Agency Information Collection Activities: Submission for OMB Review; Comment Request, 35103-35104 [2019-15501]
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Federal Register / Vol. 84, No. 140 / Monday, July 22, 2019 / Notices
• Ways to minimize the burden of
collection of information on those who
are to respond, including through the
use of appropriate automated electronic,
mechanical, or other technological
collection techniques or other forms of
information technology; e.g., permitting
electronic submission of responses.
All comments must be submitted in
English, or if not, accompanied by an
English translation. Comments will be
posted as received to https://
www.cftc.gov. You should submit only
information that you wish to make
available publicly. If you wish the
Commission to consider information
that you believe is exempt from
disclosure under the Freedom of
Information Act, a petition for
confidential treatment of the exempt
information may be submitted according
to the procedures established in § 145.9
of the Commission’s regulations.1
The Commission reserves the right,
but shall have no obligation, to review,
pre-screen, filter, redact, refuse or
remove any or all of your submission
from https://www.cftc.gov that it may
deem to be inappropriate for
publication, such as obscene language.
All submissions that have been redacted
or removed that contain comments on
the merits of the Information Collection
Request will be retained in the public
comment file and will be considered as
required under the Administrative
Procedure Act and other applicable
laws, and may be accessible under the
Freedom of Information Act.
Burden Statement: Sections 37.10 and
38.12 of the Commission’s regulations
result in information collection
requirements within the meaning of the
PRA. This regulation permits a SEF or
DCM to submit a determination that a
swap is available to trade to the
Commission via filing procedures set
forth in part 40 of the Commission’s
regulations. The Commission estimates
the burden of reviewing the prescribed
factors and data to make a
determination for this collection to be
16 hours per response.
Respondents/Affected Entities: SEFs,
DCMs.
Estimated Number of Respondents: 5.
Estimated Average Burden Hours per
Respondent: 16.
Estimated Total Annual Burden on
Respondents: 80 hours.
Frequency of Collection: On occasion.
There are no capital costs or operating
and maintenance costs associated with
this collection.
Authority: 44 U.S.C. 3501 et seq.
1 17
CFR 145.9.
VerDate Sep<11>2014
19:11 Jul 19, 2019
Jkt 247001
Dated: July 17, 2019.
Robert Sidman,
Deputy Secretary of the Commission.
[FR Doc. 2019–15524 Filed 7–19–19; 8:45 am]
BILLING CODE 6351–01–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2019–0038]
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Bureau of Consumer
Financial Protection (Bureau) is
requesting to renew the Office of
Management and Budget (OMB)
approval for an existing information
collection, titled, ‘‘Real Estate
Settlement Procedures Act (Regulation
X).’’
SUMMARY:
Written comments are
encouraged and must be received on or
before August 21, 2019 to be assured of
consideration.
ADDRESSES: Comments in response to
this notice are to be directed towards
OMB and to the attention of the OMB
Desk Officer for the Bureau of Consumer
Financial Protection. You may submit
comments, identified by the title of the
information collection, OMB Control
Number (see below), and docket number
(see above), by any of the following
methods:
• Electronic: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: OIRA_submission@
omb.eop.gov.
• Fax: (202) 395–5806.
• Mail: Office of Management and
Budget, New Executive Office Building,
Room 10235, Washington, DC 20503.
In general, all comments received will
become public records, including any
personal information provided.
Sensitive personal information, such as
account numbers or Social Security
numbers, should not be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.reginfo.gov (this link
becomes active on the day following
publication of this notice). Select
‘‘Information Collection Review,’’ under
‘‘Currently under review, use the
dropdown menu ‘‘Select Agency’’ and
DATES:
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Sfmt 4703
35103
select ‘‘Consumer Financial Protection
Bureau’’ (recent submissions to OMB
will be at the top of the list). The same
documentation is also available at
https://www.regulations.gov. Requests for
additional information should be
directed to Darrin King, PRA Officer, at
(202) 435–9575, or email: CFPB_PRA@
cfpb.gov. If you require this document
in an alternative electronic format,
please contact CFPB_Accessibility@
cfpb.gov. Please do not submit
comments to these email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Real Estate
Settlement Procedures Act (Regulation
X) 12 CFR 1024.
OMB Control Number: 3170–0016.
Type of Review: Extension without
change of an existing information
collection.
Affected Public: Businesses and other
for-profit entities.
Estimated Number of Respondents:
12,506.
Estimated Total Annual Burden
Hours: 1,087,981.
Abstract: The Real Estate Settlement
Procedures Act of 1974 (RESPA), 12
U.S.C. 2601 et seq., requires lenders,
mortgage brokers, or servicers of home
loans to provide borrowers with
pertinent and timely disclosures
regarding the nature and costs of the
real estate settlement process. The Act
also prohibits specific practices, such as
kickbacks, and places limitations upon
the use of escrow accounts. The
purposes of RESPA include, in part,
providing consumers with more
effective advance disclosure of
settlement costs and eliminating certain
abusive practices that tend to increase
unnecessarily the costs of settlement
services.
The Dodd-Frank Wall Street Reform
and Consumer Protection Act (DoddFrank) amended RESPA by, among
other things, mandating new mortgage
disclosures and procedures to improve
protections for consumers with certain
residential mortgages, 12 U.S.C. 2605.
Regulation X, 12 CFR 1024.1–.41,
implements RESPA. Regulation X
contains information collections in the
form of various disclosure and
recordkeeping requirements. The
disclosures in this collection are
required by the statute and
implementing regulations. Consumers
use the disclosures required by RESPA
and Regulation X to inform their choice
of settlement service providers, review
the final terms of a settlement,
understand who to contact about
questions concerning their mortgage
loan, and identify and protect
themselves against inaccurate or
questionable loan servicing practices.
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22JYN1
35104
Federal Register / Vol. 84, No. 140 / Monday, July 22, 2019 / Notices
The information collections discussed
in this supporting statement are
required in Regulation X, but to the
extent that compliance with
requirements in Regulation Z (12 CFR
1026) provides an exemption from
compliance with similar requirements
in Regulation X, the information
collection burden is accounted for in
OMB Control Number 3170–0015.
Request for Comments: The Bureau
issued a 60-day Federal Register notice
on April 8, 2019, 84 FR 13911, Docket
Number: CFPB–2019–0016. Comments
were solicited and continue to be
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be reviewed
by OMB as part of its review of this
request. All comments will become a
matter of public record.
Dated: July 17, 2019.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2019–15501 Filed 7–19–19; 8:45 am]
BILLING CODE 4810–AM–P
DEPARTMENT OF DEFENSE
Department of the Army
Army Education Advisory
Subcommittee; Meeting Notice
Department of the Army, DoD.
Notice of open subcommittee
meeting.
AGENCY:
ACTION:
The Department of the Army
is publishing this notice to announce
the following Federal advisory
committee meeting of the Command and
General Staff College (CGSC) Board of
Visitors, a subcommittee of the Army
Education Advisory Committee. This
meeting is open to the public.
DATES: The CGSC Board of Visitors
Subcommittee will meet from 9 a.m. to
5 p.m. on September 9–10, 2019, and
September 11, 2019 from 9 a.m. to 12
p.m.
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SUMMARY:
VerDate Sep<11>2014
19:11 Jul 19, 2019
Jkt 247001
U.S. Army Command and
General Staff College, Lewis and Clark
Center, 100 Stimson Ave., Bell
Conference Room, Ft. Leavenworth, KS
66027.
FOR FURTHER INFORMATION CONTACT: Dr.
Robert Baumann, the Alternate
Designated Federal Officer for the
subcommittee, in writing at Command
and General Staff College, 100 Stimson
Ave., Ft. Leavenworth, KS 66027, by
email at robert.f.baumann.civ@mail.mil
or by telephone at (913) 684–2742.
SUPPLEMENTARY INFORMATION: The
subcommittee meeting is being held
under the provisions of the Federal
Advisory Committee Act of 1972 (5
U.S.C., Appendix, as amended), the
Government in the Sunshine Act of
1976 (5 U.S.C. 552b, as amended), and
41 CFR 102–3.150.
Purpose of the Meeting: The purpose
of the meeting is to provide the
subcommittee with an overview of
CGSC academic programs, as well as
information concerning possible future
plans. This will be an informational
meeting with particular focus on the
prospective implementation of
additional degree programs at CGSC.
Agenda: September 9–11: The
subcommittee will review the results of
the first year of CGSC’s Bachelor’s
degree program at the U.S. Army
Sergeants Major Academy in AY 18–19,
as well as prospective new programs at
the master’s and doctoral level at Ft.
Leavenworth. The meeting will
culminate with a public discussion by
subcommittee members concerning
current developments at CGSC. The
subcommittee will also complete certain
administrative and training
requirements associated with the service
of individual subcommittee members.
Summary minutes of the meeting will
be provided to the Army Education
Advisory Committee for consideration
under the open-meeting rules.
Public Accessibility to the Meeting:
Pursuant to 5 U.S.C. 552b, as amended,
and 41 CFR 102–3.140 through 102–
3.165, and subject to the availability of
space, this meeting is open to the
public. Seating is on a first to arrive
basis. Attendees are requested to submit
their name, affiliation, and daytime
phone number seven business days
prior to the meeting to Dr. Baumann, via
electronic mail, the preferred mode of
submission, at the address listed in the
ADDRESSES:
FOR FURTHER INFORMATION CONTACT
section.
Because the meeting of the
subcommittee will be held in a Federal
Government facility on a military base,
security screening is required. A photo
ID is required to enter base. Please note
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Frm 00037
Fmt 4703
Sfmt 4703
that security and gate guards have the
right to inspect vehicles and persons
seeking to enter and exit the
installation. Lewis and Clark Center is
fully handicap accessible. Wheelchair
access is available in front at the main
entrance of the building. For additional
information about public access
procedures, contact Dr. Baumann, the
subcommittee’s Alternate Designated
Federal Officer, at the email address or
telephone number listed in the FOR
FURTHER INFORMATION CONTACT section.
Written Comments or Statements:
Pursuant to 41 CFR 102–3.105(j) and
102–3.140 and section 10(a)(3) of the
Federal Advisory Committee Act, the
public or interested organizations may
submit written comments or statements
to the subcommittee, in response to the
stated agenda of the open meeting or in
regard to the subcommittee’s mission in
general. Written comments or
statements should be submitted to Dr.
Baumann, the subcommittee Alternate
Designated Federal Officer, via
electronic mail, the preferred mode of
submission, at the address listed in the
FOR FURTHER INFORMATION CONTACT
section. Each page of the comment or
statement must include the author’s
name, title or affiliation, address, and
daytime phone number. The Alternate
Designated Federal Officer will review
all submitted written comments or
statements. Written comments or
statements being submitted in response
to the agenda set forth in this notice
must be received by the Alternate
Designated Federal Officer at least seven
business days prior to the meeting to be
considered by the subcommittee.
Written comments or statements
received after this date may not be
provided to the subcommittee until its
next meeting.
Pursuant to 41 CFR 102–3.140d, the
subcommittee is not obligated to allow
a member of the public to speak or
otherwise address the subcommittee
during the meeting. Members of the
public will be permitted to make verbal
comments during the subcommittee
meeting only at the time and in the
manner described below. If a member of
the public is interested in making a
verbal comment at the open meeting,
that individual must submit a request,
with a brief statement of the subject
matter to be addressed by the comment,
at least seven business days in advance
to the subcommittee’s Alternate
Designated Federal Official, via
electronic mail, the preferred mode of
submission, at the address listed in the
FOR FURTHER INFORMATION CONTACT
section. The Alternate Designated
Federal Officer will log each request, in
the order received, and in consultation
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Agencies
[Federal Register Volume 84, Number 140 (Monday, July 22, 2019)]
[Notices]
[Pages 35103-35104]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2019-15501]
=======================================================================
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BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2019-0038]
Agency Information Collection Activities: Submission for OMB
Review; Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Bureau of Consumer Financial Protection (Bureau) is requesting to
renew the Office of Management and Budget (OMB) approval for an
existing information collection, titled, ``Real Estate Settlement
Procedures Act (Regulation X).''
DATES: Written comments are encouraged and must be received on or
before August 21, 2019 to be assured of consideration.
ADDRESSES: Comments in response to this notice are to be directed
towards OMB and to the attention of the OMB Desk Officer for the Bureau
of Consumer Financial Protection. You may submit comments, identified
by the title of the information collection, OMB Control Number (see
below), and docket number (see above), by any of the following methods:
Electronic: https://www.regulations.gov. Follow the
instructions for submitting comments.
Email: [email protected].
Fax: (202) 395-5806.
Mail: Office of Management and Budget, New Executive
Office Building, Room 10235, Washington, DC 20503.
In general, all comments received will become public records,
including any personal information provided. Sensitive personal
information, such as account numbers or Social Security numbers, should
not be included.
FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of
this information collection request is available at www.reginfo.gov
(this link becomes active on the day following publication of this
notice). Select ``Information Collection Review,'' under ``Currently
under review, use the dropdown menu ``Select Agency'' and select
``Consumer Financial Protection Bureau'' (recent submissions to OMB
will be at the top of the list). The same documentation is also
available at https://www.regulations.gov. Requests for additional
information should be directed to Darrin King, PRA Officer, at (202)
435-9575, or email: [email protected]. If you require this document in
an alternative electronic format, please contact
[email protected]. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Real Estate Settlement Procedures Act
(Regulation X) 12 CFR 1024.
OMB Control Number: 3170-0016.
Type of Review: Extension without change of an existing information
collection.
Affected Public: Businesses and other for-profit entities.
Estimated Number of Respondents: 12,506.
Estimated Total Annual Burden Hours: 1,087,981.
Abstract: The Real Estate Settlement Procedures Act of 1974
(RESPA), 12 U.S.C. 2601 et seq., requires lenders, mortgage brokers, or
servicers of home loans to provide borrowers with pertinent and timely
disclosures regarding the nature and costs of the real estate
settlement process. The Act also prohibits specific practices, such as
kickbacks, and places limitations upon the use of escrow accounts. The
purposes of RESPA include, in part, providing consumers with more
effective advance disclosure of settlement costs and eliminating
certain abusive practices that tend to increase unnecessarily the costs
of settlement services.
The Dodd-Frank Wall Street Reform and Consumer Protection Act
(Dodd-Frank) amended RESPA by, among other things, mandating new
mortgage disclosures and procedures to improve protections for
consumers with certain residential mortgages, 12 U.S.C. 2605.
Regulation X, 12 CFR 1024.1-.41, implements RESPA. Regulation X
contains information collections in the form of various disclosure and
recordkeeping requirements. The disclosures in this collection are
required by the statute and implementing regulations. Consumers use the
disclosures required by RESPA and Regulation X to inform their choice
of settlement service providers, review the final terms of a
settlement, understand who to contact about questions concerning their
mortgage loan, and identify and protect themselves against inaccurate
or questionable loan servicing practices.
[[Page 35104]]
The information collections discussed in this supporting statement
are required in Regulation X, but to the extent that compliance with
requirements in Regulation Z (12 CFR 1026) provides an exemption from
compliance with similar requirements in Regulation X, the information
collection burden is accounted for in OMB Control Number 3170-0015.
Request for Comments: The Bureau issued a 60-day Federal Register
notice on April 8, 2019, 84 FR 13911, Docket Number: CFPB-2019-0016.
Comments were solicited and continue to be invited on: (a) Whether the
collection of information is necessary for the proper performance of
the functions of the Bureau, including whether the information will
have practical utility; (b) The accuracy of the Bureau's estimate of
the burden of the collection of information, including the validity of
the methods and the assumptions used; (c) Ways to enhance the quality,
utility, and clarity of the information to be collected; and (d) Ways
to minimize the burden of the collection of information on respondents,
including through the use of automated collection techniques or other
forms of information technology. Comments submitted in response to this
notice will be reviewed by OMB as part of its review of this request.
All comments will become a matter of public record.
Dated: July 17, 2019.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial
Protection.
[FR Doc. 2019-15501 Filed 7-19-19; 8:45 am]
BILLING CODE 4810-AM-P