Pricing for the 2024 Harriet Tubman and Greatest Generation Commemorative Coin Programs, 88705-88706 [2023-28191]
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Federal Register / Vol. 88, No. 245 / Friday, December 22, 2023 / Notices
starting or growing a business relevant
to financial inclusion? Are there
consumer financial activities that are
not relevant?
(c) What is the relationship between
financial inclusion and financial
security? Between financial inclusion
and building wealth?
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B. Barriers to Financial Inclusion
1. Are there features of the existing
financial system (for example, pricing
strategies, fees, penalties, underwriting
methods and standards, uses of
consumer data, technological systems or
constraints, institutional protocols
related to fraud or risk management, or
other features) that limit or create
inequalities in the ability of consumers
and communities to access, use, and
benefit from financial products and
services? Which features are the most
limiting, and for whom? Please provide
specific examples.
2. What is the role of other factors
such as broadband access, mobile or
digital proficiency, language access,
individuals’ broader economic
circumstances, or availability of
unbiased information about products
and services in financial inclusion?
Please provide specific examples,
including which community or
communities might face resulting
impacts.
3. What barriers do underserved
communities in particular experience in
accessing, using, and benefiting from
financial products and services?
(a) If relevant, what are the
community-specific barriers faced by
members of your community or the
communities you serve or represent in
relation to accessing or building credit,
accessing or using savings and
investment tools (including those that
facilitate retirement security), managing
financial risk, acquiring assets, or other
financial activities? Please provide
specific examples.
C. Measuring Financial Inclusion
1. What are key indicators that can be
used to measure and track financial
inclusion? If possible, please provide
specific examples of existing data
sources.
(a) What are appropriate quantitative
and qualitative measures of financial
inclusion? For example, this could
include the share of households that
own a credit card or transaction
account, or consumers’ beliefs about
how well financial products and
services fit their needs.
(b) What are appropriate individual
and/or system-level measures of
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financial inclusion? For example, this
could include the share of consumers’
total payments made electronically, or
consumers’ average savings balances.
More broadly, this could include
metrics related to availability,
affordability, utilization or benefit of
financial products and services, such as
the number of bank branches available
in a certain area, average transaction
costs, rates of utilization for a given
product or service, or consumer
outcomes related to product or service
use.
(c) Are there any intermediate
benchmarks or indicators that should be
tracked to measure overall progress
toward financial inclusion?
2. If relevant, how do you measure or
track the state of financial inclusion (or
exclusion) in your community or in the
communities you serve or represent?
Please provide specific examples.
D. Actions To Promote Financial
Inclusion
1. Please describe examples of
existing programs, initiatives, products,
or services successful in promoting
financial inclusion. Why were these
effective and what are promising
practices or other lessons learned?
2. What should be done to improve
financial inclusion for underserved
communities?
(a) How can initiatives to promote
financial inclusion be tailored to
address the unique needs and
preferences of underserved
communities, and how can the financial
system build trust among consumers
who have been excluded? Please
provide specific examples.
(b) If relevant, what do you or your
organization do to promote financial
inclusion for underserved communities?
Please provide specific examples.
(c) If relevant, what would you or
your organization need (for example,
information, resources, policies,
regulatory actions, etc.) to be able to
better meet the financial needs of
underserved communities? Please
provide specific examples.
3. What can be done to enable
responsible, equitable innovation in
financial products and services that
enhances financial inclusion while
ensuring robust consumer protections,
including privacy and data security? For
example, could novel data sources, data
analytic techniques or algorithms be
leveraged to promote access to financial
products while ensuring privacy
protections and safeguarding consumer
data?
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(a) What are examples of innovative
financial products, services, and
strategies that have enhanced
individuals’ ability to access, use, and
benefit from these offerings?
(b) What can be done (in financial
institution practice, policy, regulation,
or otherwise) to ensure that efforts to
promote financial inclusion, or products
marketed as inclusionary do not result
in or perpetuate discriminatory or
predatory practices?
4. What should be prioritized (in
policy, regulation, practice or otherwise)
in the effort to promote financial
inclusion?
(a) In your view, what are the most
significant opportunities to advance
financial inclusion both broadly and for
underserved communities in particular?
Please provide specific examples.
5. What roles should the public,
private, and nonprofit sectors play in
promoting financial inclusion?
6. In your view, what should a
national strategy for financial inclusion
contain or aim to accomplish?
E. Other Topics Related to Financial
Inclusion
1. Are there additional aspects of or
topics related to financial inclusion that
Treasury should be aware of in
developing a national strategy for
financial inclusion?
Natalia V. Li,
Director, Office of Consumer Policy.
[FR Doc. 2023–28263 Filed 12–21–23; 8:45 am]
BILLING CODE 4810–AK–P
DEPARTMENT OF THE TREASURY
United States Mint
Pricing for the 2024 Harriet Tubman
and Greatest Generation
Commemorative Coin Programs
United States Mint, Department
of the Treasury.
ACTION: Notice.
AGENCY:
The United States Mint is
announcing pricing for the 2024 Harriet
Tubman and Greatest Generation
Commemorative Coin Programs.
FOR FURTHER INFORMATION CONTACT: Ann
Bailey, Sr. Program Manager for Sales
and Marketing; United States Mint; 801
9th Street NW, Washington, DC 20220;
or call 202–354–7500.
SUPPLEMENTARY INFORMATION: Pricing for
the 2024 Harriet Tubman and Greatest
Generation Commemorative Coin
Programs is as follows:
SUMMARY:
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88706
Federal Register / Vol. 88, No. 245 / Friday, December 22, 2023 / Notices
Coin
Introductory price
Silver Proof (both programs) ...........................................................................................................
Silver Uncirculated (both programs) ................................................................................................
Clad Proof (both programs) .............................................................................................................
Clad Uncirculated (both programs) .................................................................................................
Products containing gold coins will be
priced according to the Pricing of
Numismatic and Commemorative Gold
and Platinum Products Grid posted at
www.usmint.gov.
$82.00
77.00
49.00
47.00
Regular price
$87.00
82.00
54.00
52.00
(Authority: Public Laws 117–162, 117–163)
Eric Anderson,
Executive Secretary, United States Mint.
[FR Doc. 2023–28191 Filed 12–21–23; 8:45 am]
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BILLING CODE 4810–37–P
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]]>Agencies
[Federal Register Volume 88, Number 245 (Friday, December 22, 2023)]
[Notices]
[Pages 88705-88706]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-28191]
-----------------------------------------------------------------------
DEPARTMENT OF THE TREASURY
United States Mint
Pricing for the 2024 Harriet Tubman and Greatest Generation
Commemorative Coin Programs
AGENCY: United States Mint, Department of the Treasury.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The United States Mint is announcing pricing for the 2024
Harriet Tubman and Greatest Generation Commemorative Coin Programs.
FOR FURTHER INFORMATION CONTACT: Ann Bailey, Sr. Program Manager for
Sales and Marketing; United States Mint; 801 9th Street NW, Washington,
DC 20220; or call 202-354-7500.
SUPPLEMENTARY INFORMATION: Pricing for the 2024 Harriet Tubman and
Greatest Generation Commemorative Coin Programs is as follows:
[[Page 88706]]
------------------------------------------------------------------------
Coin Introductory price Regular price
------------------------------------------------------------------------
Silver Proof (both programs) $82.00 $87.00
Silver Uncirculated (both 77.00 82.00
programs)..................
Clad Proof (both programs).. 49.00 54.00
Clad Uncirculated (both 47.00 52.00
programs)..................
------------------------------------------------------------------------
Products containing gold coins will be priced according to the
Pricing of Numismatic and Commemorative Gold and Platinum Products Grid
posted at www.usmint.gov.
(Authority: Public Laws 117-162, 117-163)
Eric Anderson,
Executive Secretary, United States Mint.
[FR Doc. 2023-28191 Filed 12-21-23; 8:45 am]
BILLING CODE 4810-37-P
