Production or Disclosure of Material or Information; Adding the Definition of a Record and Clarifying Language Concerning the Timing of Responses to Requests and Specific Categories of Records, 32766-32767 [2017-14934]
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Federal Register / Vol. 82, No. 136 / Tuesday, July 18, 2017 / Rules and Regulations
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Description
• The institution’s disclosures must
list the following fees: Periodic fees, per
purchase fees (including point-of-sale
fees), ATM withdrawal fees, cash reload
fees, overdraft fees, ATM balance
inquiry fees, customer service fees, and
inactivity fees. These fees are referred to
as ‘‘static fees’’ because all institutions
using the Secretary’s format must list
these fees in the disclosures, even if the
amount of the fee is zero or the fee
relates to a feature that is not offered as
part of the specific account. In cases
where the amount of any fee could vary,
the disclosures must show the highest
amount the account provider may
charge for that fee, followed by a
symbol, such as an asterisk, linked to a
statement explaining that the fee could
be lower depending on how and where
the account is used. The asterisk would
be included, for example, if point-ofsale fees differ depending on whether
the cardholder is required to provide a
PIN or signature. In cases where a static
fee is not imposed, the institution may
demonstrate that the fee is not
applicable by placing ‘‘N/A’’ or an
equivalent designation in the
appropriate field.
• The disclosures must include the
number of fee types the accountholder
may be charged under the specific
account program, excluding those fees
that are either disclosed on the form or
in close proximity as described below.
• The disclosures must also list the
two additional fee types, if any, that
generated the highest revenue from
account holders during the previous 24
months excluding static fees, any
purchase price, any activation fees and
any fee types that generated less than
five percent of the total revenue from
accountholders, as well as the amounts
of such additional fees. The two
additional fee types would be
determined for the specific financial
account program or across programs
with the same fee schedule. Institutions
must ensure that the financial account
provider reviews their fee revenue
periodically and that they assist the
institution in updating the disclosures if
needed.
• The disclosures must include
statements regarding FDIC/NCUA
insurance and a link to the terms and
conditions of the account.
• The disclosures must include a
written statement that students do not
have to accept the account offered under
a T1 or T2 arrangement and may
recommend that students ask about
other ways to receive their Federal
student aid.
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14:57 Jul 17, 2017
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• In close proximity to the
disclosures, though not necessarily
within the disclosures, the institution
must disclose the financial account
provider’s name; the name of the
account; for T2 accounts, any purchase
price for the account (such as a fee for
acquiring an access device or a
replacement for an access device); and
any fee for activating the account. If the
financial account is a T1 account, the
institution must also use this space to
disclose that a student account holder
may access his or her title IV, HEA
program funds in part and in full up to
the account balance via domestic
withdrawals and transfers free of charge,
during the student’s entire period of
enrollment following the date that such
title IV, HEA program funds are
deposited or transferred to the financial
account, as required under
§ 668.164(e)(2)(v)(C). We also remind
institutions that T1 accounts may not
charge fees for opening or activating the
financial account or initially receiving
or activating an access device, nor for
overdrafts or fees assessed on point-ofsale transactions.
Accessible Format: Individuals with
disabilities can obtain this document in
an accessible format (e.g., braille, large
print, audiotape, or compact disc) on
request to the program contact person
listed under FOR FURTHER INFORMATION
CONTACT.
Electronic Access to This Document:
The official version of this document is
the document published in the Federal
Register. Free internet access to the
official edition of the Federal Register
and the Code of Federal Regulations is
available via the Federal Digital System
at: www.gpo.gov/fdsys. At this site you
can view this document, as well as all
other documents of this Department
published in the Federal Register, in
text or Portable Document Format
(PDF). To use PDF you must have
Adobe Acrobat Reader, which is
available free at the site.
You may also access documents of the
Department published in the Federal
Register by using the article search
feature at: www.federalregister.gov.
Specifically, through the advanced
search feature at this site, you can limit
your search to documents published by
the Department.
Dated: July 13, 2017.
Betsy DeVos,
Secretary of Education.
Fmt 4700
Production or Disclosure of Material or
Information; Adding the Definition of a
Record and Clarifying Language
Concerning the Timing of Responses
to Requests and Specific Categories of
Records
Postal ServiceTM.
ACTION: Final rule.
AGENCY:
The Postal Service is adding
the definition of a record to its
regulations concerning the Freedom of
Information Act. The Postal Service is
deleting language in order to clarify the
timing of responses to requests. The
Postal Service is also adding two words
to two provisions in its Freedom of
Information Act regulations concerning
special categories of records, for
clarification purposes.
DATES: Effective date: July 18, 2017.
FOR FURTHER INFORMATION CONTACT:
Natalie A. Bonanno, Chief Counsel,
Federal Compliance,
natalie.a.bonanno@usps.gov, 202–268–
2944.
SUPPLEMENTARY INFORMATION: On
November 30, 2016 (81 FR 86270), the
Postal Service published its revised
Freedom of Information Act (FOIA)
regulations to comply with the FOIA
Improvement Act of 2016 (FOIAIA),
effective December 27, 2016. In
response to public comments, the Postal
Service published an additional change
to these regulations on January 10, 2017
(82 FR 2896). After further review, the
Postal Service published miscellaneous
technical corrections to its regulations
on March 8, 2017 (82 FR 12921). The
Postal Service is now adding a record
definition, deleting language from the
timing of responses to requests, and
adding two words to two provisions in
its Freedom of Information Act
regulations concerning records relating
to specifically identified customers, for
clarification purposes.
SUMMARY:
List of Subjects in 39 CFR Part 265
Administrative practice and
procedure, Courts, Freedom of
information, Government employees.
For the reasons stated in the
preamble, the Postal Service amends 39
CFR chapter I as follows:
PART 265—[AMENDED]
1. The authority citation for 39 CFR
part 265 continues to read as follows:
BILLING CODE 4000–01–P
Frm 00006
39 CFR Part 265
■
[FR Doc. 2017–15077 Filed 7–17–17; 8:45 am]
PO 00000
POSTAL SERVICE
Sfmt 4700
Authority: 5 U.S.C. 552; 5 U.S.C. App. 3;
39 U.S.C. 401, 403, 410, 1001, 2601; Pub. L.
114–185.
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18JYR1
Federal Register / Vol. 82, No. 136 / Tuesday, July 18, 2017 / Rules and Regulations
■
2. Revise § 265.1 to read as follows:
pmangrum on DSK3GDR082PROD with RULES
§ 265.1
General provisions.
(a) Policy. (1) This subpart contains
the regulations that implement the
Freedom of Information Act (FOIA), 5
U.S.C. 552, insofar as the Act applies to
the Postal Service. These rules should
be read in conjunction with the text of
the FOIA and the Uniform Freedom of
Information Fee Schedule and
Guidelines published by the Office of
Management and Budget (OMB
Guidelines). The Postal Service FOIA
Requester’s Guide, an easy-to-read guide
for making Postal Service FOIA
requests, is available at https://
about.usps.com/who-we-are/foia/
welcome.htm.
(2) Requests made by individuals for
records about themselves under the
Privacy Act of 1974, 5 U.S.C. 552a, are
processed under part 266 of this chapter
as well as under this subpart.
(3) It is the policy of the Postal
Service to make its official records
available to the public to the maximum
extent consistent with the public
interest. This policy requires a practice
of full disclosure of those records that
are covered by the requirements of the
FOIA, subject only to the specific
exemptions required or authorized by
law. The exemptions from mandatory
disclosure for various types of records
provided by 5 U.S.C. 552(b) and 39
U.S.C. 410(c) reflect the fact that under
some circumstances, the public interest
may be better served by leaving the
disclosure of particular records to the
discretion of the Postal Service rather
than by requiring their disclosure. This
Postal Service policy does not create
any right enforceable in court.
(4) Nothing in this subpart shall be
construed to entitle any person, as of
right, to any service or to the disclosure
of any record to which such person is
not entitled under the FOIA.
(b) Definitions—(1) Record. (i) For
purposes of this part, a record is a
discrete, distinct, or segregable grouping
of information that pertains to a specific
topic that is:
(A) Recorded, regardless of media,
format, or physical characteristics,
including electronic data; and
(B) In the custody or control of the
Postal Service.
(ii) The definition of a record does not
include any discrete, distinct, or
segregable grouping of information
created at the discretion of an employee
primarily for the employee’s
convenience and not disclosed to other
employees. The definition of a record is
not the same as a ‘‘document;’’ a single
‘‘document’’ may be a single record or
it may include multiple records and
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14:57 Jul 17, 2017
Jkt 241001
groupings of information that do not
constitute records as defined in this
section.
(2) Component. For purposes of this
subpart, component means any
department or facility within the Postal
Service that maintains records; the
Office of Inspector General; and the
Postal Inspection Service. Postal Service
refers to all such components
collectively.
■ 3. Revise § 265.5(a) to read as follows:
§ 265.5
Timing of responses to requests.
(a) In general. Requests will ordinarily
be responded to according to their order
of receipt. A request that is not initially
submitted to the appropriate FOIA RSC
will be deemed to have been received by
the Postal Service at the time that it is
actually received by the appropriate
FOIA RSC, but in any case a request will
be deemed to have been received no
later than 10 business days after the
request is first received by a FOIA RSC.
*
*
*
*
*
■ 4. In § 265.14, revise paragraphs (d)
introductory text and (d)(5) introductory
text to read as follows:
§ 265.14 Rules concerning specific
categories of records.
*
*
*
*
*
(d) Disclosure of names and addresses
of specifically identified Postal Service
customers. Upon request, the names and
addresses of specifically identified
Postal Service customers will be made
available only as follows:
*
*
*
*
*
(5) Exceptions. Except as otherwise
provided in these regulations, names or
addresses of specifically identified
Postal Service customers will be
furnished only as follows:
*
*
*
*
*
Ruth B. Stevenson,
Attorney, Federal Compliance.
[FR Doc. 2017–14934 Filed 7–17–17; 8:45 am]
BILLING CODE 7710–12–P
ENVIRONMENTAL PROTECTION
AGENCY
40 CFR Part 52
[EPA–R04–OAR–2007–0085; FRL–9965–02–
Region 4]
Air Plan Approval; NC; Open Burning
and Miscellaneous Revisions
Environmental Protection
Agency (EPA).
ACTION: Direct final rule.
AGENCY:
The Environmental Protection
Agency (EPA) is taking final action to
SUMMARY:
PO 00000
Frm 00007
Fmt 4700
Sfmt 4700
32767
approve several revisions to the North
Carolina State Implementation Plan
(SIP) submitted by the State of North
Carolina through the North Carolina
Department of Environmental Quality
(formerly the North Carolina
Department of Environment and Natural
Resources (NCDENR)), Division of Air
Quality (DAQ), on October 14, 2004,
March 24, 2006, and January 31, 2008.
The revisions include changes to several
regulations and the addition of a new
section to the Exclusionary Rules of the
North Carolina SIP. These revisions are
part of North Carolina’s strategy to meet
and maintain the national ambient air
quality standards (NAAQS). This action
is being taken pursuant to the Clean Air
Act (CAA or Act) and its implementing
regulations.
DATES: This direct final rule is effective
September 18, 2017 without further
notice, unless EPA receives adverse
comment by August 17, 2017. If adverse
comment is received, EPA will publish
a timely withdrawal of the direct final
rule in the Federal Register and inform
the public that the rule will not take
effect.
ADDRESSES: Submit your comments,
identified by Docket ID No. EPA–R04–
OAR–2007–0085 at https://
www.regulations.gov. Follow the online
instructions for submitting comments.
Once submitted, comments cannot be
edited or removed from Regulations.gov.
EPA may publish any comment received
to its public docket. Do not submit
electronically any information you
consider to be Confidential Business
Information (CBI) or other information
whose disclosure is restricted by statute.
Multimedia submissions (audio, video,
etc.) must be accompanied by a written
comment. The written comment is
considered the official comment and
should include discussion of all points
you wish to make. EPA will generally
not consider comments or comment
contents located outside of the primary
submission (i.e. on the web, cloud, or
other file sharing system). For
additional submission methods, the full
EPA public comment policy,
information about CBI or multimedia
submissions, and general guidance on
making effective comments, please visit
https://www2.epa.gov/dockets/
commenting-epa-dockets.
FOR FURTHER INFORMATION CONTACT:
Sean Lakeman or Nacosta C. Ward, Air
Regulatory Management Section, Air
Planning and Implementation Branch,
Air, Pesticides and Toxics Management
Division, U.S. Environmental Protection
Agency, Region 4, 61 Forsyth Street
SW., Atlanta, Georgia 30303–8960. Mr.
Lakeman can be reached via telephone
E:\FR\FM\18JYR1.SGM
18JYR1
Agencies
[Federal Register Volume 82, Number 136 (Tuesday, July 18, 2017)]
[Rules and Regulations]
[Pages 32766-32767]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2017-14934]
=======================================================================
-----------------------------------------------------------------------
POSTAL SERVICE
39 CFR Part 265
Production or Disclosure of Material or Information; Adding the
Definition of a Record and Clarifying Language Concerning the Timing of
Responses to Requests and Specific Categories of Records
AGENCY: Postal ServiceTM.
ACTION: Final rule.
-----------------------------------------------------------------------
SUMMARY: The Postal Service is adding the definition of a record to its
regulations concerning the Freedom of Information Act. The Postal
Service is deleting language in order to clarify the timing of
responses to requests. The Postal Service is also adding two words to
two provisions in its Freedom of Information Act regulations concerning
special categories of records, for clarification purposes.
DATES: Effective date: July 18, 2017.
FOR FURTHER INFORMATION CONTACT: Natalie A. Bonanno, Chief Counsel,
Federal Compliance, natalie.a.bonanno@usps.gov, 202-268-2944.
SUPPLEMENTARY INFORMATION: On November 30, 2016 (81 FR 86270), the
Postal Service published its revised Freedom of Information Act (FOIA)
regulations to comply with the FOIA Improvement Act of 2016 (FOIAIA),
effective December 27, 2016. In response to public comments, the Postal
Service published an additional change to these regulations on January
10, 2017 (82 FR 2896). After further review, the Postal Service
published miscellaneous technical corrections to its regulations on
March 8, 2017 (82 FR 12921). The Postal Service is now adding a record
definition, deleting language from the timing of responses to requests,
and adding two words to two provisions in its Freedom of Information
Act regulations concerning records relating to specifically identified
customers, for clarification purposes.
List of Subjects in 39 CFR Part 265
Administrative practice and procedure, Courts, Freedom of
information, Government employees.
For the reasons stated in the preamble, the Postal Service amends
39 CFR chapter I as follows:
PART 265--[AMENDED]
0
1. The authority citation for 39 CFR part 265 continues to read as
follows:
Authority: 5 U.S.C. 552; 5 U.S.C. App. 3; 39 U.S.C. 401, 403,
410, 1001, 2601; Pub. L. 114-185.
[[Page 32767]]
0
2. Revise Sec. 265.1 to read as follows:
Sec. 265.1 General provisions.
(a) Policy. (1) This subpart contains the regulations that
implement the Freedom of Information Act (FOIA), 5 U.S.C. 552, insofar
as the Act applies to the Postal Service. These rules should be read in
conjunction with the text of the FOIA and the Uniform Freedom of
Information Fee Schedule and Guidelines published by the Office of
Management and Budget (OMB Guidelines). The Postal Service FOIA
Requester's Guide, an easy-to-read guide for making Postal Service FOIA
requests, is available at https://about.usps.com/who-we-are/foia/welcome.htm.
(2) Requests made by individuals for records about themselves under
the Privacy Act of 1974, 5 U.S.C. 552a, are processed under part 266 of
this chapter as well as under this subpart.
(3) It is the policy of the Postal Service to make its official
records available to the public to the maximum extent consistent with
the public interest. This policy requires a practice of full disclosure
of those records that are covered by the requirements of the FOIA,
subject only to the specific exemptions required or authorized by law.
The exemptions from mandatory disclosure for various types of records
provided by 5 U.S.C. 552(b) and 39 U.S.C. 410(c) reflect the fact that
under some circumstances, the public interest may be better served by
leaving the disclosure of particular records to the discretion of the
Postal Service rather than by requiring their disclosure. This Postal
Service policy does not create any right enforceable in court.
(4) Nothing in this subpart shall be construed to entitle any
person, as of right, to any service or to the disclosure of any record
to which such person is not entitled under the FOIA.
(b) Definitions--(1) Record. (i) For purposes of this part, a
record is a discrete, distinct, or segregable grouping of information
that pertains to a specific topic that is:
(A) Recorded, regardless of media, format, or physical
characteristics, including electronic data; and
(B) In the custody or control of the Postal Service.
(ii) The definition of a record does not include any discrete,
distinct, or segregable grouping of information created at the
discretion of an employee primarily for the employee's convenience and
not disclosed to other employees. The definition of a record is not the
same as a ``document;'' a single ``document'' may be a single record or
it may include multiple records and groupings of information that do
not constitute records as defined in this section.
(2) Component. For purposes of this subpart, component means any
department or facility within the Postal Service that maintains
records; the Office of Inspector General; and the Postal Inspection
Service. Postal Service refers to all such components collectively.
0
3. Revise Sec. 265.5(a) to read as follows:
Sec. 265.5 Timing of responses to requests.
(a) In general. Requests will ordinarily be responded to according
to their order of receipt. A request that is not initially submitted to
the appropriate FOIA RSC will be deemed to have been received by the
Postal Service at the time that it is actually received by the
appropriate FOIA RSC, but in any case a request will be deemed to have
been received no later than 10 business days after the request is first
received by a FOIA RSC.
* * * * *
0
4. In Sec. 265.14, revise paragraphs (d) introductory text and (d)(5)
introductory text to read as follows:
Sec. 265.14 Rules concerning specific categories of records.
* * * * *
(d) Disclosure of names and addresses of specifically identified
Postal Service customers. Upon request, the names and addresses of
specifically identified Postal Service customers will be made available
only as follows:
* * * * *
(5) Exceptions. Except as otherwise provided in these regulations,
names or addresses of specifically identified Postal Service customers
will be furnished only as follows:
* * * * *
Ruth B. Stevenson,
Attorney, Federal Compliance.
[FR Doc. 2017-14934 Filed 7-17-17; 8:45 am]
BILLING CODE 7710-12-P