Debt Collection Practices (Regulation F); Extension of Comment Period, 30890-30891 [2020-10966]

Download as PDF 30890 Federal Register / Vol. 85, No. 99 / Thursday, May 21, 2020 / Proposed Rules status of the information and treat it according to its determination. It is DOE’s policy that all comments may be included in the public docket, without change and as received, including any personal information provided in the comments (except information deemed to be exempt from public disclosure). DOE considers public participation to be a very important part of the process for developing energy conservation standards. DOE actively encourages the participation and interaction of the public during the comment period in each stage of the rulemaking process. Interactions with and between members of the public provide a balanced discussion of the issues and assist DOE in the rulemaking process. Anyone who wishes to be added to the DOE mailing list to receive future notices and information about this process or would like to request a public meeting should contact Appliance and Equipment Standards Program staff at (202) 287–1445 or via email at ApplianceStandardsQuestions@ ee.doe.gov. Signing Authority This document of the Department of Energy was signed on March 10, 2020, by Alexander N. Fitzsimmons, Deputy Assistant Secretary for Energy Efficiency, Energy Efficiency and Renewable Energy, pursuant to delegated authority from the Secretary of Energy. That document with the original signature and date is maintained by DOE. For administrative purposes only, and in compliance with requirements of the Office of the Federal Register, the undersigned DOE Federal Register Liaison Officer has been authorized to sign and submit the document in electronic format for publication, as an official document of the Department of Energy. This administrative process in no way alters the legal effect of this document upon publication in the Federal Register. Signed in Washington, DC, on May 6, 2020. Treena V. Garrett, Federal Register Liaison Officer, U.S. Department of Energy. [FR Doc. 2020–09989 Filed 5–20–20; 8:45 am] BILLING CODE 6450–01–P VerDate Sep<11>2014 16:41 May 20, 2020 Jkt 250001 BUREAU OF CONSUMER FINANCIAL PROTECTION 12 CFR Part 1006 [Docket No. CFPB–2020–0010] RIN 3170–AA41 Debt Collection Practices (Regulation F); Extension of Comment Period Bureau of Consumer Financial Protection. ACTION: Supplemental notice of proposed rulemaking; extension of comment period. AGENCY: On March 3, 2020, the Bureau of Consumer Financial Protection (Bureau) published in the Federal Register a Supplemental Notice of Proposed Rulemaking (SNPRM) requesting comment on the Bureau’s proposal to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), to require debt collectors to make certain disclosures when collecting time-barred debts. The SNPRM provided a 60-day comment period that was set to close on May 4, 2020. In a document published in the Federal Register on March 27, 2020, the Bureau extended the comment period until June 5, 2020. To allow interested persons more time to consider and submit their comments, the Bureau has determined that a further extension of the comment period until August 4, 2020, is appropriate. DATES: The comment period for the debt collection SNPRM published March 3, 2020, at 85 FR 12672, is extended. Responses to the SNPRM must now be received on or before August 4, 2020. ADDRESSES: You may submit comments, identified by Docket No. CFPB–2020– 0010 or RIN 3170–AA41, by any of the following methods: • Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments. • Email: 2020-NPRM-DebtCollection@ cfpb.gov. Include Docket No. CFPB– 2020–0010 or RIN 3170–AA41 in the subject line of the email. • Mail/Hand Delivery/Courier: Comment Intake, Bureau of Consumer Financial Protection, 1700 G Street NW, Washington, DC 20552. Please note that due to circumstances associated with the COVID-19 pandemic, the Bureau discourages the submission of comments by mail, hand delivery, or courier. Instructions: The Bureau encourages the early submission of comments. All submissions should include the agency name and docket number or Regulatory Information Number (RIN) for this SUMMARY: PO 00000 Frm 00038 Fmt 4702 Sfmt 4702 rulemaking. Because paper mail in the Washington, DC area and at the Bureau is subject to delay, and in light of difficulties associated with mail and hand deliveries during the COVID–19 pandemic, commenters are encouraged to submit comments electronically. In general, all comments received will be posted without change to http:// www.regulations.gov. In addition, once the CFPB’s headquarters reopens, comments will be available for public inspection and copying at 1700 G Street NW, Washington, DC 20552, on official business days between the hours of 10 a.m. and 5 p.m. Eastern Time. At that time, you can make an appointment to inspect the documents by telephoning 202–435–9169. All comments, including attachments and other supporting materials, will become part of the public record and subject to public disclosure. Proprietary or sensitive personal information, such as account numbers, Social Security numbers, or names of other individuals, should not be included. Comments will not be edited to remove any identifying or contact information. FOR FURTHER INFORMATION CONTACT: Seth Caffrey or Kristin McPartland, Senior Counsels, Office of Regulations, at 202– 435–7700. If you require this document in an alternative electronic format, please contact CFPB_accessibility@ cfpb.gov. SUPPLEMENTARY INFORMATION: On February 21, 2020, the Bureau issued an SNPRM proposing to amend Regulation F, 12 CFR part 1006, to prescribe Federal rules governing the activities of debt collectors, as that term is defined in the FDCPA. The SNPRM was published in the Federal Register on March 3, 2020.1 The SNPRM proposed to require debt collectors to make certain disclosures when collecting time-barred debts. The SNPRM provided a 60-day public comment period that was set to close on May 4, 2020. In light of the challenges posed by the COVID–19 pandemic, and in response to requests from stakeholders to give interested parties more time to conduct outreach to relevant constituencies and to properly address the many questions presented in the SNPRM, the Bureau extended the comment period until June 5, 2020.2 Since extending the comment period, the Bureau has received requests from a consumer advocacy group, a debt collection trade association, and three State Attorneys General to extend the comment period for an additional 601 85 2 85 FR 12672 (Mar. 3, 2020). FR 17299 (Mar. 27, 2020). E:\FR\FM\21MYP1.SGM 21MYP1 Federal Register / Vol. 85, No. 99 / Thursday, May 21, 2020 / Proposed Rules day period. These stakeholders state that the COVID-19 pandemic continues to make it difficult to respond to the SNPRM thoroughly. The Bureau agrees that the pandemic makes it difficult to respond to the SNPRM thoroughly and to determine when stakeholders will be able to do so. To ensure that stakeholders have the time they need to provide such responses, the Bureau concludes that an extension of the SNPRM comment period to August 4, 2020, is appropriate. This extension should allow interested parties more time to prepare responses to the SNPRM without delaying the rulemaking on this topic. The SNPRM comment period will now close on August 4, 2020. Signing Authority The Director of the Bureau, having reviewed and approved this document, is delegating the authority to electronically sign this document to Laura Galban, a Bureau Federal Register Liaison, for purposes of publication in the Federal Register. Dated: May 15, 2020. Laura Galban, Federal Register Liaison, Bureau of Consumer Financial Protection. [FR Doc. 2020–10966 Filed 5–20–20; 8:45 am] BILLING CODE 4810–AM–P DEPARTMENT OF TRANSPORTATION Federal Aviation Administration 14 CFR Part 39 [Docket No. FAA–2018–0994; Product Identifier 2017–SW–002–AD] RIN 2120–AA64 Airworthiness Directives; Airbus Helicopters Federal Aviation Administration (FAA), DOT. ACTION: Supplemental notice of proposed rulemaking (SNPRM); reopening of comment period. AGENCY: VerDate Sep<11>2014 16:41 May 20, 2020 Jkt 250001 Examining the AD Docket You may examine the AD docket on the internet at https:// www.regulations.gov by searching for and locating Docket No. FAA–2018– 0994; or in person at Docket Operations between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays. The AD docket contains this proposed AD, the European Aviation Safety Agency (now European Union Aviation Safety Agency) (EASA) AD, any comments received, and other information. The street address for Docket Operations is listed above. Comments will be available in the AD docket shortly after receipt. For service information identified in this proposed rule, contact Airbus Helicopters, 2701 N Forum Drive, Grand Prairie, TX 75052; telephone 972–641– 0000 or 800–232–0323; fax 972–641– 3775; or at https://www.airbus.com/ helicopters/services/technicalsupport.html. You may view the referenced service information at the FAA, Office of the Regional Counsel, Southwest Region, 10101 Hillwood Pkwy., Room 6N–321, Fort Worth, TX 76177. Matt Fuller, Senior Aviation Safety Engineer, Safety Management Section, Rotorcraft Standards Branch, FAA, 10101 Hillwood Pkwy., Fort Worth, TX 76177; telephone 817–222–5110; email matthew.fuller@faa.gov. SUPPLEMENTARY INFORMATION: FOR FURTHER INFORMATION CONTACT: The FAA is revising an earlier proposed airworthiness directive (AD) for Airbus Helicopters Model SA330J helicopters that proposed to require replacing certain left-hand (LH) and right-hand (RH) hydraulic pumps. The NPRM was prompted by reports that bolts that attach the cover of the hydraulic pump were broken. This action revises the NPRM by expanding the applicability, changing the proposed requirements, and correcting nomenclature. Since this imposes an additional burden over that proposed in the NPRM, the FAA is reopening the SUMMARY: comment period to allow the public the chance to comment on these changes. DATES: The FAA must receive comments on this SNPRM by July 20, 2020. ADDRESSES: You may send comments by any of the following methods: • Federal eRulemaking Docket: Go to https://www.regulations.gov. Follow the online instructions for sending your comments electronically. • Fax: 202–493–2251. • Mail: Send comments to the U.S. Department of Transportation, Docket Operations, M–30, West Building Ground Floor, Room W12–140, 1200 New Jersey Avenue SE, Washington, DC 20590–0001. • Hand Delivery: Deliver to the ‘‘Mail’’ address between 9 a.m. and 5 p.m., Monday through Friday, except Federal holidays. Comments Invited The FAA invites you to participate in this rulemaking by submitting written comments, data, or views. The FAA also invites comments relating to the economic, environmental, energy, or federalism impacts that might result PO 00000 Frm 00039 Fmt 4702 Sfmt 4702 30891 from adopting the proposals in this document. The most helpful comments reference a specific portion of the proposal, explain the reason for any recommended change, and include supporting data. To ensure the docket does not contain duplicate comments, commenters should send only one copy of written comments, or if comments are filed electronically, commenters should submit only one time. The FAA will file in the docket all comments received, as well as a report summarizing each substantive public contact with FAA personnel concerning this proposed rulemaking. Before acting on this proposal, the FAA will consider all comments received on or before the closing date for comments. The FAA will consider comments filed after the comment period has closed if it is possible to do so without incurring expense or delay. The FAA may change this proposal in light of the comments received. Discussion The FAA issued a notice of proposed rulemaking (NPRM) to amend 14 CFR part 39 to remove AD 2017–14–05, Amendment 39–18949 (82 FR 31899, July 11, 2017) (‘‘AD 2017–14–05’’) and add a new AD. AD 2017–14–05 applies to Airbus Helicopters Model SA330J helicopters with certain serialnumbered LH and RH hydraulic pumps part number (P/N) FR65WEO2005–175A installed. EASA, which is the Technical Agent for the Member States of the European Union, had issued EASA Emergency AD No. 2016–0264–E, dated December 22, 2016 (EASA AD 2016– 0264–E), which prompted AD 2017–14– 05. EASA had advised of reports of broken screws (bolts) that attach the cover of the hydraulic pump. Subsequent investigation identified a batch of screws that have intrinsic embrittlement and reduced mechanical properties because hydrogen was introduced into this batch of screws during production. Accordingly, AD 2017–14–05 requires replacing the RH hydraulic pump within 15 hours timein-service (TIS) and prohibits the installation of an affected hydraulic pump on any helicopter. The actions of AD 2017–14–05 are intended to prevent failure of a hydraulic pump cover attachment bolt, which could result in loss of fluid from the hydraulic pump, loss of the hydraulic system, and subsequent loss of control of the helicopter. AD 2017–14–05 requires shorter-term requirements that did not allow enough time to provide notice and opportunity for prior public comment. The NPRM was issued to add a longer-term E:\FR\FM\21MYP1.SGM 21MYP1

Agencies

[Federal Register Volume 85, Number 99 (Thursday, May 21, 2020)]
[Proposed Rules]
[Pages 30890-30891]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-10966]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

12 CFR Part 1006

[Docket No. CFPB-2020-0010]
RIN 3170-AA41


Debt Collection Practices (Regulation F); Extension of Comment 
Period

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Supplemental notice of proposed rulemaking; extension of 
comment period.

-----------------------------------------------------------------------

SUMMARY: On March 3, 2020, the Bureau of Consumer Financial Protection 
(Bureau) published in the Federal Register a Supplemental Notice of 
Proposed Rulemaking (SNPRM) requesting comment on the Bureau's proposal 
to amend Regulation F, which implements the Fair Debt Collection 
Practices Act (FDCPA), to require debt collectors to make certain 
disclosures when collecting time-barred debts. The SNPRM provided a 60-
day comment period that was set to close on May 4, 2020. In a document 
published in the Federal Register on March 27, 2020, the Bureau 
extended the comment period until June 5, 2020. To allow interested 
persons more time to consider and submit their comments, the Bureau has 
determined that a further extension of the comment period until August 
4, 2020, is appropriate.

DATES: The comment period for the debt collection SNPRM published March 
3, 2020, at 85 FR 12672, is extended. Responses to the SNPRM must now 
be received on or before August 4, 2020.

ADDRESSES: You may submit comments, identified by Docket No. CFPB-2020-
0010 or RIN 3170-AA41, by any of the following methods:
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments.
     Email: [email protected]. Include Docket 
No. CFPB-2020-0010 or RIN 3170-AA41 in the subject line of the email.
     Mail/Hand Delivery/Courier: Comment Intake, Bureau of 
Consumer Financial Protection, 1700 G Street NW, Washington, DC 20552. 
Please note that due to circumstances associated with the COVID-19 
pandemic, the Bureau discourages the submission of comments by mail, 
hand delivery, or courier.
    Instructions: The Bureau encourages the early submission of 
comments. All submissions should include the agency name and docket 
number or Regulatory Information Number (RIN) for this rulemaking. 
Because paper mail in the Washington, DC area and at the Bureau is 
subject to delay, and in light of difficulties associated with mail and 
hand deliveries during the COVID-19 pandemic, commenters are encouraged 
to submit comments electronically. In general, all comments received 
will be posted without change to http://www.regulations.gov. In 
addition, once the CFPB's headquarters reopens, comments will be 
available for public inspection and copying at 1700 G Street NW, 
Washington, DC 20552, on official business days between the hours of 10 
a.m. and 5 p.m. Eastern Time. At that time, you can make an appointment 
to inspect the documents by telephoning 202-435-9169.
    All comments, including attachments and other supporting materials, 
will become part of the public record and subject to public disclosure. 
Proprietary or sensitive personal information, such as account numbers, 
Social Security numbers, or names of other individuals, should not be 
included. Comments will not be edited to remove any identifying or 
contact information.

FOR FURTHER INFORMATION CONTACT: Seth Caffrey or Kristin McPartland, 
Senior Counsels, Office of Regulations, at 202-435-7700. If you require 
this document in an alternative electronic format, please contact 
[email protected].

SUPPLEMENTARY INFORMATION: On February 21, 2020, the Bureau issued an 
SNPRM proposing to amend Regulation F, 12 CFR part 1006, to prescribe 
Federal rules governing the activities of debt collectors, as that term 
is defined in the FDCPA. The SNPRM was published in the Federal 
Register on March 3, 2020.\1\ The SNPRM proposed to require debt 
collectors to make certain disclosures when collecting time-barred 
debts.
---------------------------------------------------------------------------

    \1\ 85 FR 12672 (Mar. 3, 2020).
---------------------------------------------------------------------------

    The SNPRM provided a 60-day public comment period that was set to 
close on May 4, 2020. In light of the challenges posed by the COVID-19 
pandemic, and in response to requests from stakeholders to give 
interested parties more time to conduct outreach to relevant 
constituencies and to properly address the many questions presented in 
the SNPRM, the Bureau extended the comment period until June 5, 
2020.\2\ Since extending the comment period, the Bureau has received 
requests from a consumer advocacy group, a debt collection trade 
association, and three State Attorneys General to extend the comment 
period for an additional 60-

[[Page 30891]]

day period. These stakeholders state that the COVID-19 pandemic 
continues to make it difficult to respond to the SNPRM thoroughly. The 
Bureau agrees that the pandemic makes it difficult to respond to the 
SNPRM thoroughly and to determine when stakeholders will be able to do 
so. To ensure that stakeholders have the time they need to provide such 
responses, the Bureau concludes that an extension of the SNPRM comment 
period to August 4, 2020, is appropriate. This extension should allow 
interested parties more time to prepare responses to the SNPRM without 
delaying the rulemaking on this topic. The SNPRM comment period will 
now close on August 4, 2020.
---------------------------------------------------------------------------

    \2\ 85 FR 17299 (Mar. 27, 2020).
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Signing Authority

    The Director of the Bureau, having reviewed and approved this 
document, is delegating the authority to electronically sign this 
document to Laura Galban, a Bureau Federal Register Liaison, for 
purposes of publication in the Federal Register.

    Dated: May 15, 2020.
Laura Galban,
Federal Register Liaison, Bureau of Consumer Financial Protection.
[FR Doc. 2020-10966 Filed 5-20-20; 8:45 am]
BILLING CODE 4810-AM-P