Agency Information Collection Activities: Proposed Collection Renewal; Comment Request, 2155-2157 [2022-00574]

Download as PDF 2155 Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices RECORD ACCESS PROCEDURES: • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Manny Cabeza (202–898– 3767), Regulatory Counsel, MB–3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202–898–3767, mcabeza@fdic.gov, MB– 3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collections of information: 1. Title: Notice Regarding Unauthorized Access to Customer Information. OMB Number: 3064–0145. Form Numbers: None. Affected Public: Insured state nonmember banks. Burden Estimate: HISTORY: Federal Register Volume 67, Number 36 (Friday, February 22, 2002). Individuals seeking access to information in this system of records about themselves are required to provide adequate identification (e.g., driver’s license, military identification card, employee badge, or identification card). Additional identity verification procedures may be required, as warranted. Requests must meet the requirements of EPA regulations that implement the Privacy Act of 1974, at 40 CFR part 16. Vaughn Noga, Senior Agency Official for Privacy. [FR Doc. 2022–00628 Filed 1–12–22; 8:45 am] BILLING CODE 6560–50–P FEDERAL DEPOSIT INSURANCE CORPORATION [OMB No. 3064–0145; –0161; –0171] Agency Information Collection Activities: Proposed Collection Renewal; Comment Request CONTESTING RECORDS PROCEDURES: Requests for correction or amendment must identify the record to be changed and the corrective action sought. Complete EPA Privacy Act procedures are described in EPA’s Privacy Act regulations at 40 CFR part 16. Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collections described below (OMB Control No. 3064–0145; –0161 and –0171). DATES: Comments must be submitted on or before March 14, 2022. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • Agency Website: https:// www.fdic.gov/resources/regulations/ federal-register-publications/. SUMMARY: NOTIFICATION PROCEDURE: Individuals who want to know whether this system of records contains information about them should make a written request to the EPA, Attn: Agency Privacy Officer, MC 2831T, 1200 Pennsylvania Avenue NW, Washington, DC 20460, privacy@ epa.gov. EXEMPTIONS PROMULGATED FOR THE SYSTEM: None. SUMMARY OF ESTIMATED ANNUAL BURDEN [OMB No. 3064–0145] Type of burden (obligation to respond) Information collection description Frequency of response Number of respondents Hours per response Annual burden (hours) Implementation (One Time) Develop Policies and Procedures for Response Program. Recordkeeping (Required). 1 ..................... 10 24 240 Third Party Disclosure (Required). On occasion ... 315 36 11,340 ....................................... ........................ ........................ ........................ 11,580 Ongoing Notice Regarding Unauthorized Access to Customer Information. Total Annual Burden (Hours) ........................ jspears on DSK121TN23PROD with NOTICES1 Source: FDIC. General Description of Collection: The Interagency Guidance on Response Programs for Unauthorized Access to Customer Information and Customer Notice describes the federal banking agencies’ expectations regarding a response program, including customer notification procedures, that a financial institution should develop and apply VerDate Sep<11>2014 18:18 Jan 12, 2022 Jkt 256001 under the circumstances described in the Guidance to address unauthorized access to or use of customer information that could result in substantial harm or inconvenience to a customer. The Guidance advises financial institutions when and how they might: (1) Develop notices to customers; (2) in certain circumstances defined in the Guidance, PO 00000 Frm 00030 Fmt 4703 Sfmt 4703 determine which customers should receive the notices; and (3) send the notices to customers. There is no change in the methodology or substance of this information collection. The increase in total estimated annual burden from 11,340 hours in 2019 to 11,580 hours currently is due to economic factors as E:\FR\FM\13JAN1.SGM 13JAN1 2156 Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices reflected in the increase in estimated number of respondents. Affected Public: State nonmember banks. Burden Estimate: 2. Title: Furnisher Information Accuracy and Integrity (FACTA 312). OMB Number: 3064–0161. Form Number: None. SUMMARY OF ESTIMATED ANNUAL BURDEN [OMB No. 3064–0161] Type of burden (obligation to respond) Information collection description Procedures to Enhance the Accuracy and Integrity of Information furnished to Consumer Reporting Agencies under Section 312 of the Fair and Accurate Credit Transaction Act. Distribution of Notices in Response to Direct Disputes. Recordkeeping (Required). ....................................... Number of respondents Hours per response Annual burden (hours) 1 3,140 40 125,600 46 3,140 0.23 33,221 ........................ ........................ ........................ 158,821 Third Party Disclosure (Required). Total Annual Burden (Hours) ........................ General Description of Collection: Sec. 312 of the Fair and Accurate Credit Transaction Act of 2003 (FACT Act) requires the FDIC to: Issue guidelines for furnishers regarding the accuracy and integrity of the information about consumers furnished to consumer reporting agencies; prescribe regulations requiring furnishers to establish reasonable policies/procedures to implement the guidelines; and issue Number of responses while the hours per response and frequency of responses have remained the same. 3. Title: Registration of Mortgage Loan Originators. OMB Number: 3064–0171. Form Number: None. Affected Public: FDIC Supervised Institutions and Employee Mortgage Loan Originators. Burden Estimate: regulations identifying the circumstances where a furnisher must reinvestigate a dispute about the accuracy of information in a consumer report based on a direct request from a consumer. There is no change in the method or substance of the collection. The overall increase in burden hours is the result of economic fluctuation. In particular, the number of respondents has increased SUMMARY OF ESTIMATED ANNUAL BURDEN jspears on DSK121TN23PROD with NOTICES1 [OMB No. 3064–0171] Estimated number of responses per respondent Estimated number of respondents Estimated time per response (hours) Estimated annual burden (hours) Information collection description Type of burden Frequency of response Financial Institution Policies and Procedures for Ensuring EmployeeMortgage Loan Originator Compliance With S.A.F.E. Act Requirements—New Entrant. Financial Institution Policies and Procedures for Ensuring EmployeeMortgage Loan Originator Compliance With S.A.F.E. Act Requirements—Ongoing. Financial Institution Procedures to Track and Monitor Compliance with S.A.F.E. Act Compliance—New Entrant. Financial Institution Procedures to Track and Monitor Compliance with S.A.F.E. Act Compliance—Ongoing. Financial Institution Procedures for the Collection and Maintenance of Employee Mortgage Loan Originator’s Criminal History Background Reports—New Entrant. Financial Institution Procedures for the Collection and Maintenance of Employee Mortgage Loan Originator’s Criminal History Background Reports—Ongoing. Financial Institution Procedures for Public Disclosure of Mortgage Loan Originator’s Unique Identifier—New Entrant. Recordkeeping .... One-Time ....... 7 1 20 140 Recordkeeping .... Annual ............ 3,091 1 1 3,091 Recordkeeping .... One-Time ....... 7 1 60 420 Recordkeeping .... Annual ............ 3,091 1 1 3,091 Recordkeeping .... One-Time ....... 7 1 20 140 Recordkeeping .... Annual ............ 3,091 1 1 3,091 Third Party Disclosure. One-Time ....... 7 1 25 175 VerDate Sep<11>2014 18:18 Jan 12, 2022 Jkt 256001 PO 00000 Frm 00031 Fmt 4703 Sfmt 4703 E:\FR\FM\13JAN1.SGM 13JAN1 2157 Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices SUMMARY OF ESTIMATED ANNUAL BURDEN—Continued [OMB No. 3064–0171] Type of burden Information collection description Financial Institution Procedures for Public Disclosure of Mortgage Loan Originator’s Unique Identifier—Ongoing. Financial Institution Information Reporting to Registry. Mortgage Loan Originator Initial Registration Reporting and Authorization Requirements. Mortgage Loan Originator Registration Updates Upon Change in Circumstances. Financial Institution Procedures for the Collection of Employee Mortgage Loan Originator’s Fingerprints. Mortgage Loan Originator Procedures for Disclosure to Consumers of Unique Identifier. Mortgage Loan Originator Annual Renewal Registration Reporting and Authorization Requirements. Total Annual Burden ................... jspears on DSK121TN23PROD with NOTICES1 Estimated number of responses per respondent Estimated time per response (hours) Estimated annual burden (hours) Annual ............ 3,091 1 1 3,091 Reporting ............. On Occasion .. 3,098 1 1 3,098 Reporting ............. One-Time ....... 5,257 1 .25 1,314 Reporting ............. On Occasion .. 40,015 1 .25 10,004 Recordkeeping .... On Occasion .. 3,098 1 4 12,392 Third Party Disclosure. On Occasion .. 45,272 1 1 45,272 Reporting ............. On Occasion .. 40,015 1 .25 10,004 ............................. ........................ ........................ ........................ ........................ 95,323 Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and 18:18 Jan 12, 2022 Estimated number of respondents Third Party Disclosure. General Description of Collection: This information collection implements the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requirement that employees of Federally-regulated institutions who engage in the business of a mortgage loan originator to register with the Nationwide Mortgage Licensing System and Registry and establishes national licensing and registration requirements. It also directs Federally-regulated institutions to have written policies and procedures in place to ensure that their employees who perform mortgage loan originations comply with the registration and other SAFE Act requirements. There is no change in the method or substance of the collection. The overall decrease in burden hours is the result of economic fluctuation. In particular, the number of respondents and time per response have decreased while the frequency of responses have remained the same. VerDate Sep<11>2014 Frequency of response Jkt 256001 clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Federal Deposit Insurance Corporation. Dated at Washington, DC, on January 10, 2022. James P. Sheesley, Assistant Executive Secretary. [FR Doc. 2022–00574 Filed 1–12–22; 8:45 am] BILLING CODE 6714–01–P FEDERAL RESERVE SYSTEM Formations of, Acquisitions by, and Mergers of Bank Holding Companies The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. PO 00000 Frm 00032 Fmt 4703 Sfmt 4703 The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/ request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). Comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors, Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551–0001, not later than February 10, 2022. A. Federal Reserve Bank of Atlanta (Erien O. Terry, Assistant Vice President) 1000 Peachtree Street NE, Atlanta, Georgia 30309. Comments can also be sent electronically to Applications.Comments@atl.frb.org: 1. Georgia Banking Company, Inc., Atlanta, Georgia; to merge with Peoples BankTrust, Inc., and thereby indirectly acquire its subsidiary, Peoples Bank & Trust, both of Buford, Georgia. E:\FR\FM\13JAN1.SGM 13JAN1

Agencies

[Federal Register Volume 87, Number 9 (Thursday, January 13, 2022)]
[Notices]
[Pages 2155-2157]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-00574]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0145; -0161; -0171]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995 (PRA), invites the general public and other 
Federal agencies to take this opportunity to comment on the renewal of 
the existing information collections described below (OMB Control No. 
3064-0145; -0161 and -0171).

DATES: Comments must be submitted on or before March 14, 2022.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     Agency Website: https://www.fdic.gov/resources/regulations/federal-register-publications/.
     Email: [email protected]. Include the name and number of 
the collection in the subject line of the message.
     Mail: Manny Cabeza (202-898-3767), Regulatory Counsel, MB-
3128, Federal Deposit Insurance Corporation, 550 17th Street NW, 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street building (located on F Street), 
on business days between 7:00 a.m. and 5:00 p.m.
    All comments should refer to the relevant OMB control number. A 
copy of the comments may also be submitted to the OMB desk officer for 
the FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance 
Corporation, 550 17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION:
    Proposal to renew the following currently approved collections of 
information:
    1. Title: Notice Regarding Unauthorized Access to Customer 
Information.
    OMB Number: 3064-0145.
    Form Numbers: None.
    Affected Public: Insured state nonmember banks.
    Burden Estimate:

                                                           Summary of Estimated Annual Burden
                                                                   [OMB No. 3064-0145]
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                            Type of burden (obligation                                       Number of       Hours per     Annual burden
    Information collection description              to respond)               Frequency of response         respondents      response         (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                Implementation (One Time)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Develop Policies and Procedures for        Recordkeeping (Required)....  1..............................              10              24             240
 Response Program.
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                         Ongoing
--------------------------------------------------------------------------------------------------------------------------------------------------------
Notice Regarding Unauthorized Access to    Third Party Disclosure        On occasion....................             315              36          11,340
 Customer Information.                      (Required).
                                                                                                         -----------------------------------------------
    Total Annual Burden (Hours)..........  ............................  ...............................  ..............  ..............          11,580
--------------------------------------------------------------------------------------------------------------------------------------------------------
Source: FDIC.

    General Description of Collection: The Interagency Guidance on 
Response Programs for Unauthorized Access to Customer Information and 
Customer Notice describes the federal banking agencies' expectations 
regarding a response program, including customer notification 
procedures, that a financial institution should develop and apply under 
the circumstances described in the Guidance to address unauthorized 
access to or use of customer information that could result in 
substantial harm or inconvenience to a customer. The Guidance advises 
financial institutions when and how they might: (1) Develop notices to 
customers; (2) in certain circumstances defined in the Guidance, 
determine which customers should receive the notices; and (3) send the 
notices to customers.
    There is no change in the methodology or substance of this 
information collection. The increase in total estimated annual burden 
from 11,340 hours in 2019 to 11,580 hours currently is due to economic 
factors as

[[Page 2156]]

reflected in the increase in estimated number of respondents.
    2. Title: Furnisher Information Accuracy and Integrity (FACTA 312).
    OMB Number: 3064-0161.
    Form Number: None.
    Affected Public: State nonmember banks.
    Burden Estimate:

                                       Summary of Estimated Annual Burden
                                               [OMB No. 3064-0161]
----------------------------------------------------------------------------------------------------------------
                                 Type of burden
    Information collection       (obligation to      Number of       Number of       Hours per     Annual burden
          description               respond)         responses      respondents      response         (hours)
----------------------------------------------------------------------------------------------------------------
Procedures to Enhance the       Recordkeeping                  1           3,140              40         125,600
 Accuracy and Integrity of       (Required).
 Information furnished to
 Consumer Reporting Agencies
 under Section 312 of the Fair
 and Accurate Credit
 Transaction Act.
Distribution of Notices in      Third Party                   46           3,140            0.23          33,221
 Response to Direct Disputes.    Disclosure
                                 (Required).
                                                 ---------------------------------------------------------------
    Total Annual Burden         ................  ..............  ..............  ..............         158,821
     (Hours).
----------------------------------------------------------------------------------------------------------------

    General Description of Collection: Sec. 312 of the Fair and 
Accurate Credit Transaction Act of 2003 (FACT Act) requires the FDIC 
to: Issue guidelines for furnishers regarding the accuracy and 
integrity of the information about consumers furnished to consumer 
reporting agencies; prescribe regulations requiring furnishers to 
establish reasonable policies/procedures to implement the guidelines; 
and issue regulations identifying the circumstances where a furnisher 
must reinvestigate a dispute about the accuracy of information in a 
consumer report based on a direct request from a consumer.
    There is no change in the method or substance of the collection. 
The overall increase in burden hours is the result of economic 
fluctuation. In particular, the number of respondents has increased 
while the hours per response and frequency of responses have remained 
the same.
    3. Title: Registration of Mortgage Loan Originators.
    OMB Number: 3064-0171.
    Form Number: None.
    Affected Public: FDIC Supervised Institutions and Employee Mortgage 
Loan Originators.
    Burden Estimate:

                                                           Summary of Estimated Annual Burden
                                                                   [OMB No. 3064-0171]
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                                             Estimated
                                                                                             Estimated       number of    Estimated time     Estimated
 Information collection description        Type of burden        Frequency of response       number of     responses per   per response    annual burden
                                                                                            respondents     respondent        (hours)         (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Financial Institution Policies and    Recordkeeping..........  One-Time.................               7               1              20             140
 Procedures for Ensuring Employee-
 Mortgage Loan Originator Compliance
 With S.A.F.E. Act Requirements--New
 Entrant.
Financial Institution Policies and    Recordkeeping..........  Annual...................           3,091               1               1           3,091
 Procedures for Ensuring Employee-
 Mortgage Loan Originator Compliance
 With S.A.F.E. Act Requirements--
 Ongoing.
Financial Institution Procedures to   Recordkeeping..........  One-Time.................               7               1              60             420
 Track and Monitor Compliance with
 S.A.F.E. Act Compliance--New
 Entrant.
Financial Institution Procedures to   Recordkeeping..........  Annual...................           3,091               1               1           3,091
 Track and Monitor Compliance with
 S.A.F.E. Act Compliance--Ongoing.
Financial Institution Procedures for  Recordkeeping..........  One-Time.................               7               1              20             140
 the Collection and Maintenance of
 Employee Mortgage Loan Originator's
 Criminal History Background
 Reports--New Entrant.
Financial Institution Procedures for  Recordkeeping..........  Annual...................           3,091               1               1           3,091
 the Collection and Maintenance of
 Employee Mortgage Loan Originator's
 Criminal History Background
 Reports--Ongoing.
Financial Institution Procedures for  Third Party Disclosure.  One-Time.................               7               1              25             175
 Public Disclosure of Mortgage Loan
 Originator's Unique Identifier--New
 Entrant.

[[Page 2157]]

 
Financial Institution Procedures for  Third Party Disclosure.  Annual...................           3,091               1               1           3,091
 Public Disclosure of Mortgage Loan
 Originator's Unique Identifier--
 Ongoing.
Financial Institution Information     Reporting..............  On Occasion..............           3,098               1               1           3,098
 Reporting to Registry.
Mortgage Loan Originator Initial      Reporting..............  One-Time.................           5,257               1             .25           1,314
 Registration Reporting and
 Authorization Requirements.
Mortgage Loan Originator              Reporting..............  On Occasion..............          40,015               1             .25          10,004
 Registration Updates Upon Change in
 Circumstances.
Financial Institution Procedures for  Recordkeeping..........  On Occasion..............           3,098               1               4          12,392
 the Collection of Employee Mortgage
 Loan Originator's Fingerprints.
Mortgage Loan Originator Procedures   Third Party Disclosure.  On Occasion..............          45,272               1               1          45,272
 for Disclosure to Consumers of
 Unique Identifier.
Mortgage Loan Originator Annual       Reporting..............  On Occasion..............          40,015               1             .25          10,004
 Renewal Registration Reporting and
 Authorization Requirements.
                                                                                         ---------------------------------------------------------------
    Total Annual Burden.............  .......................  .........................  ..............  ..............  ..............          95,323
--------------------------------------------------------------------------------------------------------------------------------------------------------

    General Description of Collection: This information collection 
implements the Secure and Fair Enforcement for Mortgage Licensing Act 
of 2008 (SAFE Act) requirement that employees of Federally-regulated 
institutions who engage in the business of a mortgage loan originator 
to register with the Nationwide Mortgage Licensing System and Registry 
and establishes national licensing and registration requirements. It 
also directs Federally-regulated institutions to have written policies 
and procedures in place to ensure that their employees who perform 
mortgage loan originations comply with the registration and other SAFE 
Act requirements.
    There is no change in the method or substance of the collection. 
The overall decrease in burden hours is the result of economic 
fluctuation. In particular, the number of respondents and time per 
response have decreased while the frequency of responses have remained 
the same.

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.


Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on January 10, 2022.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022-00574 Filed 1-12-22; 8:45 am]
BILLING CODE 6714-01-P