Correction to the Fair Lending Report of the Bureau of Consumer Financial Protection, 52075-52076 [2019-21225]

Download as PDF Federal Register / Vol. 84, No. 190 / Tuesday, October 1, 2019 / Notices agreement, job, or other activity on behalf of the Bureau or Federal Government and who have a need to access the information in the performance of their duties or activities; (7) The U.S. Department of Justice (DOJ) for its use in providing legal advice to the Bureau or in representing the Bureau in a proceeding before a court, adjudicative body, or other administrative body, where the use of such information by the DOJ is deemed by the Bureau to be relevant and necessary to the advice or proceeding, and in the case of a proceeding, such proceeding names as a party in interest: (a) The Bureau; (b) Any employee of the Bureau in his or her official capacity; (c) Any employee of the Bureau in his or her individual capacity where DOJ has agreed to represent the employee; or (d) The United States, where the Bureau determines that litigation is likely to affect the Bureau or any of its components; (8) A grand jury pursuant either to a Federal or State grand jury subpoena, or to a prosecution request that such record be released for the purpose of its introduction to a grand jury, where the subpoena or request has been specifically approved by a court. In those cases where the Federal Government is not a party to the proceeding, records may be disclosed if a subpoena has been signed by a judge; (9) A court, magistrate, or administrative tribunal in the course of an administrative proceeding or judicial proceeding, including disclosures to opposing counsel or witnesses (including expert witnesses) in the course of discovery or other pre-hearing exchanges of information, litigation, or settlement negotiations, where relevant or potentially relevant to a proceeding, or in connection with criminal law proceedings; (10) Appropriate Federal, State, local, foreign, tribal, or self-regulatory organizations or agencies responsible for investigating, prosecuting, enforcing, implementing, issuing, or carrying out a statute, rule, regulation, order, policy, or license if the information may be relevant to a potential violation of civil or criminal law, rule, regulation, order, policy, or license. jbell on DSK3GLQ082PROD with NOTICES POLICIES AND PRACTICES FOR STORAGE OF RECORDS: The records are maintained in paper and electronic media. Access to electronic records is restricted to authorized personnel who have been issues non-transferrable access codes and passwords. Other records are maintained in locked file cabinets or VerDate Sep<11>2014 18:10 Sep 30, 2019 Jkt 250001 rooms with access limited to those personnel whose official duties require access. POLICIES AND PRACTICES FOR RETRIEVAL OF RECORDS: Records are retrievable by a variety of fields including, but not limited to, name, email address, phone number, organization/office assignment, or by some combination thereof. POLICIES AND PRACTICES FOR RETENTION AND DISPOSAL OF RECORDS: The Bureau will maintain computer and paper records for three years, but longer retention is authorized if required for business use. ADMINISTRATIVE, TECHNICAL, AND PHYSICAL SAFEGUARDS: Access to electronic records is restricted to authorized personnel who have been issued non-transferrable access codes and passwords. Other records are maintained in locked file cabinets or rooms with access limited to those personnel whose official duties require access. RECORD ACCESS PROCEDURES: Individuals seeking notification and access to any record contained in this system of records may inquire in writing in accordance with instructions in 12 CFR 1070.50 et seq. Address such requests to: Chief Privacy Officer, Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. Instructions are also provided on the Bureau website: https:// www.consumerfinance.gov/foiarequests/submit-request/. CONTESTING RECORD PROCEDURES: Individuals seeking to contest the content of any record contained in this system of records may inquire in writing in accordance with instructions in 12 CFR 1070.50 et seq. Address such requests to: Chief Privacy Officer, Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. Instructions are also provided on the Bureau website: https:// www.consumerfinance.gov/privacy/ amending-and-correcting-recordsunder-privacy-act/. NOTIFICATION PROCEDURES: See ‘‘Record Access Procedures’’ above. EXEMPTIONS PROMULGATED FOR THE SYSTEM: None. HISTORY: This is a newly proposed system of records. PO 00000 Frm 00016 Fmt 4703 Sfmt 4703 52075 Dated: August 22, 2019. Kate Fulton, Senior Agency Official for Privacy, Bureau of Consumer Financial Protection. [FR Doc. 2019–20724 Filed 9–30–19; 8:45 am] BILLING CODE 4810–AM–P BUREAU OF CONSUMER FINANCIAL PROTECTION Correction to the Fair Lending Report of the Bureau of Consumer Financial Protection Bureau of Consumer Financial Protection. ACTION: Correction to the Fair Lending Report of the Bureau of Consumer Financial Protection. AGENCY: SUMMARY: On June 28, 2019, the Bureau of Consumer Financial Protection (Bureau) released its Fair Lending Annual Report to Congress, describing the Bureau’s efforts to fulfill its fair lending mandate during calendar year 2018. Also, as part of the Bureau’s annual reporting requirements, the report provided a summary of enforcement activity taken in 2018 by the other Federal Financial Institutions Examination Council (FFIEC) agencies assigned with administrative enforcement responsibilities under Equal Credit Opportunity Act (ECOA). On September 24, 2019, the Bureau revised the report to correct the omission of a 2018 referral by the Federal Deposit Insurance Corporation (FDIC) to the U.S. Department of Justice (DOJ) involving national origin discrimination in violation of ECOA. DATES: The Bureau released the corrected Fair Lending Annual Report to Congress on its website on September 25, 2019. FOR FURTHER INFORMATION CONTACT: Patrice Alexander Ficklin, Assistant Director, Fair Lending and Equal Opportunity, at 1–855–411–2372. If you require this document in an alternative electronic format, please contact CFPB_ Accessibility@cfpb.gov. SUPPLEMENTARY INFORMATION: In the Bureau of Consumer Financial Protection’s Fair Lending Annual Report to Congress, published on June 28, 2019, the following correction should be noted: Pursuant to 15 U.S.C. 1691f, the Bureau is required to report annually on the enforcement actions taken by each of the FFIEC agencies assigned administrative enforcement responsibilities under the ECOA. Unfortunately, the Bureau inadvertently omitted a 2018 referral by an FFIEC agency to the DOJ involving E:\FR\FM\01OCN1.SGM 01OCN1 52076 Federal Register / Vol. 84, No. 190 / Tuesday, October 1, 2019 / Notices discrimination in violation of ECOA. As noted in Section 8.2, on page 30 of the corrected Report, two FFIEC agencies made referrals to the DOJ involving discrimination in violation of ECOA in 2018: The National Credit Union Administration made a referral to the DOJ on the basis of marital status discrimination and the FDIC made a referral to the DOJ on the basis of national origin discrimination. The report as originally published did not include the referral made by the FDIC and is hereby corrected in the text and on the chart on page 30. The corrected Fair Lending Annual Report to Congress is available on the Bureau’s website at https:// www.consumerfinance.gov/dataresearch/fair-lending-report-2018/. Kathleen L. Kraninger, Director, Bureau of Consumer Financial Protection. [FR Doc. 2019–21225 Filed 9–30–19; 8:45 am] BILLING CODE 4810–AM–P DEPARTMENT OF DEFENSE Department of the Army [Docket ID: USA–2019–HQ–0022] Submission for OMB Review; Comment Request AGENCY: U.S. Army Corps of Engineers, DoD. ACTION: 30-day information collection jbell on DSK3GLQ082PROD with NOTICES notice. SUMMARY: The Department of Defense has submitted to OMB for clearance the following proposal for collection of information under the provisions of the Paperwork Reduction Act. DATES: Consideration will be given to all comments received by October 31, 2019. ADDRESSES: Comments and recommendations on the proposed information collection should be emailed to Mr. Vlad Dorjets, DoD Desk Officer, at oira_submission@ omb.eop.gov. Please identify the proposed information collection by DoD Desk Officer, Docket ID number, and title of the information collection. FOR FURTHER INFORMATION CONTACT: Angela James, 571–372–7574, or whs.mc-alex.esd.mbx.dd-dodinformation-collections@mail.mil. SUPPLEMENTARY INFORMATION: Title; Associated Form; and OMB Number: Beach Recreation Survey; OMB Control Number 0710–XXXX. Type of Request: New. Number of Respondents: 4,500. Responses per Respondent: 1. VerDate Sep<11>2014 18:10 Sep 30, 2019 Jkt 250001 Annual Responses: 4,500. Average Burden per Response: 15 minutes. Annual Burden Hours: 1,125. Needs and Uses: The information collection requirement is necessary to determine National Economic Development (NED) benefits and recreation values for five recreation sites, including Miami-Dade County FL, Pinellas County FL, Collier County FL, Folly Beach SC, and San Juan Coast Line, PR. As part of this investigation, the Corps will evaluate the existing recreation demand and tourism opportunities provided by each project. The proposed methodology (design) involves an onsite intercept survey of eligible recreationist to collect data on recreational trips and activities within the region, state, and nation. The models will be used to produce empirical estimates of economic value of beach replenishment. Affected Public: Individuals or Households. Frequency: On occasion. Respondent’s Obligation: Voluntary. OMB Desk Officer: Mr. Vlad Dorjets. You may also submit comments and recommendations, identified by Docket ID number and title, by the following method: • Federal eRulemaking Portal: https:// www.regulations.gov. Follow the instructions for submitting comments. Instructions: All submissions received must include the agency name, Docket ID number, and title for this Federal Register document. The general policy for comments and other submissions from members of the public is to make these submissions available for public viewing on the internet at https:// www.regulations.gov as they are received without change, including any personal identifiers or contact information. DOD Clearance Officer: Ms. Angela James. Requests for copies of the information collection proposal should be sent to Ms. James at whs.mc-alex.esd.mbx.dddod-information-collections@mail.mil. Dated: September 25, 2019. Aaron T. Siegel, Alternate OSD Federal Register Liaison Officer, Department of Defense. [FR Doc. 2019–21179 Filed 9–30–19; 8:45 am] BILLING CODE 5001–06–P PO 00000 Frm 00017 Fmt 4703 Sfmt 4703 DEPARTMENT OF DEFENSE Office of the Secretary Charter Amendment of the President to the Board of Advisors to the Presidents of the Naval Postgraduate School and the Naval War College Department of Defense. Amendment of Federal Advisory Committee. AGENCY: ACTION: SUMMARY: The Department of Defense (DoD) is publishing this notice to announce that it is amending the charter for the Board of Advisors to the Presidents of the Naval Postgraduate School and the Naval War College (‘‘the Board’’). FOR FURTHER INFORMATION CONTACT: Jim Freeman, Advisory Committee Management Officer for the Department of Defense, 703–692–5952. SUPPLEMENTARY INFORMATION: The Board’s charter is being amended in accordance with the Federal Advisory Committee Act (FACA) (5 U.S.C. Appendix) and 41 CFR 102–3.50(d). The DoD is amending the Board’s current charter, which was previously announced in the Federal Register on June 1, 2018 (83 FR 25442), to change the name to the ‘‘Education for Seapower Advisory Board’’ and to increase the number of annual meetings for the Board from one to two. The Advisory Board, the Naval Postgraduate School Subcommittee and the Naval War College Subcommittee are otherwise unchanged. Individual members of the Board, including its two subcommittees, shall be appointed according to DoD policy and procedures to serve a term of service of one-to-four years with annual renewals. Leadership appointments for the Board and its subcommittees shall be selected from among previously approved members of the Board or subcommittee, in question, for a one-totwo year term of service, with annual renewal, which shall not exceed the individual’s Board or subcommittee appointment, as appropriate. Members of the Board and its subcommittees who are not full-time or permanent part-time Federal officers or employees, or members of the Armed Forces, will be appointed as experts or consultants pursuant to 5 U.S.C. 3109 to serve as special government employee members. Board members who are fulltime or permanent part-time Federal officers or employees, or members of the Armed Forces, will be appointed pursuant to 41 CFR 102–3.130(a) to serve as regular government employee members. E:\FR\FM\01OCN1.SGM 01OCN1

Agencies

[Federal Register Volume 84, Number 190 (Tuesday, October 1, 2019)]
[Notices]
[Pages 52075-52076]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-21225]


-----------------------------------------------------------------------

BUREAU OF CONSUMER FINANCIAL PROTECTION


Correction to the Fair Lending Report of the Bureau of Consumer 
Financial Protection

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Correction to the Fair Lending Report of the Bureau of Consumer 
Financial Protection.

-----------------------------------------------------------------------

SUMMARY: On June 28, 2019, the Bureau of Consumer Financial Protection 
(Bureau) released its Fair Lending Annual Report to Congress, 
describing the Bureau's efforts to fulfill its fair lending mandate 
during calendar year 2018. Also, as part of the Bureau's annual 
reporting requirements, the report provided a summary of enforcement 
activity taken in 2018 by the other Federal Financial Institutions 
Examination Council (FFIEC) agencies assigned with administrative 
enforcement responsibilities under Equal Credit Opportunity Act (ECOA). 
On September 24, 2019, the Bureau revised the report to correct the 
omission of a 2018 referral by the Federal Deposit Insurance 
Corporation (FDIC) to the U.S. Department of Justice (DOJ) involving 
national origin discrimination in violation of ECOA.

DATES: The Bureau released the corrected Fair Lending Annual Report to 
Congress on its website on September 25, 2019.

FOR FURTHER INFORMATION CONTACT: Patrice Alexander Ficklin, Assistant 
Director, Fair Lending and Equal Opportunity, at 1-855-411-2372. If you 
require this document in an alternative electronic format, please 
contact [email protected].

SUPPLEMENTARY INFORMATION: In the Bureau of Consumer Financial 
Protection's Fair Lending Annual Report to Congress, published on June 
28, 2019, the following correction should be noted:
    Pursuant to 15 U.S.C. 1691f, the Bureau is required to report 
annually on the enforcement actions taken by each of the FFIEC agencies 
assigned administrative enforcement responsibilities under the ECOA. 
Unfortunately, the Bureau inadvertently omitted a 2018 referral by an 
FFIEC agency to the DOJ involving

[[Page 52076]]

discrimination in violation of ECOA. As noted in Section 8.2, on page 
30 of the corrected Report, two FFIEC agencies made referrals to the 
DOJ involving discrimination in violation of ECOA in 2018: The National 
Credit Union Administration made a referral to the DOJ on the basis of 
marital status discrimination and the FDIC made a referral to the DOJ 
on the basis of national origin discrimination. The report as 
originally published did not include the referral made by the FDIC and 
is hereby corrected in the text and on the chart on page 30.
    The corrected Fair Lending Annual Report to Congress is available 
on the Bureau's website at https://www.consumerfinance.gov/data-research/fair-lending-report-2018/.

Kathleen L. Kraninger,
Director, Bureau of Consumer Financial Protection.
[FR Doc. 2019-21225 Filed 9-30-19; 8:45 am]
BILLING CODE 4810-AM-P


This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.