Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB, 88239-88241 [2016-29329]
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Federal Register / Vol. 81, No. 235 / Wednesday, December 7, 2016 / Notices
new or changed pledges of capital stock
of any subsidiary savings association
that secures short-term or long-term
debt or other borrowings of the SLHC;
changes to any class of securities of the
SLHC or any of its subsidiaries that
would negatively impact investors; and
any default of the SLHC or any of its
subsidiaries during the quarter.
Disclosure of this type of information is
likely to cause substantial competitive
harm to the SLHC providing the
information and thus this information
may be protected from disclosure under
FOIA exemption 4 (5 U.S.C. 522(b)(4)).
With regard to the supplemental
information for other FR 2320 questions
that would be provided in item 3 of the
FR H–(b)11, as well as item 4 (Other
Materially Important Events), item 5
(Financial Statements) and item 6
(Exhibits—essentially copies not
previously filed of its charter or bylaws),
the respondent may request confidential
treatment of such information under one
or more of the exemptions in the FOIA.
The most likely case for confidential
treatment will be exemption 4 (5 U.S.C.
522(b)(4)). However, all such requests
for confidential treatment would need to
be reviewed on a case-by-case basis and
in response to a specific request for
disclosure.
Board of Governors of the Federal Reserve
System, December 2, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016–29330 Filed 12–6–16; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB
Board of Governors of the
Federal Reserve System.
SUMMARY: The Board of Governors of the
Federal Reserve System (Board or
Federal Reserve) is adopting a proposal
to extend for three years all of the
Financial Reports of Foreign Banking
Organizations: The Financial Statements
of U.S. Nonbank Subsidiaries Held by
Foreign Banking Organizations (FR Y–
7N), the Abbreviated Financial
Statements of U.S. Nonbank
Subsidiaries Held by Foreign Banking
Organizations (FR Y–7NS), and the
mandatory Capital and Asset Report for
Foreign Banking Organizations (FR Y–
7Q); with revisions to the FR Y–7Q,
effective December 31, 2016, except for
three new FR Y–7Q items, which are
effective March 31, 2018.
asabaliauskas on DSK3SPTVN1PROD with NOTICES
AGENCY:
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On June 15, 1984, the Office of
Management and Budget (OMB)
delegated to the Board authority under
the Paperwork Reduction Act (PRA) to
approve of and assign OMB control
numbers to collection of information
requests and requirements conducted or
sponsored by the Board. In exercising
this delegated authority, the Board is
directed to take every reasonable step to
solicit comment. In determining
whether to approve a collection of
information, the Board will consider all
comments received from the public and
other agencies.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551 (202)
452–3829. Telecommunications Device
for the Deaf (TDD) users may contact
(202) 263–4869, Board of Governors of
the Federal Reserve System,
Washington, DC 20551.
OMB Desk Officer—Shagufta
Ahmed—Office of Information and
Regulatory Affairs, Office of
Management and Budget, New
Executive Office Building, Room 10235,
725 17th Street NW., Washington, DC
20503.
Final approval under OMB delegated
authority of the extension for three
years, with revision, of the following
information collection:
Report titles: Financial Statements of
U.S. Nonbank Subsidiaries Held by
Foreign Banking Organizations,
Abbreviated Financial Statements of
U.S. Nonbank Subsidiaries Held by
Foreign Banking Organizations, and
Capital and Asset Report for Foreign
Banking Organizations.
Agency form numbers: FR Y–7N, FR
Y–7NS, and FR Y–7Q.
OMB control number: 7100–0125.
Frequency: Quarterly and annually.
Effective Dates: Reporting period
ending on December 31, 2016, except
for three new FR Y–7Q items, which are
effective March 31, 2018.
Respondent type: Foreign banking
organizations (FBOs).
Estimated annual reporting hours: FR
Y–7N (quarterly): 1,170 hours; FR Y–7N
(annual): 218 hours; FR Y–7NS: 40
hours; FR Y–7Q (quarterly): 1,632 hours;
FR Y–7Q (annual): 48 hours.
Estimated average hours per response:
FR Y–7N (quarterly): 6.8 hours; FR Y–
7N (annual): 6.8 hours; FR Y–7NS: 1
hour; FR Y–7Q (quarterly): 3 hours; FR
Y–7Q (annual): 1.5 hours.
Number of respondents: FR Y–7N
(quarterly): 43; FR Y–7N (annual): 32;
FR Y–7NS: 40; FR Y–7Q (quarterly):
136; FR Y–7Q (annual): 32.
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88239
Legal authorization and
confidentiality: This information
collection is mandatory pursuant to
section 5(c) of the Bank Holding
Company Act (12 U.S.C. 1844(c)) and
sections 8(c) and 13 of the International
Banking Act (12 U.S.C. 3106(c) and
3108)). Section 165 of the Dodd-Frank
Act (12 U.S.C. 5365) directs the Federal
Reserve to establish enhanced
prudential standards for certain
companies, including certain FBOs.
Information disclosed in these reports is
collected as part of the Board’s
supervisory process and may be
accorded confidential treatment under
Exemption 8 of the Freedom of
Information Act (FOIA) (5 U.S.C.
552(b)(8)), but information that is
required to be disclosed publicly is
generally not considered confidential.
However, individual respondents may
request that certain data be protected
pursuant to Exemptions 4 and 6 (5
U.S.C. 552(b)(4) & (6)) of FOIA, where
such data relates to trade secrets and
financial information, or to personal
information, respectively. The
applicability of these exemptions would
have to be determined on a case-by-case
basis.
Abstract: The FR Y–7N and FR Y–
7NS collect financial information for
non-functionally regulated U.S.
nonbank subsidiaries held by FBOs
other than through a U.S. bank holding
company (BHC), FHC, or U.S. bank.
FBOs file the FR Y–7N quarterly or
annually or the FR Y–7NS annually
predominantly based on asset size
thresholds. The FR Y–7Q collects
consolidated regulatory capital
information from all FBOs either
quarterly or annually. The FR Y–7Q is
filed quarterly by FBOs that have
effectively elected to become U.S.
financial holding companies (FHCs) and
by FBOs that have total consolidated
assets of $50 billion or more, regardless
of FHC status. All other FBOs file the FR
Y–7Q annually.
Current Actions: On April 4, 2016, the
Federal Reserve published a notice in
the Federal Register requesting public
comment for 60 days on the extension,
with revision, of the FR Y–7N, FR Y–
7NS, and FR Y–7Q.1 The comment
period for this notice expired on June 3,
2016. In general, the commenters
supported the proposed changes, but
requested clarification on the home
country capital adequacy certification
requirement and the confidentiality and
disclosure requirements for the
proposed home country capital
information. The Federal Reserve
previously proposed to collect fourteen
1 81
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FR 19179 (April 4, 2016).
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Federal Register / Vol. 81, No. 235 / Wednesday, December 7, 2016 / Notices
Regulation YY.4 If the home-country
supervisor has not established capital
adequacy standards consistent with the
Basel Capital Framework, the value of
these items would be calculated on a
pro-forma basis as if the FBO were
subject to such standards. The proposed
line items that would be effective
December 31, 2016, include:
(1) Common equity tier 1 capital,
(2) Additional tier 1 capital,
(3) Tier 1 capital (sum of items 1 and
2),
(4) Tier 2 capital,
(5) Total risk-based capital (sum of
items 3 and 4),
(6) Capital conservation buffer,
(7) Countercyclical capital buffer,
(8) GSIB buffer,
(9) Compliance with restrictions on
capital distributions and discretionary
bonus payments associated with a
capital buffer.
The proposed line items that would
be effective March 31, 2018, include:
(10) Home country capital measure
used in the numerator of the leverage
ratio as set forth in the Basel Capital
Framework,
(11) Home country exposure measure
used in the denominator of the leverage
ratio as set forth in the Basel Capital
Framework,
(12) Minimum home country leverage
ratio (if different from the leverage ratio
in the Basel Capital Framework, as
applicable).
Part 1B (New Section for FBOs >$50
Billion in Total Assets)
Part 1A (Renaming Existing Part 1
Section Applicable to All FBOs)
The proposal would require an FBOs
with total consolidated assets of $50
billion or more to complete a new
section, Part 1B, effective December 31,
2016 (with three of the proposed items
effective March 31, 2018). Proposed Part
1B would contain 12 items related to
home country regulatory capital ratios
that would be reported on a quarterly
basis.3 The value of each of these items
would be calculated on a consolidated
basis according to the methodologies
established by the FBO’s home-country
supervisor that are consistent with the
Basel Capital Framework, as defined in
asabaliauskas on DSK3SPTVN1PROD with NOTICES
new data items to monitor compliance
with enhanced prudential standards for
FBOs adopted pursuant to Subparts N
and O of Regulation YY. As discussed
below, as a result of commenters’
general concerns regarding
confidentiality, such as with respect to
non-public supervisory capital buffers,
the Federal Reserve now proposes to
collect twelve new data items.
On February 18, 2014, the Board
approved a final rule, pursuant to
section 165 of the Dodd-Frank Act, that
requires an FBO with total consolidated
assets of $50 billion or more to certify
to the Board that it meets capital
adequacy standards on a consolidated
basis, as established by its homecountry supervisor, that are consistent
with the regulatory capital framework
published by the Basel Committee on
Banking Supervision.2 This requirement
was intended to help ensure that the
consolidated capital base supporting the
activities of U.S. branches and agencies
remains strong, and to lessen the degree
to which weaknesses at the consolidated
foreign parent could undermine the
financial strength of its U.S. operations.
The following new data items would be
used to determine whether an FBO with
total consolidated assets of $50 billion
or more meets capital adequacy
standards at the consolidated level that
are consistent with the Basel Capital
Framework.
As noted above, Part 1A of the current
FR Y–7Q form, which applies to all
FBOs, collects tier 1 capital, total riskbased capital, risk-weighted assets, total
consolidated assets and total combined
assets of U.S. operations, net of
intercompany balances and transactions
between U.S. domiciled affiliates,
branches, and agencies, and total U.S.
non-branch assets. While the Federal
Reserve does not propose to change
existing items reported in Part 1A of the
FR Y–7Q, the proposal would modify
the instructions to clarify that an FBO
would be required to report Tier 1
capital and Total risk-based capital only
on Part 1B, if the FBO’s home country
methodologies are consistent with the
Basel Capital Framework.
The instructions would also clarify
the reporting frequency of Part 1, in
light of the new proposed section.
Specifically, FBOs with total
consolidated assets of less than $50
billion and that are not FHCs would
only file Part 1A on an annual basis.
FBOs who have elected to become FHCs
2See 12 CFR part 252. Regulation YY provides
that home country capital standards that are
consistent with the Basel Capital Framework
include all minimum risk-based capital ratios, any
minimum leverage ratio, and all restrictions based
on any applicable capital buffers set forth in ‘‘Basel
III: A global regulatory framework for more resilient
banks and banking systems.’’ Basel III was
published in December 2010 and revised in June
2011. The text is available at https://www.bis.org/
publ/bcbs189.htm.
3The Board had initially proposed to collect two
additional line items: The Pillar II buffer and any
‘‘other’’ applicable capital buffer; however, in
response to comments on the proposal, the Board
no longer proposes to collect this information.
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4See
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12 CFR part 252.143 and 252.154.
Frm 00044
Fmt 4703
Sfmt 4703
and do not have $50 billion or more in
total consolidated assets will file Part
1A on a quarterly basis. FBOs with total
consolidated assets of $50 billion or
more would complete both Part 1A and
Part 1B on a quarterly basis.
The Federal Reserve recommends no
changes to the reporting frequency of
the FR Y–7N/NS and FR Y–7Q. The
current reporting frequencies provide
adequate timely data to meet the
analytical and supervisory needs of the
Federal Reserve.
Detailed Discussion of Public
Comments
1. Certification Requirement
A commenter requested guidance on
whether an FBO would be deemed to
satisfy the requirement to report and
certify compliance with its home
country capital adequacy requirements
through its FR Y–7Q report. In addition,
the commenter asked the Board to
confirm the as of date and frequency of
the certification.
Regulation YY requires an FBO to
report compliance with capital
adequacy measures that are consistent
with the Basel Capital Framework (as
defined in 12 CFR 252.143(a) and
§ 252.154(a)) concurrently with filing
the FR Y–7Q; however it does not
specify the frequency or the as of date
for an FBO’s certification of compliance
with its home country capital
requirements. The Board confirms that
an FBO’s completion of the FR Y–7Q on
a quarterly basis would satisfy both the
requirement to report and the
requirement to certify to the Board its
compliance with capital adequacy
measures that are consistent with the
Basel Capital Framework. If an FBO is
unable to report that it is in compliance
with such capital adequacy measures,
the Board may impose requirements,
conditions, and restrictions relating to
the U.S. operations of the FBO.5
2. Confidentiality Determinations
Commenters raised concerns
regarding the potential confidentiality of
two items required to be reported in the
proposal that may be considered nonpublic supervisory capital buffers by an
FBO’s home country supervisor: the
Pillar II buffer and any ‘‘other’’
applicable capital buffer. In response to
these concerns, the Board has reviewed
the information it proposed to collect on
the FR Y–7Q and has revised the
proposal to eliminate these two items
from the information collection and
only collect 12 new data items, each of
which are expected to be disclosed
5See
E:\FR\FM\07DEN1.SGM
12 CFR part 252.143(c) and 252.154(c).
07DEN1
asabaliauskas on DSK3SPTVN1PROD with NOTICES
Federal Register / Vol. 81, No. 235 / Wednesday, December 7, 2016 / Notices
publicly under the Basel Capital
Framework, to monitor compliance with
enhanced prudential standards for FBOs
in Regulation YY. These 12 new data
items would include, among other
items, information relating to the capital
conservation buffer, countercyclical
capital buffer, and global systemically
important banking organization capital
buffer.
A commenter also requested that the
Board expand the confidential treatment
for certain of the proposed new items.
The proposal stated that the Board
would determine confidentiality on the
proposed items reported on the FR Y–
7Q on a case-by-case basis. However,
the proposal noted that some
jurisdictions may treat the information
collected as confidential on a blanket
basis on the grounds that a more
selective confidential treatment could
signal an FBO’s financial strength or
weakness and could thereby cause
substantial competitive harm. Therefore,
the proposal invited comment on
whether these items should qualify for
confidential treatment in all cases, such
that treating this information as
confidential on a blanket basis would be
appropriate.
In response to the proposal, a
commenter suggested the following
modifications to the Board’s proposed
‘‘case-by-case’’ approach: (1) Where a
home country supervisor treats an item
included in Part 1B as confidential on
a blanket basis, the Board likewise
should extend blanket confidential
treatment of that item to all FBOs
supervised by the home country
authority; and (2) where a home country
supervisor treats an item included in
Part 1B as confidential on a case-by-case
basis, the Board should automatically
treat this item as confidential for any
FBO whose home country supervisor
has extended such treatment.
As discussed above, in response to
commenters’ general concerns regarding
confidentiality, the Board has revised
the FR Y–7Q to collect only information
that is expected to be disclosed under
the Basel Capital Framework, and
therefore will be public and not
considered confidential. The Board
further notes that information disclosed
in these reports would be collected as
part of the Board’s supervisory process
and may be accorded confidential
treatment under Exemption 8 of FOIA.
However, individual respondents may
request that certain data be protected
pursuant to Exemptions 4 and 6 of
FOIA, where such data relates to trade
secrets and financial information, or to
personal information, respectively. The
applicability of these exemptions will
be determined on a case-by-case basis.
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In addition, the proposed
modification to the ‘‘case-by-case’’
approach set forth by one commenter
would require the Federal Reserve to
determine confidentiality for all FBOs
supervised by a particular home-country
authority on a country-by-country basis.
An FBO seeking confidential treatment
for any information reported on the FR
Y–7Q must file a request pursuant to
Exemption 4 of FOIA and state in
reasonable detail the facts supporting
the request and the legal justification for
the request. Because the FBO is best
suited to describe its home country
supervisor’s confidential treatment of
information, the Federal Reserve relies
on information provided by the FBO in
making its determination of whether the
release of that information would cause
the FBO substantial competitive harm.
In addition, the Federal Reserve may
need additional information to support
such a determination, and the home
country supervisor’s treatment of the
information alone may not meet the
standard for confidential treatment in
Exemption 4 of FOIA in all cases.
Accordingly, as proposed, the Federal
Reserve would grant an FBO’s request
for confidential status for information
reported on the FR Y–7Q, pursuant to
Exemption 4 of FOIA, only on a caseby-case basis.
3. Prohibited Items
A commenter also requested that the
Board confirm that an FBO would not
be required to report any item where
applicable home country law prohibits
the FBO from disclosing such item to
any person, except an appropriate home
country supervisor, regardless of
whether the other person would agree to
keep such information strictly
confidential.
The Board is authorized by law to
collect information from an FBO
regarding its financial condition and, in
submitting to the Board’s jurisdiction,
an FBO is required to provide the Board
with adequate assurances that
information will be made available to
the Board on the operations or activities
of the FBO and any of its affiliates that
the Board deems necessary to determine
and enforce compliance with applicable
federal banking statutes, including
information on its consolidated
regulatory capital information.
Therefore, an FBO is required to provide
all of the information requested on the
FR Y–7Q report. However, there could
be infrequent instances that may raise
questions about an FBO’s ability to
report a particular item on the FR Y–7Q
if home country law prohibits an FBO
from reporting that information to the
Board, and, in those limited
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Fmt 4703
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88241
circumstances, the Board may consider
an FBO’s request not to report that
information on the FR Y–7Q, on a caseby-case basis.
Board of Governors of the Federal Reserve
System, December 2, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016–29329 Filed 12–6–16; 8:45 am]
BILLING CODE 6210–01–P
GULF COAST ECOSYSTEM
RESTORATION COUNCIL
[Docket No. 112072016–1111–08]
Supplemental Notice Extending the
Application Deadline for the Funded
Priorities List
Gulf Coast Ecosystem
Restoration Council.
AGENCY:
ACTION:
Notice.
Through this Federal Register
notice (FRN), the Gulf Coast Ecosystem
Restoration Council (Council)
announces it is extending the deadline
for Council members to submit
applications to implement projects and
programs approved on the 12/09/2015
Funded Priorities List (FPL) Addendum
to the Initial Comprehensive Plan.
Applications do not have to be
submitted by December 31, 2016 and
instead will be accepted on a rolling
basis.
SUMMARY:
On
December 31, 2015, the Council
published an FRN (80 FR 81819)
inviting Council members to apply for
funding under the Council-Selected
Restoration Component of the Resources
and Ecosystems Sustainability, Tourist
Opportunities, and Revived Economies
of the Gulf Coast States Act of 2012
(RESTORE Act) (33 U.S.C. 1321(t)(2)) to
implement projects and programs
approved on the 12/09/2015 FPL
Addendum to the Initial Comprehensive
Plan. The December 31, 2015 FRN
specified that applications were due by
December 31, 2016. Through this notice,
the Council announces that the deadline
for applications is no longer December
31, 2016 and that applications will now
be accepted on a rolling basis and are
still to be submitted through the
Restoration Assistance and Awards
Management System (RAAMS). This
notice does not change any other
SUPPLEMENTARY INFORMATION:
E:\FR\FM\07DEN1.SGM
07DEN1
Agencies
[Federal Register Volume 81, Number 235 (Wednesday, December 7, 2016)]
[Notices]
[Pages 88239-88241]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-29329]
-----------------------------------------------------------------------
FEDERAL RESERVE SYSTEM
Agency Information Collection Activities: Announcement of Board
Approval Under Delegated Authority and Submission to OMB
AGENCY: Board of Governors of the Federal Reserve System.
SUMMARY: The Board of Governors of the Federal Reserve System (Board or
Federal Reserve) is adopting a proposal to extend for three years all
of the Financial Reports of Foreign Banking Organizations: The
Financial Statements of U.S. Nonbank Subsidiaries Held by Foreign
Banking Organizations (FR Y-7N), the Abbreviated Financial Statements
of U.S. Nonbank Subsidiaries Held by Foreign Banking Organizations (FR
Y-7NS), and the mandatory Capital and Asset Report for Foreign Banking
Organizations (FR Y-7Q); with revisions to the FR Y-7Q, effective
December 31, 2016, except for three new FR Y-7Q items, which are
effective March 31, 2018.
On June 15, 1984, the Office of Management and Budget (OMB)
delegated to the Board authority under the Paperwork Reduction Act
(PRA) to approve of and assign OMB control numbers to collection of
information requests and requirements conducted or sponsored by the
Board. In exercising this delegated authority, the Board is directed to
take every reasonable step to solicit comment. In determining whether
to approve a collection of information, the Board will consider all
comments received from the public and other agencies.
FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance
Officer--Nuha Elmaghrabi--Office of the Chief Data Officer, Board of
Governors of the Federal Reserve System, Washington, DC 20551 (202)
452-3829. Telecommunications Device for the Deaf (TDD) users may
contact (202) 263-4869, Board of Governors of the Federal Reserve
System, Washington, DC 20551.
OMB Desk Officer--Shagufta Ahmed--Office of Information and
Regulatory Affairs, Office of Management and Budget, New Executive
Office Building, Room 10235, 725 17th Street NW., Washington, DC 20503.
Final approval under OMB delegated authority of the extension for
three years, with revision, of the following information collection:
Report titles: Financial Statements of U.S. Nonbank Subsidiaries
Held by Foreign Banking Organizations, Abbreviated Financial Statements
of U.S. Nonbank Subsidiaries Held by Foreign Banking Organizations, and
Capital and Asset Report for Foreign Banking Organizations.
Agency form numbers: FR Y-7N, FR Y-7NS, and FR Y-7Q.
OMB control number: 7100-0125.
Frequency: Quarterly and annually.
Effective Dates: Reporting period ending on December 31, 2016,
except for three new FR Y-7Q items, which are effective March 31, 2018.
Respondent type: Foreign banking organizations (FBOs).
Estimated annual reporting hours: FR Y-7N (quarterly): 1,170 hours;
FR Y-7N (annual): 218 hours; FR Y-7NS: 40 hours; FR Y-7Q (quarterly):
1,632 hours; FR Y-7Q (annual): 48 hours.
Estimated average hours per response: FR Y-7N (quarterly): 6.8
hours; FR Y-7N (annual): 6.8 hours; FR Y-7NS: 1 hour; FR Y-7Q
(quarterly): 3 hours; FR Y-7Q (annual): 1.5 hours.
Number of respondents: FR Y-7N (quarterly): 43; FR Y-7N (annual):
32; FR Y-7NS: 40; FR Y-7Q (quarterly): 136; FR Y-7Q (annual): 32.
Legal authorization and confidentiality: This information
collection is mandatory pursuant to section 5(c) of the Bank Holding
Company Act (12 U.S.C. 1844(c)) and sections 8(c) and 13 of the
International Banking Act (12 U.S.C. 3106(c) and 3108)). Section 165 of
the Dodd-Frank Act (12 U.S.C. 5365) directs the Federal Reserve to
establish enhanced prudential standards for certain companies,
including certain FBOs. Information disclosed in these reports is
collected as part of the Board's supervisory process and may be
accorded confidential treatment under Exemption 8 of the Freedom of
Information Act (FOIA) (5 U.S.C. 552(b)(8)), but information that is
required to be disclosed publicly is generally not considered
confidential. However, individual respondents may request that certain
data be protected pursuant to Exemptions 4 and 6 (5 U.S.C. 552(b)(4) &
(6)) of FOIA, where such data relates to trade secrets and financial
information, or to personal information, respectively. The
applicability of these exemptions would have to be determined on a
case-by-case basis.
Abstract: The FR Y-7N and FR Y-7NS collect financial information
for non-functionally regulated U.S. nonbank subsidiaries held by FBOs
other than through a U.S. bank holding company (BHC), FHC, or U.S.
bank. FBOs file the FR Y-7N quarterly or annually or the FR Y-7NS
annually predominantly based on asset size thresholds. The FR Y-7Q
collects consolidated regulatory capital information from all FBOs
either quarterly or annually. The FR Y-7Q is filed quarterly by FBOs
that have effectively elected to become U.S. financial holding
companies (FHCs) and by FBOs that have total consolidated assets of $50
billion or more, regardless of FHC status. All other FBOs file the FR
Y-7Q annually.
Current Actions: On April 4, 2016, the Federal Reserve published a
notice in the Federal Register requesting public comment for 60 days on
the extension, with revision, of the FR Y-7N, FR Y-7NS, and FR Y-7Q.\1
\The comment period for this notice expired on June 3, 2016. In
general, the commenters supported the proposed changes, but requested
clarification on the home country capital adequacy certification
requirement and the confidentiality and disclosure requirements for the
proposed home country capital information. The Federal Reserve
previously proposed to collect fourteen
[[Page 88240]]
new data items to monitor compliance with enhanced prudential standards
for FBOs adopted pursuant to Subparts N and O of Regulation YY. As
discussed below, as a result of commenters' general concerns regarding
confidentiality, such as with respect to non-public supervisory capital
buffers, the Federal Reserve now proposes to collect twelve new data
items.
---------------------------------------------------------------------------
\1\ 81 FR 19179 (April 4, 2016).
---------------------------------------------------------------------------
On February 18, 2014, the Board approved a final rule, pursuant to
section 165 of the Dodd-Frank Act, that requires an FBO with total
consolidated assets of $50 billion or more to certify to the Board that
it meets capital adequacy standards on a consolidated basis, as
established by its home-country supervisor, that are consistent with
the regulatory capital framework published by the Basel Committee on
Banking Supervision.\2\ This requirement was intended to help ensure
that the consolidated capital base supporting the activities of U.S.
branches and agencies remains strong, and to lessen the degree to which
weaknesses at the consolidated foreign parent could undermine the
financial strength of its U.S. operations. The following new data items
would be used to determine whether an FBO with total consolidated
assets of $50 billion or more meets capital adequacy standards at the
consolidated level that are consistent with the Basel Capital
Framework.
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\2\See 12 CFR part 252. Regulation YY provides that home country
capital standards that are consistent with the Basel Capital
Framework include all minimum risk-based capital ratios, any minimum
leverage ratio, and all restrictions based on any applicable capital
buffers set forth in ``Basel III: A global regulatory framework for
more resilient banks and banking systems.'' Basel III was published
in December 2010 and revised in June 2011. The text is available at
https://www.bis.org/publ/bcbs189.htm.
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Part 1B (New Section for FBOs >$50 Billion in Total Assets)
The proposal would require an FBOs with total consolidated assets
of $50 billion or more to complete a new section, Part 1B, effective
December 31, 2016 (with three of the proposed items effective March 31,
2018). Proposed Part 1B would contain 12 items related to home country
regulatory capital ratios that would be reported on a quarterly
basis.\3\ The value of each of these items would be calculated on a
consolidated basis according to the methodologies established by the
FBO's home-country supervisor that are consistent with the Basel
Capital Framework, as defined in Regulation YY.\4\ If the home-country
supervisor has not established capital adequacy standards consistent
with the Basel Capital Framework, the value of these items would be
calculated on a pro-forma basis as if the FBO were subject to such
standards. The proposed line items that would be effective December 31,
2016, include:
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\3\The Board had initially proposed to collect two additional
line items: The Pillar II buffer and any ``other'' applicable
capital buffer; however, in response to comments on the proposal,
the Board no longer proposes to collect this information.
\4\See 12 CFR part 252.143 and 252.154.
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(1) Common equity tier 1 capital,
(2) Additional tier 1 capital,
(3) Tier 1 capital (sum of items 1 and 2),
(4) Tier 2 capital,
(5) Total risk-based capital (sum of items 3 and 4),
(6) Capital conservation buffer,
(7) Countercyclical capital buffer,
(8) GSIB buffer,
(9) Compliance with restrictions on capital distributions and
discretionary bonus payments associated with a capital buffer.
The proposed line items that would be effective March 31, 2018,
include:
(10) Home country capital measure used in the numerator of the
leverage ratio as set forth in the Basel Capital Framework,
(11) Home country exposure measure used in the denominator of the
leverage ratio as set forth in the Basel Capital Framework,
(12) Minimum home country leverage ratio (if different from the
leverage ratio in the Basel Capital Framework, as applicable).
Part 1A (Renaming Existing Part 1 Section Applicable to All FBOs)
As noted above, Part 1A of the current FR Y-7Q form, which applies
to all FBOs, collects tier 1 capital, total risk-based capital, risk-
weighted assets, total consolidated assets and total combined assets of
U.S. operations, net of intercompany balances and transactions between
U.S. domiciled affiliates, branches, and agencies, and total U.S. non-
branch assets. While the Federal Reserve does not propose to change
existing items reported in Part 1A of the FR Y-7Q, the proposal would
modify the instructions to clarify that an FBO would be required to
report Tier 1 capital and Total risk-based capital only on Part 1B, if
the FBO's home country methodologies are consistent with the Basel
Capital Framework.
The instructions would also clarify the reporting frequency of Part
1, in light of the new proposed section. Specifically, FBOs with total
consolidated assets of less than $50 billion and that are not FHCs
would only file Part 1A on an annual basis. FBOs who have elected to
become FHCs and do not have $50 billion or more in total consolidated
assets will file Part 1A on a quarterly basis. FBOs with total
consolidated assets of $50 billion or more would complete both Part 1A
and Part 1B on a quarterly basis.
The Federal Reserve recommends no changes to the reporting
frequency of the FR Y-7N/NS and FR Y-7Q. The current reporting
frequencies provide adequate timely data to meet the analytical and
supervisory needs of the Federal Reserve.
Detailed Discussion of Public Comments
1. Certification Requirement
A commenter requested guidance on whether an FBO would be deemed to
satisfy the requirement to report and certify compliance with its home
country capital adequacy requirements through its FR Y-7Q report. In
addition, the commenter asked the Board to confirm the as of date and
frequency of the certification.
Regulation YY requires an FBO to report compliance with capital
adequacy measures that are consistent with the Basel Capital Framework
(as defined in 12 CFR 252.143(a) and Sec. 252.154(a)) concurrently
with filing the FR Y-7Q; however it does not specify the frequency or
the as of date for an FBO's certification of compliance with its home
country capital requirements. The Board confirms that an FBO's
completion of the FR Y-7Q on a quarterly basis would satisfy both the
requirement to report and the requirement to certify to the Board its
compliance with capital adequacy measures that are consistent with the
Basel Capital Framework. If an FBO is unable to report that it is in
compliance with such capital adequacy measures, the Board may impose
requirements, conditions, and restrictions relating to the U.S.
operations of the FBO.\5\
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\5\See 12 CFR part 252.143(c) and 252.154(c).
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2. Confidentiality Determinations
Commenters raised concerns regarding the potential confidentiality
of two items required to be reported in the proposal that may be
considered non-public supervisory capital buffers by an FBO's home
country supervisor: the Pillar II buffer and any ``other'' applicable
capital buffer. In response to these concerns, the Board has reviewed
the information it proposed to collect on the FR Y-7Q and has revised
the proposal to eliminate these two items from the information
collection and only collect 12 new data items, each of which are
expected to be disclosed
[[Page 88241]]
publicly under the Basel Capital Framework, to monitor compliance with
enhanced prudential standards for FBOs in Regulation YY. These 12 new
data items would include, among other items, information relating to
the capital conservation buffer, countercyclical capital buffer, and
global systemically important banking organization capital buffer.
A commenter also requested that the Board expand the confidential
treatment for certain of the proposed new items. The proposal stated
that the Board would determine confidentiality on the proposed items
reported on the FR Y-7Q on a case-by-case basis. However, the proposal
noted that some jurisdictions may treat the information collected as
confidential on a blanket basis on the grounds that a more selective
confidential treatment could signal an FBO's financial strength or
weakness and could thereby cause substantial competitive harm.
Therefore, the proposal invited comment on whether these items should
qualify for confidential treatment in all cases, such that treating
this information as confidential on a blanket basis would be
appropriate.
In response to the proposal, a commenter suggested the following
modifications to the Board's proposed ``case-by-case'' approach: (1)
Where a home country supervisor treats an item included in Part 1B as
confidential on a blanket basis, the Board likewise should extend
blanket confidential treatment of that item to all FBOs supervised by
the home country authority; and (2) where a home country supervisor
treats an item included in Part 1B as confidential on a case-by-case
basis, the Board should automatically treat this item as confidential
for any FBO whose home country supervisor has extended such treatment.
As discussed above, in response to commenters' general concerns
regarding confidentiality, the Board has revised the FR Y-7Q to collect
only information that is expected to be disclosed under the Basel
Capital Framework, and therefore will be public and not considered
confidential. The Board further notes that information disclosed in
these reports would be collected as part of the Board's supervisory
process and may be accorded confidential treatment under Exemption 8 of
FOIA. However, individual respondents may request that certain data be
protected pursuant to Exemptions 4 and 6 of FOIA, where such data
relates to trade secrets and financial information, or to personal
information, respectively. The applicability of these exemptions will
be determined on a case-by-case basis.
In addition, the proposed modification to the ``case-by-case''
approach set forth by one commenter would require the Federal Reserve
to determine confidentiality for all FBOs supervised by a particular
home-country authority on a country-by-country basis. An FBO seeking
confidential treatment for any information reported on the FR Y-7Q must
file a request pursuant to Exemption 4 of FOIA and state in reasonable
detail the facts supporting the request and the legal justification for
the request. Because the FBO is best suited to describe its home
country supervisor's confidential treatment of information, the Federal
Reserve relies on information provided by the FBO in making its
determination of whether the release of that information would cause
the FBO substantial competitive harm. In addition, the Federal Reserve
may need additional information to support such a determination, and
the home country supervisor's treatment of the information alone may
not meet the standard for confidential treatment in Exemption 4 of FOIA
in all cases. Accordingly, as proposed, the Federal Reserve would grant
an FBO's request for confidential status for information reported on
the FR Y-7Q, pursuant to Exemption 4 of FOIA, only on a case-by-case
basis.
3. Prohibited Items
A commenter also requested that the Board confirm that an FBO would
not be required to report any item where applicable home country law
prohibits the FBO from disclosing such item to any person, except an
appropriate home country supervisor, regardless of whether the other
person would agree to keep such information strictly confidential.
The Board is authorized by law to collect information from an FBO
regarding its financial condition and, in submitting to the Board's
jurisdiction, an FBO is required to provide the Board with adequate
assurances that information will be made available to the Board on the
operations or activities of the FBO and any of its affiliates that the
Board deems necessary to determine and enforce compliance with
applicable federal banking statutes, including information on its
consolidated regulatory capital information. Therefore, an FBO is
required to provide all of the information requested on the FR Y-7Q
report. However, there could be infrequent instances that may raise
questions about an FBO's ability to report a particular item on the FR
Y-7Q if home country law prohibits an FBO from reporting that
information to the Board, and, in those limited circumstances, the
Board may consider an FBO's request not to report that information on
the FR Y-7Q, on a case-by-case basis.
Board of Governors of the Federal Reserve System, December 2,
2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016-29329 Filed 12-6-16; 8:45 am]
BILLING CODE 6210-01-P