Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 72480-72481 [2023-23270]
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72480
Federal Register / Vol. 88, No. 202 / Friday, October 20, 2023 / Notices
Form Number: N/A.
Type of Review: New information
collection.
Respondents: Business or other forprofit entities, and state, local, or tribal
government.
Number of Respondents: 2,893
respondents; 34,716 responses.
Estimated Time per Response: 1 hour.
Frequency of Response: On occasion
reporting requirement.
Obligation to Respond: Required to
obtain or retain benefits. Statutory
authority for this of information is
contained in sections 4(i), 4(j), 227, 301,
303, 307, and 316 of the
Communications Act of 1934, as
amended, 47 U.S.C. 154(i), 154(j), 227,
301, 303, 307, and 316.
Total Annual Burden: 34,716 hours.
Total Annual Cost: No cost.
Needs and Uses: This notice and
request for comments seeks to establish
a new information collection as it
pertains to the Targeting and
Eliminating Unlawful Text Messages,
Rules and Regulations Implementing the
Telephone Consumer Protection Act of
1991, CG Docket No. 21–402, CG Docket
No. 02–278, Report and Order and
Further Notice of Proposed Rulemaking,
FCC 23–21, (rel. Mar. 17, 2023) (Text
Blocking Report and Order). Text
message-based scams can include links
to well-designed phishing websites that
appear identical to the website of a
legitimate company and can fool a
victim into providing personal or
financial information. Texted links can
also load unwanted software onto a
device, including malware that steals
passwords, credentials, or other
personal information. The Federal
Communications Commission
(Commission) is therefore, for the first
time, requiring all mobile wireless
providers to block certain text messages
that are highly likely to be illegal, so
that all subscribers have a basic level of
protection. In the Text Blocking Report
and Order, adopted on March 16, 2023
and released on March 17, 2023, the
Commission is requiring mobile
wireless providers to block certain text
messages that are highly likely to be
illegal. The Commission is requiring
mobile wireless providers to block—at
the network level—texts purporting to
be from North American Numbering
Plan (NANP) numbers on a reasonable
Do-Not-Originate (DNO) list, which
include numbers that purport to be from
invalid, unallocated, or unused
numbers, and NANP numbers for which
the subscriber to the number has
requested that texts purporting to
originate from that number be blocked.
Text Blocking Report and Order, FCC
23–21, para. 16.
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We adopt our proposal to require
mobile wireless providers to block text
messages at the network level (i.e.,
without requiring consumer opt in or
opt out). The rule we adopt requires that
they block texts purporting to be from
numbers on a reasonable DNO list. As
the Commission determined with calls,
we find that no reasonable consumer
would wish to receive text messages
that spoof a number that is not in
operation or, worse, purports to be from
a well-known, trusted organization that
does not send text messages and thus is
highly likely to be a scam. Our
requirement to block texts that purport
to be from numbers on a reasonable
DNO list does not include text messages
from short codes.
The new information collection for
which OMB approval is sought comes
from the affirmative obligation adopted
in the Text Blocking Report and Order
that all mobile wireless providers must
block calls using a reasonable DNO list.
Currently, the Commission requires
gateway providers to block voice calls
purporting to originate on a reasonable
DNO list, under section 47 CFR
64.1200(o) of the Commission’s rules,
but this is the first time that the
Commission has required mobile
wireless providers to block texts. The
Commission is also ensuring that any
erroneous blocking can be quickly
remedied by requiring mobile wireless
providers and other entities to maintain
a point of contact for texters to report
erroneously blocked texts.
Federal Communications Commission.
Marlene Dortch,
Secretary, Office of the Secretary.
[FR Doc. 2023–23252 Filed 10–19–23; 8:45 am]
The Federal
Deposit Insurance Corporation’s Board
of Directors will meet to consider the
following matters:
MATTERS TO BE CONSIDERED:
Discussion Agenda
Memorandum and resolution re: Final
Rule on Community Reinvestment Act
Regulations.
Memorandum and resolution re:
Interagency Policy Statement on
Principles for Climate-Related Financial
Risk Management for Large Financial
Institutions.
Summary Agenda
No substantive discussion of the
following items is anticipated. The
Board will resolve these matters with a
single vote unless a member of the
Board of Directors requests that an item
be moved to the discussion agenda.
Memorandum and Resolution re:
Notice of Proposed Rulemaking to
Implement Revisions to Section 19
under the Fair Hiring in Banking Act.
Report of actions taken pursuant to
authority delegated by the Board of
Directors.
CONTACT PERSON FOR MORE INFORMATION:
Direct requests for further information
concerning the meeting to Debra A.
Decker, Executive Secretary of the
Corporation, at 202–898–8748.
(Authority: 5 U.S.C. 552b)
Dated at Washington, DC, on October 17,
2023.
Federal Deposit Insurance Corporation.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2023–23309 Filed 10–18–23; 11:15 am]
BILLING CODE 6714–01–P
BILLING CODE 6712–01–P
FEDERAL RESERVE SYSTEM
FEDERAL DEPOSIT INSURANCE
CORPORATION
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
Sunshine Act Meetings
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
TIME AND DATE:
3 p.m. on October 24,
2023.
This Board meeting will be open
to public observation only by webcast.
Visit https://www.fdic.gov/news/boardmatters/video.html for a link to the
webcast. FDIC Board Members and staff
will participate from FDIC
Headquarters, 550 17th Street NW,
Washington, DC.
Observers requiring auxiliary aids
(e.g., sign language interpretation) for
this meeting should email
DisabilityProgram@fdic.gov to make
necessary arrangements.
STATUS: Open to public observation via
webcast.
PLACE:
PO 00000
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Federal Register / Vol. 88, No. 202 / Friday, October 20, 2023 / Notices
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)). If the proposal also
involves the acquisition of a nonbanking
company, the review also includes
whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843), and interested persons
may express their views in writing on
the standards enumerated in section 4.
Unless otherwise noted, nonbanking
activities will be conducted throughout
the United States.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than November 20, 2023.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414.
Comments can also be sent
electronically to
Comments.applications@chi.frb.org:
1. Libertyville Savings Bank Employee
Stock Ownership Trust, Fairfield, Iowa;
to become a bank holding company by
acquiring 27.02 percent of the voting
shares of Village Investment Company,
and thereby indirectly acquiring voting
shares of The Libertyville Savings Bank,
both of Fairfield, Iowa. In addition,
Village Investment Company to engage
de novo in extending credit and
servicing loans pursuant to section
225.28(b)(1) of the Board’s Regulation Y.
Board of Governors of the Federal Reserve
System.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2023–23270 Filed 10–19–23; 8:45 am]
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DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Administration for Children and
Families
Privacy Act of 1974; System of
Records
Administration for Children
and Families, Department of Health and
Human Services.
ACTION: Notice of a modified system of
records.
AGENCY:
In accordance with the
requirements of the Privacy Act of 1974,
as amended, the Department of Health
and Human Services (HHS) is altering
an existing department wide system of
records, ‘‘Records About Restricted
Dataset Requesters,’’ System Number
09–90–1401, to add records maintained
by HHS’ Administration for Children
and Families (ACF) and to make other
changes, including changing the system
of records name to ‘‘Records About
Requesters of Restricted Datasets.’’ This
system of records covers records about
individuals within and outside HHS
who request restricted datasets and
software products from HHS (e.g., for
health-related scientific research and
study purposes), when HHS maintains
the requester records in a system from
which they are retrieved directly by an
individual requester’s name or other
personal identifier.
DATES: In accordance with 5 U.S.C.
552a(e)(4) and (11), this modified
system of records is effective October
20, 2023, subject to a 30-day comment
period on the revised routine use
described below. Please submit any
comments by November 20, 2023.
ADDRESSES: The public should submit
written comments, by mail or email, to
Anita Alford, Senior Official for Privacy,
Administration for Children and
Families, 330 C Street SW, Washington,
DC 20201, or anita.alford@hhs.gov.
FOR FURTHER INFORMATION CONTACT:
General questions about the system of
records should be submitted by mail or
email to Beth Kramer, HHS Privacy Act
Officer, at 200 Independence Ave. SW—
Suite 729H, Washington, DC 20201, or
beth.kramer@hhs.gov, or (202) 690–
6941.
SUMMARY:
This
departmentwide system of records
covers records about individuals within
and outside HHS who request restricted
datasets and software products from
HHS, when HHS maintains the
requester records in a record system
they are retrieved directly by an
individual requester’s name or other
SUPPLEMENTARY INFORMATION:
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personal identifier. It currently includes
records maintained by four HHS
Operating Divisions. It is being revised
to add records maintained by a fifth
Operating Division, the Administration
for Children and Families (ACF), and to
make other changes, as explained
below:
• The system of records name has
been changed to ‘‘Records About
Requesters of Restricted Datasets.’’
• The alterations made to add ACF’s
records affect the System Location,
System Manager(s), Authorities,
Categories of Records, and Retention
sections of the System of Records Notice
(SORN).
• Centers for Medicare and Medicaid
Services (CMS) and Substance Abuse
and Mental Health Services
Administration (SAMHSA) System
Manager information has been updated.
• In the Categories of Records section,
additional examples of records (license
application, data protection plan, and
Institutional Review Board (IRB)
approval records) have been added.
• Routine use 6, authorizes
disclosures to the U.S. Department of
Justice (DOJ) or a court in litigation, has
been revised to change ‘‘litigation’’ to
‘‘litigation or other proceedings’’ and to
remove wording that required the
disclosures to be compatible with the
purpose the original disclosed
information was collected, which is
redundant because it repeats part of the
definition of a routine use.
• The sections specifying procedures
for making access, amendment, and
notification requests have been revised
to reference HHS’ Privacy Act
regulations in 45 CFR; to state that the
requests must contain the requester’s
full name, address, date of birth, and
signature; and to require identity
verification in the Contesting Records
Procedures section and state that the
right to contest records is limited to
information that is factually inaccurate,
incomplete, irrelevant, or untimely
(obsolete).
‘‘Restricted’’ datasets and software
products are those that HHS makes
affirmatively available to qualified
members of the public but provides
subject to restrictions, because they
contain identifiable data and/or
anonymized data that has the potential,
when combined with other data, to
identify the particular individuals, such
as patients or providers, whose
information is represented in the data;
or because they contain other types of
data that require confidentiality
protection (for example, proprietary
business data submitted to HHS with
restrictions imposed by the submitting
entity). The datasets and products are
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Agencies
[Federal Register Volume 88, Number 202 (Friday, October 20, 2023)]
[Notices]
[Pages 72480-72481]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-23270]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The public portions of the applications listed below, as well as
other related filings required by the Board, if any, are available for
immediate inspection at the Federal
[[Page 72481]]
Reserve Bank(s) indicated below and at the offices of the Board of
Governors. This information may also be obtained on an expedited basis,
upon request, by contacting the appropriate Federal Reserve Bank and
from the Board's Freedom of Information Office at https://www.federalreserve.gov/foia/request.htm. Interested persons may express
their views in writing on the standards enumerated in the BHC Act (12
U.S.C. 1842(c)). If the proposal also involves the acquisition of a
nonbanking company, the review also includes whether the acquisition of
the nonbanking company complies with the standards in section 4 of the
BHC Act (12 U.S.C. 1843), and interested persons may express their
views in writing on the standards enumerated in section 4. Unless
otherwise noted, nonbanking activities will be conducted throughout the
United States.
Comments regarding each of these applications must be received at
the Reserve Bank indicated or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board, 20th Street and Constitution
Avenue NW, Washington, DC 20551-0001, not later than November 20, 2023.
A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414.
Comments can also be sent electronically to
[email protected]:
1. Libertyville Savings Bank Employee Stock Ownership Trust,
Fairfield, Iowa; to become a bank holding company by acquiring 27.02
percent of the voting shares of Village Investment Company, and thereby
indirectly acquiring voting shares of The Libertyville Savings Bank,
both of Fairfield, Iowa. In addition, Village Investment Company to
engage de novo in extending credit and servicing loans pursuant to
section 225.28(b)(1) of the Board's Regulation Y.
Board of Governors of the Federal Reserve System.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2023-23270 Filed 10-19-23; 8:45 am]
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