Agency Information Collection Activities: Comment Request, 45110 [2018-19160]
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Federal Register / Vol. 83, No. 172 / Wednesday, September 5, 2018 / Notices
Affected Public: Businesses and other
for-profit entities.
Estimated Number of Respondents:
483.
Estimated Total Annual Burden
Hours: 242.
Abstract: Regulation N (12 CFR 1014),
prohibits misrepresentations about the
terms of mortgage credit products in
commercial communications and
requires that covered persons keep
certain related records for a period of
twenty-four (24) months from last
dissemination. The information that
Regulation N requires covered persons
to retain is necessary to ensure efficient
and effective law enforcement to
address deceptive practices that occur
in the mortgage advertising area. The
Bureau is not proposing any new or
revised collections of information
pursuant to this request.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record.
Dated: August 28, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2018–19156 Filed 9–4–18; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2018–0030]
daltland on DSKBBV9HB2PROD with NOTICES
Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Bureau of Consumer
Financial Protection (Bureau) is
SUMMARY:
VerDate Sep<11>2014
17:04 Sep 04, 2018
Jkt 244001
requesting to renew the Office of
Management and Budget (OMB)
approval for an existing information
collection titled, ‘‘Consumer Leasing
Act (Regulation M) 12 CFR 1013.’’
DATES: Written comments are
encouraged and must be received on or
before November 5, 2018 to be assured
of consideration.
ADDRESSES: You may submit comments,
identified by the title of the information
collection, OMB Control Number (see
below), and docket number (see above),
by any of the following methods:
• Electronic: Go to https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: FederalRegisterComments@
cfpb.gov. Include Docket No. CFPB–
2018–0030 in the subject line of the
message.
• Mail: Comment intake, Bureau of
Consumer Financial Protection
(Attention: PRA Office), 1700 G Street
NW, Washington, DC 20552.
• Hand Delivery/Courier: Comment
intake, Bureau of Consumer Financial
Protection (Attention: PRA Office), 1700
G Street NW, Washington, DC 20552.
Please note that comments submitted
after the comment period will not be
accepted. In general, all comments
received will become public records,
including any personal information
provided. Sensitive personal
information, such as account numbers
or Social Security numbers, should not
be included.
FOR FURTHER INFORMATION CONTACT:
Documentation prepared in support of
this information collection request is
available at www.regulations.gov.
Requests for additional information
should be directed to the Bureau of
Consumer Financial Protection,
(Attention: PRA Office), 1700 G Street
NW, Washington, DC 20552, (202) 435–
9575, or email: CFPB_PRA@cfpb.gov. If
you require this document in an
alternative electronic format, please
contact CFPB_Accessibility@cfpb.gov.
Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer Leasing
Act (Regulation M) 12 CFR 1013.
OMB Control Number: 3170–0006.
Type of Review: Extension without
change of an existing Information
Collection.
Affected Public: Businesses and other
for-profit entities.
Estimated Number of Respondents:
13,718.
Estimated Total Annual Burden
Hours: 2,126.
Abstract: Consumers rely on the
disclosures required by the Consumer
PO 00000
Frm 00023
Fmt 4703
Sfmt 4703
Leasing Act, 15 U.S.C. 1667 et seq.
(CLA) and Regulation M, 12 CFR 1013,
for information to comparison shop
among leases, as well as to ascertain the
true costs and terms of lease offers.
Federal and State enforcement and
private litigants use the records to
ascertain whether accurate and
complete disclosures of the cost of
leases have been provided to consumers
prior to consummation of the lease. This
information provides the primary
evidence of law violations in CLA
enforcement actions brought by Federal
agencies. Without Regulation M’s
recordkeeping requirement, the
agencies’ ability to enforce the CLA
would be significantly impaired.
Request for Comments: Comments are
invited on: (a) Whether the collection of
information is necessary for the proper
performance of the functions of the
Bureau, including whether the
information will have practical utility;
(b) The accuracy of the Bureau’s
estimate of the burden of the collection
of information, including the validity of
the methods and the assumptions used;
(c) Ways to enhance the quality, utility,
and clarity of the information to be
collected; and (d) Ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. Comments submitted in
response to this notice will be
summarized and/or included in the
request for OMB approval. All
comments will become a matter of
public record.
Dated: August 28, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of
Consumer Financial Protection.
[FR Doc. 2018–19160 Filed 9–4–18; 8:45 am]
BILLING CODE 4810–AM–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
[Docket No. CFPB–2018–0026]
Agency Information Collection
Activities: Comment Request
Bureau of Consumer Financial
Protection.
ACTION: Notice and request for comment.
AGENCY:
In accordance with the
Paperwork Reduction Act of 1995
(PRA), the Bureau of Consumer
Financial Protection (Bureau) is
requesting to renew the Office of
Management and Budget (OMB)
approval for an existing information
collection, titled, ‘‘Registration of
SUMMARY:
E:\FR\FM\05SEN1.SGM
05SEN1
]]>Agencies
[Federal Register Volume 83, Number 172 (Wednesday, September 5, 2018)]
[Notices]
[Page 45110]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2018-19160]
-----------------------------------------------------------------------
BUREAU OF CONSUMER FINANCIAL PROTECTION
[Docket No. CFPB-2018-0030]
Agency Information Collection Activities: Comment Request
AGENCY: Bureau of Consumer Financial Protection.
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: In accordance with the Paperwork Reduction Act of 1995 (PRA),
the Bureau of Consumer Financial Protection (Bureau) is requesting to
renew the Office of Management and Budget (OMB) approval for an
existing information collection titled, ``Consumer Leasing Act
(Regulation M) 12 CFR 1013.''
DATES: Written comments are encouraged and must be received on or
before November 5, 2018 to be assured of consideration.
ADDRESSES: You may submit comments, identified by the title of the
information collection, OMB Control Number (see below), and docket
number (see above), by any of the following methods:
Electronic: Go to https://www.regulations.gov. Follow the
instructions for submitting comments.
Email: [email protected]. Include Docket
No. CFPB-2018-0030 in the subject line of the message.
Mail: Comment intake, Bureau of Consumer Financial
Protection (Attention: PRA Office), 1700 G Street NW, Washington, DC
20552.
Hand Delivery/Courier: Comment intake, Bureau of Consumer
Financial Protection (Attention: PRA Office), 1700 G Street NW,
Washington, DC 20552.
Please note that comments submitted after the comment period will
not be accepted. In general, all comments received will become public
records, including any personal information provided. Sensitive
personal information, such as account numbers or Social Security
numbers, should not be included.
FOR FURTHER INFORMATION CONTACT: Documentation prepared in support of
this information collection request is available at
www.regulations.gov. Requests for additional information should be
directed to the Bureau of Consumer Financial Protection, (Attention:
PRA Office), 1700 G Street NW, Washington, DC 20552, (202) 435-9575, or
email: [email protected]. If you require this document in an
alternative electronic format, please contact
[email protected]. Please do not submit comments to these
email boxes.
SUPPLEMENTARY INFORMATION:
Title of Collection: Consumer Leasing Act (Regulation M) 12 CFR
1013.
OMB Control Number: 3170-0006.
Type of Review: Extension without change of an existing Information
Collection.
Affected Public: Businesses and other for-profit entities.
Estimated Number of Respondents: 13,718.
Estimated Total Annual Burden Hours: 2,126.
Abstract: Consumers rely on the disclosures required by the
Consumer Leasing Act, 15 U.S.C. 1667 et seq. (CLA) and Regulation M, 12
CFR 1013, for information to comparison shop among leases, as well as
to ascertain the true costs and terms of lease offers. Federal and
State enforcement and private litigants use the records to ascertain
whether accurate and complete disclosures of the cost of leases have
been provided to consumers prior to consummation of the lease. This
information provides the primary evidence of law violations in CLA
enforcement actions brought by Federal agencies. Without Regulation M's
recordkeeping requirement, the agencies' ability to enforce the CLA
would be significantly impaired.
Request for Comments: Comments are invited on: (a) Whether the
collection of information is necessary for the proper performance of
the functions of the Bureau, including whether the information will
have practical utility; (b) The accuracy of the Bureau's estimate of
the burden of the collection of information, including the validity of
the methods and the assumptions used; (c) Ways to enhance the quality,
utility, and clarity of the information to be collected; and (d) Ways
to minimize the burden of the collection of information on respondents,
including through the use of automated collection techniques or other
forms of information technology. Comments submitted in response to this
notice will be summarized and/or included in the request for OMB
approval. All comments will become a matter of public record.
Dated: August 28, 2018.
Darrin A. King,
Paperwork Reduction Act Officer, Bureau of Consumer Financial
Protection.
[FR Doc. 2018-19160 Filed 9-4-18; 8:45 am]
BILLING CODE 4810-AM-P
