes (0.15 hours) per respondent. Estimated Total Annual Burden: 6,000 hours. General Description of Collection: The FDIC is committed to expanding Americans’ access to safe, secure, and affordable banking services, which is integral to the FDIC’s mission of maintaining the stability of, and public confidence in, the U.S. financial system. The Household Survey is one avenue by which the FDIC responds to a congressional mandate contained in section 7 of the Federal Deposit Insurance Reform Conforming Amendments Act of 2005 (Reform Act) (Pub. L. 109–173) for the FDIC to conduct ongoing surveys ‘‘on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution (hereafter in this section referred to as the ‘unbanked’) into the conventional finance system.’’ Section 7 further instructs the FDIC to consider several factors in its conduct of the surveys, including (1) ‘‘what cultural, language and identification issues as well as transaction costs appear to most prevent ‘unbanked’ individuals from establishing conventional accounts;’’ and (2) ‘‘what is a fair estimate of the size and worth of the ‘‘unbanked’’ market in the United States.’’ E:\FR\FM\25OCN1.SGM 25OCN1 85212 Federal Register / Vol. 89, No. 207 / Friday, October 25, 2024 / Notices The Household Survey collects information on bank account ownership, which provides a factual basis for measuring the number and percentage of households that are unbanked. It is the only populationrepresentative survey conducted at the national level that provides state-level estimates of the size and characteristics of unbanked households for all 50 States and the District of Columbia. The Household Survey also collects information from unbanked households about the reasons that they do not have a bank account and their interest in having a bank account. Nonbank financial companies are playing an increasingly important role in the provision of financial products and services in the U.S., and households may use a variety of bank and nonbank financial products and services to meet their needs. Consequently, the Household Survey collects information on whether and how households use a wide range of bank and nonbank financial products and services. To obtain this information, the FDIC partners with the U.S. Census Bureau, which administers the Household Survey under an FDIC-sponsored supplement to its CPS. The Household Survey has been administered every other year since January 2009. The previous survey questionnaires and survey results can be accessed through the following link: https://fdic.gov/ analysis/household-survey. Consistent with the statutory mandate to conduct the surveys on an ongoing basis, the FDIC already has in place arrangements for conducting the ninth Household Survey as a supplement to the June 2025 CPS. Prior to finalizing the 2025 survey questionnaire, the FDIC seeks to solicit public comment on whether changes to the existing instrument are desirable and, if so, to what extent. It should be noted that, as a supplement of the CPS survey, the Household Survey needs to adhere to specific parameters that include limits in the length and sensitivity of the questions that can be asked of CPS respondents. Interested members of the public may obtain a copy of the proposed survey questionnaire on the following web page: https:// www.fdic.gov/federal-registerpublications/2025-fdic-national-surveyunbanked-and-underbankedhouseholds. Request for Comment Comments are invited on (a) whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collections, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Federal Deposit Insurance Corporation. Dated at Washington, DC, on October 22, 2024. James P. Sheesley, Assistant Executive Secretary. FEDERAL DEPOSIT INSURANCE CORPORATION Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager Federal Deposit Insurance Corporation. AGENCY: Update listing of financial institutions in liquidation. ACTION: Notice is hereby given that the Federal Deposit Insurance Corporation (Corporation) has been appointed the sole receiver for the following financial institution effective as of the Date Closed as indicated in the listing. SUMMARY: This list (as updated from time to time in the Federal Register) may be relied upon as ‘‘of record’’ notice that the Corporation has been appointed receiver for purposes of the statement of policy published in the July 2, 1992, issue of the Federal Register (57 FR 29491). For further information concerning the identification of any institutions which have been placed in liquidation, please visit the Corporation website at www.fdic.gov/bank/individual/failed/ banklist.html, or contact the Chief, Receivership Oversight at RO@fdic.gov or at Division of Resolutions and Receiverships, FDIC, 600 North Pearl Street, Suite 700, Dallas, TX 75201. SUPPLEMENTARY INFORMATION: [FR Doc. 2024–24911 Filed 10–24–24; 8:45 am] BILLING CODE 6714–01–P INSTITUTIONS IN LIQUIDATION [In alphabetical order] FDIC Ref. No. Bank name City 10547 ......................... First National Bank of Lindsay ........................................................ Lindsay ............................. Federal Deposit Insurance Corporation. Dated at Washington, DC, on October 22, 2024. James P. Sheesley, Assistant Executive Secretary. ddrumheller on DSK120RN23PROD with NOTICES1 [FR Doc. 2024–24850 Filed 10–24–24; 8:45 am] BILLING CODE 6714–01–P FEDERAL ELECTION COMMISSION Sunshine Act Meetings Wednesday, October 30, 2024, 10:00 a.m. TIME AND DATE: VerDate Sep<11>2014 18:37 Oct 24, 2024 Jkt 265001 Hybrid Meeting: 1050 First Street NE, Washington, DC (12th Floor) and Virtual. PLACE: Note: If you would like to virtually access the meeting, see the instructions below. State Date closed OK 10/18/2024 Management and Administrative Matters CONTACT PERSON FOR MORE INFORMATION: Judith Ingram, Press Officer, Telephone: (202) 694–1220. STATUS: This meeting will be open to the Individuals who plan to attend in public. To access the meeting virtually, person and who require special go to the commission’s website assistance, such as sign language www.fec.gov and click on the banner to interpretation or other reasonable be taken to the meeting page. accommodations, should contact Laura MATTERS TO BE CONSIDERED: E. Sinram, Secretary and Clerk, at (202) REG 2024–06 (Request to Modify or 694–1040 or secretary@fec.gov, at least Redact Contributor Info)—Draft 72 hours prior to the meeting date. Notice of Proposed Rulemaking PO 00000 Frm 00077 Fmt 4703 Sfmt 4703 E:\FR\FM\25OCN1.SGM 25OCN1

Agencies

[Federal Register Volume 89, Number 207 (Friday, October 25, 2024)]
[Notices]
[Pages 85211-85212]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-24911]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB Control No. 3064-0215]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995 (PRA), invites the general public and other 
Federal agencies to take this opportunity to comment on the survey 
collection instrument for its ninth biennial survey of households, the 
FDIC National Survey of Unbanked and Underbanked Households (Household 
Survey). This survey is assigned OMB Control No. 3064-0215. The 2025 
Household Survey is scheduled to be conducted in partnership with the 
U.S. Census Bureau as a supplement to its June 2025 Current Population 
Survey (CPS). The survey collects information on U.S. households' use 
of bank accounts, prepaid cards, nonbank online payment services and 
other nonbank financial transaction services, and bank and nonbank 
credit. The results of these biennial surveys will be published by the 
FDIC, and help inform policymakers, bankers, and researchers about bank 
account ownership and household use of the banking system and nonbank 
financial products and services to meet their financial needs.

DATES: Comments must be submitted on or before December 24, 2024.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     Agency Website: https://www.fdic.gov/resources/regulations/federal-register-publications/.
     Email: [email protected]. Include the name and number of 
the collection in the subject line of the message.
     Mail: Manny Cabeza (202-898-3767), Regulatory Counsel, MB-
3128, Federal Deposit Insurance Corporation, 550 17th Street NW, 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F Street 
NW), on business days between 7:00 a.m. and 5:00 p.m.
    All comments should refer to ``Household Survey.'' A copy of the 
comments may also be submitted to the OMB desk officer for the FDIC: 
Office of Information and Regulatory Affairs, Office of Management and 
Budget, New Executive Office Building, Washington, DC 20503.

FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance 
Corporation, 550 17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: The FDIC is requesting OMB approval for the 
following collection of information:
    Title: FDIC National Survey of Unbanked and Underbanked Households.
    OMB Number: 3064-0215.
    Frequency of Response: Once.
    Affected Public: Individuals residing in U.S. households.
    Estimated Number of Respondents: 40,000.
    Average Time Per response: 9 minutes (0.15 hours) per respondent.
    Estimated Total Annual Burden: 6,000 hours.
    General Description of Collection: The FDIC is committed to 
expanding Americans' access to safe, secure, and affordable banking 
services, which is integral to the FDIC's mission of maintaining the 
stability of, and public confidence in, the U.S. financial system. The 
Household Survey is one avenue by which the FDIC responds to a 
congressional mandate contained in section 7 of the Federal Deposit 
Insurance Reform Conforming Amendments Act of 2005 (Reform Act) (Pub. 
L. 109-173) for the FDIC to conduct ongoing surveys ``on efforts by 
insured depository institutions to bring those individuals and families 
who have rarely, if ever, held a checking account, a savings account or 
other type of transaction or check cashing account at an insured 
depository institution (hereafter in this section referred to as the 
`unbanked') into the conventional finance system.'' Section 7 further 
instructs the FDIC to consider several factors in its conduct of the 
surveys, including (1) ``what cultural, language and identification 
issues as well as transaction costs appear to most prevent `unbanked' 
individuals from establishing conventional accounts;'' and (2) ``what 
is a fair estimate of the size and worth of the ``unbanked'' market in 
the United States.''

[[Page 85212]]

    The Household Survey collects information on bank account 
ownership, which provides a factual basis for measuring the number and 
percentage of households that are unbanked. It is the only population-
representative survey conducted at the national level that provides 
state-level estimates of the size and characteristics of unbanked 
households for all 50 States and the District of Columbia. The 
Household Survey also collects information from unbanked households 
about the reasons that they do not have a bank account and their 
interest in having a bank account.
    Nonbank financial companies are playing an increasingly important 
role in the provision of financial products and services in the U.S., 
and households may use a variety of bank and nonbank financial products 
and services to meet their needs. Consequently, the Household Survey 
collects information on whether and how households use a wide range of 
bank and nonbank financial products and services.
    To obtain this information, the FDIC partners with the U.S. Census 
Bureau, which administers the Household Survey under an FDIC-sponsored 
supplement to its CPS. The Household Survey has been administered every 
other year since January 2009. The previous survey questionnaires and 
survey results can be accessed through the following link: https://fdic.gov/analysis/household-survey.
    Consistent with the statutory mandate to conduct the surveys on an 
ongoing basis, the FDIC already has in place arrangements for 
conducting the ninth Household Survey as a supplement to the June 2025 
CPS. Prior to finalizing the 2025 survey questionnaire, the FDIC seeks 
to solicit public comment on whether changes to the existing instrument 
are desirable and, if so, to what extent. It should be noted that, as a 
supplement of the CPS survey, the Household Survey needs to adhere to 
specific parameters that include limits in the length and sensitivity 
of the questions that can be asked of CPS respondents. Interested 
members of the public may obtain a copy of the proposed survey 
questionnaire on the following web page: https://www.fdic.gov/federal-register-publications/2025-fdic-national-survey-unbanked-and-underbanked-households.

Request for Comment

    Comments are invited on (a) whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collections, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

    Federal Deposit Insurance Corporation.
    Dated at Washington, DC, on October 22, 2024.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2024-24911 Filed 10-24-24; 8:45 am]
BILLING CODE 6714-01-P


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