Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB, 17888-17890 [2020-06751]
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17888
Federal Register / Vol. 85, No. 62 / Tuesday, March 31, 2020 / Notices
1. Membership Applications
FHFA estimates that the average
number of applications for Bank
membership submitted annually will be
144 and that the average time to prepare
and submit an application and
supporting materials will be 15 hours.
Accordingly, the estimate for the annual
hour burden associated with
preparation and submission of
applications for Bank membership is
(144 applications × 15 hours per
application) = 2,160 hours.
of information is necessary for the
proper performance of FHFA functions,
including whether the information has
practical utility; (2) the accuracy of
FHFA’s estimates of the burdens of the
collection of information; (3) ways to
enhance the quality, utility, and clarity
of the information collected; and (4)
ways to minimize the burden of the
collection of information on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
2. Appeals of Membership Denials
FHFA estimates that the average
number of applicants that have been
denied membership by a Bank that will
appeal such a denial to FHFA will be 1
and that the average time to prepare and
submit an application for appeal will be
10 hours. Accordingly, the estimate for
the annual hour burden associated with
the preparation and submission of
membership appeals is (1 appellants ×
10 hours per application) = 10 hours.
Robert Winkler,
Chief Information Officer, Federal Housing
Finance Agency.
3. Notices of Intent to Withdraw from
Membership
FHFA estimates that the average
number of Bank members submitting a
notice of intent to withdraw from
membership annually will be 5 and that
the average time to prepare and submit
a notice will be 1.5 hours. Accordingly,
the estimate for the annual hour burden
associated with preparation and
submission of notices of intent to
withdraw is (5 withdrawing members ×
1.5 hours per application) = 7.5,
rounded to 8 hours.
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4. Requests for Transfer of Membership
to Another Bank District
FHFA estimates that the average
number of Bank members submitting a
request for transfer to another Bank will
be 5 and that the average time to prepare
and submit a request will be 2 hours.
Accordingly, the estimate for the annual
hour burden associated with
preparation and submission of requests
for automatic transfer is (5 transferring
members × 2 hours per request) = 10
hours.
D. Comment Request
In accordance with the requirements
of 5 CFR 1320.8(d), FHFA published an
initial notice and request for public
comments regarding this information
collection in the Federal Register on
January 22, 2020.8 The 60-day comment
period closed on March 23, 2020. FHFA
received no comments.
FHFA requests written comments on
the following: (1) Whether the collection
8 See
85 FR 3683 (Jan. 22, 2020).
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[FR Doc. 2020–06686 Filed 3–30–20; 8:45 am]
BILLING CODE 8070–01–P
FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB
Board of Governors of the
Federal Reserve System.
ACTION: Temporary approval of
information collection.
AGENCY:
The Board of Governors of the
Federal Reserve System (Board) has
temporarily revised the Financial
Statements for Holding Companies
pursuant to the authority delegated to
the Board by the Office of Management
and Budget (OMB). The revisions are
applicable only to reports reflecting the
March 31, 2020, as of date.
FOR FURTHER INFORMATION CONTACT: A
copy of the Paperwork Reduction Act
(PRA) OMB submission, including the
reporting form and instructions,
supporting statement, and other
documentation will be placed into
OMB’s public docket files, if approved.
These documents will also be made
available on the Board’s public website
at https://www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears below.
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829.
SUPPLEMENTARY INFORMATION: On June
15, 1984, OMB delegated to the Board
authority under the PRA to temporarily
approve a revision to a collection of
information without providing
opportunity for public comment if the
Board determines that a change in an
existing collection must be instituted
SUMMARY:
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quickly and that public participation in
the approval process would defeat the
purpose of the collection or
substantially interfere with the Board’s
ability to perform its statutory
obligation.
The Board’s delegated authority
requires that the Board, after
temporarily approving a collection,
solicit public comment on a proposal to
extend the temporary collection for a
period not to exceed three years.
However, as discussed below, the Board
does not intend to solicit comment on
such a proposal with respect to these
temporary revisions, as the Board, after
soliciting comment, has separately
approved identical revisions that would
apply to reports subsequent to those
affected by the temporary revisions.
Final Approval Under OMB Delegated
Authority of the Temporary Revision of
the Following Information Collection
Report title: Financial Statements for
Holding Companies.
Agency form number: FR Y–9C; FR Y–
9LP; FR Y–9SP; FR Y–9ES; FR Y–9CS.
OMB control number: 7100–0128.
Effective date: March 31, 2020.
Frequency: Quarterly, semiannually,
and annually.
Affected public: Businesses or other
for-profit.
Respondents: Bank holding
companies (BHCs), savings and loan
holding companies (SLHCs),1 securities
holding companies (SHCs), and U.S.
intermediate holding companies (IHCs)
(collectively, holding companies (HCs)).
Estimated number of respondents:
FR Y–9C (non-advanced approaches
(AA) HCs community bank leverage
ratio (CBLR)) with less than $5 billion
in total assets—71,
FR Y–9C (non AA HCs CBLR) with $5
billion or more in total assets—35,
FR Y–9C (non AA HCs non-CBLR)
with less than $5 billion in total assets—
84,
FR Y–9C (non AA HCs non-CBLR)
with $5 billion or more in total assets—
154,
FR Y–9C (AA HCs)—19,
FR Y–9LP—434,
FR Y–9SP—3,960,
FR Y–9ES—83,
FR Y–9CS—236.
Estimated average hours per response:
1 An SLHC must file one or more of the FR Y–
9 family of reports unless it is: (1) A grandfathered
unitary SLHC with primarily commercial assets and
thrifts that make up less than 5 percent of its
consolidated assets; or (2) a SLHC that primarily
holds insurance-related assets and does not
otherwise submit financial reports with the SEC
pursuant to section 13 or 15(d) of the Securities
Exchange Act of 1934.
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Federal Register / Vol. 85, No. 62 / Tuesday, March 31, 2020 / Notices
Reporting
FR Y–9C (non AA HCs CBLR) with
less than $5 billion in total assets—
29.14,
FR Y–9C (non AA HCs CBLR) with $5
billion or more in total assets—35.11,
FR Y–9C (non AA HCs non-CBLR)
with less than $5 billion in total assets—
40.98,
FR Y–9C (non AA HCs non-CBLR)
with $5 billion or more in total assets—
46.95,
FR Y–9C (AA HCs)—48.59,
FR Y–9LP—5.27,
FR Y–9SP—5.40,
FR Y–9ES—0.50,
FR Y–9CS—0.50.
Recordkeeping
FR Y–9C—1,
FR Y–9LP—1,
FR Y–9SP—0.50,
FR Y–9ES—0.50,
FR Y–9CS—0.50.
Estimated annual burden hours:
Reporting
FR Y–9C (non AA HCs CBLR) with
less than $5 billion in total assets—
8,276,
FR Y–9C (non AA HCs CBLR) with $5
billion or more in total assets—4,915,
FR Y–9C (non AA HCs non-CBLR)
with less than $5 billion in total assets—
13,769,
FR Y–9C (non AA HCs non-CBLR)
with $5 billion or more in total assets—
28,921,
FR Y–9C (AA HCs)—3,693,
FR Y–9LP—9,149,
FR Y–9SP—42,768,
FR Y–9ES—42,
FR Y–9CS—472.
jbell on DSKJLSW7X2PROD with NOTICES
Recordkeeping
FR Y–9C—1,452,
FR Y–9LP—1,736,
FR Y–9SP—3,960,
FR Y–9ES—42,
FR Y–9CS—472.
General description of report: The FR
Y–9 family of reporting forms continues
to be the primary source of financial
data on holding companies that
examiners rely on in the intervals
between on-site inspections. Financial
data from these reporting forms are used
to detect emerging financial problems,
to review performance and conduct preinspection analysis, to monitor and
evaluate capital adequacy, to evaluate
holding company mergers and
acquisitions, and to analyze a holding
company’s overall financial condition to
ensure the safety and soundness of its
operations. The FR Y–9C, FR Y–9LP,
and FR Y–9SP serve as standardized
financial statements for the consolidated
holding company. The Board requires
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19:01 Mar 30, 2020
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HCs to provide standardized financial
statements to fulfill the Board’s
statutory obligation to supervise these
organizations. The FR Y–9ES is a
financial statement for HCs that are
Employee Stock Ownership Plans. The
Board uses the voluntary FR Y–9CS (a
free-form supplement) to collect
additional information deemed to be
critical and needed in an expedited
manner. HCs file the FR Y–9C on a
quarterly basis, the FR Y–9LP quarterly,
the FR Y–9SP semiannually, the FR Y–
9ES annually, and the FR Y–9CS on a
schedule that is determined when this
supplement is used.
Current actions: The Board has
temporarily revised the instructions for
the FR Y–9C to permit banking
organizations to report data in a manner
consistent with the final rule titled
Standardized Approach for Calculating
the Exposure Amount of Derivative
Contracts (SA–CCR rule) 2 beginning
with the FR Y–9C report as of March 31,
2020, rather than the report as of June
30, 2020, as separately approved by the
Board. For the FR Y–9C report as of
March 31, 2020, respondents may report
data affected by the SA–CCR rule on a
best efforts basis. Because the temporary
revision applies only to reports as of
March 31, 2020, and because the Board,
after soliciting public comment, has
separately approved SA–CCR-related
revisions to the FR Y–9C beginning with
reports as of June 30, 2020, the Board
believes that further public comment
would not serve any regulatory purpose.
The Board has determined that this
revision to the FR Y–9C must be
instituted quickly and that public
participation in the approval process
would defeat the purpose of the
collection of information, as delaying
the revisions would result in the
collection of inaccurate information and
would interfere with the Board’s ability
to perform its statutory duties.
Legal authorization and
confidentiality: The Board has the
authority to impose the reporting and
recordkeeping requirements associated
with the FR Y–9 family of reports on
BHCs pursuant to section 5 of the Bank
Holding Company Act of 1956 (BHC
Act) (12 U.S.C. 1844); on SLHCs
pursuant to section 10(b)(2) and (3) of
the Home Owners’ Loan Act (12 U.S.C.
1467a(b)(2) and (3)); on U.S. IHCs
pursuant to section 5 of the BHC Act (12
U.S.C. 1844), as well as pursuant to
sections 102(a)(1) and 165 of the DoddFrank Wall Street and Consumer
Protection Act (Dodd-Frank Act) (12
U.S.C. 511(a)(1) and 5365); and on
securities holding companies pursuant
2 See
PO 00000
85 FR 4362 (January 24, 2020).
Frm 00042
Fmt 4703
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17889
to section 618 of the Dodd-Frank Act (12
U.S.C. 1850a(c)(1)(A)). The obligation to
submit the FR Y–9 series of reports, and
the recordkeeping requirements set forth
in the respective instructions to each
report, are mandatory, except for the FR
Y–9CS, which is voluntary.
With respect to the FR Y–9C report,
Schedule HI’s memoranda data item 7(g)
‘‘FDIC deposit insurance assessments,’’
Schedule HC–P’s data item 7(a)
‘‘Representation and warranty reserves
for 1–4 family residential mortgage
loans sold to U.S. government agencies
and government sponsored agencies,’’
and Schedule HC–P’s data item 7(b)
‘‘Representation and warranty reserves
for 1–4 family residential mortgage
loans sold to other parties’’ are
considered confidential commercial and
financial information. Such treatment is
appropriate under exemption 4 of the
Freedom of Information Act (FOIA) (5
U.S.C. 552(b)(4)) because these data
items reflect commercial and financial
information that is both customarily and
actually treated as private by the
submitter, and which the Board has
previously assured submitters will be
treated as confidential. It also appears
that disclosing these data items may
reveal confidential examination and
supervisory information, and in such
instances, this information would also
be withheld pursuant to exemption 8 of
the FOIA (5 U.S.C. 552(b)(8)), which
protects information related to the
supervision or examination of a
regulated financial institution.
In addition, for both the FR Y–9C
report and the FR Y–9SP report,
Schedule HC’s memorandum item 2.b.,
the name and email address of the
external auditing firm’s engagement
partner, is considered confidential
commercial information and protected
by exemption 4 of the FOIA (5 U.S.C.
552(b)(4)) if the identity of the
engagement partner is treated as private
information by HCs. The Board has
assured respondents that this
information will be treated as
confidential since the collection of this
data item was proposed in 2004.
Aside from the data items described
above, the remaining data items on the
FR Y–9C report and the FR Y–9SP
report are generally not accorded
confidential treatment. The data items
collected on FR Y–9LP, FR Y–9ES, and
FR Y–9CS reports, are also generally not
accorded confidential treatment. As
provided in the Board’s Rules Regarding
Availability of Information (12 CFR part
261), however, a respondent may
request confidential treatment for any
data items the respondent believes
should be withheld pursuant to a FOIA
exemption. The Board will review any
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Federal Register / Vol. 85, No. 62 / Tuesday, March 31, 2020 / Notices
such request to determine if confidential
treatment is appropriate and will inform
the respondent if the request for
confidential treatment has been denied.
To the extent the instructions to the
FR Y–9C, FR Y–9LP, FR Y–9SP, and FR
Y–9ES reports each respectively direct
the financial institution to retain the
workpapers and related materials used
in preparation of each report, such
material would only be obtained by the
Board as part of the examination or
supervision of the financial institution.
Accordingly, such information is
considered confidential pursuant to
exemption 8 of the FOIA (5 U.S.C.
552(b)(8)). In addition, the workpapers
and related materials may also be
protected by exemption 4 of the FOIA,
to the extent such financial information
is treated as confidential by the
respondent (5 U.S.C. 552(b)(4)).
Board of Governors of the Federal Reserve
System.
Ann Misback,
Secretary of the Board.
[FR Doc. 2020–06751 Filed 3–30–20; 8:45 am]
Board of Governors of the Federal Reserve
System, March 26, 2020.
Yao-Chin Chao,
Assistant Secretary of the Board.
[FR Doc. 2020–06681 Filed 3–30–20; 8:45 am]
Jessica Salmoiraghi,
Associate Administrator, Office of
Government-wide Policy.
GENERAL SERVICES
ADMINISTRATION
[FR Doc. 2020–06666 Filed 3–30–20; 8:45 am]
BILLING CODE 6820–14–P
[Notice–MA–2020–03; Docket No. 2020–
0002, Sequence No. 10]
FEDERAL RESERVE SYSTEM
Premium Class Transportation
Reporting Requirements
The companies listed in this notice
have given notice under section 4 of the
Bank Holding Company Act (12 U.S.C.
1843) (BHC Act) and Regulation Y, (12
CFR part 225) to engage de novo, or to
acquire or control voting securities or
assets of a company, including the
companies listed below, that engages
either directly or through a subsidiary or
other company, in a nonbanking activity
that is listed in § 225.28 of Regulation Y
(12 CFR 225.28) or that the Board has
determined by Order to be closely
related to banking and permissible for
bank holding companies. Unless
otherwise noted, these activities will be
conducted throughout the United States.
Each application is available for
inspection at the Federal Reserve Bank
indicated. The application also will be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the question whether the
proposal complies with the standards of
section 4 of the BHC Act.
Unless otherwise noted, comments
regarding the applications must be
received at the Reserve Bank indicated
or the offices of the Board of Governors,
Ann E. Misback, Secretary of the Board,
20th Street and Constitution Avenue
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19:01 Mar 30, 2020
Jkt 250001
accommodations, unless they have an
authorized exception to use the lowest
class of premium class transportation
required to meet their needs and
accomplish the mission. Federal
agencies must report the authorized use
and payment of premium class
transportation while on official travel
when the cost is more expensive than
comparable coach class
accommodations for the same itinerary.
Changes in the airline industry such as
the creation of classes that are in
between coach and business classes has
prompted agencies to request clarity in
premium class reporting requirements.
FTR Bulletin 20–05 provides the
guidance needed to promote consistent
reporting on the use of premium class
transportation used for official
temporary duty and relocation travel.
BILLING CODE P
BILLING CODE 6210–01–P
Notice of Proposals to Engage in or To
Acquire Companies Engaged in
Permissible Nonbanking Activities
jbell on DSKJLSW7X2PROD with NOTICES
NW, Washington DC 20551–0001, not
later than April 30, 2020.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Ally Financial Inc. and IB Finance
Holding Company, LLC, both of Detroit,
Michigan; to acquire Cardholder
Management Services, Inc., Woodbury,
New York, and indirectly acquire
Merrick Bank Corporation, South
Jordan, Utah, and thereby engage in
operating an industrial bank, pursuant
to section 225.28(b)(4)(i) of Regulation
Y.
Office of Government-wide
Policy (OGP), General Services
Administration (GSA).
ACTION: Notice of Federal Travel
Regulation (FTR) Bulletin 20–05,
premium class transportation reporting
requirements.
AGENCY:
GSA is publishing the
reporting requirements for the use of
other than coach class, also known as
‘‘premium class’’ transportation by
Government employees on official
travel. This bulletin also clarifies which
accommodations are not considered
premium class, and are therefore not
reportable. This information will be
available in FTR Bulletin 20–05, which
can be found on GSA’s website at
https://gsa.gov/ftrbulletins.
DATES: Applicability date: March 31,
2020. This notice applies to all official
travel and relocation and remains in
effect until superseded or cancelled.
FOR FURTHER INFORMATION CONTACT: For
clarification of content, please contact
Ms. Cheryl D. McClain-Barnes, Program
Analyst, Office of Government-wide
Policy, Office of Asset and
Transportation Management, at 202–
208–4334, or by email at travelpolicy@
gsa.gov. Please cite Notice of FTR
Bulletin 20–05.
SUPPLEMENTARY INFORMATION:
The FTR requires Government
travelers to use coach class
SUMMARY:
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GENERAL SERVICES
ADMINISTRATION
[Notice–PBS–2020–03; Docket No. 2020–
0002; Sequence No. 11]
Notice of Availability of the Revised
Draft Environmental Impact Statement
for the Expansion and Modernization
of the San Luis I Land Port of Entry,
San Luis, Arizona
Public Building Service (PBS),
General Services Administration (GSA).
ACTION: Notice of availability.
AGENCY:
This notice announces the
availability, and opportunity for public
review and comment, of the revised
Draft Environmental Impact Statement
(DEIS), which analyzes the potential
environmental impacts of a proposal by
the General Services Administration
(GSA) to expand and modernize the San
Luis I Land Port of Entry (LPOE) located
in San Luis, Arizona along the U.S.Mexico international border. During the
draft EIS review period in April 2019,
multiple comments were received,
including one comment which
identified a new alternative to be
included in the analysis. Therefore,
GSA determined that the Draft EIS
would be re-released for public review
that includes the new alternative. The
revised DEIS describes the project
purpose and need, the alternatives being
considered, and the potential impacts of
each alternative on the existing
environment. As the lead agency for this
undertaking, GSA is acting on behalf of
SUMMARY:
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Agencies
[Federal Register Volume 85, Number 62 (Tuesday, March 31, 2020)]
[Notices]
[Pages 17888-17890]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-06751]
=======================================================================
-----------------------------------------------------------------------
FEDERAL RESERVE SYSTEM
Agency Information Collection Activities: Announcement of Board
Approval Under Delegated Authority and Submission to OMB
AGENCY: Board of Governors of the Federal Reserve System.
ACTION: Temporary approval of information collection.
-----------------------------------------------------------------------
SUMMARY: The Board of Governors of the Federal Reserve System (Board)
has temporarily revised the Financial Statements for Holding Companies
pursuant to the authority delegated to the Board by the Office of
Management and Budget (OMB). The revisions are applicable only to
reports reflecting the March 31, 2020, as of date.
FOR FURTHER INFORMATION CONTACT: A copy of the Paperwork Reduction Act
(PRA) OMB submission, including the reporting form and instructions,
supporting statement, and other documentation will be placed into OMB's
public docket files, if approved. These documents will also be made
available on the Board's public website at https://www.federalreserve.gov/apps/reportforms/review.aspx or may be requested
from the agency clearance officer, whose name appears below.
Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of
the Chief Data Officer, Board of Governors of the Federal Reserve
System, Washington, DC 20551, (202) 452-3829.
SUPPLEMENTARY INFORMATION: On June 15, 1984, OMB delegated to the Board
authority under the PRA to temporarily approve a revision to a
collection of information without providing opportunity for public
comment if the Board determines that a change in an existing collection
must be instituted quickly and that public participation in the
approval process would defeat the purpose of the collection or
substantially interfere with the Board's ability to perform its
statutory obligation.
The Board's delegated authority requires that the Board, after
temporarily approving a collection, solicit public comment on a
proposal to extend the temporary collection for a period not to exceed
three years. However, as discussed below, the Board does not intend to
solicit comment on such a proposal with respect to these temporary
revisions, as the Board, after soliciting comment, has separately
approved identical revisions that would apply to reports subsequent to
those affected by the temporary revisions.
Final Approval Under OMB Delegated Authority of the Temporary Revision
of the Following Information Collection
Report title: Financial Statements for Holding Companies.
Agency form number: FR Y-9C; FR Y-9LP; FR Y-9SP; FR Y-9ES; FR Y-
9CS.
OMB control number: 7100-0128.
Effective date: March 31, 2020.
Frequency: Quarterly, semiannually, and annually.
Affected public: Businesses or other for-profit.
Respondents: Bank holding companies (BHCs), savings and loan
holding companies (SLHCs),\1\ securities holding companies (SHCs), and
U.S. intermediate holding companies (IHCs) (collectively, holding
companies (HCs)).
---------------------------------------------------------------------------
\1\ An SLHC must file one or more of the FR Y-9 family of
reports unless it is: (1) A grandfathered unitary SLHC with
primarily commercial assets and thrifts that make up less than 5
percent of its consolidated assets; or (2) a SLHC that primarily
holds insurance-related assets and does not otherwise submit
financial reports with the SEC pursuant to section 13 or 15(d) of
the Securities Exchange Act of 1934.
---------------------------------------------------------------------------
Estimated number of respondents:
FR Y-9C (non-advanced approaches (AA) HCs community bank leverage
ratio (CBLR)) with less than $5 billion in total assets--71,
FR Y-9C (non AA HCs CBLR) with $5 billion or more in total assets--
35,
FR Y-9C (non AA HCs non-CBLR) with less than $5 billion in total
assets--84,
FR Y-9C (non AA HCs non-CBLR) with $5 billion or more in total
assets--154,
FR Y-9C (AA HCs)--19,
FR Y-9LP--434,
FR Y-9SP--3,960,
FR Y-9ES--83,
FR Y-9CS--236.
Estimated average hours per response:
[[Page 17889]]
Reporting
FR Y-9C (non AA HCs CBLR) with less than $5 billion in total
assets--29.14,
FR Y-9C (non AA HCs CBLR) with $5 billion or more in total assets--
35.11,
FR Y-9C (non AA HCs non-CBLR) with less than $5 billion in total
assets--40.98,
FR Y-9C (non AA HCs non-CBLR) with $5 billion or more in total
assets--46.95,
FR Y-9C (AA HCs)--48.59,
FR Y-9LP--5.27,
FR Y-9SP--5.40,
FR Y-9ES--0.50,
FR Y-9CS--0.50.
Recordkeeping
FR Y-9C--1,
FR Y-9LP--1,
FR Y-9SP--0.50,
FR Y-9ES--0.50,
FR Y-9CS--0.50.
Estimated annual burden hours:
Reporting
FR Y-9C (non AA HCs CBLR) with less than $5 billion in total
assets--8,276,
FR Y-9C (non AA HCs CBLR) with $5 billion or more in total assets--
4,915,
FR Y-9C (non AA HCs non-CBLR) with less than $5 billion in total
assets--13,769,
FR Y-9C (non AA HCs non-CBLR) with $5 billion or more in total
assets--28,921,
FR Y-9C (AA HCs)--3,693,
FR Y-9LP--9,149,
FR Y-9SP--42,768,
FR Y-9ES--42,
FR Y-9CS--472.
Recordkeeping
FR Y-9C--1,452,
FR Y-9LP--1,736,
FR Y-9SP--3,960,
FR Y-9ES--42,
FR Y-9CS--472.
General description of report: The FR Y-9 family of reporting forms
continues to be the primary source of financial data on holding
companies that examiners rely on in the intervals between on-site
inspections. Financial data from these reporting forms are used to
detect emerging financial problems, to review performance and conduct
pre-inspection analysis, to monitor and evaluate capital adequacy, to
evaluate holding company mergers and acquisitions, and to analyze a
holding company's overall financial condition to ensure the safety and
soundness of its operations. The FR Y-9C, FR Y-9LP, and FR Y-9SP serve
as standardized financial statements for the consolidated holding
company. The Board requires HCs to provide standardized financial
statements to fulfill the Board's statutory obligation to supervise
these organizations. The FR Y-9ES is a financial statement for HCs that
are Employee Stock Ownership Plans. The Board uses the voluntary FR Y-
9CS (a free-form supplement) to collect additional information deemed
to be critical and needed in an expedited manner. HCs file the FR Y-9C
on a quarterly basis, the FR Y-9LP quarterly, the FR Y-9SP
semiannually, the FR Y-9ES annually, and the FR Y-9CS on a schedule
that is determined when this supplement is used.
Current actions: The Board has temporarily revised the instructions
for the FR Y-9C to permit banking organizations to report data in a
manner consistent with the final rule titled Standardized Approach for
Calculating the Exposure Amount of Derivative Contracts (SA-CCR rule)
\2\ beginning with the FR Y-9C report as of March 31, 2020, rather than
the report as of June 30, 2020, as separately approved by the Board.
For the FR Y-9C report as of March 31, 2020, respondents may report
data affected by the SA-CCR rule on a best efforts basis. Because the
temporary revision applies only to reports as of March 31, 2020, and
because the Board, after soliciting public comment, has separately
approved SA-CCR-related revisions to the FR Y-9C beginning with reports
as of June 30, 2020, the Board believes that further public comment
would not serve any regulatory purpose.
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\2\ See 85 FR 4362 (January 24, 2020).
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The Board has determined that this revision to the FR Y-9C must be
instituted quickly and that public participation in the approval
process would defeat the purpose of the collection of information, as
delaying the revisions would result in the collection of inaccurate
information and would interfere with the Board's ability to perform its
statutory duties.
Legal authorization and confidentiality: The Board has the
authority to impose the reporting and recordkeeping requirements
associated with the FR Y-9 family of reports on BHCs pursuant to
section 5 of the Bank Holding Company Act of 1956 (BHC Act) (12 U.S.C.
1844); on SLHCs pursuant to section 10(b)(2) and (3) of the Home
Owners' Loan Act (12 U.S.C. 1467a(b)(2) and (3)); on U.S. IHCs pursuant
to section 5 of the BHC Act (12 U.S.C. 1844), as well as pursuant to
sections 102(a)(1) and 165 of the Dodd-Frank Wall Street and Consumer
Protection Act (Dodd-Frank Act) (12 U.S.C. 511(a)(1) and 5365); and on
securities holding companies pursuant to section 618 of the Dodd-Frank
Act (12 U.S.C. 1850a(c)(1)(A)). The obligation to submit the FR Y-9
series of reports, and the recordkeeping requirements set forth in the
respective instructions to each report, are mandatory, except for the
FR Y-9CS, which is voluntary.
With respect to the FR Y-9C report, Schedule HI's memoranda data
item 7(g) ``FDIC deposit insurance assessments,'' Schedule HC-P's data
item 7(a) ``Representation and warranty reserves for 1-4 family
residential mortgage loans sold to U.S. government agencies and
government sponsored agencies,'' and Schedule HC-P's data item 7(b)
``Representation and warranty reserves for 1-4 family residential
mortgage loans sold to other parties'' are considered confidential
commercial and financial information. Such treatment is appropriate
under exemption 4 of the Freedom of Information Act (FOIA) (5 U.S.C.
552(b)(4)) because these data items reflect commercial and financial
information that is both customarily and actually treated as private by
the submitter, and which the Board has previously assured submitters
will be treated as confidential. It also appears that disclosing these
data items may reveal confidential examination and supervisory
information, and in such instances, this information would also be
withheld pursuant to exemption 8 of the FOIA (5 U.S.C. 552(b)(8)),
which protects information related to the supervision or examination of
a regulated financial institution.
In addition, for both the FR Y-9C report and the FR Y-9SP report,
Schedule HC's memorandum item 2.b., the name and email address of the
external auditing firm's engagement partner, is considered confidential
commercial information and protected by exemption 4 of the FOIA (5
U.S.C. 552(b)(4)) if the identity of the engagement partner is treated
as private information by HCs. The Board has assured respondents that
this information will be treated as confidential since the collection
of this data item was proposed in 2004.
Aside from the data items described above, the remaining data items
on the FR Y-9C report and the FR Y-9SP report are generally not
accorded confidential treatment. The data items collected on FR Y-9LP,
FR Y-9ES, and FR Y-9CS reports, are also generally not accorded
confidential treatment. As provided in the Board's Rules Regarding
Availability of Information (12 CFR part 261), however, a respondent
may request confidential treatment for any data items the respondent
believes should be withheld pursuant to a FOIA exemption. The Board
will review any
[[Page 17890]]
such request to determine if confidential treatment is appropriate and
will inform the respondent if the request for confidential treatment
has been denied.
To the extent the instructions to the FR Y-9C, FR Y-9LP, FR Y-9SP,
and FR Y-9ES reports each respectively direct the financial institution
to retain the workpapers and related materials used in preparation of
each report, such material would only be obtained by the Board as part
of the examination or supervision of the financial institution.
Accordingly, such information is considered confidential pursuant to
exemption 8 of the FOIA (5 U.S.C. 552(b)(8)). In addition, the
workpapers and related materials may also be protected by exemption 4
of the FOIA, to the extent such financial information is treated as
confidential by the respondent (5 U.S.C. 552(b)(4)).
Board of Governors of the Federal Reserve System.
Ann Misback,
Secretary of the Board.
[FR Doc. 2020-06751 Filed 3-30-20; 8:45 am]
BILLING CODE 6210-01-P