Proposed Agency Information Collection Activities; Comment Request, 18843-18846 [2018-09000]
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Federal Register / Vol. 83, No. 83 / Monday, April 30, 2018 / Notices
The Board did not receive any
comments.
Board of Governors of the Federal Reserve
System, April 24, 2018.
Ann Misback,
Secretary of the Board.
[FR Doc. 2018–08992 Filed 4–27–18; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
ACTION: Notice, request for comment.
AGENCY:
The Board of Governors of the
Federal Reserve System (Board) invites
comment on a proposal to extend for
three years, with revision, the Financial
Statements for Holding Companies (FR
Y–9 family of reports) (OMB No. 7100–
0128).
DATES: Comments must be submitted on
or before June 29, 2018.
ADDRESSES: You may submit comments,
identified by FR Y–9C, FR Y–9LP, FR Y–
9SP, FR Y–9ES, or FR Y–9CS, by any of
the following methods:
• Agency Website: https://
www.federalreserve.gov. Follow the
instructions for submitting comments at
https://www.federalreserve.gov/apps/
foia/proposedregs.aspx.
• Email: regs.comments@
federalreserve.gov. Include OMB
number in the subject line of the
message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Ann E. Misback, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW, Washington,
DC 20551.
All public comments are available
from the Board’s website at https://
www.federalreserve.gov/apps/foia/
proposedregs.aspx as submitted, unless
modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper form in Room 3515, 1801 K Street
(between 18th and 19th Streets NW)
Washington, DC 20006 between 9:00
a.m. and 5:00 p.m. on weekdays. For
security reasons, the Board requires that
visitors make an appointment to inspect
comments. You may do so by calling
(202) 452–3684. Upon arrival, visitors
will be required to present valid
government-issued photo identification
and to submit to security screening in
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SUMMARY:
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order to inspect and photocopy
comments.
Additionally, commenters may send a
copy of their comments to the OMB
Desk Officer—Shagufta Ahmed—Office
of Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Room 10235,
725 17th Street NW, Washington, DC
20503 or by fax to (202) 395–6974.
FOR FURTHER INFORMATION CONTACT: A
copy of the PRA OMB submission,
including the proposed reporting form
and instructions, supporting statement,
and other documentation will be placed
into OMB’s public docket files, if
approved. These documents will also be
made available on the Federal Reserve
Board’s public website at: https://
www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears below.
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829. Telecommunications Device
for the Deaf (TDD) users may contact
(202) 263–4869, Board of Governors of
the Federal Reserve System,
Washington, DC 20551.
SUPPLEMENTARY INFORMATION: On June
15, 1984, the Office of Management and
Budget (OMB) delegated to the Board
authority under the Paperwork
Reduction Act (PRA) to approve of and
assign OMB control numbers to
collection of information requests and
requirements conducted or sponsored
by the Board. In exercising this
delegated authority, the Board is
directed to take every reasonable step to
solicit comment. In determining
whether to approve a collection of
information, the Board will consider all
comments received from the public and
other agencies.
Request for comment on information
collection proposal:
The Board invites public comment on
the following information collection,
which is being reviewed under
authority delegated by the OMB under
the PRA. Comments are invited on the
following:
a. Whether the proposed collection of
information is necessary for the proper
performance of the Federal Reserve’s
functions; including whether the
information has practical utility;
b. The accuracy of the Federal
Reserve’s estimate of the burden of the
proposed information collection,
including the validity of the
methodology and assumptions used;
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18843
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected;
d. Ways to minimize the burden of
information collection on respondents,
including through the use of automated
collection techniques or other forms of
information technology; and
e. Estimates of capital or startup costs
and costs of operation, maintenance,
and purchase of services to provide
information.
At the end of the comment period, the
comments and recommendations
received will be analyzed to determine
the extent to which the Federal Reserve
should modify the proposal.
Proposal to approve under OMB
delegated authority the extension for
three years, with revision, of the
following reports:
Report title: Financial Statements for
Holding Companies.
Agency form number: FR Y–9C, FR
Y–9LP, FR Y–9SP, FR Y–9ES, and FR
Y–9CS.
OMB control number: 7100–0128.
Frequency: Quarterly, semiannually,
and annually.
Reporters: Bank holding companies,
savings and loan holding companies,
securities holding companies, and U.S.
Intermediate Holding Companies
(collectively, holding companies (HCs)).
Estimated average hours per response:
FR Y–9C (non-advanced approaches
holding companies): 46.29 hours; FR
Y–9C (advanced approached holding
companies HCs): 47.54 hours; FR
Y–9LP: 5.27 hours; FR Y–9SP: 5.40
hours FR Y–9ES: 0.50 hours; FR Y–9CS:
0.50 hours.
Estimated number of respondents: FR
Y–9C (non-advanced approaches
holding companies): 623; FR Y–9C
(advanced approached holding
companies): 18; FR Y–9LP: 761; FR
Y–9SP: 3,613 FR Y–9ES: 84; FR Y–9CS:
236.
Estimated annual burden hours: FR
Y–9C (non-advanced approaches
holding companies): 115,355 hours; FR
Y–9C (advanced approached holding
companies): 3,423 hours; FR Y–9LP:
16,042 hours; FR Y–9SP: 39,020; FR
Y–9ES: 42 hours; FR Y–9CS: 472 hours.
General description of report: The FR
Y–9C serves as standardized financial
statements for the consolidated holding
company. The FR Y–9 family of
reporting forms continues to be the
primary source of financial data on HCs
that examiners rely on between on-site
inspections. Financial data from these
reporting forms is used to detect
emerging financial problems, review
performance, conduct pre-inspection
analysis, monitor and evaluate capital
adequacy, evaluate HC mergers and
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acquisitions, and analyze an HC’s
overall financial condition to ensure the
safety and soundness of its operations.
The Board requires HCs to provide
standardized financial statements to
fulfill the Board’s statutory obligation to
supervise these organizations. HCs file
the FRY–9C on a quarterly basis, FR
Y–9LP quarterly, and the FR Y–9SP
semiannually, the FR Y–9ES annually,
and the FR Y–9CS on a schedule that is
determined when this supplement is
used.
Proposed revisions:
The Board is proposing a number of
revisions to the FR Y–9C requirements,
most of which are consistent with
proposed changes to the Federal
Financial Institutions Examination
Council (FFIEC) Consolidated Reports of
Condition and Income (Call Reports)
(FFIEC 031, FFIEC 041, and FFIEC 051;
OMB No. 7100–0036). The proposed
revisions to the FR Y–9C include
deleting certain data items,
consolidating existing data items into
new data items, and adding new or
raising existing reporting thresholds for
certain data items to reduce reporting
burden. As discussed below, all of the
proposed changes resulted from an
extensive analysis of the uses of Call
Report data which is generally
aggregated on the FR Y–9C report, to
include a series of nine surveys
conducted over a 19-month period that
began in mid-July 2015 and ended in
mid-February 2017. Based on the results
of the user surveys, the Board identified
data items to be considered for removal
and new or revised reporting thresholds
to reduce burden. The Board believes
that consistent changes should be made
to the FR Y–9C to ensure burden
reductions are fully realized. Additional
detail on specific line items that will be
revised are discussed below. The
proposed revisions would be effective
beginning with the reports reflecting the
June 30, 2018, report date. The proposed
changes include:
• Combining certain data items into
new or existing data items pertaining to
(1) Interest-only strips on Schedule
HC–F—Other Assets;
(2) Certain 1–4 family residential
mortgage banking activities on Schedule
HC–P;
(3) Loans measured at fair value and
the unpaid principal balances of such
loans on HC–Q—Memoranda;
(4) Certain types of credit exposures,
ownership interests, credit exposures to
securitization facilities sponsored by
HCs, and transactions involving small
business obligations on Schedule HC–S;
and
(5) Certain detail on Schedule
HC–V—Variable Interest Entities (VIEs),
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on consolidated VIEs used as assetbacked commercial paper (ABCP)
conduits and certain detail on other
VIEs;
• Deleting certain data items on
Schedules HC–N—Past Due and
Nonaccrual Loans, Leases, and Other
Assets; HC–P—1–4 Family Residential
Mortgage Banking Activities in
Domestic Offices; HC–Q—Assets and
Liabilities Measured at Fair Value on a
Recurring Basis-Memoranda; and
Schedule HC–S—Servicing,
Securitization, and Asset Sale
Activities; and
• Adding new and revising existing
reporting thresholds for certain data
items on Schedule HC–P, HC–Q, and
HC–S.
Detailed Discussion of Proposed
Revisions
Schedule HC–F—Other Assets
The Board proposes to combine the
reporting of interest-only strips
receivable on Schedule HC–F, which are
currently reported in data items 3(a) for
those on mortgage loans and 3(b) for
those on other financial assets, into a
single new item 3, Interest-only strips
receivable.
Schedule HC–N—Past Due and
Nonaccrual Loans, Leases, and Other
Assets
The Board proposes to delete
Schedule HC–N, Memoranda, data items
5(b)(1) and 5(b)(2), columns A through
C pertaining to past due and nonaccrual
status of the fair value and unpaid
principal balance of held-for-investment
loans measured at fair value.
Memorandum item 5(a), ‘‘Loans and
leases held for sale,’’ would be
renumbered as item 5 for columns A
through C.
Schedule HC–P—1–4 Family
Residential Mortgage Banking
Activities in Domestic Offices
The Board proposes to modify the
reporting criteria for Schedule HC–P by
removing the current $1 billion assetsized threshold and applying only the
Schedule’s existing activity-based
threshold. As proposed, Schedule
HC–P would be completed by HCs
where any of the following residential
mortgage banking activities (in domestic
offices) exceeds $10 million for two
consecutive quarters:
• Closed-end and open-end first lien
and junior lien 1–4 family residential
mortgage loan originations and
purchases for resale from all sources
during a calendar quarter;
• Closed-end and open-end first lien
and junior lien 1–4 family residential
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mortgage loan sales during a calendar
quarter; or
• Closed-end and open-end first lien
and junior lien 1–4 family residential
mortgage loans held for sale or trading
at calendar quarter-end.
The Board also proposes to combine
a number of data items pertaining to 1–
4 family residential mortgage banking
activity detail collected in this schedule
for closed-end loans and commitments
under open-end loans for retail
originations (item 1), wholesale
originations and purchases (item 2),
mortgage loans sold (item 3), mortgage
loans held for sale or trading (item 4),
and repurchases and indemnifications
of mortgage loans (item 6). Specifically,
the Board proposes to:
• Combine 1(a), 1(b), and 1(c)(1) into
new data item 1;
• Combine 2(a), 2(b), and 2(c)(1) into
new data item 2;
• Combine 3(a), 3(b), and 3(c)(1) into
new data item 3;
• Combine 4(a), 4(b), and 4(c)(1) into
new data item 4; and
• Combine 6(a), 6(b), and 6(c)(1) into
new item 6.
The Board also proposes to combine
data items 5(a) and 5(b) pertaining to
noninterest income from the sale,
securitization, and servicing of closedend and open-end 1–4 family residential
mortgage loans into new data item 5. In
addition, the Board proposes to remove
data items 1(c)(2), 2(c)(2), 3(c)(2),
4(c)(2), and 6(c)(2) pertaining to the
principal amount funded for open-end
loans extended under lines of credit for
each of the above listed categories.
Schedule HC–Q—Assets and Liabilities
Measured at Fair Value on a Recurring
Basis
The Board proposes to modify the
reporting criteria for Schedule HC–Q by
applying an activity threshold. Schedule
HC–Q would be completed only by HCs
that (1) have elected to report financial
instruments or servicing assets and
liabilities at fair value under a fair value
option with changes in fair value
recognized in earnings, or (2) are
required to complete Schedule HC–D,
Trading Assets and Labilities. HCs that
do not meet either of these criteria
would no longer need to complete this
schedule, regardless of asset size.
The Board also proposes to delete
column B (domestic offices) on
Schedule HC–Q, for the fair value and
the unpaid principal balance of such
loans currently collected in
Memorandum items 3 and 4,
respectively. The Board proposes to
combine certain existing loan categories
in Memorandum items 3 and 4 for fair
value option loans secured by
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1–4 family residential properties, detail
on revolving, open-end loans secured by
1–4 family residential properties and
extended under lines of credit; closedend loans secured by first liens on 1–4
family residential properties; and
closed-end loans secured by junior liens
on 1–4 family residential properties that
currently are reported for domestic
offices in column B would be
consolidated into a single category and
collected for the consolidated HC. For
fair value option loans secured by real
estate other than 1–4 family residential
properties, detail on construction, land
development, and other land loans;
loans secured by farmland; loans
secured by multifamily (5 or more)
residential properties; and loans secured
by nonfarm nonresidential properties
that currently are reported for domestic
offices in column B would be
consolidated into a single category and
collected for the consolidated HC. These
proposed revisions would replace the
existing items for total fair value option
loans secured by real estate for the
consolidated HC. For fair value option
consumer loans, detail for the
consolidated HC on credit cards, other
revolving credit plans, automobile
loans, and other consumer loans would
be consolidated into a single category.
More specifically, the Board proposes
to:
• Delete existing Memoranda items
3(a) and 4(a), column A, on the fair
value and the unpaid principal balance
of consolidated loans secured by real
estate;
• Combine existing Memorandum
items 3(a)(3)(a), 3(a)(3)(b)(i), and
3(a)(3)(b)(ii), column B, into new
Memorandum item 3(a)(1) for the fair
value of consolidated loans secured by
1–4 family residential properties
measured at fair value;
• Combine existing Memorandum
items 3(a)(1), 3(a)(2), 3(a)(4), and 3(a)(5),
column B, into new Memorandum item
3(a)(2) for the fair value of all other
loans secured by real estate measured at
fair value;
• Combine existing Memorandum
items 3(c)(1) through 3(c)(4) into new
Memorandum item 3(c) pertaining to
the fair value of all consumer loans
measured at fair value;
• Combine existing Memorandum
items 4(a)(3)(a), 4(a)(3)(b)(i), and
4(a)(3)(b)(ii), column B, into new
Memorandum item 4(a)(1) pertaining to
the unpaid principal balance of
consolidated loans secured by 1–4
family residential properties that are
measured at fair value;
• Combine existing Memorandum
items 4(a)(1), 4(a)(2), 4(a)(4), and 4(a)(5),
column B, into new Memorandum item
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4(a)(2) pertaining to the unpaid
principal balance of all other loans
secured by real estate measured at fair
value for the consolidated HC; and
• Combine existing Memorandum
items 4(c)(1) through 4(c)(4) into new
Memorandum item 4(c) pertaining to
the unpaid principal balance of all
consumer loans measured at fair value.
Schedule HC–S—Servicing,
Securitization, and Asset Sale Activities
The Board proposes the following
revisions to Schedule HC–S:
• Combine data items 2(a), 2(b), and
2(c) into new item 2, columns A through
G, pertaining to the maximum amount
of credit exposure arising from recourse
or other seller-provided credit
enhancements in the form of retained
interest-only strips, subordinated
securities and other residual interests,
and standby letters of credit and other
enhancements;
• Add a reporting threshold of $100
billion or more in total assets before HCs
must complete Schedule HC–S, data
item 3, which is used for reporting
unused commitments to provide
liquidity to structures reported in item
1 involving assets sold and securitized
by the reporting HC with servicing
retained or with recourse or other sellerprovided credit enhancements;
• Combine data items 6(a) and 6(b)
pertaining to ownership (or seller’s)
interests carried as securities or loans
into new data item 6. The Board also
proposes to add a reporting threshold of
$10 billion or more in total consolidated
assets before HCs must complete data
item 6;
• Delete data items 7(a) and 7(b)
pertaining to loan amounts included in
ownership (or seller’s) interests carried
as securities that are 30–89 days past
due and 90 days or more past due,
respectively;
• Delete data items 8(a) and 8(b)
pertaining to charge-offs and recoveries,
respectively, on loan amounts included
in the ownership (or seller’s) interests
carried as securities that are currently
reported in 6(a);
• Combine data item 9, columns B
(home equity lines) and C (credit card
receivables), pertaining to the maximum
amount of credit exposures arising from
credit enhancements in the form
standby letters of credit, purchased
subordinated securities, and other
enhancements provided by the reporting
HC to other institutions’ securitization
structures, into existing column G, All
other loans, all leases, and all other
assets;
• Add a reporting threshold of $10
billion or more in total assets for
reporting unused commitments to
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provide liquidity to other institutions’
securitization structures in item 10. The
Board also proposes to combine data
item 10, columns B (home equity lines)
and C (credit card receivables),
pertaining to a reporting institution’s
unused commitments to provide
liquidity to other institutions’
securitization structures, respectively,
into existing column G;
• Combine data item 11, columns B
through F, pertaining to assets sold with
recourse or other seller-provided credit
enhancements and not securitized, into
existing column G. The activities
reported in columns B through F pertain
to home equity lines, credit card
receivables, auto loans, other consumer
loans, and commercial and industrial
loans, respectively;
• Combine data item 12, columns B
through F, pertaining to the maximum
amount of credit exposure arising from
recourse or other seller-provided credit
enhancements on assets sold with
recourse or other seller-provided credit
enhancements and not securitized, into
existing column G;
• Delete Memorandum items 1(a) and
1(b) pertaining to the outstanding
principal balance and the amount of
retained recourse, respectively, on small
business obligations transferred with
recourse under Section 208 of the Riegle
Community Development and
Regulatory Improvement Act of 1994,
and include the amounts previously
reported in these two memorandum
items in either items 1 or 2 (column F)
or items 11 and 12 (column G),
depending on whether the obligations
were securitized or not securitized,
respectively; and
• Add a reporting threshold of $10
billion or more in total assets for
reporting the detail on ABCP conduits
in Memorandum items 3(a)(1) through
3(b)(2), and the amount of outstanding
credit card fees and finance charges
included in credit card receivables sold
and securitized with servicing retained
or with recourse or other seller-provided
credit enhancements in Memorandum
item 4. To complete Memorandum item
4, a HC with $10 billion or more in total
assets would also need to meet one of
the existing criteria for reporting this
information, i.e., the HC, together with
affiliated institutions, has outstanding
credit card receivables that exceed $500
million as of the report date, or the HC
is a credit card specialty HC (as defined
in the instructions).
Schedule HC–V—Variable Interest
Entities
The Board proposes to consolidate
information collected on consolidated
VIEs used as ABCP conduits (column B)
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and other VIEs (column C) for all items
into a single column B covering all VIEs
other than those used as securitization
vehicles (which will continue to be
reported in column A). In lieu of the
detailed breakdown of assets and
liabilities of ABCP conduit VIEs
currently reported in column B, the
Board proposes to collect data on the
total assets and total liabilities of such
VIEs in new data items 5 and 6,
respectively. For these ABCP conduit
VIEs, the total assets item would
include the assets that could be used
only to settle these VIEs’ obligations,
which are currently reported in items
1(a) through 1(k), column B, and all
other assets of these VIEs, which are
currently reported in item 3, column B;
the total liabilities items would include
these VIEs, liabilities for which
creditors do not have recourse to the
general credit of the reporting bank,
which are currently reported in items
2(a) through 2(e), column B, and all
other liabilities of the VIEs, which are
currently reported in item 4, column B.
In the two columns that would remain,
the Board proposes to:
• Combine data items 1(b) and 1(c),
pertaining to held-to-maturity and
available-for-sale securities, into a single
new item 1(b), Securities not held for
trading;
• Combine data items 1(e) through
1(g), pertaining to loans and leases held
for sale, loans and leases held for
investment, and the allowance for loan
and lease losses, into a single new item
1(c), Loans and leases held for
investment, net of allowance, and held
for sale;
• Combine data items 2(c) and 2(d),
pertaining to commercial paper and
other borrowed money, into a single
new item 2(a), Other borrowed money;
• Delete data items 1(d), 1(h), and
1(i), pertaining to securities purchased
under agreements to resell, trading
assets (other than derivatives), and
derivative trading assets. The data
currently reported in these items would
be included in existing data item 1(k),
Other assets, which would be
renumbered as data item 1(e). Existing
data item 1(j) Other real estate owned
would be renumbered 1(d); and
• Delete VIE detail on data items 2(a)
and 2(b), pertaining to securities sold
under agreements to repurchase and
derivative trading liabilities. The data
currently reported in these items would
be included in existing data item 2(e),
Other liabilities, which would be
renumbered as data item 2(b).
Legal authorization and
confidentiality: The FR Y–9 family of
reports is authorized by section 5(c) of
the Bank Holding Company Act (12
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U.S.C. 1844(c)), section 10 of Home
Owners’ Loan Act (12 U.S.C. 1467a(b))
and section 618 of the Dodd-Frank Wall
Street Reform and Consumer Protection
Act (‘‘Dodd-Frank Act’’) (12 U.S.C.
1850a(c)(1)), and section 165 of the
Dodd-Frank Act (12 U.S.C. 5365). The
obligation of covered institutions to
report this information is mandatory.
With respect to the FR Y–9LP, FR
Y–9SP, FR Y–9ES, FR Y–9CS, as well as
most items on the FR Y–9C, the
information collected would generally
not be accorded confidential treatment.
If confidential treatment is requested by
a respondent, the Board will review the
request to determine if confidential
treatment is appropriate.
With respect to the FR Y–9C,
Schedule HI’s item 7(g) ‘‘FDIC deposit
insurance assessments,’’ Schedule
HC–P’s item 7(a) ‘‘Representation and
warranty reserves for 1–4 family
residential mortgage loans sold to U.S.
government agencies and government
sponsored agencies,’’ and Schedule
HC–P’s item 7(b) ‘‘Representation and
warranty reserves for 1–4 family
residential mortgage loans sold to other
parties’’ are considered confidential.
Such treatment is appropriate because
the data is not publicly available and
could cause substantial harm to the
competitive position of the respondent.
The public release of this confidential
data may impair the Board’s future
ability to collect similarly confidential
data. Thus, this information may be kept
confidential under exemptions (b)(4) of
the Freedom of Information Act, which
exempts from disclosure ‘‘trade secrets
and commercial or financial information
obtained from a person and privileged
or confidential’’ (5 U.S.C. 552(b)(4)), and
(b)(8) of the Freedom of Information
Act, which exempts from disclosure
information related to examination,
operating, or condition reports prepared
by, on behalf of, or for the use of an
agency responsible for the regulation or
supervision of financial institutions (5
U.S.C. 552(b)(8)). If confidential
treatment is requested by a respondent
for other items in the FR Y–9C, the
Board will review the request to
determine if confidential treatment is
appropriate.
Board of Governors of the Federal Reserve
System, April 24, 2018.
Ann Misback,
Secretary of the Board.
[FR Doc. 2018–09000 Filed 4–27–18; 8:45 am]
BILLING CODE 6210–01–P
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DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Disease Control and
Prevention
Meeting of the Community Preventive
Services Task Force (CPSTF)
Centers for Disease Control and
Prevention (CDC), Department of Health
and Human Services (HHS).
ACTION: Notice of meeting.
AGENCY:
The Centers for Disease
Control and Prevention (CDC) within
the Department of Health and Human
Services announces the next meeting of
the Community Preventive Services
Task Force (CPSTF) on June 13–14,
2018, in Atlanta, Georgia.
DATES: The meeting will be held on
Wednesday, June 13, 2018, from 8:30
a.m. to 6:00 p.m. EDT and Thursday,
June 14, 2018, from 8:30 a.m. to 1:00
p.m. EDT.
ADDRESSES: The CPSTF Meeting will be
held at the CDC Edward R. Roybal
Campus, Centers for Disease Control
and Prevention Headquarters (Building
19), 1600 Clifton Road NE, Atlanta, GA
30329. You should be aware that the
meeting location is in a Federal
government building; therefore, Federal
security measures are applicable. For
additional information, please see
Roybal Campus Security Guidelines
under SUPPLEMENTARY INFORMATION.
Information regarding meeting logistics
will be available on the Community
Guide website
(www.thecommunityguide.org) closer to
the date of the meeting.
FOR FURTHER INFORMATION CONTACT:
Onslow Smith, Center for Surveillance,
Epidemiology and Laboratory Services;
Centers for Disease Control and
Prevention, 1600 Clifton Road NE, MS–
E–69, Atlanta, GA 30329, phone: (404)
498–6778, email: CPSTF@cdc.gov.
SUPPLEMENTARY INFORMATION:
Meeting Accessibility: This spacelimited meeting is open to the public.
All meeting attendees must register. To
ensure completion of required security
procedures and access to the CDC’s
Global Communications Center, U.S.
citizens intending to attend in person
must register by June 6, 2018, and nonU.S. citizens intending to attend in
person must register by May 7, 2018.
Failure to register by the dates identified
could result in the inability to attend the
CPSTF meeting in person.
Those unable to attend the meeting in
person are able to do so via webcast.
CDC will send the webcast URL to
registrants upon receipt of their
registration. All meeting attendees must
SUMMARY:
E:\FR\FM\30APN1.SGM
30APN1
]]>Agencies
[Federal Register Volume 83, Number 83 (Monday, April 30, 2018)]
[Notices]
[Pages 18843-18846]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2018-09000]
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FEDERAL RESERVE SYSTEM
Proposed Agency Information Collection Activities; Comment
Request
AGENCY: Board of Governors of the Federal Reserve System.
ACTION: Notice, request for comment.
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SUMMARY: The Board of Governors of the Federal Reserve System (Board)
invites comment on a proposal to extend for three years, with revision,
the Financial Statements for Holding Companies (FR Y-9 family of
reports) (OMB No. 7100-0128).
DATES: Comments must be submitted on or before June 29, 2018.
ADDRESSES: You may submit comments, identified by FR Y-9C, FR Y-9LP, FR
Y-9SP, FR Y-9ES, or FR Y-9CS, by any of the following methods:
Agency Website: https://www.federalreserve.gov. Follow the
instructions for submitting comments at https://www.federalreserve.gov/apps/foia/proposedregs.aspx.
Email: [email protected]. Include OMB
number in the subject line of the message.
FAX: (202) 452-3819 or (202) 452-3102.
Mail: Ann E. Misback, Secretary, Board of Governors of the
Federal Reserve System, 20th Street and Constitution Avenue NW,
Washington, DC 20551.
All public comments are available from the Board's website at
https://www.federalreserve.gov/apps/foia/proposedregs.aspx as submitted,
unless modified for technical reasons. Accordingly, your comments will
not be edited to remove any identifying or contact information. Public
comments may also be viewed electronically or in paper form in Room
3515, 1801 K Street (between 18th and 19th Streets NW) Washington, DC
20006 between 9:00 a.m. and 5:00 p.m. on weekdays. For security
reasons, the Board requires that visitors make an appointment to
inspect comments. You may do so by calling (202) 452-3684. Upon
arrival, visitors will be required to present valid government-issued
photo identification and to submit to security screening in order to
inspect and photocopy comments.
Additionally, commenters may send a copy of their comments to the
OMB Desk Officer--Shagufta Ahmed--Office of Information and Regulatory
Affairs, Office of Management and Budget, New Executive Office
Building, Room 10235, 725 17th Street NW, Washington, DC 20503 or by
fax to (202) 395-6974.
FOR FURTHER INFORMATION CONTACT: A copy of the PRA OMB submission,
including the proposed reporting form and instructions, supporting
statement, and other documentation will be placed into OMB's public
docket files, if approved. These documents will also be made available
on the Federal Reserve Board's public website at: https://www.federalreserve.gov/apps/reportforms/review.aspx or may be requested
from the agency clearance officer, whose name appears below.
Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of
the Chief Data Officer, Board of Governors of the Federal Reserve
System, Washington, DC 20551, (202) 452-3829. Telecommunications Device
for the Deaf (TDD) users may contact (202) 263-4869, Board of Governors
of the Federal Reserve System, Washington, DC 20551.
SUPPLEMENTARY INFORMATION: On June 15, 1984, the Office of Management
and Budget (OMB) delegated to the Board authority under the Paperwork
Reduction Act (PRA) to approve of and assign OMB control numbers to
collection of information requests and requirements conducted or
sponsored by the Board. In exercising this delegated authority, the
Board is directed to take every reasonable step to solicit comment. In
determining whether to approve a collection of information, the Board
will consider all comments received from the public and other agencies.
Request for comment on information collection proposal:
The Board invites public comment on the following information
collection, which is being reviewed under authority delegated by the
OMB under the PRA. Comments are invited on the following:
a. Whether the proposed collection of information is necessary for
the proper performance of the Federal Reserve's functions; including
whether the information has practical utility;
b. The accuracy of the Federal Reserve's estimate of the burden of
the proposed information collection, including the validity of the
methodology and assumptions used;
c. Ways to enhance the quality, utility, and clarity of the
information to be collected;
d. Ways to minimize the burden of information collection on
respondents, including through the use of automated collection
techniques or other forms of information technology; and
e. Estimates of capital or startup costs and costs of operation,
maintenance, and purchase of services to provide information.
At the end of the comment period, the comments and recommendations
received will be analyzed to determine the extent to which the Federal
Reserve should modify the proposal.
Proposal to approve under OMB delegated authority the extension for
three years, with revision, of the following reports:
Report title: Financial Statements for Holding Companies.
Agency form number: FR Y-9C, FR Y-9LP, FR Y-9SP, FR Y-9ES, and FR
Y-9CS.
OMB control number: 7100-0128.
Frequency: Quarterly, semiannually, and annually.
Reporters: Bank holding companies, savings and loan holding
companies, securities holding companies, and U.S. Intermediate Holding
Companies (collectively, holding companies (HCs)).
Estimated average hours per response: FR Y-9C (non-advanced
approaches holding companies): 46.29 hours; FR Y-9C (advanced
approached holding companies HCs): 47.54 hours; FR Y-9LP: 5.27 hours;
FR Y-9SP: 5.40 hours FR Y-9ES: 0.50 hours; FR Y-9CS: 0.50 hours.
Estimated number of respondents: FR Y-9C (non-advanced approaches
holding companies): 623; FR Y-9C (advanced approached holding
companies): 18; FR Y-9LP: 761; FR Y-9SP: 3,613 FR Y-9ES: 84; FR Y-9CS:
236.
Estimated annual burden hours: FR Y-9C (non-advanced approaches
holding companies): 115,355 hours; FR Y-9C (advanced approached holding
companies): 3,423 hours; FR Y-9LP: 16,042 hours; FR Y-9SP: 39,020; FR
Y-9ES: 42 hours; FR Y-9CS: 472 hours.
General description of report: The FR Y-9C serves as standardized
financial statements for the consolidated holding company. The FR Y-9
family of reporting forms continues to be the primary source of
financial data on HCs that examiners rely on between on-site
inspections. Financial data from these reporting forms is used to
detect emerging financial problems, review performance, conduct pre-
inspection analysis, monitor and evaluate capital adequacy, evaluate HC
mergers and
[[Page 18844]]
acquisitions, and analyze an HC's overall financial condition to ensure
the safety and soundness of its operations. The Board requires HCs to
provide standardized financial statements to fulfill the Board's
statutory obligation to supervise these organizations. HCs file the
FRY-9C on a quarterly basis, FR Y-9LP quarterly, and the FR Y-9SP
semiannually, the FR Y-9ES annually, and the FR Y-9CS on a schedule
that is determined when this supplement is used.
Proposed revisions:
The Board is proposing a number of revisions to the FR Y-9C
requirements, most of which are consistent with proposed changes to the
Federal Financial Institutions Examination Council (FFIEC) Consolidated
Reports of Condition and Income (Call Reports) (FFIEC 031, FFIEC 041,
and FFIEC 051; OMB No. 7100-0036). The proposed revisions to the FR Y-
9C include deleting certain data items, consolidating existing data
items into new data items, and adding new or raising existing reporting
thresholds for certain data items to reduce reporting burden. As
discussed below, all of the proposed changes resulted from an extensive
analysis of the uses of Call Report data which is generally aggregated
on the FR Y-9C report, to include a series of nine surveys conducted
over a 19-month period that began in mid-July 2015 and ended in mid-
February 2017. Based on the results of the user surveys, the Board
identified data items to be considered for removal and new or revised
reporting thresholds to reduce burden. The Board believes that
consistent changes should be made to the FR Y-9C to ensure burden
reductions are fully realized. Additional detail on specific line items
that will be revised are discussed below. The proposed revisions would
be effective beginning with the reports reflecting the June 30, 2018,
report date. The proposed changes include:
Combining certain data items into new or existing data
items pertaining to
(1) Interest-only strips on Schedule HC-F--Other Assets;
(2) Certain 1-4 family residential mortgage banking activities on
Schedule HC-P;
(3) Loans measured at fair value and the unpaid principal balances
of such loans on HC-Q--Memoranda;
(4) Certain types of credit exposures, ownership interests, credit
exposures to securitization facilities sponsored by HCs, and
transactions involving small business obligations on Schedule HC-S; and
(5) Certain detail on Schedule HC-V--Variable Interest Entities
(VIEs), on consolidated VIEs used as asset-backed commercial paper
(ABCP) conduits and certain detail on other VIEs;
Deleting certain data items on Schedules HC-N--Past Due
and Nonaccrual Loans, Leases, and Other Assets; HC-P--1-4 Family
Residential Mortgage Banking Activities in Domestic Offices; HC-Q--
Assets and Liabilities Measured at Fair Value on a Recurring Basis-
Memoranda; and Schedule HC-S--Servicing, Securitization, and Asset Sale
Activities; and
Adding new and revising existing reporting thresholds for
certain data items on Schedule HC-P, HC-Q, and HC-S.
Detailed Discussion of Proposed Revisions
Schedule HC-F--Other Assets
The Board proposes to combine the reporting of interest-only strips
receivable on Schedule HC-F, which are currently reported in data items
3(a) for those on mortgage loans and 3(b) for those on other financial
assets, into a single new item 3, Interest-only strips receivable.
Schedule HC-N--Past Due and Nonaccrual Loans, Leases, and Other Assets
The Board proposes to delete Schedule HC-N, Memoranda, data items
5(b)(1) and 5(b)(2), columns A through C pertaining to past due and
nonaccrual status of the fair value and unpaid principal balance of
held-for-investment loans measured at fair value. Memorandum item 5(a),
``Loans and leases held for sale,'' would be renumbered as item 5 for
columns A through C.
Schedule HC-P--1-4 Family Residential Mortgage Banking Activities in
Domestic Offices
The Board proposes to modify the reporting criteria for Schedule
HC-P by removing the current $1 billion asset-sized threshold and
applying only the Schedule's existing activity-based threshold. As
proposed, Schedule HC-P would be completed by HCs where any of the
following residential mortgage banking activities (in domestic offices)
exceeds $10 million for two consecutive quarters:
Closed-end and open-end first lien and junior lien 1-4
family residential mortgage loan originations and purchases for resale
from all sources during a calendar quarter;
Closed-end and open-end first lien and junior lien 1-4
family residential mortgage loan sales during a calendar quarter; or
Closed-end and open-end first lien and junior lien 1-4
family residential mortgage loans held for sale or trading at calendar
quarter-end.
The Board also proposes to combine a number of data items
pertaining to 1-4 family residential mortgage banking activity detail
collected in this schedule for closed-end loans and commitments under
open-end loans for retail originations (item 1), wholesale originations
and purchases (item 2), mortgage loans sold (item 3), mortgage loans
held for sale or trading (item 4), and repurchases and indemnifications
of mortgage loans (item 6). Specifically, the Board proposes to:
Combine 1(a), 1(b), and 1(c)(1) into new data item 1;
Combine 2(a), 2(b), and 2(c)(1) into new data item 2;
Combine 3(a), 3(b), and 3(c)(1) into new data item 3;
Combine 4(a), 4(b), and 4(c)(1) into new data item 4; and
Combine 6(a), 6(b), and 6(c)(1) into new item 6.
The Board also proposes to combine data items 5(a) and 5(b)
pertaining to noninterest income from the sale, securitization, and
servicing of closed-end and open-end 1-4 family residential mortgage
loans into new data item 5. In addition, the Board proposes to remove
data items 1(c)(2), 2(c)(2), 3(c)(2), 4(c)(2), and 6(c)(2) pertaining
to the principal amount funded for open-end loans extended under lines
of credit for each of the above listed categories.
Schedule HC-Q--Assets and Liabilities Measured at Fair Value on a
Recurring Basis
The Board proposes to modify the reporting criteria for Schedule
HC-Q by applying an activity threshold. Schedule HC-Q would be
completed only by HCs that (1) have elected to report financial
instruments or servicing assets and liabilities at fair value under a
fair value option with changes in fair value recognized in earnings, or
(2) are required to complete Schedule HC-D, Trading Assets and
Labilities. HCs that do not meet either of these criteria would no
longer need to complete this schedule, regardless of asset size.
The Board also proposes to delete column B (domestic offices) on
Schedule HC-Q, for the fair value and the unpaid principal balance of
such loans currently collected in Memorandum items 3 and 4,
respectively. The Board proposes to combine certain existing loan
categories in Memorandum items 3 and 4 for fair value option loans
secured by
[[Page 18845]]
1-4 family residential properties, detail on revolving, open-end loans
secured by 1-4 family residential properties and extended under lines
of credit; closed-end loans secured by first liens on 1-4 family
residential properties; and closed-end loans secured by junior liens on
1-4 family residential properties that currently are reported for
domestic offices in column B would be consolidated into a single
category and collected for the consolidated HC. For fair value option
loans secured by real estate other than 1-4 family residential
properties, detail on construction, land development, and other land
loans; loans secured by farmland; loans secured by multifamily (5 or
more) residential properties; and loans secured by nonfarm
nonresidential properties that currently are reported for domestic
offices in column B would be consolidated into a single category and
collected for the consolidated HC. These proposed revisions would
replace the existing items for total fair value option loans secured by
real estate for the consolidated HC. For fair value option consumer
loans, detail for the consolidated HC on credit cards, other revolving
credit plans, automobile loans, and other consumer loans would be
consolidated into a single category. More specifically, the Board
proposes to:
Delete existing Memoranda items 3(a) and 4(a), column A,
on the fair value and the unpaid principal balance of consolidated
loans secured by real estate;
Combine existing Memorandum items 3(a)(3)(a),
3(a)(3)(b)(i), and 3(a)(3)(b)(ii), column B, into new Memorandum item
3(a)(1) for the fair value of consolidated loans secured by 1-4 family
residential properties measured at fair value;
Combine existing Memorandum items 3(a)(1), 3(a)(2),
3(a)(4), and 3(a)(5), column B, into new Memorandum item 3(a)(2) for
the fair value of all other loans secured by real estate measured at
fair value;
Combine existing Memorandum items 3(c)(1) through 3(c)(4)
into new Memorandum item 3(c) pertaining to the fair value of all
consumer loans measured at fair value;
Combine existing Memorandum items 4(a)(3)(a),
4(a)(3)(b)(i), and 4(a)(3)(b)(ii), column B, into new Memorandum item
4(a)(1) pertaining to the unpaid principal balance of consolidated
loans secured by 1-4 family residential properties that are measured at
fair value;
Combine existing Memorandum items 4(a)(1), 4(a)(2),
4(a)(4), and 4(a)(5), column B, into new Memorandum item 4(a)(2)
pertaining to the unpaid principal balance of all other loans secured
by real estate measured at fair value for the consolidated HC; and
Combine existing Memorandum items 4(c)(1) through 4(c)(4)
into new Memorandum item 4(c) pertaining to the unpaid principal
balance of all consumer loans measured at fair value.
Schedule HC-S--Servicing, Securitization, and Asset Sale Activities
The Board proposes the following revisions to Schedule HC-S:
Combine data items 2(a), 2(b), and 2(c) into new item 2,
columns A through G, pertaining to the maximum amount of credit
exposure arising from recourse or other seller-provided credit
enhancements in the form of retained interest-only strips, subordinated
securities and other residual interests, and standby letters of credit
and other enhancements;
Add a reporting threshold of $100 billion or more in total
assets before HCs must complete Schedule HC-S, data item 3, which is
used for reporting unused commitments to provide liquidity to
structures reported in item 1 involving assets sold and securitized by
the reporting HC with servicing retained or with recourse or other
seller-provided credit enhancements;
Combine data items 6(a) and 6(b) pertaining to ownership
(or seller's) interests carried as securities or loans into new data
item 6. The Board also proposes to add a reporting threshold of $10
billion or more in total consolidated assets before HCs must complete
data item 6;
Delete data items 7(a) and 7(b) pertaining to loan amounts
included in ownership (or seller's) interests carried as securities
that are 30-89 days past due and 90 days or more past due,
respectively;
Delete data items 8(a) and 8(b) pertaining to charge-offs
and recoveries, respectively, on loan amounts included in the ownership
(or seller's) interests carried as securities that are currently
reported in 6(a);
Combine data item 9, columns B (home equity lines) and C
(credit card receivables), pertaining to the maximum amount of credit
exposures arising from credit enhancements in the form standby letters
of credit, purchased subordinated securities, and other enhancements
provided by the reporting HC to other institutions' securitization
structures, into existing column G, All other loans, all leases, and
all other assets;
Add a reporting threshold of $10 billion or more in total
assets for reporting unused commitments to provide liquidity to other
institutions' securitization structures in item 10. The Board also
proposes to combine data item 10, columns B (home equity lines) and C
(credit card receivables), pertaining to a reporting institution's
unused commitments to provide liquidity to other institutions'
securitization structures, respectively, into existing column G;
Combine data item 11, columns B through F, pertaining to
assets sold with recourse or other seller-provided credit enhancements
and not securitized, into existing column G. The activities reported in
columns B through F pertain to home equity lines, credit card
receivables, auto loans, other consumer loans, and commercial and
industrial loans, respectively;
Combine data item 12, columns B through F, pertaining to
the maximum amount of credit exposure arising from recourse or other
seller-provided credit enhancements on assets sold with recourse or
other seller-provided credit enhancements and not securitized, into
existing column G;
Delete Memorandum items 1(a) and 1(b) pertaining to the
outstanding principal balance and the amount of retained recourse,
respectively, on small business obligations transferred with recourse
under Section 208 of the Riegle Community Development and Regulatory
Improvement Act of 1994, and include the amounts previously reported in
these two memorandum items in either items 1 or 2 (column F) or items
11 and 12 (column G), depending on whether the obligations were
securitized or not securitized, respectively; and
Add a reporting threshold of $10 billion or more in total
assets for reporting the detail on ABCP conduits in Memorandum items
3(a)(1) through 3(b)(2), and the amount of outstanding credit card fees
and finance charges included in credit card receivables sold and
securitized with servicing retained or with recourse or other seller-
provided credit enhancements in Memorandum item 4. To complete
Memorandum item 4, a HC with $10 billion or more in total assets would
also need to meet one of the existing criteria for reporting this
information, i.e., the HC, together with affiliated institutions, has
outstanding credit card receivables that exceed $500 million as of the
report date, or the HC is a credit card specialty HC (as defined in the
instructions).
Schedule HC-V--Variable Interest Entities
The Board proposes to consolidate information collected on
consolidated VIEs used as ABCP conduits (column B)
[[Page 18846]]
and other VIEs (column C) for all items into a single column B covering
all VIEs other than those used as securitization vehicles (which will
continue to be reported in column A). In lieu of the detailed breakdown
of assets and liabilities of ABCP conduit VIEs currently reported in
column B, the Board proposes to collect data on the total assets and
total liabilities of such VIEs in new data items 5 and 6, respectively.
For these ABCP conduit VIEs, the total assets item would include the
assets that could be used only to settle these VIEs' obligations, which
are currently reported in items 1(a) through 1(k), column B, and all
other assets of these VIEs, which are currently reported in item 3,
column B; the total liabilities items would include these VIEs,
liabilities for which creditors do not have recourse to the general
credit of the reporting bank, which are currently reported in items
2(a) through 2(e), column B, and all other liabilities of the VIEs,
which are currently reported in item 4, column B. In the two columns
that would remain, the Board proposes to:
Combine data items 1(b) and 1(c), pertaining to held-to-
maturity and available-for-sale securities, into a single new item
1(b), Securities not held for trading;
Combine data items 1(e) through 1(g), pertaining to loans
and leases held for sale, loans and leases held for investment, and the
allowance for loan and lease losses, into a single new item 1(c), Loans
and leases held for investment, net of allowance, and held for sale;
Combine data items 2(c) and 2(d), pertaining to commercial
paper and other borrowed money, into a single new item 2(a), Other
borrowed money;
Delete data items 1(d), 1(h), and 1(i), pertaining to
securities purchased under agreements to resell, trading assets (other
than derivatives), and derivative trading assets. The data currently
reported in these items would be included in existing data item 1(k),
Other assets, which would be renumbered as data item 1(e). Existing
data item 1(j) Other real estate owned would be renumbered 1(d); and
Delete VIE detail on data items 2(a) and 2(b), pertaining
to securities sold under agreements to repurchase and derivative
trading liabilities. The data currently reported in these items would
be included in existing data item 2(e), Other liabilities, which would
be renumbered as data item 2(b).
Legal authorization and confidentiality: The FR Y-9 family of
reports is authorized by section 5(c) of the Bank Holding Company Act
(12 U.S.C. 1844(c)), section 10 of Home Owners' Loan Act (12 U.S.C.
1467a(b)) and section 618 of the Dodd-Frank Wall Street Reform and
Consumer Protection Act (``Dodd-Frank Act'') (12 U.S.C. 1850a(c)(1)),
and section 165 of the Dodd-Frank Act (12 U.S.C. 5365). The obligation
of covered institutions to report this information is mandatory.
With respect to the FR Y-9LP, FR Y-9SP, FR Y-9ES, FR Y-9CS, as well
as most items on the FR Y-9C, the information collected would generally
not be accorded confidential treatment. If confidential treatment is
requested by a respondent, the Board will review the request to
determine if confidential treatment is appropriate.
With respect to the FR Y-9C, Schedule HI's item 7(g) ``FDIC deposit
insurance assessments,'' Schedule HC-P's item 7(a) ``Representation and
warranty reserves for 1-4 family residential mortgage loans sold to
U.S. government agencies and government sponsored agencies,'' and
Schedule HC-P's item 7(b) ``Representation and warranty reserves for 1-
4 family residential mortgage loans sold to other parties'' are
considered confidential. Such treatment is appropriate because the data
is not publicly available and could cause substantial harm to the
competitive position of the respondent. The public release of this
confidential data may impair the Board's future ability to collect
similarly confidential data. Thus, this information may be kept
confidential under exemptions (b)(4) of the Freedom of Information Act,
which exempts from disclosure ``trade secrets and commercial or
financial information obtained from a person and privileged or
confidential'' (5 U.S.C. 552(b)(4)), and (b)(8) of the Freedom of
Information Act, which exempts from disclosure information related to
examination, operating, or condition reports prepared by, on behalf of,
or for the use of an agency responsible for the regulation or
supervision of financial institutions (5 U.S.C. 552(b)(8)). If
confidential treatment is requested by a respondent for other items in
the FR Y-9C, the Board will review the request to determine if
confidential treatment is appropriate.
Board of Governors of the Federal Reserve System, April 24,
2018.
Ann Misback,
Secretary of the Board.
[FR Doc. 2018-09000 Filed 4-27-18; 8:45 am]
BILLING CODE 6210-01-P
