Agency Information Collection Activities: Proposed Collection Renewal; Comment Request, 45635-45636 [2020-16392]

Download as PDF 45635 Federal Register / Vol. 85, No. 146 / Wednesday, July 29, 2020 / Notices p. Final amendments to the application must be filed with the Commission no later than 30 days from the issuance date of the notice of ready for environmental analysis. Reduction Act of 1995 (PRA), invites the general public and other Federal agencies to take this opportunity to comment on the renewal of the existing information collection described below (OMB Control No. 3064–0092). Dated: July 23, 2020. Nathaniel J. Davis, Sr., Deputy Secretary. DATES: [FR Doc. 2020–16417 Filed 7–28–20; 8:45 am] ADDRESSES: Comments must be submitted on or before September 28, 2020. BILLING CODE 6717–01–P FEDERAL DEPOSIT INSURANCE CORPORATION [OMB No. 3064–0092] Agency Information Collection Activities: Proposed Collection Renewal; Comment Request Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The FDIC, as part of its obligations under the Paperwork SUMMARY: Interested parties are invited to submit written comments to the FDIC by any of the following methods: • https://www.FDIC.gov/regulations/ laws/federal. • Email: comments@fdic.gov. Include the name and number of the collection in the subject line of the message. • Mail: Manny Cabeza (202–898– 3767), Regulatory Counsel, MB–3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. • Hand Delivery: Comments may be hand-delivered to the guard station at the rear of the 17th Street NW, building (located on F Street), on business days between 7:00 a.m. and 5:00 p.m. All comments should refer to the relevant OMB control number. A copy of the comments may also be submitted to the OMB desk officer for the FDIC: Office of Information and Regulatory Affairs, Office of Management and Budget, New Executive Office Building, Washington, DC 20503. FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202–898–3767, mcabeza@fdic.gov, MB– 3128, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. SUPPLEMENTARY INFORMATION: Proposal to renew the following currently approved collections of information: 1. Title: Community Reinvestment Act. OMB Number: 3064–0092. Form Number: None. Affected Public: Insured state nonmember banks and state savings associations. BURDEN ESTIMATE Estimated number of respondents Average estimated time per response Total estimated annual burden 1 4 4 10 400 4,000 277 8 2,216 277 13 3,601 357 253 90,321 311 38 11,818 103 17 1,751 380 2 760 ............................................................................................................................... Small business/small farm loan register—Large banks shall and Small banks may collect and maintain certain data in machine-readable form. Optional consumer loan data—All banks may collect and maintain in machine readable form certain data for consumer loans originated or purchased by a bank for consideration under the lending test. Other loan data—All banks optionally may provide other information concerning their lending performance, including additional loan distribution data. ........................ 380 ........................ 219 114,471 83,220 10 26 3,260 103 25 2,575 ............................................................................................................................... ........................ ........................ 89,055 Source and type of burden Description 345.25(b) Reporting ................... Request for designation as a wholesale or limited purpose bank—Banks requesting this designation shall file a request in writing with the FDIC at least 3 months prior to the proposed effective date of the designation. Strategic plan—Applies to banks electing to submit strategic plans to the FDIC for approval. Small business/small farm loan data—Large banks shall and Small banks may report annually in machine readable form the aggregate number and amount of certain loans. Community development loan data—Large banks shall and Small banks may report annually, in machine readable form, the aggregate number and aggregate amount of community development loans originated or purchased. Home mortgage loans—Large banks, if subject to reporting under part 203 (Home Mortgage Disclosure (HMDA)), shall, and Small banks may report the location of each home mortgage loan application, origination, or purchase outside the MSA in which the bank has a home/branch office. Data on affiliate lending—Banks that elect to have the FDIC consider loans by an affiliate, for purposes of the lending or community development test or an approved strategic plan, shall collect, maintain and report the data that the bank would have collected, maintained, and reported pursuant to § 345.42(a), (b), and (c) had the loans been originated or purchased by the bank. For home mortgage loans, the bank shall also be prepared to identify the home mortgage loans reported under HMDA. Data on lending by a consortium or a third party—Banks that elect to have the FDIC consider community development loans by a consortium or a third party, for purposes of the lending or community development tests or an approved strategic plan, shall report for those loans the data that the bank would have reported under § 345.42(b)(2) had the loans been originated or purchased by the bank. Assessment area data—Large banks shall and Small banks may collect and report to the FDIC a list for each assessment area showing the geographies within the area. 345.27 Reporting ....................... 345.42(b)(1) Reporting .............. 345.42(b)(2) Reporting .............. 345.42(b)(3) Reporting .............. 345.42(d) Reporting ................... 345.42(e) Reporting ................... 345.42(g) Reporting ................... Total Reporting ................... 345.42(a) Recordkeeping .......... 345.42(c) Recordkeeping .......... 345.42(c)(2) Recordkeeping ...... Total Recordkeeping .......... VerDate Sep<11>2014 17:23 Jul 28, 2020 Jkt 250001 PO 00000 Frm 00062 Fmt 4703 Sfmt 4703 E:\FR\FM\29JYN1.SGM 29JYN1 45636 Federal Register / Vol. 85, No. 146 / Wednesday, July 29, 2020 / Notices BURDEN ESTIMATE—Continued Source and type of burden 345.41(a) 345.43(a); (a)(1); (a)(2); (a)(3); (a)(4); (a)(5); (a)(6); (a)(7); (b)(1); (b)(2); (b)(3); (b)(4); (b)(5); (c); (d) Disclosure. Estimated number of respondents Description Average estimated time per response Total estimated annual burden Content and availability of public file—All banks shall maintain a public file that contains certain required information. 3,309 10 33,090 Total Disclosure .................. ............................................................................................................................... ........................ ........................ 33,090 Total Estimated Annual Burden. ............................................................................................................................... ........................ ........................ 236,616 hours General Description of Collection: The Community Reinvestment Act regulation requires the FDIC to assess the record of banks and thrifts in helping meet the credit needs of their entire communities, including low- and moderate-income neighborhoods, consistent with safe and sound operations; and to take this record into account in evaluating applications for mergers, branches, and certain other corporate activities. There is no change in the method or substance of the collection. The overall decrease in burden hours is a result of the decrease in the estimated number of respondents. Request for Comment: Comments are invited on: (a) Whether the collection of information is necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collection, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Federal Deposit Insurance Corporation. Dated at Washington, DC, on July 23, 2020. James P. Sheesley, Acting Assistant Executive Secretary. [FR Doc. 2020–16392 Filed 7–28–20; 8:45 am] BILLING CODE 6714–01–P VerDate Sep<11>2014 17:23 Jul 28, 2020 Jkt 250001 FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL designed for similar purposes is prohibited at ASC meetings. [Docket No. AS20–07] James R. Park, Executive Director. Appraisal Subcommittee; Notice of Meeting Appraisal Subcommittee of the Federal Financial Institutions Examination Council. [FR Doc. 2020–16425 Filed 7–28–20; 8:45 am] BILLING CODE 6700–01–P AGENCY: ACTION: Notice of special meeting. Description: In accordance with Section 1104 (b) of Title XI of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, as amended, notice is hereby given that the Appraisal Subcommittee (ASC) will meet in open session for a Special Meeting: Location: Due to the COVID–19 Pandemic, the meeting will be open to the public via live webcast only. Visit the agency’s homepage (www.asc.gov) and access the provided registration link in the What’s New box. You MUST register in advance to attend this Meeting. Date: July 29, 2020. Time: 4:00 p.m. Status: Open. Action and Discussion Items: North Dakota Request to Extend Commercial Temporary Waiver Relief. How to Attend and Observe an ASC meeting: Due to the COVID–19 Pandemic, the meeting will be open to the public via live webcast only. Visit the agency’s homepage (www.asc.gov) and access the provided registration link in the What’s New box. The meeting space is intended to accommodate public attendees. However, if the space will not accommodate all requests, the ASC may refuse attendance on that reasonable basis. The use of any video or audio tape recording device, photographing device, or any other electronic or mechanical device PO 00000 Frm 00063 Fmt 4703 Sfmt 4703 FEDERAL RESERVE SYSTEM Formations of, Acquisitions by, and Mergers of Bank Holding Companies The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. The public portions of the applications listed below, as well as other related filings required by the Board, if any, are available for immediate inspection at the Federal Reserve Bank(s) indicated below and at the offices of the Board of Governors. This information may also be obtained on an expedited basis, upon request, by contacting the appropriate Federal Reserve Bank and from the Board’s Freedom of Information Office at https://www.federalreserve.gov/foia/ request.htm. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). Comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of Governors, Ann E. Misback, Secretary of the Board, 20th Street and Constitution Avenue NW, Washington, DC 20551–0001, not later than August 28, 2020. E:\FR\FM\29JYN1.SGM 29JYN1

Agencies

[Federal Register Volume 85, Number 146 (Wednesday, July 29, 2020)]
[Notices]
[Pages 45635-45636]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-16392]


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FEDERAL DEPOSIT INSURANCE CORPORATION

[OMB No. 3064-0092]


Agency Information Collection Activities: Proposed Collection 
Renewal; Comment Request

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The FDIC, as part of its obligations under the Paperwork 
Reduction Act of 1995 (PRA), invites the general public and other 
Federal agencies to take this opportunity to comment on the renewal of 
the existing information collection described below (OMB Control No. 
3064-0092).

DATES: Comments must be submitted on or before September 28, 2020.

ADDRESSES: Interested parties are invited to submit written comments to 
the FDIC by any of the following methods:
     https://www.FDIC.gov/regulations/laws/federal.
     Email: [email protected]. Include the name and number of 
the collection in the subject line of the message.
     Mail: Manny Cabeza (202-898-3767), Regulatory Counsel, MB-
3128, Federal Deposit Insurance Corporation, 550 17th Street NW, 
Washington, DC 20429.
     Hand Delivery: Comments may be hand-delivered to the guard 
station at the rear of the 17th Street NW, building (located on F 
Street), on business days between 7:00 a.m. and 5:00 p.m.
    All comments should refer to the relevant OMB control number. A 
copy of the comments may also be submitted to the OMB desk officer for 
the FDIC: Office of Information and Regulatory Affairs, Office of 
Management and Budget, New Executive Office Building, Washington, DC 
20503.

FOR FURTHER INFORMATION CONTACT: Manny Cabeza, Regulatory Counsel, 202-
898-3767, [email protected], MB-3128, Federal Deposit Insurance 
Corporation, 550 17th Street NW, Washington, DC 20429.

SUPPLEMENTARY INFORMATION: Proposal to renew the following currently 
approved collections of information:
    1. Title: Community Reinvestment Act.
    OMB Number: 3064-0092.
    Form Number: None.
    Affected Public: Insured state nonmember banks and state savings 
associations.

                                                 Burden Estimate
----------------------------------------------------------------------------------------------------------------
                                                                     Estimated        Average          Total
       Source and type of burden               Description           number of    estimated time     estimated
                                                                    respondents     per response   annual burden
----------------------------------------------------------------------------------------------------------------
345.25(b) Reporting...................  Request for designation                1               4               4
                                         as a wholesale or
                                         limited purpose bank--
                                         Banks requesting this
                                         designation shall file
                                         a request in writing
                                         with the FDIC at least
                                         3 months prior to the
                                         proposed effective date
                                         of the designation.
345.27 Reporting......................  Strategic plan--Applies               10             400           4,000
                                         to banks electing to
                                         submit strategic plans
                                         to the FDIC for
                                         approval.
345.42(b)(1) Reporting................  Small business/small                 277               8           2,216
                                         farm loan data--Large
                                         banks shall and Small
                                         banks may report
                                         annually in machine
                                         readable form the
                                         aggregate number and
                                         amount of certain loans.
345.42(b)(2) Reporting................  Community development                277              13           3,601
                                         loan data--Large banks
                                         shall and Small banks
                                         may report annually, in
                                         machine readable form,
                                         the aggregate number
                                         and aggregate amount of
                                         community development
                                         loans originated or
                                         purchased.
345.42(b)(3) Reporting................  Home mortgage loans--                357             253          90,321
                                         Large banks, if subject
                                         to reporting under part
                                         203 (Home Mortgage
                                         Disclosure (HMDA)),
                                         shall, and Small banks
                                         may report the location
                                         of each home mortgage
                                         loan application,
                                         origination, or
                                         purchase outside the
                                         MSA in which the bank
                                         has a home/branch
                                         office.
345.42(d) Reporting...................  Data on affiliate                    311              38          11,818
                                         lending--Banks that
                                         elect to have the FDIC
                                         consider loans by an
                                         affiliate, for purposes
                                         of the lending or
                                         community development
                                         test or an approved
                                         strategic plan, shall
                                         collect, maintain and
                                         report the data that
                                         the bank would have
                                         collected, maintained,
                                         and reported pursuant
                                         to Sec.   345.42(a),
                                         (b), and (c) had the
                                         loans been originated
                                         or purchased by the
                                         bank. For home mortgage
                                         loans, the bank shall
                                         also be prepared to
                                         identify the home
                                         mortgage loans reported
                                         under HMDA.
345.42(e) Reporting...................  Data on lending by a                 103              17           1,751
                                         consortium or a third
                                         party--Banks that elect
                                         to have the FDIC
                                         consider community
                                         development loans by a
                                         consortium or a third
                                         party, for purposes of
                                         the lending or
                                         community development
                                         tests or an approved
                                         strategic plan, shall
                                         report for those loans
                                         the data that the bank
                                         would have reported
                                         under Sec.
                                         345.42(b)(2) had the
                                         loans been originated
                                         or purchased by the
                                         bank.
345.42(g) Reporting...................  Assessment area data--               380               2             760
                                         Large banks shall and
                                         Small banks may collect
                                         and report to the FDIC
                                         a list for each
                                         assessment area showing
                                         the geographies within
                                         the area.
                                                                 -----------------------------------------------
    Total Reporting...................  ........................  ..............  ..............         114,471
345.42(a) Recordkeeping...............  Small business/small                 380             219          83,220
                                         farm loan register--
                                         Large banks shall and
                                         Small banks may collect
                                         and maintain certain
                                         data in machine-
                                         readable form.
345.42(c) Recordkeeping...............  Optional consumer loan                10              26           3,260
                                         data--All banks may
                                         collect and maintain in
                                         machine readable form
                                         certain data for
                                         consumer loans
                                         originated or purchased
                                         by a bank for
                                         consideration under the
                                         lending test.
345.42(c)(2) Recordkeeping............  Other loan data--All                 103              25           2,575
                                         banks optionally may
                                         provide other
                                         information concerning
                                         their lending
                                         performance, including
                                         additional loan
                                         distribution data.
                                                                 -----------------------------------------------
    Total Recordkeeping...............  ........................  ..............  ..............          89,055

[[Page 45636]]

 
345.41(a) 345.43(a); (a)(1); (a)(2);    Content and availability           3,309              10          33,090
 (a)(3); (a)(4); (a)(5); (a)(6);         of public file--All
 (a)(7); (b)(1); (b)(2); (b)(3);         banks shall maintain a
 (b)(4); (b)(5); (c); (d) Disclosure.    public file that
                                         contains certain
                                         required information.
                                                                 -----------------------------------------------
    Total Disclosure..................  ........................  ..............  ..............          33,090
                                                                 -----------------------------------------------
        Total Estimated Annual Burden.  ........................  ..............  ..............   236,616 hours
----------------------------------------------------------------------------------------------------------------

    General Description of Collection: The Community Reinvestment Act 
regulation requires the FDIC to assess the record of banks and thrifts 
in helping meet the credit needs of their entire communities, including 
low- and moderate-income neighborhoods, consistent with safe and sound 
operations; and to take this record into account in evaluating 
applications for mergers, branches, and certain other corporate 
activities.
    There is no change in the method or substance of the collection. 
The overall decrease in burden hours is a result of the decrease in the 
estimated number of respondents.
    Request for Comment: Comments are invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the FDIC's functions, including whether the information has practical 
utility; (b) the accuracy of the estimates of the burden of the 
information collection, including the validity of the methodology and 
assumptions used; (c) ways to enhance the quality, utility, and clarity 
of the information to be collected; and (d) ways to minimize the burden 
of the collection of information on respondents, including through the 
use of automated collection techniques or other forms of information 
technology. All comments will become a matter of public record.

Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on July 23, 2020.
James P. Sheesley,
Acting Assistant Executive Secretary.
[FR Doc. 2020-16392 Filed 7-28-20; 8:45 am]
BILLING CODE 6714-01-P


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