Inventorship Guidance for AI-Assisted Inventions, 48399-48400 [2024-12429]

Download as PDF Federal Register / Vol. 89, No. 110 / Thursday, June 6, 2024 / Notices specific questions related to collection activities should be directed to Celeste Stout, Fisheries Management Specialist, NMFS, Office of Protected Resources, (301) 427–8436, and Celeste.Stout@ noaa.gov. SUPPLEMENTARY INFORMATION: lotter on DSK11XQN23PROD with NOTICES1 I. Abstract This request is for an extension of a currently approved information collection. The Endangered Species Act of 1973 (ESA; 16 U.S.C. 1531 et seq.) imposed prohibitions against the taking of endangered species. In 1982, Congress revised the ESA to allow permits authorizing the taking of endangered species incidental to otherwise lawful activities. The corresponding regulations (50 CFR part 222.222) established procedures for persons to apply for such a permit. In addition, the regulations set forth specific reporting requirements for such permit holders. The regulations contain three sets of information collections: (l) applications for incidental take permits, (2) applications for certificates of inclusion, and (3) reporting requirements for permits issued. Certificates of inclusion are only required if a general permit is issued to a representative of a group of potential permit applicants, rather than requiring each entity to apply for and receive a permit. The required information is used to evaluate the impacts of the proposed activity on endangered species, to make the determinations required by the ESA prior to issuing a permit, and to establish appropriate permit conditions. When a species is listed as threatened, section 4(d) of the ESA requires the Secretary to issue whatever regulations are deemed necessary or advisable to provide for conservation of the species. In many cases those regulations reflect blanket application of the section 9 take prohibition. However, the National Marine Fisheries Service (NMFS) recognizes certain exceptions to that prohibition, including habitat restoration actions taken in accord with approved state watershed action plans. While watershed plans are prepared for other purposes in coordination with or fulfillment of various state programs, a watershed group wishing to take advantage of the exception for restoration activities (rather than obtaining a section 10 permit) would have to submit the plan for NMFS review. II. Method of Collection Currently, most information is collected through email, but in some VerDate Sep<11>2014 17:12 Jun 05, 2024 Jkt 262001 48399 instances, there are paper applications mailed in. cannot guarantee that we will be able to do so. III. Data Sheleen Dumas, Department PRA Clearance Officer, Office of the Under Secretary for Economic Affairs, Commerce Department. OMB Control Number: 0648–0230. Form Number(s): None. Type of Review: Regular submission (extension of a currently approved information collection). Affected Public: Individuals or households, business or other for-profit, not-for-profit institutions, and state, local, or tribal government. Estimated Number of Respondents: 37. Estimated Time per Response: 80 hours for a permit application (including Habitat Conservation Plans), 40 minutes for transfer of an incidental take permit; 8 hours for a permit report, 30 minutes for a Certificate of Inclusion and 10 hours for a watershed plan. Estimated Total Annual Burden Hours: 424. Estimated Total Annual Cost to Public: $0; we now collect everything digitally. Respondent’s Obligation: Required to Obtain or Retain Benefits. Legal Authority: ESA; 16 U.S.C. 1531 et seq. IV. Request for Comments We are soliciting public comments to permit the Department/Bureau to: (a) Evaluate whether the proposed information collection is necessary for the proper functions of the Department, including whether the information will have practical utility; (b) Evaluate the accuracy of our estimate of the time and cost burden for this proposed collection, including the validity of the methodology and assumptions used; (c) Evaluate ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Minimize the reporting burden on those who are to respond, including the use of automated collection techniques or other forms of information technology. Comments that you submit in response to this notice are a matter of public record. We will include or summarize each comment in our request to OMB to approve this ICR. Before including your address, phone number, email address, or other personal identifying information in your comment, you should be aware that your entire comment—including your personal identifying information—may be made publicly available at any time. While you may ask us in your comment to withhold your personal identifying information from public review, we PO 00000 Frm 00039 Fmt 4703 Sfmt 4703 [FR Doc. 2024–12449 Filed 6–5–24; 8:45 am] BILLING CODE 3510–22–P DEPARTMENT OF COMMERCE Patent and Trademark Office [Docket No.: PTO–P–2023–0043] Inventorship Guidance for AI-Assisted Inventions United States Patent and Trademark Office, Department of Commerce. ACTION: Examination guidance; reopening of comment period. AGENCY: The United States Patent and Trademark Office (USPTO) is reopening the comment period, which ended on May 13, 2024, for the guidance titled ‘‘Inventorship Guidance for AI-Assisted Inventions’’ that was published in the Federal Register on February 13, 2024. DATES: The comment period for the guidance published on February 13, 2024, at 89 FR 10043, is reopened until June 20, 2024. Written comments must be received on or before June 20, 2024. The USPTO will also treat as timely any comments received between May 13, 2024, and the publication date of this notice. ADDRESSES: Comments must be submitted through the Federal eRulemaking Portal at www.regulations.gov. To submit comments via the portal, enter docket number PTO–P–2023–0043 on the homepage and select ‘‘Search.’’ The site will provide a search results page listing all documents associated with this docket. Find a reference to this document and select the ‘‘Comment’’ icon, complete the required fields, and enter or attach your comments. Attachments to electronic comments will be accepted in Adobe® portable document format (PDF) and Microsoft Word® format. Because comments will be made available for public inspection, information the submitter does not desire to make public, such as an address or phone number, should not be included in the comments. Visit the Federal eRulemaking Portal for additional instructions on providing comments via the portal. If electronic submission of comments is not feasible due to a lack of access to a computer and/or the internet, please contact the SUMMARY: E:\FR\FM\06JNN1.SGM 06JNN1 48400 Federal Register / Vol. 89, No. 110 / Thursday, June 6, 2024 / Notices USPTO using the contact information at the FOR FURTHER INFORMATION CONTACT section for special instructions. FOR FURTHER INFORMATION CONTACT: Matthew Sked, Senior Legal Advisor, at 571–272–7627; or Nalini Mummalaneni, Senior Legal Advisor, at 571–270–1647, both with the Office of Patent Legal Administration, Office of the Deputy Commissioner for Patents. SUPPLEMENTARY INFORMATION: On February 13, 2024, the USPTO published guidance titled ‘‘Inventorship Guidance for AI-Assisted Inventions,’’ to provide clarity for USPTO stakeholders and personnel, including the Central Reexamination Unit and the Patent Trial and Appeal Board, on how the USPTO will analyze inventorship issues now that artificial intelligence (AI) systems, including generative AI, are playing a greater role in the innovation process (89 FR 10043, February 13, 2024). After the comment period for the guidance closed, the USPTO became aware of some continued stakeholder interest in submitting comments on the guidance. Therefore, the USPTO is reopening the written comment period for the guidance to ensure that all stakeholders have a sufficient opportunity to submit comments. The USPTO will also treat as timely any comments received between the original comment period deadline of May 13, 2024, and the publication date of this notice. Katherine K. Vidal, Under Secretary of Commerce for Intellectual Property and Director of the United States Patent and Trademark Office. [FR Doc. 2024–12429 Filed 6–5–24; 8:45 am] BILLING CODE 3510–16–P CONSUMER FINANCIAL PROTECTION BUREAU [Docket No. CFPB–2024–0021] Request for Information Regarding Fees Imposed in Residential Mortgage Transactions Consumer Financial Protection Bureau. ACTION: Request for information. AGENCY: The Consumer Financial Protection Bureau (Bureau or CFPB) is seeking information and comments from the public related to fees charged by providers of mortgages and related settlement services. DATES: Comments must be received on or before August 2, 2024. ADDRESSES: You may submit information or comments, identified by lotter on DSK11XQN23PROD with NOTICES1 SUMMARY: VerDate Sep<11>2014 17:12 Jun 05, 2024 Jkt 262001 Docket No. CFPB–2024–0021, by any of the following methods: • Federal eRulemaking Portal: https:// www.regulations.gov. Follow the instructions for submitting comments. • Email: 2024-RFIResidentialMortgageFees@CFPB.gov. Include Docket No. CFPB–2024–0021 in the subject line of the message. • Mail/Hand Delivery/Courier: Comment Intake—Residential Mortgage Fees Assessment, Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. Instructions: The Bureau encourages the early submission of comments. All submissions should include document title and docket number. Please note the number of the topic on which you are commenting at the top of each response (you do not need to address all topics). Because paper mail in the Washington, DC area and at the Bureau is subject to delay, commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to https:// www.regulations.gov. All comments, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Proprietary information or sensitive personal information, such as account numbers or Social Security numbers, or names of other individuals, should not be included. Comments will not be edited to remove any identifying or contact information. FOR FURTHER INFORMATION CONTACT: George Karithanom, Regulatory Implementation & Guidance Program Analyst, Office of Regulations, at (202) 435–7700 or https://reginquiries. consumerfinance.gov/. If you require this document in an alternative electronic format, please contact CFPB_ Accessibility@cfpb.gov. SUPPLEMENTARY INFORMATION: I. Background People rely on mortgage loans to buy their homes, tap home equity at key life moments, and refinance those loans when interest rates decline. Mortgages come with many associated fees and costs, referred to as ‘‘closing costs,’’ that are due by the time the loan closes or when the borrower signs the loan agreement. These closing costs, and particularly the costs the lender imposes on the borrower as part of the cost of getting the loan, have recently risen sharply.1 From 2021 to 2023, median total loan costs increased by over 36% 1 https://www.consumerfinance.gov/about-us/ blog/junk-fees-are-driving-up-housing-costs-thecfpb-wants-to-hear-from-you/. PO 00000 Frm 00040 Fmt 4703 Sfmt 4703 on home purchase loans. The median dollar amount paid by borrowers in 2022 was nearly $6,000 in these costs and fees. This, along with increased home prices and interest rates, have placed increased pressure on borrowers’ budgets, contributing to a lack of access to credit and decreased home affordability. Many of these costs are fixed and do not change based on the size of the loan, resulting in an outsized impact on borrowers with smaller mortgages, such as lower income or first-time homebuyers.2 Lenders are also impacted by rising closing costs. The cost for credit scores, credit reports, and employment verification, for example, have all increased markedly over the last few years. Dominant market players have driven up costs through annual price increases that significantly outpace inflation, leaving lenders with little choice but to pay these higher rates. These higher costs are passed on to the consumer or eat into lenders’ bottom lines, in a market where mortgage originators are already facing financial challenges.3 Lenders facing higher costs for evaluating applicants due to increasing costs for the basic information in credit reports may rationally choose to evaluate fewer applicants, potentially resulting in decreased access to credit. Under Federal law and CFPB regulations,4 borrowers receive disclosures of closing costs through the Loan Estimate and Closing Disclosure.5 These standardized disclosures list out the closing costs and divide them into loan costs and other costs.6 Loan costs are further divided into required services that the consumer can shop for (such as lender’s title insurance) and required services that cannot be shopped for (such as credit reporting costs). The largest disclosed closing costs are origination fees paid to the lender (including discount points). Title fees (including title insurance, title search, and settlement fees) are the next largest category of closing costs (and loan costs).7 2 https://www.fanniemae.com/research-andinsights/publications/barriers-entry-closing-costsfirst-time-and-low-income-homebuyers. 3 Lenders keep losing money on every loan produced, MBA says √ National Mortgage News. 4 Truth in Lending Act, 15 U.S.C. 1601 et seq., 12 CFR part 1026 (regulation Z). 5 https://www.consumerfinance.gov/compliance/ compliance-resources/mortgage-resources/tilarespa-integrated-disclosures/forms-samples/. 6 Other costs include items such as recording fees, homeowners’ insurance, and property taxes. 7 https://www.fanniemae.com/research-andinsights/publications/barriers-entry-closing-costsfirst-time-and-low-income-homebuyers. E:\FR\FM\06JNN1.SGM 06JNN1

Agencies

[Federal Register Volume 89, Number 110 (Thursday, June 6, 2024)]
[Notices]
[Pages 48399-48400]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-12429]


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DEPARTMENT OF COMMERCE

Patent and Trademark Office

[Docket No.: PTO-P-2023-0043]


Inventorship Guidance for AI-Assisted Inventions

AGENCY: United States Patent and Trademark Office, Department of 
Commerce.

ACTION: Examination guidance; reopening of comment period.

-----------------------------------------------------------------------

SUMMARY: The United States Patent and Trademark Office (USPTO) is 
reopening the comment period, which ended on May 13, 2024, for the 
guidance titled ``Inventorship Guidance for AI-Assisted Inventions'' 
that was published in the Federal Register on February 13, 2024.

DATES: The comment period for the guidance published on February 13, 
2024, at 89 FR 10043, is reopened until June 20, 2024. Written comments 
must be received on or before June 20, 2024. The USPTO will also treat 
as timely any comments received between May 13, 2024, and the 
publication date of this notice.

ADDRESSES: Comments must be submitted through the Federal eRulemaking 
Portal at www.regulations.gov. To submit comments via the portal, enter 
docket number PTO-P-2023-0043 on the homepage and select ``Search.'' 
The site will provide a search results page listing all documents 
associated with this docket. Find a reference to this document and 
select the ``Comment'' icon, complete the required fields, and enter or 
attach your comments. Attachments to electronic comments will be 
accepted in Adobe[supreg] portable document format (PDF) and Microsoft 
Word[supreg] format. Because comments will be made available for public 
inspection, information the submitter does not desire to make public, 
such as an address or phone number, should not be included in the 
comments.
    Visit the Federal eRulemaking Portal for additional instructions on 
providing comments via the portal. If electronic submission of comments 
is not feasible due to a lack of access to a computer and/or the 
internet, please contact the

[[Page 48400]]

USPTO using the contact information at the FOR FURTHER INFORMATION 
CONTACT section for special instructions.

FOR FURTHER INFORMATION CONTACT: Matthew Sked, Senior Legal Advisor, at 
571-272-7627; or Nalini Mummalaneni, Senior Legal Advisor, at 571-270-
1647, both with the Office of Patent Legal Administration, Office of 
the Deputy Commissioner for Patents.

SUPPLEMENTARY INFORMATION: On February 13, 2024, the USPTO published 
guidance titled ``Inventorship Guidance for AI-Assisted Inventions,'' 
to provide clarity for USPTO stakeholders and personnel, including the 
Central Reexamination Unit and the Patent Trial and Appeal Board, on 
how the USPTO will analyze inventorship issues now that artificial 
intelligence (AI) systems, including generative AI, are playing a 
greater role in the innovation process (89 FR 10043, February 13, 
2024). After the comment period for the guidance closed, the USPTO 
became aware of some continued stakeholder interest in submitting 
comments on the guidance. Therefore, the USPTO is reopening the written 
comment period for the guidance to ensure that all stakeholders have a 
sufficient opportunity to submit comments. The USPTO will also treat as 
timely any comments received between the original comment period 
deadline of May 13, 2024, and the publication date of this notice.

Katherine K. Vidal,
Under Secretary of Commerce for Intellectual Property and Director of 
the United States Patent and Trademark Office.
[FR Doc. 2024-12429 Filed 6-5-24; 8:45 am]
BILLING CODE 3510-16-P
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