Agency Information Collection Proposed Extension, 58731-58732 [2024-15927]
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Federal Register / Vol. 89, No. 139 / Friday, July 19, 2024 / Notices
law. The CFPB estimates that these
adjustments in fee schedules will result
in millions of dollars in savings on an
annual basis for customers seeking basic
account information from these entities.
3. Supervisory Developments
3.1 Recent CFPB Supervisory
Developments
Set forth below are select supervision
program developments including
circulars and rules that have been
issued since the last regular edition of
Supervisory Highlights.
3.1.1 CFPB Creates Registry To Detect
Corporate Repeat Offenders
On June 3, 2024, the CFPB finalized
a rule to establish a registry to detect
and deter corporate offenders that have
broken consumer laws and are subject to
Federal, State, or local government or
court orders.29 The registry will also
help the CFPB to identify repeat
offenders and recidivism trends.
3.1.2 CFPB Issues Interpretive Rule
Regarding Buy Now, Pay Later
On May 22, 2024, the CFPB issued an
interpretive rule that confirms that Buy
Now, Pay Later lenders are credit card
issuers.30 Accordingly, Buy Now, Pay
Later lenders must provide consumers
some key legal protections and rights
that apply to conventional credit cards.
These include a right to dispute charges
and demand a refund from the lender
after returning a product purchased
with a Buy Now, Pay Later loan.
3.1.3 CFPB Issues Rule on Procedures
for Supervisory Designation Proceedings
On April 23, 2024, the CFPB updated
its procedures for designating nonbank
covered persons for supervision to
conform to a recent organizational
change and to further ensure that
proceedings are fair, effective, and
efficient for all parties.31
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3.1.4 Consumer Financial Protection
Circular 2024–02 on Remittance
Transfers
On March 27, 2024, the CFPB issued
a circular regarding deceptive marketing
practices about the speed or cost of
sending a remittance transfer.32 The
29 The final rule is available at cfpb_nonbankregistration-orders_final-rule.pdf
(consumerfinance.gov).
30 The interpretive rule is available at cfpb_bnplinterpretive-rule_2024-05.pdf
(consumerfinance.gov).
31 The final rule is available at https://
www.federalregister.gov/documents/2024/04/23/
2024-08430/procedures-for-supervisorydesignation-proceedings.
32 The circular is available at https://
www.consumerfinance.gov/compliance/circulars/
consumer-financial-protection-circular-2024-02/.
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18:53 Jul 18, 2024
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circular states that remittance transfer
providers may be liable under the CFPA
for deceptive marketing about the speed
or cost of sending a remittance transfer.
Providers may be liable under the CFPA
for deceptive marketing practices
regardless of whether the provider
follows the disclosure requirements of
the Remittance Rule. For example,
among other things, it may be deceptive
to: market remittance transfers as being
delivered within a certain time frame
when transfers actually take longer to be
made available to recipients; marketing
remittance transfers as ‘‘no fee’’ when in
fact the provider charges fees; market
promotional fees or promotional
exchange rates for remittance transfers
without sufficiently clarifying when an
offer is temporary or limited; market
remittance transfers as ‘‘free’’ if they are
not in fact free.
4. Remedial Actions
4.1 Public Enforcement Actions
The CFPB’s supervisory activities
resulted in and supported the below
enforcement actions.
4.1.1 Pennsylvania Higher Education
Assistance Agency
On May 31, 2024, the CFPB sued
student loan servicer Pennsylvania
Higher Education Assistance Agency
(PHEAA), which does business as
American Education Services, for
illegally collecting on student loans that
have been discharged in bankruptcy and
sending false information about
consumers to credit reporting
companies.33 The CFPB’s lawsuit asks
the court to order PHEAA to stop its
illegal conduct, provide redress to
borrowers it has harmed, and pay a civil
penalty.
4.1.2 Chime, Inc. d/b/a Sendwave
On October 17, 2023, the CFPB issued
an order against Chime, Inc., doing
business as Sendwave, a nonbank
remittance transfer provider. Sendwave
offers and provides consumers
international money transfer services,
known as remittance transfers, in 50
States and the District of Columbia
through its mobile application, the
Sendwave App.34 The app enables users
to send money to recipients in several
countries primarily in Africa and Asia.
The CFPB found that Sendwave violated
the CFPA’s prohibition on deceptive
acts and practices by misrepresenting to
33 The complaint is available at https://
www.consumerfinance.gov/enforcement/actions/
pennsylvania-higher-education-assistance-agencypheaa-dba-american-education-services-or-aes/.
34 The consent order is available at cfpb-0012chime-inc-dba-sendwave-consent-order_2023–
10.pdf (consumerfinance.gov).
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58731
consumers the speed and cost of its
remittance transfers. The CFPB also
found that Sendwave violated the
Electronic Fund Transfer Act (EFTA)
and its implementing Regulation E,
including subpart B, known as the
Remittance Transfer Rule, by: (1)
wrongly requiring customers to waive
their rights; (2) failing to provide
required disclosures, including the date
of fund availability and exchange rate;
(3) failing to provide timely disclosures;
and (4) failing to investigate errors
properly and maintain required policies
and procedures for error resolution. The
violations of EFTA and Regulation E
also constitute violations of the CFPA.
The order requires Sendwave to provide
approximately $1.5 million in redress to
consumers and to pay a $1.5 million
civil money penalty. Sendwave must
also take measures to ensure future
compliance.
Rohit Chopra,
Director, Consumer Financial Protection
Bureau.
[FR Doc. 2024–15960 Filed 7–18–24; 8:45 am]
BILLING CODE 4810–AM–P
DEPARTMENT OF ENERGY
Energy Information Administration
Agency Information Collection
Proposed Extension
Energy Information
Administration (EIA), Department of
Energy (DOE).
ACTION: Notice and request for
comments.
AGENCY:
DOE invites public comment
on the proposed three-year extension,
with changes, to the Form NWPA–830G
Appendix G—Standard Remittance
Advice for Payment of Fees, including
Annex A to Appendix G, as required by
the Paperwork Reduction Act of 1995.
Form NWPA–830G is part of the
Standard Contract for Disposal of Spent
Nuclear Fuel and/or High-Level
Radioactive Waste. Generators and
owners of spent nuclear fuel and highlevel radioactive waste of domestic
origin paid fees into the Nuclear Waste
Fund based on net electricity generated
and sold as defined in the Standard
Contract.
SUMMARY:
DOE must receive all comments
on this proposed information collection
no later than September 17, 2024. If you
anticipate any difficulties in submitting
your comments by the deadline, contact
the person listed in the ADDRESSES
section of this notice as soon as
possible.
DATES:
E:\FR\FM\19JYN1.SGM
19JYN1
58732
Federal Register / Vol. 89, No. 139 / Friday, July 19, 2024 / Notices
Submit comments
electronically to Guang Wei, Office of
Standard Contract Management, at
standardcontracts@hq.doe.gov.
FOR FURTHER INFORMATION CONTACT: If
you need additional information,
contact Guang Wei, Office of Standard
Contract Management, U.S. Department
of Energy, telephone (240) 388–5685, or
by email at standardcontracts@
hq.doe.gov. The forms and instructions
are available on DOE’s website at
https://www.energy.gov/gc/officestandard-contract-management and at
EIA’s website at www.eia.gov/survey/.
SUPPLEMENTARY INFORMATION: This
information collection request contains:
(1) OMB No.: 1901–0260;
(2) Information Collection Request
Title: Form NWPA–830G, Standard
Contract for Disposal of Spent Nuclear
Fuel and/or High-Level Radioactive
Waste, Appendix G;
(3) Type of Request: Three-year
extension with changes;
(4) Purpose: The Form NWPA–830G
survey included in the Standard
Contract for Disposal of Spent Nuclear
Fuel and/or High-Level Radioactive
Waste, Appendix G, collect information
on energy resource reserves, production,
demand, technology, and related
economic and statistical information.
The Federal Energy Administration
Act of 1974 (15 U.S.C. 761 et seq.) and
the DOE Organization Act (42 U.S.C.
7101 et seq.) require EIA to carry out a
centralized, comprehensive, and unified
energy information program. This
program collects, evaluates, assembles,
analyzes, and disseminates information
on energy resource reserves, production,
demand, technology, and related
economic and statistical information.
This information is used to assess the
adequacy of energy resources to meet
near and longer-term domestic
demands.
As part of its effort to comply with the
Paperwork Reduction Act of 1995 (44
U.S.C. 3501 et seq.), EIA provides the
general public and other federal
agencies with opportunities to comment
on collections of energy information
conducted by or in conjunction with
EIA. Also, EIA will later seek approval
for this collection by OMB under
Section 3507(a) of the Paperwork
Reduction Act of 1995.
The Nuclear Waste Policy Act of 1982
(42 U.S.C. 10101 et seq.) required that
DOE enter into Standard Contracts with
all generators or owners of spent nuclear
fuel and high-level radioactive waste of
domestic origin. Form NWPA–830G
Appendix G—Standard Remittance
Advice for Payment of Fees, including
Annex A to Appendix G, is an
ddrumheller on DSK120RN23PROD with NOTICES1
ADDRESSES:
VerDate Sep<11>2014
18:53 Jul 18, 2024
Jkt 262001
Appendix to this Standard Contract.
Appendix G and Annex A to Appendix
G are commonly referred to as
Remittance Advice (RA) forms. RA
forms must be submitted quarterly by
generators and owners of spent nuclear
fuel and high-level radioactive waste of
domestic origin who signed the
Standard Contract. Appendix G is
designed to serve as the source
document for entries into DOE
accounting records to transmit data to
DOE concerning payment of fees into
the Nuclear Waste Fund for spent
nuclear fuel and high-level waste
disposal. Annex A to Appendix G is
used to provide data on the amount of
net electricity generated and sold, upon
which these fees are based.
Please refer to the proposed forms and
instructions for more information about
the purpose, who must report, when to
report, where to submit, the elements to
be reported, detailed instructions,
provisions for confidentiality, and uses
(including possible non-statistical uses)
of the information. For instructions on
obtaining materials, see the FOR FURTHER
INFORMATION CONTACT section;
(4a) Proposed Changes to Information
Collection: The reduction of 20 annual
burden hours for Form NWPA–830G
results from the reduction of the number
of total respondents representing
reactors that decreased from 95 to 94.
One reactor permanently shut down
since the last clearance cycle and no
longer is required to pay fees into the
Nuclear Waste Fund nor respond to this
survey. The number of respondents
includes one new reactor in Georgia,
VOGTLE 4, which is planned to be
operational within 2024.
(5) Annual Estimated Number of
Respondents: 94;
(6) Annual Estimated Number of
Total Responses: 376;
(7) Annual Estimated Number of
Burden Hours: 1,880;
(8) Annual Estimated Reporting and
Recordkeeping Cost Burden: $171,381
(1,880 estimated number of burden
hours times $91.16 per hour current
average loaded wage rate). EIA estimates
that respondents will have no additional
costs associated with the surveys other
than the burden hours and the
maintenance of the information during
the normal course of business.
Comments are invited on whether or
not: (a) The proposed collection of
information is necessary for the proper
performance of agency functions,
including whether the information will
have a practical utility; (b) DOE’s
estimate of the burden of the proposed
collection of information, including the
validity of the methodology and
assumptions used, is accurate; (c) DOE
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Frm 00030
Fmt 4703
Sfmt 4703
can improve the quality, utility, and
clarity of the information it will collect;
and (d) DOE can minimize the burden
of the collection of information on
respondents, such as automated
collection techniques or other forms of
information technology.
Statutory Authority: Section 13(b) of
the Federal Energy Administration Act
of 1974, Public Law 93–275, codified as
(15 U.S.C. 772(b) et seq.); the DOE
Organization Act of 1977, Public Law
95–91, codified as (42 U.S.C. 7101 et
seq.); and Nuclear Waste Policy Act of
1982 (42 U.S.C. 10101 et seq.)
Signed in Washington, DC, on July 15,
2024.
Samson A. Adeshiyan,
Director, Office of Statistical Methods and
Research, U.S. Energy Information
Administration.
[FR Doc. 2024–15927 Filed 7–18–24; 8:45 am]
BILLING CODE 6450–01–P
ENVIRONMENTAL PROTECTION
AGENCY
[FRL 12104–01–OA]
Farm, Ranch, and Rural Communities
Advisory Committee (FRRCC) and
Animal Agriculture and Water Quality
Subcommittee (AAWQ); Notice of
Public Meetings
Environmental Protection
Agency (EPA).
ACTION: Notice of meetings.
AGENCY:
Pursuant to the Federal
Advisory Committee Act (FACA), notice
is hereby given that the next meeting of
the Farm, Ranch, and Rural
Communities Advisory Committee
(FRRCC) will be held in a hybrid setting
on Aug 5–6, 2024, at the Lancaster
Marriott in Lancaster, PA. The FRRCC
provides independent policy advice,
information, and recommendations to
the Administrator on a range of
environmental issues and policies that
are of importance to agriculture and
rural communities. Pursuant to the
Federal Advisory Committee Act
(FACA), notice is hereby given that the
next meeting of the Animal Agriculture
and Water Quality Subcommittee,
subcommittee of the Farm, Ranch, and
Rural Communities Advisory
Committee (FRRCC) will be held in a
hybrid setting on Aug 8–9, 2024, at the
Lancaster Marriott in Lancaster, PA. The
goal of the AAWQ subcommittee is to
provide recommendations that will
inform the Agency’s decisions regarding
how to improve the implementation of
the Clean Water Act (CWA) National
Pollutant Discharge Elimination System
SUMMARY:
E:\FR\FM\19JYN1.SGM
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Agencies
[Federal Register Volume 89, Number 139 (Friday, July 19, 2024)]
[Notices]
[Pages 58731-58732]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-15927]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF ENERGY
Energy Information Administration
Agency Information Collection Proposed Extension
AGENCY: Energy Information Administration (EIA), Department of Energy
(DOE).
ACTION: Notice and request for comments.
-----------------------------------------------------------------------
SUMMARY: DOE invites public comment on the proposed three-year
extension, with changes, to the Form NWPA-830G Appendix G--Standard
Remittance Advice for Payment of Fees, including Annex A to Appendix G,
as required by the Paperwork Reduction Act of 1995. Form NWPA-830G is
part of the Standard Contract for Disposal of Spent Nuclear Fuel and/or
High-Level Radioactive Waste. Generators and owners of spent nuclear
fuel and high-level radioactive waste of domestic origin paid fees into
the Nuclear Waste Fund based on net electricity generated and sold as
defined in the Standard Contract.
DATES: DOE must receive all comments on this proposed information
collection no later than September 17, 2024. If you anticipate any
difficulties in submitting your comments by the deadline, contact the
person listed in the ADDRESSES section of this notice as soon as
possible.
[[Page 58732]]
ADDRESSES: Submit comments electronically to Guang Wei, Office of
Standard Contract Management, at [email protected].
FOR FURTHER INFORMATION CONTACT: If you need additional information,
contact Guang Wei, Office of Standard Contract Management, U.S.
Department of Energy, telephone (240) 388-5685, or by email at
[email protected]. The forms and instructions are available
on DOE's website at https://www.energy.gov/gc/office-standard-contract-management and at EIA's website at www.eia.gov/survey/.
SUPPLEMENTARY INFORMATION: This information collection request
contains:
(1) OMB No.: 1901-0260;
(2) Information Collection Request Title: Form NWPA-830G, Standard
Contract for Disposal of Spent Nuclear Fuel and/or High-Level
Radioactive Waste, Appendix G;
(3) Type of Request: Three-year extension with changes;
(4) Purpose: The Form NWPA-830G survey included in the Standard
Contract for Disposal of Spent Nuclear Fuel and/or High-Level
Radioactive Waste, Appendix G, collect information on energy resource
reserves, production, demand, technology, and related economic and
statistical information.
The Federal Energy Administration Act of 1974 (15 U.S.C. 761 et
seq.) and the DOE Organization Act (42 U.S.C. 7101 et seq.) require EIA
to carry out a centralized, comprehensive, and unified energy
information program. This program collects, evaluates, assembles,
analyzes, and disseminates information on energy resource reserves,
production, demand, technology, and related economic and statistical
information. This information is used to assess the adequacy of energy
resources to meet near and longer-term domestic demands.
As part of its effort to comply with the Paperwork Reduction Act of
1995 (44 U.S.C. 3501 et seq.), EIA provides the general public and
other federal agencies with opportunities to comment on collections of
energy information conducted by or in conjunction with EIA. Also, EIA
will later seek approval for this collection by OMB under Section
3507(a) of the Paperwork Reduction Act of 1995.
The Nuclear Waste Policy Act of 1982 (42 U.S.C. 10101 et seq.)
required that DOE enter into Standard Contracts with all generators or
owners of spent nuclear fuel and high-level radioactive waste of
domestic origin. Form NWPA-830G Appendix G--Standard Remittance Advice
for Payment of Fees, including Annex A to Appendix G, is an Appendix to
this Standard Contract. Appendix G and Annex A to Appendix G are
commonly referred to as Remittance Advice (RA) forms. RA forms must be
submitted quarterly by generators and owners of spent nuclear fuel and
high-level radioactive waste of domestic origin who signed the Standard
Contract. Appendix G is designed to serve as the source document for
entries into DOE accounting records to transmit data to DOE concerning
payment of fees into the Nuclear Waste Fund for spent nuclear fuel and
high-level waste disposal. Annex A to Appendix G is used to provide
data on the amount of net electricity generated and sold, upon which
these fees are based.
Please refer to the proposed forms and instructions for more
information about the purpose, who must report, when to report, where
to submit, the elements to be reported, detailed instructions,
provisions for confidentiality, and uses (including possible non-
statistical uses) of the information. For instructions on obtaining
materials, see the FOR FURTHER INFORMATION CONTACT section;
(4a) Proposed Changes to Information Collection: The reduction of
20 annual burden hours for Form NWPA-830G results from the reduction of
the number of total respondents representing reactors that decreased
from 95 to 94. One reactor permanently shut down since the last
clearance cycle and no longer is required to pay fees into the Nuclear
Waste Fund nor respond to this survey. The number of respondents
includes one new reactor in Georgia, VOGTLE 4, which is planned to be
operational within 2024.
(5) Annual Estimated Number of Respondents: 94;
(6) Annual Estimated Number of Total Responses: 376;
(7) Annual Estimated Number of Burden Hours: 1,880;
(8) Annual Estimated Reporting and Recordkeeping Cost Burden:
$171,381 (1,880 estimated number of burden hours times $91.16 per hour
current average loaded wage rate). EIA estimates that respondents will
have no additional costs associated with the surveys other than the
burden hours and the maintenance of the information during the normal
course of business.
Comments are invited on whether or not: (a) The proposed collection
of information is necessary for the proper performance of agency
functions, including whether the information will have a practical
utility; (b) DOE's estimate of the burden of the proposed collection of
information, including the validity of the methodology and assumptions
used, is accurate; (c) DOE can improve the quality, utility, and
clarity of the information it will collect; and (d) DOE can minimize
the burden of the collection of information on respondents, such as
automated collection techniques or other forms of information
technology.
Statutory Authority: Section 13(b) of the Federal Energy
Administration Act of 1974, Public Law 93-275, codified as (15 U.S.C.
772(b) et seq.); the DOE Organization Act of 1977, Public Law 95-91,
codified as (42 U.S.C. 7101 et seq.); and Nuclear Waste Policy Act of
1982 (42 U.S.C. 10101 et seq.)
Signed in Washington, DC, on July 15, 2024.
Samson A. Adeshiyan,
Director, Office of Statistical Methods and Research, U.S. Energy
Information Administration.
[FR Doc. 2024-15927 Filed 7-18-24; 8:45 am]
BILLING CODE 6450-01-P