Agency Information Collection Activities: Submission for OMB Review; Comment Request, 35103-35104 [2019-15501]

Download as PDF jbell on DSK3GLQ082PROD with NOTICES Federal Register / Vol. 84, No. 140 / Monday, July 22, 2019 / Notices • Ways to minimize the burden of collection of information on those who are to respond, including through the use of appropriate automated electronic, mechanical, or other technological collection techniques or other forms of information technology; e.g., permitting electronic submission of responses. All comments must be submitted in English, or if not, accompanied by an English translation. Comments will be posted as received to http:// www.cftc.gov. You should submit only information that you wish to make available publicly. If you wish the Commission to consider information that you believe is exempt from disclosure under the Freedom of Information Act, a petition for confidential treatment of the exempt information may be submitted according to the procedures established in § 145.9 of the Commission’s regulations.1 The Commission reserves the right, but shall have no obligation, to review, pre-screen, filter, redact, refuse or remove any or all of your submission from http://www.cftc.gov that it may deem to be inappropriate for publication, such as obscene language. All submissions that have been redacted or removed that contain comments on the merits of the Information Collection Request will be retained in the public comment file and will be considered as required under the Administrative Procedure Act and other applicable laws, and may be accessible under the Freedom of Information Act. Burden Statement: Sections 37.10 and 38.12 of the Commission’s regulations result in information collection requirements within the meaning of the PRA. This regulation permits a SEF or DCM to submit a determination that a swap is available to trade to the Commission via filing procedures set forth in part 40 of the Commission’s regulations. The Commission estimates the burden of reviewing the prescribed factors and data to make a determination for this collection to be 16 hours per response. Respondents/Affected Entities: SEFs, DCMs. Estimated Number of Respondents: 5. Estimated Average Burden Hours per Respondent: 16. Estimated Total Annual Burden on Respondents: 80 hours. Frequency of Collection: On occasion. There are no capital costs or operating and maintenance costs associated with this collection. Authority: 44 U.S.C. 3501 et seq. 1 17 CFR 145.9. VerDate Sep<11>2014 19:11 Jul 19, 2019 Jkt 247001 Dated: July 17, 2019. Robert Sidman, Deputy Secretary of the Commission. [FR Doc. 2019–15524 Filed 7–19–19; 8:45 am] BILLING CODE 6351–01–P BUREAU OF CONSUMER FINANCIAL PROTECTION [Docket No. CFPB–2019–0038] Agency Information Collection Activities: Submission for OMB Review; Comment Request Bureau of Consumer Financial Protection. ACTION: Notice and request for comment. AGENCY: In accordance with the Paperwork Reduction Act of 1995 (PRA), the Bureau of Consumer Financial Protection (Bureau) is requesting to renew the Office of Management and Budget (OMB) approval for an existing information collection, titled, ‘‘Real Estate Settlement Procedures Act (Regulation X).’’ SUMMARY: Written comments are encouraged and must be received on or before August 21, 2019 to be assured of consideration. ADDRESSES: Comments in response to this notice are to be directed towards OMB and to the attention of the OMB Desk Officer for the Bureau of Consumer Financial Protection. You may submit comments, identified by the title of the information collection, OMB Control Number (see below), and docket number (see above), by any of the following methods: • Electronic: http:// www.regulations.gov. Follow the instructions for submitting comments. • Email: OIRA_submission@ omb.eop.gov. • Fax: (202) 395–5806. • Mail: Office of Management and Budget, New Executive Office Building, Room 10235, Washington, DC 20503. In general, all comments received will become public records, including any personal information provided. Sensitive personal information, such as account numbers or Social Security numbers, should not be included. FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of this information collection request is available at www.reginfo.gov (this link becomes active on the day following publication of this notice). Select ‘‘Information Collection Review,’’ under ‘‘Currently under review, use the dropdown menu ‘‘Select Agency’’ and DATES: PO 00000 Frm 00036 Fmt 4703 Sfmt 4703 35103 select ‘‘Consumer Financial Protection Bureau’’ (recent submissions to OMB will be at the top of the list). The same documentation is also available at http://www.regulations.gov. Requests for additional information should be directed to Darrin King, PRA Officer, at (202) 435–9575, or email: CFPB_PRA@ cfpb.gov. If you require this document in an alternative electronic format, please contact CFPB_Accessibility@ cfpb.gov. Please do not submit comments to these email boxes. SUPPLEMENTARY INFORMATION: Title of Collection: Real Estate Settlement Procedures Act (Regulation X) 12 CFR 1024. OMB Control Number: 3170–0016. Type of Review: Extension without change of an existing information collection. Affected Public: Businesses and other for-profit entities. Estimated Number of Respondents: 12,506. Estimated Total Annual Burden Hours: 1,087,981. Abstract: The Real Estate Settlement Procedures Act of 1974 (RESPA), 12 U.S.C. 2601 et seq., requires lenders, mortgage brokers, or servicers of home loans to provide borrowers with pertinent and timely disclosures regarding the nature and costs of the real estate settlement process. The Act also prohibits specific practices, such as kickbacks, and places limitations upon the use of escrow accounts. The purposes of RESPA include, in part, providing consumers with more effective advance disclosure of settlement costs and eliminating certain abusive practices that tend to increase unnecessarily the costs of settlement services. The Dodd-Frank Wall Street Reform and Consumer Protection Act (DoddFrank) amended RESPA by, among other things, mandating new mortgage disclosures and procedures to improve protections for consumers with certain residential mortgages, 12 U.S.C. 2605. Regulation X, 12 CFR 1024.1–.41, implements RESPA. Regulation X contains information collections in the form of various disclosure and recordkeeping requirements. The disclosures in this collection are required by the statute and implementing regulations. Consumers use the disclosures required by RESPA and Regulation X to inform their choice of settlement service providers, review the final terms of a settlement, understand who to contact about questions concerning their mortgage loan, and identify and protect themselves against inaccurate or questionable loan servicing practices. E:\FR\FM\22JYN1.SGM 22JYN1 35104 Federal Register / Vol. 84, No. 140 / Monday, July 22, 2019 / Notices The information collections discussed in this supporting statement are required in Regulation X, but to the extent that compliance with requirements in Regulation Z (12 CFR 1026) provides an exemption from compliance with similar requirements in Regulation X, the information collection burden is accounted for in OMB Control Number 3170–0015. Request for Comments: The Bureau issued a 60-day Federal Register notice on April 8, 2019, 84 FR 13911, Docket Number: CFPB–2019–0016. Comments were solicited and continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the Bureau, including whether the information will have practical utility; (b) The accuracy of the Bureau’s estimate of the burden of the collection of information, including the validity of the methods and the assumptions used; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; and (d) Ways to minimize the burden of the collection of information on respondents, including through the use of automated collection techniques or other forms of information technology. Comments submitted in response to this notice will be reviewed by OMB as part of its review of this request. All comments will become a matter of public record. Dated: July 17, 2019. Darrin A. King, Paperwork Reduction Act Officer, Bureau of Consumer Financial Protection. [FR Doc. 2019–15501 Filed 7–19–19; 8:45 am] BILLING CODE 4810–AM–P DEPARTMENT OF DEFENSE Department of the Army Army Education Advisory Subcommittee; Meeting Notice Department of the Army, DoD. Notice of open subcommittee meeting. AGENCY: ACTION: The Department of the Army is publishing this notice to announce the following Federal advisory committee meeting of the Command and General Staff College (CGSC) Board of Visitors, a subcommittee of the Army Education Advisory Committee. This meeting is open to the public. DATES: The CGSC Board of Visitors Subcommittee will meet from 9 a.m. to 5 p.m. on September 9–10, 2019, and September 11, 2019 from 9 a.m. to 12 p.m. jbell on DSK3GLQ082PROD with NOTICES SUMMARY: VerDate Sep<11>2014 19:11 Jul 19, 2019 Jkt 247001 U.S. Army Command and General Staff College, Lewis and Clark Center, 100 Stimson Ave., Bell Conference Room, Ft. Leavenworth, KS 66027. FOR FURTHER INFORMATION CONTACT: Dr. Robert Baumann, the Alternate Designated Federal Officer for the subcommittee, in writing at Command and General Staff College, 100 Stimson Ave., Ft. Leavenworth, KS 66027, by email at robert.f.baumann.civ@mail.mil or by telephone at (913) 684–2742. SUPPLEMENTARY INFORMATION: The subcommittee meeting is being held under the provisions of the Federal Advisory Committee Act of 1972 (5 U.S.C., Appendix, as amended), the Government in the Sunshine Act of 1976 (5 U.S.C. 552b, as amended), and 41 CFR 102–3.150. Purpose of the Meeting: The purpose of the meeting is to provide the subcommittee with an overview of CGSC academic programs, as well as information concerning possible future plans. This will be an informational meeting with particular focus on the prospective implementation of additional degree programs at CGSC. Agenda: September 9–11: The subcommittee will review the results of the first year of CGSC’s Bachelor’s degree program at the U.S. Army Sergeants Major Academy in AY 18–19, as well as prospective new programs at the master’s and doctoral level at Ft. Leavenworth. The meeting will culminate with a public discussion by subcommittee members concerning current developments at CGSC. The subcommittee will also complete certain administrative and training requirements associated with the service of individual subcommittee members. Summary minutes of the meeting will be provided to the Army Education Advisory Committee for consideration under the open-meeting rules. Public Accessibility to the Meeting: Pursuant to 5 U.S.C. 552b, as amended, and 41 CFR 102–3.140 through 102– 3.165, and subject to the availability of space, this meeting is open to the public. Seating is on a first to arrive basis. Attendees are requested to submit their name, affiliation, and daytime phone number seven business days prior to the meeting to Dr. Baumann, via electronic mail, the preferred mode of submission, at the address listed in the ADDRESSES: FOR FURTHER INFORMATION CONTACT section. Because the meeting of the subcommittee will be held in a Federal Government facility on a military base, security screening is required. A photo ID is required to enter base. Please note PO 00000 Frm 00037 Fmt 4703 Sfmt 4703 that security and gate guards have the right to inspect vehicles and persons seeking to enter and exit the installation. Lewis and Clark Center is fully handicap accessible. Wheelchair access is available in front at the main entrance of the building. For additional information about public access procedures, contact Dr. Baumann, the subcommittee’s Alternate Designated Federal Officer, at the email address or telephone number listed in the FOR FURTHER INFORMATION CONTACT section. Written Comments or Statements: Pursuant to 41 CFR 102–3.105(j) and 102–3.140 and section 10(a)(3) of the Federal Advisory Committee Act, the public or interested organizations may submit written comments or statements to the subcommittee, in response to the stated agenda of the open meeting or in regard to the subcommittee’s mission in general. Written comments or statements should be submitted to Dr. Baumann, the subcommittee Alternate Designated Federal Officer, via electronic mail, the preferred mode of submission, at the address listed in the FOR FURTHER INFORMATION CONTACT section. Each page of the comment or statement must include the author’s name, title or affiliation, address, and daytime phone number. The Alternate Designated Federal Officer will review all submitted written comments or statements. Written comments or statements being submitted in response to the agenda set forth in this notice must be received by the Alternate Designated Federal Officer at least seven business days prior to the meeting to be considered by the subcommittee. Written comments or statements received after this date may not be provided to the subcommittee until its next meeting. Pursuant to 41 CFR 102–3.140d, the subcommittee is not obligated to allow a member of the public to speak or otherwise address the subcommittee during the meeting. Members of the public will be permitted to make verbal comments during the subcommittee meeting only at the time and in the manner described below. If a member of the public is interested in making a verbal comment at the open meeting, that individual must submit a request, with a brief statement of the subject matter to be addressed by the comment, at least seven business days in advance to the subcommittee’s Alternate Designated Federal Official, via electronic mail, the preferred mode of submission, at the address listed in the FOR FURTHER INFORMATION CONTACT section. The Alternate Designated Federal Officer will log each request, in the order received, and in consultation E:\FR\FM\22JYN1.SGM 22JYN1

Agencies

[Federal Register Volume 84, Number 140 (Monday, July 22, 2019)]
[Notices]
[Pages 35103-35104]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-15501]


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BUREAU OF CONSUMER FINANCIAL PROTECTION

[Docket No. CFPB-2019-0038]


Agency Information Collection Activities: Submission for OMB 
Review; Comment Request

AGENCY: Bureau of Consumer Financial Protection.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA), 
the Bureau of Consumer Financial Protection (Bureau) is requesting to 
renew the Office of Management and Budget (OMB) approval for an 
existing information collection, titled, ``Real Estate Settlement 
Procedures Act (Regulation X).''

DATES: Written comments are encouraged and must be received on or 
before August 21, 2019 to be assured of consideration.

ADDRESSES: Comments in response to this notice are to be directed 
towards OMB and to the attention of the OMB Desk Officer for the Bureau 
of Consumer Financial Protection. You may submit comments, identified 
by the title of the information collection, OMB Control Number (see 
below), and docket number (see above), by any of the following methods:
     Electronic: http://www.regulations.gov. Follow the 
instructions for submitting comments.
     Email: [email protected].
     Fax: (202) 395-5806.
     Mail: Office of Management and Budget, New Executive 
Office Building, Room 10235, Washington, DC 20503.
    In general, all comments received will become public records, 
including any personal information provided. Sensitive personal 
information, such as account numbers or Social Security numbers, should 
not be included.

FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of 
this information collection request is available at www.reginfo.gov 
(this link becomes active on the day following publication of this 
notice). Select ``Information Collection Review,'' under ``Currently 
under review, use the dropdown menu ``Select Agency'' and select 
``Consumer Financial Protection Bureau'' (recent submissions to OMB 
will be at the top of the list). The same documentation is also 
available at http://www.regulations.gov. Requests for additional 
information should be directed to Darrin King, PRA Officer, at (202) 
435-9575, or email: [email protected]. If you require this document in 
an alternative electronic format, please contact 
[email protected]. Please do not submit comments to these 
email boxes.

SUPPLEMENTARY INFORMATION: 
    Title of Collection: Real Estate Settlement Procedures Act 
(Regulation X) 12 CFR 1024.
    OMB Control Number: 3170-0016.
    Type of Review: Extension without change of an existing information 
collection.
    Affected Public: Businesses and other for-profit entities.
    Estimated Number of Respondents: 12,506.
    Estimated Total Annual Burden Hours: 1,087,981.
    Abstract: The Real Estate Settlement Procedures Act of 1974 
(RESPA), 12 U.S.C. 2601 et seq., requires lenders, mortgage brokers, or 
servicers of home loans to provide borrowers with pertinent and timely 
disclosures regarding the nature and costs of the real estate 
settlement process. The Act also prohibits specific practices, such as 
kickbacks, and places limitations upon the use of escrow accounts. The 
purposes of RESPA include, in part, providing consumers with more 
effective advance disclosure of settlement costs and eliminating 
certain abusive practices that tend to increase unnecessarily the costs 
of settlement services.
    The Dodd-Frank Wall Street Reform and Consumer Protection Act 
(Dodd-Frank) amended RESPA by, among other things, mandating new 
mortgage disclosures and procedures to improve protections for 
consumers with certain residential mortgages, 12 U.S.C. 2605. 
Regulation X, 12 CFR 1024.1-.41, implements RESPA. Regulation X 
contains information collections in the form of various disclosure and 
recordkeeping requirements. The disclosures in this collection are 
required by the statute and implementing regulations. Consumers use the 
disclosures required by RESPA and Regulation X to inform their choice 
of settlement service providers, review the final terms of a 
settlement, understand who to contact about questions concerning their 
mortgage loan, and identify and protect themselves against inaccurate 
or questionable loan servicing practices.

[[Page 35104]]

    The information collections discussed in this supporting statement 
are required in Regulation X, but to the extent that compliance with 
requirements in Regulation Z (12 CFR 1026) provides an exemption from 
compliance with similar requirements in Regulation X, the information 
collection burden is accounted for in OMB Control Number 3170-0015.
    Request for Comments: The Bureau issued a 60-day Federal Register 
notice on April 8, 2019, 84 FR 13911, Docket Number: CFPB-2019-0016. 
Comments were solicited and continue to be invited on: (a) Whether the 
collection of information is necessary for the proper performance of 
the functions of the Bureau, including whether the information will 
have practical utility; (b) The accuracy of the Bureau's estimate of 
the burden of the collection of information, including the validity of 
the methods and the assumptions used; (c) Ways to enhance the quality, 
utility, and clarity of the information to be collected; and (d) Ways 
to minimize the burden of the collection of information on respondents, 
including through the use of automated collection techniques or other 
forms of information technology. Comments submitted in response to this 
notice will be reviewed by OMB as part of its review of this request. 
All comments will become a matter of public record.

    Dated: July 17, 2019.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial 
Protection.
[FR Doc. 2019-15501 Filed 7-19-19; 8:45 am]
 BILLING CODE 4810-AM-P