Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review: Record and Disclosure Requirements-Consumer Financial Protection Bureau Regulations B, C, E, M, Z, and DD and Board of Governors of the Federal Reserve System Regulation CC, 12489-12490 [2017-04081]

Download as PDF Federal Register / Vol. 82, No. 41 / Friday, March 3, 2017 / Notices The Unified Carrier Registration Plan Board of Directors (the Board) will continue its work in developing and implementing the Unified Carrier Registration Plan and Agreement and to that end, may consider matters properly before the Board. FOR FURTHER INFORMATION CONTACT: Mr. Avelino Gutierrez, Chair, Unified Carrier Registration Board of Directors at (505) 827–4565. MATTERS TO BE CONSIDERED: Issued on: February 23, 2017. Larry W. Minor, Associate Administrator for Policy. [FR Doc. 2017–04317 Filed 3–1–17; 4:15 pm] BILLING CODE 4910–EX–P DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Agency Information Collection Activities: Information Collection Renewal; Submission for OMB Review: Record and Disclosure Requirements—Consumer Financial Protection Bureau Regulations B, C, E, M, Z, and DD and Board of Governors of the Federal Reserve System Regulation CC Office of the Comptroller of the Currency (OCC), Treasury. ACTION: Notice and request for comment. AGENCY: The OCC, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on the renewal of an information collection as required by the Paperwork Reduction Act of 1995 (PRA). An agency may not conduct or sponsor, and a respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. The OCC is soliciting comment concerning the renewal of an information collection titled, ‘‘Record and Disclosure Requirements— Consumer Financial Protection Bureau (CFPB) Regulations B, C, E, M, Z, and DD and Board of Governors of the Federal Reserve System (FRB) Regulation CC.’’ The OCC also is giving notice that it has sent the collection to OMB for review. DATES: Comments must be submitted on or before April 3, 2017. ADDRESSES: Because paper mail in the Washington, DC area and at the OCC is subject to delay, commenters are mstockstill on DSK3G9T082PROD with NOTICES SUMMARY: VerDate Sep<11>2014 16:42 Mar 02, 2017 Jkt 241001 encouraged to submit comments by email, if possible. Comments may be sent to: Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, Attention: 1557–0176, 400 7th Street SW., Suite 3E–218, mail stop 9W–11, Washington, DC 20219. In addition, comments may be sent by fax to (571) 465–4326 or by electronic mail to pracomments@ occ.treas.gov. You may personally inspect and photocopy comments at the OCC, 400 7th Street SW., Washington, DC 20219. For security reasons, the OCC requires that visitors make an appointment to inspect comments. You may do so by calling (202) 649–6700 or, for persons who are deaf or hard of hearing, TTY, (202) 649–5597. Upon arrival, visitors will be required to present valid government-issued photo identification and submit to security screening in order to inspect and photocopy comments. All comments received, including attachments and other supporting materials, are part of the public record and subject to public disclosure. Do not enclose any information in your comment or supporting materials that you consider confidential or inappropriate for public disclosure. Additionally, please send a copy of your comments by mail to: OCC Desk Officer, 1557–0176, U.S. Office of Management and Budget, 725 17th Street NW., #10235, Washington, DC 20503 or by email to oira submission@ omb.eop.gov. FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, OCC Clearance Officer, (202) 649–5490 or, for persons who are deaf or hard of hearing, TTY, (202) 649–5597, Legislative and Regulatory Activities Division, Office of the Comptroller of the Currency, 400 7th Street SW., Washington, DC 20219. SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501–3520), Federal agencies must obtain approval from OMB for each collection of information that they conduct or sponsor. The term ‘‘collection of information’’ is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) and includes agency requests or requirements that members of the public submit reports, keep records, or provide information to a third party. The OCC requests that OMB extend its approval of the following collection. Title: Record and Disclosure Requirements—Consumer Financial Protection Bureau (CFPB) Regulations B, C, E, M, Z, and DD and Board of Governors of the Federal Reserve System (FRB) Regulation CC. OMB Control No.: 1557–0176. Type of Review: Regular review. PO 00000 Frm 00063 Fmt 4703 Sfmt 4703 12489 Affected Public: Businesses or other for-profit. Frequency of Response: On occasion. Burden Estimates: Estimated Number of Respondents: 1,390. Estimated Annual Burden: 3,887,872 hours. Description: This information collection covers CFPB Regulations B, C, E, M, Z, and DD and FRB Regulation CC. The CFPB and FRB regulations include the following provisions: Regulation B—12 CFR 1002—Equal Credit Opportunity Act This regulation implements the Equal Credit Opportunity Act (15 U.S.C. 1601 et seq.). The regulation prohibits lenders from discriminating against credit applicants on a prohibited basis, establishes rules for retaining records of credit applications and collecting information about an applicant’s race and other personal characteristics in applications for certain dwelling-related loans, requires lenders to report the credit history in the names of both spouses on an account, requires lenders to provide applicants with copies of appraisal reports in connection with credit transactions, and requires notification of action taken on a credit application. Regulation C—12 CFR 1003—Home Mortgage Disclosure This regulation implements the requirements of the Home Mortgage Disclosure Act (12 U.S.C. 2801 et seq.). The regulation requires certain financial institutions to report data to the appropriate Federal agency about home purchase loans, home improvement loans, and refinancings that financial institutions originate or purchase, or for which they receive certain applications, and to disclose certain data to the public. Regulation E—12 CFR 1005—Electronic Fund Transfers This regulation carries out the purposes of the Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.), which establishes the basic rights, liabilities, and responsibilities of consumers who use electronic fund transfers and remittance transfer services and the financial institutions or other persons that offer these services. Regulation M—12 CFR 1013— Consumer Leasing This regulation implements the consumer leasing provisions of the Truth in Lending Act (12 U.S.C. 1601 et seq.). The regulation: Ensures that lessees of personal property receive E:\FR\FM\03MRN1.SGM 03MRN1 12490 Federal Register / Vol. 82, No. 41 / Friday, March 3, 2017 / Notices meaningful disclosures that enable them to compare lease terms with other leases and, where appropriate, with credit transactions; limits the amount of balloon payments in consumer lease transactions; and provides for accurate disclosure of lease terms in advertising. Regulation Z—12 CFR 1026—Truth in Lending This regulation implements the Truth in Lending Act (15 U.S.C. 1601 et seq.) and certain provisions of the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.). The regulation prescribes uniform methods for computing the cost of credit, disclosing credit terms and costs, and resolving errors on certain types of credit accounts. Regulation CC—12 CFR 229— Availability of Funds and Collection of Checks This regulation implements the Expedited Funds Availability Act (12 U.S.C. 4001–4010) and the Check Clearing for the 21st Century Act (12 U.S.C. 5001–5018). The regulation contains: Rules regarding the duty of banks to make funds deposited into accounts available for withdrawal, including availability schedules and the disclosure of funds availability practices; rules to expedite the collection and return of checks by banks; and general provisions relating to substitute checks, including the disclosure and notices that banks must provide. mstockstill on DSK3G9T082PROD with NOTICES Regulation DD—12 CFR 1030—Truth in Savings This regulation implements the Truth in Savings Act (12 U.S.C. 4301 et seq.). The regulation requires depository institutions to provide disclosures so that consumers can meaningfully compare accounts at different depository institutions. Comments: The OCC issued a notice for 60 days of comment on December 20, 2016, 81 FR 92974. No comments were received. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the OCC, including whether the information has practical utility; (b) The accuracy of the OCC’s estimate of the information collection burden; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection VerDate Sep<11>2014 16:42 Mar 02, 2017 Jkt 241001 techniques or other forms of information technology; and (e) Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated: February 27, 2017. Karen Solomon, Deputy Chief Counsel, Office of the Comptroller of the Currency. [FR Doc. 2017–04081 Filed 3–2–17; 8:45 am] BILLING CODE 4810–33–P DEPARTMENT OF THE TREASURY Office of Foreign Assets Control Sanctions Actions Pursuant to the Foreign Narcotics Kingpin Designation Act and Executive Order 12978 Office of Foreign Assets Control, Treasury. ACTION: Notice. AGENCY: The U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC) is publishing the names of 19 persons whose property and interests in property have been unblocked pursuant to the Foreign Narcotics Kingpin Designation Act (Kingpin Act), 21 U.S.C. 1901–1908, or Executive Order 12978 of October 21, 1995, ‘‘Blocking Assets and Prohibiting Transactions With Significant Narcotics Traffickers’’. Additionally, OFAC is publishing an update to the identifying information of two persons currently included in the list of Specially Designated Nationals and Blocked Persons (SDN List). DATES: OFAC’s actions described in this notice were effective on February 23, 2017. SUMMARY: The Department of the Treasury’s Office of Foreign Assets Control: Assistant Director for Licensing, tel.: 202–622– 2480, Assistant Director for Regulatory Affairs, tel.: 202–622–4855, Assistant Director for Sanctions Compliance & Evaluation, tel.: 202–622–2490; or the Department of the Treasury’s Office of the Chief Counsel (Foreign Assets Control), Office of the General Counsel, tel.: 202–622–2410. SUPPLEMENTARY INFORMATION: FOR FURTHER INFORMATION CONTACT: Electronic Availability The list of Specially Designated Nationals and Blocked Persons (SDN List) and additional information concerning OFAC sanctions programs are available from OFAC’s Web site at http://www.treasury.gov/ofac. PO 00000 Frm 00064 Fmt 4703 Sfmt 4703 Notice of OFAC Actions On February 23, 2017, OFAC removed from the SDN List the persons listed below, whose property and interests in property were blocked pursuant to section 805(b) of the Kingpin Act or Executive Order 12978. Individuals 1. BORRAYO LASMIBAT, Hayron Eduardo (a.k.a. BORRAYO LISMIBAT, Eduardo); DOB 03 May 1972; citizen Guatemala; Passport 22222838 (individual) [SDNTK]. 2. CIFUENTES VARGAS, Carmen Viviana, c/o INVERSIONES EN GANADERIA JESSICA, Cali, Colombia; DOB 19 Jun 1964; POB Buga, Valle, Colombia; Cedula No. 38863513 (Colombia); Passport PO67538 (Colombia) (individual) [SDNT]. 3. CUELLAR SILVA, John Fredy, Calle Paseo Royal Country 5598–23, Fraccionamiento Royal Country, Zapopan, Jalisco, Mexico; Lopez Cotilla 100 Centro, Guadalajara, Jalisco C.P. 44100, Mexico; DOB 17 May 1976; POB Florencia, Caqueta, Colombia; Cedula No. 79904164 (Colombia); R.F.C. CUSJ760517HNE (Mexico) (individual) [SDNTK] (Linked To: AGRO Y COMERCIO DE SANTA BARBARA LAGROMER S. EN C.; Linked To: COMPANIA AGRO COMERCIAL CUETA S. EN C.; Linked To: INVERSIONES HUNEL LTDA.; Linked To: CASA COMERCIAL ORO RAPIDO; Linked To: PRENDA TODO, S.A. DE C.V.). 4. GUTIERREZ MOLINA, Diego Armando, c/o INVERSIONES GANADERAS Y PALMERAS S.A., Bogota, Colombia; c/o INVERSIONES GANAGRO LTDA., Villavicencio, Colombia; c/o INVERSIONES TALADRO LTDA., Villavicencio, Colombia; DOB 20 Jun 1987; POB Bogota, Colombia; Cedula No. 1032390133 (Colombia) (individual) [SDNTK]. 5. LOZADA PABON, Julio Cesar, c/o AGROGANADERA LA FORTALEZA, Monterrey, Meta, Colombia; Carrera 51 No. 122–09 Apto. 102, Bogota, Colombia; Cedula No. 17323068 (Colombia) (individual) [SDNTK]. 6. MARQUEZ GALLEGOS, Ma Elena (a.k.a. MARQUEZ GALLEGOS, Maria Elena), Albino Aranda 3525, Guadalajara, Jalisco 44690, Mexico; Pablo Casals # 240–24, Col. Prados Providencia, Guadalajara, Jalisco 44680, Mexico; DOB 15 Mar 1965; POB Santa Maria de los Angeles, Jalisco, Mexico; C.U.R.P. MAGE650315MJCRLL03 (Mexico) (individual) [SDNTK] (Linked To: DILAVA; Linked To: GRUPO DIJEMA, S.A. DE C.V.). E:\FR\FM\03MRN1.SGM 03MRN1

Agencies

[Federal Register Volume 82, Number 41 (Friday, March 3, 2017)]
[Notices]
[Pages 12489-12490]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2017-04081]


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DEPARTMENT OF THE TREASURY

Office of the Comptroller of the Currency


Agency Information Collection Activities: Information Collection 
Renewal; Submission for OMB Review: Record and Disclosure 
Requirements--Consumer Financial Protection Bureau Regulations B, C, E, 
M, Z, and DD and Board of Governors of the Federal Reserve System 
Regulation CC

AGENCY: Office of the Comptroller of the Currency (OCC), Treasury.

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The OCC, as part of its continuing effort to reduce paperwork 
and respondent burden, invites the general public and other Federal 
agencies to comment on the renewal of an information collection as 
required by the Paperwork Reduction Act of 1995 (PRA).
    An agency may not conduct or sponsor, and a respondent is not 
required to respond to, an information collection unless it displays a 
currently valid Office of Management and Budget (OMB) control number.
    The OCC is soliciting comment concerning the renewal of an 
information collection titled, ``Record and Disclosure Requirements--
Consumer Financial Protection Bureau (CFPB) Regulations B, C, E, M, Z, 
and DD and Board of Governors of the Federal Reserve System (FRB) 
Regulation CC.'' The OCC also is giving notice that it has sent the 
collection to OMB for review.

DATES: Comments must be submitted on or before April 3, 2017.

ADDRESSES: Because paper mail in the Washington, DC area and at the OCC 
is subject to delay, commenters are encouraged to submit comments by 
email, if possible. Comments may be sent to: Legislative and Regulatory 
Activities Division, Office of the Comptroller of the Currency, 
Attention: 1557-0176, 400 7th Street SW., Suite 3E-218, mail stop 9W-
11, Washington, DC 20219. In addition, comments may be sent by fax to 
(571) 465-4326 or by electronic mail to pracomments@occ.treas.gov. You 
may personally inspect and photocopy comments at the OCC, 400 7th 
Street SW., Washington, DC 20219. For security reasons, the OCC 
requires that visitors make an appointment to inspect comments. You may 
do so by calling (202) 649-6700 or, for persons who are deaf or hard of 
hearing, TTY, (202) 649-5597. Upon arrival, visitors will be required 
to present valid government-issued photo identification and submit to 
security screening in order to inspect and photocopy comments.
    All comments received, including attachments and other supporting 
materials, are part of the public record and subject to public 
disclosure. Do not enclose any information in your comment or 
supporting materials that you consider confidential or inappropriate 
for public disclosure.
    Additionally, please send a copy of your comments by mail to: OCC 
Desk Officer, 1557-0176, U.S. Office of Management and Budget, 725 17th 
Street NW., #10235, Washington, DC 20503 or by email to oira 
submission@omb.eop.gov.

FOR FURTHER INFORMATION CONTACT: Shaquita Merritt, OCC Clearance 
Officer, (202) 649-5490 or, for persons who are deaf or hard of 
hearing, TTY, (202) 649-5597, Legislative and Regulatory Activities 
Division, Office of the Comptroller of the Currency, 400 7th Street 
SW., Washington, DC 20219.

SUPPLEMENTARY INFORMATION: Under the PRA (44 U.S.C. 3501-3520), Federal 
agencies must obtain approval from OMB for each collection of 
information that they conduct or sponsor. The term ``collection of 
information'' is defined in 44 U.S.C. 3502(3) and 5 CFR 1320.3(c) and 
includes agency requests or requirements that members of the public 
submit reports, keep records, or provide information to a third party. 
The OCC requests that OMB extend its approval of the following 
collection.
    Title: Record and Disclosure Requirements--Consumer Financial 
Protection Bureau (CFPB) Regulations B, C, E, M, Z, and DD and Board of 
Governors of the Federal Reserve System (FRB) Regulation CC.
    OMB Control No.: 1557-0176.
    Type of Review: Regular review.
    Affected Public: Businesses or other for-profit.
    Frequency of Response: On occasion.
    Burden Estimates:
    Estimated Number of Respondents: 1,390.
    Estimated Annual Burden: 3,887,872 hours.
    Description: This information collection covers CFPB Regulations B, 
C, E, M, Z, and DD and FRB Regulation CC. The CFPB and FRB regulations 
include the following provisions:

Regulation B--12 CFR 1002--Equal Credit Opportunity Act

    This regulation implements the Equal Credit Opportunity Act (15 
U.S.C. 1601 et seq.). The regulation prohibits lenders from 
discriminating against credit applicants on a prohibited basis, 
establishes rules for retaining records of credit applications and 
collecting information about an applicant's race and other personal 
characteristics in applications for certain dwelling-related loans, 
requires lenders to report the credit history in the names of both 
spouses on an account, requires lenders to provide applicants with 
copies of appraisal reports in connection with credit transactions, and 
requires notification of action taken on a credit application.

Regulation C--12 CFR 1003--Home Mortgage Disclosure

    This regulation implements the requirements of the Home Mortgage 
Disclosure Act (12 U.S.C. 2801 et seq.). The regulation requires 
certain financial institutions to report data to the appropriate 
Federal agency about home purchase loans, home improvement loans, and 
refinancings that financial institutions originate or purchase, or for 
which they receive certain applications, and to disclose certain data 
to the public.

Regulation E--12 CFR 1005--Electronic Fund Transfers

    This regulation carries out the purposes of the Electronic Fund 
Transfer Act (15 U.S.C. 1693 et seq.), which establishes the basic 
rights, liabilities, and responsibilities of consumers who use 
electronic fund transfers and remittance transfer services and the 
financial institutions or other persons that offer these services.

Regulation M--12 CFR 1013--Consumer Leasing

    This regulation implements the consumer leasing provisions of the 
Truth in Lending Act (12 U.S.C. 1601 et seq.). The regulation: Ensures 
that lessees of personal property receive

[[Page 12490]]

meaningful disclosures that enable them to compare lease terms with 
other leases and, where appropriate, with credit transactions; limits 
the amount of balloon payments in consumer lease transactions; and 
provides for accurate disclosure of lease terms in advertising.

Regulation Z--12 CFR 1026--Truth in Lending

    This regulation implements the Truth in Lending Act (15 U.S.C. 1601 
et seq.) and certain provisions of the Real Estate Settlement 
Procedures Act (12 U.S.C. 2601 et seq.). The regulation prescribes 
uniform methods for computing the cost of credit, disclosing credit 
terms and costs, and resolving errors on certain types of credit 
accounts.

Regulation CC--12 CFR 229--Availability of Funds and Collection of 
Checks

    This regulation implements the Expedited Funds Availability Act (12 
U.S.C. 4001-4010) and the Check Clearing for the 21st Century Act (12 
U.S.C. 5001-5018). The regulation contains: Rules regarding the duty of 
banks to make funds deposited into accounts available for withdrawal, 
including availability schedules and the disclosure of funds 
availability practices; rules to expedite the collection and return of 
checks by banks; and general provisions relating to substitute checks, 
including the disclosure and notices that banks must provide.

Regulation DD--12 CFR 1030--Truth in Savings

    This regulation implements the Truth in Savings Act (12 U.S.C. 4301 
et seq.). The regulation requires depository institutions to provide 
disclosures so that consumers can meaningfully compare accounts at 
different depository institutions.
    Comments: The OCC issued a notice for 60 days of comment on 
December 20, 2016, 81 FR 92974. No comments were received. Comments 
continue to be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the OCC, including whether the 
information has practical utility;
    (b) The accuracy of the OCC's estimate of the information 
collection burden;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated: February 27, 2017.
Karen Solomon,
Deputy Chief Counsel, Office of the Comptroller of the Currency.
[FR Doc. 2017-04081 Filed 3-2-17; 8:45 am]
BILLING CODE 4810-33-P