Proposed Information Collection; Comment Request; NTIA/FCC Web-Based Frequency Coordination System, 9745-9746 [2020-03355]
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Federal Register / Vol. 85, No. 34 / Thursday, February 20, 2020 / Notices
exclusion. Accordingly, NMFS has
determined that the issuance of the IHA
Renewal qualifies to be categorically
excluded from further NEPA review.
Endangered Species Act
Section 7(a)(2) of the Endangered
Species Act of 1973 (ESA: 16 U.S.C.
1531 et seq.) requires that each Federal
agency insure that any action it
authorizes, funds, or carries out is not
likely to jeopardize the continued
existence of any endangered or
threatened species or result in the
destruction or adverse modification of
designated critical habitat. To ensure
ESA compliance for the issuance of
IHAs, NMFS consults internally, in this
case with the West Coast Region
Protected Resources Division Office,
whenever we propose to authorize take
for endangered or threatened species.
No incidental take of ESA-listed
species is authorized or expected to
result from this activity. Therefore,
NMFS has determined that formal
consultation under section 7 of the ESA
is not required for this action.
Renewal
NMFS has issued a Renewal IHA to
Point Blue for the taking of marine
mammals incidental to conducting
seabird research in central California
from the date of issuance (February 14,
2020) through July 6, 2020.
Dated: February 14, 2020.
Donna S. Wieting,
Director, Office of Protected Resources,
National Marine Fisheries Service.
[FR Doc. 2020–03399 Filed 2–19–20; 8:45 am]
BILLING CODE 3510–22–P
DEPARTMENT OF COMMERCE
National Telecommunications and
Information Administration
Proposed Information Collection;
Comment Request; NTIA/FCC WebBased Frequency Coordination System
National Telecommunications
and Information Administration,
Commerce.
ACTION: Notice.
AGENCY:
The Department of
Commerce, as part of its continuing
effort to reduce paperwork and
respondent burden, invites the general
public and other Federal agencies to
take this opportunity to comment on
proposed and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995.
DATES: Written comments must be
submitted on or before April 20, 2020.
lotter on DSKBCFDHB2PROD with NOTICES
SUMMARY:
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19:48 Feb 19, 2020
Jkt 250001
Direct all written comments
to Edward F. Drocella, Office of
Spectrum Management, National
Telecommunications and Information
Administration, 1401 Constitution
Avenue NW, Room 6725, Washington,
DC 20230 (or via the internet at
PRAComments@doc.gov). All comments
submitted in response to this notice are
a part of the public record and will be
made available to the public, which may
include posting them on the
Regulations.gov website. Comments will
generally be posted without change.
Please do not include information of a
confidential nature, such as sensitive
personal information or proprietary
information. All Personally Identifiable
Information (for example, name and
address) voluntarily submitted may be
publicly accessible. If you send an email
comment, your email address will be
automatically captured and included as
part of the comment that is placed in the
public docket. Please note that
comments that include a message
stating the confidentiality of the
communication will be treated as public
comments and will be made available to
the public.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the information collection
instrument and instructions should be
directed to Edward F. Drocella, Office of
Spectrum Management, National
Telecommunications and Information
Administration, 1401 Constitution
Avenue NW, Room 6725, Washington,
DC 20230, (202) 482–2608, edrocella@
ntia.gov.
SUPPLEMENTARY INFORMATION:
ADDRESSES:
I. Abstract
The National Telecommunications
and Information Administration (NTIA)
hosts a web-based system that collects
specific identification information (e.g.,
company name, location and projected
range of the operation, etc.) from
applicants seeking authorization by the
Federal Communications Commission
(FCC) to operate in radio frequency (RF)
bands that are shared on a co-primary
basis by federal and non-federal users.
The web-based system provides a means
for non-federal applicants to rapidly
determine the availability of RF
spectrum in a specific location, or the
need for detailed frequency
coordination of a specific newly
proposed assignment within the shared
portions of the radio spectrum. The
website allows proposed radio site
information of a non-federal applicant
to be analyzed, and a real-time
determination made as to whether there
is a potential for interference to, or from,
PO 00000
Frm 00025
Fmt 4703
Sfmt 4703
9745
existing Federal government radio
operations in the vicinity of the
proposed site. This web-based
coordination helps expedite the
coordination process for non-federal
applicants while assuring protection of
government data relating to national
security. The information provided by
non-federal applicants will also assure
the protection of the applicant’s station
from radio frequency interference from
future government operations.
II. Method of Collection
NTIA collects the data by means of an
internet web-based system. The
applications on the website provide
real-time responses to obtain either: (1)
A validation of the coordination of a
single frequency, or (2) a notification of
the unavailability of a frequency at the
one site and that further coordination
will be required by the FCC and NTIA.
III. Data
OMB Control No: 0660–0018.
Form No.: N/A.
Type of Review: Regular submission
(extension of currently approved
information collection).
Affected Public: Applicants seeking to
operate in the 71–76 GHz, 81–86 GHz,
and 92–95 GHz radio frequency bands.
Estimated Total Number of
Respondents: 5,500.
Estimated Time per Response: 15
minutes.
Estimated Total Annual Burden
Hours: 1,375.
Estimated Total Annual Cost to
Public: $0.00.
IV. Request for Comments
Comments are invited on: (a) Whether
the proposed collection of information
is necessary for the proper performance
of the functions of the agency, including
whether the information shall have a
practical utility; (b) the accuracy of the
agency’s estimate of the burden
(including hours and cost) of the
proposed collection of information; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology.
Comments submitted in response to
this notice will be summarized and/or
included in the request for OMB
approval of this information collection;
E:\FR\FM\20FEN1.SGM
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9746
Federal Register / Vol. 85, No. 34 / Thursday, February 20, 2020 / Notices
they also will become a matter of public
record.
Sheleen Dumas,
Department PRA Clearance Officer, Office of
the Chief Information Officer, Commerce
Department.
[FR Doc. 2020–03355 Filed 2–19–20; 8:45 am]
BILLING CODE 3510–60–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Supervisory Highlights, Issue 21
(Winter 2020)
Bureau of Consumer Financial
Protection.
ACTION: Supervisory highlights.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau) is issuing
its twenty first edition of Supervisory
Highlights. In this issue of Supervisory
Highlights, we report examination
findings in the areas of debt collection,
mortgage servicing, payday lending and
student loan servicing that were
completed between April 2019 and
August 2019. The report does not
impose any new or different legal
requirements, and all violations
described in the report are based only
on those specific facts and
circumstances noted during those
examinations.
DATES: The Bureau released this edition
of the Supervisory Highlights on its
website on February 14, 2020.
FOR FURTHER INFORMATION CONTACT:
Jaclyn Sellers, Counsel, at (202) 435–
7449. If you require this document in an
alternative electronic format, please
contact CFPB_Accessibility@cfpb.gov.
SUPPLEMENTARY INFORMATION:
lotter on DSKBCFDHB2PROD with NOTICES
SUMMARY:
1. Introduction
The Bureau of Consumer Financial
Protection (Bureau) is committed to a
consumer financial marketplace that is
free, innovative, competitive, and
transparent, where the rights of all
parties are protected by the rule of law,
and where consumers are free to choose
the products and services that best fit
their individual needs. To effectively
accomplish this, the Bureau remains
committed to sharing with the public
key findings from its supervisory work
to help industry limit risks to
consumers and comply with Federal
consumer financial law.
The findings included in this report
cover examinations in the areas of debt
collection, mortgage servicing, payday
lending, and student loan servicing that
were completed between April 2019 and
August 2019.
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19:48 Feb 19, 2020
Jkt 250001
It is important to keep in mind that
institutions are subject only to the
requirements of relevant laws and
regulations. The information contained
in Supervisory Highlights is
disseminated to help institutions better
understand how the Bureau examines
institutions for compliance with those
requirements. This document does not
impose any new or different legal
requirements. In addition, the legal
violations described in this and
previous issues of Supervisory
Highlights are based on the particular
facts and circumstances reviewed by the
Bureau as part of its examinations. A
conclusion that a legal violation exists
on the facts and circumstances
described here may not lead to such a
finding under different facts and
circumstances.
We invite readers with questions or
comments about the findings and legal
analysis reported in Supervisory
Highlights to contact us at CFPB_
Supervision@cfpb.gov.
2. Supervisory Observations
Recent supervisory observations are
reported in the area of debt collection,
mortgage servicing, payday lending, and
student loan servicing.
2.1
Debt Collection
The Bureau’s Supervision program
has the authority to examine certain
entities that engage in consumer debt
collection activities, including
nonbanks that are larger participants in
the consumer debt collection market.
Recent examinations of larger
participant debt collectors identified
one or more violations of the Fair Debt
Collection Practices Act (FDCPA).
2.1.1 Failure To Disclose in
Subsequent Communications That
Communication is From a Debt
Collector
Section 807 of the FDCPA prohibits
the use of any false, deceptive, or
misleading representation or means in
the collection of any debt.1 Specifically,
section 807(11) of the FDCPA prohibits
a collector from failing to disclose in
communications subsequent to the
initial written communication that the
communication is from a debt
collector.2 Examiners found that one or
more debt collectors failed to disclose in
their subsequent communications that
those communications were from a debt
collector. In response to these findings,
the collectors revised their section
807(11) policies and procedures,
1 15
2 15
PO 00000
U.S.C. 1692(e).
U.S.C. 1692(e)(11).
Frm 00026
Fmt 4703
Sfmt 4703
monitoring and/or audit programs, and
training.
2.1.2
Failure To Send Notice of Debt
Section 809(a) of the FDCPA requires
that within five days after the initial
communication with the consumer in
connection with the collection of any
debt, a debt collector must send a
written validation notice unless the
information is contained in the initial
communication or the consumer has
paid the debt.3 Examiners found that
one or more debt collectors failed to
send the prescribed validation notice
within five days of the initial
communication with the consumer
regarding collection of the debt, where
required. In response to these findings,
the collectors revised their section
807(11) policies and procedures,
monitoring and/or audit programs, and
training.
2.2
Mortgage Servicing
Bureau examinations continue to
focus on the loss mitigation process.
Examiners determined that one or more
servicers violated Regulation X, by
failing to provide certain required loss
mitigation notices, providing
incomplete notices, or not providing
notices within the time required by the
regulation.4 These violations were
caused, in part, by servicers’ efforts to
handle an unexpected surge in
applications due to natural disasters and
impacted both borrowers in disaster
areas and those outside of disaster areas.
The Bureau had issued a statement
regarding supervisory practices during
natural disasters.5 The statement
described flexibility in Regulation X
that may make it easier for servicers to
assist borrowers affected by natural
disasters or emergencies but does not
lift any requirements. However, since
the violations set forth below occurred
during a time period where the servicers
were making specific efforts to address
borrower needs arising from natural
disasters, Supervision did not issue any
matters requiring attention setting forth
needed corrective actions by servicers.
Instead, servicers developed plans to
enhance staffing capacity in response to
any future disaster-related increases in
loss mitigation applications.
3 15
U.S.C. 1692(g)(a).
CFR 1024.41.
5 Statement on Supervisory Practices Regarding
Financial Institutions and Consumers Affected by a
Major Disaster or Emergency—September 2018,
available at https://www.consumerfinance.gov/
policy-compliance/guidance/supervisory-guidance/
statement-supervisory-practices-regardingfinancial-institutions-and-consumers-affectedmajor-disaster-or-emergency/.
4 12
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]]>Agencies
[Federal Register Volume 85, Number 34 (Thursday, February 20, 2020)]
[Notices]
[Pages 9745-9746]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2020-03355]
-----------------------------------------------------------------------
DEPARTMENT OF COMMERCE
National Telecommunications and Information Administration
Proposed Information Collection; Comment Request; NTIA/FCC Web-
Based Frequency Coordination System
AGENCY: National Telecommunications and Information Administration,
Commerce.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The Department of Commerce, as part of its continuing effort
to reduce paperwork and respondent burden, invites the general public
and other Federal agencies to take this opportunity to comment on
proposed and/or continuing information collections, as required by the
Paperwork Reduction Act of 1995.
DATES: Written comments must be submitted on or before April 20, 2020.
ADDRESSES: Direct all written comments to Edward F. Drocella, Office of
Spectrum Management, National Telecommunications and Information
Administration, 1401 Constitution Avenue NW, Room 6725, Washington, DC
20230 (or via the internet at [email protected]). All comments
submitted in response to this notice are a part of the public record
and will be made available to the public, which may include posting
them on the Regulations.gov website. Comments will generally be posted
without change. Please do not include information of a confidential
nature, such as sensitive personal information or proprietary
information. All Personally Identifiable Information (for example, name
and address) voluntarily submitted may be publicly accessible. If you
send an email comment, your email address will be automatically
captured and included as part of the comment that is placed in the
public docket. Please note that comments that include a message stating
the confidentiality of the communication will be treated as public
comments and will be made available to the public.
FOR FURTHER INFORMATION CONTACT: Requests for additional information or
copies of the information collection instrument and instructions should
be directed to Edward F. Drocella, Office of Spectrum Management,
National Telecommunications and Information Administration, 1401
Constitution Avenue NW, Room 6725, Washington, DC 20230, (202) 482-
2608, [email protected].
SUPPLEMENTARY INFORMATION:
I. Abstract
The National Telecommunications and Information Administration
(NTIA) hosts a web-based system that collects specific identification
information (e.g., company name, location and projected range of the
operation, etc.) from applicants seeking authorization by the Federal
Communications Commission (FCC) to operate in radio frequency (RF)
bands that are shared on a co-primary basis by federal and non-federal
users. The web-based system provides a means for non-federal applicants
to rapidly determine the availability of RF spectrum in a specific
location, or the need for detailed frequency coordination of a specific
newly proposed assignment within the shared portions of the radio
spectrum. The website allows proposed radio site information of a non-
federal applicant to be analyzed, and a real-time determination made as
to whether there is a potential for interference to, or from, existing
Federal government radio operations in the vicinity of the proposed
site. This web-based coordination helps expedite the coordination
process for non-federal applicants while assuring protection of
government data relating to national security. The information provided
by non-federal applicants will also assure the protection of the
applicant's station from radio frequency interference from future
government operations.
II. Method of Collection
NTIA collects the data by means of an internet web-based system.
The applications on the website provide real-time responses to obtain
either: (1) A validation of the coordination of a single frequency, or
(2) a notification of the unavailability of a frequency at the one site
and that further coordination will be required by the FCC and NTIA.
III. Data
OMB Control No: 0660-0018.
Form No.: N/A.
Type of Review: Regular submission (extension of currently approved
information collection).
Affected Public: Applicants seeking to operate in the 71-76 GHz,
81-86 GHz, and 92-95 GHz radio frequency bands.
Estimated Total Number of Respondents: 5,500.
Estimated Time per Response: 15 minutes.
Estimated Total Annual Burden Hours: 1,375.
Estimated Total Annual Cost to Public: $0.00.
IV. Request for Comments
Comments are invited on: (a) Whether the proposed collection of
information is necessary for the proper performance of the functions of
the agency, including whether the information shall have a practical
utility; (b) the accuracy of the agency's estimate of the burden
(including hours and cost) of the proposed collection of information;
(c) ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology.
Comments submitted in response to this notice will be summarized
and/or included in the request for OMB approval of this information
collection;
[[Page 9746]]
they also will become a matter of public record.
Sheleen Dumas,
Department PRA Clearance Officer, Office of the Chief Information
Officer, Commerce Department.
[FR Doc. 2020-03355 Filed 2-19-20; 8:45 am]
BILLING CODE 3510-60-P
