Agency Information Collection Activities: Proposed Collection Renewal; Comment Request, 12679-12680 [2023-04070]

Download as PDF Federal Register / Vol. 88, No. 39 / Tuesday, February 28, 2023 / Notices group 25, hops, papaya, spice group 26 and greenhouse lettuce. Crop group expansions to field corn subgroup 15– 22C; sweet corn subgroup 15–22D; and rice subgroup 15–22F. Crop group conversions to edible podded bean subgroup 6–22A; edible podded pea subgroup 6–22B; succulent shelled bean subgroup 6–22C; succulent shelled pea subgroup 6–22D; pulses, dried shelled bean, except soybean subgroup 6–22E; pulses, dried shelled pea subgroup 6– 22F; and forage and hay of legume vegetables (except soybean) subgroup 7– 22A. Contact: RD. Authority: 7 U.S.C. 136 et seq. Dated: February 17, 2023. Daniel Rosenblatt, Acting Director, Registration Division, Office of Pesticide Programs. [FR Doc. 2023–04015 Filed 2–27–23; 8:45 am] BILLING CODE 6560–50–P FEDERAL DEPOSIT INSURANCE CORPORATION [OMB No. 3064–0215] Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collection (OMB Control No. 3064–0215) for its eighth biennial survey of households, which has been renamed the FDIC National Survey of Unbanked and Underbanked Households (Household Survey). This survey was previously named the Survey of Household Use of Banking and Financial Services. The Household Survey is scheduled to be conducted in partnership with the U.S. Census Bureau as a supplement to its June 2023 Current Population Survey (CPS). The survey collects information on U.S. households’ use of bank accounts, prepaid cards, nonbank online payment services and nonbank financial transaction services, and bank and nonbank credit. The results of these biennial surveys will be published by the FDIC, and help inform policymakers, bankers, and researchers about bank account ownership and how households use the banking system and nonbank products and services to meet their financial needs. On November 14, ddrumheller on DSK120RN23PROD with NOTICES SUMMARY: VerDate Sep<11>2014 18:37 Feb 27, 2023 Jkt 259001 2022, the FDIC requested comment for 60 days on the proposed information collection. No comments were received. The FDIC hereby gives notice of its plan to submit to OMB a request to approve this information collection, and again invites comment on the information collection. Comments must be submitted on or before March 30, 2023. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • Agency Website: https:// www.fdic.gov/resources/regulations/ federal-register-publications/. • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Manny Cabeza (202–898– 3767), Regulatory Counsel, MB–3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street NW building (located on F Street NW), on business days between 7:00 a.m. and 5:00 p.m. Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/ PRAMain. Find this particular information collection by selecting ‘‘Currently under 30-day Review—Open for Public Comments’’ or by using the search function. FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202–898–3767, mcabeza@fdic.gov, MB– 3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collection of information: Title: FDIC National Survey of Unbanked and Underbanked Households. OMB Number: 3064–0215. Frequency of Response: Once. Affected Public: Individuals residing in U.S. Households. Estimated Number of Respondents: 40,000. Average time per Response: 9 minutes (0.15 hours) per respondent. Estimated Total Annual Burden: 6,000 hours. DATES: General Description of Collection The FDIC is committed to expanding Americans’ access to safe, secure, and affordable banking services, which is integral to the FDIC’s mission of PO 00000 Frm 00033 Fmt 4703 Sfmt 4703 12679 maintaining the stability of and public confidence in the U.S. financial system. The FDIC National Survey of Unbanked and Underbanked Households (Household Survey) is one contribution to this end. The Household Survey is also a key component of the FDIC’s efforts to comply with a Congressional mandate contained in section 7 of the Federal Deposit Insurance Reform Conforming Amendments Act of 2005 (Reform Act) (Pub. L. 109–173), which calls for the FDIC to conduct ongoing surveys ‘‘on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution (hereafter in this section referred to as the ‘unbanked’) into the conventional finance system.’’ Section 7 further instructs the FDIC to consider several factors in its conduct of the surveys, including: (1) ‘‘what cultural, language and identification issues as well as transaction costs appear to most prevent ‘unbanked’ individuals from establishing conventional accounts;’’ and (2) ‘‘what is a fair estimate of the size and worth of the ‘‘unbanked’’ market in the United States.’’ The Household Survey collects information on bank account ownership which provides a factual basis for measuring the number and percentage of households that are unbanked. The Household Survey is the only population-representative survey conducted at the national level that provides state-level estimates of the size and characteristics of unbanked households for all 50 states and the District of Columbia. The Household Survey also collects information from unbanked households about the reasons that they do not have a bank account and their interest in having a bank account. Increasingly, financial products and services are provided by nonbanks, many through the use of a mobile phone app. Households are selecting different combinations of bank and nonbank financial products and services to meet their core banking needs. Consequently, the Household Survey has broadened its focus to include a wide range of bank and nonbank financial products and services and to collect information on whether and how households are using these in combination. To obtain this information, the FDIC partners with the U.S. Census Bureau, which administers the Household Survey supplement (FDIC Supplement) to households that participate in the CPS. The FDIC supplement has been E:\FR\FM\28FEN1.SGM 28FEN1 12680 Federal Register / Vol. 88, No. 39 / Tuesday, February 28, 2023 / Notices administered every other year since January 2009. The previous survey questionnaires and survey results can be accessed through the following link: https://fdic.gov/analysis/householdsurvey. In accordance with the statutory mandate to conduct the surveys on an ongoing basis, the FDIC already has in place arrangements for conducting the eighth Household Survey as a supplement to the June 2023 CPS. Prior to finalizing the 2023 survey questionnaire, the FDIC seeks to solicit public comment on whether changes to the existing instrument are desirable and, if so, to what extent. It should be noted that, as a supplement of the CPS survey, the Household Survey needs to adhere to specific parameters that include limits in the length and sensitivity of the questions that can be asked of CPS respondents. Interested members of the public may obtain a copy of the proposed survey questionnaire on the following web page: https://www.fdic.gov/resources/ regulations/federal-registerpublications/2023/2023-fdic-householdsurvey-instrument.pdf. Note: For those attending the meeting in person, current COVID–19 safety protocols for visitors, which are based on the CDC COVID–19 Community Level in Washington, DC, will be updated on the Commission’s contact page by the Monday before the meeting. See the contact page at https:// www.fec.gov/contact/. If you would like to virtually access the meeting, see the instructions below. STATUS: The March 2, 2023 open meeting has been canceled. CONTACT PERSON FOR MORE INFORMATION: Judith Ingram, Press Officer. Telephone: (202) 694–1220. Individuals who plan to attend in person and who require special assistance, such as sign language interpretation or other reasonable accommodations, should contact Laura E. Sinram, Secretary and Clerk, at (202) 694–1040, at least 72 hours prior to the meeting date. Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. BILLING CODE 6715–01–P Federal Deposit Insurance Corporation. Dated at Washington, DC, on February 23, 2023. James P. Sheesley, Assistant Executive Secretary. [FR Doc. 2023–04070 Filed 2–27–23; 8:45 am] ddrumheller on DSK120RN23PROD with NOTICES BILLING CODE 6714–01–P FEDERAL ELECTION COMMISSION Sunshine Act Meetings Thursday, March 2, 2023 at 10:30 a.m. PLACE: Hybrid Meeting: 1050 First Street, NE, Washington, DC (12th Floor) and Virtual. TIME AND DATE: VerDate Sep<11>2014 18:37 Feb 27, 2023 Jkt 259001 (Authority: Government in the Sunshine Act, 5 U.S.C. 552b) Vicktoria J. Allen, Deputy Secretary of the Commission. [FR Doc. 2023–04152 Filed 2–24–23; 11:15 am] request.htm. Interested persons may express their views in writing on the question whether the proposal complies with the standards of section 4 of the BHC Act. Unless otherwise noted, comments regarding the applications must be received at the Reserve Bank indicated or the offices of the Board of Governors, Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington DC 20551–0001, not later than March 15, 2023. A. Federal Reserve Bank of Atlanta (Erien O. Terry, Assistant Vice President) 1000 Peachtree Street NE, Atlanta, Georgia 30309. Comments can also be sent electronically to Applications.Comments@atl.frb.org: 1. Oconee Financial Corporation, Watkinsville, Georgia; to acquire Elberton Federal Savings & Loan Association, Elberton, Georgia, and thereby engage in operating a savings association pursuant to section 225.28(b)(4)(ii) of Regulation Y. Board of Governors of the Federal Reserve System. Michele Taylor Fennell, Deputy Associate Secretary of the Board. [FR Doc. 2023–04098 Filed 2–27–23; 8:45 am] BILLING CODE P FEDERAL RESERVE SYSTEM Notice of Proposals to Engage in or to Acquire Companies Engaged in Permissible Nonbanking Activities The companies listed in this notice have given notice under section 4 of the Bank Holding Company Act (12 U.S.C. 1843) (BHC Act) and Regulation Y, (12 CFR part 225) to engage de novo, or to acquire or control voting securities or assets of a company, including the companies listed below, that engages either directly or through a subsidiary or other company, in a nonbanking activity that is listed in § 225.28 of Regulation Y (12 CFR 225.28) or that the Board has determined by Order to be closely related to banking and permissible for bank holding companies. Unless otherwise noted, these activities will be conducted throughout the United States. The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/ PO 00000 Frm 00034 Fmt 4703 Sfmt 4703 FEDERAL RESERVE SYSTEM Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB Board of Governors of the Federal Reserve System. SUMMARY: The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Reporting Requirements Associated with Regulation Y for Extension of Time to Conform to the Volcker Rule (FR Y–1; OMB No. 7100–0333). FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance Officer—Nuha Elmaghrabi—Office of the Chief Data Officer, Board of Governors of the Federal Reserve System, nuha.elmaghrabi@frb.gov, (202) 452–3884. Office of Management and Budget (OMB) Desk Officer for the Federal Reserve Board, Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Room 10235, 725 17th Street NW, Washington, DC 20503, or by fax to (202) 395–6974. SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board AGENCY: E:\FR\FM\28FEN1.SGM 28FEN1

Agencies

[Federal Register Volume 88, Number 39 (Tuesday, February 28, 2023)]
[Notices]
[Pages 12679-12680]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-04070]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0215]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995, invites the general public and other Federal 
agencies to take this opportunity to comment on the request to renew 
the existing information collection (OMB Control No. 3064-0215) for its 
eighth biennial survey of households, which has been renamed the FDIC 
National Survey of Unbanked and Underbanked Households (Household 
Survey). This survey was previously named the Survey of Household Use 
of Banking and Financial Services. The Household Survey is scheduled to 
be conducted in partnership with the U.S. Census Bureau as a supplement 
to its June 2023 Current Population Survey (CPS). The survey collects 
information on U.S. households' use of bank accounts, prepaid cards, 
nonbank online payment services and nonbank financial transaction 
services, and bank and nonbank credit. The results of these biennial 
surveys will be published by the FDIC, and help inform policymakers, 
bankers, and researchers about bank account ownership and how 
households use the banking system and nonbank products and services to 
meet their financial needs. On November 14, 2022, the FDIC requested 
comment for 60 days on the proposed information collection. No comments 
were received. The FDIC hereby gives notice of its plan to submit to 
OMB a request to approve this information collection, and again invites 
comment on the information collection.

DATES: Comments must be submitted on or before March 30, 2023.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     Agency Website: https://www.fdic.gov/resources/regulations/federal-register-publications/.
     Email: [email protected]. Include the name and number of 
the collection in the subject line of the message.
     Mail: Manny Cabeza (202-898-3767), Regulatory Counsel, MB-
3128, Federal Deposit Insurance Corporation, 550 17th Street NW, 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F Street 
NW), on business days between 7:00 a.m. and 5:00 p.m.
    Written comments and recommendations for the proposed information 
collection should be sent within 30 days of publication of this notice 
to www.reginfo.gov/public/do/PRAMain. Find this particular information 
collection by selecting ``Currently under 30-day Review--Open for 
Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance 
Corporation, 550 17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Proposal to renew the following currently 
approved collection of information:
    Title: FDIC National Survey of Unbanked and Underbanked Households.
    OMB Number: 3064-0215.
    Frequency of Response: Once.
    Affected Public: Individuals residing in U.S. Households.
    Estimated Number of Respondents: 40,000.
    Average time per Response: 9 minutes (0.15 hours) per respondent.
    Estimated Total Annual Burden: 6,000 hours.

General Description of Collection

    The FDIC is committed to expanding Americans' access to safe, 
secure, and affordable banking services, which is integral to the 
FDIC's mission of maintaining the stability of and public confidence in 
the U.S. financial system. The FDIC National Survey of Unbanked and 
Underbanked Households (Household Survey) is one contribution to this 
end. The Household Survey is also a key component of the FDIC's efforts 
to comply with a Congressional mandate contained in section 7 of the 
Federal Deposit Insurance Reform Conforming Amendments Act of 2005 
(Reform Act) (Pub. L. 109-173), which calls for the FDIC to conduct 
ongoing surveys ``on efforts by insured depository institutions to 
bring those individuals and families who have rarely, if ever, held a 
checking account, a savings account or other type of transaction or 
check cashing account at an insured depository institution (hereafter 
in this section referred to as the `unbanked') into the conventional 
finance system.'' Section 7 further instructs the FDIC to consider 
several factors in its conduct of the surveys, including: (1) ``what 
cultural, language and identification issues as well as transaction 
costs appear to most prevent `unbanked' individuals from establishing 
conventional accounts;'' and (2) ``what is a fair estimate of the size 
and worth of the ``unbanked'' market in the United States.''
    The Household Survey collects information on bank account ownership 
which provides a factual basis for measuring the number and percentage 
of households that are unbanked. The Household Survey is the only 
population-representative survey conducted at the national level that 
provides state-level estimates of the size and characteristics of 
unbanked households for all 50 states and the District of Columbia. The 
Household Survey also collects information from unbanked households 
about the reasons that they do not have a bank account and their 
interest in having a bank account.
    Increasingly, financial products and services are provided by 
nonbanks, many through the use of a mobile phone app. Households are 
selecting different combinations of bank and nonbank financial products 
and services to meet their core banking needs. Consequently, the 
Household Survey has broadened its focus to include a wide range of 
bank and nonbank financial products and services and to collect 
information on whether and how households are using these in 
combination.
    To obtain this information, the FDIC partners with the U.S. Census 
Bureau, which administers the Household Survey supplement (FDIC 
Supplement) to households that participate in the CPS. The FDIC 
supplement has been

[[Page 12680]]

administered every other year since January 2009. The previous survey 
questionnaires and survey results can be accessed through the following 
link: https://fdic.gov/analysis/household-survey.
    In accordance with the statutory mandate to conduct the surveys on 
an ongoing basis, the FDIC already has in place arrangements for 
conducting the eighth Household Survey as a supplement to the June 2023 
CPS. Prior to finalizing the 2023 survey questionnaire, the FDIC seeks 
to solicit public comment on whether changes to the existing instrument 
are desirable and, if so, to what extent. It should be noted that, as a 
supplement of the CPS survey, the Household Survey needs to adhere to 
specific parameters that include limits in the length and sensitivity 
of the questions that can be asked of CPS respondents. Interested 
members of the public may obtain a copy of the proposed survey 
questionnaire on the following web page: https://www.fdic.gov/resources/regulations/federal-register-publications/2023/2023-fdic-household-survey-instrument.pdf.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on February 23, 2023.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2023-04070 Filed 2-27-23; 8:45 am]
BILLING CODE 6714-01-P
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