Submission for OMB Review; GSA Equity Study on Remote Identity Proofing, 8863-8864 [2023-02918]

Download as PDF Federal Register / Vol. 88, No. 28 / Friday, February 10, 2023 / Notices trustee; Jamie Razum, individually and as custodian for a minor; Kristina Wendell, individually and as custodian for a minor; Timothy Nelson, Thomas Nelson, Richard Razum, and Brad Wendell, all of Geneva, Illinois; to join the Nelson Family Control Group, a group acting in concert, to retain voting shares of Geneva Bancshares, Inc., and thereby indirectly retain voting shares of The State Bank of Geneva, both of Geneva, Illinois. 2. The A. Gregg Nelson Family Trust u/a/d March 12, 2020 and the A. Gregg Nelson Marital GST Exempt Trust u/a/d March 12, 2020, Joy A. Nelson as trustee to both trusts, and Timothy Nelson as special asset manager to both trusts, all of Geneva, Illinois; to join the Nelson Family Control Group, a group acting in concert, to acquire voting shares of Geneva Bancshares, Inc., and thereby indirectly acquire voting shares of The State Bank of Geneva, both of Geneva, Illinois. Board of Governors of the Federal Reserve System. Michele Taylor Fennell, Deputy Associate Secretary of the Board. [FR Doc. 2023–02902 Filed 2–9–23; 8:45 am] BILLING CODE P FEDERAL RESERVE SYSTEM lotter on DSK11XQN23PROD with NOTICES1 Formations of, Acquisitions by, and Mergers of Bank Holding Companies The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/ request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). If the proposal also VerDate Sep<11>2014 17:41 Feb 09, 2023 Jkt 259001 involves the acquisition of a nonbanking company, the review also includes whether the acquisition of the nonbanking company complies with the standards in section 4 of the BHC Act (12 U.S.C. 1843), and interested persons may express their views in writing on the standards enumerated in section 4. Unless otherwise noted, nonbanking activities will be conducted throughout the United States. Comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors, Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551–0001, not later than March 13, 2023. A. Federal Reserve Bank of New York (Ivan J. Hurwitz, Head of Bank Applications) 33 Liberty Street, New York, New York 10045–0001. Comments can also be sent electronically to comments.applications@ny.frb.org: 1. SNBNY Holdings Limited, Gibraltar, and Safra New York Corporation, New York, New York; to acquire Delta North Bankcorp, Inc., and thereby indirectly acquire Delta National Bank and Trust Company, both of New York, New York. B. Federal Reserve Bank of Minneapolis (Stephanie Weber, Assistant Vice President) 90 Hennepin Avenue, Minneapolis, Minnesota 55480–0291. Comments can also be sent electronically to MA@mpls.frb.org: 1. GBH Inc., Breslau, Ontario, Canada; VersaBank, London, Ontario, Canada, and its wholly owned subsidiary, VersaHoldings US Corp. (VersaHoldings), Wilmington, Delaware; to become bank holding companies by acquiring Stearns Financial Services, Inc., Saint Cloud, Minnesota, and thereby indirectly acquire Stearns Bank of Holdingford, National Association, Holdingford, Minnesota. In addition, GBH Inc.,VersaBank, and VersaHoldings, through VersaFinance US Corp., London, Ontario, Canada; to engage de novo in extending credit and servicing loans pursuant to section 225.28(b)(1) of Regulation Y. Board of Governors of the Federal Reserve System. Michele Taylor Fennell, Deputy Associate Secretary of the Board. [FR Doc. 2023–02901 Filed 2–9–23; 8:45 am] BILLING CODE P PO 00000 Frm 00072 Fmt 4703 Sfmt 4703 8863 GENERAL SERVICES ADMINISTRATION [OMB Control No. 3090–XXXX; Docket No. 2022–0001; Sequence No. 16] Submission for OMB Review; GSA Equity Study on Remote Identity Proofing Technology Transformation Services (TTS), General Services Administration (GSA). ACTION: Notice of request for comments regarding a new request for an OMB clearance. AGENCY: Under the provisions of the Paperwork Reduction Act, GSA will be submitting to the Office of Management and Budget (OMB) a request to review and approve a new information collection requirement. Respondents to this information collection will test several remote identity proofing services and provide demographic information to help better understand the behavior and impacts of remote identity-proofing technologies. DATES: Submit comments on or before March 13, 2023. ADDRESSES: Written comments and recommendations for this information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/PRAMain. Find this particular information collection by selecting ‘‘Currently under Review—Open for Public Comments’’; or by using the search Function. FOR FURTHER INFORMATION CONTACT: Requests for additional information should be directed to Tiffany Andrews or Gerardo E. Cruz-Ortiz by phone 202– 969–0772 or via email to identityequitystudy@gsa.gov. SUPPLEMENTARY INFORMATION: SUMMARY: A. Purpose The GSA ‘‘Equity Study on Remote Identity Proofing’’ will assess the impact of ethnicity, race, gender, income, and other demographic factors on the components of identity proofing, which is the process of verifying that a person is who they say they are. GSA will test remote identity-proofing tools that include both biometric checks using facial verification technology as well as non-biometric methods like mobiledevice account ownership and credit history. NIST’s SP 800–63–3 guidelines for remote one-to-one identity proofing serve as a framework for the study. GSA will publish an anonymized, peer-reviewed report of our findings, to help us make informed decisions regarding identity verification capabilities. The report will present a E:\FR\FM\10FEN1.SGM 10FEN1 lotter on DSK11XQN23PROD with NOTICES1 8864 Federal Register / Vol. 88, No. 28 / Friday, February 10, 2023 / Notices statistical analysis of failures and successes for the proofing checks and explore the causes behind negative or inconclusive results. These results will help GSA understand the current technological barriers to equitable identity-proofing services for the public. GSA will partner with a recruitment partner to engage the general American public to participate in the study. Respondents will be asked to share demographic information to help GSA understand if and how these variables impact the performance of various remote identity-proofing solutions; GSA will collect the respondent’s race, ethnicity, gender, age, income, educational level, and other demographic data. The identity-proofing workflow will also collect the following personally identifiable information (PII): a picture of the respondent’s government-issued identification card (including face reference, name, date of birth, physical address, and document number), Social Security Number, phone number, and a picture of the respondent’s face. Identity-proofing vendors will delete all respondent data from their systems within 24 hours of collection. GSA will retain records of this study in accordance with GSA’s retention schedule for Customer Research and Reporting Records and any other applicable federal records schedules (See: https://www.archives.gov/files/ records-mgmt/rcs/schedules/ independent-agencies/rg-0269/daa0269-2016-0013_sf115.pdf). While respondents are using the study’s web-based platform, GSA will also collect the personal mobile device’s hardware and software data as well as device-behavioral information (how the device and its applications are used). GSA will share de-identified demographic information, and identityproofing results with an academic partner that will analyze the results and assist GSA in publishing a peerreviewable academic paper. Upon completion of the study, respondents will be asked to complete an exit survey that gathers additional demographic information, consent for publication, and feedback on the study. Respondents who complete all study questions will be compensated for their participation in this study. B. Annual Reporting Burden Respondents: 2,000–4,000. Responses per Respondent: 1. Hours per Response: .75 hours. Estimated Total Burden Hours: 3,000. VerDate Sep<11>2014 17:41 Feb 09, 2023 Jkt 259001 C. Discussion and Analysis A 60-day notice was published in the Federal Register at 87 FR 57496 on September 20, 2022. GSA received two public comments discussing the following three areas: —Mobile Device Model: The commenter discussed concerns about the impact of the mobile device type and model as well as its capabilities and age on the results of the study. GSA is aware of this potential variable and will explore the hypothesis that device type and age might influence proofing results. The study platform collects device data including mobile browser, operating system, and device model year; this data will enable an analysis of proofing results with respect to the devices’ capabilities. —Human Verification Concerns: The commenter recommended that GSA leverage automated systems given their higher performance over human evaluators. This study will not consider any identity proofing product that relies on or includes human verification or assistance. Furthermore, minimizing the number of people who are involved in verifying someone’s identity will improve the system’s privacy and security. —Other Biometric Proofing Methods: The commenter suggested other biometric proofing methods including ‘‘Iris, palm, fingerprint, and voice’’ which are common in other parts of the world. GSA may consider these ideas for future studies. Commenters found ‘‘little to no burden’’ in our information collection. GSA had already implemented the recommendation to use mobile devices. The other recommendation was to gather other biometric pieces of information that cannot be collected with our currently available commercial services nor fit within the required timeline. GSA is consulting with the Center for Information Technology Research (CITeR) and researchers at Clarkson University to ensure that the statistical design of the study is sound. GSA representatives have met with staff from other government agencies that have conducted similar research such as DHS’s Science and Technology group (DHS S&T). Both of these groups have agreed that the collection is useful and necessary to improve the delivery of government services. Obtaining Copies of Proposals: Requesters may obtain a copy of the information collection documents from the Regulatory Secretariat Division by calling 202–501–4755 or emailing PO 00000 Frm 00073 Fmt 4703 Sfmt 4703 GSARegSec@gsa.gov. Please cite OMB Control No. ‘‘3090–XXXX, GSA Equity Study on Remote Identity Proofing’’ in all correspondence. Beth Anne Killoran, Deputy Chief Information Officer. [FR Doc. 2023–02918 Filed 2–9–23; 8:45 am] BILLING CODE 6820–AB–P DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Disease Control and Prevention [30Day–23–22GR] Agency Forms Undergoing Paperwork Reduction Act Review In accordance with the Paperwork Reduction Act of 1995, the Centers for Disease Control and Prevention (CDC) has submitted the information collection request titled ‘‘CDC’s Milestone Tracker App User Surveys’’ to the Office of Management and Budget (OMB) for review and approval. CDC previously published a ‘‘Proposed Data Collection Submitted for Public Comment and Recommendations’’ notice on July 12, 2022 to obtain comments from the public and affected agencies. CDC did not receive comments related to the previous notice. This notice serves to allow an additional 30 days for public and affected agency comments. CDC will accept all comments for this proposed information collection project. The Office of Management and Budget is particularly interested in comments that: (a) Evaluate whether the proposed collection of information is necessary for the proper performance of the functions of the agency, including whether the information will have practical utility; (b) Evaluate the accuracy of the agencies estimate of the burden of the proposed collection of information, including the validity of the methodology and assumptions used; (c) Enhance the quality, utility, and clarity of the information to be collected; (d) Minimize the burden of the collection of information on those who are to respond, including, through the use of appropriate automated, electronic, mechanical, or other technological collection techniques or other forms of information technology, e.g., permitting electronic submission of responses; and (e) Assess information collection costs. E:\FR\FM\10FEN1.SGM 10FEN1

Agencies

General Services Administration

[Federal Register Volume 88, Number 28 (Friday, February 10, 2023)]
[Notices]
[Pages 8863-8864]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2023-02918]


=======================================================================
-----------------------------------------------------------------------

GENERAL SERVICES ADMINISTRATION

[OMB Control No. 3090-XXXX; Docket No. 2022-0001; Sequence No. 16]


Submission for OMB Review; GSA Equity Study on Remote Identity 
Proofing

AGENCY: Technology Transformation Services (TTS), General Services 
Administration (GSA).

ACTION: Notice of request for comments regarding a new request for an 
OMB clearance.

-----------------------------------------------------------------------

SUMMARY: Under the provisions of the Paperwork Reduction Act, GSA will 
be submitting to the Office of Management and Budget (OMB) a request to 
review and approve a new information collection requirement. 
Respondents to this information collection will test several remote 
identity proofing services and provide demographic information to help 
better understand the behavior and impacts of remote identity-proofing 
technologies.

DATES: Submit comments on or before March 13, 2023.

ADDRESSES: Written comments and recommendations for this information 
collection should be sent within 30 days of publication of this notice 
to www.reginfo.gov/public/do/PRAMain. Find this particular information 
collection by selecting ``Currently under Review--Open for Public 
Comments''; or by using the search Function.

FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to Tiffany Andrews or Gerardo E. Cruz-Ortiz by phone 
202-969-0772 or via email to [email protected].

SUPPLEMENTARY INFORMATION: 

A. Purpose

    The GSA ``Equity Study on Remote Identity Proofing'' will assess 
the impact of ethnicity, race, gender, income, and other demographic 
factors on the components of identity proofing, which is the process of 
verifying that a person is who they say they are. GSA will test remote 
identity-proofing tools that include both biometric checks using facial 
verification technology as well as non-biometric methods like mobile-
device account ownership and credit history. NIST's SP 800-63-3 
guidelines for remote one-to-one identity proofing serve as a framework 
for the study.
    GSA will publish an anonymized, peer-reviewed report of our 
findings, to help us make informed decisions regarding identity 
verification capabilities. The report will present a

[[Page 8864]]

statistical analysis of failures and successes for the proofing checks 
and explore the causes behind negative or inconclusive results. These 
results will help GSA understand the current technological barriers to 
equitable identity-proofing services for the public.
    GSA will partner with a recruitment partner to engage the general 
American public to participate in the study. Respondents will be asked 
to share demographic information to help GSA understand if and how 
these variables impact the performance of various remote identity-
proofing solutions; GSA will collect the respondent's race, ethnicity, 
gender, age, income, educational level, and other demographic data.
    The identity-proofing workflow will also collect the following 
personally identifiable information (PII): a picture of the 
respondent's government-issued identification card (including face 
reference, name, date of birth, physical address, and document number), 
Social Security Number, phone number, and a picture of the respondent's 
face. Identity-proofing vendors will delete all respondent data from 
their systems within 24 hours of collection. GSA will retain records of 
this study in accordance with GSA's retention schedule for Customer 
Research and Reporting Records and any other applicable federal records 
schedules (See: https://www.archives.gov/files/records-mgmt/rcs/schedules/independent-agencies/rg-0269/daa-0269-2016-0013_sf115.pdf).
    While respondents are using the study's web-based platform, GSA 
will also collect the personal mobile device's hardware and software 
data as well as device-behavioral information (how the device and its 
applications are used).
    GSA will share de-identified demographic information, and identity-
proofing results with an academic partner that will analyze the results 
and assist GSA in publishing a peer-reviewable academic paper.
    Upon completion of the study, respondents will be asked to complete 
an exit survey that gathers additional demographic information, consent 
for publication, and feedback on the study.
    Respondents who complete all study questions will be compensated 
for their participation in this study.

B. Annual Reporting Burden

    Respondents: 2,000-4,000.
    Responses per Respondent: 1.
    Hours per Response: .75 hours.
    Estimated Total Burden Hours: 3,000.

C. Discussion and Analysis

    A 60-day notice was published in the Federal Register at 87 FR 
57496 on September 20, 2022. GSA received two public comments 
discussing the following three areas:

--Mobile Device Model: The commenter discussed concerns about the 
impact of the mobile device type and model as well as its capabilities 
and age on the results of the study. GSA is aware of this potential 
variable and will explore the hypothesis that device type and age might 
influence proofing results. The study platform collects device data 
including mobile browser, operating system, and device model year; this 
data will enable an analysis of proofing results with respect to the 
devices' capabilities.
--Human Verification Concerns: The commenter recommended that GSA 
leverage automated systems given their higher performance over human 
evaluators. This study will not consider any identity proofing product 
that relies on or includes human verification or assistance. 
Furthermore, minimizing the number of people who are involved in 
verifying someone's identity will improve the system's privacy and 
security.
--Other Biometric Proofing Methods: The commenter suggested other 
biometric proofing methods including ``Iris, palm, fingerprint, and 
voice'' which are common in other parts of the world. GSA may consider 
these ideas for future studies.

    Commenters found ``little to no burden'' in our information 
collection. GSA had already implemented the recommendation to use 
mobile devices. The other recommendation was to gather other biometric 
pieces of information that cannot be collected with our currently 
available commercial services nor fit within the required timeline.
    GSA is consulting with the Center for Information Technology 
Research (CITeR) and researchers at Clarkson University to ensure that 
the statistical design of the study is sound. GSA representatives have 
met with staff from other government agencies that have conducted 
similar research such as DHS's Science and Technology group (DHS S&T). 
Both of these groups have agreed that the collection is useful and 
necessary to improve the delivery of government services.
    Obtaining Copies of Proposals: Requesters may obtain a copy of the 
information collection documents from the Regulatory Secretariat 
Division by calling 202-501-4755 or emailing [email protected]. Please 
cite OMB Control No. ``3090-XXXX, GSA Equity Study on Remote Identity 
Proofing'' in all correspondence.

Beth Anne Killoran,
Deputy Chief Information Officer.
[FR Doc. 2023-02918 Filed 2-9-23; 8:45 am]
BILLING CODE 6820-AB-P

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