Privacy Act of 1974; System of Records, 95595-95596 [2016-31381]

Download as PDF Federal Register / Vol. 81, No. 249 / Wednesday, December 28, 2016 / Notices 95595 The Banks use most of the information collected under part 1263 to determine whether an applicant satisfies the statutory and regulatory requirements for Bank membership and should be approved as a Bank member. The Banks may use some of the information collected under part 1263 as a means of learning that a member wishes to withdraw or to transfer its membership to a different Bank so that the Bank can begin to process those requests. In rare cases, FHFA may use the collected information to determine whether an institution that has been denied membership by a Bank should be permitted to become a member of that Bank. The OMB control number for this information collection is 2590–0003, which is due to expire on December 31, 2016. The likely respondents are financial institutions that are, or are applying to become, Bank members. the average time to prepare and submit a notice will be 1.5 hours. Accordingly, the estimate for the annual hour burden associated with preparation and submission of notices of intent to withdraw is (4 withdrawing members × 1.5 hours per application) = 6 hours. Dated: December 22, 2016. Kevin Winkler, Chief Information Officer, Federal Housing Finance Agency. IV. Requests for Transfer of Membership to Another Bank District FEDERAL HOUSING FINANCE AGENCY FHFA estimates that the average number of Bank members submitting a request for transfer to another Bank will be 35 and that the average time to prepare and submit a request will be 2 hours. Accordingly, the estimate for the annual hour burden associated with preparation and submission of requests for automatic transfer is (35 transferring members × 2 hours per request) = 70 hours. [No. 2016–N–13] B. Burden Estimate FHFA has analyzed the time burden imposed on respondents by the four collections under this control number and estimates that the average annual burden imposed on all respondents by those collections over the next three years will be 2,351 hours. This estimate is derived from the following calculations: In accordance with the requirements of 5 CFR 1320.8(d), FHFA published an initial notice requesting comments regarding this information collection in the Federal Register on October 7, 2016.8 The 60-day comment period closed on December 6, 2016. No comments were received. However, during the pendency of the comment period, FHFA consulted with several of the Banks regarding the burden estimates for this information collection. As a result of the Banks’ input, FHFA has made some revisions to the burden estimates, so that those appearing above are somewhat different than those that appeared in the 60-day notice. In accordance with the requirements of 5 CFR 1320.10(a), FHFA is publishing this second notice to request comments regarding the following: (1) Whether the collection of information is necessary for the proper performance of FHFA functions, including whether the information has practical utility; (2) the accuracy of FHFA’s estimates of the burdens of the collection of information; (3) ways to enhance the quality, utility and clarity of the information collected; and (4) ways to minimize the burden of the collection of information on members and project sponsors, including through the use of automated collection techniques or other forms of information technology. Comments should be submitted in writing to both OMB and FHFA as instructed above in the COMMENTS section. sradovich on DSK3GMQ082PROD with NOTICES I. Membership Applications FHFA estimates that the average number of applications for Bank membership submitted annually will be 151 and that the average time to prepare and submit an application and supporting materials will be 15 hours. Accordingly, the estimate for the annual hour burden associated with preparation and submission of applications for Bank membership is (151 applications × 15 hours per application) = 2,265 hours. II. Appeals of Membership Denials FHFA estimates that the average number of applicants that have been denied membership by a Bank that will appeal such a denial to FHFA will be 1 and that the average time to prepare and submit an application for appeal will be 10 hours. Accordingly, the estimate for the annual hour burden associated with the preparation and submission of membership appeals is (1 appellants × 10 hours per application) = 10 hours. III. Notices of Intent To Withdraw From Membership FHFA estimates that the average number of Bank members submitting a notice of intent to withdraw from membership annually will be 4 and that VerDate Sep<11>2014 18:54 Dec 27, 2016 Jkt 241001 C. Comment Request 8 See PO 00000 81 FR 69820 (Oct. 7, 2016). Frm 00041 Fmt 4703 Sfmt 4703 [FR Doc. 2016–31383 Filed 12–27–16; 8:45 am] BILLING CODE 8070–01–P Privacy Act of 1974; System of Records Federal Housing Finance Agency. ACTION: Notice of revision to an existing system of records; request for comments. AGENCY: In accordance with the requirements of the Privacy Act of 1974, as amended, 5 U.S.C. 552a (Privacy Act), the Federal Housing Finance Agency (FHFA) is making a revision to an existing system of records entitled ‘‘National Mortgage Database Project’’ (FHFA–21). The system of records covers the National Mortgage Database Project which is comprised of the National Mortgage Database, the National Survey of Mortgage Originations (formerly known as the National Survey of Mortgage Borrowers), and the American Survey of Mortgage Borrowers. The National Mortgage Database Project is for monitoring, researching, analyzing, and reporting information relevant to the functioning of the mortgage markets. DATES: To be assured of consideration, comments must be received on or before January 26, 2017. The revisions to the existing system will become effective on February 6, 2017 unless comments necessitate otherwise. FHFA will publish a new notice if, in order to review comments, the effective date is delayed or if changes are made based on comments received. ADDRESSES: Submit comments, identified by ‘‘2016–N–13,’’ using only one of the following methods: • Agency Web site: www.fhfa.gov/ open-for-comment-or-input. • Federal eRulemaking Portal: http:// www.regulations.gov. Follow the instructions for submitting comments. If you submit your comment to the Federal eRulemaking Portal, please also send it by email to FHFA at RegComments@fhfa.gov to ensure timely receipt by FHFA. Please include ‘‘2016–N–13’’ in the subject line of the message. • Hand Delivered/Courier: The hand delivery address is: Alfred M. Pollard, SUMMARY: E:\FR\FM\28DEN1.SGM 28DEN1 95596 Federal Register / Vol. 81, No. 249 / Wednesday, December 28, 2016 / Notices II. Introduction I. Comments sradovich on DSK3GMQ082PROD with NOTICES General Counsel, Attention: Comments/ 2016–N–13, Federal Housing Finance Agency, 400 Seventh Street SW., Eighth Floor, Washington, DC 20219. To ensure timely receipt of hand delivered package, please ensure that the package is delivered to the Seventh Street entrance Guard Desk, First Floor, on business days between 9 a.m. to 5 p.m. • U.S. Mail, United Parcel Service, Federal Express, or Other Mail Service: The mailing address for comments is: Alfred M. Pollard, General Counsel, Attention: Comments/2016–N–13, Federal Housing Finance Agency, 400 Seventh Street SW., Eighth Floor, Washington, DC 20219. Please note that all mail sent to FHFA via the U.S. Postal Service is routed through a national irradiation facility, a process that may delay delivery by approximately two weeks. For any time-sensitive correspondence, please plan accordingly. See SUPPLEMENTARY INFORMATION for additional information on submission and posting of comments. FOR FURTHER INFORMATION CONTACT: Forrest Pafenberg, Program Manager, National Mortgage Database Project, Forrest.Pafenberg@fhfa.gov or (202) 649–3129; Stacy Easter, Privacy Act Officer, privacy@fhfa.gov or (202) 649– 3803; or David A. Lee, Senior Agency Official for Privacy, privacy@fhfa.gov or (202) 649–3803 (not toll-free numbers), Federal Housing Finance Agency, 400 Seventh Street SW., Washington, DC 20219. The telephone number for the Telecommunications Device for the Deaf is 800–877–8339. SUPPLEMENTARY INFORMATION: III. Revised System of Records FHFA seeks public comments on the revision to the system of records and will take all comments into consideration. See 5 U.S.C. 552a(e)(4) and (11). In addition to referencing ‘‘Comments/2016–N–13,’’ please reference the ‘‘National Mortgage Database Project’’ (FHFA–21). All comments received will be posted without change on the FHFA Web site at http://www.fhfa.gov, and will include any personal information provided, such as name, address (mailing and email), and telephone numbers. In addition, copies of all comments received will be available without change for public inspection on business days between the hours of 10 a.m. and 3 p.m., at the Federal Housing Finance Agency, 400 Seventh Street SW., Washington, DC 20219. To make an appointment to inspect comments, please call the Office of General Counsel at (202) 649–3804. The ‘‘National Mortgage Database Project’’ (FHFA–21) system of records is being revised to add data fields related to language, specifically information related to Limited English Proficiency or a Preferred Language. The information is being collected to identify obstacles for borrowers with Limited English Proficiency (LEP) or a Preferred Language (PL) in accessing mortgage credit, analyze potential solutions, and develop measures to improve access to credit. This information will assist FHFA in ensuring that its regulated entities appropriately support meaningful access to the mortgage market for mortgage ready LEP/PL borrowers, as well as support the overall goal of assuring that borrowers are able to understand and participate fully in the mortgage life cycle, including origination, servicing, and loss mitigation, regardless of the language spoken. VerDate Sep<11>2014 18:54 Dec 27, 2016 Jkt 241001 This notice satisfies the Privacy Act requirement that an agency publish a system of records notice in the Federal Register when there is an addition or change to an agency’s system of records. Congress has recognized that application of all requirements of the Privacy Act to certain categories of records may have an undesirable and often unacceptable effect upon agencies in the conduct of necessary public business. Consequently, Congress established general exemptions and specific exemptions that could be used to exempt records from provisions of the Privacy Act. Congress also required that exempting records from provisions of the Privacy Act would require the head of an agency to publish a determination to exempt a record from the Privacy Act as a rule in accordance with the Administrative Procedure Act. The Director of FHFA has determined that records and information in this system of records are not exempt from the requirements of the Privacy Act. As required by the Privacy Act, 5 U.S.C. 552a(r), and pursuant to paragraph 4c of Appendix I to OMB Circular No. A–130, ‘‘Federal Agency Responsibilities for Maintaining Records About Individuals,’’ dated November 28, 2000, FHFA has submitted a report describing the system of records covered by this notice to the Committee on Oversight and Government Reform of the House of Representatives, the Committee on Homeland Security and Governmental Affairs of the Senate, and the Office of Management and Budget. PO 00000 Frm 00042 Fmt 4703 Sfmt 4703 Information about LEP or PL will be collected as part of the National Survey of Mortgage Originations and the American Survey of Mortgage Borrowers. Responses to the survey will be maintained in anonymized form as part of the National Mortgage Database Project. A separate opt-out list from the Surveys will be maintained which will contain name, address, and Zip Code of those individuals who have opted out of receiving communications about the Surveys. FHFA employees will not have access to this list. This list is maintained in order to ensure that these individuals do not receive any future communications about the Surveys after opting out. The revision to the system of records notice is described in detail below. All other aspects of the system of records notice, other than the changes described below, remain unchanged. FHFA–21 SYSTEM NAME: National Mortgage Database Project. CATEGORIES OF RECORDS IN THE SYSTEM: Records include information related to an individual’s language preference, including, but not limited to, information about the borrower’s or coborrower’s Limited English Proficiency and/or Preferred Language. Dated: December 21, 2016. Melvin L. Watt, Director, Federal Housing Finance Agency. [FR Doc. 2016–31381 Filed 12–27–16; 8:45 am] BILLING CODE 8070–01–P FEDERAL HOUSING FINANCE AGENCY [No. 2016–N–16] Proposed Collection; Comment Request Federal Housing Finance Agency. ACTION: 30-Day Notice of submission of information collection for approval from Office of Management and Budget. AGENCY: In accordance with the requirements of the Paperwork Reduction Act of 1995, the Federal Housing Finance Agency (FHFA or the Agency) is seeking public comments concerning the information collection known as the ‘‘National Survey of Mortgage Originations’’ (NSMO), which has been assigned control number 2590– 0012 by the Office of Management and Budget (OMB) (the collection was previously known as the ‘‘National Survey of Mortgage Borrowers’’). FHFA SUMMARY: E:\FR\FM\28DEN1.SGM 28DEN1

Agencies

[Federal Register Volume 81, Number 249 (Wednesday, December 28, 2016)]
[Notices]
[Pages 95595-95596]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-31381]


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FEDERAL HOUSING FINANCE AGENCY

[No. 2016-N-13]


Privacy Act of 1974; System of Records

AGENCY: Federal Housing Finance Agency.

ACTION: Notice of revision to an existing system of records; request 
for comments.

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SUMMARY: In accordance with the requirements of the Privacy Act of 
1974, as amended, 5 U.S.C. 552a (Privacy Act), the Federal Housing 
Finance Agency (FHFA) is making a revision to an existing system of 
records entitled ``National Mortgage Database Project'' (FHFA-21). The 
system of records covers the National Mortgage Database Project which 
is comprised of the National Mortgage Database, the National Survey of 
Mortgage Originations (formerly known as the National Survey of 
Mortgage Borrowers), and the American Survey of Mortgage Borrowers. The 
National Mortgage Database Project is for monitoring, researching, 
analyzing, and reporting information relevant to the functioning of the 
mortgage markets.

DATES: To be assured of consideration, comments must be received on or 
before January 26, 2017. The revisions to the existing system will 
become effective on February 6, 2017 unless comments necessitate 
otherwise. FHFA will publish a new notice if, in order to review 
comments, the effective date is delayed or if changes are made based on 
comments received.

ADDRESSES: Submit comments, identified by ``2016-N-13,'' using only one 
of the following methods:
     Agency Web site: www.fhfa.gov/open-for-comment-or-input.
     Federal eRulemaking Portal: http://www.regulations.gov. 
Follow the instructions for submitting comments. If you submit your 
comment to the Federal eRulemaking Portal, please also send it by email 
to FHFA at RegComments@fhfa.gov to ensure timely receipt by FHFA. 
Please include ``2016-N-13'' in the subject line of the message.
     Hand Delivered/Courier: The hand delivery address is: 
Alfred M. Pollard,

[[Page 95596]]

General Counsel, Attention: Comments/2016-N-13, Federal Housing Finance 
Agency, 400 Seventh Street SW., Eighth Floor, Washington, DC 20219. To 
ensure timely receipt of hand delivered package, please ensure that the 
package is delivered to the Seventh Street entrance Guard Desk, First 
Floor, on business days between 9 a.m. to 5 p.m.
     U.S. Mail, United Parcel Service, Federal Express, or 
Other Mail Service: The mailing address for comments is: Alfred M. 
Pollard, General Counsel, Attention: Comments/2016-N-13, Federal 
Housing Finance Agency, 400 Seventh Street SW., Eighth Floor, 
Washington, DC 20219. Please note that all mail sent to FHFA via the 
U.S. Postal Service is routed through a national irradiation facility, 
a process that may delay delivery by approximately two weeks. For any 
time-sensitive correspondence, please plan accordingly.
    See SUPPLEMENTARY INFORMATION for additional information on 
submission and posting of comments.

FOR FURTHER INFORMATION CONTACT: Forrest Pafenberg, Program Manager, 
National Mortgage Database Project, Forrest.Pafenberg@fhfa.gov or (202) 
649-3129; Stacy Easter, Privacy Act Officer, privacy@fhfa.gov or (202) 
649-3803; or David A. Lee, Senior Agency Official for Privacy, 
privacy@fhfa.gov or (202) 649-3803 (not toll-free numbers), Federal 
Housing Finance Agency, 400 Seventh Street SW., Washington, DC 20219. 
The telephone number for the Telecommunications Device for the Deaf is 
800-877-8339.

SUPPLEMENTARY INFORMATION: 

I. Comments

    FHFA seeks public comments on the revision to the system of records 
and will take all comments into consideration. See 5 U.S.C. 552a(e)(4) 
and (11). In addition to referencing ``Comments/2016-N-13,'' please 
reference the ``National Mortgage Database Project'' (FHFA-21).
    All comments received will be posted without change on the FHFA Web 
site at http://www.fhfa.gov, and will include any personal information 
provided, such as name, address (mailing and email), and telephone 
numbers. In addition, copies of all comments received will be available 
without change for public inspection on business days between the hours 
of 10 a.m. and 3 p.m., at the Federal Housing Finance Agency, 400 
Seventh Street SW., Washington, DC 20219. To make an appointment to 
inspect comments, please call the Office of General Counsel at (202) 
649-3804.

II. Introduction

    This notice satisfies the Privacy Act requirement that an agency 
publish a system of records notice in the Federal Register when there 
is an addition or change to an agency's system of records. Congress has 
recognized that application of all requirements of the Privacy Act to 
certain categories of records may have an undesirable and often 
unacceptable effect upon agencies in the conduct of necessary public 
business. Consequently, Congress established general exemptions and 
specific exemptions that could be used to exempt records from 
provisions of the Privacy Act. Congress also required that exempting 
records from provisions of the Privacy Act would require the head of an 
agency to publish a determination to exempt a record from the Privacy 
Act as a rule in accordance with the Administrative Procedure Act. The 
Director of FHFA has determined that records and information in this 
system of records are not exempt from the requirements of the Privacy 
Act.
    As required by the Privacy Act, 5 U.S.C. 552a(r), and pursuant to 
paragraph 4c of Appendix I to OMB Circular No. A-130, ``Federal Agency 
Responsibilities for Maintaining Records About Individuals,'' dated 
November 28, 2000, FHFA has submitted a report describing the system of 
records covered by this notice to the Committee on Oversight and 
Government Reform of the House of Representatives, the Committee on 
Homeland Security and Governmental Affairs of the Senate, and the 
Office of Management and Budget.

III. Revised System of Records

    The ``National Mortgage Database Project'' (FHFA-21) system of 
records is being revised to add data fields related to language, 
specifically information related to Limited English Proficiency or a 
Preferred Language. The information is being collected to identify 
obstacles for borrowers with Limited English Proficiency (LEP) or a 
Preferred Language (PL) in accessing mortgage credit, analyze potential 
solutions, and develop measures to improve access to credit. This 
information will assist FHFA in ensuring that its regulated entities 
appropriately support meaningful access to the mortgage market for 
mortgage ready LEP/PL borrowers, as well as support the overall goal of 
assuring that borrowers are able to understand and participate fully in 
the mortgage life cycle, including origination, servicing, and loss 
mitigation, regardless of the language spoken.
    Information about LEP or PL will be collected as part of the 
National Survey of Mortgage Originations and the American Survey of 
Mortgage Borrowers. Responses to the survey will be maintained in 
anonymized form as part of the National Mortgage Database Project. A 
separate opt-out list from the Surveys will be maintained which will 
contain name, address, and Zip Code of those individuals who have opted 
out of receiving communications about the Surveys. FHFA employees will 
not have access to this list. This list is maintained in order to 
ensure that these individuals do not receive any future communications 
about the Surveys after opting out.
    The revision to the system of records notice is described in detail 
below. All other aspects of the system of records notice, other than 
the changes described below, remain unchanged.
FHFA-21

SYSTEM NAME:
    National Mortgage Database Project.

CATEGORIES OF RECORDS IN THE SYSTEM:
    Records include information related to an individual's language 
preference, including, but not limited to, information about the 
borrower's or co-borrower's Limited English Proficiency and/or 
Preferred Language.

    Dated: December 21, 2016.
Melvin L. Watt,
Director, Federal Housing Finance Agency.
[FR Doc. 2016-31381 Filed 12-27-16; 8:45 am]
 BILLING CODE 8070-01-P