National Flood Insurance Program: Standard Flood Insurance Policy, Homeowner Flood Form; Extension of Comment Period, 24415 [2024-07388]
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Federal Register / Vol. 89, No. 68 / Monday, April 8, 2024 / Proposed Rules
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(1) The chemical substance generically
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[FR Doc. 2024–07262 Filed 4–5–24; 8:45 am]
BILLING CODE 6560–50–P
DEPARTMENT OF HOMELAND
SECURITY
Federal Emergency Management
Agency
44 CFR Part 61
[Docket ID FEMA–2024–0004]
RIN 1660–AB06
National Flood Insurance Program:
Standard Flood Insurance Policy,
Homeowner Flood Form; Extension of
Comment Period
Federal Emergency
Management Agency, Department of
Homeland Security.
ACTION: Notice of proposed rulemaking;
extension of comment period.
AGENCY:
The Federal Emergency
Management Agency (FEMA) is
extending the public comment period
for its notice of proposed rulemaking
published February 6, 2024. The
proposed rule would revise the
Standard Flood Insurance Policy by
adding a new Homeowner Flood Form
and five accompanying endorsements.
The new Homeowner Flood Form
lotter on DSK11XQN23PROD with PROPOSALS1
SUMMARY:
VerDate Sep<11>2014
16:21 Apr 05, 2024
Jkt 262001
would replace the Dwelling Form as a
source of coverage for homeowners of
one-to-four family residences. Together,
the new Homeowner Flood Form and
endorsements would more closely align
with property and casualty homeowners
insurance and provide increased
options and coverage in a more userfriendly and comprehensible format.
DATES: Written comments on the notice
of proposed rulemaking published at 89
FR 8282 (Feb. 6, 2024) may be
submitted until 11:59 p.m. Eastern Time
(ET) on Friday, May 31, 2024.
ADDRESSES: You may submit comments,
identified by Docket ID FEMA–2024–
0004, via the Federal eRulemaking
Portal: https://www.regulations.gov.
Follow the instructions for submitting
comments.
FOR FURTHER INFORMATION CONTACT:
Kelly Bronowicz, Product and Policy
Development Division Director, Federal
Insurance Directorate, Resilience, (202)
646–2559, FEMA-NFIP-FederalInsurance-Policy@fema.dhs.gov.
SUPPLEMENTARY INFORMATION: On
February 6, 2024, FEMA published a
notice of proposed rulemaking that
would revise the Standard Flood
Insurance Policy (SFIP) by adding a new
Homeowner Flood Form and five
accompanying endorsements. This new
form would replace the Dwelling Form
as a source of coverage for homeowners
of one-to-four family residences and
would more closely align with property
and casualty homeowners insurance, as
well as provide increased options and
coverage in a more user-friendly and
comprehensible format.1 FEMA has not
substantively updated its flood
insurance products—the Dwelling
Form, the General Property Form, and
the Residential Condominium Building
Association Policy (RCBAP)—since
2000. While these products have
performed ably over two decades of
service, they are overdue for revision.
FEMA seeks to update the SFIP to better
serve a growing percentage of the public
looking for ways to manage their risk
through insurance. Consistent with the
National Flood Insurance Act (NFIA) of
1968, FEMA must provide by regulation
the general terms and conditions of
insurability for properties eligible for
flood insurance coverage. 42 U.S.C.
4013(a). The proposed new Homeowner
Flood Form would update the general
terms and conditions of insurability
under the NFIP while also modifying
the existing regulations and policy to
make the program more effective and
1 89 FR 8282. Commenters may reference the
notice of proposed rulemaking for a more fulsome
description of proposed changes.
PO 00000
Frm 00023
Fmt 4702
Sfmt 4702
24415
less burdensome for homeowner
policyholders. Overall, FEMA aims to
improve the homeowner policyholder
experience with the NFIP through the
proposed Homeowner Flood Form by
simplifying coverage terms, reducing
complexity, and resolving key
challenges faced by homeowner
policyholders.
Authority: 42 U.S.C. 4001 et seq.; 6 U.S.C.
101 et seq.
Deanne Criswell,
Administrator, Federal Emergency
Management Agency.
[FR Doc. 2024–07388 Filed 4–5–24; 8:45 am]
BILLING CODE 9111–52–P
DEPARTMENT OF THE INTERIOR
Fish and Wildlife Service
50 CFR Part 17
[Docket No. FWS–R4–ES–2023–0220;
FXES1111090FEDR–245–FF09E21000]
RIN 1018–BG92
Endangered and Threatened Wildlife
and Plants; Threatened Species Status
for Coal Darter With Section 4(d) Rule
Fish and Wildlife Service,
Interior.
ACTION: Proposed rule; reopening of
comment period.
AGENCY:
We, the U.S. Fish and
Wildlife Service (Service), are reopening
the comment period on our December
21, 2023, proposed rule to list the coal
darter (Percina brevicauda), a benthic
freshwater fish native to the Mobile
River Basin in Alabama, as a threatened
species under the Endangered Species
Act of 1973, as amended (Act). We are
reopening the proposed rule’s comment
period for 30 days to give all interested
parties an additional opportunity to
comment on the proposed rule.
Comments previously submitted will be
fully considered in our final
determination and do not need to be
resubmitted.
SUMMARY:
The comment period on the
proposed rule published on December
21, 2023, at 88 FR 88338, is reopened.
We will accept comments received or
postmarked on or before May 8, 2024.
Comments submitted using the Federal
eRulemaking Portal (see ADDRESSES,
below) must be received by 11:59 p.m.
eastern time on the closing date.
ADDRESSES: You may submit comments
by one of the following methods:
(1) Electronically: Go to the Federal
eRulemaking Portal: https://
www.regulations.gov. In the Search box,
DATES:
E:\FR\FM\08APP1.SGM
08APP1
]]>Agencies
[Federal Register Volume 89, Number 68 (Monday, April 8, 2024)]
[Proposed Rules]
[Page 24415]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2024-07388]
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DEPARTMENT OF HOMELAND SECURITY
Federal Emergency Management Agency
44 CFR Part 61
[Docket ID FEMA-2024-0004]
RIN 1660-AB06
National Flood Insurance Program: Standard Flood Insurance
Policy, Homeowner Flood Form; Extension of Comment Period
AGENCY: Federal Emergency Management Agency, Department of Homeland
Security.
ACTION: Notice of proposed rulemaking; extension of comment period.
-----------------------------------------------------------------------
SUMMARY: The Federal Emergency Management Agency (FEMA) is extending
the public comment period for its notice of proposed rulemaking
published February 6, 2024. The proposed rule would revise the Standard
Flood Insurance Policy by adding a new Homeowner Flood Form and five
accompanying endorsements. The new Homeowner Flood Form would replace
the Dwelling Form as a source of coverage for homeowners of one-to-four
family residences. Together, the new Homeowner Flood Form and
endorsements would more closely align with property and casualty
homeowners insurance and provide increased options and coverage in a
more user-friendly and comprehensible format.
DATES: Written comments on the notice of proposed rulemaking published
at 89 FR 8282 (Feb. 6, 2024) may be submitted until 11:59 p.m. Eastern
Time (ET) on Friday, May 31, 2024.
ADDRESSES: You may submit comments, identified by Docket ID FEMA-2024-
0004, via the Federal eRulemaking Portal: https://www.regulations.gov.
Follow the instructions for submitting comments.
FOR FURTHER INFORMATION CONTACT: Kelly Bronowicz, Product and Policy
Development Division Director, Federal Insurance Directorate,
Resilience, (202) 646-2559, [email protected].
SUPPLEMENTARY INFORMATION: On February 6, 2024, FEMA published a notice
of proposed rulemaking that would revise the Standard Flood Insurance
Policy (SFIP) by adding a new Homeowner Flood Form and five
accompanying endorsements. This new form would replace the Dwelling
Form as a source of coverage for homeowners of one-to-four family
residences and would more closely align with property and casualty
homeowners insurance, as well as provide increased options and coverage
in a more user-friendly and comprehensible format.\1\ FEMA has not
substantively updated its flood insurance products--the Dwelling Form,
the General Property Form, and the Residential Condominium Building
Association Policy (RCBAP)--since 2000. While these products have
performed ably over two decades of service, they are overdue for
revision. FEMA seeks to update the SFIP to better serve a growing
percentage of the public looking for ways to manage their risk through
insurance. Consistent with the National Flood Insurance Act (NFIA) of
1968, FEMA must provide by regulation the general terms and conditions
of insurability for properties eligible for flood insurance coverage.
42 U.S.C. 4013(a). The proposed new Homeowner Flood Form would update
the general terms and conditions of insurability under the NFIP while
also modifying the existing regulations and policy to make the program
more effective and less burdensome for homeowner policyholders.
Overall, FEMA aims to improve the homeowner policyholder experience
with the NFIP through the proposed Homeowner Flood Form by simplifying
coverage terms, reducing complexity, and resolving key challenges faced
by homeowner policyholders.
---------------------------------------------------------------------------
\1\ 89 FR 8282. Commenters may reference the notice of proposed
rulemaking for a more fulsome description of proposed changes.
---------------------------------------------------------------------------
Authority: 42 U.S.C. 4001 et seq.; 6 U.S.C. 101 et seq.
Deanne Criswell,
Administrator, Federal Emergency Management Agency.
[FR Doc. 2024-07388 Filed 4-5-24; 8:45 am]
BILLING CODE 9111-52-P
