Proposed Information Collection; Comment Request; Protocol for Access to Tissue Specimen Samples From the National Marine Mammal Tissue Bank, 48702-48703 [2017-22648]
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48702
Federal Register / Vol. 82, No. 201 / Thursday, October 19, 2017 / Notices
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physically accessible to people with
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disabilities. Requests for sign language
interpretation or other auxiliary aids
should be directed to Mr. Kris
Kleinschmidt (kris.kleinschmidt@
noaa.gov); (503) 820–2411 at least 10
days prior to the meeting date.
Dated: October 13, 2017.
Jeffrey N. Lonergan,
Acting Deputy Director, Office of Sustainable
Fisheries, National Marine Fisheries Service.
[FR Doc. 2017–22641 Filed 10–18–17; 8:45 am]
BILLING CODE 3510–22–P
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric
Administration
Proposed Information Collection;
Comment Request; Protocol for
Access to Tissue Specimen Samples
From the National Marine Mammal
Tissue Bank
National Oceanic and
Atmospheric Administration (NOAA),
Commerce.
ACTION: Notice.
AGENCY:
The Department of
Commerce, as part of its continuing
effort to reduce paperwork and
respondent burden, invites the general
public and other Federal agencies to
take this opportunity to comment on
proposed and/or continuing information
collections, as required by the
Paperwork Reduction Act of 1995.
DATES: Written comments must be
submitted on or before December 18,
2017.
SUMMARY:
Direct all written comments
to Jennifer Jessup, Departmental
Paperwork Clearance Officer,
Department of Commerce, Room 6616,
14th and Constitution Avenue NW.,
Washington, DC 20230 (or via the
Internet at pracomments@doc.gov).
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the information collection
instrument and instructions should be
directed to Sarah Wilkin, (301) 427–
8470 or sarah.wilkin@noaa.gov.
SUPPLEMENTARY INFORMATION:
ADDRESSES:
I. Abstract
This request is for extension of a
current information collection.
In 1989, the National Marine Mammal
Tissue Bank (NMMTB) was established
by the National Marine Fisheries
Service (NMFS) Office of Protected
Resources (OPR) in collaboration with
the National Institute of Standards and
Technology (NIST), Minerals
Management Service (MMS), and the
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Fmt 4703
Sfmt 4703
U.S. Geological Survey/Biological
Resources Division (USGS/BRD). The
NMMTB provides protocols, techniques,
and physical facilities for the long-term
storage of tissues from marine
mammals. Scientists can request tissues
from this repository for retrospective
analyses to determine environmental
trends of contaminants and other
substances of interest. The NMMTB
collects, processes, and stores tissues
from specific indicator species (e.g.,
Atlantic bottlenose dolphins, Atlantic
white sided dolphins, pilot whales,
harbor porpoises), animals from mass
strandings, animals that have been
obtained incidental to commercial
fisheries, animals taken for subsistence
purposes, biopsies, and animals from
unusual mortality events through two
projects, the Marine Mammal Health
and Stranding Response Program
(MMHSRP) and the Alaska Marine
Mammal Tissue Archival Project
(AMMTAP).
The purposes of this collection of
information are: (1) To enable NOAA to
allow the scientific community the
opportunity to request tissue specimen
samples from the NMMTB and, (2) to
enable the Marine Mammal Health and
Stranding Response Program
(MMHSRP) of NOAA to assemble
information on all specimens submitted
to the National Institute of Standards
and Technology’s Marine
Environmental Specimen Bank (Marine
ESB), which includes the NMMTB.
II. Method of Collection
Respondents must complete a
specimen banking information sheet for
every sample submitted to the Bank.
Methods of submitting reports include
Internet, mail and facsimile
transmission of paper forms. Those
requesting samples send the
information, and their research findings,
mainly via email.
III. Data
OMB Control Number: 0648–0468.
Form Number(s): None.
Type of Review: Regular submission
(extension of a current information
collection).
Affected Public: Individuals or
households; business or other for-profit
organizations; not-for-profit institutions;
state, local, or tribal government; federal
government.
Estimated Number of Respondents:
105: 100 specimen submission forms
(from ∼20 different organizations);
5 requests for tissue samples.
Estimated Time per Response:
Request for tissue sample, 2 hours;
specimen submission form, 45 minutes.
E:\FR\FM\19OCN1.SGM
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Federal Register / Vol. 82, No. 201 / Thursday, October 19, 2017 / Notices
Estimated Total Annual Burden
Hours: 85.
Estimated Total Annual Cost to
Public: $152 in recordkeeping/reporting
costs.
IV. Request for Comments
Comments are invited on: (a) Whether
the proposed collection of information
is necessary for the proper performance
of the functions of the agency, including
whether the information shall have
practical utility; (b) the accuracy of the
agency’s estimate of the burden
(including hours and cost) of the
proposed collection of information; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology.
Comments submitted in response to
this notice will be summarized and/or
included in the request for OMB
approval of this information collection;
they also will become a matter of public
record.
Dated: October 13, 2017.
Sarah Brabson,
NOAA PRA Clearance Officer.
[FR Doc. 2017–22648 Filed 10–18–17; 8:45 am]
BILLING CODE 3510–22–P
BUREAU OF CONSUMER FINANCIAL
PROTECTION
Supervisory Highlights: Summer 2017
Bureau of Consumer Financial
Protection.
ACTION: Supervisory Highlights; notice.
AGENCY:
The Bureau of Consumer
Financial Protection (Bureau or CFPB) is
issuing its fifteenth edition of its
Supervisory Highlights. In this issue of
Supervisory Highlights, we report
examination findings in the areas of
auto finance lending; credit card
account management; debt collection;
deposits; mortgage servicing; mortgage
origination; service providers; shortterm, small-dollar lending; remittances;
and fair lending. As in past editions,
this report includes information on the
Bureau’s use of its supervisory and
enforcement authority, recently released
examination procedures, and Bureau
guidance.
rmajette on DSKBCKNHB2PROD with NOTICES
SUMMARY:
The Bureau released this edition
of the Supervisory Highlights on its Web
site on September 12, 2017.
FOR FURTHER INFORMATION CONTACT:
Adetola Adenuga, Consumer Financial
DATES:
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15:13 Oct 18, 2017
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Protection Analyst, Office of
Supervision Policy, 1700 G Street NW.,
20552, (202) 435–9373.
SUPPLEMENTARY INFORMATION:
1. Introduction
The Consumer Financial Protection
Bureau is committed to a consumer
financial marketplace that is fair,
transparent, and competitive, and that
works for all consumers. The Bureau
supervises both bank and nonbank
institutions to help meet this goal. The
findings reported here reflect
information obtained from supervisory
activities that were generally completed
between January 2017 and June 2017
(unless otherwise stated). In some
instances, not all corrective actions,
including through enforcement, have
been completed at the time of this
report’s publication.
CFPB supervisory reviews and
examinations typically involve
assessing a supervised entity’s
compliance management system and
compliance with Federal consumer
financial laws. When Supervision
determines that a supervised entity has
violated a statute or regulation,
Supervision directs the entity to
undertake appropriate corrective
measures, such as implementing new
policies, changing written
communications, improving training or
monitoring, or otherwise changing
conduct to ensure the illegal practices
cease. Supervision also directs the
entity to send refunds to consumers, pay
restitution, credit borrower accounts, or
take other remedial actions as
appropriate.
Recent supervisory resolutions have
resulted in total restitution payments of
approximately $14 million to more than
104,000 consumers during the review
period. In addition to these nonpublic
supervisory activities, the Bureau also
resolves violations using public
enforcement actions.1 CFPB’s recent
supervisory activities have either led to
or supported two recent public
enforcement actions, resulting in about
$1.15 million in consumer remediation
and an additional $1.75 million in civil
money penalties.
Please submit any questions or
comments to CFPB_Supervision@
cfpb.gov.
1 In 2016, about 70 percent of CFPB examinations
did not raise issues that led the Bureau to consider
opening an enforcement investigation. Instead,
these matters were resolved with nonpublic
agreements by the company to quickly fix any
problems and provide appropriate relief to
consumers. See infra pp. 37–39 (discussing these
figures). See also https://
www.consumerfinance.gov/about-us/blog/how-wekeep-you-safe-consumer-financial-marketplace/.
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48703
2. Supervisory Observations
Recent supervisory observations are
reported in the areas of automobile loan
servicing, credit card account
management, debt collection, deposits,
mortgage origination, mortgage
servicing, remittances, service provider
program, short-term small-dollar
lending, and fair lending.
2.1
Automobile Loan Servicing
In the Bureau’s recent auto servicing
examinations, examiners reviewed how
servicers are overseeing repossession
agents and how repossessions are
conducted. Through that work,
examiners identified an unfair practice
relating to repossession at one or more
automobile servicers.
2.1.1 Repossessions of Borrower
Vehicles After Borrowers Make CatchUp Payments or Enter Agreements To
Avoid Repossession
To secure an auto loan, borrowers
give creditors a security interest in their
vehicles. When a borrower defaults, a
creditor can exercise its rights under the
contract and repossess the secured
vehicle. Many auto servicers provide
options to borrowers to avoid
repossession once a loan is delinquent
or in default. Servicers may have formal
extension agreements that allow
borrowers to forbear payments for a
certain period of time or may cancel a
repossession order once a borrower
makes a payment.
In one or more recent exams,
examiners found that one or more
entities were repossessing vehicles after
the repossession was supposed to be
cancelled. In these instances, the
servicer(s) wrongfully coded the
account as remaining delinquent,
customer service representatives did not
timely cancel the repossession order
after borrowers made sufficient
payments or entered an agreement with
the servicer to avoid repossession, or
repossession agents had not checked the
documentation before repossessing and
thus did not learn that the repossession
had been cancelled.
Bureau examiners concluded that it
was an unfair practice to repossess
vehicles where borrowers had brought
the account current, entered an
agreement with the servicer to avoid
repossession, or made a payment
sufficient to stop the repossession,
where reasonably practicable given the
timing of the borrower’s action.
Supervision directed the servicer(s) to
stop the practice. In response to our
examiners’ findings, the servicer(s)
informed Supervision that the affected
consumers were refunded the
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]]>Agencies
[Federal Register Volume 82, Number 201 (Thursday, October 19, 2017)]
[Notices]
[Pages 48702-48703]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2017-22648]
-----------------------------------------------------------------------
DEPARTMENT OF COMMERCE
National Oceanic and Atmospheric Administration
Proposed Information Collection; Comment Request; Protocol for
Access to Tissue Specimen Samples From the National Marine Mammal
Tissue Bank
AGENCY: National Oceanic and Atmospheric Administration (NOAA),
Commerce.
ACTION: Notice.
-----------------------------------------------------------------------
SUMMARY: The Department of Commerce, as part of its continuing effort
to reduce paperwork and respondent burden, invites the general public
and other Federal agencies to take this opportunity to comment on
proposed and/or continuing information collections, as required by the
Paperwork Reduction Act of 1995.
DATES: Written comments must be submitted on or before December 18,
2017.
ADDRESSES: Direct all written comments to Jennifer Jessup, Departmental
Paperwork Clearance Officer, Department of Commerce, Room 6616, 14th
and Constitution Avenue NW., Washington, DC 20230 (or via the Internet
at pracomments@doc.gov).
FOR FURTHER INFORMATION CONTACT: Requests for additional information or
copies of the information collection instrument and instructions should
be directed to Sarah Wilkin, (301) 427-8470 or sarah.wilkin@noaa.gov.
SUPPLEMENTARY INFORMATION:
I. Abstract
This request is for extension of a current information collection.
In 1989, the National Marine Mammal Tissue Bank (NMMTB) was
established by the National Marine Fisheries Service (NMFS) Office of
Protected Resources (OPR) in collaboration with the National Institute
of Standards and Technology (NIST), Minerals Management Service (MMS),
and the U.S. Geological Survey/Biological Resources Division (USGS/
BRD). The NMMTB provides protocols, techniques, and physical facilities
for the long-term storage of tissues from marine mammals. Scientists
can request tissues from this repository for retrospective analyses to
determine environmental trends of contaminants and other substances of
interest. The NMMTB collects, processes, and stores tissues from
specific indicator species (e.g., Atlantic bottlenose dolphins,
Atlantic white sided dolphins, pilot whales, harbor porpoises), animals
from mass strandings, animals that have been obtained incidental to
commercial fisheries, animals taken for subsistence purposes, biopsies,
and animals from unusual mortality events through two projects, the
Marine Mammal Health and Stranding Response Program (MMHSRP) and the
Alaska Marine Mammal Tissue Archival Project (AMMTAP).
The purposes of this collection of information are: (1) To enable
NOAA to allow the scientific community the opportunity to request
tissue specimen samples from the NMMTB and, (2) to enable the Marine
Mammal Health and Stranding Response Program (MMHSRP) of NOAA to
assemble information on all specimens submitted to the National
Institute of Standards and Technology's Marine Environmental Specimen
Bank (Marine ESB), which includes the NMMTB.
II. Method of Collection
Respondents must complete a specimen banking information sheet for
every sample submitted to the Bank. Methods of submitting reports
include Internet, mail and facsimile transmission of paper forms. Those
requesting samples send the information, and their research findings,
mainly via email.
III. Data
OMB Control Number: 0648-0468.
Form Number(s): None.
Type of Review: Regular submission (extension of a current
information collection).
Affected Public: Individuals or households; business or other for-
profit organizations; not-for-profit institutions; state, local, or
tribal government; federal government.
Estimated Number of Respondents: 105: 100 specimen submission forms
(from ~20 different organizations); 5 requests for tissue samples.
Estimated Time per Response: Request for tissue sample, 2 hours;
specimen submission form, 45 minutes.
[[Page 48703]]
Estimated Total Annual Burden Hours: 85.
Estimated Total Annual Cost to Public: $152 in recordkeeping/
reporting costs.
IV. Request for Comments
Comments are invited on: (a) Whether the proposed collection of
information is necessary for the proper performance of the functions of
the agency, including whether the information shall have practical
utility; (b) the accuracy of the agency's estimate of the burden
(including hours and cost) of the proposed collection of information;
(c) ways to enhance the quality, utility, and clarity of the
information to be collected; and (d) ways to minimize the burden of the
collection of information on respondents, including through the use of
automated collection techniques or other forms of information
technology.
Comments submitted in response to this notice will be summarized
and/or included in the request for OMB approval of this information
collection; they also will become a matter of public record.
Dated: October 13, 2017.
Sarah Brabson,
NOAA PRA Clearance Officer.
[FR Doc. 2017-22648 Filed 10-18-17; 8:45 am]
BILLING CODE 3510-22-P
