Agency Information Collection Activities: Comment Request, 57182 [2022-20204]

Download as PDF lotter on DSK11XQN23PROD with NOTICES1 57182 Federal Register / Vol. 87, No. 180 / Monday, September 19, 2022 / Notices Estimated Number of Respondents: 136. Estimated Total Annual Burden Hours: 1,472,000. Abstract: The Home Mortgage Disclosure Act (HMDA) requires certain depository institutions and for-profit, non-depository institutions to collect, report, and disclose data about originations and purchases of mortgage loans. Additionally, these institutions must report mortgage loan applications that do not result in originations (for example, applications that are denied or withdrawn). The Bureau’s Regulation C (12 CFR part 1003) implements HMDA. The purpose of the information collection is: • To help determine whether financial institutions are serving the housing needs of their communities; • To assist public officials in distributing public-sector investment so as to attract private investment to areas where it is needed; and • To assist in identifying possible discriminatory lending patterns and enforcing antidiscrimination statutes. The information collection will also assist the Bureau’s examiners (and examiners of other Federal supervisory agencies) in determining whether the financial institutions they supervise comply with applicable provisions of HMDA. Request for Comments: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau’s estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB’s approval. All comments will become a matter of public record. Anthony May, Paperwork Reduction Act Officer, Consumer Financial Protection Bureau. [FR Doc. 2022–20205 Filed 9–16–22; 8:45 am] BILLING CODE 4810–AM–P VerDate Sep<11>2014 17:37 Sep 16, 2022 Jkt 256001 BUREAU OF CONSUMER FINANCIAL PROTECTION Accessibility@cfpb.gov. Please do not submit comments to these email boxes. [Docket No. CFPB–2022–0062] SUPPLEMENTARY INFORMATION: Agency Information Collection Activities: Comment Request Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. AGENCY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting to extend the Office of Management and Budget’s (OMB’s) approval for an existing information collection titled ‘‘Generic Information Collection Plan for Studies of Consumers Using Controlled Trials in Field and Economic Laboratory Settings’’ approved under OMB Control Number 3170–0048. DATES: Written comments are encouraged and must be received on or before November 18, 2022 to be assured of consideration. ADDRESSES: You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods: • Federal eRulemaking Portal: https://www.regulations.gov. Follow the instructions for submitting comments • Email: PRA_Comments@cfpb.gov. Include Docket No. CFPB–2022–0062 in the subject line of the email. • Mail/Hand Delivery/Courier: Comment Intake, Consumer Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, Washington, DC 20552. Please note that due to circumstances associated with the COVID–19 pandemic, the Bureau discourages the submission of comments by mail, hand delivery, or courier. Please note that comments submitted after the comment period will not be accepted. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.regulations.gov. Requests for additional information should be directed to Anthony May, PRA Officer, at (202) 435–7278, or email: CFPB_PRA@cfpb.gov. If you require this document in an alternative electronic format, please contact CFPB_ SUMMARY: PO 00000 Frm 00015 Fmt 4703 Sfmt 9990 Title of Collection: Generic Information Collection Plan for Studies of Consumers Using Controlled Trials in Field and Economic Laboratory Settings. OMB Control Number: 3170–0048. Type of Review: Extension of a currently approved information collection. Affected Public: Individuals and Households. Estimated Number of Respondents: 44,150. Estimated Total Annual Burden Hours: 33,100. Abstract: Under the Dodd-Frank Wall Street Reform and Consumer Protection Act, the Bureau is tasked with researching, analyzing, and reporting on topics relating to the Bureau’s mission including developments in markets for consumer financial products and services, consumer awareness, and consumer behavior. Under this generic information collection plan, the Bureau collects data through controlled trials in field and economic laboratory settings. This research is used for developmental and informative purposes to increase the Bureau’s understanding of consumer credit markets and household financial decision-making. Basic research projects will be submitted under this clearance. Request for Comments: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau’s estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be summarized and/or included in the request for OMB’s approval. All comments will become a matter of public record. Anthony May, Paperwork Reduction Act Officer, Consumer Financial Protection Bureau. [FR Doc. 2022–20204 Filed 9–16–22; 8:45 am] BILLING CODE 4810–AM–P E:\FR\FM\19SEN1.SGM 19SEN1

Agencies

[Federal Register Volume 87, Number 180 (Monday, September 19, 2022)]
[Notices]
[Page 57182]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-20204]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2022-0062]


Agency Information Collection Activities: Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Consumer Financial Protection Bureau (Bureau or CFPB) is requesting 
to extend the Office of Management and Budget's (OMB's) approval for an 
existing information collection titled ``Generic Information Collection 
Plan for Studies of Consumers Using Controlled Trials in Field and 
Economic Laboratory Settings'' approved under OMB Control Number 3170-
0048.

DATES: Written comments are encouraged and must be received on or 
before November 18, 2022 to be assured of consideration.

ADDRESSES: You may submit comments, identified by the title of the 
information collection, OMB Control Number (see below), and docket 
number (see above), by any of the following methods:
     Federal eRulemaking Portal: https://www.regulations.gov. 
Follow the instructions for submitting comments
     Email: [email protected]. Include Docket No. CFPB-
2022-0062 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Consumer 
Financial Protection Bureau (Attention: PRA Office), 1700 G Street NW, 
Washington, DC 20552. Please note that due to circumstances associated 
with the COVID-19 pandemic, the Bureau discourages the submission of 
comments by mail, hand delivery, or courier.
    Please note that comments submitted after the comment period will 
not be accepted. In general, all comments received will become public 
records, including any personal information provided. Sensitive 
personal information, such as account numbers or Social Security 
numbers, should not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at 
www.regulations.gov. Requests for additional information should be 
directed to Anthony May, PRA Officer, at (202) 435-7278, or email: 
[email protected]. If you require this document in an alternative 
electronic format, please contact [email protected]. Please 
do not submit comments to these email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Generic Information Collection Plan for 
Studies of Consumers Using Controlled Trials in Field and Economic 
Laboratory Settings.
    OMB Control Number: 3170-0048.
    Type of Review: Extension of a currently approved information 
collection.
    Affected Public: Individuals and Households.
    Estimated Number of Respondents: 44,150.
    Estimated Total Annual Burden Hours: 33,100.
    Abstract: Under the Dodd-Frank Wall Street Reform and Consumer 
Protection Act, the Bureau is tasked with researching, analyzing, and 
reporting on topics relating to the Bureau's mission including 
developments in markets for consumer financial products and services, 
consumer awareness, and consumer behavior. Under this generic 
information collection plan, the Bureau collects data through 
controlled trials in field and economic laboratory settings. This 
research is used for developmental and informative purposes to increase 
the Bureau's understanding of consumer credit markets and household 
financial decision-making. Basic research projects will be submitted 
under this clearance.
    Request for Comments: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be summarized and/or included in the request for OMB's 
approval. All comments will become a matter of public record.

Anthony May,
Paperwork Reduction Act Officer, Consumer Financial Protection Bureau.
[FR Doc. 2022-20204 Filed 9-16-22; 8:45 am]
BILLING CODE 4810-AM-P
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