Agency Information Collection Activities: Recordkeeping and Disclosure Requirements Associated With the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq., As Amended by the Fair and Accurate Credit Transactions Act of 2003, Public Law 108-159, 117 Stat. 1952, and as Implemented by Regulation V, 12 CFR 1022, and by 12 CFR 717; Comment Request, 86021-86022 [2016-28659]

Download as PDF Federal Register / Vol. 81, No. 229 / Tuesday, November 29, 2016 / Notices 17. National Archives and Records Administration, Office of Inspector General (DAA–0064–2016–0006, 5 items, 4 temporary items). Routine investigative case files; closed complaint, referral, and preliminary files; investigative training records; and related materials. Proposed for permanent retention are significant investigative case files. 18. National Archives and Records Administration, Research Services (DAA–0064–2016–0008, 3 items, 3 temporary items). Records related to pest management, including planning strategy documents, working papers, reports, responses, statistical studies, findings, and assessments. 19. Special Inspector General for Afghanistan Reconstruction, Agencywide (DAA–0220–2016–0003, 11 items, 9 temporary items). Records of the Inspector General’s office including peer review records, conference and event planning materials, and related materials. Proposed for permanent retention are special project reports and final lessons learned reports. Laurence Brewer, Chief Records Officer for the U.S. Government. [FR Doc. 2016–28687 Filed 11–28–16; 8:45 am] BILLING CODE 7515–01–P NATIONAL ARCHIVES AND RECORDS ADMINISTRATION [NARA–2017–008] Agency Information Collection Activities: Proposed Collection; Comment Request National Archives and Records Administration (NARA). ACTION: Notice of proposed extension request. AGENCY: NARA proposes to request an extension from the Office of Management and Budget (OMB) of approval to use two information collections. The first is used by researchers who wish to do biomedical statistical research in archival records containing highly personal information. The second is prepared by organizations that want to make paper-to-paper copies of archival holdings with their personal copiers at the National Archives at the College Park facility. We invite you to comment on these proposed information collections pursuant to the Paperwork Reduction Act of 1995. DATES: We must receive written comments on or before January 30, 2017. asabaliauskas on DSK3SPTVN1PROD with NOTICES SUMMARY: VerDate Sep<11>2014 17:48 Nov 28, 2016 Jkt 241001 Send comments to Paperwork Reduction Act Comments (ID), Room 4400; National Archives and Records Administration; 8601 Adelphi Road; College Park, MD 20740–6001, fax them to 301–713–7409, or email them to tamee.fechhelm@nara.gov. FOR FURTHER INFORMATION CONTACT: Contact Tamee Fechhelm by telephone at 301–837–1694 or fax at 301–713– 7409 with requests for additional information or copies of the proposed information collection and supporting statement. SUPPLEMENTARY INFORMATION: Pursuant to the Paperwork Reduction Act of 1995 (Pub. L. 104–13), NARA invites the public and other Federal agencies to comment on proposed information collections. The comments and suggestions should address one or more of the following points: (a) Whether the proposed information collections are necessary for NARA to properly perform its functions; (b) NARA’s estimate of the burden of the proposed information collections and its accuracy; (c) ways NARA could enhance the quality, utility, and clarity of the information it collects; (d) ways NARA could minimize the burden on respondents of collecting the information, including through information technology; and (e) whether these collections affect small businesses. We will summarize any comments you submit and include the summary in our request for OMB approval. All comments will become a matter of public record. In this notice, NARA solicits comments concerning the following information collections: 1. Title: Statistical Research in Archival Records Containing Personal Information. OMB number: 3095–0002. Agency form number: None. Type of review: Regular. Affected public: Individuals. Estimated number of respondents: 1. Estimated time per response: 7 hours. Frequency of response: On occasion. Estimated total annual burden hours: 7 hours. Abstract: The information collection is prescribed by 36 CFR 1256.28 and 36 CFR 1256.56. Respondents are researchers who wish to do biomedical statistical research in archival records containing highly personal information. NARA needs the information to evaluate requests for access to ensure that the requester meets the criteria in 36 CFR 1256.28 and that the proper safeguards will be made to protect the information. 2. Title: Request to use personal paper-to-paper copiers at the National Archives at the College Park facility. OMB number: 3095–0035. ADDRESSES: PO 00000 Frm 00102 Fmt 4703 Sfmt 4703 86021 Agency form number: None. Type of review: Regular. Affected public: Business or other forprofit. Estimated number of respondents: 5. Estimated time per response: 3 hours. Frequency of response: On occasion. Estimated total annual burden hours: 15 hours. Abstract: The information collection is prescribed by 36 CFR 1254.86. Respondents are organizations that want to make paper-to-paper copies of archival holdings with their personal copiers. NARA uses the information to determine whether the request meets the criteria in 36 CFR 1254.86 and to schedule the limited space available. Swarnali Haldar, Executive for Information Services/CIO. [FR Doc. 2016–28686 Filed 11–28–16; 8:45 am] BILLING CODE 7515–01–P NATIONAL CREDIT UNION ADMINISTRATION Agency Information Collection Activities: Recordkeeping and Disclosure Requirements Associated With the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq., As Amended by the Fair and Accurate Credit Transactions Act of 2003, Public Law 108–159, 117 Stat. 1952, and as Implemented by Regulation V, 12 CFR 1022, and by 12 CFR 717; Comment Request National Credit Union Administration (NCUA). ACTION: Notice and request for comment. AGENCY: NCUA, as part of its continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on the submission for reinstatement of a previously approved collection, as required by the Paperwork Reduction Act of 1995 (Pub. L. 104–13, 44 U.S.C. Chapter 35). NCUA is soliciting comment on the reinstatement of the information collection described below. DATES: Comments should be received on or before January 30, 2017 to be assured consideration. ADDRESSES: Interested persons are invited to submit written comments on the information collection to Dawn Wolfgang, National Credit Union Administration, 1775 Duke Street, Alexandria, Virginia 22314–3428; Fax No. 703–548–2279; or Email at PRAComments@ncua.gov. SUMMARY: E:\FR\FM\29NON1.SGM 29NON1 86022 Federal Register / Vol. 81, No. 229 / Tuesday, November 29, 2016 / Notices asabaliauskas on DSK3SPTVN1PROD with NOTICES FOR FURTHER INFORMATION CONTACT: Requests for additional information should be directed to the address above. SUPPLEMENTARY INFORMATION: OMB Number: 3133–0165. Title: Recordkeeping and Disclosure Requirements Associated with the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq., as amended by the Fair and Accurate Credit Transactions Act of 2003, Public Law 108–159, 117 Stat. 1952, and as implemented by Regulation V, 12 CFR 1022, and by 12 CFR 717. Abstract: The Fair Credit Reporting Act (FCRA), sets standards for the collection, communication, and use of information bearing on a consumer’s creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living. FCRA has been revised numerous times since it took effect, notably by passage of the Consumer Credit Reporting Reform Act of 1996, the Gramm-Leach-Bliley Act of 1999, and the Fair and Accurate Credit Transactions Act of 2003 (FACTA). Historically, rulemaking authority for FCRA has been divided among the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Federal Trade Commission (FTC), NCUA, the Office of the Comptroller of the Currency (OCC), and the Office of Thrift Supervision. The Dodd-Frank Wall Street Reform and Consumer Protection Act (DFA) amended a number of consumer financial protection laws, including most provisions of FCRA. In addition to substantive amendments, the DFA transferred rulemaking authority for most provisions of FCRA to the Consumer Financial Protection Bureau (CFPB). Pursuant to the DFA and FCRA, as amended, CFPB promulgated Regulation V, 12 CFR 1022, to implement those provisions of FCRA for which CFPB has rulemaking authority. Regulation V contains several requirements that impose information collection requirements: The negative information notice; risk-based pricing; the procedures to enhance the accuracy and integrity of information furnished to consumer reporting agencies; the duties upon notice of dispute from a consumer; the affiliate marketing opt-out notice; and the prescreened consumer reports opt-out notice. The DFA did not transfer certain rulemaking authority under FCRA. Specifically, the DFA did not transfer to CFPB the authority to promulgate: The requirement to properly dispose of consumer information; the rules on VerDate Sep<11>2014 17:48 Nov 28, 2016 Jkt 241001 identity theft red flags and corresponding interagency guidelines on identity theft detection, prevention, and mitigation; and the rules on the duties of card issuers regarding changes of address. These provisions are promulgated in NCUA’s Fair Credit Reporting regulation, 12 CFR 717, which applies to federal credit unions. The collection of information pursuant to Parts 1022 and 717 is triggered by specific events and disclosures and must be provided to consumers within the time periods established under the regulation. To ease the compliance cost (particularly for small credit unions), model clauses and sample forms are appended to the regulations. An agency may not conduct or sponsor, and a person is not required to respond to, a collection of information unless it displays a currently valid OMB control number. Request for Comments: Comments submitted in response to this notice will be summarized and included in the request for Office of Management and Budget approval. All comments will become a matter of public records. NCUA requests that you send your comments on the information collection requirements to the locations listed in the addresses section. Your comments should address: (a) The necessity of the information collection for the proper performance of NCUA, including whether the information will have practical utility; (b) the accuracy of our estimate of the burden (hours and cost) of the collection of information, including the validity of the methodology and assumptions used; (c) ways we could enhance the quality, utility, and clarity of the information to be collected; and (d) ways we could minimize the burden of the collection of the information on the respondents such as through the use of automated collection techniques or other forms of information technology Type of Review: Reinstatement of a previously approved collection. Affected Public: Private Sector: Notfor-profit institutions; Individuals or Households. Estimated Number of Respondents: Federal credit unions: 3,765; Consumer: 115,300. Frequency of Response: Upon occurrence of triggering action. Estimated Burden Hours per Response: Federal credit unions: 4.67; Consumer: 0.08. Estimated Total Annual Burden Hours: 303,546 (Federal credit unions: 284,346; Consumer: 19,200). PO 00000 Frm 00103 Fmt 4703 Sfmt 4703 By Gerard Poliquin, Secretary of the Board, the National Credit Union Administration, on November 22, 2016. Dated: November 23, 2016. Dawn D. Wolfgang, NCUA PRA Clearance Officer. [FR Doc. 2016–28659 Filed 11–28–16; 8:45 am] BILLING CODE 7535–01–P NATIONAL CREDIT UNION ADMINISTRATION Agency Information Collection Activities; Proposed Collection; Comment Request; Management Official Interlocks National Credit Union Administration (NCUA). ACTION: Notice and request for comment. AGENCY: NCUA, as part of a continuing effort to reduce paperwork and respondent burden, invites the general public and other Federal agencies to comment on an extension of a currently approved collection, as required by the Paperwork Reduction Act of 1995 (Pub. L. 104–13, 44 U.S.C. Chapter 35). DATES: Written comments should be received on or before January 30, 2017 to be assured consideration. ADDRESSES: Interested persons are invited to submit written comments on the information collection to Dawn Wolfgang, National Credit Union Administration, 1775 Duke Street, Alexandria, Virginia 22314–3428, Suite 5067; Fax No. 703–519–8579; or Email at PRAComments@NCUA.gov. FOR FURTHER INFORMATION CONTACT: Requests for additional information should be directed to the address above. SUPPLEMENTARY INFORMATION: OMB Number: 3133–0152. Title: Management Official Interlocks, 12 CFR part 711. Abstract: The Depository Institution Management Interlocks Act (12 U.S.C. 3201–3208) (‘‘Interlocks Act’’) generally prohibits financial institution management officials from serving simultaneously with two unaffiliated depository institutions or their holding companies. The Interlocks Act exempts interlocking arrangements between credit unions and, therefore, in the case of credit unions, only restricts interlocks between credit unions and other institutions-banks and thrifts and their holdings. The collection of information under Part 711 is needed to provide evidence of compliance with the requirements of the Interlocks Act. Type of Review: Extension of a previously approved collection. SUMMARY: E:\FR\FM\29NON1.SGM 29NON1

Agencies

[Federal Register Volume 81, Number 229 (Tuesday, November 29, 2016)]
[Notices]
[Pages 86021-86022]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-28659]


=======================================================================
-----------------------------------------------------------------------

NATIONAL CREDIT UNION ADMINISTRATION


Agency Information Collection Activities: Recordkeeping and 
Disclosure Requirements Associated With the Fair Credit Reporting Act 
(FCRA), 15 U.S.C. 1681 et seq., As Amended by the Fair and Accurate 
Credit Transactions Act of 2003, Public Law 108-159, 117 Stat. 1952, 
and as Implemented by Regulation V, 12 CFR 1022, and by 12 CFR 717; 
Comment Request

AGENCY: National Credit Union Administration (NCUA).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: NCUA, as part of its continuing effort to reduce paperwork and 
respondent burden, invites the general public and other Federal 
agencies to comment on the submission for reinstatement of a previously 
approved collection, as required by the Paperwork Reduction Act of 1995 
(Pub. L. 104-13, 44 U.S.C. Chapter 35). NCUA is soliciting comment on 
the reinstatement of the information collection described below.

DATES: Comments should be received on or before January 30, 2017 to be 
assured consideration.

ADDRESSES: Interested persons are invited to submit written comments on 
the information collection to Dawn Wolfgang, National Credit Union 
Administration, 1775 Duke Street, Alexandria, Virginia 22314-3428; Fax 
No. 703-548-2279; or Email at PRAComments@ncua.gov.

[[Page 86022]]


FOR FURTHER INFORMATION CONTACT: Requests for additional information 
should be directed to the address above.

SUPPLEMENTARY INFORMATION: 
    OMB Number: 3133-0165.
    Title: Recordkeeping and Disclosure Requirements Associated with 
the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq., as 
amended by the Fair and Accurate Credit Transactions Act of 2003, 
Public Law 108-159, 117 Stat. 1952, and as implemented by Regulation V, 
12 CFR 1022, and by 12 CFR 717.
    Abstract: The Fair Credit Reporting Act (FCRA), sets standards for 
the collection, communication, and use of information bearing on a 
consumer's creditworthiness, credit standing, credit capacity, 
character, general reputation, personal characteristics, or mode of 
living. FCRA has been revised numerous times since it took effect, 
notably by passage of the Consumer Credit Reporting Reform Act of 1996, 
the Gramm-Leach-Bliley Act of 1999, and the Fair and Accurate Credit 
Transactions Act of 2003 (FACTA). Historically, rulemaking authority 
for FCRA has been divided among the Board of Governors of the Federal 
Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), 
the Federal Trade Commission (FTC), NCUA, the Office of the Comptroller 
of the Currency (OCC), and the Office of Thrift Supervision.
    The Dodd-Frank Wall Street Reform and Consumer Protection Act (DFA) 
amended a number of consumer financial protection laws, including most 
provisions of FCRA. In addition to substantive amendments, the DFA 
transferred rulemaking authority for most provisions of FCRA to the 
Consumer Financial Protection Bureau (CFPB). Pursuant to the DFA and 
FCRA, as amended, CFPB promulgated Regulation V, 12 CFR 1022, to 
implement those provisions of FCRA for which CFPB has rulemaking 
authority.
    Regulation V contains several requirements that impose information 
collection requirements: The negative information notice; risk-based 
pricing; the procedures to enhance the accuracy and integrity of 
information furnished to consumer reporting agencies; the duties upon 
notice of dispute from a consumer; the affiliate marketing opt-out 
notice; and the prescreened consumer reports opt-out notice.
    The DFA did not transfer certain rulemaking authority under FCRA. 
Specifically, the DFA did not transfer to CFPB the authority to 
promulgate: The requirement to properly dispose of consumer 
information; the rules on identity theft red flags and corresponding 
interagency guidelines on identity theft detection, prevention, and 
mitigation; and the rules on the duties of card issuers regarding 
changes of address.
    These provisions are promulgated in NCUA's Fair Credit Reporting 
regulation, 12 CFR 717, which applies to federal credit unions.
    The collection of information pursuant to Parts 1022 and 717 is 
triggered by specific events and disclosures and must be provided to 
consumers within the time periods established under the regulation. To 
ease the compliance cost (particularly for small credit unions), model 
clauses and sample forms are appended to the regulations.
    An agency may not conduct or sponsor, and a person is not required 
to respond to, a collection of information unless it displays a 
currently valid OMB control number.
    Request for Comments: Comments submitted in response to this notice 
will be summarized and included in the request for Office of Management 
and Budget approval. All comments will become a matter of public 
records. NCUA requests that you send your comments on the information 
collection requirements to the locations listed in the addresses 
section. Your comments should address: (a) The necessity of the 
information collection for the proper performance of NCUA, including 
whether the information will have practical utility; (b) the accuracy 
of our estimate of the burden (hours and cost) of the collection of 
information, including the validity of the methodology and assumptions 
used; (c) ways we could enhance the quality, utility, and clarity of 
the information to be collected; and (d) ways we could minimize the 
burden of the collection of the information on the respondents such as 
through the use of automated collection techniques or other forms of 
information technology
    Type of Review: Reinstatement of a previously approved collection.
    Affected Public: Private Sector: Not-for-profit institutions; 
Individuals or Households.
    Estimated Number of Respondents: Federal credit unions: 3,765; 
Consumer: 115,300.
    Frequency of Response: Upon occurrence of triggering action.
    Estimated Burden Hours per Response: Federal credit unions: 4.67; 
Consumer: 0.08.
    Estimated Total Annual Burden Hours: 303,546 (Federal credit 
unions: 284,346; Consumer: 19,200).
    By Gerard Poliquin, Secretary of the Board, the National Credit 
Union Administration, on November 22, 2016.


    Dated: November 23, 2016.
Dawn D. Wolfgang,
NCUA PRA Clearance Officer.
[FR Doc. 2016-28659 Filed 11-28-16; 8:45 am]
 BILLING CODE 7535-01-P