iHeartMedia, Inc. and Google LLC; Analysis of Proposed Consent Order to Aid Public Comment, 74631-74632 [2022-26492]
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Federal Register / Vol. 87, No. 233 / Tuesday, December 6, 2022 / Notices
whether the proposed transaction
complies with the standards
enumerated in the HOLA (12 U.S.C.
1467a(e)). If the proposal also involves
the acquisition of a nonbanking
company, the review also includes
whether the acquisition of the
nonbanking company complies with the
standards in section 10(c)(4)(B) of the
HOLA (12 U.S.C. 1467a(c)(4)(B)). Unless
otherwise noted, nonbanking activities
will be conducted throughout the
United States.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than January 4, 2023.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Fidelity Federal Bancorp,
Evansville, Indiana, and its parent
companies, Pedcor Financial, LLC and
Pedcor Financial Bancorp, both of
Carmel, Indiana; to become savings and
loan holding companies, following their
conversion to bank holding companies
through the acquisition of Rockhold
Bancorp and its subsidiary, Bank of
Kirksville, both of Kirksville, Missouri,
as published elsewhere in today’s
Federal Register.
Board of Governors of the Federal Reserve
System.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2022–26419 Filed 12–5–22; 8:45 am]
BILLING CODE P
FEDERAL RESERVE SYSTEM
lotter on DSK11XQN23PROD with NOTICES1
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
VerDate Sep<11>2014
17:51 Dec 05, 2022
Jkt 259001
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than January 4, 2023.
A. Federal Reserve Bank of Kansas
City (Jeffrey Imgarten, Assistant Vice
President) 1 Memorial Drive, Kansas
City, Missouri 64198–0001:
1. Mesa West Bancorp, Farmington,
New Mexico; to become a bank holding
company by acquiring Four Corners
Community Bank, Farmington, New
Mexico.
B. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Fidelity Federal Bancorp,
Evansville, Indiana, and its parent
companies Pedcor Financial, LLC and
Pedcor Financial Bancorp, both of
Carmel, Indiana; to become bank
holding companies by acquiring
Rockhold Bancorp, and thereby
indirectly acquiring Bank of Kirksville,
both of Kirksville, Missouri, and also to
retain its subsidiary, United Fidelity
Bank, F.S.B., Evansville, Indiana, for a
moment in time and thereby engage in
operating a savings association.
2. Fisher Bancorp Inc. Fisher, Illinois;
to merge with Butler Point Inc. and
thereby indirectly acquire Catlin Bank,
both of Catlin, Illinois.
Board of Governors of the Federal Reserve
System.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2022–26421 Filed 12–5–22; 8:45 am]
BILLING CODE P
FEDERAL TRADE COMMISSION
[File No. 202–3092]
iHeartMedia, Inc. and Google LLC;
Analysis of Proposed Consent Order
to Aid Public Comment
Federal Trade Commission.
Proposed consent agreement;
request for comment.
AGENCY:
ACTION:
PO 00000
Frm 00037
Fmt 4703
Sfmt 4703
74631
The consent agreement in this
matter settles alleged violations of
federal law prohibiting unfair or
deceptive acts or practices. The attached
Analysis of Proposed Consent Order to
Aid Public Comment describes both the
allegations in the draft complaint and
the terms of the consent order—
embodied in the consent agreement—
that would settle these allegations.
DATES: Comments must be received on
or before January 5, 2023.
ADDRESSES: Interested parties may file
comments online or on paper by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Please write ‘‘IHeartMedia, Inc.
and Google LLC; File No. 202–3092’’ on
your comment and file your comment
online at https://www.regulations.gov by
following the instructions on the webbased form. If you prefer to file your
comment on paper, mail your comment
to the following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW, Suite
CC–5610 (Annex D), Washington, DC
20580.
FOR FURTHER INFORMATION CONTACT:
Karen Mandel (202–326–2491) or Laura
Sullivan (202–326–3327), Bureau of
Consumer Protection, Federal Trade
Commission, 600 Pennsylvania Avenue
NW, Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant
to Section 6(f) of the Federal Trade
Commission Act, 15 U.S.C. 46(f), and
FTC Rule § 2.34, 16 CFR 2.34, notice is
hereby given that the above-captioned
consent agreement containing a consent
order to cease and desist, having been
filed with and accepted, subject to final
approval, by the Commission, has been
placed on the public record for a period
of 30 days. The following Analysis to
Aid Public Comment describes the
terms of the consent agreement and the
allegations in the complaint. An
electronic copy of the full text of the
consent agreement package can be
obtained at https://www.ftc.gov/newsevents/commission-actions.
You can file a comment online or on
paper. For the Commission to consider
your comment, we must receive it on or
before January 5, 2023. Write
‘‘iHeartMedia, Inc. and Google LLC; File
No. 202–3092’’ on your comment. Your
comment—including your name and
your state—will be placed on the public
record of this proceeding, including, to
the extent practicable, on the https://
www.regulations.gov website.
Because of the agency’s heightened
security screening, postal mail
addressed to the Commission will be
subject to delay. We strongly encourage
SUMMARY:
E:\FR\FM\06DEN1.SGM
06DEN1
lotter on DSK11XQN23PROD with NOTICES1
74632
Federal Register / Vol. 87, No. 233 / Tuesday, December 6, 2022 / Notices
you to submit your comments online
through the https://www.regulations.gov
website.
If you prefer to file your comment on
paper, write ‘‘iHeartMedia, Inc. and
Google LLC; File No. 202–3092’’ on your
comment and on the envelope and mail
your comment to the following address:
Federal Trade Commission, Office of the
Secretary, 600 Pennsylvania Avenue
NW, Suite CC–5610 (Annex D),
Washington, DC 20580.
Because your comment will be placed
on the publicly accessible website at
https://www.regulations.gov, you are
solely responsible for making sure your
comment does not include any sensitive
or confidential information. In
particular, your comment should not
include sensitive personal information,
such as your or anyone else’s Social
Security number; date of birth; driver’s
license number or other state
identification number, or foreign
country equivalent; passport number;
financial account number; or credit or
debit card number. You are also solely
responsible for making sure your
comment does not include sensitive
health information, such as medical
records or other individually
identifiable health information. In
addition, your comment should not
include any ‘‘trade secret or any
commercial or financial information
which . . . is privileged or
confidential’’—as provided by Section
6(f) of the FTC Act, 15 U.S.C. 46(f), and
FTC Rule § 4.10(a)(2), 16 CFR
4.10(a)(2)—including competitively
sensitive information such as costs,
sales statistics, inventories, formulas,
patterns, devices, manufacturing
processes, or customer names.
Comments containing material for
which confidential treatment is
requested must be filed in paper form,
must be clearly labeled ‘‘Confidential,’’
and must comply with FTC Rule
§ 4.9(c). In particular, the written
request for confidential treatment that
accompanies the comment must include
the factual and legal basis for the
request and must identify the specific
portions of the comment to be withheld
from the public record. See FTC Rule
§ 4.9(c). Your comment will be kept
confidential only if the General Counsel
grants your request in accordance with
the law and the public interest. Once
your comment has been posted on the
https://www.regulations.gov website—as
legally required by FTC Rule § 4.9(b)—
we cannot redact or remove your
comment from that website, unless you
submit a confidentiality request that
meets the requirements for such
treatment under FTC Rule § 4.9(c), and
the General Counsel grants that request.
VerDate Sep<11>2014
17:51 Dec 05, 2022
Jkt 259001
Visit the FTC website at https://
www.ftc.gov to read this document and
the news release describing the
proposed settlement. The FTC Act and
other laws that the Commission
administers permit the collection of
public comments to consider and use in
this proceeding, as appropriate. The
Commission will consider all timely
and responsive public comments that it
receives on or before January 5, 2023.
For information on the Commission’s
privacy policy, including routine uses
permitted by the Privacy Act, see
https://www.ftc.gov/site-information/
privacy-policy.
Analysis of Proposed Consent Order To
Aid Public Comment
The Federal Trade Commission
(‘‘Commission’’) has accepted, subject to
final approval, an agreement containing
a consent order as to iHeartMedia, Inc.
(‘‘iHeartMedia’’ or ‘‘respondent’’). The
proposed consent order (‘‘order’’) has
been placed on the public record for 30
days for receipt of comments by
interested persons. Comments received
during this period will become part of
the public record. After 30 days, the
Commission will again review the order
and the comments received and will
decide whether it should withdraw the
order or make it final.
This matter involves iHeartMedia’s
practices with respect to advertising it
recorded and broadcast for the Google
LLC Pixel 4 smartphone (the ‘‘Pixel 4’’).
The complaint alleges that iHeartMedia
recorded first-person endorsements for
the Pixel 4 by its local radio
personalities in several states using
scripts provided by Google LLC and
broadcast those advertisements to
consumers in those markets. The
complaint further alleges that, in the
advertising, the respondent represented
that the radio personalities owned or
regularly used the Pixel 4, and had used
it to take pictures at night, when the
radio personalities did not own or
regularly use the phone and had not
used it to take pictures at night. The
complaint alleges that iHeartMedia’s
representations were false and
misleading, and violated Section 5(a) of
the FTC Act.
The order includes injunctive relief
that prohibits the alleged violations and
fences in similar and related conduct.
The provisions apply to any consumer
product or service.
Part I prohibits misrepresenting that
an endorser has owned or used any
consumer product or service or about an
endorser’s experience with any
consumer product or service. Part II
requires the respondent to cooperate in
any Commission investigation or case
PO 00000
Frm 00038
Fmt 4703
Sfmt 4703
related to the conduct that is the subject
of the complaint. Part III requires the
respondent to distribute the order to
certain persons and submit signed
acknowledgments of order receipt.
Part IV requires the respondent to file
compliance reports with the
Commission, and to notify the
Commission of changes in corporate
structure that might affect compliance
obligations. Part V contains
recordkeeping requirements for certain
accounting records, personnel records,
consumer complaints, training
materials, and advertising and
marketing materials, and all records
necessary to demonstrate compliance
with the order.
Part VI contains other requirements
related to the Commission’s monitoring
of the respondent’s order compliance.
Part VII provides the effective dates of
the order, including that, with
exceptions, the order will terminate in
20 years.
The purpose of this analysis is to
facilitate public comment on the order,
and it is not intended to constitute an
official interpretation of the complaint
or order, or to modify the order’s terms
in any way.
By direction of the Commission.
April J. Tabor,
Secretary.
[FR Doc. 2022–26492 Filed 12–5–22; 8:45 am]
BILLING CODE 6750–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Medicare & Medicaid
Services
[CMS–3431–N2]
Medicare Program; Virtual Meeting of
the Medicare Evidence Development
and Coverage Advisory Committee;
Cancellation of the December 7, 2022
Virtual Meeting and Announcement of
the February 13 and February 14, 2023
Virtual Meetings
Centers for Medicare &
Medicaid Services (CMS), Health and
Human Services (HHS).
ACTION: Notice.
AGENCY:
This notice announces the
cancellation of the December 7, 2022
virtual public meeting of the Medicare
Evidence Development & Coverage
Advisory Committee (MEDCAC)
(‘‘Committee’’) that was published in
the October 11, 2022 Federal Register.
This notice also announces a virtual
public meeting of the MEDCAC
Committee on Monday, February 13 and
SUMMARY:
E:\FR\FM\06DEN1.SGM
06DEN1
Agencies
[Federal Register Volume 87, Number 233 (Tuesday, December 6, 2022)]
[Notices]
[Pages 74631-74632]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-26492]
=======================================================================
-----------------------------------------------------------------------
FEDERAL TRADE COMMISSION
[File No. 202-3092]
iHeartMedia, Inc. and Google LLC; Analysis of Proposed Consent
Order to Aid Public Comment
AGENCY: Federal Trade Commission.
ACTION: Proposed consent agreement; request for comment.
-----------------------------------------------------------------------
SUMMARY: The consent agreement in this matter settles alleged
violations of federal law prohibiting unfair or deceptive acts or
practices. The attached Analysis of Proposed Consent Order to Aid
Public Comment describes both the allegations in the draft complaint
and the terms of the consent order--embodied in the consent agreement--
that would settle these allegations.
DATES: Comments must be received on or before January 5, 2023.
ADDRESSES: Interested parties may file comments online or on paper by
following the instructions in the Request for Comment part of the
SUPPLEMENTARY INFORMATION section below. Please write ``IHeartMedia,
Inc. and Google LLC; File No. 202-3092'' on your comment and file your
comment online at https://www.regulations.gov by following the
instructions on the web-based form. If you prefer to file your comment
on paper, mail your comment to the following address: Federal Trade
Commission, Office of the Secretary, 600 Pennsylvania Avenue NW, Suite
CC-5610 (Annex D), Washington, DC 20580.
FOR FURTHER INFORMATION CONTACT: Karen Mandel (202-326-2491) or Laura
Sullivan (202-326-3327), Bureau of Consumer Protection, Federal Trade
Commission, 600 Pennsylvania Avenue NW, Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant to Section 6(f) of the Federal
Trade Commission Act, 15 U.S.C. 46(f), and FTC Rule Sec. 2.34, 16 CFR
2.34, notice is hereby given that the above-captioned consent agreement
containing a consent order to cease and desist, having been filed with
and accepted, subject to final approval, by the Commission, has been
placed on the public record for a period of 30 days. The following
Analysis to Aid Public Comment describes the terms of the consent
agreement and the allegations in the complaint. An electronic copy of
the full text of the consent agreement package can be obtained at
https://www.ftc.gov/news-events/commission-actions.
You can file a comment online or on paper. For the Commission to
consider your comment, we must receive it on or before January 5, 2023.
Write ``iHeartMedia, Inc. and Google LLC; File No. 202-3092'' on your
comment. Your comment--including your name and your state--will be
placed on the public record of this proceeding, including, to the
extent practicable, on the https://www.regulations.gov website.
Because of the agency's heightened security screening, postal mail
addressed to the Commission will be subject to delay. We strongly
encourage
[[Page 74632]]
you to submit your comments online through the https://www.regulations.gov website.
If you prefer to file your comment on paper, write ``iHeartMedia,
Inc. and Google LLC; File No. 202-3092'' on your comment and on the
envelope and mail your comment to the following address: Federal Trade
Commission, Office of the Secretary, 600 Pennsylvania Avenue NW, Suite
CC-5610 (Annex D), Washington, DC 20580.
Because your comment will be placed on the publicly accessible
website at https://www.regulations.gov, you are solely responsible for
making sure your comment does not include any sensitive or confidential
information. In particular, your comment should not include sensitive
personal information, such as your or anyone else's Social Security
number; date of birth; driver's license number or other state
identification number, or foreign country equivalent; passport number;
financial account number; or credit or debit card number. You are also
solely responsible for making sure your comment does not include
sensitive health information, such as medical records or other
individually identifiable health information. In addition, your comment
should not include any ``trade secret or any commercial or financial
information which . . . is privileged or confidential''--as provided by
Section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule Sec.
4.10(a)(2), 16 CFR 4.10(a)(2)--including competitively sensitive
information such as costs, sales statistics, inventories, formulas,
patterns, devices, manufacturing processes, or customer names.
Comments containing material for which confidential treatment is
requested must be filed in paper form, must be clearly labeled
``Confidential,'' and must comply with FTC Rule Sec. 4.9(c). In
particular, the written request for confidential treatment that
accompanies the comment must include the factual and legal basis for
the request and must identify the specific portions of the comment to
be withheld from the public record. See FTC Rule Sec. 4.9(c). Your
comment will be kept confidential only if the General Counsel grants
your request in accordance with the law and the public interest. Once
your comment has been posted on the https://www.regulations.gov
website--as legally required by FTC Rule Sec. 4.9(b)--we cannot redact
or remove your comment from that website, unless you submit a
confidentiality request that meets the requirements for such treatment
under FTC Rule Sec. 4.9(c), and the General Counsel grants that
request.
Visit the FTC website at https://www.ftc.gov to read this document
and the news release describing the proposed settlement. The FTC Act
and other laws that the Commission administers permit the collection of
public comments to consider and use in this proceeding, as appropriate.
The Commission will consider all timely and responsive public comments
that it receives on or before January 5, 2023. For information on the
Commission's privacy policy, including routine uses permitted by the
Privacy Act, see https://www.ftc.gov/site-information/privacy-policy.
Analysis of Proposed Consent Order To Aid Public Comment
The Federal Trade Commission (``Commission'') has accepted, subject
to final approval, an agreement containing a consent order as to
iHeartMedia, Inc. (``iHeartMedia'' or ``respondent''). The proposed
consent order (``order'') has been placed on the public record for 30
days for receipt of comments by interested persons. Comments received
during this period will become part of the public record. After 30
days, the Commission will again review the order and the comments
received and will decide whether it should withdraw the order or make
it final.
This matter involves iHeartMedia's practices with respect to
advertising it recorded and broadcast for the Google LLC Pixel 4
smartphone (the ``Pixel 4''). The complaint alleges that iHeartMedia
recorded first-person endorsements for the Pixel 4 by its local radio
personalities in several states using scripts provided by Google LLC
and broadcast those advertisements to consumers in those markets. The
complaint further alleges that, in the advertising, the respondent
represented that the radio personalities owned or regularly used the
Pixel 4, and had used it to take pictures at night, when the radio
personalities did not own or regularly use the phone and had not used
it to take pictures at night. The complaint alleges that iHeartMedia's
representations were false and misleading, and violated Section 5(a) of
the FTC Act.
The order includes injunctive relief that prohibits the alleged
violations and fences in similar and related conduct. The provisions
apply to any consumer product or service.
Part I prohibits misrepresenting that an endorser has owned or used
any consumer product or service or about an endorser's experience with
any consumer product or service. Part II requires the respondent to
cooperate in any Commission investigation or case related to the
conduct that is the subject of the complaint. Part III requires the
respondent to distribute the order to certain persons and submit signed
acknowledgments of order receipt.
Part IV requires the respondent to file compliance reports with the
Commission, and to notify the Commission of changes in corporate
structure that might affect compliance obligations. Part V contains
recordkeeping requirements for certain accounting records, personnel
records, consumer complaints, training materials, and advertising and
marketing materials, and all records necessary to demonstrate
compliance with the order.
Part VI contains other requirements related to the Commission's
monitoring of the respondent's order compliance. Part VII provides the
effective dates of the order, including that, with exceptions, the
order will terminate in 20 years.
The purpose of this analysis is to facilitate public comment on the
order, and it is not intended to constitute an official interpretation
of the complaint or order, or to modify the order's terms in any way.
By direction of the Commission.
April J. Tabor,
Secretary.
[FR Doc. 2022-26492 Filed 12-5-22; 8:45 am]
BILLING CODE 6750-01-P