Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review; Fair Credit Reporting: Affiliate Marketing, 60969-60970 [2024-16646]
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60969
Federal Register / Vol. 89, No. 145 / Monday, July 29, 2024 / Notices
approximately 6,001 randomly selected
respondents during a second survey
administration. For purposes of this
information collection request, NHTSA
assumes that it will conduct the second
administration.
For the pilot survey, a mass mailing
using USPS DSF to 1,200 addresses, of
which 1,140 are expected to be valid
to be valid contact addresses, is
expected to reach about 6,001 willing
participants ages 18 and older. As with
the pilot survey, participants are
expected to take 30 minutes to complete
the survey.
Table 1 provides an overview of the
survey administrations.
contact addresses, is expected to reach
about 250 willing respondents ages 18
and older. Respondents are expected to
take 30 minutes to complete the survey
(250 people, 30 minutes average length,
125 hours total).
For each survey administration, a
mass mailing using USPS DSF to 28,700
addresses, of which 27,265 are expected
TABLE 1—OVERVIEW OF THE SURVEY ADMINISTRATIONS
Number of
respondents
Information collection
Burden per
response
(minutes)
Total burden
hours
Pilot Survey ..................................................................................................................................
Survey Administration 1 ...............................................................................................................
Survey Administration 2 ...............................................................................................................
250
6,001
6,001
30
30
30
125
3,001
3,001
Total ......................................................................................................................................
12,252
........................
6,127
Since the survey administrations
would occur over three years, NHTSA
averaged the number of respondents
responding to each of the six surveys
over the three-year period to estimate
that each of the surveys would have
approximately 681 respondents per
year. The burden estimates are based on
this estimate.
NHTSA estimates that each of the six
versions of the survey will have
hourly wage for all occupations in the
United States was $29.76 per hour.2
Therefore, NHTSA estimates the total
annual opportunity cost to be
approximately $60,889 ($29.76 × 2,046
= $60,888.96). Table 2 provides a
summary of the estimated annual
burden hours and labor costs associated
with those submissions.
approximately 681 respondents each
year and estimates that it takes
approximately 30 minutes to complete
each survey. Accordingly, NHTSA
estimates that each of the surveys will
have a burden of 341 hours per year, for
a total of 2,046 hours of annual burden
for all six of the surveys.
NHTSA estimates the opportunity
cost to respondents using an average
hourly wage. The May 2022 mean
TABLE 2—ANNUAL BURDEN ESTIMATES
ddrumheller on DSK120RN23PROD with NOTICES1
Survey
Survey
Survey
Survey
Survey
Survey
Version
Version
Version
Version
Version
Version
1
2
3
4
5
6
Burden per
response
(minutes)
Number of
respondents
Information collection
Hourly
opportunity
cost
Opportunity
cost response
Total
opportunity
cost
Total burden
hours
.....................................
.....................................
.....................................
.....................................
.....................................
.....................................
681
681
681
681
681
681
30
30
30
30
30
30
$29.76
29.76
29.76
29.76
29.76
29.76
$14.88
14.88
14.88
14.88
14.88
14.88
$10,148.16
10,148.16
10,148.16
10,148.16
10,148.16
10,148.16
341
341
341
341
341
341
Total ..................................................
........................
........................
........................
........................
60,888.96
2,046
Estimated Total Annual Burden Cost:
Participation in this study is voluntary,
and there are no costs to respondents
beyond the time spent completing the
questionnaires.
Public Comments Invited: You are
asked to comment on any aspects of this
information collection, including (a)
whether the proposed collection of
information is necessary for the proper
performance of the functions of the
Department, including whether the
information will have practical utility;
(b) the accuracy of the Department’s
estimate of the burden of the proposed
information collection; (c) ways to
enhance the quality, utility and clarity
2 U.S. Bureau of Labor Statistics. (2023, April 25).
May 2022 National Occupational Employment and
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18:51 Jul 26, 2024
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of the information to be collected; and
(d) ways to minimize the burden of the
collection of information on
respondents, including the use of
automated collection techniques or
other forms of information technology.
Authority: The Paperwork Reduction
Act of 1995; 44 U.S.C. chapter 35, as
amended; 49 CFR 1.49; and DOT Order
1351.29A.
Nanda Narayanan Srinivasan,
Associate Administrator, Research and
Program Development.
[FR Doc. 2024–16633 Filed 7–26–24; 8:45 am]
BILLING CODE 4910–59–P
Wage Estimates. U.S. Bureau of Labor Statistics.
PO 00000
Frm 00115
Fmt 4703
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DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Submission for OMB Review;
Fair Credit Reporting: Affiliate
Marketing
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: : Notice and request for
comment.
AGENCY:
The OCC, as part of its
continuing effort to reduce paperwork
SUMMARY:
https://www.bls.gov/oes/current/oes_nat.htm#000000.
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ddrumheller on DSK120RN23PROD with NOTICES1
60970
Federal Register / Vol. 89, No. 145 / Monday, July 29, 2024 / Notices
and respondent burden, invites
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995 (PRA). In
accordance with the requirements of the
PRA, the OCC may not conduct or
sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The OCC is
soliciting comment concerning the
renewal of its information collection
titled, ‘‘Fair Credit Reporting: Affiliate
Marketing.’’ The OCC also is giving
notice that it has sent the collection to
OMB for review.
DATES: Comments must be received by
August 28, 2024.
ADDRESSES: Commenters are encouraged
to submit comments by email, if
possible. You may submit comments by
any of the following methods:
• Email: prainfo@occ.treas.gov.
• Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
of the Comptroller of the Currency,
Attention: 1557–0230, 400 7th Street
SW, Suite 3E–218, Washington, DC
20219.
• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
• Fax: (571) 293–4835.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘1557–
0230’’ in your comment. In general, the
OCC will publish comments on
www.reginfo.gov without change,
including any business or personal
information provided, such as name and
address information, email addresses, or
phone numbers. Comments received,
including attachments and other
supporting materials, are part of the
public record and subject to public
disclosure. Do not include any
information in your comment or
supporting materials that you consider
confidential or inappropriate for public
disclosure.
Written comments and
recommendations for the proposed
information collection should also be
sent within 30 days of publication of
this notice to www.reginfo.gov/public/
do/PRAMain. You can find this
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
You may review comments and other
related materials that pertain to this
information collection following the
close of the 30-day comment period for
this notice by the method set forth in
the next bullet.
• Viewing Comments Electronically:
Go to www.reginfo.gov. Hover over the
VerDate Sep<11>2014
18:51 Jul 26, 2024
Jkt 262001
‘‘Information Collection Review’’ tab
and click on ‘‘Information Collection
Review’’ from the drop-down menu.
From the ‘‘Currently under Review’’
drop-down menu, select ‘‘Department of
Treasury’’ and then click ‘‘submit.’’ This
information collection can be located by
searching OMB control number ‘‘1557–
0230’’ or ‘‘Fair Credit Reporting:
Affiliate Marketing.’’ ’’ Upon finding the
appropriate information collection, click
on the related ‘‘ICR Reference Number.’’
On the next screen, select ‘‘View
Supporting Statement and Other
Documents’’ and then click on the link
to any comment listed at the bottom of
the screen.
• For assistance in navigating
www.reginfo.gov, please contact the
Regulatory Information Service Center
at (202) 482–7340.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, Clearance Officer,
(202) 649–5490, Chief Counsel’s Office,
Office of the Comptroller of the
Currency, 400 7th Street SW,
Washington, DC 20219. If you are deaf,
hard of hearing, or have a speech
disability, please dial 7–1–1 to access
telecommunications relay services.
SUPPLEMENTARY INFORMATION: Under the
PRA (44 U.S.C. 3501 et seq.), Federal
agencies must obtain approval from the
OMB for each collection of information
that they conduct or sponsor.
‘‘Collection of information’’ is defined
in 44 U.S.C. 3502(3) and 5 CFR
1320.3(c) to include agency requests or
requirements that members of the public
submit reports, keep records, or provide
information to a third party. The OCC
asks the OMB to extend its approval of
the collection in this notice.
Title: Fair Credit Reporting: Affiliate
Marketing.
OMB Control No.: 1557–0230.
Type of Review: Regular.
Description: Section 214 of the Fair
and Accurate Credit Transactions Act of
2003 (FACT Act),1 which added section
624 to the Fair Credit Reporting Act
(FCRA),2 generally prohibits a person
from using certain information received
from an affiliate to solicit a consumer
for marketing purposes, unless the
consumer is given notice and an
opportunity and simple method to opt
out of such solicitations.
Twelve CFR 1022.20–1022.27 require
financial institutions to issue notices
informing consumers about their rights
under section 214 of the FACT Act.
Consumers use the notices to decide if
they want to receive solicitations for
marketing purposes or opt out.
1 Public Law 108–159, 117 Stat. 1952 (December
4, 2003).
2 15 U.S.C. 1681 et seq.
PO 00000
Frm 00116
Fmt 4703
Sfmt 9990
Financial institutions use consumers’
opt-out responses to determine the
permissibility of making a solicitation
for marketing purposes.
If a person receives certain consumer
eligibility information from an affiliate,
the person may not use that information
to solicit the consumer about its
products or services, unless the
consumer is given notice and a simple
method to opt out of such use of the
information, and the consumer does not
opt out. Exceptions include a person
using eligibility information: (1) to make
solicitations to a consumer with whom
the person has a pre-existing business
relationship; (2) to perform services for
another affiliate subject to certain
conditions; (3) in response to a
communication initiated by the
consumer; or (4) to make a solicitation
that has been authorized or requested by
the consumer. A consumer’s affiliate
marketing opt-out election must be
effective for a period of at least five
years. Upon expiration of the opt-out
period, the consumer must be given a
renewal notice and an opportunity to
renew the opt-out before information
received from an affiliate may be used
to make solicitations to the consumer.
Affected Public: Businesses or other
for-profit.
Estimated Frequency of Response: On
occasion.
Estimated Number of Respondents:
97,723.
Estimated Total Annual Burden:
10,281 hours.
Comments: On May 24, 2024, the OCC
published a 60-day notice for this
information collection, (89 FR 45938).
No comments were received.
Comments continue to be invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the burden of the collection
of information;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
Patrick T. Tierney,
Assistant Director, Office of the Comptroller
of the Currency.
[FR Doc. 2024–16646 Filed 7–26–24; 8:45 am]
BILLING CODE 4810–33–P
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]]>Agencies
[Federal Register Volume 89, Number 145 (Monday, July 29, 2024)]
[Notices]
[Pages 60969-60970]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-16646]
=======================================================================
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DEPARTMENT OF THE TREASURY
Office of the Comptroller of the Currency
Agency Information Collection Activities: Information Collection
Renewal; Submission for OMB Review; Fair Credit Reporting: Affiliate
Marketing
AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.
ACTION: : Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The OCC, as part of its continuing effort to reduce paperwork
[[Page 60970]]
and respondent burden, invites comment on a continuing information
collection, as required by the Paperwork Reduction Act of 1995 (PRA).
In accordance with the requirements of the PRA, the OCC may not conduct
or sponsor, and the respondent is not required to respond to, an
information collection unless it displays a currently valid Office of
Management and Budget (OMB) control number. The OCC is soliciting
comment concerning the renewal of its information collection titled,
``Fair Credit Reporting: Affiliate Marketing.'' The OCC also is giving
notice that it has sent the collection to OMB for review.
DATES: Comments must be received by August 28, 2024.
ADDRESSES: Commenters are encouraged to submit comments by email, if
possible. You may submit comments by any of the following methods:
Email: [email protected].
Mail: Chief Counsel's Office, Attention: Comment
Processing, Office of the Comptroller of the Currency, Attention: 1557-
0230, 400 7th Street SW, Suite 3E-218, Washington, DC 20219.
Hand Delivery/Courier: 400 7th Street SW, Suite 3E-218,
Washington, DC 20219.
Fax: (571) 293-4835.
Instructions: You must include ``OCC'' as the agency name and
``1557-0230'' in your comment. In general, the OCC will publish
comments on www.reginfo.gov without change, including any business or
personal information provided, such as name and address information,
email addresses, or phone numbers. Comments received, including
attachments and other supporting materials, are part of the public
record and subject to public disclosure. Do not include any information
in your comment or supporting materials that you consider confidential
or inappropriate for public disclosure.
Written comments and recommendations for the proposed information
collection should also be sent within 30 days of publication of this
notice to www.reginfo.gov/public/do/PRAMain. You can find this
information collection by selecting ``Currently under 30-day Review--
Open for Public Comments'' or by using the search function.
You may review comments and other related materials that pertain to
this information collection following the close of the 30-day comment
period for this notice by the method set forth in the next bullet.
Viewing Comments Electronically: Go to www.reginfo.gov.
Hover over the ``Information Collection Review'' tab and click on
``Information Collection Review'' from the drop-down menu. From the
``Currently under Review'' drop-down menu, select ``Department of
Treasury'' and then click ``submit.'' This information collection can
be located by searching OMB control number ``1557-0230'' or ``Fair
Credit Reporting: Affiliate Marketing.'' '' Upon finding the
appropriate information collection, click on the related ``ICR
Reference Number.'' On the next screen, select ``View Supporting
Statement and Other Documents'' and then click on the link to any
comment listed at the bottom of the screen.
For assistance in navigating www.reginfo.gov, please
contact the Regulatory Information Service Center at (202) 482-7340.
FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, Clearance Officer,
(202) 649-5490, Chief Counsel's Office, Office of the Comptroller of
the Currency, 400 7th Street SW, Washington, DC 20219. If you are deaf,
hard of hearing, or have a speech disability, please dial 7-1-1 to
access telecommunications relay services.
SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501 et seq.),
Federal agencies must obtain approval from the OMB for each collection
of information that they conduct or sponsor. ``Collection of
information'' is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) to
include agency requests or requirements that members of the public
submit reports, keep records, or provide information to a third party.
The OCC asks the OMB to extend its approval of the collection in this
notice.
Title: Fair Credit Reporting: Affiliate Marketing.
OMB Control No.: 1557-0230.
Type of Review: Regular.
Description: Section 214 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),\1\ which added section 624 to the
Fair Credit Reporting Act (FCRA),\2\ generally prohibits a person from
using certain information received from an affiliate to solicit a
consumer for marketing purposes, unless the consumer is given notice
and an opportunity and simple method to opt out of such solicitations.
---------------------------------------------------------------------------
\1\ Public Law 108-159, 117 Stat. 1952 (December 4, 2003).
\2\ 15 U.S.C. 1681 et seq.
---------------------------------------------------------------------------
Twelve CFR 1022.20-1022.27 require financial institutions to issue
notices informing consumers about their rights under section 214 of the
FACT Act. Consumers use the notices to decide if they want to receive
solicitations for marketing purposes or opt out. Financial institutions
use consumers' opt-out responses to determine the permissibility of
making a solicitation for marketing purposes.
If a person receives certain consumer eligibility information from
an affiliate, the person may not use that information to solicit the
consumer about its products or services, unless the consumer is given
notice and a simple method to opt out of such use of the information,
and the consumer does not opt out. Exceptions include a person using
eligibility information: (1) to make solicitations to a consumer with
whom the person has a pre-existing business relationship; (2) to
perform services for another affiliate subject to certain conditions;
(3) in response to a communication initiated by the consumer; or (4) to
make a solicitation that has been authorized or requested by the
consumer. A consumer's affiliate marketing opt-out election must be
effective for a period of at least five years. Upon expiration of the
opt-out period, the consumer must be given a renewal notice and an
opportunity to renew the opt-out before information received from an
affiliate may be used to make solicitations to the consumer.
Affected Public: Businesses or other for-profit.
Estimated Frequency of Response: On occasion.
Estimated Number of Respondents: 97,723.
Estimated Total Annual Burden: 10,281 hours.
Comments: On May 24, 2024, the OCC published a 60-day notice for
this information collection, (89 FR 45938). No comments were received.
Comments continue to be invited on:
(a) Whether the collection of information is necessary for the
proper performance of the functions of the OCC, including whether the
information has practical utility;
(b) The accuracy of the OCC's estimate of the burden of the
collection of information;
(c) Ways to enhance the quality, utility, and clarity of the
information to be collected;
(d) Ways to minimize the burden of the collection on respondents,
including through the use of automated collection techniques or other
forms of information technology; and
(e) Estimates of capital or start-up costs and costs of operation,
maintenance, and purchase of services to provide information.
Patrick T. Tierney,
Assistant Director, Office of the Comptroller of the Currency.
[FR Doc. 2024-16646 Filed 7-26-24; 8:45 am]
BILLING CODE 4810-33-P
