Notice of Rescission of the Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products, 44685-44686 [2020-15224]

Download as PDF 44685 Rules and Regulations Federal Register Vol. 85, No. 143 Friday, July 24, 2020 This section of the FEDERAL REGISTER contains regulatory documents having general applicability and legal effect, most of which are keyed to and codified in the Code of Federal Regulations, which is published under 50 titles pursuant to 44 U.S.C. 1510. The Code of Federal Regulations is sold by the Superintendent of Documents. NUCLEAR REGULATORY COMMISSION 10 CFR Parts 9 and 35 [NRC–2018–0303] RIN 3150–AK27 Social Security Number Fraud Prevention Nuclear Regulatory Commission. ACTION: Direct final rule; confirmation of effective date. AGENCY: The U.S. Nuclear Regulatory Commission (NRC) is confirming the effective date of August 17, 2020, for the direct final rule that was published in the Federal Register on June 2, 2020. This direct final rule amends the NRC’s regulations to comply with the Social Security Number Fraud Prevention Act, signed on September 15, 2017. DATES: The effective date of August 17, 2020, for the direct final rule published June 2, 2020 (85 FR 33527), is confirmed. ADDRESSES: Please refer to Docket ID NRC–2018–0303 when contacting the NRC about the availability of information for this action. You may obtain publicly-available information related to this action by any of the following methods: • Federal Rulemaking Website: Go to https://www.regulations.gov and search for Docket ID NRC–2018–0303. Address questions about NRC dockets to Carol Gallagher; telephone: 301–415–3463; email: Carol.Gallagher@nrc.gov. For technical questions, contact the individual listed in the FOR FURTHER INFORMATION CONTACT section of this document. • NRC’s Agencywide Documents Access and Management System (ADAMS): You may obtain publiclyavailable documents online in the ADAMS Public Documents collection at https://www.nrc.gov/reading-rm/ adams.html. To begin the search, select jbell on DSKJLSW7X2PROD with RULES SUMMARY: VerDate Sep<11>2014 16:42 Jul 23, 2020 Jkt 250001 ‘‘Begin Web-based ADAMS Search.’’ For problems with ADAMS, please contact the NRC’s Public Document Room (PDR) reference staff at 1–800–397–4209, 301– 415–4737, or by email to pdr.resource@ nrc.gov. The ADAMS accession number for each document referenced (if it is available in ADAMS) is provided the first time that it is mentioned in the SUPPLEMENTARY INFORMATION section. • Attention: The Public Document Room (PDR), where you may examine and order copies of public documents, is currently closed. You may submit your request to the PDR via email at PDR.Resource@nrc.gov or call 1–800– 397–4209 between 8:00 a.m. and 4:00 p.m. (EST), Monday through Friday, except Federal holidays. FOR FURTHER INFORMATION CONTACT: Alexa Sieracki, Office of Nuclear Material Safety and Safeguards, U.S. Nuclear Regulatory Commission, Washington, DC 20555–0001; telephone: 301–415–7509, email: Alexa.Sieracki@ nrc.gov. On June 2, 2020 (85 FR 33527), the NRC published a direct final rule amending its regulations in parts 9 and 35 of title 10 of the Code of Federal Regulations to specify when inclusion of an individual’s Social Security account number (SSN) is necessary, include instructions for the partial redaction of SSNs, where feasible, and provide a requirement that SSNs not be visible on the outside of any package sent through the mail. In the direct final rule, the NRC stated that if no significant adverse comments were received, the direct final rule would become effective on August 17, 2020. The NRC received two comments from the public that supported the proposed changes to the regulations. Because no significant adverse comments were received, the direct final rule will become effective as scheduled. SUPPLEMENTARY INFORMATION: Dated July 17, 2020. For the Nuclear Regulatory Commission. Cindy K. Bladey, Chief, Regulatory Analysis and Rulemaking Support Branch, Division of Rulemaking, Environmental, and Financial Support, Office of Nuclear Material Safety and Safeguards. FEDERAL DEPOSIT INSURANCE CORPORATION 12 CFR Chapter III RIN 3064–ZA17 Notice of Rescission of the Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products Federal Deposit Insurance Corporation (FDIC). ACTION: Notice of rescission of statement of policy. AGENCY: The FDIC has rescinded the Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products. DATES: July 24, 2020. FOR FURTHER INFORMATION CONTACT: Ardie Hollifield, Senior Policy Analyst, Division of Depositor and Consumer Protection, (202) 898–6638; Karen Currie, Senior Examination Specialist, Division of Risk Management Supervision, (202) 898–3981; Benjamin K. Gibbs, Counsel, Legal Division, (202) 898–6726, Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429. For the hearing impaired only, TDD users may contact (202) 925–4618. SUPPLEMENTARY INFORMATION: On November 26, 2013, the FDIC issued final supervisory guidance entitled ‘‘Guidance on Supervisory Concerns and Expectations Regarding Deposit Advance Products’’ (2013 Deposit Advance Guidance), which addressed safe and sound banking practices and consumer protection in connection with deposit advance products.1 On May 20, 2020, the FDIC, Board of Governors of the Federal Reserve System, Office of the Comptroller of the Currency, and the National Credit Union Administration issued Interagency Lending Principles for Offering Responsible Small-Dollar Loans (Interagency Lending Principles) to encourage supervised banks, savings associations, and credit unions (collectively, ‘‘financial institutions’’) to offer responsible small-dollar loans to customers for both consumer and small business purposes. As discussed in its Financial Institution Letter transmitting the Interagency Lending Principles (FIL– 58–2020), the FDIC has rescinded the SUMMARY: [FR Doc. 2020–15916 Filed 7–23–20; 8:45 am] 1 78 BILLING CODE 7590–01–P PO 00000 Frm 00001 Fmt 4700 Sfmt 4700 E:\FR\FM\24JYR1.SGM FR 70552–01 (November 26, 2013). 24JYR1 44686 Federal Register / Vol. 85, No. 143 / Friday, July 24, 2020 / Rules and Regulations 2013 Deposit Advance Guidance 2 and replaced it with interagency guidance to provide uniform principles for all financial institutions. Federal Deposit Insurance Corporation. Dated at Washington, DC, on July 9, 2020. James P. Sheesley, Acting Assistant Executive Secretary. [FR Doc. 2020–15224 Filed 7–23–20; 8:45 am] BILLING CODE 6714–01–P DEPARTMENT OF TRANSPORTATION Federal Aviation Administration 14 CFR Part 39 [Docket No. FAA–2020–0705; Product Identifier 2017–SW–105–AD; Amendment 39–21187; AD 2020–16–03] RIN 2120–AA64 Airworthiness Directives; PZL Swidnik S.A. Helicopters Federal Aviation Administration (FAA), Department of Transportation (DOT). ACTION: Final rule; request for comments. AGENCY: The FAA is adopting a new airworthiness directive (AD) for PZL Swidnik S.A. (PZL) Model PZL W–3A helicopters. This AD requires establishing a life limit for certain horizontal stabilizers and removing from service any affected horizontal stabilizer in accordance with that life limit. This AD was prompted by the discovery of an error in the Airworthiness Limitations for PZL Model PZL W–3A helicopters. The actions of this AD are intended to address an unsafe condition on these products. DATES: This AD becomes effective August 10, 2020. The FAA must receive comments on this AD by September 8, 2020. ADDRESSES: You may send comments by any of the following methods: • Federal eRulemaking Docket: Go to https://www.regulations.gov. Follow the online instructions for sending your comments electronically. • Fax: 202–493–2251. • Mail: Send comments to the U.S. Department of Transportation, Docket Operations, M–30, West Building Ground Floor, Room W12–140, 1200 New Jersey Avenue SE, Washington, DC 20590–0001. • Hand Delivery: Deliver to the ‘‘Mail’’ address between 9 a.m. and 5 jbell on DSKJLSW7X2PROD with RULES SUMMARY: 2 FIL–58–2020, Interagency Guidance for Responsible Small-Dollar Loans (May 20, 2020). VerDate Sep<11>2014 16:42 Jul 23, 2020 Jkt 250001 p.m., Monday through Friday, except Federal holidays. Examining the AD Docket You may examine the AD docket on the internet at https:// www.regulations.gov by searching for and locating Docket No. FAA–2020– 0705; or in person at Docket Operations between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays. The AD docket contains this AD, the European Aviation Safety Agency (now European Union Aviation Safety Agency) (EASA) AD, any comments received, and other information. The street address for Docket Operations is listed above. Comments will be available in the AD docket shortly after receipt. For service information identified in this final rule, contact WSK PZLS´widnik S.A., Al. Lotniko´w Polskich 1, 21–045 S´widnik, Poland; telephone +48 81722 6112; or at www.pzl.swidnik.pl. You may view the referenced service information at the FAA, Office of the Regional Counsel, Southwest Region, 10101 Hillwood Pkwy, Room 6N–321, Fort Worth, TX 76177. FOR FURTHER INFORMATION CONTACT: Kristin Bradley, Aviation Safety Engineer, Safety Management Section, Rotorcraft Standards Branch, FAA, 10101 Hillwood Pkwy., Fort Worth, TX 76177; telephone 817–222–5110; email kristin.bradley@faa.gov. SUPPLEMENTARY INFORMATION: Comments Invited This AD is a final rule that involves requirements affecting flight safety, and the FAA did not provide you with notice and an opportunity to provide your comments prior to it becoming effective. However, the FAA invites you to participate in this rulemaking by submitting written comments, data, or views. The most helpful comments reference a specific portion of the AD, explain the reason for any recommended change, and include supporting data. To ensure the docket does not contain duplicate comments, commenters should send only one copy of written comments, or if comments are filed electronically, commenters should submit them only one time. Except for Confidential Business Information (CBI) as described in the following paragraph, and other information as described in 14 CFR 11.35, the FAA will file in the docket all comments received, as well as a report summarizing each substantive public contact with FAA personnel concerning this rulemaking during the comment period. The FAA will consider all PO 00000 Frm 00002 Fmt 4700 Sfmt 4700 comments received and may conduct additional rulemaking based on those comments. Confidential Business Information Confidential Business Information (CBI) is commercial or financial information that is both customarily and actually treated as private by its owner. Under the Freedom of Information Act (FOIA) (5 U.S.C. 552), CBI is exempt from public disclosure. If your comments responsive to this NPRM contain commercial or financial information that is customarily treated as private, that you actually treat as private, and that is relevant or responsive to this NPRM, it is important that you clearly designate the submitted comments as CBI. Please mark each page of your submission containing CBI as ‘‘PROPIN.’’ The FAA will treat such marked submissions as confidential under the FOIA, and they will not be placed in the public docket of this NPRM. Submissions containing CBI should be sent to Kristin Bradley, Aviation Safety Engineer, Safety Management Section, Rotorcraft Standards Branch, FAA, 10101 Hillwood Pkwy., Fort Worth, TX 76177; telephone 817–222–5110; email kristin.bradley@faa.gov. Any commentary that the FAA receives which is not specifically designated as CBI will be placed in the public docket for this rulemaking. Discussion EASA, which is the Technical Agent for the Member States of the European Union, has issued AD No. 2017–0057, dated April 6, 2017, to correct an unsafe condition for PZL Model PZL W–3A helicopters. EASA advises of previous AD action requiring maintenance tasks and limitations in Revision 11 of Chapter 4 Airworthiness Limitations of PZL W–3A Instructions for Continued Airworthiness of Maintenance Manual AE 30.04.20.1 MM (English) and AE 30.04.20.1 IOT (Polish). Since then, EASA advises of revised maintenance tasks and more restrictive limitations in Revision 13 of AE 30.04.20.1 MM (English) and Revision 12 of AE 30.04.20.1 IOT (Polish). EASA states that these maintenance tasks and limitations are required for continued airworthiness and failure to comply with them could result in an unsafe condition. Additional review after the EASA AD was issued determined that previous revisions of AE 30.04.20.1 MM (English) included an error for horizontal stabilizer part number (P/N) 30.13.600.00.04. Introduced in Revision 9, dated January 2012, AE 30.04.20.1 E:\FR\FM\24JYR1.SGM 24JYR1

Agencies

[Federal Register Volume 85, Number 143 (Friday, July 24, 2020)]
[Rules and Regulations]
[Pages 44685-44686]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-15224]


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FEDERAL DEPOSIT INSURANCE CORPORATION

12 CFR Chapter III

RIN 3064-ZA17


Notice of Rescission of the Guidance on Supervisory Concerns and 
Expectations Regarding Deposit Advance Products

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice of rescission of statement of policy.

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SUMMARY: The FDIC has rescinded the Guidance on Supervisory Concerns 
and Expectations Regarding Deposit Advance Products.

DATES: July 24, 2020.

FOR FURTHER INFORMATION CONTACT: Ardie Hollifield, Senior Policy 
Analyst, Division of Depositor and Consumer Protection, (202) 898-6638; 
Karen Currie, Senior Examination Specialist, Division of Risk 
Management Supervision, (202) 898-3981; Benjamin K. Gibbs, Counsel, 
Legal Division, (202) 898-6726, Federal Deposit Insurance Corporation, 
550 17th Street NW, Washington, DC 20429. For the hearing impaired 
only, TDD users may contact (202) 925-4618.

SUPPLEMENTARY INFORMATION: On November 26, 2013, the FDIC issued final 
supervisory guidance entitled ``Guidance on Supervisory Concerns and 
Expectations Regarding Deposit Advance Products'' (2013 Deposit Advance 
Guidance), which addressed safe and sound banking practices and 
consumer protection in connection with deposit advance products.\1\ On 
May 20, 2020, the FDIC, Board of Governors of the Federal Reserve 
System, Office of the Comptroller of the Currency, and the National 
Credit Union Administration issued Interagency Lending Principles for 
Offering Responsible Small-Dollar Loans (Interagency Lending 
Principles) to encourage supervised banks, savings associations, and 
credit unions (collectively, ``financial institutions'') to offer 
responsible small-dollar loans to customers for both consumer and small 
business purposes. As discussed in its Financial Institution Letter 
transmitting the Interagency Lending Principles (FIL-58-2020), the FDIC 
has rescinded the

[[Page 44686]]

2013 Deposit Advance Guidance \2\ and replaced it with interagency 
guidance to provide uniform principles for all financial institutions.
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    \1\ 78 FR 70552-01 (November 26, 2013).
    \2\ FIL-58-2020, Interagency Guidance for Responsible Small-
Dollar Loans (May 20, 2020).

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Federal Deposit Insurance Corporation.

    Dated at Washington, DC, on July 9, 2020.
James P. Sheesley,
Acting Assistant Executive Secretary.
[FR Doc. 2020-15224 Filed 7-23-20; 8:45 am]
BILLING CODE 6714-01-P