Agency Information Collection Activities: Submission for OMB Review; Comment Request, 60466-60468 [2020-21136]
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60466
Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices
taken; and (3) supplemental information
requested by the Commission or Bureau
with respect to a certification.
Needs and Uses: This is a renewal of
an information collection necessary to
ensure that all Americans have access to
reliable and resilient 911
communications, particularly in times
of emergency, by requiring certain 911
service providers to certify
implementation of key best practices or
reasonable alternative measures. The
information will be collected in the
form of an electronically-filed, annual
certification from each covered 911
service provider, as defined in the
Commission’s 2013 Report and Order,
in which the provider will indicate
whether it has implemented certain
industry-backed best practices.
Providers that are able to respond in the
affirmative to all elements of the
certification will be deemed to satisfy
the ‘‘reasonable measures’’ requirement
in Section 9.19(b) of the Commission’s
rules. If a provider does not certify in
the affirmative with respect to one or
more elements of the certification, it
must provide a brief explanation of
what alternative measures it has taken,
in light of the provider’s particular facts
and circumstances, to ensure reliable
911 service with respect to that
element(s). Similarly, a service provider
may also respond by demonstrating that
a particular certification element is not
applicable to its networks and must
include a brief explanation of why the
element(s) does not apply.
The information will be collected by
the Public Safety and Homeland
Security Bureau, FCC, for review and
analysis, to verify that covered 911
service providers are taking reasonable
measures to maintain reliable 911
service. In certain cases, based on the
information included in the
certifications and subsequent
coordination with the provider, the
Commission may require remedial
action to correct vulnerabilities in a
service provider’s 911 network if it
determines that (a) the service provider
has not, in fact, adhered to the best
practices incorporated in the FCC’s
rules, or (b) in the case of providers
employing alternative measures, that
those measures were not reasonably
sufficient to mitigate the associated risks
of failure in these key areas. The
Commission delegated authority to the
Bureau to review certification
information and follow up with service
providers as appropriate to address
deficiencies revealed by the certification
process.
The purpose of the collection of this
information is to verify that covered 911
service providers are taking reasonable
measures such that their networks
comply with accepted best practices,
and that, in the event they are not able
to certify adherence to specific best
practices, that they are taking reasonable
alternative measures. The Commission
adopted these rules in light of
widespread 911 outages during the June
2012 derecho storm in the Midwest and
Mid-Atlantic states, which revealed that
multiple service providers did not take
adequate precautions to maintain
reliable service.
Federal Communications Commission.
Marlene Dortch,
Secretary, Office of the Secretary.
[FR Doc. 2020–21176 Filed 9–24–20; 8:45 am]
BILLING CODE 6712–01–P
FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0092; and 0198]
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency Information Collection
Activities: Submission for OMB Review;
comment request.
AGENCY:
The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing
information collections described
below. The FDIC published notices in
the Federal Register requesting
comment for 60 days on a proposal to
SUMMARY:
renew these information collections. No
comments were received. The FDIC
hereby gives notice of its plan to submit
to OMB a request to approve the
renewal of these information
collections, and again invites comment
on the renewal.
DATES: Comments must be submitted on
or before October 26, 2020.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• https://www.FDIC.gov/regulations/
laws/federal.
• Email: comments@fdic.gov. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza, Regulatory
Counsel, MB–3128, Federal Deposit
Insurance Corporation, 550 17th Street
NW, Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, mcabeza@fdic.gov, MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following
Currently Approved Collections of
Information
1. Title: Community Reinvestment
Act.
OMB Number: 3064–0092.
Form Number: None.
Affected Public: Insured state
nonmember banks and state savings
associations.
Burden Estimate:
khammond on DSKJM1Z7X2PROD with NOTICES
SUMMARY OF ANNUAL BURDEN
Estimated
number of
respondents
Source and type of burden
Description
345.25(b) Reporting .........................................................
Request for designation as a wholesale or limited purpose bank—Banks requesting this designation shall
file a request in writing with the FDIC at least 3
months prior to the proposed effective date of the
designation.
VerDate Sep<11>2014
18:25 Sep 24, 2020
Jkt 250001
PO 00000
Frm 00051
Fmt 4703
Sfmt 4703
E:\FR\FM\25SEN1.SGM
Average
estimated time
per response
1
25SEN1
4
Total
estimated
annual
burden
(hours)
4
60467
Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices
SUMMARY OF ANNUAL BURDEN—Continued
Description
345.27 Reporting .............................................................
Strategic plan—Applies to banks electing to submit
strategic plans to the FDIC for approval.
Small business/small farm loan data—Large banks
shall and Small banks may report annually in machine readable form the aggregate number and
amount of certain loans.
Community development loan data—Large banks shall
and Small banks may report annually, in machine
readable form, the aggregate number and aggregate
amount of community development loans originated
or purchased.
Home mortgage loans—Large banks, if subject to reporting under part 203 (Home Mortgage Disclosure
(HMDA)), shall, and Small banks may report the location of each home mortgage loan application, origination, or purchase outside the MSA in which the
bank has a home/branch office.
Data on affiliate lending—Banks that elect to have the
FDIC consider loans by an affiliate, for purposes of
the lending or community development test or an approved strategic plan, shall collect, maintain and report the data that the bank would have collected,
maintained, and reported pursuant to § 345.42(a),
(b), and (c) had the loans been originated or purchased by the bank. For home mortgage loans, the
bank shall also be prepared to identify the home
mortgage loans reported under HMDA.
Data on lending by a consortium or a third party—
Banks that elect to have the FDIC consider community development loans by a consortium or a third
party, for purposes of the lending or community development tests or an approved strategic plan, shall
report for those loans the data that the bank would
have reported under § 345.42(b)(2) had the loans
been originated or purchased by the bank.
Assessment area data—Large banks shall and Small
banks may collect and report to the FDIC a list for
each assessment area showing the geographies
within the area.
345.42(b)(1) Reporting ....................................................
345.42(b)(2) Reporting ....................................................
345.42(b)(3) Reporting ....................................................
345.42(d) Reporting .........................................................
345.42(e) Reporting .........................................................
345.42(g) Reporting .........................................................
Average
estimated time
per response
Total
estimated
annual
burden
(hours)
10
400
4,000
277
8
2,216
277
13
3,601
357
253
90,321
311
38
11,818
103
17
1,751
380
2
760
Total Reporting .........................................................
.........................................................................................
........................
........................
114,471
345.42(a) Recordkeeping ................................................
Small business/small farm loan register—Large banks
shall and Small banks may collect and maintain certain data in machine-readable form.
Optional consumer loan data—All banks may collect
and maintain in machine readable form certain data
for consumer loans originated or purchased by a
bank for consideration under the lending test.
Other loan data –All banks optionally may provide
other information concerning their lending performance, including additional loan distribution data.
380
219
83,220
10
26
3,260
103
25
2,575
345.42(c) Recordkeeping ................................................
345.42(c)(2) Recordkeeping ............................................
khammond on DSKJM1Z7X2PROD with NOTICES
Estimated
number of
respondents
Source and type of burden
Total Recordkeeping ................................................
.........................................................................................
........................
........................
89,055
345.41(a) ..........................................................................
345.43(a); (a)(1); (a)(2); (a)(3); (a)(4); (a)(5); (a)(6);
(a)(7); (b)(1); (b)(2); (b)(3); (b)(4); (b)(5); (c); (d) Disclosure.
Content and availability of public file—All banks shall
maintain a public file that contains certain required
information.
3,309
10
33,090
Total Disclosure ........................................................
.........................................................................................
........................
........................
33,090
Total Estimated Annual Burden ...............................
.........................................................................................
........................
........................
236,616
General Description of Collection: The
Community Reinvestment Act
regulation requires the FDIC to assess
the record of banks and thrifts in
helping meet the credit needs of their
entire communities, including low- and
moderate-income neighborhoods,
consistent with safe and sound
operations; and to take this record into
VerDate Sep<11>2014
20:00 Sep 24, 2020
Jkt 250001
account in evaluating applications for
mergers, branches, and certain other
corporate activities.
There is no change in the method or
substance of the collection. The overall
decrease in burden hours is a result of
the decrease in the estimated number of
respondents.
PO 00000
Frm 00052
Fmt 4703
Sfmt 4703
2. Title: Generic Information
Collection for Qualitative Research.
OMB Number: 3064–0198.
Affected Public: General public
including FDIC insured depository
institutions.
Burden Estimate:
E:\FR\FM\25SEN1.SGM
25SEN1
60468
Federal Register / Vol. 85, No. 187 / Friday, September 25, 2020 / Notices
khammond on DSKJM1Z7X2PROD with NOTICES
SUMMARY OF ANNUAL BURDEN
Information collection
description
Type of burden
Obligation to respond
Estimated
number of
respondents
Estimated
frequency
of responses
Estimated
time per
response
(minutes)
Estimated
annual burden
(hours)
Occasional Qualitative Surveys
Reporting ................................
Voluntary ................................
500
20
60
10,000
Total Estimated Annual Burden:
10,000 hours.
General Description of Collection: The
FDIC is requesting renewal of this
approved collection to use occasional
qualitative surveys to gather information
from the public to inform qualitative
research. While the subject and nature
of the surveys to be deployed under this
information collection are yet to be
determined, based on prior experience it
is expected that the number or
respondents will range from a few to, at
times, several thousands, but, in
general, these surveys are expected to
involve an average of 500 respondents.
Likewise, the time to respond to the
surveys can range from a few minutes to
several hours, but, it is expected that the
average time to respond to a survey is
approximately one hour. These surveys
are completely voluntary in nature.
FDIC estimates that approximately 20
such surveys will be conducted in any
given year.
Currently, the FDIC has a variety of
methods to collect quantitative
information from consumers and
institutions (e.g., Call Reports, FDIC
National Survey of Unbanked and
Underbanked Households, etc.).
Qualitative data would provide
complementary information on insights,
opinions, and perceptions that will
inform how the FDIC approaches its
mission to safeguard financial stability
of the banking system and promote
consumer protection and economic
inclusion. This clearance would allow
the FDIC to engage with consumers and
other relevant stakeholders through
qualitative research methods such as
focus groups, in-depth interviews,
cognitive testing, and/or qualitative
virtual methods.
The purpose of the surveys is, in
general terms, to obtain anecdotal
information about regulatory burden,
problems or successes in the bank
supervisory process (including both
safety-and-soundness and consumerrelated exams), the perceived need for
regulatory or statutory change, and
similar concerns. The information in
these surveys is anecdotal in nature,
that is, samples are not necessarily
random, the results are not necessarily
representative of a larger class of
potential respondents, and the goal is
not to produce a statistically valid and
VerDate Sep<11>2014
18:25 Sep 24, 2020
Jkt 250001
reliable database. Rather, the surveys are
expected to yield anecdotal information
about the particular experiences and
opinions of members of the public,
primarily staff at respondent banks or
bank customers. The collection is noncontroversial and does not raise issues
of concern to other Federal agencies;
with the exception of information
needed to provide remuneration for
participants of focus groups and
cognitive laboratory studies, personally
identifiable information (PII) is
collected only to the extent necessary
and is not retained.
Participation in this information
collection will be voluntary and
conducted in-person, by phone, or using
other methods, such as virtual
technology. The types of collections that
this generic clearance covers include,
but are not limited to: small discussion
groups; focus groups of consumers,
financial industry professionals, or
other stakeholders; cognitive laboratory
studies, such as those used to refine
questions or assess usability of a
website; qualitative customer
satisfaction surveys (e.g., posttransaction surveys; opt-out web
surveys); and in-person observation
testing (e.g., website or software
usability tests).
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
PO 00000
Frm 00053
Fmt 4703
Sfmt 4703
Dated at Washington, DC, on September
21, 2020.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2020–21136 Filed 9–24–20; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in the BHC Act
(12 U.S.C. 1842(c)).
Comments regarding each of these
applications must be received at the
Reserve Bank(s) indicated or the offices
of the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than October 26, 2020.
A. Federal Reserve Bank of
Minneapolis (Chris P. Wangen,
Assistant Vice President), 90 Hennepin
Avenue, Minneapolis, Minnesota
55480–0291:
1. Bank Forward Employee Stock
Ownership Plan and Trust, Fargo, North
Dakota; to acquire additional voting
E:\FR\FM\25SEN1.SGM
25SEN1
Agencies
[Federal Register Volume 85, Number 187 (Friday, September 25, 2020)]
[Notices]
[Pages 60466-60468]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-21136]
=======================================================================
-----------------------------------------------------------------------
FEDERAL DEPOSIT INSURANCE CORPORATION
[OMB No. 3064-0092; and 0198]
Agency Information Collection Activities: Submission for OMB
Review; Comment Request
AGENCY: Federal Deposit Insurance Corporation (FDIC).
ACTION: Agency Information Collection Activities: Submission for OMB
Review; comment request.
-----------------------------------------------------------------------
SUMMARY: The FDIC, as part of its obligations under the Paperwork
Reduction Act of 1995, invites the general public and other Federal
agencies to take this opportunity to comment on the renewal of the
existing information collections described below. The FDIC published
notices in the Federal Register requesting comment for 60 days on a
proposal to renew these information collections. No comments were
received. The FDIC hereby gives notice of its plan to submit to OMB a
request to approve the renewal of these information collections, and
again invites comment on the renewal.
DATES: Comments must be submitted on or before October 26, 2020.
ADDRESSES: Interested parties are invited to submit written comments to
the FDIC by any of the following methods:
https://www.FDIC.gov/regulations/laws/federal.
Email: [email protected]. Include the name and number of
the collection in the subject line of the message.
Mail: Manny Cabeza, Regulatory Counsel, MB-3128, Federal
Deposit Insurance Corporation, 550 17th Street NW, Washington, DC
20429.
Hand Delivery: Comments may be hand-delivered to the guard
station at the rear of the 17th Street NW building (located on F
Street), on business days between 7:00 a.m. and 5:00 p.m.
Written comments and recommendations for the proposed information
collection should be sent within 30 days of publication of this notice
to www.reginfo.gov/public/do/PRAMain. Find this particular information
collection by selecting ``Currently under 30-day Review--Open for
Public Comments'' or by using the search function.
FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance
Corporation, 550 17th Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal To Renew the Following Currently Approved Collections of
Information
1. Title: Community Reinvestment Act.
OMB Number: 3064-0092.
Form Number: None.
Affected Public: Insured state nonmember banks and state savings
associations.
Burden Estimate:
Summary of Annual Burden
----------------------------------------------------------------------------------------------------------------
Total
Estimated Average estimated
Source and type of burden Description number of estimated time annual burden
respondents per response (hours)
----------------------------------------------------------------------------------------------------------------
345.25(b) Reporting................... Request for designation 1 4 4
as a wholesale or
limited purpose bank--
Banks requesting this
designation shall file
a request in writing
with the FDIC at least
3 months prior to the
proposed effective date
of the designation.
[[Page 60467]]
345.27 Reporting...................... Strategic plan--Applies 10 400 4,000
to banks electing to
submit strategic plans
to the FDIC for
approval.
345.42(b)(1) Reporting................ Small business/small 277 8 2,216
farm loan data--Large
banks shall and Small
banks may report
annually in machine
readable form the
aggregate number and
amount of certain loans.
345.42(b)(2) Reporting................ Community development 277 13 3,601
loan data--Large banks
shall and Small banks
may report annually, in
machine readable form,
the aggregate number
and aggregate amount of
community development
loans originated or
purchased.
345.42(b)(3) Reporting................ Home mortgage loans-- 357 253 90,321
Large banks, if subject
to reporting under part
203 (Home Mortgage
Disclosure (HMDA)),
shall, and Small banks
may report the location
of each home mortgage
loan application,
origination, or
purchase outside the
MSA in which the bank
has a home/branch
office.
345.42(d) Reporting................... Data on affiliate 311 38 11,818
lending--Banks that
elect to have the FDIC
consider loans by an
affiliate, for purposes
of the lending or
community development
test or an approved
strategic plan, shall
collect, maintain and
report the data that
the bank would have
collected, maintained,
and reported pursuant
to Sec. 345.42(a),
(b), and (c) had the
loans been originated
or purchased by the
bank. For home mortgage
loans, the bank shall
also be prepared to
identify the home
mortgage loans reported
under HMDA.
345.42(e) Reporting................... Data on lending by a 103 17 1,751
consortium or a third
party--Banks that elect
to have the FDIC
consider community
development loans by a
consortium or a third
party, for purposes of
the lending or
community development
tests or an approved
strategic plan, shall
report for those loans
the data that the bank
would have reported
under Sec.
345.42(b)(2) had the
loans been originated
or purchased by the
bank.
345.42(g) Reporting................... Assessment area data-- 380 2 760
Large banks shall and
Small banks may collect
and report to the FDIC
a list for each
assessment area showing
the geographies within
the area.
-----------------------------------------------
Total Reporting................... ........................ .............. .............. 114,471
----------------------------------------------------------------------------------------------------------------
345.42(a) Recordkeeping............... Small business/small 380 219 83,220
farm loan register--
Large banks shall and
Small banks may collect
and maintain certain
data in machine-
readable form.
345.42(c) Recordkeeping............... Optional consumer loan 10 26 3,260
data--All banks may
collect and maintain in
machine readable form
certain data for
consumer loans
originated or purchased
by a bank for
consideration under the
lending test.
345.42(c)(2) Recordkeeping............ Other loan data -All 103 25 2,575
banks optionally may
provide other
information concerning
their lending
performance, including
additional loan
distribution data.
-----------------------------------------------
Total Recordkeeping............... ........................ .............. .............. 89,055
----------------------------------------------------------------------------------------------------------------
345.41(a)............................. Content and availability 3,309 10 33,090
345.43(a); (a)(1); (a)(2); (a)(3); of public file--All
(a)(4); (a)(5); (a)(6); (a)(7); banks shall maintain a
(b)(1); (b)(2); (b)(3); (b)(4); public file that
(b)(5); (c); (d) Disclosure. contains certain
required information.
-----------------------------------------------
Total Disclosure.................. ........................ .............. .............. 33,090
-----------------------------------------------
Total Estimated Annual Burden..... ........................ .............. .............. 236,616
----------------------------------------------------------------------------------------------------------------
General Description of Collection: The Community Reinvestment Act
regulation requires the FDIC to assess the record of banks and thrifts
in helping meet the credit needs of their entire communities, including
low- and moderate-income neighborhoods, consistent with safe and sound
operations; and to take this record into account in evaluating
applications for mergers, branches, and certain other corporate
activities.
There is no change in the method or substance of the collection.
The overall decrease in burden hours is a result of the decrease in the
estimated number of respondents.
2. Title: Generic Information Collection for Qualitative Research.
OMB Number: 3064-0198.
Affected Public: General public including FDIC insured depository
institutions.
Burden Estimate:
[[Page 60468]]
Summary of Annual Burden
--------------------------------------------------------------------------------------------------------------------------------------------------------
Estimated Estimated Estimated time Estimated
Information collection description Type of burden Obligation to respond number of frequency of per response annual burden
respondents responses (minutes) (hours)
--------------------------------------------------------------------------------------------------------------------------------------------------------
Occasional Qualitative Surveys...... Reporting............. Voluntary............. 500 20 60 10,000
--------------------------------------------------------------------------------------------------------------------------------------------------------
Total Estimated Annual Burden: 10,000 hours.
General Description of Collection: The FDIC is requesting renewal
of this approved collection to use occasional qualitative surveys to
gather information from the public to inform qualitative research.
While the subject and nature of the surveys to be deployed under this
information collection are yet to be determined, based on prior
experience it is expected that the number or respondents will range
from a few to, at times, several thousands, but, in general, these
surveys are expected to involve an average of 500 respondents.
Likewise, the time to respond to the surveys can range from a few
minutes to several hours, but, it is expected that the average time to
respond to a survey is approximately one hour. These surveys are
completely voluntary in nature. FDIC estimates that approximately 20
such surveys will be conducted in any given year.
Currently, the FDIC has a variety of methods to collect
quantitative information from consumers and institutions (e.g., Call
Reports, FDIC National Survey of Unbanked and Underbanked Households,
etc.). Qualitative data would provide complementary information on
insights, opinions, and perceptions that will inform how the FDIC
approaches its mission to safeguard financial stability of the banking
system and promote consumer protection and economic inclusion. This
clearance would allow the FDIC to engage with consumers and other
relevant stakeholders through qualitative research methods such as
focus groups, in-depth interviews, cognitive testing, and/or
qualitative virtual methods.
The purpose of the surveys is, in general terms, to obtain
anecdotal information about regulatory burden, problems or successes in
the bank supervisory process (including both safety-and-soundness and
consumer-related exams), the perceived need for regulatory or statutory
change, and similar concerns. The information in these surveys is
anecdotal in nature, that is, samples are not necessarily random, the
results are not necessarily representative of a larger class of
potential respondents, and the goal is not to produce a statistically
valid and reliable database. Rather, the surveys are expected to yield
anecdotal information about the particular experiences and opinions of
members of the public, primarily staff at respondent banks or bank
customers. The collection is non-controversial and does not raise
issues of concern to other Federal agencies; with the exception of
information needed to provide remuneration for participants of focus
groups and cognitive laboratory studies, personally identifiable
information (PII) is collected only to the extent necessary and is not
retained.
Participation in this information collection will be voluntary and
conducted in-person, by phone, or using other methods, such as virtual
technology. The types of collections that this generic clearance covers
include, but are not limited to: small discussion groups; focus groups
of consumers, financial industry professionals, or other stakeholders;
cognitive laboratory studies, such as those used to refine questions or
assess usability of a website; qualitative customer satisfaction
surveys (e.g., post-transaction surveys; opt-out web surveys); and in-
person observation testing (e.g., website or software usability tests).
Request for Comment
Comments are invited on: (a) Whether the collection of information
is necessary for the proper performance of the FDIC's functions,
including whether the information has practical utility; (b) the
accuracy of the estimates of the burden of the information collection,
including the validity of the methodology and assumptions used; (c)
ways to enhance the quality, utility, and clarity of the information to
be collected; and (d) ways to minimize the burden of the collection of
information on respondents, including through the use of automated
collection techniques or other forms of information technology. All
comments will become a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on September 21, 2020.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2020-21136 Filed 9-24-20; 8:45 am]
BILLING CODE 6714-01-P