Aleksandr Kogan and Alexander Nix; Analysis To Aid Public Comment, 37645-37646 [2019-16372]
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Federal Register / Vol. 84, No. 148 / Thursday, August 1, 2019 / Notices
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than August 26,
2019.
A. Federal Reserve Bank of
Minneapolis (Mark A. Rauzi, Vice
President) 90 Hennepin Avenue,
Minneapolis, Minnesota 55480–0291:
1. Lake Shore III Corporation,
Glenwood City, Wisconsin; to acquire
100 percent of the voting shares of First
American Bank, National Association,
Hudson, Wisconsin.
Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. First State Bancshares, Inc., New
London, Wisconsin; to merge with
Pioneer Bancorp, Inc., and thereby
indirectly acquire Pioneer Bank, both of
Auburndale, Wisconsin.
Board of Governors of the Federal Reserve
System, July 26, 2019.
Yao-Chin Chao,
Assistant Secretary of the Board.
[FR Doc. 2019–16352 Filed 7–31–19; 8:45 am]
BILLING CODE P
FEDERAL TRADE COMMISSION
jspears on DSK3GMQ082PROD with NOTICES
[File Nos. 182 3106 and 182 3107]
Aleksandr Kogan and Alexander Nix;
Analysis To Aid Public Comment
Federal Trade Commission.
Proposed consent agreements;
Request for comment.
AGENCY:
ACTION:
The consent agreements in
these matters settle alleged violations of
SUMMARY:
VerDate Sep<11>2014
19:14 Jul 31, 2019
Jkt 247001
federal law prohibiting unfair or
deceptive acts or practices. The attached
Analysis to Aid Public Comment
describes both the allegations in the
complaint and the terms of the consent
orders—embodied in the consent
agreements—that would settle these
allegations.
DATES: Comments must be received on
or before September 3, 2019.
ADDRESSES: Interested parties may file
comments online or on paper, by
following the instructions in the
Request for Comment part of the
SUPPLEMENTARY INFORMATION section
below. Write: ‘‘Aleksandr Kogan and
Alexander Nix; File Nos. 182 3106 and
182 3107’’ on your comment, and file
your comment online at https://
www.regulations.gov by following the
instructions on the web-based form. If
you prefer to file your comment on
paper, mail your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW, Suite
CC–5610 (Annex D), Washington, DC
20580, or deliver your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW,
5th Floor, Suite 5610 (Annex D),
Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT:
Linda Holleran Kopp (202–326–2267),
Bureau of Consumer Protection, Federal
Trade Commission, 600 Pennsylvania
Avenue NW, Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant
to Section 6(f) of the Federal Trade
Commission Act, 15 U.S.C. 46(f), and
FTC Rule 2.34, 16 CFR 2.34, notice is
hereby given that the above-captioned
consent agreement containing a consent
order to cease and desist, having been
filed with and accepted, subject to final
approval, by the Commission, has been
placed on the public record for a period
of thirty (30) days. The following
Analysis to Aid Public Comment
describes the terms of the consent
agreement and the allegations in the
complaint. An electronic copy of the
full text of the consent agreement
package can be obtained from the FTC
Home Page (for July 24, 2019), on the
World Wide Web, at https://
www.ftc.gov/news-events/commissionactions.
You can file a comment online or on
paper. For the Commission to consider
your comment, we must receive it on or
before September 3, 2019. Write
‘‘Aleksandr Kogan and Alexander Nix;
File Nos. 182 3106 and 182 3107’’ on
your comment. Your comment—
including your name and your state—
will be placed on the public record of
PO 00000
Frm 00033
Fmt 4703
Sfmt 4703
37645
this proceeding, including, to the extent
practicable, on the https://
www.regulations.gov website.
Postal mail addressed to the
Commission is subject to delay due to
heightened security screening. As a
result, we encourage you to submit your
comments online through the https://
www.regulations.gov website.
If you prefer to file your comment on
paper, write ‘‘Aleksandr Kogan and
Alexander Nix; File Nos. 182 3106 and
182 3107’’ on your comment and on the
envelope, and mail your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW, Suite
CC–5610 (Annex D), Washington, DC
20580; or deliver your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW,
5th Floor, Suite 5610 (Annex D),
Washington, DC 20024. If possible,
submit your paper comment to the
Commission by courier or overnight
service.
Because your comment will be placed
on the publicly accessible website at
https://www.regulations.gov, you are
solely responsible for making sure that
your comment does not include any
sensitive or confidential information. In
particular, your comment should not
include any sensitive personal
information, such as your or anyone
else’s Social Security number; date of
birth; driver’s license number or other
state identification number, or foreign
country equivalent; passport number;
financial account number; or credit or
debit card number. You are also solely
responsible for making sure that your
comment does not include any sensitive
health information, such as medical
records or other individually
identifiable health information. In
addition, your comment should not
include any ‘‘trade secret or any
commercial or financial information
which . . . is privileged or
confidential’’—as provided by Section
6(f) of the FTC Act, 15 U.S.C. 46(f), and
FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)—
including in particular competitively
sensitive information such as costs,
sales statistics, inventories, formulas,
patterns, devices, manufacturing
processes, or customer names.
Comments containing material for
which confidential treatment is
requested must be filed in paper form,
must be clearly labeled ‘‘Confidential,’’
and must comply with FTC Rule 4.9(c).
In particular, the written request for
confidential treatment that accompanies
the comment must include the factual
and legal basis for the request, and must
identify the specific portions of the
E:\FR\FM\01AUN1.SGM
01AUN1
37646
Federal Register / Vol. 84, No. 148 / Thursday, August 1, 2019 / Notices
jspears on DSK3GMQ082PROD with NOTICES
comment to be withheld from the public
record. See FTC Rule 4.9(c). Your
comment will be kept confidential only
if the General Counsel grants your
request in accordance with the law and
the public interest. Once your comment
has been posted on the public FTC
website—as legally required by FTC
Rule 4.9(b)—we cannot redact or
remove your comment from the FTC
website, unless you submit a
confidentiality request that meets the
requirements for such treatment under
FTC Rule 4.9(c), and the General
Counsel grants that request.
Visit the FTC website at https://
www.ftc.gov to read this Notice and the
news release describing it. The FTC Act
and other laws that the Commission
administers permit the collection of
public comments to consider and use in
this proceeding, as appropriate. The
Commission will consider all timely
and responsive public comments that it
receives on or before September 3, 2019.
For information on the Commission’s
privacy policy, including routine uses
permitted by the Privacy Act, see
https://www.ftc.gov/site-information/
privacy-policy.
Analysis of Proposed Consent Orders
To Aid Public Comment
The Federal Trade Commission
(‘‘Commission’’) has accepted, subject to
final approval, two agreements
containing consent orders from
Aleksandr Kogan and Alexander Nix,
individuals.
The proposed consent orders have
been placed on the public record for
thirty (30) days for receipt of comments
by interested persons. Comments
received during this period will become
part of the public record. After thirty
(30) days, the Commission will again
review the agreements and the
comments received, and will decide
whether it should withdraw from the
agreements and take appropriate action
or make final the agreements’ proposed
orders.
Aleksandr Kogan, until September
2018, was a Senior Research Associate
and Lecturer at the Department of
Psychology at the University of
Cambridge in the United Kingdom.
Kogan was also the developer of a
Facebook application called the
GSRApp, sometimes publicly referred to
as the ‘‘thisisyourdigitallife’’ app.
Alexander Nix, until April 2018, was
the Chief Executive Officer of
Cambridge Analytica LLC and the head
of SCL Elections Ltd.
The Commission’s proposed
complaint alleges that Kogan, together
with the data analytics company,
Cambridge Analytica, LLC, and its Chief
VerDate Sep<11>2014
19:14 Jul 31, 2019
Jkt 247001
Executive Officer, Alexander Nix, used
the GSRApp to harvest certain Facebook
user profile data from approximately
250,000–270,000 Facebook users who
directly interacted with the app (‘‘App
Users’’), as well as 50–65 million of the
‘‘friends’’ in those users’ Facebook
social network. The proposed complaint
alleges that Respondents obtained the
App Users’ consent to collect their
Facebook profile data through false and
deceptive means.
The Commission’s proposed
complaint alleges a violation of Section
5(a) of the Federal Trade Commission
Act, specifically that Respondents’
representation to App Users that it
would not ‘‘download [their] name or
any other identifiable information’’ was
deceptive because the GSRApp, in fact,
collected identifiable information from
these users, including their Facebook
User ID.1
The proposed consent orders contain
injunctive provisions addressing
Kogan’s and Nix’s alleged unlawful
conduct. Part I of the proposed consent
orders prohibits Kogan and Nix from
making false or deceptive statements
regarding the extent to which they
protect the privacy and confidentiality
of Covered Information as defined in the
proposed consent orders, including:
A. The extent to which they collect,
use, share, or sell any Covered
Information; and
B. The purposes for which they
collect, use, share, or sell any Covered
Information.
Part II of the proposed consent orders
relates to the deletion and destruction of
Covered Information collected through
the GSRApp, and any information or
work product, including any algorithms,
derived from such Covered Information,
and requires Kogan and Nix to:
A. Provide a written statement, sworn
under penalty of perjury, with the name,
address, and phone number for each
person with whom they shared any
1 The Commission also issued an administrative
complaint against Cambridge Analytica alleging a
similar deception count as well as two additional
counts related to its participation in Privacy Shield,
a framework that allows companies to transfer
personal data lawfully from the European Union to
the United States. The complaint alleges that
representations on Cambridge Analytica’s website
that Cambridge Analytica participated in Privacy
Shield after May 2018 were deceptive because the
company did not take the steps necessary to renew
Cambridge Analytica’s certification when it expired
in May 2018. The complaint also alleges that
representations on Cambridge Analytica’s website
that Cambridge Analytica adheres to Privacy
Shield’s principles were deceptive because
Cambridge Analytica failed to comply with Privacy
Shield’s requirement to affirm to the Commerce
Department that the company would continue to
apply the principles to personal information that it
received during the time it participated in the
program.
PO 00000
Frm 00034
Fmt 4703
Sfmt 4703
Covered Information collected from
consumers through GSRApp, and any
information or work product that
originated, in whole or in part, from this
Covered Information; and
B. Delete or destroy all Covered
Information collected from consumers
though the GSRApp, and any
information or work product, including
any algorithms or equations, that
originated, in whole or in part, from this
Covered Information, which destruction
must generally occur within ten (10)
days from the effective date of the
proposed orders. Kogan and Nix must
then provide a statement, sworn under
penalty of perjury, confirming that the
data has been destroyed or deleted.
Parts III through VII of the proposed
consent orders are reporting and
compliance provisions, which include
recordkeeping requirements and
provisions requiring Respondents to
provide information or documents
necessary for the Commission to
monitor compliance. The proposed
consent orders will be in effect for
twenty (20) years.
The purpose of this analysis is to aid
public comment on the proposed orders.
It is not intended to constitute an
official interpretation of the proposed
complaint or proposed orders, or to
modify in any way the proposed orders’
terms.
By direction of the Commission.
April J. Tabor,
Acting Secretary.
[FR Doc. 2019–16372 Filed 7–31–19; 8:45 am]
BILLING CODE 6750–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Food and Drug Administration
[Docket No. FDA–2019–D–2330]
Pathology Peer Review in Nonclinical
Toxicology Studies: Questions and
Answers; Draft Guidance for Industry;
Availability
AGENCY:
Food and Drug Administration,
HHS.
ACTION:
Notice of availability.
The Food and Drug
Administration (FDA or Agency) is
announcing the availability of a draft
guidance for industry entitled
‘‘Pathology Peer Review in Nonclinical
Toxicology Studies: Questions and
Answers.’’ This draft guidance
represents FDA’s current thinking on
the management and conduct of
pathology peer review performed during
good laboratory practice (GLP)-
SUMMARY:
E:\FR\FM\01AUN1.SGM
01AUN1
Agencies
[Federal Register Volume 84, Number 148 (Thursday, August 1, 2019)]
[Notices]
[Pages 37645-37646]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-16372]
=======================================================================
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FEDERAL TRADE COMMISSION
[File Nos. 182 3106 and 182 3107]
Aleksandr Kogan and Alexander Nix; Analysis To Aid Public Comment
AGENCY: Federal Trade Commission.
ACTION: Proposed consent agreements; Request for comment.
-----------------------------------------------------------------------
SUMMARY: The consent agreements in these matters settle alleged
violations of federal law prohibiting unfair or deceptive acts or
practices. The attached Analysis to Aid Public Comment describes both
the allegations in the complaint and the terms of the consent orders--
embodied in the consent agreements--that would settle these
allegations.
DATES: Comments must be received on or before September 3, 2019.
ADDRESSES: Interested parties may file comments online or on paper, by
following the instructions in the Request for Comment part of the
SUPPLEMENTARY INFORMATION section below. Write: ``Aleksandr Kogan and
Alexander Nix; File Nos. 182 3106 and 182 3107'' on your comment, and
file your comment online at https://www.regulations.gov by following
the instructions on the web-based form. If you prefer to file your
comment on paper, mail your comment to the following address: Federal
Trade Commission, Office of the Secretary, 600 Pennsylvania Avenue NW,
Suite CC-5610 (Annex D), Washington, DC 20580, or deliver your comment
to the following address: Federal Trade Commission, Office of the
Secretary, Constitution Center, 400 7th Street SW, 5th Floor, Suite
5610 (Annex D), Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT: Linda Holleran Kopp (202-326-2267),
Bureau of Consumer Protection, Federal Trade Commission, 600
Pennsylvania Avenue NW, Washington, DC 20580.
SUPPLEMENTARY INFORMATION: Pursuant to Section 6(f) of the Federal
Trade Commission Act, 15 U.S.C. 46(f), and FTC Rule 2.34, 16 CFR 2.34,
notice is hereby given that the above-captioned consent agreement
containing a consent order to cease and desist, having been filed with
and accepted, subject to final approval, by the Commission, has been
placed on the public record for a period of thirty (30) days. The
following Analysis to Aid Public Comment describes the terms of the
consent agreement and the allegations in the complaint. An electronic
copy of the full text of the consent agreement package can be obtained
from the FTC Home Page (for July 24, 2019), on the World Wide Web, at
https://www.ftc.gov/news-events/commission-actions.
You can file a comment online or on paper. For the Commission to
consider your comment, we must receive it on or before September 3,
2019. Write ``Aleksandr Kogan and Alexander Nix; File Nos. 182 3106 and
182 3107'' on your comment. Your comment--including your name and your
state--will be placed on the public record of this proceeding,
including, to the extent practicable, on the https://www.regulations.gov website.
Postal mail addressed to the Commission is subject to delay due to
heightened security screening. As a result, we encourage you to submit
your comments online through the https://www.regulations.gov website.
If you prefer to file your comment on paper, write ``Aleksandr
Kogan and Alexander Nix; File Nos. 182 3106 and 182 3107'' on your
comment and on the envelope, and mail your comment to the following
address: Federal Trade Commission, Office of the Secretary, 600
Pennsylvania Avenue NW, Suite CC-5610 (Annex D), Washington, DC 20580;
or deliver your comment to the following address: Federal Trade
Commission, Office of the Secretary, Constitution Center, 400 7th
Street SW, 5th Floor, Suite 5610 (Annex D), Washington, DC 20024. If
possible, submit your paper comment to the Commission by courier or
overnight service.
Because your comment will be placed on the publicly accessible
website at https://www.regulations.gov, you are solely responsible for
making sure that your comment does not include any sensitive or
confidential information. In particular, your comment should not
include any sensitive personal information, such as your or anyone
else's Social Security number; date of birth; driver's license number
or other state identification number, or foreign country equivalent;
passport number; financial account number; or credit or debit card
number. You are also solely responsible for making sure that your
comment does not include any sensitive health information, such as
medical records or other individually identifiable health information.
In addition, your comment should not include any ``trade secret or any
commercial or financial information which . . . is privileged or
confidential''--as provided by Section 6(f) of the FTC Act, 15 U.S.C.
46(f), and FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)--including in
particular competitively sensitive information such as costs, sales
statistics, inventories, formulas, patterns, devices, manufacturing
processes, or customer names.
Comments containing material for which confidential treatment is
requested must be filed in paper form, must be clearly labeled
``Confidential,'' and must comply with FTC Rule 4.9(c). In particular,
the written request for confidential treatment that accompanies the
comment must include the factual and legal basis for the request, and
must identify the specific portions of the
[[Page 37646]]
comment to be withheld from the public record. See FTC Rule 4.9(c).
Your comment will be kept confidential only if the General Counsel
grants your request in accordance with the law and the public interest.
Once your comment has been posted on the public FTC website--as legally
required by FTC Rule 4.9(b)--we cannot redact or remove your comment
from the FTC website, unless you submit a confidentiality request that
meets the requirements for such treatment under FTC Rule 4.9(c), and
the General Counsel grants that request.
Visit the FTC website at https://www.ftc.gov to read this Notice and
the news release describing it. The FTC Act and other laws that the
Commission administers permit the collection of public comments to
consider and use in this proceeding, as appropriate. The Commission
will consider all timely and responsive public comments that it
receives on or before September 3, 2019. For information on the
Commission's privacy policy, including routine uses permitted by the
Privacy Act, see https://www.ftc.gov/site-information/privacy-policy.
Analysis of Proposed Consent Orders To Aid Public Comment
The Federal Trade Commission (``Commission'') has accepted, subject
to final approval, two agreements containing consent orders from
Aleksandr Kogan and Alexander Nix, individuals.
The proposed consent orders have been placed on the public record
for thirty (30) days for receipt of comments by interested persons.
Comments received during this period will become part of the public
record. After thirty (30) days, the Commission will again review the
agreements and the comments received, and will decide whether it should
withdraw from the agreements and take appropriate action or make final
the agreements' proposed orders.
Aleksandr Kogan, until September 2018, was a Senior Research
Associate and Lecturer at the Department of Psychology at the
University of Cambridge in the United Kingdom. Kogan was also the
developer of a Facebook application called the GSRApp, sometimes
publicly referred to as the ``thisisyourdigitallife'' app.
Alexander Nix, until April 2018, was the Chief Executive Officer of
Cambridge Analytica LLC and the head of SCL Elections Ltd.
The Commission's proposed complaint alleges that Kogan, together
with the data analytics company, Cambridge Analytica, LLC, and its
Chief Executive Officer, Alexander Nix, used the GSRApp to harvest
certain Facebook user profile data from approximately 250,000-270,000
Facebook users who directly interacted with the app (``App Users''), as
well as 50-65 million of the ``friends'' in those users' Facebook
social network. The proposed complaint alleges that Respondents
obtained the App Users' consent to collect their Facebook profile data
through false and deceptive means.
The Commission's proposed complaint alleges a violation of Section
5(a) of the Federal Trade Commission Act, specifically that
Respondents' representation to App Users that it would not ``download
[their] name or any other identifiable information'' was deceptive
because the GSRApp, in fact, collected identifiable information from
these users, including their Facebook User ID.\1\
---------------------------------------------------------------------------
\1\ The Commission also issued an administrative complaint
against Cambridge Analytica alleging a similar deception count as
well as two additional counts related to its participation in
Privacy Shield, a framework that allows companies to transfer
personal data lawfully from the European Union to the United States.
The complaint alleges that representations on Cambridge Analytica's
website that Cambridge Analytica participated in Privacy Shield
after May 2018 were deceptive because the company did not take the
steps necessary to renew Cambridge Analytica's certification when it
expired in May 2018. The complaint also alleges that representations
on Cambridge Analytica's website that Cambridge Analytica adheres to
Privacy Shield's principles were deceptive because Cambridge
Analytica failed to comply with Privacy Shield's requirement to
affirm to the Commerce Department that the company would continue to
apply the principles to personal information that it received during
the time it participated in the program.
---------------------------------------------------------------------------
The proposed consent orders contain injunctive provisions
addressing Kogan's and Nix's alleged unlawful conduct. Part I of the
proposed consent orders prohibits Kogan and Nix from making false or
deceptive statements regarding the extent to which they protect the
privacy and confidentiality of Covered Information as defined in the
proposed consent orders, including:
A. The extent to which they collect, use, share, or sell any
Covered Information; and
B. The purposes for which they collect, use, share, or sell any
Covered Information.
Part II of the proposed consent orders relates to the deletion and
destruction of Covered Information collected through the GSRApp, and
any information or work product, including any algorithms, derived from
such Covered Information, and requires Kogan and Nix to:
A. Provide a written statement, sworn under penalty of perjury,
with the name, address, and phone number for each person with whom they
shared any Covered Information collected from consumers through GSRApp,
and any information or work product that originated, in whole or in
part, from this Covered Information; and
B. Delete or destroy all Covered Information collected from
consumers though the GSRApp, and any information or work product,
including any algorithms or equations, that originated, in whole or in
part, from this Covered Information, which destruction must generally
occur within ten (10) days from the effective date of the proposed
orders. Kogan and Nix must then provide a statement, sworn under
penalty of perjury, confirming that the data has been destroyed or
deleted.
Parts III through VII of the proposed consent orders are reporting
and compliance provisions, which include recordkeeping requirements and
provisions requiring Respondents to provide information or documents
necessary for the Commission to monitor compliance. The proposed
consent orders will be in effect for twenty (20) years.
The purpose of this analysis is to aid public comment on the
proposed orders. It is not intended to constitute an official
interpretation of the proposed complaint or proposed orders, or to
modify in any way the proposed orders' terms.
By direction of the Commission.
April J. Tabor,
Acting Secretary.
[FR Doc. 2019-16372 Filed 7-31-19; 8:45 am]
BILLING CODE 6750-01-P