Television Broadcasting Services Elko, Nevada, 16205-16206 [2023-05227]
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Federal Register / Vol. 88, No. 51 / Thursday, March 16, 2023 / Proposed Rules
and maintain required written policies
and procedures reasonably designed to
monitor compliance with the
requirements concerning prohibited
payments to loan originators and the
prohibitions on steering, qualification,
and identification; 90 and (3) failure of a
loan originator organization to ensure
employees engaged in loan originator
activities are properly licensed and
registered in accordance with applicable
State and Federal requirements.91
ddrumheller on DSK120RN23PROD with PROPOSALS1
D. Previous Input to the Bureau
The Bureau has received feedback on
Regulation Z’s Mortgage Loan Originator
Rules through a variety of forums since
the Rules were adopted. For example, in
2018, the Bureau published a Request
for Information (RFI) on whether,
consistent with its statutory authority to
prescribe rules pursuant to the Federal
consumer financial laws, the Bureau
should amend the regulations or
exercise the rulemaking authorities that
it inherited from certain other Federal
agencies.92 Approximately 29 of the
comments submitted in response to the
RFI addressed Regulation Z’s Mortgage
Loan Originator Rules. Commenters
included trade, consumer advocacy,
industry, and other groups. The Bureau
has also received a rulemaking petition
seeking certain revisions to the Rules
and other Bureau regulations related to
mortgage origination practices.93
From these and other sources,
stakeholders have provided feedback to
the Bureau on many aspects of
Regulation Z’s Mortgage Loan Originator
Rules. Some of the topics mentioned
were: (1) whether to permit different
loan originator compensation for
originating State housing finance
authority loans as compared to other
loans; (2) whether to permit creditors to
decrease a loan originator’s
90 12 CFR 1026.36(j); CFPB, Supervisory
Highlights, Issue 8, Summer 2015 (June 2015),
https://files.consumerfinance.gov/f/201506_cfpb_
supervisory-highlights.pdf.
91 12 CFR 1026.36(f); CFPB, Supervisory
Highlights, Issue 9, Fall 2015 (Oct. 2015), https://
files.consumerfinance.gov/f/201510_cfpb_
supervisory-highlights.pdf; CFPB, Supervisory
Highlights, Issue 13, Fall 2016 (Oct. 2016), https://
files.consumerfinance.gov/f/documents/
Supervisory_Highlights_Issue_13__Final_
10.31.16.pdf; Press Release, CFPB, Consumer
Financial Protection Bureau Sues 1st Alliance
Lending, LLC and Its Principals for Alleged
Unlawful Mortgage Lending Practices (Jan. 15,
2021), https://www.consumerfinance.gov/about-us/
newsroom/consumer-financial-protection-bureausues-1st-alliance-lending-llc-and-its-principals-foralleged-unlawful-mortgage-lending-practices/.
92 83 FR 12881 (Mar. 26, 2018).
93 CFPB, Petition for Rulemaking—William
Kidwell Amend Existing Mortgage Regulation,
Docket ID CFPB–2022–0027–0001, https://
www.regulations.gov/document/CFPB-2022-00270001.
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17:37 Mar 15, 2023
Jkt 259001
compensation due to the loan
originator’s error or to match
competition; and (3) how the Rule
provisions apply to loans originated by
mortgage brokers and creditors
differently. The Bureau also has
received feedback that Regulation Z’s
Mortgage Loan Originator Rules provide
important consumer protections that
have provided benefits to consumers
and the market.
The Bureau’s experience suggests
there is little overlap, duplication, or
conflict between Regulation Z’s
Mortgage Loan Originator Rules and
Federal, State, or other rules.
II. Request for Comment
Consistent with the section 610
review plan, the Bureau asks the public
to comment on the impact of Regulation
Z’s Mortgage Loan Originator Rules on
small entities 94 by reviewing the
following factors:
(1) The continued need for the Rules
based on the stated objectives of
applicable statutes and the Rules;
(2) The complexity of the Rules;
(3) The extent to which the Rules
overlap, duplicate or conflict with other
Federal rules, and, to the extent feasible,
with State and local governmental rules;
(4) The degree to which technology,
market conditions, or other factors have
changed the relevant market since the
rule was evaluated, including:
a. How the impacts of the Rules as a
whole, and of major components or
provisions of the Rules, may differ by
origination channel, product type, or
other market segment;
b. The current scale of the economic
impacts of the Rules as a whole, and of
major components or provisions of the
Rules, on small entities; and
(5) Other current information relevant
to the factors that the Bureau considers
in completing a section 610 review
under the RFA, as described above.
Where possible, please submit
detailed comments, data, and other
information to support any submitted
positions.
Rohit Chopra,
Director, Consumer Financial Protection
Bureau.
[FR Doc. 2023–05295 Filed 3–15–23; 8:45 am]
BILLING CODE 4810–AM–P
94 For purposes of reviewing the questions for
comment, consult the following list of regulatory
provisions generally comprising Regulation Z’s
Mortgage Loan Originator Rules: 12 CFR
1026.25(c)(2), 1026.36(a) and (b), (d) through (j) and
accompanying sections in Supplement I to part
1026 of the Official Interpretations.
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16205
FEDERAL COMMUNICATIONS
COMMISSION
47 CFR Part 73
[MB Docket No. 23–78; RM–11946; DA 23–
159; FR ID 130447]
Television Broadcasting Services Elko,
Nevada
Federal Communications
Commission.
ACTION: Proposed rule.
AGENCY:
The Commission has before it
a petition for rulemaking filed by Reno
(KENV–TV) Licensee, Inc. (Petitioner),
the licensee of KENV–DT, channel 10,
Elko, Nevada. The Petitioner requests
the substitution of channel 20 for
channel 10 at Elko in the Table of
Allotments.
SUMMARY:
Comments must be filed on or
before April 17, 2023 and reply
comments on or before May 1, 2023.
ADDRESSES: Federal Communications
Commission, Office of the Secretary, 45
L Street NE, Washington, DC 20554. In
addition to filing comments with the
FCC, interested parties should serve
counsel for the Petitioner as follows:
Scott Flick, Esq., Pillsbury Winthrop
Shaw Pittman LLP, 1200 17th Street
NW, Washington, DC 20036.
FOR FURTHER INFORMATION CONTACT:
Joyce Bernstein, Media Bureau, at (202)
418–1647; or Joyce Bernstein, Media
Bureau, at Joyce.Bernstein@fcc.gov.
SUPPLEMENTARY INFORMATION: In
support, the Petitioner states that the
Commission has recognized that VHF
channels pose challenges for their use in
providing digital television service,
including propagation characteristics
that allow undesired signals and noise
to be receivable at relatively far
distances and result in large variability
in the performance of indoor antennas
available to viewers with most antennas
performing very poorly on high VHF
channels. According to the Petitioner,
KENV ‘‘has received numerous
complaints from local viewers who can
receive signals from other local stations
but are unable to receive the Station’s
over-the-air signal on Channel 10.’’
Petitioner asserts that its channel
substitution proposal will serve the
public interest by ‘‘improving the
receivability of the Station’s signal and,
in turn improve over-the-air service to
local viewers.’’ An analysis provided by
the Petitioner using the Commission’s
TVStudy software tool indicates that no
persons within the Station’s current
noise limited contour will lose service
and an additional 1,367 persons are
predicted to gain service.
DATES:
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16206
Federal Register / Vol. 88, No. 51 / Thursday, March 16, 2023 / Proposed Rules
This is a synopsis of the
Commission’s Notice of Proposed
Rulemaking, MB Docket No. 23–78;
RM–11946; DA 23–159, adopted March
1, 2023, and released March 1, 2023.
The full text of this document is
available for download at https://
www.fcc.gov/edocs. To request materials
in accessible formats (braille, large
print, computer diskettes, or audio
recordings), please send an email to
FCC504@fcc.gov or call the Consumer &
Government Affairs Bureau at (202)
418–0530 (VOICE), (202) 418–0432
(TTY).
This document does not contain
information collection requirements
subject to the Paperwork Reduction Act
of 1995, Public Law 104–13. In addition,
therefore, it does not contain any
proposed information collection burden
‘‘for small business concerns with fewer
than 25 employees,’’ pursuant to the
Small Business Paperwork Relief Act of
2002, Public Law 107–198, see 44 U.S.C.
3506(c)(4). Provisions of the Regulatory
Flexibility Act of 1980, 5 U.S.C. 601–
612, do not apply to this proceeding.
Members of the public should note
that all ex parte contacts are prohibited
from the time a Notice of Proposed
Rulemaking is issued to the time the
matter is no longer subject to
Commission consideration or court
review, see 47 CFR 1.1208. There are,
however, exceptions to this prohibition,
which can be found in Section 1.1204(a)
of the Commission’s rules, 47 CFR
1.1204(a).
See Sections 1.415 and 1.420 of the
Commission’s rules for information
regarding the proper filing procedures
for comments, 47 CFR 1.415 and 1.420.
List of Subjects in 47 CFR Part 73
Television.
Federal Communications Commission.
Thomas Horan,
Chief of Staff, Media Bureau.
Proposed Rule
ddrumheller on DSK120RN23PROD with PROPOSALS1
For the reasons discussed in the
preamble, the Federal Communications
Commission proposes to amend 47 CFR
part 73 as follows:
PART 73—RADIO BROADCAST
SERVICE
1. The authority citation for part 73
continues to read as follows:
■
Authority: 47 U.S.C. 154, 155, 301, 303,
307, 309, 310, 334, 336, 339.
2. In § 73.622, in the table in
paragraph (j), under Nevada, revise the
entry for Elko to read as follows:
■
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17:37 Mar 15, 2023
Jkt 259001
§ 73.622 Digital television table of
allotments.
*
*
*
(j) * * *
*
*
Community
*
*
FOR FURTHER INFORMATION CONTACT:
Channel No.
*
*
*
Nevada
*
*
*
Elko .......................................
*
*
*
*
*
20
*
*
[FR Doc. 2023–05227 Filed 3–15–23; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL COMMUNICATIONS
COMMISSION
47 CFR Part 73
[DA 23–186; MB Docket No. 23–45; RM–
11945; FR ID 130686]
Radio Broadcasting Services; Peach
Springs, Arizona
Federal Communications
Commission.
ACTION: Proposed rule.
AGENCY:
This document requests
comments on a petition for rule making
filed by ITM, LLC, proposing to amend
the FM Table of Allotments, by
substituting Channel 287A for vacant
Channel 280A at Peach Springs, Arizona
to accommodate the hybrid
modification application for Station
KIDD(FM) that proposes to upgrade
from Channel 280A to Channel 280C2 at
Fort Mohave, Arizona. A staff
engineering analysis indicates that
Channel 287A can be allotted to Peach
Springs, Arizona, consistent with the
minimum distance separation
requirements of the Commission’s rules,
with a site restriction of 12.6 km (7.8
miles) northeast of the community. The
reference coordinates are 35–33–18 NL
and 113–18–02 WL.
DATES: Comments must be filed on or
before May 1, 2023, and reply comments
on or before May 16, 2023.
ADDRESSES: Secretary, Federal
Communications Commission, 45 L
Street NE, Washington, DC 20554. In
addition to filing comments with the
FCC, interested parties should serve the
counsel to petitioner as follows: Mark B.
Denbo, c/o ITM, LLC, SMITHWICK &
BELENDIUK, P.C., 5028 Wisconsin
Avenue NW, Suite 301, Washington, DC
20016.
SUMMARY:
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Frm 00009
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Rolanda F. Smith, Media Bureau, (202)
418–2054.
SUPPLEMENTARY INFORMATION: This is a
synopsis of the Federal
Communications Commission’s
(Commission) Notice of Proposed Rule
Making, MB Docket No. 23–45, adopted
March 7, 2023, and released March 8,
2023. The full text of this Commission
decision is available online at https://
apps.fcc.gov/ecfs. The full text of this
document can also be downloaded in
Word or Portable Document Format
(PDF) at https://www.fcc.gov/edocs.
This document does not contain
proposed information collection
requirements subject to the Paperwork
Reduction Act of 1995, Public Law 104–
13. In addition, therefore, it does not
contain any proposed information
collection burden ‘‘for small business
concerns with fewer than 25
employees,’’ pursuant to the Small
Business Paperwork Relief Act of 2002,
Public Law 107–198, see 44 U.S.C.
3506(c)(4).
Provisions of the Regulatory
Flexibility Act of l980 do not apply to
this proceeding.
Members of the public should note
that from the time a Notice of Proposed
Rule Making is issued until the matter
is no longer subject to Commission
consideration or court review, all ex
parte contacts are prohibited in
Commission proceedings, such as this
one, which involve channel allotments.
See 47 CFR 1.1204(b) for rules
governing permissible ex parte contacts.
For information regarding proper
filing procedures for comments, see 47
CFR 1.415 and 1.420.
List of Subjects in 47 CFR Part 73
Radio, Radio broadcasting.
Federal Communications Commission.
Nazifa Sawez,
Assistant Chief, Audio Division, Media
Bureau.
Proposed Rules
For the reasons discussed in the
preamble, the Federal Communications
Commission proposes to amend 47 CFR
part 73 as follows:
PART 73—RADIO BROADCAST
SERVICES
1. The authority citation for part 73
continues to read as follows:
■
Authority: 47 U.S.C. 154, 155, 301, 303,
307, 309, 310, 334, 336, 339.
2. In § 73.202, in paragraph (b), amend
the Table of FM Allotments under
Arizona by revising an entry for ‘‘Peach
Springs’’ to read as follows:
■
E:\FR\FM\16MRP1.SGM
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]]>Agencies
[Federal Register Volume 88, Number 51 (Thursday, March 16, 2023)]
[Proposed Rules]
[Pages 16205-16206]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-05227]
=======================================================================
-----------------------------------------------------------------------
FEDERAL COMMUNICATIONS COMMISSION
47 CFR Part 73
[MB Docket No. 23-78; RM-11946; DA 23-159; FR ID 130447]
Television Broadcasting Services Elko, Nevada
AGENCY: Federal Communications Commission.
ACTION: Proposed rule.
-----------------------------------------------------------------------
SUMMARY: The Commission has before it a petition for rulemaking filed
by Reno (KENV-TV) Licensee, Inc. (Petitioner), the licensee of KENV-DT,
channel 10, Elko, Nevada. The Petitioner requests the substitution of
channel 20 for channel 10 at Elko in the Table of Allotments.
DATES: Comments must be filed on or before April 17, 2023 and reply
comments on or before May 1, 2023.
ADDRESSES: Federal Communications Commission, Office of the Secretary,
45 L Street NE, Washington, DC 20554. In addition to filing comments
with the FCC, interested parties should serve counsel for the
Petitioner as follows: Scott Flick, Esq., Pillsbury Winthrop Shaw
Pittman LLP, 1200 17th Street NW, Washington, DC 20036.
FOR FURTHER INFORMATION CONTACT: Joyce Bernstein, Media Bureau, at
(202) 418-1647; or Joyce Bernstein, Media Bureau, at
[email protected].
SUPPLEMENTARY INFORMATION: In support, the Petitioner states that the
Commission has recognized that VHF channels pose challenges for their
use in providing digital television service, including propagation
characteristics that allow undesired signals and noise to be receivable
at relatively far distances and result in large variability in the
performance of indoor antennas available to viewers with most antennas
performing very poorly on high VHF channels. According to the
Petitioner, KENV ``has received numerous complaints from local viewers
who can receive signals from other local stations but are unable to
receive the Station's over-the-air signal on Channel 10.'' Petitioner
asserts that its channel substitution proposal will serve the public
interest by ``improving the receivability of the Station's signal and,
in turn improve over-the-air service to local viewers.'' An analysis
provided by the Petitioner using the Commission's TVStudy software tool
indicates that no persons within the Station's current noise limited
contour will lose service and an additional 1,367 persons are predicted
to gain service.
[[Page 16206]]
This is a synopsis of the Commission's Notice of Proposed
Rulemaking, MB Docket No. 23-78; RM-11946; DA 23-159, adopted March 1,
2023, and released March 1, 2023. The full text of this document is
available for download at https://www.fcc.gov/edocs. To request
materials in accessible formats (braille, large print, computer
diskettes, or audio recordings), please send an email to [email protected]
or call the Consumer & Government Affairs Bureau at (202) 418-0530
(VOICE), (202) 418-0432 (TTY).
This document does not contain information collection requirements
subject to the Paperwork Reduction Act of 1995, Public Law 104-13. In
addition, therefore, it does not contain any proposed information
collection burden ``for small business concerns with fewer than 25
employees,'' pursuant to the Small Business Paperwork Relief Act of
2002, Public Law 107-198, see 44 U.S.C. 3506(c)(4). Provisions of the
Regulatory Flexibility Act of 1980, 5 U.S.C. 601-612, do not apply to
this proceeding.
Members of the public should note that all ex parte contacts are
prohibited from the time a Notice of Proposed Rulemaking is issued to
the time the matter is no longer subject to Commission consideration or
court review, see 47 CFR 1.1208. There are, however, exceptions to this
prohibition, which can be found in Section 1.1204(a) of the
Commission's rules, 47 CFR 1.1204(a).
See Sections 1.415 and 1.420 of the Commission's rules for
information regarding the proper filing procedures for comments, 47 CFR
1.415 and 1.420.
List of Subjects in 47 CFR Part 73 Television.
Federal Communications Commission.
Thomas Horan,
Chief of Staff, Media Bureau.
Proposed Rule
For the reasons discussed in the preamble, the Federal
Communications Commission proposes to amend 47 CFR part 73 as follows:
PART 73--RADIO BROADCAST SERVICE
0
1. The authority citation for part 73 continues to read as follows:
Authority: 47 U.S.C. 154, 155, 301, 303, 307, 309, 310, 334,
336, 339.
0
2. In Sec. 73.622, in the table in paragraph (j), under Nevada, revise
the entry for Elko to read as follows:
Sec. 73.622 Digital television table of allotments.
* * * * *
(j) * * *
------------------------------------------------------------------------
Community Channel No.
------------------------------------------------------------------------
* * * * *
------------------------------------------------------------------------
Nevada
------------------------------------------------------------------------
* * * * *
Elko................................................... 20
* * * * *
------------------------------------------------------------------------
[FR Doc. 2023-05227 Filed 3-15-23; 8:45 am]
BILLING CODE 6712-01-P
