Agency Information Collection Activities: Submission for OMB Review; Comment Request, 60466-60468 [2020-21136]

Download as PDF 60466 Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices taken; and (3) supplemental information requested by the Commission or Bureau with respect to a certification. Needs and Uses: This is a renewal of an information collection necessary to ensure that all Americans have access to reliable and resilient 911 communications, particularly in times of emergency, by requiring certain 911 service providers to certify implementation of key best practices or reasonable alternative measures. The information will be collected in the form of an electronically-filed, annual certification from each covered 911 service provider, as defined in the Commission’s 2013 Report and Order, in which the provider will indicate whether it has implemented certain industry-backed best practices. Providers that are able to respond in the affirmative to all elements of the certification will be deemed to satisfy the ‘‘reasonable measures’’ requirement in Section 9.19(b) of the Commission’s rules. If a provider does not certify in the affirmative with respect to one or more elements of the certification, it must provide a brief explanation of what alternative measures it has taken, in light of the provider’s particular facts and circumstances, to ensure reliable 911 service with respect to that element(s). Similarly, a service provider may also respond by demonstrating that a particular certification element is not applicable to its networks and must include a brief explanation of why the element(s) does not apply. The information will be collected by the Public Safety and Homeland Security Bureau, FCC, for review and analysis, to verify that covered 911 service providers are taking reasonable measures to maintain reliable 911 service. In certain cases, based on the information included in the certifications and subsequent coordination with the provider, the Commission may require remedial action to correct vulnerabilities in a service provider’s 911 network if it determines that (a) the service provider has not, in fact, adhered to the best practices incorporated in the FCC’s rules, or (b) in the case of providers employing alternative measures, that those measures were not reasonably sufficient to mitigate the associated risks of failure in these key areas. The Commission delegated authority to the Bureau to review certification information and follow up with service providers as appropriate to address deficiencies revealed by the certification process. The purpose of the collection of this information is to verify that covered 911 service providers are taking reasonable measures such that their networks comply with accepted best practices, and that, in the event they are not able to certify adherence to specific best practices, that they are taking reasonable alternative measures. The Commission adopted these rules in light of widespread 911 outages during the June 2012 derecho storm in the Midwest and Mid-Atlantic states, which revealed that multiple service providers did not take adequate precautions to maintain reliable service. Federal Communications Commission. Marlene Dortch, Secretary, Office of the Secretary. [FR Doc. 2020–21176 Filed 9–24–20; 8:45 am] BILLING CODE 6712–01–P FEDERAL DEPOSIT INSURANCE CORPORATION [OMB No. 3064–0092; and 0198] Agency Information Collection Activities: Submission for OMB Review; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Agency Information Collection Activities: Submission for OMB Review; comment request. AGENCY: The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collections described below. The FDIC published notices in the Federal Register requesting comment for 60 days on a proposal to SUMMARY: renew these information collections. No comments were received. The FDIC hereby gives notice of its plan to submit to OMB a request to approve the renewal of these information collections, and again invites comment on the renewal. DATES: Comments must be submitted on or before October 26, 2020. ADDRESSES: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • https://www.FDIC.gov/regulations/ laws/federal. • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Manny Cabeza, Regulatory Counsel, MB–3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street NW building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. Written comments and recommendations for the proposed information collection should be sent within 30 days of publication of this notice to www.reginfo.gov/public/do/ PRAMain. Find this particular information collection by selecting ‘‘Currently under 30-day Review—Open for Public Comments’’ or by using the search function. FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202–898–3767, mcabeza@fdic.gov, MB– 3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUPPLEMENTARY INFORMATION: Proposal To Renew the Following Currently Approved Collections of Information 1. Title: Community Reinvestment Act. OMB Number: 3064–0092. Form Number: None. Affected Public: Insured state nonmember banks and state savings associations. Burden Estimate: khammond on DSKJM1Z7X2PROD with NOTICES SUMMARY OF ANNUAL BURDEN Estimated number of respondents Source and type of burden Description 345.25(b) Reporting ......................................................... Request for designation as a wholesale or limited purpose bank—Banks requesting this designation shall file a request in writing with the FDIC at least 3 months prior to the proposed effective date of the designation. VerDate Sep<11>2014 18:25 Sep 24, 2020 Jkt 250001 PO 00000 Frm 00051 Fmt 4703 Sfmt 4703 E:\FR\FM\25SEN1.SGM Average estimated time per response 1 25SEN1 4 Total estimated annual burden (hours) 4 60467 Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices SUMMARY OF ANNUAL BURDEN—Continued Description 345.27 Reporting ............................................................. Strategic plan—Applies to banks electing to submit strategic plans to the FDIC for approval. Small business/small farm loan data—Large banks shall and Small banks may report annually in machine readable form the aggregate number and amount of certain loans. Community development loan data—Large banks shall and Small banks may report annually, in machine readable form, the aggregate number and aggregate amount of community development loans originated or purchased. Home mortgage loans—Large banks, if subject to reporting under part 203 (Home Mortgage Disclosure (HMDA)), shall, and Small banks may report the location of each home mortgage loan application, origination, or purchase outside the MSA in which the bank has a home/branch office. Data on affiliate lending—Banks that elect to have the FDIC consider loans by an affiliate, for purposes of the lending or community development test or an approved strategic plan, shall collect, maintain and report the data that the bank would have collected, maintained, and reported pursuant to § 345.42(a), (b), and (c) had the loans been originated or purchased by the bank. For home mortgage loans, the bank shall also be prepared to identify the home mortgage loans reported under HMDA. Data on lending by a consortium or a third party— Banks that elect to have the FDIC consider community development loans by a consortium or a third party, for purposes of the lending or community development tests or an approved strategic plan, shall report for those loans the data that the bank would have reported under § 345.42(b)(2) had the loans been originated or purchased by the bank. Assessment area data—Large banks shall and Small banks may collect and report to the FDIC a list for each assessment area showing the geographies within the area. 345.42(b)(1) Reporting .................................................... 345.42(b)(2) Reporting .................................................... 345.42(b)(3) Reporting .................................................... 345.42(d) Reporting ......................................................... 345.42(e) Reporting ......................................................... 345.42(g) Reporting ......................................................... Average estimated time per response Total estimated annual burden (hours) 10 400 4,000 277 8 2,216 277 13 3,601 357 253 90,321 311 38 11,818 103 17 1,751 380 2 760 Total Reporting ......................................................... ......................................................................................... ........................ ........................ 114,471 345.42(a) Recordkeeping ................................................ Small business/small farm loan register—Large banks shall and Small banks may collect and maintain certain data in machine-readable form. Optional consumer loan data—All banks may collect and maintain in machine readable form certain data for consumer loans originated or purchased by a bank for consideration under the lending test. Other loan data –All banks optionally may provide other information concerning their lending performance, including additional loan distribution data. 380 219 83,220 10 26 3,260 103 25 2,575 345.42(c) Recordkeeping ................................................ 345.42(c)(2) Recordkeeping ............................................ khammond on DSKJM1Z7X2PROD with NOTICES Estimated number of respondents Source and type of burden Total Recordkeeping ................................................ ......................................................................................... ........................ ........................ 89,055 345.41(a) .......................................................................... 345.43(a); (a)(1); (a)(2); (a)(3); (a)(4); (a)(5); (a)(6); (a)(7); (b)(1); (b)(2); (b)(3); (b)(4); (b)(5); (c); (d) Disclosure. Content and availability of public file—All banks shall maintain a public file that contains certain required information. 3,309 10 33,090 Total Disclosure ........................................................ ......................................................................................... ........................ ........................ 33,090 Total Estimated Annual Burden ............................... ......................................................................................... ........................ ........................ 236,616 General Description of Collection: The Community Reinvestment Act regulation requires the FDIC to assess the record of banks and thrifts in helping meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations; and to take this record into VerDate Sep<11>2014 20:00 Sep 24, 2020 Jkt 250001 account in evaluating applications for mergers, branches, and certain other corporate activities. There is no change in the method or substance of the collection. The overall decrease in burden hours is a result of the decrease in the estimated number of respondents. PO 00000 Frm 00052 Fmt 4703 Sfmt 4703 2. Title: Generic Information Collection for Qualitative Research. OMB Number: 3064–0198. Affected Public: General public including FDIC insured depository institutions. Burden Estimate: E:\FR\FM\25SEN1.SGM 25SEN1 60468 Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices khammond on DSKJM1Z7X2PROD with NOTICES SUMMARY OF ANNUAL BURDEN Information collection description Type of burden Obligation to respond Estimated number of respondents Estimated frequency of responses Estimated time per response (minutes) Estimated annual burden (hours) Occasional Qualitative Surveys Reporting ................................ Voluntary ................................ 500 20 60 10,000 Total Estimated Annual Burden: 10,000 hours. General Description of Collection: The FDIC is requesting renewal of this approved collection to use occasional qualitative surveys to gather information from the public to inform qualitative research. While the subject and nature of the surveys to be deployed under this information collection are yet to be determined, based on prior experience it is expected that the number or respondents will range from a few to, at times, several thousands, but, in general, these surveys are expected to involve an average of 500 respondents. Likewise, the time to respond to the surveys can range from a few minutes to several hours, but, it is expected that the average time to respond to a survey is approximately one hour. These surveys are completely voluntary in nature. FDIC estimates that approximately 20 such surveys will be conducted in any given year. Currently, the FDIC has a variety of methods to collect quantitative information from consumers and institutions (e.g., Call Reports, FDIC National Survey of Unbanked and Underbanked Households, etc.). Qualitative data would provide complementary information on insights, opinions, and perceptions that will inform how the FDIC approaches its mission to safeguard financial stability of the banking system and promote consumer protection and economic inclusion. This clearance would allow the FDIC to engage with consumers and other relevant stakeholders through qualitative research methods such as focus groups, in-depth interviews, cognitive testing, and/or qualitative virtual methods. The purpose of the surveys is, in general terms, to obtain anecdotal information about regulatory burden, problems or successes in the bank supervisory process (including both safety-and-soundness and consumerrelated exams), the perceived need for regulatory or statutory change, and similar concerns. The information in these surveys is anecdotal in nature, that is, samples are not necessarily random, the results are not necessarily representative of a larger class of potential respondents, and the goal is not to produce a statistically valid and VerDate Sep<11>2014 18:25 Sep 24, 2020 Jkt 250001 reliable database. Rather, the surveys are expected to yield anecdotal information about the particular experiences and opinions of members of the public, primarily staff at respondent banks or bank customers. The collection is noncontroversial and does not raise issues of concern to other Federal agencies; with the exception of information needed to provide remuneration for participants of focus groups and cognitive laboratory studies, personally identifiable information (PII) is collected only to the extent necessary and is not retained. Participation in this information collection will be voluntary and conducted in-person, by phone, or using other methods, such as virtual technology. The types of collections that this generic clearance covers include, but are not limited to: small discussion groups; focus groups of consumers, financial industry professionals, or other stakeholders; cognitive laboratory studies, such as those used to refine questions or assess usability of a website; qualitative customer satisfaction surveys (e.g., posttransaction surveys; opt-out web surveys); and in-person observation testing (e.g., website or software usability tests). Request for Comment Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Federal Deposit Insurance Corporation. PO 00000 Frm 00053 Fmt 4703 Sfmt 4703 Dated at Washington, DC, on September 21, 2020. James P. Sheesley, Assistant Executive Secretary. [FR Doc. 2020–21136 Filed 9–24–20; 8:45 am] BILLING CODE 6714–01–P FEDERAL RESERVE SYSTEM Formations of, Acquisitions by, and Mergers of Bank Holding Companies The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/ request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). Comments regarding each of these applications must be received at the Reserve Bank(s) indicated or the offices of the Board of Governors, Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551–0001, not later than October 26, 2020. A. Federal Reserve Bank of Minneapolis (Chris P. Wangen, Assistant Vice President), 90 Hennepin Avenue, Minneapolis, Minnesota 55480–0291: 1. Bank Forward Employee Stock Ownership Plan and Trust, Fargo, North Dakota; to acquire additional voting E:\FR\FM\25SEN1.SGM 25SEN1

Agencies

[Federal Register Volume 85, Number 187 (Friday, September 25, 2020)]
[Notices]
[Pages 60466-60468]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-21136]


=======================================================================
-----------------------------------------------------------------------

FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0092; and 0198]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Agency Information Collection Activities: Submission for OMB 
Review; comment request.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995, invites the general public and other Federal 
agencies to take this opportunity to comment on the renewal of the 
existing information collections described below. The FDIC published 
notices in the Federal Register requesting comment for 60 days on a 
proposal to renew these information collections. No comments were 
received. The FDIC hereby gives notice of its plan to submit to OMB a 
request to approve the renewal of these information collections, and 
again invites comment on the renewal.

DATES: Comments must be submitted on or before October 26, 2020.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     https://www.FDIC.gov/regulations/laws/federal.
     Email: [email protected]. Include the name and number of 
the collection in the subject line of the message.
     Mail: Manny Cabeza, Regulatory Counsel, MB-3128, Federal 
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 
20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW building (located on F 
Street), on business days between 7:00 a.m. and 5:00 p.m.
    Written comments and recommendations for the proposed information 
collection should be sent within 30 days of publication of this notice 
to www.reginfo.gov/public/do/PRAMain. Find this particular information 
collection by selecting ``Currently under 30-day Review--Open for 
Public Comments'' or by using the search function.

FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance 
Corporation, 550 17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: 

Proposal To Renew the Following Currently Approved Collections of 
Information

    1. Title: Community Reinvestment Act.
    OMB Number: 3064-0092.
    Form Number: None.
    Affected Public: Insured state nonmember banks and state savings 
associations.
    Burden Estimate:

                                            Summary of Annual Burden
----------------------------------------------------------------------------------------------------------------
                                                                                                       Total
                                                                     Estimated        Average        estimated
       Source and type of burden               Description           number of    estimated time  annual  burden
                                                                    respondents    per response       (hours)
----------------------------------------------------------------------------------------------------------------
345.25(b) Reporting...................  Request for designation                1               4               4
                                         as a wholesale or
                                         limited purpose bank--
                                         Banks requesting this
                                         designation shall file
                                         a request in writing
                                         with the FDIC at least
                                         3 months prior to the
                                         proposed effective date
                                         of the designation.

[[Page 60467]]

 
345.27 Reporting......................  Strategic plan--Applies               10             400           4,000
                                         to banks electing to
                                         submit strategic plans
                                         to the FDIC for
                                         approval.
345.42(b)(1) Reporting................  Small business/small                 277               8           2,216
                                         farm loan data--Large
                                         banks shall and Small
                                         banks may report
                                         annually in machine
                                         readable form the
                                         aggregate number and
                                         amount of certain loans.
345.42(b)(2) Reporting................  Community development                277              13           3,601
                                         loan data--Large banks
                                         shall and Small banks
                                         may report annually, in
                                         machine readable form,
                                         the aggregate number
                                         and aggregate amount of
                                         community development
                                         loans originated or
                                         purchased.
345.42(b)(3) Reporting................  Home mortgage loans--                357             253          90,321
                                         Large banks, if subject
                                         to reporting under part
                                         203 (Home Mortgage
                                         Disclosure (HMDA)),
                                         shall, and Small banks
                                         may report the location
                                         of each home mortgage
                                         loan application,
                                         origination, or
                                         purchase outside the
                                         MSA in which the bank
                                         has a home/branch
                                         office.
345.42(d) Reporting...................  Data on affiliate                    311              38          11,818
                                         lending--Banks that
                                         elect to have the FDIC
                                         consider loans by an
                                         affiliate, for purposes
                                         of the lending or
                                         community development
                                         test or an approved
                                         strategic plan, shall
                                         collect, maintain and
                                         report the data that
                                         the bank would have
                                         collected, maintained,
                                         and reported pursuant
                                         to Sec.   345.42(a),
                                         (b), and (c) had the
                                         loans been originated
                                         or purchased by the
                                         bank. For home mortgage
                                         loans, the bank shall
                                         also be prepared to
                                         identify the home
                                         mortgage loans reported
                                         under HMDA.
345.42(e) Reporting...................  Data on lending by a                 103              17           1,751
                                         consortium or a third
                                         party--Banks that elect
                                         to have the FDIC
                                         consider community
                                         development loans by a
                                         consortium or a third
                                         party, for purposes of
                                         the lending or
                                         community development
                                         tests or an approved
                                         strategic plan, shall
                                         report for those loans
                                         the data that the bank
                                         would have reported
                                         under Sec.
                                         345.42(b)(2) had the
                                         loans been originated
                                         or purchased by the
                                         bank.
345.42(g) Reporting...................  Assessment area data--               380               2             760
                                         Large banks shall and
                                         Small banks may collect
                                         and report to the FDIC
                                         a list for each
                                         assessment area showing
                                         the geographies within
                                         the area.
                                                                 -----------------------------------------------
    Total Reporting...................  ........................  ..............  ..............         114,471
----------------------------------------------------------------------------------------------------------------
345.42(a) Recordkeeping...............  Small business/small                 380             219          83,220
                                         farm loan register--
                                         Large banks shall and
                                         Small banks may collect
                                         and maintain certain
                                         data in machine-
                                         readable form.
345.42(c) Recordkeeping...............  Optional consumer loan                10              26           3,260
                                         data--All banks may
                                         collect and maintain in
                                         machine readable form
                                         certain data for
                                         consumer loans
                                         originated or purchased
                                         by a bank for
                                         consideration under the
                                         lending test.
345.42(c)(2) Recordkeeping............  Other loan data -All                 103              25           2,575
                                         banks optionally may
                                         provide other
                                         information concerning
                                         their lending
                                         performance, including
                                         additional loan
                                         distribution data.
                                                                 -----------------------------------------------
    Total Recordkeeping...............  ........................  ..............  ..............          89,055
----------------------------------------------------------------------------------------------------------------
345.41(a).............................  Content and availability           3,309              10          33,090
345.43(a); (a)(1); (a)(2); (a)(3);       of public file--All
 (a)(4); (a)(5); (a)(6); (a)(7);         banks shall maintain a
 (b)(1); (b)(2); (b)(3); (b)(4);         public file that
 (b)(5); (c); (d) Disclosure.            contains certain
                                         required information.
                                                                 -----------------------------------------------
    Total Disclosure..................  ........................  ..............  ..............          33,090
                                                                 -----------------------------------------------
    Total Estimated Annual Burden.....  ........................  ..............  ..............         236,616
----------------------------------------------------------------------------------------------------------------

    General Description of Collection: The Community Reinvestment Act 
regulation requires the FDIC to assess the record of banks and thrifts 
in helping meet the credit needs of their entire communities, including 
low- and moderate-income neighborhoods, consistent with safe and sound 
operations; and to take this record into account in evaluating 
applications for mergers, branches, and certain other corporate 
activities.
    There is no change in the method or substance of the collection. 
The overall decrease in burden hours is a result of the decrease in the 
estimated number of respondents.
    2. Title: Generic Information Collection for Qualitative Research.
    OMB Number: 3064-0198.
    Affected Public: General public including FDIC insured depository 
institutions.
    Burden Estimate:

[[Page 60468]]



                                                                Summary of Annual Burden
--------------------------------------------------------------------------------------------------------------------------------------------------------
                                                                                         Estimated        Estimated     Estimated  time     Estimated
 Information collection description       Type of burden       Obligation to respond     number of      frequency  of    per  response    annual burden
                                                                                        respondents       responses        (minutes)         (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Occasional Qualitative Surveys......  Reporting.............  Voluntary.............             500               20               60           10,000
--------------------------------------------------------------------------------------------------------------------------------------------------------

    Total Estimated Annual Burden: 10,000 hours.
    General Description of Collection: The FDIC is requesting renewal 
of this approved collection to use occasional qualitative surveys to 
gather information from the public to inform qualitative research. 
While the subject and nature of the surveys to be deployed under this 
information collection are yet to be determined, based on prior 
experience it is expected that the number or respondents will range 
from a few to, at times, several thousands, but, in general, these 
surveys are expected to involve an average of 500 respondents. 
Likewise, the time to respond to the surveys can range from a few 
minutes to several hours, but, it is expected that the average time to 
respond to a survey is approximately one hour. These surveys are 
completely voluntary in nature. FDIC estimates that approximately 20 
such surveys will be conducted in any given year.
    Currently, the FDIC has a variety of methods to collect 
quantitative information from consumers and institutions (e.g., Call 
Reports, FDIC National Survey of Unbanked and Underbanked Households, 
etc.). Qualitative data would provide complementary information on 
insights, opinions, and perceptions that will inform how the FDIC 
approaches its mission to safeguard financial stability of the banking 
system and promote consumer protection and economic inclusion. This 
clearance would allow the FDIC to engage with consumers and other 
relevant stakeholders through qualitative research methods such as 
focus groups, in-depth interviews, cognitive testing, and/or 
qualitative virtual methods.
    The purpose of the surveys is, in general terms, to obtain 
anecdotal information about regulatory burden, problems or successes in 
the bank supervisory process (including both safety-and-soundness and 
consumer-related exams), the perceived need for regulatory or statutory 
change, and similar concerns. The information in these surveys is 
anecdotal in nature, that is, samples are not necessarily random, the 
results are not necessarily representative of a larger class of 
potential respondents, and the goal is not to produce a statistically 
valid and reliable database. Rather, the surveys are expected to yield 
anecdotal information about the particular experiences and opinions of 
members of the public, primarily staff at respondent banks or bank 
customers. The collection is non-controversial and does not raise 
issues of concern to other Federal agencies; with the exception of 
information needed to provide remuneration for participants of focus 
groups and cognitive laboratory studies, personally identifiable 
information (PII) is collected only to the extent necessary and is not 
retained.
    Participation in this information collection will be voluntary and 
conducted in-person, by phone, or using other methods, such as virtual 
technology. The types of collections that this generic clearance covers 
include, but are not limited to: small discussion groups; focus groups 
of consumers, financial industry professionals, or other stakeholders; 
cognitive laboratory studies, such as those used to refine questions or 
assess usability of a website; qualitative customer satisfaction 
surveys (e.g., post-transaction surveys; opt-out web surveys); and in-
person observation testing (e.g., website or software usability tests).

Request for Comment

    Comments are invited on: (a) Whether the collection of information 
is necessary for the proper performance of the FDIC's functions, 
including whether the information has practical utility; (b) the 
accuracy of the estimates of the burden of the information collection, 
including the validity of the methodology and assumptions used; (c) 
ways to enhance the quality, utility, and clarity of the information to 
be collected; and (d) ways to minimize the burden of the collection of 
information on respondents, including through the use of automated 
collection techniques or other forms of information technology. All 
comments will become a matter of public record.

    Federal Deposit Insurance Corporation.
    Dated at Washington, DC, on September 21, 2020.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2020-21136 Filed 9-24-20; 8:45 am]
BILLING CODE 6714-01-P