Organization; Funding and Fiscal Affairs, Loan Policies and Operations, and Funding Operations; Investment Eligibility, 83749 [2020-27144]
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Federal Register / Vol. 85, No. 247 / Wednesday, December 23, 2020 / Rules and Regulations
had assets of less than $1.322 billion.
Intermediate small bank means a small
bank with assets of at least $330 billion
as of December 31 of both of the prior
two calendar years and less than $1.322
billion as of December 31 of either of the
prior two calendar years.
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Federal Deposit Insurance Corporation
12 CFR Chapter III
For the reasons set forth in the
common preamble, the Board of
Directors of the Federal Deposit
Insurance Corporation amends part 345
of chapter III of title 12 of the Code of
Federal Regulations to read as follows:
PART 345—COMMUNITY
REINVESTMENT
3. The authority citation for part 345
continues to read as follows:
■
Authority: 12 U.S.C. 1814–1817, 1819–
1820, 1828, 1831u and 2901–2908, 3103–
3104, and 3108(a).
4. Section 345.12 is amended by
revising paragraph (u)(1) to read as
follows:
■
§ 345.12
Definitions.
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(u) * * * (1) Definition. Small bank
means a bank that, as of December 31
of either of the prior two calendar years,
had assets of less than $1.322 billion.
Intermediate small bank means a small
bank with assets of at least $330 million
as of December 31 of both of the prior
two calendar years and less than $1.322
billion as of December 31 of either of the
prior two calendar years.
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*
*
*
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By order of the Board of Governors of the
Federal Reserve System, acting through the
Secretary of the Board under delegated
authority.
Ann E. Misback,
Secretary of the Board.
jbell on DSKJLSW7X2PROD with RULES
Federal Deposit Insurance Corporation.
By order of the Board of Directors.
Dated at Washington, DC, on December 15,
2020.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2020–28116 Filed 12–22–20; 8:45 am]
BILLING CODE 6210–01–P; 4810–33–P; 6714–01–P
VerDate Sep<11>2014
19:46 Dec 22, 2020
12 CFR Part 615
Dated: December 7, 2020.
Dale Aultman,
Secretary, Farm Credit Administration Board.
RIN 3052–AD35
[FR Doc. 2020–27144 Filed 12–22–20; 8:45 am]
FARM CREDIT ADMINISTRATION
BILLING CODE 6705–01–P
Organization; Funding and Fiscal
Affairs, Loan Policies and Operations,
and Funding Operations; Investment
Eligibility
Jkt 253001
Farm Credit Administration.
Notification of effective date.
AGENCY:
ACTION:
Authority and Issuance
83749
SUMMARY: The Farm Credit
Administration (FCA or we) issued a
final rule that amends its investment
regulations to authorize Farm Credit
System (FCS or System) associations to
purchase in the secondary market and
hold as investments, portions of loans
that non-FCS lenders originate, and that
the United States Department of
Agriculture (USDA) fully and
unconditionally guarantees or insures as
to the timely payment of principal and
interest. In accordance with statute, the
effective date of the final rule is no
earlier than 30 days from the date of
publication in the Federal Register
during which either or both House of
Congress are in session.
DATES: The final rule regulation
amending 12 CFR part 615 published on
October 6, 2020 (85 FR 62945), and
corrected on November 6, 2020 (85 FR
62949), is effective as of December 23,
2020.
FOR FURTHER INFORMATION CONTACT:
Technical information: David J.
Lewandrowski, Senior Policy Analyst,
Finance & Capital Market Team, Office
of Regulatory Policy, (703) 883–4414,
TTY (703) 883–4056, lewandrowskid@
fca.gov.
Legal information: Richard A. Katz,
Senior Counsel, Office of General
Counsel, (703) 883–4020, TTY (703)
883–4056, katzr@fca.gov.
SUPPLEMENTARY INFORMATION: On August
13, 2020, the FCA issued a final rule
that amended § 615.5140(b) so FCS
associations are authorized to purchase
in the secondary market and hold as
investments, portions of loans that nonSystem lenders originate, and the USDA
fully and unconditionally guarantees as
to the payment of principal and interest.
The final rule was published in the
Federal Register on October 6, 2020.
In accordance with 12 U.S.C.
2252(c)(1), the effective date of the final
rule is no earlier than 30 days from the
date of publication in the Federal
Register during which either or both
Houses of Congress are in session. Based
on the records of the sessions of
Congress, the effective date of the
regulation is December 23, 2020.
PO 00000
Frm 00003
Fmt 4700
Sfmt 4700
BUREAU OF CONSUMER FINANCIAL
PROTECTION
12 CFR Part 1022
Fair Credit Reporting Act Disclosures
Bureau of Consumer Financial
Protection.
ACTION: Final rule; official
interpretation.
AGENCY:
SUMMARY: The Bureau of Consumer
Financial Protection (Bureau) is issuing
this final rule amending an appendix for
Regulation V, which implements the
Fair Credit Reporting Act (FCRA). The
Bureau is required to calculate annually
the dollar amount of the maximum
allowable charge for disclosures by a
consumer reporting agency to a
consumer pursuant to FCRA section
609; this final rule establishes the
maximum allowable charge for the 2021
calendar year.
DATES: This final rule is effective
January 1, 2021.
FOR FURTHER INFORMATION CONTACT:
Willie Williams, Paralegal Specialist;
Rachel Ross, Attorney-Advisor; Office of
Regulations, at (202) 435–7700. If you
require this document in an alternative
electronic format, please contact CFPB_
Accessibility@cfpb.gov.
SUPPLEMENTARY INFORMATION: The
Bureau is amending appendix O for
Regulation V, which implements the
FCRA, to establish the maximum
allowable charge for disclosures by a
consumer reporting agency to a
consumer for 2021. The maximum
allowable charge will be $13.00 for
2021.
I. Background
Under section 609 of the FCRA, a
consumer reporting agency must, upon
a consumer’s request, disclose to the
consumer information in the consumer’s
file.1 Section 612(a) of the FCRA gives
consumers the right to a free file
disclosure upon request once every 12
months from the nationwide consumer
reporting agencies and nationwide
specialty consumer reporting agencies.2
Section 612 of the FCRA also gives
consumers the right to a free file
disclosure under certain other, specified
1 15
2 15
E:\FR\FM\23DER1.SGM
U.S.C. 1681g.
U.S.C. 1681j(a).
23DER1
]]>Agencies
[Federal Register Volume 85, Number 247 (Wednesday, December 23, 2020)]
[Rules and Regulations]
[Page 83749]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-27144]
-----------------------------------------------------------------------
FARM CREDIT ADMINISTRATION
12 CFR Part 615
RIN 3052-AD35
Organization; Funding and Fiscal Affairs, Loan Policies and
Operations, and Funding Operations; Investment Eligibility
AGENCY: Farm Credit Administration.
ACTION: Notification of effective date.
-----------------------------------------------------------------------
SUMMARY: The Farm Credit Administration (FCA or we) issued a final rule
that amends its investment regulations to authorize Farm Credit System
(FCS or System) associations to purchase in the secondary market and
hold as investments, portions of loans that non-FCS lenders originate,
and that the United States Department of Agriculture (USDA) fully and
unconditionally guarantees or insures as to the timely payment of
principal and interest. In accordance with statute, the effective date
of the final rule is no earlier than 30 days from the date of
publication in the Federal Register during which either or both House
of Congress are in session.
DATES: The final rule regulation amending 12 CFR part 615 published on
October 6, 2020 (85 FR 62945), and corrected on November 6, 2020 (85 FR
62949), is effective as of December 23, 2020.
FOR FURTHER INFORMATION CONTACT:
Technical information: David J. Lewandrowski, Senior Policy
Analyst, Finance & Capital Market Team, Office of Regulatory Policy,
(703) 883-4414, TTY (703) 883-4056, [email protected].
Legal information: Richard A. Katz, Senior Counsel, Office of
General Counsel, (703) 883-4020, TTY (703) 883-4056, [email protected].
SUPPLEMENTARY INFORMATION: On August 13, 2020, the FCA issued a final
rule that amended Sec. 615.5140(b) so FCS associations are authorized
to purchase in the secondary market and hold as investments, portions
of loans that non-System lenders originate, and the USDA fully and
unconditionally guarantees as to the payment of principal and interest.
The final rule was published in the Federal Register on October 6,
2020.
In accordance with 12 U.S.C. 2252(c)(1), the effective date of the
final rule is no earlier than 30 days from the date of publication in
the Federal Register during which either or both Houses of Congress are
in session. Based on the records of the sessions of Congress, the
effective date of the regulation is December 23, 2020.
Dated: December 7, 2020.
Dale Aultman,
Secretary, Farm Credit Administration Board.
[FR Doc. 2020-27144 Filed 12-22-20; 8:45 am]
BILLING CODE 6705-01-P
