Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company, 60817-60818 [2021-24111]
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Federal Register / Vol. 86, No. 211 / Thursday, November 4, 2021 / Notices
lotter on DSK11XQN23PROD with NOTICES1
collections of information conducted or
sponsored by the Board. Boardapproved collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. The OMB
inventory, as well as copies of the PRA
Submission, supporting statements, and
approved collection of information
instrument(s) are available at https://
www.reginfo.gov/public/do/PRAMain.
These documents are also available on
the Federal Reserve Board’s public
website at https://www.federal
reserve.gov/apps/reportforms/
review.aspx or may be requested from
the agency clearance officer, whose
name appears above.
Final Approval Under OMB Delegated
Authority of the Extension for Three
Years, Without Revision, of the
Following Information Collection
Report title: Reporting,
Recordkeeping, and Disclosure
Requirements Associated with the
CFPB’s Home Mortgage Disclosure Act
Loan/Application Register required by
Regulation C.
Agency form number: FR HMDA
LAR.
OMB control number: 7100–0247.
Frequency: Annually and quarterly.
Respondents: State member banks and
their subsidiaries, subsidiaries of bank
holding companies, U.S. branches and
agencies of foreign banks (other than
federal branches, federal agencies, and
insured state branches of foreign banks),
commercial lending companies owned
or controlled by foreign banks, and
organizations operating under section
25 or 25A of the Federal Reserve Act.
Estimated number of respondents:
Reporting—Tier 1 Annual Reporter, 3;
Tier 1 Quarterly Reporter, 1; Tier 2, 131;
Tier 2 Partial Reporter, 308; and Tier 3
Partial Reporter, 33; Recordkeeping—
Tier 1 Annual Reporter, 3; Tier 1
Quarterly Reporter, 1; Tier 2, 439; and
Tier 3, 33; and Disclosure—Tier 1
Annual Reporter, 3; and Tier 1
Quarterly Reporter, 1.
Estimated average hours per response:
Reporting—Tier 1 Annual Reporter,
5,969; Tier 1 Quarterly Reporter, 6,903;
Tier 2, 1,232; Tier 2 Partial Reporter,
986; and Tier 3 Partial Reporter, 64;
Recordkeeping—Tier 1 Annual
Reporter, 4,130; Tier 1 Quarterly
Reporter, 4,130; Tier 2, 83; and Tier 3,
27; and Disclosure—Tier 1 Annual
Reporter, 5; and Tier 1 Quarterly
Reporter, 5.
Estimated annual burden hours:
Reporting—Tier 1 Annual Reporter,
17,907; Tier 1 Quarterly Reporter,
27,612; Tier 2, 161,392; Tier 2 Partial
Reporter, 303,688; and Tier 3 Partial
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17:57 Nov 03, 2021
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Reporter, 2,112; Recordkeeping—Tier 1
Annual Reporter, 12,390; Tier 1
Quarterly Reporter, 16,520; Tier 2,
36,437; and Tier 3, 891; and
Disclosure—Tier 1 Annual Reporter, 15;
and Tier 1 Quarterly Reporter, 20.
General description of report: The
Home Mortgage Disclosure Act (HMDA)
was enacted in 1975 and is
implemented by Regulation C.
Generally, the HMDA requires certain
depository and non-depository
institutions that make certain mortgage
loans to collect, report, and disclose
data about originations and purchases of
mortgage loans, as well as loan
applications that do not result in
originations (for example, applications
that are denied or withdrawn). The
HMDA was enacted to provide
regulators and the public with loan data
that can be used to (1) help determine
whether financial institutions are
serving the housing needs of their
communities, (2) assist public officials
in distributing public-sector
investments so as to attract private
investment to areas where it is needed,
and (3) assist in identifying possible
discriminatory lending patterns and
enforcing anti-discrimination statutes.1
Supervisory agencies, state and local
public officials, and members of the
public use the data to aid in the
enforcement of the Community
Reinvestment Act, the Equal Credit
Opportunity Act, and the Fair Housing
Act and to aid in identifying areas for
residential redevelopment and
rehabilitation.
Legal authorization and
confidentiality: The FR HMDA LAR is
authorized pursuant to section 304(j) of
the HMDA, which requires that the
Consumer Financial Protection Bureau
(CFPB) prescribe by regulation the form
of loan application register information
that must be reported by covered
financial institutions. Section 1003.5 of
Regulation C implements this statutory
provision, and requires covered
financial institutions to submit reports
to their appropriate federal agency.
Section 304(h)(2)(A) of the HMDA
designates the Board as the appropriate
agency with respect to the entities
described above. The FR HMDA LAR is
mandatory.
The HMDA requires the information
collected on the FR HMDA LAR to be
made available to the general public in
the form required under regulations
prescribed by the CFPB. The CFPB is
authorized to redact or modify the scope
of the information before it is publicly
disclosed to protect the privacy of loan
applicants and to protect depository
1 See
PO 00000
12 CFR 1003.1(b).
Frm 00027
Fmt 4703
institutions from liability under any
federal or state privacy law. The
redacted information may be kept
confidential under exemption 6 of the
Freedom of Information Act, which
protects from release information that, if
disclosed, would ‘‘constitute a clearly
unwarranted invasion of personal
privacy.’’ 2
Current actions: On July 19, 2021, the
Board published a notice in the Federal
Register (86 FR 38090) requesting
public comment for 60 days on the
extension, without revision, of the
Reporting, Recordkeeping, and
Disclosure Requirements Associated
with the CFPB’s Home Mortgage
Disclosure Act Loan/Application
Register required by Regulation C. The
comment period for this notice expired
September 17, 2021. The Board did not
receive any comments.
Board of Governors of the Federal Reserve
System, October 27, 2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021–23805 Filed 11–3–21; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (Act) (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
applications are set forth in paragraph 7
of the Act (12 U.S.C. 1817(j)(7)).
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in paragraph 7 of
the Act.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
25
Sfmt 4703
60817
U.S.C. 552(b)(6).
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60818
Federal Register / Vol. 86, No. 211 / Thursday, November 4, 2021 / Notices
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than November 19, 2021.
A. Federal Reserve Bank of
Minneapolis (Chris P. Wangen,
Assistant Vice President), 90 Hennepin
Avenue, Minneapolis, Minnesota
55480–0291. Comments can also be sent
electronically to MA@mpls.frb.org:
1. Richard M. Wall, Eden Prairie,
Minnesota, Elizabeth Wall Lee, Sunfish
Lake, Minnesota, and John K. Wall,
Wayzata, Minnesota; to retain voting
shares of Highland Bancshares, Inc., and
thereby indirectly retain voting shares of
Highland Bank, both of Saint Michael,
Minnesota.
In addition, Richard M. Wall, as
trustee to the following trusts: The 2012
Grantor Trust for Richard M. Wall and
Family dated 12/26/12, the Emilie Grace
Wall 2020 Irrevocable Trust dated 12/
26/20, the Ericka Marie Wall 2020
Irrevocable Trust dated 12/26/20, and
the Julianna Karin Wall 2020
Irrevocable Trust dated 12/26/20; John
K. Wall, as trustee to the following
trusts: The 2012 Grantor Trust for John
K. Wall and Family dated 12/26/12, the
Lauren Wall 2020 Irrevocable Trust
dated 12/26/20, and the Jack Wall 2020
Irrevocable Trust dated 12/26/20; and
Elizabeth Wall Lee, as trustee to the
following trusts: The 2012 Grantor Trust
for Elizabeth W. Lee and Family dated
12/26/12, the Kevin Connor Lee 2020
Irrevocable Trust dated 12/26/20, and
the Shannon Elizabeth Lee 2020
Irrevocable Trust dated 12/26/20, all of
Minneapolis, Minnesota; to join the
Wall Family Control Group, a group
acting in concert, to acquire voting
shares of Highland Bancshares, Inc., and
thereby indirectly acquire voting shares
of Highland Bank.
B. Federal Reserve Bank of St. Louis
(Holly A. Rieser, Manager) P.O. Box 442,
St. Louis, Missouri 63166–2034.
Comments can also be sent
electronically to
Comments.applications@stls.frb.org:
1. The Samuel D. Gohn Irrevocable
Trust, Kenneth Larry Joplin, trustee,
both of West Plains, Missouri; to join the
Gohn Family Control Group, a group
acting in concert, to acquire voting
shares of West Plains Bancshares, Inc.,
and thereby indirectly acquire voting
shares of West Plains Bank and Trust
Company, both of West Plains,
Missouri.
Board of Governors of the Federal Reserve
System, November 1, 2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021–24111 Filed 11–3–21; 8:45 am]
BILLING CODE P
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FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
ACTION: Notice, request for comment.
AGENCY:
The Board of Governors of the
Federal Reserve System (Board) invites
comment on a proposal to extend for
three years, with revision the
Recordkeeping and Disclosure
Requirements Associated with Loans
Secured by Real Estate Located in Flood
Hazard Areas Pursuant to Regulation H
(FR H–2; OMB 7100–0280) of the
Board’s rules.
DATES: Comments must be submitted on
or before January 3, 2022.
ADDRESSES: You may submit comments,
identified by FR H–2, by any of the
following methods:
• Agency website: https://
www.federalreserve.gov/. Follow the
instructions for submitting comments at
https://www.federalreserve.gov/apps/
foia/proposedregs.aspx.
• Email: regs.comments@
federalreserve.gov. Include the OMB
number or FR number in the subject line
of the message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Ann E. Misback, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW, Washington,
DC 20551.
All public comments are available
from the Board’s website at https://
www.federalreserve.gov/apps/foia/
proposedregs.aspx as submitted, unless
modified for technical reasons or to
remove personally identifiable
information at the commenter’s request.
Accordingly, comments will not be
edited to remove any confidential
business information, identifying
information, or contact information.
Public comments may also be viewed
electronically or in paper in Room 146,
1709 New York Avenue NW,
Washington, DC 20006, between 9:00
a.m. and 5:00 p.m. on weekdays. For
security reasons, the Board requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 452–3684. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
order to inspect and photocopy
comments.
Additionally, commenters may send a
copy of their comments to the Office of
Management and Budget (OMB) Desk
SUMMARY:
PO 00000
Frm 00028
Fmt 4703
Sfmt 4703
Officer for the Federal Reserve Board,
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Room 10235, 725 17th Street NW,
Washington, DC 20503, or by fax to
(202) 395–6974.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829.
SUPPLEMENTARY INFORMATION: On June
15, 1984, OMB delegated to the Board
authority under the Paperwork
Reduction Act (PRA) to approve and
assign OMB control numbers to
collections of information conducted or
sponsored by the Board. In exercising
this delegated authority, the Board is
directed to take every reasonable step to
solicit comment. In determining
whether to approve a collection of
information, the Board will consider all
comments received from the public and
other agencies.
During the comment period for this
proposal, a copy of the proposed PRA
OMB submission, including the draft
reporting form and instructions,
supporting statement, and other
documentation, will be made available
on the Board’s public website at https://
www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears above.
Final versions of these documents will
be made available at https://
www.reginfo.gov/public/do/PRAMain, if
approved.
Request for Comment on Information
Collection Proposal
The Board invites public comment on
the following information collection,
which is being reviewed under
authority delegated by the OMB under
the PRA. Comments are invited on the
following:
a. Whether the proposed collection of
information is necessary for the proper
performance of the Board’s functions,
including whether the information has
practical utility;
b. The accuracy of the Board’s
estimate of the burden of the proposed
information collection, including the
validity of the methodology and
assumptions used;
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected;
d. Ways to minimize the burden of
information collection on respondents,
including through the use of automated
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Agencies
[Federal Register Volume 86, Number 211 (Thursday, November 4, 2021)]
[Notices]
[Pages 60817-60818]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2021-24111]
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FEDERAL RESERVE SYSTEM
Change in Bank Control Notices; Acquisitions of Shares of a Bank
or Bank Holding Company
The notificants listed below have applied under the Change in Bank
Control Act (Act) (12 U.S.C. 1817(j)) and Sec. 225.41 of the Board's
Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank
holding company. The factors that are considered in acting on the
applications are set forth in paragraph 7 of the Act (12 U.S.C.
1817(j)(7)).
The public portions of the applications listed below, as well as
other related filings required by the Board, if any, are available for
immediate inspection at the Federal Reserve Bank(s) indicated below and
at the offices of the Board of Governors. This information may also be
obtained on an expedited basis, upon request, by contacting the
appropriate Federal Reserve Bank and from the Board's Freedom of
Information Office at https://www.federalreserve.gov/foia/request.htm.
Interested persons may express their views in writing on the standards
enumerated in paragraph 7 of the Act.
Comments regarding each of these applications must be received at
the Reserve Bank indicated or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board, 20th
[[Page 60818]]
Street and Constitution Avenue NW, Washington, DC 20551-0001, not later
than November 19, 2021.
A. Federal Reserve Bank of Minneapolis (Chris P. Wangen, Assistant
Vice President), 90 Hennepin Avenue, Minneapolis, Minnesota 55480-0291.
Comments can also be sent electronically to [email protected]:
1. Richard M. Wall, Eden Prairie, Minnesota, Elizabeth Wall Lee,
Sunfish Lake, Minnesota, and John K. Wall, Wayzata, Minnesota; to
retain voting shares of Highland Bancshares, Inc., and thereby
indirectly retain voting shares of Highland Bank, both of Saint
Michael, Minnesota.
In addition, Richard M. Wall, as trustee to the following trusts:
The 2012 Grantor Trust for Richard M. Wall and Family dated 12/26/12,
the Emilie Grace Wall 2020 Irrevocable Trust dated 12/26/20, the Ericka
Marie Wall 2020 Irrevocable Trust dated 12/26/20, and the Julianna
Karin Wall 2020 Irrevocable Trust dated 12/26/20; John K. Wall, as
trustee to the following trusts: The 2012 Grantor Trust for John K.
Wall and Family dated 12/26/12, the Lauren Wall 2020 Irrevocable Trust
dated 12/26/20, and the Jack Wall 2020 Irrevocable Trust dated 12/26/
20; and Elizabeth Wall Lee, as trustee to the following trusts: The
2012 Grantor Trust for Elizabeth W. Lee and Family dated 12/26/12, the
Kevin Connor Lee 2020 Irrevocable Trust dated 12/26/20, and the Shannon
Elizabeth Lee 2020 Irrevocable Trust dated 12/26/20, all of
Minneapolis, Minnesota; to join the Wall Family Control Group, a group
acting in concert, to acquire voting shares of Highland Bancshares,
Inc., and thereby indirectly acquire voting shares of Highland Bank.
B. Federal Reserve Bank of St. Louis (Holly A. Rieser, Manager)
P.O. Box 442, St. Louis, Missouri 63166-2034. Comments can also be sent
electronically to [email protected]:
1. The Samuel D. Gohn Irrevocable Trust, Kenneth Larry Joplin,
trustee, both of West Plains, Missouri; to join the Gohn Family Control
Group, a group acting in concert, to acquire voting shares of West
Plains Bancshares, Inc., and thereby indirectly acquire voting shares
of West Plains Bank and Trust Company, both of West Plains, Missouri.
Board of Governors of the Federal Reserve System, November 1,
2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021-24111 Filed 11-3-21; 8:45 am]
BILLING CODE P