Arms Sales Notification, 83849-83851 [2024-24121]
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Federal Register / Vol. 89, No. 202 / Friday, October 18, 2024 / Notices
companies may be breaking the law by
requiring employees to sign broad
nondisclosure agreements that could
deter whistleblowing.21 The circular
explains how, in certain circumstances,
imposing sweeping nondisclosure
agreements that do not clearly permit
communication with law enforcement
may intimidate employees from
disclosing misconduct or cooperating
with investigations. This could impede
investigations and potentially violate
Federal whistleblower protections.
3.1.5 CFPB Proposes Rule on Earned
Wage Access
On July 18, 2024, the CFPB proposed
an interpretive rule explaining that
many paycheck advance products,
sometimes marketed as ‘‘earned wage’’
products, are consumer loans subject to
TILA.22 The guidance would ensure that
lenders understand their legal
obligations to disclose the costs and fees
of these credit products to workers.
4. Enforcement Actions
The CFPB’s supervisory activities
resulted in and supported the below
enforcement actions.
4.1.1
Navient Corporation
khammond on DSKJM1Z7X2PROD with NOTICES
On September 12, 2024, the court
entered a stipulated final judgment and
order against the student loan servicer
Navient for its years of failures and
lawbreaking.23 The order permanently
bans the company from servicing
Federal Direct Loans and forbids the
company from directly servicing loans
issued under the Federal Family
Education Loan Program (FFELP) or
acquiring, with limited exceptions, any
FFELP loans. These bans largely remove
Navient from a market where it, among
other illegal actions, steered numerous
student loan borrowers into costly
repayment options. Navient also
illegally deprived student borrowers of
opportunities to enroll in more
affordable income-driven repayment
programs and caused them to pay much
21 The circular is available at: https://
www.consumerfinance.gov/compliance/circulars/
consumer-financial-protection-circular-2024-04/.
22 The interpretive rule is available at: https://
www.federalregister.gov/documents/2024/07/31/
2024-16827/truth-in-lending-regulation-zconsumer-credit-offered-to-borrowers-in-advanceof-expected-receipt-of.
23 The Proposed Order is available at: https://
www.consumerfinance.gov/enforcement/actions/
navient-corporation-navient-solutions-inc-andpioneer-credit-recovery-inc/.
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more than they should have. Under the
terms of the order, Navient paid a $20
million penalty and provided $100
million for redress for harmed
borrowers.
4.1.2
TD Bank
On September 11, 2024, the CFPB
ordered TD Bank to pay $7.76 million
to tens of thousands of victims of the
bank’s illegal actions.24 For years, the
bank repeatedly shared inaccurate,
negative information about its
customers to consumer reporting
companies. The information included
systemic errors about credit card
delinquencies and bankruptcies. In
addition to the redress, the CFPB is
ordering TD Bank to pay a $20 million
civil money penalty.
4.1.3
Fifth Third Bank
On July 9, 2024, the CFPB took action
against repeat offender Fifth Third Bank
for a range of illegal activities that will
result in the bank paying $20 million in
penalties in addition to paying redress
to approximately 35,000 harmed
consumers, including about 1,000 who
24 The Consent Order is available at: https://
www.consumerfinance.gov/enforcement/actions/tdbank-na-furnishing-2024/.
25 The Consent Orders are available at: https://
www.consumerfinance.gov/enforcement/actions/
fay-servicing-llc-2024/.
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had their cars repossessed.26
Specifically, the CFPB has ordered Fifth
Third Bank to pay a $5 million penalty
for forcing vehicle insurance onto
borrowers who had coverage. The CFPB
also filed a proposed court order that
would require Fifth Third Bank to pay
a $15 million penalty for opening fake
accounts in the names of its
customers.27 The proposed court order
bans Fifth Third Bank from setting
employee sales goals that incentivize
fraudulently opening accounts.
Rohit Chopra,
Director, Consumer Financial Protection
Bureau.
[FR Doc. 2024–24093 Filed 10–17–24; 8:45 am]
BILLING CODE 4810–AM–P
Fay Servicing, LLC
On August 21, 2024, the CFPB
ordered Fay Servicing to pay a $2
million penalty for violations of
mortgage servicing laws, as well as for
violations of a 2017 agency order that
addressed its illegal foreclosure
practices.25 The company failed to
implement the order’s requirements and
continued to break the law. Fay
Servicing took prohibited foreclosure
actions against borrowers requesting
mortgage assistance, failed to offer
borrowers mortgage assistance options
available to them, and overcharged for
private mortgage insurance. In addition
to the civil money penalty, the CFPB’s
order requires Fay Servicing to pay
consumer redress of $3 million and to
invest $2 million to update its servicing
technology and compliance
management systems. The order also
puts compensation limits on Edward
Fay, the company’s Chairman of the
Board and Chief Executive Officer, if
Mr. Fay does not take actions necessary
to ensure compliance with the order.
4.1.4
83849
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DEPARTMENT OF DEFENSE
Office of the Secretary
[Transmittal No. 23–33]
Arms Sales Notification
Defense Security Cooperation
Agency, Department of Defense (DoD).
ACTION: Arms sales notice.
AGENCY:
The DoD is publishing the
unclassified text of an arms sales
notification.
SUMMARY:
FOR FURTHER INFORMATION CONTACT:
Pamela Young at (703) 953–6092,
pamela.a.young14.civ@mail.mil, or
dsca.ncr.rsrcmgmt.list.cns-mbx@
mail.mil.
This
36(b)(1) arms sales notification is
published to fulfill the requirements of
section 155 of Public Law 104–164
dated July 21, 1996. The following is a
copy of a letter to the Speaker of the
House of Representatives with attached
Transmittal 23–33, Policy Justification,
and Sensitivity of Technology.
SUPPLEMENTARY INFORMATION:
Dated: October 15, 2024.
Aaron T. Siegel,
Alternate OSD Federal Register Liaison
Officer, Department of Defense.
26 The Consent Order is available at: https://
www.consumerfinance.gov/enforcement/actions/
fifth-third-bank-na-fpi-2024/.
27 The Opinion and Order is available at: https://
www.consumerfinance.gov/enforcement/actions/
fifth-third-bank-national-association/.
E:\FR\FM\18OCN1.SGM
18OCN1
83850
Federal Register / Vol. 89, No. 202 / Friday, October 18, 2024 / Notices
DEFENSE SECURITY COOPERATION. AGENCY
aoo.DefaaPeAtaa-
wasl'ttngfQ11,PC 20301•2800
July7,,2023
• ~ Honomble Kevin McCarlhy
Speaker of the Hou.se
U.S. House ofRepresentatives
H..209. The Capitol
Washingto~ DC 20515
Deir· Mr. ~er:
Pursuant to the reporting requirements of Section 36(b)(l) ofthe Arms• Bxport Control
Act; s amended, we are forwarding herewith Transmittal No. 23~33, eonceming the Air Force's
proposed Letter(s}ofOffer and Accepmo:ce to the Government of Sweden fur defense articles
and sen1ces est:itnated to cost $605 •million. We will issue a ile\\-s·te1ease to notify· the public of
this proposed sale upon delivery of this letter toy our office.
Sincerely,
·~·.o.-~.
,;::::rmch
Director
Transmittal No. 23–33
khammond on DSKJM1Z7X2PROD with NOTICES
Notice of Proposed Issuance of Letter of
Offer Pursuant to Section 36(b)(1) of the
Arms Export Control Act, as amended
(i) Prospective Purchaser: Government
of Sweden
(ii) Total Estimated Value:
Major Defense Equipment *
Other ...................................
$530 million
$75 million
Total .................................
$605 million
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16:48 Oct 17, 2024
Jkt 265001
(iii) Description and Quantity or
Quantities of Articles or Services under
Consideration for Purchase:
Major Defense Equipment (MDE):
Up to two hundred fifty (250) AIM–
120C–8 Advanced Medium Range
Air-to-Air-Missiles (AMRAAM)
Up to six (6) AMRAAM C–8 Guidance
Sections
Non-MDE:
Also included are spare AIM–120
control sections and containers;
AMRAAM Test Set (ATS) telemetry kits;
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Frm 00025
Fmt 4703
Sfmt 4703
encryption devices; munitions support
and support equipment; classified
software delivery and support; spare
parts, consumables, and accessories;
repair and return support;
transportation support; classified
publications and technical
documentation; studies and surveys;
U.S. Government and contractor
technical, engineering, and logistics
support services; and other related
elements of logistical and program
support.
E:\FR\FM\18OCN1.SGM
18OCN1
EN18OC24.000
Enclosures:
l. . Transmittal
2 Polley Jwmficatioii . .
3. •Sensitivity of Technology·
khammond on DSKJM1Z7X2PROD with NOTICES
Federal Register / Vol. 89, No. 202 / Friday, October 18, 2024 / Notices
83851
(iv) Military Department: Air Force
(SW–D–YAA)
(v) Prior Related Cases, if any: None
(vi) Sales Commission, Fee, etc., Paid,
Offered, or Agreed to be Paid: None
known at this time
(vii) Sensitivity of Technology
Contained in the Defense Article or
Defense Services Proposed to be Sold:
See Attached Annex
(viii) Date Report Delivered to
Congress: July 7, 2023
* As defined in Section 47(6) of the
Arms Export Control Act.
Implementation of this proposed sale
will not require the assignment of any
additional U.S. Government or
contractor representatives to Sweden.
There will be no adverse impact on
U.S. defense readiness as a result of this
proposed sale.
Annex
Office of the Under Secretary of
Defense for Personnel and Readiness
(OUSD(P&R)), Department of Defense
(DoD).
ACTION: 30-Day information collection
notice.
POLICY JUSTIFICATION
Item No. vii
SUMMARY:
Government of Sweden—AIM–120C–8
Advanced Medium-Range Air-to-Air
Missile (AMRAAM)
(vii) Sensitivity of Technology:
1. The AIM–120C–8 Advanced
Medium Range Air-to-Air Missile
(AMRAAM) is a supersonic, air
launched, aerial intercept guided
missile featuring digital technology and
micro-miniature solid-state electronics.
AMRAAM capabilities include lookdown/shoot-down, multiple launches
against multiple targets, resistance to
electronic countermeasures, and
interception of high-and low-flying and
maneuvering targets. This potential sale
will include AMRAAM guidance
section and control section spares as
well as telemetry test kits.
2. The highest level of classification of
defense articles, components, and
services included in this potential sale
is SECRET.
3. If a technologically advanced
adversary were to obtain knowledge of
the specific hardware and software
elements, the information could be used
to develop countermeasures that might
reduce weapon system effectiveness or
be used in the development of a system
with similar or advanced capabilities.
4. A determination has been made
that Sweden can provide substantially
the same degree of protection for the
sensitive technology being released as
the U.S. Government. This sale is
necessary in furtherance of the U.S.
foreign policy and national security
objectives outlined in the Policy
Justification.
5. All defense articles and services
listed in this transmittal have been
authorized for release and export to the
Government of Sweden.
The Government of Sweden has
requested to buy up to two hundred fifty
(250) AIM–120C–8 Advanced Medium
Range Air-to-Air Missiles (AMRAAM);
and up to six (6) AMRAAM C–8
Guidance Sections. Also included are
spare AIM–120 control sections and
containers; AMRAAM Test Set (ATS)
telemetry kits; encryption devices;
munitions support and support
equipment; classified software delivery
and support; spare parts, consumables,
and accessories; repair and return
support; transportation support;
classified publications and technical
documentation; studies and surveys;
U.S. Government and contractor
technical, engineering and logistics
support services; and other related
elements of logistical and program
support. The estimated total cost is $605
million.
This proposed sale will support the
foreign policy goals and national
security objectives of the United States
by improving the security of a partner
country that is a force for political
stability and economic progress in
Europe.
The proposed sale will improve
Sweden’s capability to meet and deter
current and future threats in the region
by ensuring Sweden has modern,
capable air-to-air munitions. This sale
will further advance the already high
level of Swedish Air Force
interoperability with U.S. joint forces
and other regional and NATO forces.
Sweden will have no difficulty
absorbing these articles and services
into its armed forces.
The proposed sale of this equipment
and support will not alter the basic
military balance in the region.
The principal contractor will be
Raytheon Missiles and Defense, Tucson,
AZ. There are no known offset
agreements proposed in connection
with this potential sale.
VerDate Sep<11>2014
16:48 Oct 17, 2024
Jkt 265001
Notice of Proposed Issuance of Letter of
Offer Pursuant to Section 36(b)(1) of the
Arms Export Control Act
[FR Doc. 2024–24121 Filed 10–17–24; 8:45 am]
PO 00000
Frm 00026
Fmt 4703
Sfmt 4703
Office of the Secretary
[Docket ID: DoD–2024–OS–0007]
Submission for OMB Review;
Comment Request
AGENCY:
Transmittal No. 23–33
BILLING CODE 6001–FR–P
DEPARTMENT OF DEFENSE
The DoD has submitted to the
Office of Management and Budget
(OMB) for clearance the following
proposal for collection of information
under the provisions of the Paperwork
Reduction Act.
DATES: Consideration will be given to all
comments received by November 18,
2024.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Reginald Lucas, (571) 372–7574,
whs.mc-alex.esd.mbx.dd-dodinformation-collections@mail.mil.
SUPPLEMENTARY INFORMATION:
Title; Associated Form; and OMB
Number: Climate Literacy Pulse Check;
OMB Control Number 0704–CLPC.
Type of Request: New.
Number of Respondents: 12,000.
Responses per Respondent: 1.
Annual Responses: 12,000.
Average Burden per Response: 10
minutes.
Annual Burden Hours: 2,000.
Needs and Uses: Climate change is
one of many threat multipliers to
national security, which adds
complexity to Department of Defense
(DoD) decisions. It is a priority of the
DoD to ensure that support to the
department’s missions takes climate
considerations into account, especially
how the adverse impacts of a changing
climate can complicate and impede DoD
missions. This pulse check is intended
for DoD personnel who provide various
aspects of support to the warfighter—
whether in OSD, Defense Agencies, the
Joint Staff, combatant commands, and
the Services—to understand how
climate change affects their work and
what education, training, and resources
they require to continue executing their
ADDRESSES:
E:\FR\FM\18OCN1.SGM
18OCN1
Agencies
[Federal Register Volume 89, Number 202 (Friday, October 18, 2024)]
[Notices]
[Pages 83849-83851]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-24121]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF DEFENSE
Office of the Secretary
[Transmittal No. 23-33]
Arms Sales Notification
AGENCY: Defense Security Cooperation Agency, Department of Defense
(DoD).
ACTION: Arms sales notice.
-----------------------------------------------------------------------
SUMMARY: The DoD is publishing the unclassified text of an arms sales
notification.
FOR FURTHER INFORMATION CONTACT: Pamela Young at (703) 953-6092,
[email protected], or [email protected].
SUPPLEMENTARY INFORMATION: This 36(b)(1) arms sales notification is
published to fulfill the requirements of section 155 of Public Law 104-
164 dated July 21, 1996. The following is a copy of a letter to the
Speaker of the House of Representatives with attached Transmittal 23-
33, Policy Justification, and Sensitivity of Technology.
Dated: October 15, 2024.
Aaron T. Siegel,
Alternate OSD Federal Register Liaison Officer, Department of Defense.
[[Page 83850]]
[GRAPHIC] [TIFF OMITTED] TN18OC24.000
Transmittal No. 23-33
Notice of Proposed Issuance of Letter of Offer Pursuant to Section
36(b)(1) of the Arms Export Control Act, as amended
(i) Prospective Purchaser: Government of Sweden
(ii) Total Estimated Value:
Major Defense Equipment *............... $530 million
Other................................... $75 million
-------------------------------
Total................................. $605 million
(iii) Description and Quantity or Quantities of Articles or
Services under Consideration for Purchase:
Major Defense Equipment (MDE):
Up to two hundred fifty (250) AIM-120C-8 Advanced Medium Range Air-
to-Air-Missiles (AMRAAM)
Up to six (6) AMRAAM C-8 Guidance Sections
Non-MDE:
Also included are spare AIM-120 control sections and containers;
AMRAAM Test Set (ATS) telemetry kits; encryption devices; munitions
support and support equipment; classified software delivery and
support; spare parts, consumables, and accessories; repair and return
support; transportation support; classified publications and technical
documentation; studies and surveys; U.S. Government and contractor
technical, engineering, and logistics support services; and other
related elements of logistical and program support.
[[Page 83851]]
(iv) Military Department: Air Force (SW-D-YAA)
(v) Prior Related Cases, if any: None
(vi) Sales Commission, Fee, etc., Paid, Offered, or Agreed to be
Paid: None known at this time
(vii) Sensitivity of Technology Contained in the Defense Article or
Defense Services Proposed to be Sold: See Attached Annex
(viii) Date Report Delivered to Congress: July 7, 2023
* As defined in Section 47(6) of the Arms Export Control Act.
POLICY JUSTIFICATION
Government of Sweden--AIM-120C-8 Advanced Medium-Range Air-to-Air
Missile (AMRAAM)
The Government of Sweden has requested to buy up to two hundred
fifty (250) AIM-120C-8 Advanced Medium Range Air-to-Air Missiles
(AMRAAM); and up to six (6) AMRAAM C-8 Guidance Sections. Also included
are spare AIM-120 control sections and containers; AMRAAM Test Set
(ATS) telemetry kits; encryption devices; munitions support and support
equipment; classified software delivery and support; spare parts,
consumables, and accessories; repair and return support; transportation
support; classified publications and technical documentation; studies
and surveys; U.S. Government and contractor technical, engineering and
logistics support services; and other related elements of logistical
and program support. The estimated total cost is $605 million.
This proposed sale will support the foreign policy goals and
national security objectives of the United States by improving the
security of a partner country that is a force for political stability
and economic progress in Europe.
The proposed sale will improve Sweden's capability to meet and
deter current and future threats in the region by ensuring Sweden has
modern, capable air-to-air munitions. This sale will further advance
the already high level of Swedish Air Force interoperability with U.S.
joint forces and other regional and NATO forces. Sweden will have no
difficulty absorbing these articles and services into its armed forces.
The proposed sale of this equipment and support will not alter the
basic military balance in the region.
The principal contractor will be Raytheon Missiles and Defense,
Tucson, AZ. There are no known offset agreements proposed in connection
with this potential sale.
Implementation of this proposed sale will not require the
assignment of any additional U.S. Government or contractor
representatives to Sweden.
There will be no adverse impact on U.S. defense readiness as a
result of this proposed sale.
Transmittal No. 23-33
Notice of Proposed Issuance of Letter of Offer Pursuant to Section
36(b)(1) of the Arms Export Control Act
Annex
Item No. vii
(vii) Sensitivity of Technology:
1. The AIM-120C-8 Advanced Medium Range Air-to-Air Missile (AMRAAM)
is a supersonic, air launched, aerial intercept guided missile
featuring digital technology and micro-miniature solid-state
electronics. AMRAAM capabilities include look-down/shoot-down, multiple
launches against multiple targets, resistance to electronic
countermeasures, and interception of high-and low-flying and
maneuvering targets. This potential sale will include AMRAAM guidance
section and control section spares as well as telemetry test kits.
2. The highest level of classification of defense articles,
components, and services included in this potential sale is SECRET.
3. If a technologically advanced adversary were to obtain knowledge
of the specific hardware and software elements, the information could
be used to develop countermeasures that might reduce weapon system
effectiveness or be used in the development of a system with similar or
advanced capabilities.
4. A determination has been made that Sweden can provide
substantially the same degree of protection for the sensitive
technology being released as the U.S. Government. This sale is
necessary in furtherance of the U.S. foreign policy and national
security objectives outlined in the Policy Justification.
5. All defense articles and services listed in this transmittal
have been authorized for release and export to the Government of
Sweden.
[FR Doc. 2024-24121 Filed 10-17-24; 8:45 am]
BILLING CODE 6001-FR-P