Formations of, Acquisitions by, and Mergers of Bank Holding Companies, 38089-38090 [2021-15310]
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Federal Register / Vol. 86, No. 135 / Monday, July 19, 2021 / Notices
Date:
[FR Doc. 2021–14968 Filed 7–16–21; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB
Board of Governors of the
Federal Reserve System.
SUMMARY: The Board of Governors of the
Federal Reserve System (Board) is
adopting a proposal to extend for three
years, without revision, the Disclosure
Requirements Associated with the
Consumer Financial Protection Bureau’s
(Bureau) Regulation M (FR M; OMB No.
7100–0202).
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829.
Office of Management and Budget
(OMB) Desk Officer—Shagufta Ahmed—
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Room 10235, 725 17th Street NW,
Washington, DC 20503, or by fax to
(202) 395–6974.
SUPPLEMENTARY INFORMATION: On June
15, 1984, OMB delegated to the Board
authority under the PRA to approve and
assign OMB control numbers to
collections of information conducted or
sponsored by the Board. Boardapproved collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. The OMB
inventory, as well as copies of the PRA
Submission, supporting statements, and
approved collection of information
instrument(s) are available at https://
www.reginfo.gov/public/do/PRAMain.
These documents are also available on
the Federal Reserve Board’s public
website at https://
www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears above.
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AGENCY:
Final Approval Under OMB Delegated
Authority of the Extension for Three
Years, Without Revision, of the
Following Information Collection
Report title: Disclosure Requirements
Associated with the Consumer Financial
Protection Bureau’s Regulation M.
Agency form number: FR M.
OMB control number: 7100–0202.
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18:23 Jul 16, 2021
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Frequency: On occasion.
Respondents: The FR M panel
comprises state member banks with
assets of $10 billion or less that are not
affiliated with an insured depository
institution with assets over $10 billion
(irrespective of the consolidated assets
of any holding company); nondepository affiliates of such state
member banks; and non-depository
affiliates of bank holding companies
that are not affiliated with an insured
depository institution with assets over
$10 billion. Notwithstanding the
foregoing, the Bureau, and not the
Board, has supervisory authority for
Regulation M with respect to
automobile leasing over non-banks
defined as ‘‘larger participants’’ in the
automobile finance market pursuant to
12 U.S.C. 5514 (implemented by 12 CFR
1090.108).
Estimated number of respondents: 4.
Estimated average hours per response:
Lease disclosures, 0.11; Advertising
rules, 0.42.
Estimated annual burden hours: Lease
disclosures, 252; Advertising rules, 7.
General description of report: The
Consumer Leasing Act (CLA) and
Regulation M are intended to provide
consumers with meaningful disclosures
about the costs and terms of leases for
personal property. The disclosures
enable consumers to compare the terms
for a particular lease with those for
other leases and, when appropriate, to
compare lease terms with those for
credit transactions. The CLA and
Regulation M also contain rules about
advertising consumer leases and limit
the size of balloon payments in
consumer lease transactions.
The Bureau’s Regulation M applies to
all types of lessors of personal property
(except motor vehicle dealers excluded
from the Bureau’s authority under
Dodd-Frank Act section 1029, which are
covered by the Board’s Regulation M).
The CLA and Regulation M require
lessors uniformly to disclose to
consumers the costs, liabilities, and
terms of consumer lease transactions.
Legal authorization and
confidentiality: The FR M is authorized
pursuant to sections 105(a) and 187 of
the Truth in Lending Act (TILA), which
require that the Bureau prescribe
regulations regarding the disclosure
requirements relating to consumer lease
transactions. The FR M is mandatory.
Because the disclosures and records
comprising the FR M are maintained at
each banking organization, the Freedom
of Information Act (FOIA) would only
be implicated if the Board obtained such
records as part of the examination or
supervision of a banking organization.
In the event the records are obtained by
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38089
the Board as part of an examination or
supervision of a financial institution,
this information may be considered
confidential pursuant to exemption 8 of
the FOIA, which protects information
contained in ‘‘examination, operating,
or condition reports’’ obtained in the
bank supervisory process.1
Current actions: On April 16, 2021,
the Board published an initial notice in
the Federal Register (86 FR 20155)
requesting public comment for 60 days
on the extension, without revision, of
the FR M. The comment period for this
notice expired on June 15, 2021. The
Board did not receive any comments.
Board of Governors of the Federal Reserve
System, July 13, 2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021–15287 Filed 7–16–21; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
15
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U.S.C. 552(b)(8).
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38090
Federal Register / Vol. 86, No. 135 / Monday, July 19, 2021 / Notices
Washington, DC 20551–0001, not later
than August 18, 2021.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Community Capital Bancorp, Inc.,
Menomonee Falls, Wisconsin; to become
a bank holding company by acquiring
Collins Bankcorp, Inc., and thereby
indirectly acquiring Collins State Bank,
both of Collins, Wisconsin.
Board of Governors of the Federal Reserve
System, July 14, 2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021–15310 Filed 7–16–21; 8:45 am]
BILLING CODE P
FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
ACTION: Notice, request for comment.
AGENCY:
The Board of Governors of the
Federal Reserve System (Board) invites
comment on a proposal to extend for
three years, without revision, the
Reporting, Recordkeeping, and
Disclosure Requirements Associated
with the Home Mortgage Disclosure Act
(HMDA) Loan/Application Register
Required by Regulation C (FR HMDA
LAR; OMB No. 7100–0247).
DATES: Comments must be submitted on
or before September 17, 2021.
ADDRESSES: You may submit comments,
identified by FR HMDA LAR, by any of
the following methods:
• Agency website: https://
www.federalreserve.gov/. Follow the
instructions for submitting comments at
https://www.federalreserve.gov/apps/
foia/proposedregs.aspx.
• Email: regs.comments@
federalreserve.gov. Include the OMB
number in the subject line of the
message.
• Fax: (202) 452–3819 or (202) 452–
3102.
• Mail: Ann E. Misback, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW, Washington,
DC 20551.
All public comments are available
from the Board’s website at https://
www.federalreserve.gov/apps/foia/
proposedregs.aspx as submitted, unless
modified for technical reasons or to
remove personally identifiable
information at the commenter’s request.
Accordingly, comments will not be
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SUMMARY:
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18:23 Jul 16, 2021
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edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper in Room 146, 1709 New York
Avenue NW, Washington, DC 20006,
between 9:00 a.m. and 5:00 p.m. on
weekdays. For security reasons, the
Board requires that visitors make an
appointment to inspect comments. You
may do so by calling (202) 452–3684.
Upon arrival, visitors will be required to
present valid government-issued photo
identification and to submit to security
screening in order to inspect and
photocopy comments.
Additionally, commenters may send a
copy of their comments to the Office of
Management and Budget (OMB) Desk
Officer—Shagufta Ahmed—Office of
Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Room 10235,
725 17th Street NW, Washington, DC
20503, or by fax to (202) 395–6974.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829.
SUPPLEMENTARY INFORMATION: On June
15, 1984, OMB delegated to the Board
authority under the PRA to approve and
assign OMB control numbers to
collections of information conducted or
sponsored by the Board. In exercising
this delegated authority, the Board is
directed to take every reasonable step to
solicit comment. In determining
whether to approve a collection of
information, the Board will consider all
comments received from the public and
other agencies.
A copy of the Paperwork Reduction
Act (PRA) OMB submission, including
the reporting form and instructions,
supporting statement, and other
documentation will be available at
https://www.reginfo.gov/public/do/
PRAMain, if approved. These
documents will also be made available
on the Board’s public website at https://
www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears above.
Request for Comment on Information
Collection Proposal
The Board invites public comment on
the following information collection,
which is being reviewed under
authority delegated by the OMB under
the PRA. Comments are invited on the
following:
a. Whether the proposed collection of
information is necessary for the proper
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performance of the Board’s functions,
including whether the information has
practical utility;
b. The accuracy of the Board’s
estimate of the burden of the proposed
information collection, including the
validity of the methodology and
assumptions used;
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected;
d. Ways to minimize the burden of
information collection on respondents,
including through the use of automated
collection techniques or other forms of
information technology; and
e. Estimates of capital or startup costs
and costs of operation, maintenance,
and purchase of services to provide
information.
At the end of the comment period, the
comments and recommendations
received will be analyzed to determine
the extent to which the Board should
modify the proposal.
Proposal Under OMB Delegated
Authority To Extend for Three Years,
Without Revision, the Following
Information Collection
Report title: Reporting,
Recordkeeping, and Disclosure
Requirements Associated with the
Home Mortgage Disclosure Act (HMDA)
Loan/Application Register Required by
Regulation C.
Agency form number: FR HMDA LAR.
OMB control number: 7100–0247.
Frequency: Annually and quarterly.
Respondents: State member banks,
their subsidiaries, subsidiaries of bank
holding companies, U.S. branches and
agencies of foreign banks (other than
federal branches, federal agencies, and
insured state branches of foreign banks),
commercial lending companies owned
or controlled by foreign banks, and
organizations operating under section
25 or 25A of the Federal Reserve Act.
Estimated number of respondents:
Reporting—Tier 1 Annual Reporter, 3;
Tier 1 Quarterly Reporter, 1; Tier 2, 131;
Tier 2 Partial Reporter, 308; and Tier 3
Partial Reporter, 33; Recordkeeping—
Tier 1 Annual Reporter, 3; Tier 1
Quarterly Reporter, 1; Tier 2, 439; and
Tier 3, 33; and Disclosure—Tier 1
Annual Reporter, 3; and Tier 1
Quarterly Reporter, 1.
Estimated average hours per response:
Reporting—Tier 1 Annual Reporter,
5,969; Tier 1 Quarterly Reporter, 6,903;
Tier 2, 1,232; Tier 2 Partial Reporter,
986; and Tier 3 Partial Reporter, 64;
Recordkeeping—Tier 1 Annual
Reporter, 4,130; Tier 1 Quarterly
Reporter, 4,130; Tier 2, 83; and Tier 3,
27; and Disclosure—Tier 1 Annual
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Agencies
[Federal Register Volume 86, Number 135 (Monday, July 19, 2021)]
[Notices]
[Pages 38089-38090]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2021-15310]
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and Mergers of Bank Holding
Companies
The companies listed in this notice have applied to the Board for
approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C.
1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other
applicable statutes and regulations to become a bank holding company
and/or to acquire the assets or the ownership of, control of, or the
power to vote shares of a bank or bank holding company and all of the
banks and nonbanking companies owned by the bank holding company,
including the companies listed below.
The public portions of the applications listed below, as well as
other related filings required by the Board, if any, are available for
immediate inspection at the Federal Reserve Bank(s) indicated below and
at the offices of the Board of Governors. This information may also be
obtained on an expedited basis, upon request, by contacting the
appropriate Federal Reserve Bank and from the Board's Freedom of
Information Office at https://www.federalreserve.gov/foia/request.htm.
Interested persons may express their views in writing on the standards
enumerated in the BHC Act (12 U.S.C. 1842(c)).
Comments regarding each of these applications must be received at
the Reserve Bank indicated or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board, 20th Street and Constitution
Avenue NW,
[[Page 38090]]
Washington, DC 20551-0001, not later than August 18, 2021.
A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant
Vice President) 230 South LaSalle Street, Chicago, Illinois 60690-1414:
1. Community Capital Bancorp, Inc., Menomonee Falls, Wisconsin; to
become a bank holding company by acquiring Collins Bankcorp, Inc., and
thereby indirectly acquiring Collins State Bank, both of Collins,
Wisconsin.
Board of Governors of the Federal Reserve System, July 14, 2021.
Michele Taylor Fennell,
Deputy Associate Secretary of the Board.
[FR Doc. 2021-15310 Filed 7-16-21; 8:45 am]
BILLING CODE P