Agency Information Collection Activities: Comment Request, 76030 [2022-26908]
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76030
Federal Register / Vol. 87, No. 237 / Monday, December 12, 2022 / Notices
Dated: December 7, 2022.
Rey Israel Marquez,
Acting Deputy Director, Office of Sustainable
Fisheries, National Marine Fisheries Service.
[FR Doc. 2022–26907 Filed 12–9–22; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2022–0079]
Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Consumer Financial
Protection Bureau (CFPB or Bureau) is
publishing this notice seeking comment
on a Generic Information Collection
titled ‘‘Feedback Effects’’ prior to
requesting the Office of Management
and Budget’s (OMB’s) approval of this
collection under the Generic
Information Collection ‘‘Generic
Information Collection Plan for Studies
of Consumers Using Controlled Trials in
Field and Economic Laboratory
Settings’’ under OMB Control Number
3170–0048.
DATES: Written comments are
encouraged and must be received on or
before January 11, 2023 to be assured of
consideration.
ADDRESSES: You may submit comments,
identified by the title of the information
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: PRA_Comments@cfpb.gov.
Include Docket No. CFPB–2022–0079 in
the subject line of the email.
• Mail/Hand Delivery/Courier:
Comment Intake, Consumer Financial
Protection Bureau (Attention: PRA
Office), 1700 G Street NW, Washington,
DC 20552. Because paper mail in the
Washington, DC area and at the Bureau
is subject to delay, commenters are
encouraged to submit comments
electronically.
Please note that comments submitted
after the comment period will not be
accepted. In general, all comments
received will become public records,
including any personal information
provided. Sensitive personal
information, such as account numbers
or Social Security numbers, should not
be included.
lotter on DSK11XQN23PROD with NOTICES1
SUMMARY:
VerDate Sep<11>2014
18:08 Dec 09, 2022
Jkt 259001
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to Anthony May,
PRA Officer, at (202) 435–7278, or
email: CFPB_PRA@cfpb.gov. If you
require this document in an alternative
electronic format, please contact CFPB_
Accessibility@cfpb.gov. Please do not
submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Feedback Effects.
OMB Control Number: 3170–0048.
Type of Review: Request for approval
of a generic information collection
under an existing Generic Information
Collection Plan.
Affected Public: Individuals or
households.
Estimated Number of Respondents:
6,000.
Estimated Total Annual Burden
Hours: 3,000.
Abstract: This project centers on how
consumers engage with measures of
financial well-being and whether
providing feedback to consumers about
their own financial characteristics
affects their subsequent choices and
behaviors related to financial products,
services, and information. We plan to
identify how consumers’ (1) engagement
with the CFPB Financial Well-Being
(FWB) scale and (2) knowledge of their
FWB score (relative to the FWB scores
of others) influences their judgments,
decisions, and behaviors. Those
behaviors include the likelihood of
seeking out financial information, their
intentions to save, spend, or repay debt,
their desire to engage in other financial
goals, and their propensity to take up
financial commitment devices. This
research builds on the Bureau’s efforts
to develop measures of consumers’
financial characteristics (such as FWB)
by allowing us to identify potential
effects of providing consumers with
information about their own financial
characteristics. The findings from this
research could help the Bureau refine its
approach to delivering consumer-facing
tools and materials. Additionally, this
study will uncover whether simply
completing the FWB scale (absent any
feedback about performance) affects
consumers’ responses to subsequent
survey questions. An important
implication for the CFPB is that the
FWB scale is the first series of questions
participants are asked on the Bureau’s
Making Ends Meet survey. This research
project will reveal whether opening a
survey with questions related to
financial well-being can unduly
influence subsequent survey responses.
PO 00000
Frm 00007
Fmt 4703
Sfmt 4703
We will conduct three studies as part
of this project. Each study will involve
unique participants. We expect to
recruit about 6,000 participants across
the life of the project. The CFPB will not
receive PII (any PII will be scrubbed by
the contractor). We will collect
demographics, measures of financial
well-being, consumers’ feelings about
their financial well-being, and
behavioral measures related to seeking
out financial information or willingness
to take financial-related actions.
Request for Comments: The Bureau is
publishing this notice and soliciting
comments on: (a) Whether the collection
of information is necessary for the
proper performance of the functions of
the Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be submitted
to OMB as part of its review of this
request. All comments will become a
matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer
Financial Protection Bureau.
[FR Doc. 2022–26908 Filed 12–9–22; 8:45 am]
BILLING CODE 4810–AM–P
DEPARTMENT OF EDUCATION
[Docket No.: ED–2022–SCC–0115]
Agency Information Collection
Activities; Submission to the Office of
Management and Budget for Review
and Approval; Comment Request;
Ronald E. McNair Postbaccalaureate
Achievement Program Annual
Performance Report
Office of Postsecondary
Education (OPE), Department of
Education (ED).
ACTION: Notice.
AGENCY:
In accordance with the
Paperwork Reduction Act (PRA) of
1995, the Department is proposing an
extension without change of a currently
approved information collection request
(ICR).
DATES: Interested persons are invited to
submit comments on or before January
11, 2023.
SUMMARY:
E:\FR\FM\12DEN1.SGM
12DEN1
]]>Agencies
[Federal Register Volume 87, Number 237 (Monday, December 12, 2022)]
[Notices]
[Page 76030]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-26908]
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BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2022-0079]
Agency Information Collection Activities: Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Consumer Financial Protection Bureau (CFPB or Bureau) is publishing
this notice seeking comment on a Generic Information Collection titled
``Feedback Effects'' prior to requesting the Office of Management and
Budget's (OMB's) approval of this collection under the Generic
Information Collection ``Generic Information Collection Plan for
Studies of Consumers Using Controlled Trials in Field and Economic
Laboratory Settings'' under OMB Control Number 3170-0048.
DATES: Written comments are encouraged and must be received on or
before January 11, 2023 to be assured of consideration.
ADDRESSES: You may submit comments, identified by the title of the
information collection, OMB Control Number (see below), and docket
number (see above), by any of the following methods:
Federal eRulemaking Portal: https://www.regulations.gov.
Follow the instructions for submitting comments.
Email: [email protected]. Include Docket No. CFPB-
2022-0079 in the subject line of the email.
Mail/Hand Delivery/Courier: Comment Intake, Consumer
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW,
Washington, DC 20552. Because paper mail in the Washington, DC area and
at the Bureau is subject to delay, commenters are encouraged to submit
comments electronically.
Please note that comments submitted after the comment period will
not be accepted. In general, all comments received will become public
records, including any personal information provided. Sensitive
personal information, such as account numbers or Social Security
numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of
this information collection request is available at
www.regulations.gov. Requests for additional information should be
directed to Anthony May, PRA Officer, at (202) 435-7278, or email:
[email protected]. If you require this document in an alternative
electronic format, please contact [email protected]. Please
do not submit comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Feedback Effects.
OMB Control Number: 3170-0048.
Type of Review: Request for approval of a generic information
collection under an existing Generic Information Collection Plan.
Affected Public: Individuals or households.
Estimated Number of Respondents: 6,000.
Estimated Total Annual Burden Hours: 3,000.
Abstract: This project centers on how consumers engage with
measures of financial well-being and whether providing feedback to
consumers about their own financial characteristics affects their
subsequent choices and behaviors related to financial products,
services, and information. We plan to identify how consumers' (1)
engagement with the CFPB Financial Well-Being (FWB) scale and (2)
knowledge of their FWB score (relative to the FWB scores of others)
influences their judgments, decisions, and behaviors. Those behaviors
include the likelihood of seeking out financial information, their
intentions to save, spend, or repay debt, their desire to engage in
other financial goals, and their propensity to take up financial
commitment devices. This research builds on the Bureau's efforts to
develop measures of consumers' financial characteristics (such as FWB)
by allowing us to identify potential effects of providing consumers
with information about their own financial characteristics. The
findings from this research could help the Bureau refine its approach
to delivering consumer-facing tools and materials. Additionally, this
study will uncover whether simply completing the FWB scale (absent any
feedback about performance) affects consumers' responses to subsequent
survey questions. An important implication for the CFPB is that the FWB
scale is the first series of questions participants are asked on the
Bureau's Making Ends Meet survey. This research project will reveal
whether opening a survey with questions related to financial well-being
can unduly influence subsequent survey responses.
We will conduct three studies as part of this project. Each study
will involve unique participants. We expect to recruit about 6,000
participants across the life of the project. The CFPB will not receive
PII (any PII will be scrubbed by the contractor). We will collect
demographics, measures of financial well-being, consumers' feelings
about their financial well-being, and behavioral measures related to
seeking out financial information or willingness to take financial-
related actions.
Request for Comments: The Bureau is publishing this notice and
soliciting comments on: (a) Whether the collection of information is
necessary for the proper performance of the functions of the Bureau,
including whether the information will have practical utility; (b) The
accuracy of the Bureau's estimate of the burden of the collection of
information, including the validity of the methods and the assumptions
used; (c) Ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) Ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology. Comments submitted in response to this notice will be
submitted to OMB as part of its review of this request. All comments
will become a matter of public record.
Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-26908 Filed 12-9-22; 8:45 am]
BILLING CODE 4810-AM-P
