Agency Information Collection Activities; Submission for OMB Review; Comment Request, 56325-56327 [2018-24682]
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Federal Register / Vol. 83, No. 219 / Tuesday, November 13, 2018 / Notices
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More information about the NANC is
available at https://www.fcc.gov/aboutfcc/advisory-committees/general/northamerican-numbering-council. You may
also contact Marilyn Jones, DFO of the
NANC, at Marilyn.jones@fcc.gov, or
(202) 418–2357, Michelle Sclater,
Alternate DFO, at michelle.sclater@
fcc.gov, or (202) 418–0388; or Carmell
Weathers, Special Assistant to the DFO,
at carmell.weathers@fcc.gov, or (202)
418–2325.
This is a summary of the
Commission’s document in CC Docket
No. 92–237, DA 18–1118 released
October 31, 2018. The complete text in
this document is available for public
inspection and copying during normal
business hours in the FCC Reference
Information Center, Portals II, 445 12th
Street SW, Room CY–A257,
Washington, DC 20554. The document
may also be purchased from the
Commission’s duplicating contractor,
Best Copy and Printing, Inc., 445 12th
Street SW, Room CY–B402, Washington,
DC 20554, telephone (800) 378–3160 or
(202) 863–2893, facsimile (202) 863–
2898, or via the internet at https://
www.bcpiweb.com. It is available on the
Commission’s website at https://
www.fcc.gov.
* The Agenda may be modified at the
discretion of the NANC Chairman with
the approval of the Designated Federal
Officer (DFO).
CONTACT PERSON FOR MORE INFORMATION:
Judith Ingram, Press Officer, Telephone:
(202) 694–1220.
Individuals who plan to attend and
require special assistance, such as sign
language interpretation or other
reasonable accommodations, should
contact Dayna C. Brown, Secretary and
Clerk, at (202) 694–1040, at least 72
hours prior to the meeting date.
Dayna C. Brown,
Secretary and Clerk of the Commission.
[FR Doc. 2018–24864 Filed 11–8–18; 4:15 pm]
BILLING CODE 6715–01–P
FEDERAL TRADE COMMISSION
Agency Information Collection
Activities; Submission for OMB
Review; Comment Request
Federal Trade Commission
(‘‘FTC’’ or ‘‘Commission’’).
ACTION: Notice; request for comments.
AGENCY:
The FTC intends to ask the
Office of Management and Budget
(‘‘OMB’’) to extend for an additional
three years the current Paperwork
Reduction Act (‘‘PRA’’) clearance for the
information collection requirements in
the FTC Red Flags, Card Issuers, and
Address Discrepancies Rules 1
(‘‘Rules’’). That clearance expires on
November 30, 2018.
DATES: Comments must be submitted by
Federal Communications Commission.
December 13, 2018.
Marilyn Jones,
ADDRESSES: Interested parties may file a
Senior Counsel for Number Administration,
comment online or on paper by
Wireline Competition Bureau.
following the instructions in the
[FR Doc. 2018–24680 Filed 11–9–18; 8:45 am]
Request for Comment part of the
BILLING CODE 6712–01–P
SUPPLEMENTARY INFORMATION section
below. Write ‘‘Red Flags Rule, PRA
Comment, Project No. P095406’’ on your
comment. File your comment online at
FEDERAL ELECTION COMMISSION
https://ftcpublic.commentworks.com/
ftc/RedFlagsPRA2 by following the
Sunshine Act Meeting
instructions on the web-based form. If
you prefer to file your comment on
TIME AND DATE: Thursday, November 15,
paper, mail your comment to the
2018 at 10:00 a.m.
following address: Federal Trade
PLACE: 1050 First Street NE,
Commission, Office of the Secretary,
Washington, DC (12th Floor).
600 Pennsylvania Avenue NW, Suite
STATUS: This meeting will be open to the CC–5610 (Annex J), Washington, DC
public.
20580, or deliver your comment to the
following address: Federal Trade
MATTERS TO BE CONSIDERED:
Correction and Approval of Minutes for Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW,
October 25, 2018
5th Floor, Suite 5610 (Annex J),
Draft Advisory Opinion 2018–15:
Washington, DC 20024.
Wyden
FOR FURTHER INFORMATION CONTACT:
Draft Advisory Opinion 2018–13:
Requests for additional information
OsiaNetwork LLC
Audit Division Recommendation
1 16 CFR 681.1 (Duties regarding the detection,
Memorandum on Friends of Erik
prevention, and mitigation of identity theft); 16 CFR
Paulsen (FEP) (A17–06)
681.2 (Duties of card issuers regarding changes of
Management and Administrative
address); 16 CFR 641.1 (Duties of users of consumer
reports regarding address discrepancies).
Matters
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SUMMARY:
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should be addressed to Mark Eichorn,
Assistant Director, Division of Privacy
and Identity Protection, Bureau of
Consumer Protection, (202) 326–3053,
Federal Trade Commission, 600
Pennsylvania Avenue NW, Washington,
DC 20580.
SUPPLEMENTARY INFORMATION:
Title: Red Flags Rule, 16 CFR 681.1;
Card Issuers Rule, 16 CFR 681.2;
Address Discrepancy Rule, 16 CFR part
641.
OMB Control Number: 3084–0137.
Type of Review: Extension of
currently approved collection.
Abstract: The Red Flags Rule requires
financial institutions and certain
creditors to develop and implement
written Identity Theft Prevention
Programs. The Card Issuers Rule
requires credit and debit card issuers to
assess the validity of notifications of
address changes under certain
circumstances. The Address
Discrepancy Rule provides guidance on
what covered users of consumer reports
must do when they receive a notice of
address discrepancy from a nationwide
consumer reporting agency.
Collectively, these three anti-identity
theft provisions are intended to prevent
impostors from misusing another
person’s personal information for a
fraudulent purpose.
The Rules implement sections 114
and 315 of the Fair Credit Reporting Act
(‘‘FCRA’’), 15 U.S.C. 1681 et seq.
The Commission received no relevant
public comments on the Rules’
information collection requirements and
FTC staff’s associated PRA burden
analysis and estimates that appeared in
an August 8, 2018 Federal Register
Notice.2 That Notice discusses in greater
detail staff’s methodology behind the
estimates restated here in summary
form, while also providing an overview
of the Rules and the statutes that
underlie them.3
Pursuant to the OMB regulations, 5
CFR part 1320, that implement the PRA,
2 83
FR 39096.
Federal Register Notice, however, corrects
summary figures that had appeared in the prior
Notice at Part II., page 39,097 (inadvertently carried
over from the FTC’s 2015 published PRA estimates).
The corrections are not numerically material,
however, and the calculation methodologies that
appeared in the prior Notice were as intended.
Further, in Part III. C. of the prior Notice, at page
39,099, 1,667 hours then intended to be shown as
an estimate for address verification were omitted
from the hours subtotal for Section 315 and, by
extension, the aggregate estimated burden hours for
the Rules. However, given statutory changes that
had not then been appropriately considered, those
hours had been tied to an overstatement of the
relevant population affected, as explained further in
footnote 9 here. Accordingly, ultimately the
estimated burden related to address verification is
de minimis.
3 This
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Federal Register / Vol. 83, No. 219 / Tuesday, November 13, 2018 / Notices
amozie on DSK3GDR082PROD with NOTICES1
44 U.S.C. 3501 et seq., the FTC is
providing a second opportunity for the
public to comment on:
(1) Whether the disclosure
requirements are necessary, including
whether the information will be
practically useful; (2) the accuracy of
our burden estimates, including
whether the methodology and
assumptions used are valid; (3) ways to
enhance the quality, utility, and clarity
of the information to be collected; and
(4) ways to minimize the burden of the
collection of information.
Estimated Annual Burden (1,385,290
hours; $66,185,200, labor costs)
A. Section 114: Red Flags and Card
Issuers Rules:
(1) Red Flags:
(a) Estimated Number of Respondents:
157,585 4
(i) High-Risk Entities: 94,052 5
(ii) Low-Risk Entities: 63,533 6
(b) Estimated Hours Burden: 7
(i) High-Risk Entities: 1,222,676 hours
(ii) Low-Risk Entities: 39,179 hours
(2) Card Issuers Rule:
(a) Estimated Number of Respondents:
16,742 8
(b) Estimated Hours Burden: 66,968
hours
(3) Combined Labor Cost Burden:
$65,112,327
B. Section 315—Address Discrepancy
Rule:
4 This figure comprises 6,278 financial
institutions and 151,307 creditors (87,774 high-risk
entities, excluding financial institutions + 63,533
low-risk creditors). The total number of financial
institutions draws from FTC staff analysis of state
credit unions and insurers within the FTC’s
jurisdiction using 2015 Census Bureau data
(‘‘Statistics of U.S. Businesses’’) and other online
industry data. The total number of creditors draws
from FTC staff analysis of 2015 Census data and
industry data for businesses or organizations that
market goods and services to consumers or other
businesses or organizations subject to the FTC’s
jurisdiction, reduced by entities not likely to: (1)
Obtain credit reports, report credit transactions, or
advance loans; and (2) entities not likely to have
covered accounts under the Rule. Currently, no
further updated Census data is available online to
inform revised estimates. Thus, for instant
purposes, the FTC will continue to draw upon the
2015 data.
5 High-risk entities include, for example, financial
institutions within the FTC’s jurisdiction and
utilities, motor vehicle dealerships,
telecommunications firms, colleges and
universities, and hospitals.
6 Low-risk entities include, for example, public
warehouse and storage firms, nursing and
residential care facilities, automotive equipment
rental and leasing firms, office supplies and
stationery stores, fuel dealers, and financial
transaction processing firms.
7 See the August 8, 2018 Notice, 83 FR at 39098,
for details underlying the Red Flags hours burden
estimates.
8 FTC staff estimates that the Rule affects as many
as 16,742 card issuers within the FTC’s jurisdiction.
This includes, for example, state credit unions,
general retail merchandise stores, colleges and
universities, and telecoms.
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(1) Estimated Number of Respondents:
121,000 9
(2) Estimated Hours Burden: 56,467
hours 10
(3) Estimated Labor Cost Burden:
$1,072,873 11
C. Capital/Non-Labor Costs for
Sections 114 and 315.
FTC staff believes that the Rules
impose negligible capital or other nonlabor costs, as the affected entities are
likely to have the necessary supplies
and/or equipment already (e.g., offices
and computers) for the information
collections described herein.
IV. Request for Comment
You can file a comment online or on
paper. For the FTC to consider your
comment, we must receive it on or
before December 13, 2018. Write ‘‘Red
Flags Rule, PRA Comment, Project No.
P095406’’ on your comment. Your
comment—including your name and
your state—will be placed on the public
record of this proceeding, including, to
the extent practicable, on the public
FTC website, at https://www.ftc.gov/os/
publiccomments.shtm.
Postal mail addressed to the
Commission is subject to delay due to
heightened security screening. As a
result, we encourage you to submit your
comments online, or to send them to the
Commission by courier or overnight
service. To make sure that the
Commission considers your online
comment, you must file it at https://
ftcpublic.commentworks.com/ftc/
RedFlagsPRA2 by following the
instructions on the web-based form.
When this Notice appears at https://
9 In the August 8, 2018 Notice, the estimated
number of businesses that would be required to
comply with the Address Discrepancy Rule had
been greatly overstated. 83 FR at 39099. The FTC
Address Discrepancy Rule covers only users of
consumer reports that are motor vehicle dealers
described in section 1029(a) of the Dodd-Frank Act
and that are predominantly engaged in the sale and
servicing of motor vehicles, the leasing and
servicing of them, or both. See 77 FR 22200, 22201
(Apr. 13, 2012). The FTC recently estimated that
there are approximately 121,000 motor vehicle
dealers, determined as follows: 86,442 car dealers
per NAICS data (49,905 new car dealers, 36,537
used car dealers) + [3,191 Recreational Vehicle
Dealers; 7,185 boat dealers; 24,157 motorcycle,
ATV/All Other Motor Vehicle Dealers] = 120,975.
82 FR 12452 (March 3, 2017). By extension, the
estimated number of respondents expected to
perform address verification, which had always
been secondary to the estimates concerning
customer verification and very small relative to the
overall population subject to this Rule, becomes de
minimis with the corrective adjustment to the latter.
Thus, the estimates now concern customer
verification only.
10 Based on an estimated average of 28 minutes
per respondent. See 83 FR at 39099.
11 Based on an estimated hourly wage of $19 for
administrative support personnel (computer
operators; data entry and information processing
workers; word processors and typists).
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www.regulations.gov/#!home, you also
may file a comment through that
website.
If you file your comment on paper,
write ‘‘Red Flags Rule, PRA Comment,
Project No. P095406’’ on your comment
and on the envelope, and mail it to the
following address: Federal Trade
Commission, Office of the Secretary,
600 Pennsylvania Avenue NW, Suite
CC–5610 (Annex J), Washington, DC
20580, or deliver your comment to the
following address: Federal Trade
Commission, Office of the Secretary,
Constitution Center, 400 7th Street SW,
5th Floor, Suite 5610 (Annex J),
Washington, DC 20024. If possible,
submit your paper comment to the
Commission by courier or overnight
service.
Because your comment will be placed
on the publicly accessible FTC website
at https://www.ftc.gov/, you are solely
responsible for making sure that your
comment does not include any sensitive
or confidential information. In
particular, your comment should not
include any sensitive personal
information, such as your or anyone
else’s Social Security number; date of
birth; driver’s license number or other
state identification number, or foreign
country equivalent; passport number;
financial account number; or credit or
debit card number. You are also solely
responsible for making sure that your
comment does not include any sensitive
health information, such as medical
records or other individually
identifiable health information. In
addition, your comment should not
include any ‘‘trade secret or any
commercial or financial information
which . . . is privileged or
confidential’’—as provided by Section
6(f) of the FTC Act, 15 U.S.C. 46(f), and
FTC Rule 4.10(a)(2), 16 CFR 4.10(a)(2)—
including in particular competitively
sensitive information such as costs,
sales statistics, inventories, formulas,
patterns, devices, manufacturing
processes, or customer names.
Comments containing material for
which confidential treatment is
requested must be filed in paper form,
must be clearly labeled ‘‘Confidential,’’
and must comply with FTC Rule 4.9(c).
In particular, the written request for
confidential treatment that accompanies
the comment must include the factual
and legal basis for the request, and must
identify the specific portions of the
comment to be withheld from the public
record. See FTC Rule 4.9(c). Your
comment will be kept confidential only
if the General Counsel grants your
request in accordance with the law and
the public interest. Once your comment
has been posted on the public FTC
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Federal Register / Vol. 83, No. 219 / Tuesday, November 13, 2018 / Notices
website—as legally required by FTC
Rule 4.9(b)—we cannot redact or
remove your comment from the FTC
website, unless you submit a
confidentiality request that meets the
requirements for such treatment under
FTC Rule 4.9(c), and the General
Counsel grants that request.
The FTC Act and other laws that the
Commission administers permit the
collection of public comments to
consider and use in this proceeding as
appropriate. The Commission will
consider all timely and responsive
public comments that it receives on or
before December 13, 2018. For
information on the Commission’s
privacy policy, including routine uses
permitted by the Privacy Act, see
https://www.ftc.gov/site-information/
privacy-policy. For supporting
documentation and other information
underlying the PRA discussion in this
Notice, see https://www.reginfo.gov/
public/jsp/PRA/praDashboard.jsp.
Comments on the information
collection requirements subject to
review under the PRA should
additionally be submitted to OMB. If
sent by U.S. mail, they should be
addressed to Office of Information and
Regulatory Affairs, Office of
Management and Budget, Attention:
Desk Officer for the Federal Trade
Commission, New Executive Office
Building, Docket Library, Room 10102,
725 17th Street NW, Washington, DC
20503. Comments sent to OMB by U.S.
postal mail, however, are subject to
delays due to heightened security
precautions. Thus, comments instead
can also be sent by email to wliberante@
omb.eop.gov.
Heather Hippsley,
Deputy General Counsel.
[FR Doc. 2018–24682 Filed 11–9–18; 8:45 am]
BILLING CODE 6750–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Disease Control and
Prevention
[Docket No. CDC–2018–0110; NIOSH–224]
amozie on DSK3GDR082PROD with NOTICES1
Barriers to Participation in the NIOSH
Coal Workers Health Surveillance
Program
Centers for Disease Control and
Prevention, HHS.
ACTION: Request for information.
AGENCY:
The Coal Workers’ Health
Surveillance Program (CWHSP or
Program), administered by CDC’s
National Institute for Occupational
SUMMARY:
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17:34 Nov 09, 2018
Jkt 247001
Safety and Health (NIOSH), is seeking
information from coal miners, miner
advocates, unions, industry
stakeholders, and other interested
parties about barriers to participating in
health screening offered by the Program
to inform efforts to improve
participation.
Comments must be received by
January 14, 2019.
ADDRESSES: Written comments:
Comments may be submitted
electronically, through the Federal
eRulemaking Portal: https://
www.regulations.gov, or by sending a
hard copy to the NIOSH Docket Office,
Robert A. Taft Laboratories, MS–C34,
1090 Tusculum Avenue, Cincinnati, OH
45226. All written submissions received
must include the agency name (Centers
for Disease Control and Prevention,
HHS) and docket number (CDC–2018–
0110; NIOSH–224) for this action. All
relevant comments, including any
personal information provided, will be
posted without change to https://
www.regulations.gov.
DATES:
Cara
N. Halldin, NIOSH Coal Workers’
Health Surveillance Program,
Respiratory Health Division, 1095
Willowdale Road, MS HG900.2,
Morgantown, WV 26505–2888; (304)
285–5754 (this is not a toll-free
number); challdin@cdc.gov.
SUPPLEMENTARY INFORMATION:
The NIOSH Coal Workers’ Health
Surveillance Program was authorized by
the Coal Mine Health and Safety Act of
1969, as amended by the Federal Mine
Safety and Health Act of 1977 (30 U.S.C.
801 et seq.), to detect dust-induced
interstitial lung disease (black lung or
coal workers’ pneumoconiosis) and
prevent its progression in individual
miners, and obtain information about
temporal and geographic trends across
the population of coal miners. Through
the Program, coal miners are offered
periodic health screenings, including
chest x-rays and spirometry
examinations, at no cost to them. These
screenings can potentially detect early
signs of black lung. NIOSH has
administered the Program since 1970.
Since that time, the prevalence of
radiographic evidence of
pneumoconiosis among participating
coal miners reached its lowest level in
the late 1990s, but has steadily
increased since 2000 and is now at a 25year high. In the Appalachian coal
mining states of Kentucky, Virginia, and
West Virginia, as many as one in five
underground coal miners with more
than 25 years’ tenure are thought to
have radiographic evidence of
FOR FURTHER INFORMATION CONTACT:
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pneumoconiosis.1 Participation by coal
miners in the CWHSP is voluntary, and
about 35 percent of active coal miners
participate in health screenings offered
by the Program.2
Greater participation in the Program
would provide more opportunities for
early detection of pneumoconiosis in
coal miners, providing those with early
disease the ability to take action to
reduce the chance for progression to
severe lung disease. In order to identify
ways to improve participation in the
Program, NIOSH is seeking information
from all interested parties, especially
active coal miners, as well as miner
advocates, unions, industry
stakeholders, and healthcare providers
of screening services for the CWHSP, to
learn about the factors that keep miners
from participating in the health
screening examinations that are
available to them.
NIOSH is particularly interested in
receiving information about the
following questions:
1. Are coal miners aware that periodic
health screenings are available, at no
cost to them, through the Coal Workers’
Health Surveillance Program?
2. Is lack of convenience of the
screening—for example, screening
locations or hours of availability—a
barrier to participation? If yes, please
describe those factors that may prevent
miners from accessing CWHSP
screenings.
3. NIOSH’s mobile surveillance unit
travels to different locations to provide
free black lung screenings, including
chest x-rays and spirometry tests.3 Does
the mobile unit provide a useful
supplement to services offered by
approved healthcare facilities engaged
by mine operators? If yes, please explain
why mobile outreach is a useful
supplement. If no, or if mobile outreach
could be improved, please provide
recommendations on how it could
become more useful to the coal mining
community.
4. Do coal miners receive
encouragement to participate (or
discouragement from participating) in
the CWHSP screenings from others such
as employers, unions, or co-workers? If
so, please describe.
5. Are scheduling issues, such as the
need to take unpaid time off from work
or use vacation hours or non-work hours
for health screenings, a barrier to
miners’ participation in health
1 Blackley DJ, Halldin CN, Laney AS [2018].
Continued increase in prevalence of coal workers’
pneumoconiosis in the United States, 1970–2017.
AJPH 108(9):1220–1222.
2 Id.
3 See https://www.cdc.gov/niosh/topics/cwhsp/
free-screening/wv.html.
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]]>Agencies
[Federal Register Volume 83, Number 219 (Tuesday, November 13, 2018)]
[Notices]
[Pages 56325-56327]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2018-24682]
=======================================================================
-----------------------------------------------------------------------
FEDERAL TRADE COMMISSION
Agency Information Collection Activities; Submission for OMB
Review; Comment Request
AGENCY: Federal Trade Commission (``FTC'' or ``Commission'').
ACTION: Notice; request for comments.
-----------------------------------------------------------------------
SUMMARY: The FTC intends to ask the Office of Management and Budget
(``OMB'') to extend for an additional three years the current Paperwork
Reduction Act (``PRA'') clearance for the information collection
requirements in the FTC Red Flags, Card Issuers, and Address
Discrepancies Rules \1\ (``Rules''). That clearance expires on November
30, 2018.
---------------------------------------------------------------------------
\1\ 16 CFR 681.1 (Duties regarding the detection, prevention,
and mitigation of identity theft); 16 CFR 681.2 (Duties of card
issuers regarding changes of address); 16 CFR 641.1 (Duties of users
of consumer reports regarding address discrepancies).
---------------------------------------------------------------------------
DATES: Comments must be submitted by December 13, 2018.
ADDRESSES: Interested parties may file a comment online or on paper by
following the instructions in the Request for Comment part of the
SUPPLEMENTARY INFORMATION section below. Write ``Red Flags Rule, PRA
Comment, Project No. P095406'' on your comment. File your comment
online at https://ftcpublic.commentworks.com/ftc/RedFlagsPRA2 by
following the instructions on the web-based form. If you prefer to file
your comment on paper, mail your comment to the following address:
Federal Trade Commission, Office of the Secretary, 600 Pennsylvania
Avenue NW, Suite CC-5610 (Annex J), Washington, DC 20580, or deliver
your comment to the following address: Federal Trade Commission, Office
of the Secretary, Constitution Center, 400 7th Street SW, 5th Floor,
Suite 5610 (Annex J), Washington, DC 20024.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be addressed to Mark Eichorn, Assistant Director, Division of
Privacy and Identity Protection, Bureau of Consumer Protection, (202)
326-3053, Federal Trade Commission, 600 Pennsylvania Avenue NW,
Washington, DC 20580.
SUPPLEMENTARY INFORMATION:
Title: Red Flags Rule, 16 CFR 681.1; Card Issuers Rule, 16 CFR
681.2; Address Discrepancy Rule, 16 CFR part 641.
OMB Control Number: 3084-0137.
Type of Review: Extension of currently approved collection.
Abstract: The Red Flags Rule requires financial institutions and
certain creditors to develop and implement written Identity Theft
Prevention Programs. The Card Issuers Rule requires credit and debit
card issuers to assess the validity of notifications of address changes
under certain circumstances. The Address Discrepancy Rule provides
guidance on what covered users of consumer reports must do when they
receive a notice of address discrepancy from a nationwide consumer
reporting agency. Collectively, these three anti-identity theft
provisions are intended to prevent impostors from misusing another
person's personal information for a fraudulent purpose.
The Rules implement sections 114 and 315 of the Fair Credit
Reporting Act (``FCRA''), 15 U.S.C. 1681 et seq.
The Commission received no relevant public comments on the Rules'
information collection requirements and FTC staff's associated PRA
burden analysis and estimates that appeared in an August 8, 2018
Federal Register Notice.\2\ That Notice discusses in greater detail
staff's methodology behind the estimates restated here in summary form,
while also providing an overview of the Rules and the statutes that
underlie them.\3\
---------------------------------------------------------------------------
\2\ 83 FR 39096.
\3\ This Federal Register Notice, however, corrects summary
figures that had appeared in the prior Notice at Part II., page
39,097 (inadvertently carried over from the FTC's 2015 published PRA
estimates). The corrections are not numerically material, however,
and the calculation methodologies that appeared in the prior Notice
were as intended. Further, in Part III. C. of the prior Notice, at
page 39,099, 1,667 hours then intended to be shown as an estimate
for address verification were omitted from the hours subtotal for
Section 315 and, by extension, the aggregate estimated burden hours
for the Rules. However, given statutory changes that had not then
been appropriately considered, those hours had been tied to an
overstatement of the relevant population affected, as explained
further in footnote 9 here. Accordingly, ultimately the estimated
burden related to address verification is de minimis.
---------------------------------------------------------------------------
Pursuant to the OMB regulations, 5 CFR part 1320, that implement
the PRA,
[[Page 56326]]
44 U.S.C. 3501 et seq., the FTC is providing a second opportunity for
the public to comment on:
(1) Whether the disclosure requirements are necessary, including
whether the information will be practically useful; (2) the accuracy of
our burden estimates, including whether the methodology and assumptions
used are valid; (3) ways to enhance the quality, utility, and clarity
of the information to be collected; and (4) ways to minimize the burden
of the collection of information.
Estimated Annual Burden (1,385,290 hours; $66,185,200, labor costs)
A. Section 114: Red Flags and Card Issuers Rules:
(1) Red Flags:
(a) Estimated Number of Respondents: 157,585 \4\
---------------------------------------------------------------------------
\4\ This figure comprises 6,278 financial institutions and
151,307 creditors (87,774 high-risk entities, excluding financial
institutions + 63,533 low-risk creditors). The total number of
financial institutions draws from FTC staff analysis of state credit
unions and insurers within the FTC's jurisdiction using 2015 Census
Bureau data (``Statistics of U.S. Businesses'') and other online
industry data. The total number of creditors draws from FTC staff
analysis of 2015 Census data and industry data for businesses or
organizations that market goods and services to consumers or other
businesses or organizations subject to the FTC's jurisdiction,
reduced by entities not likely to: (1) Obtain credit reports, report
credit transactions, or advance loans; and (2) entities not likely
to have covered accounts under the Rule. Currently, no further
updated Census data is available online to inform revised estimates.
Thus, for instant purposes, the FTC will continue to draw upon the
2015 data.
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(i) High-Risk Entities: 94,052 \5\
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\5\ High-risk entities include, for example, financial
institutions within the FTC's jurisdiction and utilities, motor
vehicle dealerships, telecommunications firms, colleges and
universities, and hospitals.
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(ii) Low-Risk Entities: 63,533 \6\
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\6\ Low-risk entities include, for example, public warehouse and
storage firms, nursing and residential care facilities, automotive
equipment rental and leasing firms, office supplies and stationery
stores, fuel dealers, and financial transaction processing firms.
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(b) Estimated Hours Burden: \7\
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\7\ See the August 8, 2018 Notice, 83 FR at 39098, for details
underlying the Red Flags hours burden estimates.
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(i) High-Risk Entities: 1,222,676 hours
(ii) Low-Risk Entities: 39,179 hours
(2) Card Issuers Rule:
(a) Estimated Number of Respondents: 16,742 \8\
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\8\ FTC staff estimates that the Rule affects as many as 16,742
card issuers within the FTC's jurisdiction. This includes, for
example, state credit unions, general retail merchandise stores,
colleges and universities, and telecoms.
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(b) Estimated Hours Burden: 66,968 hours
(3) Combined Labor Cost Burden: $65,112,327
B. Section 315--Address Discrepancy Rule:
(1) Estimated Number of Respondents: 121,000 \9\
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\9\ In the August 8, 2018 Notice, the estimated number of
businesses that would be required to comply with the Address
Discrepancy Rule had been greatly overstated. 83 FR at 39099. The
FTC Address Discrepancy Rule covers only users of consumer reports
that are motor vehicle dealers described in section 1029(a) of the
Dodd-Frank Act and that are predominantly engaged in the sale and
servicing of motor vehicles, the leasing and servicing of them, or
both. See 77 FR 22200, 22201 (Apr. 13, 2012). The FTC recently
estimated that there are approximately 121,000 motor vehicle
dealers, determined as follows: 86,442 car dealers per NAICS data
(49,905 new car dealers, 36,537 used car dealers) + [3,191
Recreational Vehicle Dealers; 7,185 boat dealers; 24,157 motorcycle,
ATV/All Other Motor Vehicle Dealers] = 120,975. 82 FR 12452 (March
3, 2017). By extension, the estimated number of respondents expected
to perform address verification, which had always been secondary to
the estimates concerning customer verification and very small
relative to the overall population subject to this Rule, becomes de
minimis with the corrective adjustment to the latter. Thus, the
estimates now concern customer verification only.
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(2) Estimated Hours Burden: 56,467 hours \10\
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\10\ Based on an estimated average of 28 minutes per respondent.
See 83 FR at 39099.
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(3) Estimated Labor Cost Burden: $1,072,873 \11\
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\11\ Based on an estimated hourly wage of $19 for administrative
support personnel (computer operators; data entry and information
processing workers; word processors and typists).
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C. Capital/Non-Labor Costs for Sections 114 and 315.
FTC staff believes that the Rules impose negligible capital or
other non-labor costs, as the affected entities are likely to have the
necessary supplies and/or equipment already (e.g., offices and
computers) for the information collections described herein.
IV. Request for Comment
You can file a comment online or on paper. For the FTC to consider
your comment, we must receive it on or before December 13, 2018. Write
``Red Flags Rule, PRA Comment, Project No. P095406'' on your comment.
Your comment--including your name and your state--will be placed on the
public record of this proceeding, including, to the extent practicable,
on the public FTC website, at https://www.ftc.gov/os/publiccomments.shtm.
Postal mail addressed to the Commission is subject to delay due to
heightened security screening. As a result, we encourage you to submit
your comments online, or to send them to the Commission by courier or
overnight service. To make sure that the Commission considers your
online comment, you must file it at https://ftcpublic.commentworks.com/ftc/RedFlagsPRA2 by following the instructions on the web-based form.
When this Notice appears at https://www.regulations.gov/#!home, you also
may file a comment through that website.
If you file your comment on paper, write ``Red Flags Rule, PRA
Comment, Project No. P095406'' on your comment and on the envelope, and
mail it to the following address: Federal Trade Commission, Office of
the Secretary, 600 Pennsylvania Avenue NW, Suite CC-5610 (Annex J),
Washington, DC 20580, or deliver your comment to the following address:
Federal Trade Commission, Office of the Secretary, Constitution Center,
400 7th Street SW, 5th Floor, Suite 5610 (Annex J), Washington, DC
20024. If possible, submit your paper comment to the Commission by
courier or overnight service.
Because your comment will be placed on the publicly accessible FTC
website at https://www.ftc.gov/, you are solely responsible for making
sure that your comment does not include any sensitive or confidential
information. In particular, your comment should not include any
sensitive personal information, such as your or anyone else's Social
Security number; date of birth; driver's license number or other state
identification number, or foreign country equivalent; passport number;
financial account number; or credit or debit card number. You are also
solely responsible for making sure that your comment does not include
any sensitive health information, such as medical records or other
individually identifiable health information. In addition, your comment
should not include any ``trade secret or any commercial or financial
information which . . . is privileged or confidential''--as provided by
Section 6(f) of the FTC Act, 15 U.S.C. 46(f), and FTC Rule 4.10(a)(2),
16 CFR 4.10(a)(2)--including in particular competitively sensitive
information such as costs, sales statistics, inventories, formulas,
patterns, devices, manufacturing processes, or customer names.
Comments containing material for which confidential treatment is
requested must be filed in paper form, must be clearly labeled
``Confidential,'' and must comply with FTC Rule 4.9(c). In particular,
the written request for confidential treatment that accompanies the
comment must include the factual and legal basis for the request, and
must identify the specific portions of the comment to be withheld from
the public record. See FTC Rule 4.9(c). Your comment will be kept
confidential only if the General Counsel grants your request in
accordance with the law and the public interest. Once your comment has
been posted on the public FTC
[[Page 56327]]
website--as legally required by FTC Rule 4.9(b)--we cannot redact or
remove your comment from the FTC website, unless you submit a
confidentiality request that meets the requirements for such treatment
under FTC Rule 4.9(c), and the General Counsel grants that request.
The FTC Act and other laws that the Commission administers permit
the collection of public comments to consider and use in this
proceeding as appropriate. The Commission will consider all timely and
responsive public comments that it receives on or before December 13,
2018. For information on the Commission's privacy policy, including
routine uses permitted by the Privacy Act, see https://www.ftc.gov/site-information/privacy-policy. For supporting documentation and other
information underlying the PRA discussion in this Notice, see https://www.reginfo.gov/public/jsp/PRA/praDashboard.jsp.
Comments on the information collection requirements subject to
review under the PRA should additionally be submitted to OMB. If sent
by U.S. mail, they should be addressed to Office of Information and
Regulatory Affairs, Office of Management and Budget, Attention: Desk
Officer for the Federal Trade Commission, New Executive Office
Building, Docket Library, Room 10102, 725 17th Street NW, Washington,
DC 20503. Comments sent to OMB by U.S. postal mail, however, are
subject to delays due to heightened security precautions. Thus,
comments instead can also be sent by email to [email protected].
Heather Hippsley,
Deputy General Counsel.
[FR Doc. 2018-24682 Filed 11-9-18; 8:45 am]
BILLING CODE 6750-01-P
