Notice of Board Meeting, 46253-46254 [2021-17680]
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Federal Register / Vol. 86, No. 157 / Wednesday, August 18, 2021 / Notices
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million. The branch or agency reports
its total exposure (1) to residents of its
home country, and (2) to the other five
foreign nations to which its exposure is
largest and is at least $20 million. The
home country exposure must be
reported regardless of the size of the
total claims for that nation.
Each respondent must report by
country, as appropriate, the information
on its direct claims (assets such as
deposit balances with banks, loans, or
securities), indirect claims (which
include guarantees), and total adjusted
claims on foreign residents, as well as
information on commitments. The
respondent also must report information
on claims on related non-U.S. offices
that are included in total adjusted
claims on the home country, as well as
a breakdown for the home country and
each other reported country of adjusted
claims on unrelated foreign residents by
the sector of borrower or guarantor, and
by maturity (in two categories: One year
or less, and over one year). The Board
collects and processes this report on
behalf of all three agencies.
II. Current Actions
On May 7, 2021, the Board requested
comment for 60 days on a proposal to
extend for three years, with revision, the
FFIEC 019. The agencies proposed to
revise the FFIEC 019 by removing the
five-country limit on the reporting of
gross claims on foreign nations to which
the U.S. branch or agency of a foreign
bank has its largest total exposures of at
least $20 million.
The comment period for the proposal
ended on July 6, 2021, and the agencies
received one comment.
The commenter, a banking trade
association, asked the agencies to clarify
the definitions and treatment of certain
terms in the FFIEC 019 to be consistent
with the Country Exposure Report
(FFIEC 009). The commenter stated that
consistency between these terms in the
FFIEC 019 and FFIEC 009 will reduce
burden on firms that use FFIEC 009
definitions to report cross-jurisdictional
data via the Systemic Risk Report (FR
Y–15). Specifically, the commenter
asked the agencies to clarify the FFIEC
019 instructions as follows: Add
sections on accounting and differences
from U.S. GAAP; add clarifying
information to the Claims section
regarding the definition of ‘‘claims’’;
add instructions related to Indirect
Claims, including instructions related to
required risk transfers (e.g., guarantees,
insurance policies, and head offices),
collateralized claims, debt and equity
securities, netting and offsetting,
reporting credit derivatives, and
treatment of multi-name credit
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derivatives; and add specific
instructions for allocating claims to the
rows. The agencies agree with the
commenter’s suggestions and will revise
the FFIEC 019 instructions accordingly.
The comment did not object to the
agencies’ proposed revisions to the
FFIEC 019, and therefore the agencies
will adopt those revisions as proposed.
III. Request for Comment
Public comment is requested on all
aspects of this notice. Comment is also
specifically invited on:
a. Whether the information collection
is necessary for the proper performance
of the agencies’ functions, including
whether the information has practical
utility;
b. The accuracy of the agencies’
estimate of the burden of the
information collection, including the
validity of the methodology and
assumptions used;
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected;
d. Ways to minimize the burden of the
information collection on respondents,
including through the use of automated
collection techniques or other forms of
information technology; and
e. Estimates of capital or start up costs
and costs of operation, maintenance,
and purchase of services to provide
information.
Comments submitted to the Board in
response to this notice will be shared
with the other agencies. All comments
will become a matter of public record.
Board of Governors of the Federal Reserve
System.
Ann Misback,
Secretary of the Board.
[FR Doc. 2021–17739 Filed 8–17–21; 8:45 am]
46253
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than September 17, 2021.
A. Federal Reserve Bank of Atlanta
(Erien O. Terry, Assistant Vice
President) 1000 Peachtree Street NE,
Atlanta, Georgia 30309. Comments can
also be sent electronically to
Applications.Comments@atl.frb.org:
1. Lafayette Banking Company, Mayo,
Florida; to become a bank holding
company by acquiring Lafayette State
Bank, Mayo, Florida.
Board of Governors of the Federal Reserve
System, August 13, 2021.
Ann Misback,
Secretary of the Board.
[FR Doc. 2021–17732 Filed 8–17–21; 8:45 am]
BILLING CODE P
FEDERAL RETIREMENT THRIFT
INVESTMENT BOARD
Notice of Board Meeting
BILLING CODE 6210–01–P
August 24, 2021 at 10:00 a.m.
Telephonic. Dial-in (listen
only) information: Number: 1–415–527–
5035, Code: 199 981 0184; or via web:
https://tspmeet.webex.com/tspmeet/
onstage/g.php?MTID=ec2075
faccae9511e93ed59f66aef58ec.
FOR FURTHER INFORMATION CONTACT:
Kimberly Weaver, Director, Office of
External Affairs, (202) 942–1640.
SUPPLEMENTARY INFORMATION:
DATES:
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
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ADDRESSES:
Board Meeting Agenda
Open Session
1. Approval of the July 27, 2021 Board
Meeting Minutes
2. Monthly Reports
(a) Participant Activity Report
(b) Investment Report
(c) Legislative Report
3. Quarterly Reports
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46254
Federal Register / Vol. 86, No. 157 / Wednesday, August 18, 2021 / Notices
(d) Metrics
4. FY22 Budget Review and Approval
5. Participant Survey Report
SUPPLEMENTARY INFORMATION:
Closed Session
6. Information covered under 5 U.S.C.
552b(c)(9)(B) and 552b(c)(10).
Authority: 5 U.S.C. 552b (e)(1).
Dated: August 12, 2021.
Dharmesh Vashee,
General Counsel, Federal Retirement Thrift
Investment Board.
[FR Doc. 2021–17680 Filed 8–17–21; 8:45 am]
BILLING CODE P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Proposed Collection;
Comment Request; Extension
Federal Trade Commission.
Notice.
AGENCY:
ACTION:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Federal Trade Commission
(FTC or Commission) is seeking public
comment on its proposal to extend for
an additional three years the Office of
Management and Budget (OMB)
clearance for information collection
requirements contained in the rules and
regulations under the Pay-Per-Call Rule
(Rule). That clearance expires on
November 30, 2021.
DATES: Comments must be received on
or before October 18, 2021.
ADDRESSES: Interested parties may file a
comment online or on paper by
following the instructions in the
Request for Comments part of the
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Pay-Per-Call Rule; PRA
Comment: FTC File No. P072108’’ on
your comment, and file your comment
online at https://www.regulations.gov by
following the instructions on the webbased form. If you prefer to file your
comment on paper, mail your comment
to the following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW, Suite
CC–5610 (Annex J), Washington, DC
20580, or deliver your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW,
5th Floor, Suite 5610 (Annex J),
Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT: P.
Connell McNulty, Attorney, Division of
Marketing Practices, Bureau of
Consumer Protection, Federal Trade
Commission, Mail Code CC–8528, 600
Pennsylvania Ave. NW, Washington, DC
20580, (202) 326–2061.
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SUMMARY:
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Title: Trade Regulation Rule Pursuant
to the Telephone Disclosure and
Dispute Resolution Act of 1992 (‘‘PayPer-Call Rule’’), 16 CFR part 308.
OMB Control Number: 3084–0102.
Type of Review: Extension of a
currently approved collection.
Abstract: The existing reporting and
disclosure requirements of the Pay-PerCall Rule are mandated by the
Telephone Disclosure and Dispute
Resolution Act of 1992 (TDDRA) to help
prevent unfair and deceptive acts and
practices in the advertising and
operation of pay-per-call services and in
the collection of charges for telephonebilled purchases. The information
obtained by the Commission pursuant to
the reporting requirement is used for
law enforcement purposes. The
disclosure requirements ensure that
consumers are told about the costs of
using a pay-per-call service, that they
will not be liable for unauthorized nontoll charges on their telephone bills, and
how to deal with disputes about
telephone-billed purchases.
Likely Respondents:
telecommunications common carriers
(subject to the reporting requirement
only, unless acting as a billing entity),
information providers (vendors) offering
one or more pay-per-call services or
programs, and billing entities.
Estimated Annual Hours Burden:
1,029,570 hours (18 + 1,029,552)
Reporting: 18 hours for reporting by
common carriers
Disclosure: 1,029,552 [(21,240 hours for
advertising by vendors + 21,732 hours
for preamble disclosure which applies
to every pay-per-call service + 7,080
burden hours for telephone-billed
charges in billing statements (applies
to vendors; applies to common
carriers if acting as billing entity) +
11,500 burden hours for dispute
resolution procedures in billing
statements (applies to billing entities)
+ 968,000 hours for disclosures
related to consumers reporting a
billing error (applies to billing
entities)]
Estimated annual cost burden:
$50,456,136 (solely relating to labor
costs).1
1 Non-labor (e.g., capital/other start-up) costs are
generally subsumed in activities otherwise
undertaken in the ordinary course of business (e.g.,
business records from which only existing
information must be reported to the Commission,
pay-per-call advertisements or audiotext to which
cost or other disclosures are added, etc.). To the
extent that entities incur operating or maintenance
expenses, or purchase outside services to satisfy the
Rule’s requirements, staff believe those expenses
are also included in (or, if contracted out, would be
comparable to) the annual burden hour and cost
estimates provided below (where such costs are
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As required by section 3506(c)(2)(A)
of the PRA, 44 U.S.C. 3506(c)(2)(A), the
FTC is providing this opportunity for
public comment before requesting that
OMB extend the existing clearance for
the information collection requirements
contained in the Commission’s Pay-PerCall Rule.
Burden Estimates
Brief Description of the Need for and
Proposed Use of the Information
The existing reporting and disclosure
requirements are mandated by the
TDDRA to help prevent unfair and
deceptive acts and practices in the
advertising and operation of pay-percall services and in the collection of
charges for telephone-billed purchases.
The information obtained by the
Commission pursuant to the reporting
requirement is used for law enforcement
purposes. The disclosure requirements
ensure that consumers are told about the
costs of using a pay-per-call service, that
they will not be liable for unauthorized
non-toll charges on their telephone bills,
and how to deal with disputes about
telephone-billed purchases.
Likely Respondents and Their Estimated
Number
Respondents are telecommunications
common carriers (subject to the
reporting requirement only, unless
acting as a billing entity), information
providers (vendors) offering one or more
pay-per-call services or programs, and
billing entities. Staff estimates that there
are 6 common carriers, approximately
5,900 vendors, and approximately 2,300
possible billing entities. The FTC seeks
public comment or data on these
estimates and those stated below.
Estimated annual reporting and
disclosure burden: 1,029,570 hours;
$50,456,136 in associated labor costs.
The burden hour estimate for each
reporting and disclosure requirement
has been multiplied by a ‘‘blended’’
wage rate (expressed in dollars per
hour), based on the particular skill mix
needed to carry out that requirement, to
determine its total annual cost. The
blended rate calculations are based on
the following skill categories and
average wage rates and/or labor costs:
$123/hour for professional (attorney)
services; $20/hour for skilled clerical
workers; $46/hour for computer
programmers; and $60/hour for
management time. These figures are
averages, based on the most currently
available Bureau of Labor Statistics
(‘‘BLS’’) cost figures posted online. FTC
labor-related), or are otherwise included in the
ordinary cost of doing business (regarding non-labor
costs).
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Agencies
[Federal Register Volume 86, Number 157 (Wednesday, August 18, 2021)]
[Notices]
[Pages 46253-46254]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2021-17680]
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FEDERAL RETIREMENT THRIFT INVESTMENT BOARD
Notice of Board Meeting
DATES: August 24, 2021 at 10:00 a.m.
ADDRESSES: Telephonic. Dial-in (listen only) information: Number: 1-
415-527-5035, Code: 199 981 0184; or via web: https://tspmeet.webex.com/tspmeet/onstage/g.php?MTID=ec2075faccae9511e93ed59f66aef58ec.
FOR FURTHER INFORMATION CONTACT: Kimberly Weaver, Director, Office of
External Affairs, (202) 942-1640.
SUPPLEMENTARY INFORMATION:
Board Meeting Agenda
Open Session
1. Approval of the July 27, 2021 Board Meeting Minutes
2. Monthly Reports
(a) Participant Activity Report
(b) Investment Report
(c) Legislative Report
3. Quarterly Reports
[[Page 46254]]
(d) Metrics
4. FY22 Budget Review and Approval
5. Participant Survey Report
Closed Session
6. Information covered under 5 U.S.C. 552b(c)(9)(B) and 552b(c)(10).
Authority: 5 U.S.C. 552b (e)(1).
Dated: August 12, 2021.
Dharmesh Vashee,
General Counsel, Federal Retirement Thrift Investment Board.
[FR Doc. 2021-17680 Filed 8-17-21; 8:45 am]
BILLING CODE P