Proposed Collection; Comment Request, 3320-3324 [2017-00435]
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Federal Register / Vol. 82, No. 7 / Wednesday, January 11, 2017 / Notices
collections contained in the Interagency
Guidance are needed by institutions to
manage their asset securitization
activities in a safe and sound manner.
Bank management uses this information
as the basis for the safe and sound
operation of their asset securitization
activities and to ensure that they
minimize operational risk in these
activities.
Request for Comment
Comments are invited on: (a) Whether
the collections of information are
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the collections of information,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collections of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, this 5th day of
January 2017.
Federal Deposit Insurance Corporation.
Valerie J. Best,
Assistant Executive Secretary.
[FR Doc. 2017–00362 Filed 1–10–17; 8:45 am]
BILLING CODE 6714–01–P
FEDERAL HOUSING FINANCE
AGENCY
[No. 2017–N–01]
Proposed Collection; Comment
Request
Federal Housing Finance
Agency.
ACTION: 30-day notice of submission of
information collection for approval from
Office of Management and Budget.
AGENCY:
In accordance with the
requirements of the Paperwork
Reduction Act of 1995, the Federal
Housing Finance Agency (FHFA or the
Agency) is seeking public comments
concerning the information collection
known as ‘‘Community Support
Requirements,’’ which was assigned
control number 2590–0005 by the Office
of Management and Budget (OMB).
FHFA intends to submit the information
collection to OMB for review and
approval of a reinstatement of the
control number, which expired on
February 29, 2016, for a period of three
years.
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SUMMARY:
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Interested persons may submit
comments on or before February 10,
2017.
ADDRESSES: Submit comments to the
Office of Information and Regulatory
Affairs of the Office of Management and
Budget, Attention: Desk Officer for the
Federal Housing Finance Agency,
Washington, DC 20503, Fax: (202) 395–
3047, Email: OIRA_submission@
omb.eop.gov. Please also submit
comments to FHFA, identified by
‘‘Proposed Collection; Comment
Request: ‘Community Support
Requirements, (No. 2017–N–01)’ ’’ by
any of the following methods:
• Agency Web site: www.fhfa.gov/
open-for-comment-or-input.
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments. If
you submit your comment to the
Federal eRulemaking Portal, please also
send it by email to FHFA at
RegComments@fhfa.gov to ensure
timely receipt by the agency.
• Courier/Hand Delivery, U.S. Mail,
United Parcel Service, Federal Express,
or Other Mail Service: The mailing
address for comments is: Alfred M.
Pollard, General Counsel, Federal
Housing Finance Agency, 400 Seventh
Street SW., Eighth Floor, Washington,
DC 20219. Courier/Hand Delivery
packages must be delivered on business
days between 9 a.m. and 5 p.m.
We will post all public comments we
receive without change, including any
personal information you provide, such
as your name and address, email
address, and telephone number, on the
FHFA Web site at https://www.fhfa.gov.
In addition, copies of all comments
received will be available for
examination by the public on business
days between the hours of 10 a.m. and
3 p.m., at the Federal Housing Finance
Agency, Eighth Floor, 400 Seventh
Street SW., Washington, DC 20219. To
make an appointment to inspect
comments, please call the Office of
General Counsel at (202) 649–3804.
FOR FURTHER INFORMATION CONTACT:
Deattra D. Perkins, Senior Policy
Analyst, Division of Housing Mission &
Goals, Deattra.Perkins@fhfa.gov, (202)
649–3133; or Sylvia C. Martinez,
Manager, Federal Home Loan Bank
Housing and Community Investment
Programs, Division of Housing Mission
& Goals, Sylvia.Martinez@fhfa.gov, (202)
649–3301 (these are not toll-free
numbers); Federal Housing Finance
Agency, 400 Seventh Street SW.,
Washington, DC 20219. The
Telecommunications Device for the
Hearing Impaired is (800) 877–8339.
SUPPLEMENTARY INFORMATION:
DATES:
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A. Background
The Federal Home Loan Bank System
consists of eleven regional Federal
Home Loan Banks (Banks) and the
Office of Finance (a joint office of the
Banks that issues and services their debt
securities). The Banks are wholesale
financial institutions, organized under
authority of the Federal Home Loan
Bank Act (Bank Act) to serve the public
interest by enhancing the availability of
residential housing finance and
community lending credit through their
member institutions and, to a limited
extent, through eligible non-member
‘‘housing associates.’’ 1 Each Bank is
structured as a regional cooperative that
is owned and controlled by member
financial institutions located within its
district, which are also its primary
customers.
Section 10(g)(1) of the Bank Act
requires the Director of FHFA to
promulgate regulations establishing
standards of community investment or
service that Bank member institutions
must meet in order to maintain access
to long-term advances (i.e., loans with a
maturity of five years or greater made by
a Bank to a member).2 Section 10(g)(2)
of the Bank Act requires that, in
establishing these community support
requirements for Bank members, FHFA
take into account factors such as the
member’s performance under the
Community Reinvestment Act of 1977
(CRA)3 and record of lending to firsttime homebuyers.4 FHFA’s community
support regulation, which establishes
standards and review criteria for
determining compliance with section
10(g) of the Bank Act, is set forth at 12
CFR part 1290.
Part 1290 requires that each Bank
member submit to FHFA biennially a
completed Community Support
Statement (Form 060), which contains
several short questions the answers to
which are used by FHFA to assess the
responding member’s compliance with
the community support standards.5
Previously, this was accomplished by
requiring approximately one-eighth of
all members to submit a completed
Form in each calendar quarter of a twoyear review cycle. Under new
streamlined procedures that FHFA is in
the process of implementing, all
members subject to community support
review will be required to submit a
1 Certain non-member entities are permitted by
statute to engage in limited business activities with
a Bank. See 12 U.S.C. 1430b. FHFA’s regulations
refer to these entities as ‘‘housing associates.’’ See
12 CFR part 1264.
2 See 12 U.S.C. 1430(g)(1).
3 12 U.S.C. 2901 et seq.
4 See 12 U.S.C. 1430(g)(2).
5 See 12 CFR 1290.2(b).
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Federal Register / Vol. 82, No. 7 / Wednesday, January 11, 2017 / Notices
completed Form 060 at approximately
the same time every two years.6
FHFA has revised Form 060 to reflect
the new streamlined procedures. These
revisions reduce slightly the number of
questions on the Form and modify the
formatting so that members will be able
to complete and submit the Form
online. In substance, the revised Form
060 is materially the same as the
existing Form. In part I of the Form, a
member that is subject to the CRA must
record its most recent CRA rating and
the year of that rating. Part II of the
Form addresses a member’s efforts to
assist first-time homebuyers. A member
may either record the number and dollar
amount of mortgage loans made to firsttime homebuyers in the previous or
current calendar year (part II.A), or
indicate the types of programs or
activities it has undertaken to assist
first-time homebuyers by checking
selections from a list (part II.B), or do
both. If a member has received a CRA
rating of ‘‘Outstanding,’’ it need not
complete part II of the Form. A copy of
the revised Form and related
instructions appear at the end of this
Notice.
Part 1290 also establishes the
circumstances under which FHFA will
restrict a member’s access to long-term
Bank advances and to Affordable
Housing Program (AHP), Community
Investment Program (CIP) and
Community Investment Cash Advance
(CICA) programs for failure to meet the
community support requirements.7 It
permits Bank members whose access to
long-term advances has been restricted
to apply directly to FHFA to remove the
restriction if certain criteria are met.8
5 See
12 CFR 1290.2(b).
12 CFR 1290.2(a).
7 See 12 CFR 1290.5(b), (e).
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FHFA uses the information collection
contained in FHFA Form 060 and part
1290 to determine whether Bank
members satisfy the statutory and
regulatory community support
requirements and to ensure that, as
required by statute and regulation, only
Bank members that meet those
requirements maintain continued access
to long-term Bank advances and to AHP,
CIP, and CICA programs.
C. Burden Estimate
FHFA has analyzed the two facets of
this information collection in order to
estimate the hour burdens that the
collection will impose upon Bank
members annually over the next three
years. Based on that analysis, FHFA
estimates that the total annual hour
burden will be 2,287 hours. The method
FHFA used to determine the annual
hour burden for each facet of the
information collection is explained in
detail below.
I. Community Support Statements
FHFA estimates that, on average over
the next several years, 7,000 Bank
members will be required to submit
completed Community Support
Statements biennially. This corresponds
to an annual average of 3,500
respondents. FHFA estimates that the
average preparation time for each
Community Support Statement will be
0.65 hours. The estimate for the total
annual hour burden on Bank members
in connection with the preparation and
submission of Community Support
Statements is 2,275 hours (3,500
Statements × 0.65 hours).
II. Requests To Remove a Restriction on
Access to Long-Term Advances
FHFA estimates that an annual
average of 16 Bank members whose
6 See
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B. Need for and Use of the Information
Collection
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3321
access to long-term advances and to
AHP, CIP, and CICA programs has been
restricted will submit requests to FHFA
to remove those restrictions, and that
the average preparation time for each
request will be 0.75 hours. The estimate
for the total annual hour burden on
members in connection with the
preparation and submission of requests
to remove a restriction on access to
long-term advances is 12 hours (16
requests × 0.75 hours).
D. Comment Request
In accordance with the requirements
of 5 CFR 1320.8(d), FHFA published an
initial notice requesting comments
regarding this information collection in
the Federal Register on September 23,
2016.9 The 60 day comment period
closed on November 22, 2016. No
comments were received.
In accordance with the requirements
of 5 CFR 1320.10(a), FHFA is publishing
this second notice to request comments
regarding the following: (1) Whether the
collection of information is necessary
for the proper performance of FHFA
functions, including whether the
information has practical utility; (2) the
accuracy of FHFA’s estimates of the
burdens of the collection of information;
(3) ways to enhance the quality, utility
and clarity of the information collected;
and (4) ways to minimize the burden of
the collection of information on
members and project sponsors,
including through the use of automated
collection techniques or other forms of
information technology. Comments
should be submitted in writing to both
OMB and FHFA as instructed above in
the Comments section.
Dated: January 5, 2017.
Kevin Winkler,
Chief Information Officer, Federal Housing
Finance Agency.
8 See
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12 CFR 1290.5(d).
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Federal Register / Vol. 82, No. 7 / Wednesday, January 11, 2017 / Notices
FHFA Form# 0611
(date)
FEDERI\L HOUSING FINANCE AGENCY
COMMUNITY SUPPORT STATEMENT
(see imtructions page 2)
City: [online form: FHFA fills in}
State: [online form: FHFA fills in/Zip Code: ~~.:.:::..J~;.;.,!.:.....:..:..!.:..::..:...i..:.:~=
Submitter:_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _Title: - - - - - - Work Email: _j_.!lQ~l.lQ!ffl.1!'5112!f!!Ll.Y2!:!C!lU;1D.!li1E.1:QQlli)_!]Jl:'.;_!.:!~2CQ1Ym~Q.£!!;1f!I!!2n..il!LIJ2Q~J2.1:ifil
Part I. Community Reinvestment Act (CRA) Standard.
Most recent federal CRA rating: [drop down list/
Year of most recent federal CRA rating: (drop down listl
Part II. First-time Home buyer Standard: All Federal Home Loan Bank members must complete either Section A orB of this part,
except that members with "Outstanding"federal CRA ratings need not complete this part. Members should use data or activities
for the previous or current calendar year in completing this part.
A. Complete the following two questions: If your institution did not make, or did not track, mortgage loans to first-time
homebuyers, you must complete Section B of this part.
1. Number of mortgage loans made to first-time homebuyers
#
~------------------2. Dollar amount of mortgage loans made to first-time home buyers
B.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
Check as many as applicable:
Offer in-house first-time home buyer program (e.g., underwriting, marketing plans, outreach programs)
Offer other in-house lending products that serve first-time or low- and moderate-income homebuyers
Offer flexible underwriting standards for first-time home buyers
Participate in nationwide first-time homebuyer programs (e.g., Fannie Mae, Freddie Mac)
Participate in federal government programs that serve first-time homebuyers (e.g., FHA, VA, USDA RD)
Participate in state or local government programs targeted to first-time homebuyers (e.g., mortgage revenue
bond financing)
Provide financial support or technical assistance to community organizations that assist first-time homebuyers
Participate in loan consortia that make loans to first-time home buyers
Participate in or support special counseling or homeownership education targeted to first-time homebuyers
Hold investments or make loans that support first-time homebuyer programs
Hold mortgage-backed securities that may include a pool of loans to low- and moderate-income home buyers
Use affiliated lenders, credit union service organizations, or other correspondent, brokerage or referral
arrangements with specific unaffiliated lenders, that provide mortgage loans to first-time or low- and moderateincome homebuyers
Participate in the Affordable Housing Program or other targeted community investment/development programs
offered by the Federal Home Loan Bank
Other (attach description of other activities supporting first-time homebuyers; see instructions for Part II)
None of the above (attach explanation of any mitigating factors; see instructions for Part II)
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Part Ill. Certification: By submitting this Community Support Statement, I certify that I am an official of the above institution, that I am
authorized to provide this information to FHFA, and that the information in this Statement and any attachments is accurate to the best of
my knowledge.
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Federal Register / Vol. 82, No. 7 / Wednesday, January 11, 2017 / Notices
Community Support Statement (FHFA Form 060) Instructions
Purpose: Section 10(g) of the Federal Home Loan Bank Act [12 U.S.C. § 1430(g)] sets forth the community support
requirements. Under the Federal Housing Finance Agency's (FHFA) implementing community support regulation [12 CFR part
1290], FHFA is required to take into account a Federal Home Loan Bank (Bank) member's performance under the Community
Reinvestment Act of 1977 [12 U.S.C. § 2901 et seq.] (federal CRA) and its record of lending to first-time home buyers, in
determining whether to maintain the member's access to long-term Bank advances and to a Bank's Affordable Housing Program
(AHP) and targeted Community Investment Cash Advances {CICA) programs. For purposes of community support review, the
term "long-term advances" means advances with a term to maturity greater than one year.
Part I (CRA Standard): Members subject to the federal CRA must complete this part. Provide your institution's most recent
federal CRA rating and the year of the rating. Credit unions and insurance companies, which are not subject to the federal
CRA, should indicate "N/A" [i.e., not applicable] in the CRA rating field on this Community Support Statement. If your
institution is not a credit union or insurance company and is not subject to the federal CRA, indicate the reason for the
exemption.
If a member's most recent federal CRA rating is "Needs to Improve," FHFA will place the member on probation. During
the probationary period, the member will retain access to long-term Bank advances and Bank AHP and CICA programs. If the
member does not receive an improved federal CRA rating at its next CRA evaluation, FHFA will restrict its prospective access to
long-term Bank advances and Bank AHP and CICA programs. If a member's most recent federal CRA rating is "Substantial Noncompliance," FHFA will restrict the member's prospective access to long-term Bank advances and AHP and CICA programs. The
restriction will remain in effect until the member's federal CRA rating improves.
Part II (First-time Homebuyer Standard): All members, except those with "Outstanding" federal CRA ratings, must complete
this part. A member may satisfy the first-time home buyer standard either by: demonstrating lending performance to first-time
homebuyers (Section A); or demonstrating other financial support or participation in programs, products, services or investments,
that directly or indirectly assists first-time homebuyers {Section B); or by a combination of both factors. If none of the
information requested in this part describes your institution's activities to support first-time homebuyers, you may attach a brief
description of other activities of your institution that support first-time home buyers, or a brief explanation of any mitigating
factors that adversely affect your institution's ability to assist first-time home buyers, such as charter or operational limitations or
market conditions.
If a member does not demonstrate assistance to first-time home buyers or include an explanation of mitigating factors
on this Community Support Statement, FHFA will restrict the member's prospective access to long-term Bank advances and
Bank AHP and CICA programs. The restriction will remain in effect until the member submits applicable information to FHFA
that demonstrates the member's compliance with the first-time homebuyer standard.
Part Ill (Certification): All members must complete this section. A senior official of your institution with authorization to
provide the information in this Community Support Statement must certify that the information in this Community Support
Statement and any attachments are accurate to the best of his/her knowledge.
If a member submits a Community Support Statement that does not include this required certification, FHFA will restrict
the member's prospective access to long-term Bank advances and Bank AHP and CICA programs.
Assistance: Your institution's Bank has a Community Support Program that can assist you in preparing this Community Support
Statement.
Submission: Complete and submit the Community Support Statement and any attachments online to the Federal Housing
Finance Agency at httpsl/www.[specijicfhfa.govaddress TBD].
Federal Housing Finance Agency
Division of Housing Mission and Goals
400 7th Street, 5. W.
D.C. 20219
Paperwork Reduction Act Statement: Notwithstanding any other provision of the law, no person is required to respond to, nor shall
any person be subject to a penalty for failure to comply with, a collection of information subject to the requirements of the
Paperwork Reduction Act, unless that collection of information displays a currently valid OMB Control Number.
FHFA Form 060
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Federal Register / Vol. 82, No. 7 / Wednesday, January 11, 2017 / Notices
[FR Doc. 2017–00435 Filed 1–10–17; 8:45 am]
BILLING CODE 8070–70–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Agency for Healthcare Research and
Quality
Agency Information Collection
Activities: Proposed Collection;
Comment Request
Agency for Healthcare Research
and Quality, HHS.
ACTION: Notice.
AGENCY:
This notice announces the
intention of the Agency for Healthcare
Research and Quality (AHRQ) to request
that the Office of Management and
Budget (OMB) approve the proposed
information collection project ‘‘AHRQ
Research Reporting System (ARRS).’’ In
accordance with the Paperwork
Reduction Act, 44 U.S.C. 3501–3521,
AHRQ invites the public to comment on
this proposed information collection.
DATES: Comments on this notice must be
received by March 13, 2017.
ADDRESSES: Written comments should
be submitted to: Doris Lefkowitz,
Reports Clearance Officer, AHRQ, by
email at doris.lefkowitz@AHRQ.hhs.gov.
Copies of the proposed collection
plans, data collection instruments, and
specific details on the estimated burden
can be obtained from the AHRQ Reports
Clearance Officer.
FOR FURTHER INFORMATION CONTACT:
Doris Lefkowitz, AHRQ Reports
Clearance Officer, (301) 427–1477, or by
email at doris.lefkowitz@AHRQ.hhs.gov.
SUPPLEMENTARY INFORMATION:
SUMMARY:
Proposed Project
AHRQ Research Reporting System
(ARRS)
AHRQ has developed a systematic
method for its grantees and vendors to
report project progress and important
preliminary findings for grants and
contracts funded by the Agency. This
system, the AHRQ Research Reporting
System (ARRS), previously known as
the Grants Reporting System (GRS), was
last approved by OMB on May 16, 2014.
The system addressed the shortfalls in
the previous reporting process and
established a consistent and
comprehensive grants reporting solution
for AHRQ. The ARRS provides a
centralized repository of grants and
contract research progress and
additional information that can be used
to support initiatives within the Agency.
This includes future research planning
and support for administrative activities
such as performance monitoring,
budgeting, dissemination and strategic
planning.
This project has the following goals:
(1) To promote the transfer of critical
information more frequently and
efficiently and enhance the
Agency’s ability to support research
designed to improve the outcomes
and quality of health care, reduce
its costs, and broaden access to
effective services
(2) To increase the efficiency of the
Agency in responding to ad-hoc
information requests
(3) To support Executive Branch
requirements for increased
transparency and public reporting
(4) To establish a consistent approach
throughout the Agency for
information collection regarding
grant and contract progress and a
systematic basis for oversight and
for facilitating potential
collaborations among grantees
(5) To decrease the inconvenience and
burden on grantees and vendors of
unanticipated ad-hoc requests for
information by the Agency in
response to particular one-time
internal and external requests for
information
This study is being conducted by
AHRQ pursuant to AHRQ’s statutory
authority to conduct and support
research on health care and on systems
for the delivery of such care, including
activities with respect to the quality,
effectiveness, efficiency,
appropriateness and value of health care
services and with respect to quality
measurement and improvement. 42
U.S.C. 299a(a)(1) and (2).
Method of Collection
To achieve the goals of this project the
following data collections will be
implemented:
AHRQ Research Reporting System
(ARRS)—Grantees and vendors use the
ARRS system to report project progress
and important preliminary findings for
grants and contracts funded by the
Agency. Grantees and vendors submit
progress reports on a monthly or
quarterly basis which are reviewed by
AHRQ personnel. All users access the
ARRS system through a secure online
interface which requires a user I.D. and
password entered through the ARRS
login screen. When status reports are
due AHRQ notifies principal
investigators and vendors via email.
The ARRS is an automated userfriendly resource that is utilized by
AHRQ staff for preparing, distributing,
and reviewing reporting requests to
grantees and vendors for the purpose of
information sharing. AHRQ personnel
are able to systematically search the
information collected and stored in the
ARRS database. Personnel will also use
the information to address internal and/
or external requests for information
regarding grant progress, preliminary
findings, and other requests, such as
Freedom of Information Act requests,
and producing responses related to
federally mandated programs and
regulations.
Estimated Annual Respondent Burden
Exhibit 1 shows the estimated
annualized burden hours for the
respondents. It will take grantees and
vendors an estimated 10 minutes to
enter the necessary data into the ARRS
System and reporting will occur four
times annually. The total annualized
burden hours are estimated to be 333
hours.
Exhibit 2 shows the estimated
annualized cost burden for the
respondents. The total estimated cost
burden for respondents is $12,454.
EXHIBIT 1—ESTIMATED ANNUALIZED BURDEN HOURS
Number of
respondents
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Form name
Number of
responses per
respondent
Hours per
response
Total burden
hours
Data entry into ARRS ......................................................................................
500
4
10/60
333
Total ..........................................................................................................
500
N/A
N/A
333
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Agencies
[Federal Register Volume 82, Number 7 (Wednesday, January 11, 2017)]
[Notices]
[Pages 3320-3324]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2017-00435]
=======================================================================
-----------------------------------------------------------------------
FEDERAL HOUSING FINANCE AGENCY
[No. 2017-N-01]
Proposed Collection; Comment Request
AGENCY: Federal Housing Finance Agency.
ACTION: 30-day notice of submission of information collection for
approval from Office of Management and Budget.
-----------------------------------------------------------------------
SUMMARY: In accordance with the requirements of the Paperwork Reduction
Act of 1995, the Federal Housing Finance Agency (FHFA or the Agency) is
seeking public comments concerning the information collection known as
``Community Support Requirements,'' which was assigned control number
2590-0005 by the Office of Management and Budget (OMB). FHFA intends to
submit the information collection to OMB for review and approval of a
reinstatement of the control number, which expired on February 29,
2016, for a period of three years.
DATES: Interested persons may submit comments on or before February 10,
2017.
ADDRESSES: Submit comments to the Office of Information and Regulatory
Affairs of the Office of Management and Budget, Attention: Desk Officer
for the Federal Housing Finance Agency, Washington, DC 20503, Fax:
(202) 395-3047, Email: OIRA_submission@omb.eop.gov. Please also submit
comments to FHFA, identified by ``Proposed Collection; Comment Request:
`Community Support Requirements, (No. 2017-N-01)' '' by any of the
following methods:
Agency Web site: www.fhfa.gov/open-for-comment-or-input.
Federal eRulemaking Portal: https://www.regulations.gov.
Follow the instructions for submitting comments. If you submit your
comment to the Federal eRulemaking Portal, please also send it by email
to FHFA at RegComments@fhfa.gov to ensure timely receipt by the agency.
Courier/Hand Delivery, U.S. Mail, United Parcel Service,
Federal Express, or Other Mail Service: The mailing address for
comments is: Alfred M. Pollard, General Counsel, Federal Housing
Finance Agency, 400 Seventh Street SW., Eighth Floor, Washington, DC
20219. Courier/Hand Delivery packages must be delivered on business
days between 9 a.m. and 5 p.m.
We will post all public comments we receive without change,
including any personal information you provide, such as your name and
address, email address, and telephone number, on the FHFA Web site at
https://www.fhfa.gov. In addition, copies of all comments received will
be available for examination by the public on business days between the
hours of 10 a.m. and 3 p.m., at the Federal Housing Finance Agency,
Eighth Floor, 400 Seventh Street SW., Washington, DC 20219. To make an
appointment to inspect comments, please call the Office of General
Counsel at (202) 649-3804.
FOR FURTHER INFORMATION CONTACT: Deattra D. Perkins, Senior Policy
Analyst, Division of Housing Mission & Goals, Deattra.Perkins@fhfa.gov,
(202) 649-3133; or Sylvia C. Martinez, Manager, Federal Home Loan Bank
Housing and Community Investment Programs, Division of Housing Mission
& Goals, Sylvia.Martinez@fhfa.gov, (202) 649-3301 (these are not toll-
free numbers); Federal Housing Finance Agency, 400 Seventh Street SW.,
Washington, DC 20219. The Telecommunications Device for the Hearing
Impaired is (800) 877-8339.
SUPPLEMENTARY INFORMATION:
A. Background
The Federal Home Loan Bank System consists of eleven regional
Federal Home Loan Banks (Banks) and the Office of Finance (a joint
office of the Banks that issues and services their debt securities).
The Banks are wholesale financial institutions, organized under
authority of the Federal Home Loan Bank Act (Bank Act) to serve the
public interest by enhancing the availability of residential housing
finance and community lending credit through their member institutions
and, to a limited extent, through eligible non-member ``housing
associates.'' \1\ Each Bank is structured as a regional cooperative
that is owned and controlled by member financial institutions located
within its district, which are also its primary customers.
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\1\ Certain non-member entities are permitted by statute to
engage in limited business activities with a Bank. See 12 U.S.C.
1430b. FHFA's regulations refer to these entities as ``housing
associates.'' See 12 CFR part 1264.
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Section 10(g)(1) of the Bank Act requires the Director of FHFA to
promulgate regulations establishing standards of community investment
or service that Bank member institutions must meet in order to maintain
access to long-term advances (i.e., loans with a maturity of five years
or greater made by a Bank to a member).\2\ Section 10(g)(2) of the Bank
Act requires that, in establishing these community support requirements
for Bank members, FHFA take into account factors such as the member's
performance under the Community Reinvestment Act of 1977 (CRA)\3\ and
record of lending to first-time homebuyers.\4\ FHFA's community support
regulation, which establishes standards and review criteria for
determining compliance with section 10(g) of the Bank Act, is set forth
at 12 CFR part 1290.
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\2\ See 12 U.S.C. 1430(g)(1).
\3\ 12 U.S.C. 2901 et seq.
\4\ See 12 U.S.C. 1430(g)(2).
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Part 1290 requires that each Bank member submit to FHFA biennially
a completed Community Support Statement (Form 060), which contains
several short questions the answers to which are used by FHFA to assess
the responding member's compliance with the community support
standards.\5\ Previously, this was accomplished by requiring
approximately one-eighth of all members to submit a completed Form in
each calendar quarter of a two-year review cycle. Under new streamlined
procedures that FHFA is in the process of implementing, all members
subject to community support review will be required to submit a
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completed Form 060 at approximately the same time every two years.\6\
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\5\ See 12 CFR 1290.2(b).
\6\ See 12 CFR 1290.2(a).
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FHFA has revised Form 060 to reflect the new streamlined
procedures. These revisions reduce slightly the number of questions on
the Form and modify the formatting so that members will be able to
complete and submit the Form online. In substance, the revised Form 060
is materially the same as the existing Form. In part I of the Form, a
member that is subject to the CRA must record its most recent CRA
rating and the year of that rating. Part II of the Form addresses a
member's efforts to assist first-time homebuyers. A member may either
record the number and dollar amount of mortgage loans made to first-
time homebuyers in the previous or current calendar year (part II.A),
or indicate the types of programs or activities it has undertaken to
assist first-time homebuyers by checking selections from a list (part
II.B), or do both. If a member has received a CRA rating of
``Outstanding,'' it need not complete part II of the Form. A copy of
the revised Form and related instructions appear at the end of this
Notice.
Part 1290 also establishes the circumstances under which FHFA will
restrict a member's access to long-term Bank advances and to Affordable
Housing Program (AHP), Community Investment Program (CIP) and Community
Investment Cash Advance (CICA) programs for failure to meet the
community support requirements.\7\ It permits Bank members whose access
to long-term advances has been restricted to apply directly to FHFA to
remove the restriction if certain criteria are met.\8\
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\7\ See 12 CFR 1290.5(b), (e).
\8\ See 12 CFR 1290.5(d).
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B. Need for and Use of the Information Collection
FHFA uses the information collection contained in FHFA Form 060 and
part 1290 to determine whether Bank members satisfy the statutory and
regulatory community support requirements and to ensure that, as
required by statute and regulation, only Bank members that meet those
requirements maintain continued access to long-term Bank advances and
to AHP, CIP, and CICA programs.
C. Burden Estimate
FHFA has analyzed the two facets of this information collection in
order to estimate the hour burdens that the collection will impose upon
Bank members annually over the next three years. Based on that
analysis, FHFA estimates that the total annual hour burden will be
2,287 hours. The method FHFA used to determine the annual hour burden
for each facet of the information collection is explained in detail
below.
I. Community Support Statements
FHFA estimates that, on average over the next several years, 7,000
Bank members will be required to submit completed Community Support
Statements biennially. This corresponds to an annual average of 3,500
respondents. FHFA estimates that the average preparation time for each
Community Support Statement will be 0.65 hours. The estimate for the
total annual hour burden on Bank members in connection with the
preparation and submission of Community Support Statements is 2,275
hours (3,500 Statements x 0.65 hours).
II. Requests To Remove a Restriction on Access to Long-Term Advances
FHFA estimates that an annual average of 16 Bank members whose
access to long-term advances and to AHP, CIP, and CICA programs has
been restricted will submit requests to FHFA to remove those
restrictions, and that the average preparation time for each request
will be 0.75 hours. The estimate for the total annual hour burden on
members in connection with the preparation and submission of requests
to remove a restriction on access to long-term advances is 12 hours (16
requests x 0.75 hours).
D. Comment Request
In accordance with the requirements of 5 CFR 1320.8(d), FHFA
published an initial notice requesting comments regarding this
information collection in the Federal Register on September 23,
2016.\9\ The 60 day comment period closed on November 22, 2016. No
comments were received.
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\9\ See 81 FR 65645 (Sept. 23, 2016).
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In accordance with the requirements of 5 CFR 1320.10(a), FHFA is
publishing this second notice to request comments regarding the
following: (1) Whether the collection of information is necessary for
the proper performance of FHFA functions, including whether the
information has practical utility; (2) the accuracy of FHFA's estimates
of the burdens of the collection of information; (3) ways to enhance
the quality, utility and clarity of the information collected; and (4)
ways to minimize the burden of the collection of information on members
and project sponsors, including through the use of automated collection
techniques or other forms of information technology. Comments should be
submitted in writing to both OMB and FHFA as instructed above in the
Comments section.
Dated: January 5, 2017.
Kevin Winkler,
Chief Information Officer, Federal Housing Finance Agency.
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[FR Doc. 2017-00435 Filed 1-10-17; 8:45 am]
BILLING CODE 8070-70-P