Procurement List; Proposed Deletions, 77077-77078 [2022-27301]
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Federal Register / Vol. 87, No. 241 / Friday, December 16, 2022 / Notices
Department of Commerce collections
currently under review by OMB.
Written comments and
recommendations for the proposed
information collection should be
submitted within 30 days of the
publication of this notice on the
following website www.reginfo.gov/
public/do/PRAMain. Find this
particular information collection by
selecting ‘‘Currently under 30-day
Review—Open for Public Comments’’ or
by using the search function and
entering either the title of the collection
or the OMB Control Number 0648–0788.
Sheleen Dumas,
Department PRA Clearance Officer, Office of
the Chief Information Officer, Department of
Commerce.
[FR Doc. 2022–27361 Filed 12–15–22; 8:45 am]
BILLING CODE 3510–JS–P
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric
Administration
[RTID 0648–XC603]
Marine Mammals; File No. 23644
National Marine Fisheries
Service (NMFS), National Oceanic and
Atmospheric Administration (NOAA),
Commerce.
ACTION: Notice; receipt of application for
permit amendment.
AGENCY:
Notice is hereby given that
Iain Kerr, D.H.L., Ocean Alliance, 32
Horton Street, Gloucester, MA 01930,
has applied for an amendment to
Scientific Research Permit No. 23644–
01.
SUMMARY:
Written, telefaxed, or email
comments must be received on or before
January 17, 2023.
ADDRESSES: The application and related
documents are available for review by
selecting ‘‘Records Open for Public
Comment’’ from the ‘‘Features’’ box on
the Applications and Permits for
Protected Species (APPS) home page,
https://apps.nmfs.noaa.gov, and then
selecting File No. 23644 from the list of
available applications. These documents
are also available upon written request
via email to NMFS.Pr1Comments@
noaa.gov.
Written comments on this application
should be submitted via email to
NMFS.Pr1Comments@noaa.gov. Please
include File No. 23644–02 in the subject
line of the email comment.
Those individuals requesting a public
hearing should submit a written request
via email to NMFS.Pr1Comments@
noaa.gov. The request should set forth
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DATES:
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the specific reasons why a hearing on
this application would be appropriate.
FOR FURTHER INFORMATION CONTACT:
Amy Hapeman or Shasta McClenahan,
(301)427–8401.
The
subject amendment to Permit No.
23644–01 is requested under the
authority of the Marine Mammal
Protection Act of 1972, as amended (16
U.S.C. 1361 et seq.), the regulations
governing the taking and importing of
marine mammals (50 CFR part 216), the
Endangered Species Act of 1973, as
amended (16 U.S.C. 1531 et seq.), and
the regulations governing the taking,
importing, and exporting of endangered
and threatened species (50 CFR parts
222–226).
Permit No. 23644, issued on October
26, 2020 (85 FR 73263, November 17,
2020), authorizes the permit holder to
conduct research on 22 cetacean species
in U.S. and international waters of the
North Atlantic and North Pacific Oceans
to study cetacean toxicology,
microplastics, acoustics, and behavioral
ecology. Researchers may conduct
vessel surveys including unmanned
aircraft system (UAS) operations,
biological sampling, counts, passive
acoustics, photo-ID, photograph/video,
observations, photogrammetry, and
thermal imaging. Cetaceans also may be
unintentionally harassed during
surveys. Samples collected on the high
seas or under other authorizations
worldwide may be imported for study.
The permit was amended on January 27,
2022 (as No. 23644–01), to authorize
additional UAS models and UAS
operations at night. For the current
amendment, the permit holder requests
to add suction-cup tagging by UAS for
up to 30 humpback whales (Megaptera
novaeangliae) each in North Atlantic
and North Pacific waters and 30 minke
whales (Balaenoptera acutorostrata) in
North Atlantic waters as part of their
behavioral ecology studies. The
amendment would be valid for the
duration of the permit, until October 31,
2025.
In compliance with the National
Environmental Policy Act of 1969 (42
U.S.C. 4321 et seq.), an initial
determination has been made that the
activity proposed is categorically
excluded from the requirement to
prepare an environmental assessment or
environmental impact statement.
Concurrent with the publication of
this notice in the Federal Register,
NMFS is forwarding copies of this
application to the Marine Mammal
Commission and its Committee of
Scientific Advisors.
SUPPLEMENTARY INFORMATION:
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77077
Dated: December 13, 2022.
Julia M. Harrison,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2022–27343 Filed 12–15–22; 8:45 am]
BILLING CODE 3510–22–P
COMMITTEE FOR PURCHASE FROM
PEOPLE WHO ARE BLIND OR
SEVERELY DISABLED
Procurement List; Proposed Deletions
Committee for Purchase From
People Who Are Blind or Severely
Disabled.
ACTION: Proposed deletions from the
procurement list.
AGENCY:
The Committee is proposing
to delete service(s) from the
Procurement List that were furnished by
nonprofit agencies employing persons
who are blind or have other severe
disabilities.
SUMMARY:
Comments must be received on
or before: January 15, 2023.
ADDRESSES: Committee for Purchase
From People Who Are Blind or Severely
Disabled, 355 E Street SW, Suite 325,
Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT: For
further information or to submit
comments contact: Michael R.
Jurkowski, Telephone: (703) 785–6404,
or email CMTEFedReg@AbilityOne.gov.
SUPPLEMENTARY INFORMATION: This
notice is published pursuant to 41
U.S.C. 8503 (a)(2) and 41 CFR 51–2.3. Its
purpose is to provide interested persons
an opportunity to submit comments on
the proposed actions.
DATES:
Deletions
The following service(s) are proposed
for deletion from the Procurement List:
Service Type: Switchboard Operation
Mandatory for: Veterans Affairs Medical
Center: 718 Smyth Road, Manchester,
NH
Designated Source of Supply: Northern New
England Employment Services, Portland,
ME
Contracting Activity: Veterans Affairs,
Department of, 608–Manchester
Service Type: Mailroom Operation &
Administrative Supp
Mandatory for: Veterans Affairs Medical
Center: 718 Smyth Road, Manchester,
NH
Designated Source of Supply: Northern New
England Employment Services, Portland,
ME
Contracting Activity: Veterans Affairs,
Department of, 608–Manchester
Service Type: Custodial Services
Mandatory for: USDA, APHIS, PPQ, 843 13th
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77078
Federal Register / Vol. 87, No. 241 / Friday, December 16, 2022 / Notices
Court, Unit 7, Riviera Beach, FL
Designated Source of Supply: Gulfstream
Goodwill Industries, Inc., West Palm
Beach, FL
Contracting Activity: Animal and Plant
Health Inspection Service, USDA APHIS
MRPBS
Michael R. Jurkowski,
Acting Director, Business Operations.
[FR Doc. 2022–27301 Filed 12–15–22; 8:45 am]
BILLING CODE 6353–01–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Notice of Availability of Revised
Consumer Information Publication
Bureau of Consumer Financial
Protection.
AGENCY:
ACTION:
Notice of availability.
The Consumer Financial
Protection Bureau (Bureau or CFPB)
announces the availability of an
updated consumer publication, ‘‘What
You Should Know about Home Equity
Lines of Credit,’’ also known as the
HELOC booklet, required by the Truth
in Lending Act (TILA), as implemented
by Regulation Z. This version of the
HELOC booklet is updated to align with
the Bureau’s educational efforts, to be
more concise, and to improve
readability and usability.
SUMMARY:
The updated consumer
publication is available for download on
the Bureau’s website at https://
www.consumerfinance.gov/learnmore
and can also be found in the Catalog of
U.S. Government Publications (https://
catalog.gpo.gov), maintained by
Superintendent of Documents, U.S.
Government Printing Office,
Washington, DC 20402.
ADDRESSES:
FOR FURTHER INFORMATION CONTACT:
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Davida Farrar, Supervisory Attorney
Advisor, Consumer Education and
External Affairs Division; Laura
Schlachtmeyer, Senior Financial
Education Content Specialist, Office of
Financial Education; CFPB_
reginquiries@cfpb.gov or (202) 435–
7700. If you require this document in an
alternative electronic format, please
contact CFPB_Accessibility@cfpb.gov.
The
Bureau is hereby publishing this notice
of availability to inform the public of
the existence of an updated version of
the booklet entitled, ‘‘What You Should
Know about Home Equity Lines of
Credit.’’
SUPPLEMENTARY INFORMATION:
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Background on the HELOC Booklet
The Truth in Lending Act (TILA) 1
was enacted in part to ensure consumers
have clear, accurate information about
credit terms and conditions to assist
them in comparison shopping. TILA
provisions include requirements that
lenders give consumers certain
disclosures related to a number of credit
transactions. The Home Equity Loan
Consumer Protection Act of 1988
expanded TILA to require additional
disclosures for ‘‘open end consumer
credit plans . . . secured by the
consumer’s principal dwelling.’’ 2 The
amendments included? a provision for
the Board of Governors of the Federal
Reserve System to develop consumer
pamphlets that provide ‘‘a general
description of open end consumer credit
plans secured by the consumer’s
principal dwelling and the terms and
conditions under which such loans are
generally extended’’ and ‘‘a discussion
of the potential advantages and
disadvantages of such plans, including
how to compare among home equity
plans and between home equity and
closed end credit plans.’’ 3
Prior to the Dodd-Frank Act, the
Board implemented this requirement in
12 CFR 226.5b(e) and developed and
published the HELOC Brochure to
consumers with basic information about
the features of a home equity line of
credit and what to look for and compare
when shopping for credit. Under the
Dodd-Frank Act, the responsibility for
the HELOC Brochure transferred to the
CFPB. Under the CFPB’s Regulation Z,
at the time an application for a HELOC
is provided to the consumer, a creditor
must provide certain disclosures and
‘‘the home equity brochure entitled
‘What You Should Know About Home
Equity Lines of Credit’ or a suitable
substitute. . . .’’ 4
Contents of the Updated Version of the
HELOC Booklet
The Bureau is updating the HELOC
booklet so that it aligns with the
Bureau’s educational efforts, to be more
concise, and to improve readability and
usability. New features include clear
instructions on how consumers can use
the pamphlet to explore their options,
and a comparison table with examples
1 Truth in Lending Act, Public Law 90–321, 82
Stat. 146, 15 U.S.C. 1601 et seq. (1968).
2 Home Equity Loan Consumer Protection Act,
Public Law 100–709, 102 Stat. 4725, 15 U.S.C.
1637a (1988).
3 Id. section 4 at 4733.
4 12 CFR 1026.40(e). Under certain circumstances,
the disclosures and the brochure may be delivered
or placed in the mail not later than three business
days following receipt of a consumer’s application.
See 12 CFR 1026.40(b).
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of loans that utilize home equity and
other sources of financing consumer
might consider, including closed-end
credit. To encourage consumers to
understand the terms of their HELOC
and to shop for the most advantageous
offer, the booklet expands the tables for
consumers to compare three estimates.
The design of the HELOC booklet has a
look and feel similar to ‘‘Your Home
Loan Toolkit: A Step-By-Step Guide,’’
and the ‘‘Consumer Handbook on
Adjustable-Rate Mortgages,’’ other
consumer disclosures that the Bureau is
responsible for producing.
In January 2021, CFPB released a
statement encouraging financial
institutions to make financial products
and services available to consumers
with limited English proficiency. One of
the tenets of that statement is that
financial institutions provide consumers
with clear disclosures in languages
other than English.5 To further this goal
of inclusion, the HELOC booklet is also
available in Spanish. The Bureau
encourages financial institutions to
disseminate these booklets to consumers
to expand the availability and
understanding of products and services
to all consumers.
Rohit Chopra,
Director, Consumer Financial Protection
Bureau.
[FR Doc. 2022–27324 Filed 12–15–22; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0082]
Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (Bureau or CFPB)
requests the extension of the Office of
Management and Budget’s (OMB’s)
approval of an existing information
collection titled ‘‘Generic Information
Collection Plan to Conduct Cognitive
and Pilot Testing of Research Methods,
Instruments, and Forms’’ approved
under OMB Number 3170–0055.
SUMMARY:
5 See Statement Regarding the Provision of
Financial Products and Services to Consumers With
Limited English Proficiency, 86 FR 6306 (Jan. 1,
2021), available at https://www.federalregister.gov/
documents/2021/01/21/2021-01116/statementregarding-the-provision-of-financial-products-andservices-to-consumers-with-limited.
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[Federal Register Volume 87, Number 241 (Friday, December 16, 2022)]
[Notices]
[Pages 77077-77078]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-27301]
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COMMITTEE FOR PURCHASE FROM PEOPLE WHO ARE BLIND OR SEVERELY DISABLED
Procurement List; Proposed Deletions
AGENCY: Committee for Purchase From People Who Are Blind or Severely
Disabled.
ACTION: Proposed deletions from the procurement list.
-----------------------------------------------------------------------
SUMMARY: The Committee is proposing to delete service(s) from the
Procurement List that were furnished by nonprofit agencies employing
persons who are blind or have other severe disabilities.
DATES: Comments must be received on or before: January 15, 2023.
ADDRESSES: Committee for Purchase From People Who Are Blind or Severely
Disabled, 355 E Street SW, Suite 325, Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT: For further information or to submit
comments contact: Michael R. Jurkowski, Telephone: (703) 785-6404, or
email [email protected].
SUPPLEMENTARY INFORMATION: This notice is published pursuant to 41
U.S.C. 8503 (a)(2) and 41 CFR 51-2.3. Its purpose is to provide
interested persons an opportunity to submit comments on the proposed
actions.
Deletions
The following service(s) are proposed for deletion from the
Procurement List:
Service Type: Switchboard Operation
Mandatory for: Veterans Affairs Medical Center: 718 Smyth Road,
Manchester, NH
Designated Source of Supply: Northern New England Employment
Services, Portland, ME
Contracting Activity: Veterans Affairs, Department of, 608-
Manchester
Service Type: Mailroom Operation & Administrative Supp
Mandatory for: Veterans Affairs Medical Center: 718 Smyth Road,
Manchester, NH
Designated Source of Supply: Northern New England Employment
Services, Portland, ME
Contracting Activity: Veterans Affairs, Department of, 608-
Manchester
Service Type: Custodial Services
Mandatory for: USDA, APHIS, PPQ, 843 13th
[[Page 77078]]
Court, Unit 7, Riviera Beach, FL
Designated Source of Supply: Gulfstream Goodwill Industries, Inc.,
West Palm Beach, FL
Contracting Activity: Animal and Plant Health Inspection Service,
USDA APHIS MRPBS
Michael R. Jurkowski,
Acting Director, Business Operations.
[FR Doc. 2022-27301 Filed 12-15-22; 8:45 am]
BILLING CODE 6353-01-P
