Marine Mammals; File No. 24054, 36107-36108 [2021-14548]
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Federal Register / Vol. 86, No. 128 / Thursday, July 8, 2021 / Notices
Notice is hereby given that
Inwater Research Group, Inc., 4160 NE
Hyline Dr., Jensen Beach, FL 34957
(Responsible Party: Michael Bresette)
and the NMFS Northeast Fisheries
Science Center (NEFSC), 166 Water
Street, Woods Hole, MA 02543
(Responsible Party: Jon Hare), have
applied in due form for a permit to take
green (Chelonia mydas), hawksbill
(Eretmochelys imbricata), Kemp’s ridley
(Lepidochelys kempii), leatherback
(Dermochelys coriacea), loggerhead
(Caretta caretta), and unidentified
hardshell sea turtles for purposes of
scientific research.
DATES: Written, telefaxed, or email
comments must be received on or before
August 9, 2021.
ADDRESSES: The application and related
documents are available for review by
selecting ‘‘Records Open for Public
Comment’’ from the ‘‘Features’’ box on
the Applications and Permits for
Protected Species (APPS) home page,
https://apps.nmfs.noaa.gov, and then
selecting File No. 25696 or 25716 from
the list of available applications. These
documents are also available upon
written request via email to
NMFS.Pr1Comments@noaa.gov.
Written comments on this application
should be submitted via email to
NMFS.Pr1Comments@noaa.gov. Please
include the relevant File No. in the
subject line of the email comment.
Those individuals requesting a public
hearing should submit a written request
via email to NMFS.Pr1Comments@
noaa.gov. The request should set forth
the specific reasons why a hearing on
this application would be appropriate.
FOR FURTHER INFORMATION CONTACT:
Amy Hapeman or Jordan Rutland, (301)
427–8401.
SUPPLEMENTARY INFORMATION: The
subject permit is requested under the
authority of the Endangered Species Act
of 1973, as amended (ESA; 16 U.S.C.
1531 et seq.) and the regulations
governing the taking, importing, and
exporting of endangered and threatened
species (50 CFR parts 222–226).
File No. 25696: The applicant
proposes to study the habitat preference,
species abundance, size frequencies,
and fibropapillomatosis rates of sea
turtles inhabiting inshore lagoons and
nearshore reefs between Indian River
and Miami-Dade Counties in
southeastern Florida. Annually up to
200 green, 25 loggerhead, 10 Kemp’s
ridley and 10 hawksbill sea turtles
would be counted and captured by
hand, dip net, or tangle net. Captured
turtles would be measured, weighed,
temporarily marked, flipper tagged, and
passive integrated transponder (PIT)
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SUMMARY:
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16:47 Jul 07, 2021
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tagged, photographed, and skin and
blood sampled prior to release. In
addition, all loggerhead sea turtles
would receive a sonic or satellite
transmitter and all green sea turtles
would undergo gastric lavage prior to
release. A subset of greens would be
transported to a local facility for
imaging and/or receive a transmitter
prior to their return to the wild. Another
1,350 green, 100 loggerhead, 75
hawksbill, and 20 Kemp’s ridley sea
turtles may be pursued during
unsuccessful capture attempts annually.
The permit would be valid for 10 years.
File No. 25716: The NEFSC proposes
to continue studying sea turtles legally
bycaught within commercial fisheries
operating in the Northwest Atlantic
Ocean. The objective is to monitor the
take of ESA listed sea turtle species in
observed commercial fisheries and to
collect data to help estimate total
bycatch. Up to 50 loggerhead, 10
Kemp’s ridley, 10 green, 20 leatherback,
and 20 unidentified sea turtles would be
photographed, measured, weighed,
flipper tagged and PIT tagged, and skin
biopsied prior to release annually.
Carcasses, tissues or parts also may be
salvaged from dead sea turtles. The
permit would be valid for 5 years.
Dated: July 2, 2021.
Julia Marie Harrison,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2021–14570 Filed 7–7–21; 8:45 am]
BILLING CODE 3510–22–P
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric
Administration
[RTID 0648–XB213]
Marine Mammals; File No. 24054
National Marine Fisheries
Service (NMFS), National Oceanic and
Atmospheric Administration (NOAA),
Commerce.
ACTION: Notice; receipt of application.
AGENCY:
Notice is hereby given that
Terrie Williams, Ph.D., University of
California at Santa Cruz, Long Marine
Lab, Center for Ocean Health, 115
McAllister Way, Santa Cruz, CA 95060,
has applied in due form for a permit to
conduct research on captive marine
mammals.
SUMMARY:
Written, telefaxed, or email
comments must be received on or before
August 9, 2021.
ADDRESSES: The application and related
documents are available for review by
DATES:
PO 00000
Frm 00033
Fmt 4703
Sfmt 4703
36107
selecting ‘‘Records Open for Public
Comment’’ from the ‘‘Features’’ box on
the Applications and Permits for
Protected Species (APPS) home page,
https://apps.nmfs.noaa.gov, and then
selecting File No. 24054 from the list of
available applications. These documents
are also available upon written request
via email to NMFS.Pr1Comments@
noaa.gov.
Written comments on this application
should be submitted via email to
NMFS.Pr1Comments@noaa.gov. Please
include File No. 24054 in the subject
line of the email comment.
Those individuals requesting a public
hearing should submit a written request
via email to NMFS.Pr1Comments@
noaa.gov. The request should set forth
the specific reasons why a hearing on
this application would be appropriate.
FOR FURTHER INFORMATION CONTACT:
Jennifer Skidmore or Courtney Smith,
Ph.D., (301) 427–8401.
SUPPLEMENTARY INFORMATION: The
subject permit is requested under the
authority of the Marine Mammal
Protection Act of 1972, as amended
(MMPA; 16 U.S.C. 1361 et seq.), the
regulations governing the taking and
importing of marine mammals (50 CFR
part 216), the Endangered Species Act of
1973, as amended (ESA; 16 U.S.C. 1531
et seq.), the regulations governing the
taking, importing, and exporting of
endangered and threatened species (50
CFR parts 222–226), and the Fur Seal
Act of 1966, as amended (16 U.S.C. 1151
et seq.).
The applicant is requesting a permit
to continue research activities to
compare the energetic and
cardiovascular responses and diving
physiology of captive cetaceans and
pinnipeds to determine key biological
capabilities. A maximum of 4 dolphins
(Tursiops truncatus), 10 California sea
lions (Zalophus californianus), and 3
Hawaiian monk seals (Neomonachus
schauinslandi) would be maintained
and participate in the research at Long
Marine Laboratory at any given time. Up
to 60 bottlenose dolphins from the U.S.
Navy, and up to 10 Hawaiian monk
seals and 1 non-releasable Cook Inlet
beluga whale (Delphinapterus leucas) at
other permitted facilities may also
participate in the research at their
respective facilities.
Other species in rehabilitation status
may also be added opportunistically
and transported to Long Marine
Laboratory for research purposes (up to
10 species per year with less than 6
animals onsite at a time). Typical
rehabilitation species are bottlenose
dolphins, harbor porpoises (Phocoena
phocoena), Guadalupe fur seals
E:\FR\FM\08JYN1.SGM
08JYN1
36108
Federal Register / Vol. 86, No. 128 / Thursday, July 8, 2021 / Notices
(Arctocephalus townsendi), and
Northern fur seals (Callorhinus ursinus),
among others.
Research methods include training for
voluntary participation to the maximum
extent feasible to (1) assess body
condition and morphometrics, (2)
measure metabolic rate, (3) sample
blood, (4) attach instruments (e.g., ECG/
accelerometer), (5) monitor tissue blood
flow via a portable near-infrared
spectroscopy, heat flux tags, and
ultrasound, (6) measure heat flow, and
skin or body temperature (see
application for details by method). In
addition, receipt, import, and export
activities are requested for marine
mammal parts from up to 140
individuals per taxon group (pinniped
and cetacean) world-wide. The permit is
requested for the maximum duration of
5 years.
In compliance with the National
Environmental Policy Act of 1969 (42
U.S.C. 4321 et seq.), an initial
determination has been made that the
activity proposed is categorically
excluded from the requirement to
prepare an environmental assessment or
environmental impact statement.
Concurrent with the publication of
this notice in the Federal Register,
NMFS is forwarding copies of the
application to the Marine Mammal
Commission and its Committee of
Scientific Advisors.
Dated: July 2, 2021.
Julia Marie Harrison,
Chief, Permits and Conservation Division,
Office of Protected Resources, National
Marine Fisheries Service.
[FR Doc. 2021–14548 Filed 7–7–21; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Supervisory Highlights, Issue 24,
Summer 2021
Bureau of Consumer Financial
Protection.
ACTION: Supervisory highlights.
AGENCY:
The Bureau of Consumer
Financial Protection (CFPB or Bureau) is
issuing its twenty fourth edition of
Supervisory Highlights.
DATES: The Bureau released this edition
of the Supervisory Highlights on its
website on June 29, 2021. The findings
included in this report cover
examinations in the areas of auto
servicing, consumer reporting, debt
collection, deposits, fair lending,
mortgage origination, mortgage
servicing, private education loan
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SUMMARY:
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16:47 Jul 07, 2021
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origination, payday lending, and
student loan servicing that were
completed from January 1, 2020 to
December 31, 2020.
FOR FURTHER INFORMATION CONTACT:
Jaclyn Sellers, Counsel, at (202) 435–
7449. If you require this document in an
alternative electronic format, please
contact CFPB_Accessibility@cfpb.gov.
SUPPLEMENTARY INFORMATION:
1. Introduction
The consumer financial marketplace
saw significant impacts from the
COVID–19 pandemic beginning around
March 2020. The Bureau of Consumer
Financial Protection (CFPB or Bureau)
adapted its work by, among other
things, focusing approximately half of
its supervisory activities on prioritized
assessments (PAs) starting in May 2020.
PAs were designed to obtain real-time
information from a broad group of
supervised entities that operate in
markets posing elevated risk of
consumer harm due to pandemic-related
issues. The Bureau analyzed pandemicrelated market developments to
determine which markets were most
likely to pose risk to consumers.
Observations from the Bureau’s PA
work were detailed in a special edition
of Supervisory Highlights, Issue 23.1
This issue of Supervisory Highlights
covers findings from the other
supervisory work the Bureau has
engaged in since its last regular edition,
Issue 22.2 The findings included in this
report cover examinations in the areas
of auto servicing, consumer reporting,
debt collection, deposits, fair lending,
mortgage origination, mortgage
servicing, private education loan
origination, payday lending, and
student loan servicing that were
completed from January 1, 2020 to
December 31, 2020. To maintain the
anonymity of the supervised institutions
discussed in this edition of Supervisory
Highlights, references to institutions
generally are in the plural and the
related findings pertain to one or more
institutions unless otherwise noted.
The information contained in
Supervisory Highlights is disseminated
to help institutions and the general
public better understand how the
Bureau examines institutions for
compliance with Federal consumer
financial law. Supervisory Highlights
summarizes existing requirements
under the law and summarizes findings
1 A copy of Issue 23, Jan. 2021, is available at
https://files.consumerfinance.gov/f/documents/
cfpb_supervisory-highlights_issue-23_2021-01.pdf.
2 A copy of Issue 22, Sept. 2020, is available at
https://files.consumerfinance.gov/f/documents/
cfpb_supervisory-highlights_issue-22_2020-09.pdf.
PO 00000
Frm 00034
Fmt 4703
Sfmt 4703
made in the course of exercising the
Bureau’s supervisory and enforcement
authority.3
2. Supervisory Observations
2.1
Auto Servicing
The Bureau continues to examine
auto loan servicing activities, primarily
to assess whether entities have engaged
in any unfair, deceptive or abusive acts
or practices prohibited by the Consumer
Financial Protection Act (CFPA).
Examiners identified two unfair acts or
practices related to lender-placed
collateral protection insurance.
Examiners also found unfair or
deceptive acts or practices related to
payment application. And examiners
identified an unfair act or practice
related to payoff amounts where
consumers had ancillary product rebates
due.
2.1.1
Collateral Protection Insurance
Auto finance contracts generally
require consumers to maintain
comprehensive and collision insurance
that covers physical damage to the
vehicle in order to protect the value of
the collateral. If the consumer fails to
maintain appropriate coverage, some
contracts provide that servicers can
purchase insurance for the vehicle,
often called collateral protection
insurance (CPI). CPI policies only cover
damage to the vehicle. Charges for CPI
policies are added to consumers’
accounts and paid on a monthly basis.
Servicers generally use electronic
databases to monitor whether
consumers are maintaining adequate
insurance coverage. If the database
suggests that a consumer is not
maintaining adequate coverage, the
servicer will send a notice requesting
proof of insurance and stating that if the
borrower does not provide proof of
insurance, then a CPI policy will be
purchased at the consumer’s expense.
When the CPI policy is purchased, the
servicer sends the consumer another
notice with information about the
policy. If the consumer later proves that
they had adequate insurance during any
portion of the CPI policy period, the
servicer will generally remove any CPI
charges for that period. Examiners
identified unfair and deceptive acts or
practices related to placement and
removal of CPI policies and charges.
3 If a supervisory matter is referred to the Office
of Enforcement, Enforcement may cite additional
violations based on these facts or uncover
additional information that could impact the
conclusion as to what violations may exist.
E:\FR\FM\08JYN1.SGM
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Agencies
[Federal Register Volume 86, Number 128 (Thursday, July 8, 2021)]
[Notices]
[Pages 36107-36108]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2021-14548]
-----------------------------------------------------------------------
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric Administration
[RTID 0648-XB213]
Marine Mammals; File No. 24054
AGENCY: National Marine Fisheries Service (NMFS), National Oceanic and
Atmospheric Administration (NOAA), Commerce.
ACTION: Notice; receipt of application.
-----------------------------------------------------------------------
SUMMARY: Notice is hereby given that Terrie Williams, Ph.D., University
of California at Santa Cruz, Long Marine Lab, Center for Ocean Health,
115 McAllister Way, Santa Cruz, CA 95060, has applied in due form for a
permit to conduct research on captive marine mammals.
DATES: Written, telefaxed, or email comments must be received on or
before August 9, 2021.
ADDRESSES: The application and related documents are available for
review by selecting ``Records Open for Public Comment'' from the
``Features'' box on the Applications and Permits for Protected Species
(APPS) home page, https://apps.nmfs.noaa.gov, and then selecting File
No. 24054 from the list of available applications. These documents are
also available upon written request via email to
[email protected].
Written comments on this application should be submitted via email
to [email protected]. Please include File No. 24054 in the
subject line of the email comment.
Those individuals requesting a public hearing should submit a
written request via email to [email protected]. The request
should set forth the specific reasons why a hearing on this application
would be appropriate.
FOR FURTHER INFORMATION CONTACT: Jennifer Skidmore or Courtney Smith,
Ph.D., (301) 427-8401.
SUPPLEMENTARY INFORMATION: The subject permit is requested under the
authority of the Marine Mammal Protection Act of 1972, as amended
(MMPA; 16 U.S.C. 1361 et seq.), the regulations governing the taking
and importing of marine mammals (50 CFR part 216), the Endangered
Species Act of 1973, as amended (ESA; 16 U.S.C. 1531 et seq.), the
regulations governing the taking, importing, and exporting of
endangered and threatened species (50 CFR parts 222-226), and the Fur
Seal Act of 1966, as amended (16 U.S.C. 1151 et seq.).
The applicant is requesting a permit to continue research
activities to compare the energetic and cardiovascular responses and
diving physiology of captive cetaceans and pinnipeds to determine key
biological capabilities. A maximum of 4 dolphins (Tursiops truncatus),
10 California sea lions (Zalophus californianus), and 3 Hawaiian monk
seals (Neomonachus schauinslandi) would be maintained and participate
in the research at Long Marine Laboratory at any given time. Up to 60
bottlenose dolphins from the U.S. Navy, and up to 10 Hawaiian monk
seals and 1 non-releasable Cook Inlet beluga whale (Delphinapterus
leucas) at other permitted facilities may also participate in the
research at their respective facilities.
Other species in rehabilitation status may also be added
opportunistically and transported to Long Marine Laboratory for
research purposes (up to 10 species per year with less than 6 animals
onsite at a time). Typical rehabilitation species are bottlenose
dolphins, harbor porpoises (Phocoena phocoena), Guadalupe fur seals
[[Page 36108]]
(Arctocephalus townsendi), and Northern fur seals (Callorhinus
ursinus), among others.
Research methods include training for voluntary participation to
the maximum extent feasible to (1) assess body condition and
morphometrics, (2) measure metabolic rate, (3) sample blood, (4) attach
instruments (e.g., ECG/accelerometer), (5) monitor tissue blood flow
via a portable near-infrared spectroscopy, heat flux tags, and
ultrasound, (6) measure heat flow, and skin or body temperature (see
application for details by method). In addition, receipt, import, and
export activities are requested for marine mammal parts from up to 140
individuals per taxon group (pinniped and cetacean) world-wide. The
permit is requested for the maximum duration of 5 years.
In compliance with the National Environmental Policy Act of 1969
(42 U.S.C. 4321 et seq.), an initial determination has been made that
the activity proposed is categorically excluded from the requirement to
prepare an environmental assessment or environmental impact statement.
Concurrent with the publication of this notice in the Federal
Register, NMFS is forwarding copies of the application to the Marine
Mammal Commission and its Committee of Scientific Advisors.
Dated: July 2, 2021.
Julia Marie Harrison,
Chief, Permits and Conservation Division, Office of Protected
Resources, National Marine Fisheries Service.
[FR Doc. 2021-14548 Filed 7-7-21; 8:45 am]
BILLING CODE 3510-22-P