Performance Review Board, 52131 [2023-16815]
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Federal Register / Vol. 88, No. 150 / Monday, August 7, 2023 / Notices
Amy Cotton, Deputy Commissioner for
Trademark Examination Policy, USPTO
Dated: August 1, 2023.
Julia M. Harrison,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2023–16808 Filed 8–4–23; 8:45 am]
Katherine K. Vidal,
Under Secretary of Commerce for Intellectual
Property and Director of the United States
Patent and Trademark Office.
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[FR Doc. 2023–16815 Filed 8–4–23; 8:45 am]
BILLING CODE 3510–16–P
DEPARTMENT OF COMMERCE
Patent and Trademark Office
CONSUMER FINANCIAL PROTECTION
BUREAU
[Docket No.: PTO–C–2023–0029]
Supervisory Highlights, Issue 30,
Summer 2023
Performance Review Board
Consumer Financial Protection
Bureau.
ACTION: Supervisory Highlights.
AGENCY:
United States Patent and
Trademark Office, Commerce.
AGENCY:
ACTION:
In conformance with the Civil
Service Reform Act of 1978, the United
States Patent and Trademark Office
(USPTO) announces the appointment of
persons to serve as members of its
Performance Review Board (PRB).
SUMMARY:
Office of Human Resources,
USPTO, P.O. Box 1450, Alexandria, VA
22313–1450.
ADDRESSES:
Lari
B. Washington, Director, Human Capital
Management, USPTO, at 571–272–5187.
FOR FURTHER INFORMATION CONTACT:
The
membership of the USPTO PRB is as
follows:
ddrumheller on DSK120RN23PROD with NOTICES1
SUPPLEMENTARY INFORMATION:
Derrick Brent, Chair, Deputy Under Secretary
of Commerce for Intellectual Property and
Deputy Director of the USPTO
Frederick W. Steckler, Vice Chair, Chief
Administrative Officer, USPTO
Vaishali Udupa, Commissioner for Patents,
USPTO
David S. Gooder, Commissioner for
Trademarks, USPTO
Dennis J. Hoffman, Chief Financial Officer,
USPTO
Henry J. Holcombe, Chief Information
Officer, USPTO
David L. Berdan, General Counsel, USPTO
Mary Critharis, Chief Policy Officer and
Director for International Affairs, USPTO
Gerard F. Rogers, Chief Administrative
Trademark Judge, USPTO
Scott R. Boalick, Chief Administrative Patent
Judge, USPTO
Bismarck Myrick, Director of the Office of
Equal Employment Opportunity and
Diversity, USPTO
Cara Duckworth, Chief Corporate
Communications Officer, USPTO
Shirin Bidel-Niyat, Chief of Staff, USPTO
Alternates:
Robin Evans, Deputy Commissioner for
Patents, USPTO
VerDate Sep<11>2014
18:58 Aug 04, 2023
The Consumer Financial
Protection Bureau (CFPB or Bureau) is
issuing its thirtieth edition of
Supervisory Highlights.
DATES: The Bureau released this edition
of the Supervisory Highlights on its
website on July 26, 2023. The findings
included in this report cover
examinations in the areas of auto
origination, auto servicing, consumer
reporting, debt collection, deposits, fair
lending, information technology,
mortgage origination, mortgage
servicing, payday and small dollar
lending, and remittances that were
completed from July 1, 2022, to March
31, 2023.
FOR FURTHER INFORMATION CONTACT:
Jaclyn Sellers, Senior Counsel, at (202)
435–7449. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov.
SUMMARY:
Notice.
Jkt 259001
SUPPLEMENTARY INFORMATION:
1. Introduction
Since its inception, the Consumer
Financial Protection Bureau’s (CFPB’s)
Supervision program has assessed
supervised institutions’ compliance
with Federal consumer financial law
and taken supervisory action against
institutions that have violated it.1 This
includes institutions engaged in unfair,
deceptive, or abusive acts or practices
(UDAAPs) prohibited by the Consumer
Financial Protection Act of 2010
(CFPA).2 In April 2023, the CFPB issued
a policy statement on abusive acts or
practices to summarize the existing
precedent, provide an analytical
framework for identifying abusive
1 If a supervisory matter is referred to the Office
of Enforcement, Enforcement may cite additional
violations based on these facts or uncover
additional information that could impact the
conclusion as to what violations may exist.
2 12 U.S.C. 5531, 5536.
PO 00000
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Fmt 4703
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52131
conduct, and to offer some guiding
principles.3
This edition of Supervisory Highlights
notes recent supervisory findings of
abusive acts or practices supervised
institutions engaged in across multiple
product lines. Examiners also continue
to find that supervised institutions are
engaging in prohibited unfair and
deceptive acts or practices. The CFPB
will continue to supervise for, and
enforce against, practices that may
violate Federal consumer financial law,
harm consumers, and impede
competition.
Most supervised institutions rely on
technology solutions to run their
businesses and offer or provide
consumer financial products or services.
Supervision assesses information
technology utilized by supervised
entities, and information technology
controls, that may impact compliance
with Federal consumer financial law or
risk to consumers. Examiners have
identified several violations of Federal
consumer financial law that were
caused in whole or in part by
insufficient information technology
controls. This edition includes for the
first time, findings from the CFPB’s
Supervision information technology
program.
A key aspect of the CFPB supervision
program is benefitting supervised
institutions by identifying compliance
issues before they become significant.
The supervision process is confidential
in nature. This confidentiality promotes
candid communication between
supervised institutions and CFPB
supervisory personnel concerning
compliance and related matters.
The findings included in this report
cover examinations in the areas of auto
origination, auto servicing, consumer
reporting, debt collection, deposits, fair
lending, information technology,
mortgage origination, mortgage
servicing, payday and small dollar
lending, and remittances that were
completed from July 1, 2022, to March
31, 2023. To maintain the anonymity of
the supervised institutions discussed in
Supervisory Highlights, references to
institutions generally are in the plural
and related findings may pertain to one
or more institutions.
2. Supervisory Observations
2.1 Auto Origination
The CFPB assessed the auto finance
origination operations of several
3 CFPB Policy Statement on Abusive Acts or
Practices, available at https://
www.consumerfinance.gov/compliance/
supervisory-guidance/policy-statement-onabusiveness/.
E:\FR\FM\07AUN1.SGM
07AUN1
Agencies
[Federal Register Volume 88, Number 150 (Monday, August 7, 2023)]
[Notices]
[Page 52131]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-16815]
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DEPARTMENT OF COMMERCE
Patent and Trademark Office
[Docket No.: PTO-C-2023-0029]
Performance Review Board
AGENCY: United States Patent and Trademark Office, Commerce.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: In conformance with the Civil Service Reform Act of 1978, the
United States Patent and Trademark Office (USPTO) announces the
appointment of persons to serve as members of its Performance Review
Board (PRB).
ADDRESSES: Office of Human Resources, USPTO, P.O. Box 1450, Alexandria,
VA 22313-1450.
FOR FURTHER INFORMATION CONTACT: Lari B. Washington, Director, Human
Capital Management, USPTO, at 571-272-5187.
SUPPLEMENTARY INFORMATION: The membership of the USPTO PRB is as
follows:
Derrick Brent, Chair, Deputy Under Secretary of Commerce for
Intellectual Property and Deputy Director of the USPTO
Frederick W. Steckler, Vice Chair, Chief Administrative Officer,
USPTO
Vaishali Udupa, Commissioner for Patents, USPTO
David S. Gooder, Commissioner for Trademarks, USPTO
Dennis J. Hoffman, Chief Financial Officer, USPTO
Henry J. Holcombe, Chief Information Officer, USPTO
David L. Berdan, General Counsel, USPTO
Mary Critharis, Chief Policy Officer and Director for International
Affairs, USPTO
Gerard F. Rogers, Chief Administrative Trademark Judge, USPTO
Scott R. Boalick, Chief Administrative Patent Judge, USPTO
Bismarck Myrick, Director of the Office of Equal Employment
Opportunity and Diversity, USPTO
Cara Duckworth, Chief Corporate Communications Officer, USPTO
Shirin Bidel-Niyat, Chief of Staff, USPTO
Alternates:
Robin Evans, Deputy Commissioner for Patents, USPTO
Amy Cotton, Deputy Commissioner for Trademark Examination Policy,
USPTO
Katherine K. Vidal,
Under Secretary of Commerce for Intellectual Property and Director of
the United States Patent and Trademark Office.
[FR Doc. 2023-16815 Filed 8-4-23; 8:45 am]
BILLING CODE 3510-16-P