Agency Information Collection Activities: Proposed Collection Renewal; Comment Request, 2155-2157 [2022-00574]
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2155
Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices
RECORD ACCESS PROCEDURES:
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal to renew the following
currently approved collections of
information:
1. Title: Notice Regarding
Unauthorized Access to Customer
Information.
OMB Number: 3064–0145.
Form Numbers: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:
HISTORY:
Federal Register Volume 67, Number
36 (Friday, February 22, 2002).
Individuals seeking access to
information in this system of records
about themselves are required to
provide adequate identification (e.g.,
driver’s license, military identification
card, employee badge, or identification
card). Additional identity verification
procedures may be required, as
warranted. Requests must meet the
requirements of EPA regulations that
implement the Privacy Act of 1974, at
40 CFR part 16.
Vaughn Noga,
Senior Agency Official for Privacy.
[FR Doc. 2022–00628 Filed 1–12–22; 8:45 am]
BILLING CODE 6560–50–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0145; –0161; –0171]
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
CONTESTING RECORDS PROCEDURES:
Requests for correction or amendment
must identify the record to be changed
and the corrective action sought.
Complete EPA Privacy Act procedures
are described in EPA’s Privacy Act
regulations at 40 CFR part 16.
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:
The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described below
(OMB Control No. 3064–0145; –0161
and –0171).
DATES: Comments must be submitted on
or before March 14, 2022.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
SUMMARY:
NOTIFICATION PROCEDURE:
Individuals who want to know
whether this system of records contains
information about them should make a
written request to the EPA, Attn:
Agency Privacy Officer, MC 2831T,
1200 Pennsylvania Avenue NW,
Washington, DC 20460, privacy@
epa.gov.
EXEMPTIONS PROMULGATED FOR THE SYSTEM:
None.
SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0145]
Type of burden
(obligation to respond)
Information collection description
Frequency of
response
Number of
respondents
Hours per
response
Annual burden
(hours)
Implementation (One Time)
Develop Policies and Procedures for Response
Program.
Recordkeeping (Required).
1 .....................
10
24
240
Third Party Disclosure
(Required).
On occasion ...
315
36
11,340
.......................................
........................
........................
........................
11,580
Ongoing
Notice Regarding Unauthorized Access to Customer Information.
Total Annual Burden (Hours) ........................
jspears on DSK121TN23PROD with NOTICES1
Source: FDIC.
General Description of Collection: The
Interagency Guidance on Response
Programs for Unauthorized Access to
Customer Information and Customer
Notice describes the federal banking
agencies’ expectations regarding a
response program, including customer
notification procedures, that a financial
institution should develop and apply
VerDate Sep<11>2014
18:18 Jan 12, 2022
Jkt 256001
under the circumstances described in
the Guidance to address unauthorized
access to or use of customer information
that could result in substantial harm or
inconvenience to a customer. The
Guidance advises financial institutions
when and how they might: (1) Develop
notices to customers; (2) in certain
circumstances defined in the Guidance,
PO 00000
Frm 00030
Fmt 4703
Sfmt 4703
determine which customers should
receive the notices; and (3) send the
notices to customers.
There is no change in the
methodology or substance of this
information collection. The increase in
total estimated annual burden from
11,340 hours in 2019 to 11,580 hours
currently is due to economic factors as
E:\FR\FM\13JAN1.SGM
13JAN1
2156
Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices
reflected in the increase in estimated
number of respondents.
Affected Public: State nonmember
banks.
Burden Estimate:
2. Title: Furnisher Information
Accuracy and Integrity (FACTA 312).
OMB Number: 3064–0161.
Form Number: None.
SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0161]
Type of burden
(obligation to respond)
Information collection description
Procedures to Enhance the Accuracy and Integrity of Information furnished to Consumer Reporting Agencies under Section 312 of the Fair
and Accurate Credit Transaction Act.
Distribution of Notices in Response to Direct Disputes.
Recordkeeping (Required).
.......................................
Number of
respondents
Hours per
response
Annual burden
(hours)
1
3,140
40
125,600
46
3,140
0.23
33,221
........................
........................
........................
158,821
Third Party Disclosure
(Required).
Total Annual Burden (Hours) ........................
General Description of Collection:
Sec. 312 of the Fair and Accurate Credit
Transaction Act of 2003 (FACT Act)
requires the FDIC to: Issue guidelines
for furnishers regarding the accuracy
and integrity of the information about
consumers furnished to consumer
reporting agencies; prescribe regulations
requiring furnishers to establish
reasonable policies/procedures to
implement the guidelines; and issue
Number of
responses
while the hours per response and
frequency of responses have remained
the same.
3. Title: Registration of Mortgage Loan
Originators.
OMB Number: 3064–0171.
Form Number: None.
Affected Public: FDIC Supervised
Institutions and Employee Mortgage
Loan Originators.
Burden Estimate:
regulations identifying the
circumstances where a furnisher must
reinvestigate a dispute about the
accuracy of information in a consumer
report based on a direct request from a
consumer.
There is no change in the method or
substance of the collection. The overall
increase in burden hours is the result of
economic fluctuation. In particular, the
number of respondents has increased
SUMMARY OF ESTIMATED ANNUAL BURDEN
jspears on DSK121TN23PROD with NOTICES1
[OMB No. 3064–0171]
Estimated
number of
responses per
respondent
Estimated
number of
respondents
Estimated
time per
response
(hours)
Estimated
annual burden
(hours)
Information collection description
Type of
burden
Frequency of
response
Financial Institution Policies and Procedures for Ensuring EmployeeMortgage Loan Originator Compliance With S.A.F.E. Act Requirements—New Entrant.
Financial Institution Policies and Procedures for Ensuring EmployeeMortgage Loan Originator Compliance With S.A.F.E. Act Requirements—Ongoing.
Financial Institution Procedures to
Track and Monitor Compliance with
S.A.F.E. Act Compliance—New
Entrant.
Financial Institution Procedures to
Track and Monitor Compliance with
S.A.F.E. Act Compliance—Ongoing.
Financial Institution Procedures for
the Collection and Maintenance of
Employee Mortgage Loan Originator’s Criminal History Background
Reports—New Entrant.
Financial Institution Procedures for
the Collection and Maintenance of
Employee Mortgage Loan Originator’s Criminal History Background
Reports—Ongoing.
Financial Institution Procedures for
Public Disclosure of Mortgage
Loan Originator’s Unique Identifier—New Entrant.
Recordkeeping ....
One-Time .......
7
1
20
140
Recordkeeping ....
Annual ............
3,091
1
1
3,091
Recordkeeping ....
One-Time .......
7
1
60
420
Recordkeeping ....
Annual ............
3,091
1
1
3,091
Recordkeeping ....
One-Time .......
7
1
20
140
Recordkeeping ....
Annual ............
3,091
1
1
3,091
Third Party Disclosure.
One-Time .......
7
1
25
175
VerDate Sep<11>2014
18:18 Jan 12, 2022
Jkt 256001
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Fmt 4703
Sfmt 4703
E:\FR\FM\13JAN1.SGM
13JAN1
2157
Federal Register / Vol. 87, No. 9 / Thursday, January 13, 2022 / Notices
SUMMARY OF ESTIMATED ANNUAL BURDEN—Continued
[OMB No. 3064–0171]
Type of
burden
Information collection description
Financial Institution Procedures for
Public Disclosure of Mortgage
Loan Originator’s Unique Identifier—Ongoing.
Financial Institution Information Reporting to Registry.
Mortgage Loan Originator Initial Registration Reporting and Authorization Requirements.
Mortgage Loan Originator Registration Updates Upon Change in Circumstances.
Financial Institution Procedures for
the Collection of Employee Mortgage Loan Originator’s Fingerprints.
Mortgage Loan Originator Procedures for Disclosure to Consumers
of Unique Identifier.
Mortgage Loan Originator Annual Renewal Registration Reporting and
Authorization Requirements.
Total Annual Burden ...................
jspears on DSK121TN23PROD with NOTICES1
Estimated
number of
responses per
respondent
Estimated
time per
response
(hours)
Estimated
annual burden
(hours)
Annual ............
3,091
1
1
3,091
Reporting .............
On Occasion ..
3,098
1
1
3,098
Reporting .............
One-Time .......
5,257
1
.25
1,314
Reporting .............
On Occasion ..
40,015
1
.25
10,004
Recordkeeping ....
On Occasion ..
3,098
1
4
12,392
Third Party Disclosure.
On Occasion ..
45,272
1
1
45,272
Reporting .............
On Occasion ..
40,015
1
.25
10,004
.............................
........................
........................
........................
........................
95,323
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
18:18 Jan 12, 2022
Estimated
number of
respondents
Third Party Disclosure.
General Description of Collection:
This information collection implements
the Secure and Fair Enforcement for
Mortgage Licensing Act of 2008 (SAFE
Act) requirement that employees of
Federally-regulated institutions who
engage in the business of a mortgage
loan originator to register with the
Nationwide Mortgage Licensing System
and Registry and establishes national
licensing and registration requirements.
It also directs Federally-regulated
institutions to have written policies and
procedures in place to ensure that their
employees who perform mortgage loan
originations comply with the
registration and other SAFE Act
requirements.
There is no change in the method or
substance of the collection. The overall
decrease in burden hours is the result of
economic fluctuation. In particular, the
number of respondents and time per
response have decreased while the
frequency of responses have remained
the same.
VerDate Sep<11>2014
Frequency of
response
Jkt 256001
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on January 10,
2022.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022–00574 Filed 1–12–22; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
PO 00000
Frm 00032
Fmt 4703
Sfmt 4703
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than February 10, 2022.
A. Federal Reserve Bank of Atlanta
(Erien O. Terry, Assistant Vice
President) 1000 Peachtree Street NE,
Atlanta, Georgia 30309. Comments can
also be sent electronically to
Applications.Comments@atl.frb.org:
1. Georgia Banking Company, Inc.,
Atlanta, Georgia; to merge with Peoples
BankTrust, Inc., and thereby indirectly
acquire its subsidiary, Peoples Bank &
Trust, both of Buford, Georgia.
E:\FR\FM\13JAN1.SGM
13JAN1
]]>Agencies
[Federal Register Volume 87, Number 9 (Thursday, January 13, 2022)]
[Notices]
[Pages 2155-2157]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2022-00574]
=======================================================================
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
[OMB No. 3064-0145; -0161; -0171]
Agency Information Collection Activities: Proposed Collection
Renewal; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: The FDIC, as part of its obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the general public and other
Federal agencies to take this opportunity to comment on the renewal of
the existing information collections described below (OMB Control No.
3064-0145; -0161 and -0171).
DATES: Comments must be submitted on or before March 14, 2022.
ADDRESSES: Interested parties are invited to submit written comments to
the FDIC by any of the following methods:
Agency Website: https://www.fdic.gov/resources/regulations/federal-register-publications/.
Email: [email protected]. Include the name and number of
the collection in the subject line of the message.
Mail: Manny Cabeza (202-898-3767), Regulatory Counsel, MB-
3128, Federal Deposit Insurance Corporation, 550 17th Street NW,
Washington, DC 20429.
Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 17th Street building (located on F Street),
on business days between 7:00 a.m. and 5:00 p.m.
All comments should refer to the relevant OMB control number. A
copy of the comments may also be submitted to the OMB desk officer for
the FDIC: Office of Information and Regulatory Affairs, Office of
Management and Budget, New Executive Office Building, Washington, DC
20503.
FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance
Corporation, 550 17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal to renew the following currently approved collections of
information:
1. Title: Notice Regarding Unauthorized Access to Customer
Information.
OMB Number: 3064-0145.
Form Numbers: None.
Affected Public: Insured state nonmember banks.
Burden Estimate:
Summary of Estimated Annual Burden
[OMB No. 3064-0145]
--------------------------------------------------------------------------------------------------------------------------------------------------------
Type of burden (obligation Number of Hours per Annual burden
Information collection description to respond) Frequency of response respondents response (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Implementation (One Time)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Develop Policies and Procedures for Recordkeeping (Required).... 1.............................. 10 24 240
Response Program.
--------------------------------------------------------------------------------------------------------------------------------------------------------
Ongoing
--------------------------------------------------------------------------------------------------------------------------------------------------------
Notice Regarding Unauthorized Access to Third Party Disclosure On occasion.................... 315 36 11,340
Customer Information. (Required).
-----------------------------------------------
Total Annual Burden (Hours).......... ............................ ............................... .............. .............. 11,580
--------------------------------------------------------------------------------------------------------------------------------------------------------
Source: FDIC.
General Description of Collection: The Interagency Guidance on
Response Programs for Unauthorized Access to Customer Information and
Customer Notice describes the federal banking agencies' expectations
regarding a response program, including customer notification
procedures, that a financial institution should develop and apply under
the circumstances described in the Guidance to address unauthorized
access to or use of customer information that could result in
substantial harm or inconvenience to a customer. The Guidance advises
financial institutions when and how they might: (1) Develop notices to
customers; (2) in certain circumstances defined in the Guidance,
determine which customers should receive the notices; and (3) send the
notices to customers.
There is no change in the methodology or substance of this
information collection. The increase in total estimated annual burden
from 11,340 hours in 2019 to 11,580 hours currently is due to economic
factors as
[[Page 2156]]
reflected in the increase in estimated number of respondents.
2. Title: Furnisher Information Accuracy and Integrity (FACTA 312).
OMB Number: 3064-0161.
Form Number: None.
Affected Public: State nonmember banks.
Burden Estimate:
Summary of Estimated Annual Burden
[OMB No. 3064-0161]
----------------------------------------------------------------------------------------------------------------
Type of burden
Information collection (obligation to Number of Number of Hours per Annual burden
description respond) responses respondents response (hours)
----------------------------------------------------------------------------------------------------------------
Procedures to Enhance the Recordkeeping 1 3,140 40 125,600
Accuracy and Integrity of (Required).
Information furnished to
Consumer Reporting Agencies
under Section 312 of the Fair
and Accurate Credit
Transaction Act.
Distribution of Notices in Third Party 46 3,140 0.23 33,221
Response to Direct Disputes. Disclosure
(Required).
---------------------------------------------------------------
Total Annual Burden ................ .............. .............. .............. 158,821
(Hours).
----------------------------------------------------------------------------------------------------------------
General Description of Collection: Sec. 312 of the Fair and
Accurate Credit Transaction Act of 2003 (FACT Act) requires the FDIC
to: Issue guidelines for furnishers regarding the accuracy and
integrity of the information about consumers furnished to consumer
reporting agencies; prescribe regulations requiring furnishers to
establish reasonable policies/procedures to implement the guidelines;
and issue regulations identifying the circumstances where a furnisher
must reinvestigate a dispute about the accuracy of information in a
consumer report based on a direct request from a consumer.
There is no change in the method or substance of the collection.
The overall increase in burden hours is the result of economic
fluctuation. In particular, the number of respondents has increased
while the hours per response and frequency of responses have remained
the same.
3. Title: Registration of Mortgage Loan Originators.
OMB Number: 3064-0171.
Form Number: None.
Affected Public: FDIC Supervised Institutions and Employee Mortgage
Loan Originators.
Burden Estimate:
Summary of Estimated Annual Burden
[OMB No. 3064-0171]
--------------------------------------------------------------------------------------------------------------------------------------------------------
Estimated
Estimated number of Estimated time Estimated
Information collection description Type of burden Frequency of response number of responses per per response annual burden
respondents respondent (hours) (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Financial Institution Policies and Recordkeeping.......... One-Time................. 7 1 20 140
Procedures for Ensuring Employee-
Mortgage Loan Originator Compliance
With S.A.F.E. Act Requirements--New
Entrant.
Financial Institution Policies and Recordkeeping.......... Annual................... 3,091 1 1 3,091
Procedures for Ensuring Employee-
Mortgage Loan Originator Compliance
With S.A.F.E. Act Requirements--
Ongoing.
Financial Institution Procedures to Recordkeeping.......... One-Time................. 7 1 60 420
Track and Monitor Compliance with
S.A.F.E. Act Compliance--New
Entrant.
Financial Institution Procedures to Recordkeeping.......... Annual................... 3,091 1 1 3,091
Track and Monitor Compliance with
S.A.F.E. Act Compliance--Ongoing.
Financial Institution Procedures for Recordkeeping.......... One-Time................. 7 1 20 140
the Collection and Maintenance of
Employee Mortgage Loan Originator's
Criminal History Background
Reports--New Entrant.
Financial Institution Procedures for Recordkeeping.......... Annual................... 3,091 1 1 3,091
the Collection and Maintenance of
Employee Mortgage Loan Originator's
Criminal History Background
Reports--Ongoing.
Financial Institution Procedures for Third Party Disclosure. One-Time................. 7 1 25 175
Public Disclosure of Mortgage Loan
Originator's Unique Identifier--New
Entrant.
[[Page 2157]]
Financial Institution Procedures for Third Party Disclosure. Annual................... 3,091 1 1 3,091
Public Disclosure of Mortgage Loan
Originator's Unique Identifier--
Ongoing.
Financial Institution Information Reporting.............. On Occasion.............. 3,098 1 1 3,098
Reporting to Registry.
Mortgage Loan Originator Initial Reporting.............. One-Time................. 5,257 1 .25 1,314
Registration Reporting and
Authorization Requirements.
Mortgage Loan Originator Reporting.............. On Occasion.............. 40,015 1 .25 10,004
Registration Updates Upon Change in
Circumstances.
Financial Institution Procedures for Recordkeeping.......... On Occasion.............. 3,098 1 4 12,392
the Collection of Employee Mortgage
Loan Originator's Fingerprints.
Mortgage Loan Originator Procedures Third Party Disclosure. On Occasion.............. 45,272 1 1 45,272
for Disclosure to Consumers of
Unique Identifier.
Mortgage Loan Originator Annual Reporting.............. On Occasion.............. 40,015 1 .25 10,004
Renewal Registration Reporting and
Authorization Requirements.
---------------------------------------------------------------
Total Annual Burden............. ....................... ......................... .............. .............. .............. 95,323
--------------------------------------------------------------------------------------------------------------------------------------------------------
General Description of Collection: This information collection
implements the Secure and Fair Enforcement for Mortgage Licensing Act
of 2008 (SAFE Act) requirement that employees of Federally-regulated
institutions who engage in the business of a mortgage loan originator
to register with the Nationwide Mortgage Licensing System and Registry
and establishes national licensing and registration requirements. It
also directs Federally-regulated institutions to have written policies
and procedures in place to ensure that their employees who perform
mortgage loan originations comply with the registration and other SAFE
Act requirements.
There is no change in the method or substance of the collection.
The overall decrease in burden hours is the result of economic
fluctuation. In particular, the number of respondents and time per
response have decreased while the frequency of responses have remained
the same.
Request for Comment
Comments are invited on: (a) Whether the collection of information
is necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collection,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on January 10, 2022.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022-00574 Filed 1-12-22; 8:45 am]
BILLING CODE 6714-01-P
