International Product Change-Priority Mail Express International, Priority Mail International & First-Class Package International Service Agreement, 25031 [2023-08674]
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Federal Register / Vol. 88, No. 79 / Tuesday, April 25, 2023 / Notices
risk factors, should they include the risk
of adverse effects of climate change on
financially vulnerable populations,
including lower-income communities,
communities of color, Native American,
and other disadvantaged or underresourced communities? If you are a
credit union, are you considering
climate-related financial risks specific to
financially-vulnerable populations?
23. If your credit union does not
currently consider climate change in
analyzing its existing risk factors, do
you anticipate doing so? How long will
it take to do so? If you do not plan to
do so, please briefly describe your
reasons or barriers.
24. What are the top barriers for credit
unions to consider (or that credit unions
have encountered) in creating a risk
management process for climate-related
financial risks and/or including climate
change in its analysis of existing risk
factors? Does your board or senior
management not consider climate
change as posing a material risk to your
credit union’s business?
25. What types of data or products are
necessary to assist credit unions in
evaluating exposure to climate-related
financial risks?
26. Do credit unions have sufficient
understanding of the climate-related
risk management process? Do credit
unions have sufficient understanding of
how climate change affects existing risk
factors? Please specify any other barriers
credit unions face in assessing climaterelated risk.
27. If your credit union is involved in
the mortgage business, what tools does
your credit union use to manage flood
risk? What additional tools would be
helpful to your credit union?
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Reporting and Targets
28. What internal reporting systems
are you aware of that would assist credit
unions in evaluating climate-related
financial risks? Please provide a brief
description of these internal reporting
systems. If provided by third parties,
what are the costs of these reporting
systems?
Climate-Related Opportunities
29. Climate change and efforts to
address climate change may also present
new opportunities for credit unions.
What products and services do credit
unions offer in response to physical and
transition risk (for example renewable
energy loan products and services, such
as loans for solar power generation or
biodiesel development)? What are the
top drivers for offering these products
and services?
30. Are you aware of credit unions or
does your credit union finance clean
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energy projects such as residential or
commercial energy efficiency upgrades
and solar installations? Is this financing
of clean energy products just one of
many services provided by the credit
union or part of an overall business
strategy? If you provide clean energy
products, please provide the estimated
size of your clean energy portfolio and
what percent it represents of your
overall lending. If no, please briefly
describe any challenges for credit
unions to offering this type of lending.
Please also discuss the barriers to
underwriting clean energy loans within
under-resourced communities.
31. Each type of lending involves
various areas of expertise such as
underwriting, guidance for loan loss
reserves, and/or technical assistance
such as how to lend or acquire interest
in climate-related and environmentally
conscious loan products. What kind of
support do credit unions need to
expand products and services? Please
describe any barriers to entry as well as
the types of information or resources
needed to facilitate a credit union’s
ability to offer climate-related and
environmentally conscious loan
products.
32. Are there any climate-related
opportunities, in addition to renewable
energy, that credit unions should
consider?
33. What regulatory changes would be
necessary to encourage credit unions to
develop products and services designed
to capitalize on opportunities presented
by the transition to clean energy and a
less carbon intensive economy?
Suggestions for NCUA
34. The NCUA understands that
managing the financial risks of climate
change is an evolving field and new to
some credit unions. The NCUA is
exploring several options to support
credit unions in these efforts, including
sharing industry best practices,
providing guidance on how to manage
the potential financial risks from
climate change, convening workshops
with the industry to discuss climaterelated financial risk topics, and hosting
educational seminars on how climate
change may impact the financial system
and individual credit unions. What
efforts would be the most beneficial to
credit unions?
35. Should the NCUA modify its
examination procedures and
supervisory posture in relation to
climate-related financial risk? This
would be including, but not limited to,
Flood Disaster Protection Act, Disaster
Preparedness reviews, CAMELS ratings,
and assessments of the level and
direction of the various areas of risk.
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25031
Data Gathering
36. How can the NCUA support
efforts to develop standards of
classification and data reporting on
climate-related financial risks?
37. What data could the NCUA collect
to improve credit unions’ understanding
of climate-related financial risks and
support credit union efforts to manage
these risks?
Questions for NCUA
38. Please provide any questions or
comments not covered in this request
for information that you would like the
NCUA to address regarding to climaterelated financial risk.
Authority: 12 U.S.C. 1756 and 1784.
By the NCUA Board on April 20, 2023.
Melane Conyers-Ausbrooks,
Secretary of the Board.
[FR Doc. 2023–08715 Filed 4–24–23; 8:45 am]
BILLING CODE 7535–01–P
POSTAL SERVICE
International Product Change—Priority
Mail Express International, Priority Mail
International & First-Class Package
International Service Agreement
Postal ServiceTM.
ACTION: Notice.
AGENCY:
The Postal Service gives
notice of filing a request with the Postal
Regulatory Commission to add a Priority
Mail Express International, Priority Mail
International & First-Class Package
International Service contract to the list
of Negotiated Service Agreements in the
Competitive Product List in the Mail
Classification Schedule.
DATES: Date of notice: April 25, 2023.
FOR FURTHER INFORMATION CONTACT:
Christopher C. Meyerson, (202) 268–
7820.
SUMMARY:
The
United States Postal Service® hereby
gives notice that, pursuant to 39 U.S.C.
3642 and 3632(b)(3), on April 19, 2023,
it filed with the Postal Regulatory
Commission a USPS Request to Add
Priority Mail Express International,
Priority Mail International & First-Class
Package International Service Contract
19 to Competitive Product List.
Documents are available at
www.prc.gov, Docket Nos. MC2023–136
and CP2023–138.
SUPPLEMENTARY INFORMATION:
Sarah Sullivan,
Attorney, Ethics & Legal Compliance.
[FR Doc. 2023–08674 Filed 4–24–23; 8:45 am]
BILLING CODE 7710–12–P
E:\FR\FM\25APN1.SGM
25APN1
Agencies
[Federal Register Volume 88, Number 79 (Tuesday, April 25, 2023)]
[Notices]
[Page 25031]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-08674]
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POSTAL SERVICE
International Product Change--Priority Mail Express
International, Priority Mail International & First-Class Package
International Service Agreement
AGENCY: Postal ServiceTM.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The Postal Service gives notice of filing a request with the
Postal Regulatory Commission to add a Priority Mail Express
International, Priority Mail International & First-Class Package
International Service contract to the list of Negotiated Service
Agreements in the Competitive Product List in the Mail Classification
Schedule.
DATES: Date of notice: April 25, 2023.
FOR FURTHER INFORMATION CONTACT: Christopher C. Meyerson, (202) 268-
7820.
SUPPLEMENTARY INFORMATION: The United States Postal Service[supreg]
hereby gives notice that, pursuant to 39 U.S.C. 3642 and 3632(b)(3), on
April 19, 2023, it filed with the Postal Regulatory Commission a USPS
Request to Add Priority Mail Express International, Priority Mail
International & First-Class Package International Service Contract 19
to Competitive Product List. Documents are available at www.prc.gov,
Docket Nos. MC2023-136 and CP2023-138.
Sarah Sullivan,
Attorney, Ethics & Legal Compliance.
[FR Doc. 2023-08674 Filed 4-24-23; 8:45 am]
BILLING CODE 7710-12-P