Agency Information Collection Activities: Proposed Information Collection Revision; Comment Request (3064-0189), 85223-85225 [2016-28344]

Download as PDF asabaliauskas on DSK3SPTVN1PROD with NOTICES Federal Register / Vol. 81, No. 227 / Friday, November 25, 2016 / Notices comply with a Congressional mandate contained in section 7 of the Federal Deposit Insurance Reform Conforming Amendments Act of 2005 (‘‘Reform Act’’) (Pub. L. 109–173), which calls for the FDIC to conduct ongoing surveys ‘‘on efforts by insured depository institutions to bring those individuals and families who have rarely, if ever, held a checking account, a savings account or other type of transaction or check cashing account at an insured depository institution (hereafter in this section referred to as the ‘unbanked’) into the conventional finance system.’’ Section 7 further instructs the FDIC to consider several factors in its conduct of the surveys, including: (1) ‘‘what cultural, language and identification issues as well as transaction costs appear to most prevent ‘unbanked’ individuals from establishing conventional accounts’’; and (2) ‘‘what is a fair estimate of the size and worth of the ‘‘unbanked’’ market in the United States.’’ The National Survey of Unbanked and Underbanked Households is designed to address these factors and provide a factual basis on the proportions of unbanked households. Such a factual basis is necessary to adequately assess banks’ efforts to serve these households as required by the statutory mandate. To obtain this information, the FDIC partnered with the U.S. Census Bureau, which administered the Household Survey supplement (‘‘FDIC Supplement’) to households that participated in the January 2009, June 2011, June 2013 and June 2015 CPS. The results of these surveys were released to the public in December 2009, September 2012, October 2014, and October 2016, respectively. The FDIC supplement has yielded nationally-representative data, not otherwise available, on the size and characteristics of the population that is unbanked or underbanked, the use by this population of alternative financial services, and the reasons why some households do not make greater use of mainstream banking services. The National Survey of Unbanked and Underbanked Households is the only population-representative survey conducted at the national level that provides state-level estimates of the size and characteristics of unbanked and underbanked households for all 50 states and the District of Columbia. An executive summary of the results of the first three Household Surveys, the full reports, and the survey instruments can be accessed through the following link: http://www.economicinclusion.gov/ surveys/. VerDate Sep<11>2014 18:57 Nov 23, 2016 Jkt 241001 Consistent with the statutory mandate to conduct the surveys on an ongoing basis, the FDIC already has in place arrangements for conducting the fourth Household Survey as a supplement to the June 2017 CPS. However, prior to finalizing the next survey questionnaire, the FDIC seeks to solicit public comment on whether changes to the existing instrument are desirable and, if so, to what extent. It should be noted that, as a supplement of the CPS survey, the Household Survey needs to adhere to specific parameters that include limits in the length and sensitivity of the questions that can be asked of CPS respondents. Specifically, there is a strict limitation on the number of questions permitted and the average time required to complete the survey. Request for Comment Comments are invited on: (a) Whether the collections of information are necessary for the proper performance of the FDIC’s functions, including whether the information has practical utility; (b) the accuracy of the estimates of the burden of the information collections, including the validity of the methodology and assumptions used; (c) ways to enhance the quality, utility, and clarity of the information to be collected; and (d) ways to minimize the burden of the collections of information on respondents, including through the use of automated collection techniques or other forms of information technology. All comments will become a matter of public record. Dated at Washington, DC, this 21st day of November 2016. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. [FR Doc. 2016–28393 Filed 11–23–16; 8:45 am] BILLING CODE 6714–01–P FEDERAL DEPOSIT INSURANCE CORPORATION Agency Information Collection Activities: Proposed Information Collection Revision; Comment Request (3064–0189) Federal Deposit Insurance Corporation (FDIC). ACTION: Notice and request for comment. AGENCY: The Federal Deposit Insurance Corporation (‘‘FDIC’’) invites the general public and other Federal agencies to take this opportunity to comment on a revision of a continuing information collection, titled, ‘‘Company-Run Annual Stress Test Reporting Template and Documentation SUMMARY: PO 00000 Frm 00020 Fmt 4703 Sfmt 4703 85223 for Covered Institutions with Total Consolidated Assets of $50 Billion or More under the Dodd-Frank Wall Street Reform and Consumer Protection Act,’’ (3064–0189), as required by the Paperwork Reduction Act of 1995. Comments must be received by January 24, 2017. DATES: You may submit written comments by any of the following methods: • Federal eRulemaking Portal: http:// www.FDIC.gov/regulations/laws/ federal/notices.html. Follow the instructions for submitting comments. • Email: comments@fdic.gov. Include ‘‘Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $50 Billion or More’’ on the subject line of the message. • Mail: Manny Cabeza (202–898– 3767), Counsel, MB–3007, Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, DC 20429. • Hand Delivery/Courier: Guard station at the rear of the 550 17th Street Building (located on F Street) on business days between 7:00 a.m. and 5:00 p.m. • Public Inspection: All comments received will be posted without change to http://www.fdic.gov/regulations/laws/ federal/ including any personal information provided. Additionally, you may send a copy of your comments: By mail to the U.S. Office of Management and Budget, 725 17th Street NW., #10235, Washington, DC 20503 or by facsimile to 202.395.6974, Attention: Federal Banking Agency Desk Officer. ADDRESSES: You can request additional information from Manny Cabeza, 202.898.3767, Legal Division, Federal Deposit Insurance Corporation, 550 17th Street NW., MB– 3016 Washington, DC 20429. In addition, copies of the templates referenced in this notice can be found on the FDIC’s Web site (http://www. fdic.gov/regulations/laws/federal/). FOR FURTHER INFORMATION CONTACT: The FDIC is requesting comment on the following changes to the information collection: Title: Company-Run Annual Stress Test Reporting Template and Documentation for Covered Institutions with Total Consolidated Assets of $50 Billion or More under the Dodd-Frank Wall Street Reform and Consumer Protection Act. OMB Control Number: 3064–0189. Description: Section 165(i)(2) of the Dodd-Frank Wall Street Reform and SUPPLEMENTARY INFORMATION: E:\FR\FM\25NON1.SGM 25NON1 85224 Federal Register / Vol. 81, No. 227 / Friday, November 25, 2016 / Notices asabaliauskas on DSK3SPTVN1PROD with NOTICES Consumer Protection Act 1 (‘‘DoddFrank Act’’) requires certain financial companies, including state nonmember banks and state savings associations, to conduct annual stress tests 2 and requires the primary financial regulatory agency 3 of those financial companies to issue regulations implementing the stress test requirements.4 A state nonmember bank or state savings association is a ‘‘covered bank’’ and therefore subject to the stress test requirements if its total consolidated assets are more than $10 billion. Under section 165(i)(2), a covered bank is required to submit to the Board of Governors of the Federal Reserve System (‘‘Board’’) and to its primary financial regulatory agency a report at such time, in such form, and containing such information as the primary financial regulatory agency shall require.5 On October 15, 2012, the FDIC published in the Federal Register a final rule implementing the section 165(i)(2) annual stress test requirement.6 The final rule requires covered banks to meet specific reporting requirements under section 165(i)(2). In 2012, the FDIC first implemented the reporting templates for covered banks with total consolidated assets of $50 billion or more and provided instructions for completing the reports.7 This information collection notice describes revisions by the FDIC to the relevant reporting templates and related instructions, as well as required information. The information contained in these information collections may be given confidential treatment to the extent allowed by law (5 U.S.C. 552(b)(4)). Consistent with past practice, the FDIC intends to use the data collected to assess the reasonableness of the stress test results of covered banks and to provide forward-looking information to the FDIC regarding a covered institution’s capital adequacy. The FDIC also may use the results of the stress tests to determine whether additional analytical techniques and exercises could be appropriate to identify, measure, and monitor risks at the covered bank. The stress test results are 1 Public Law 111–203, 124 Stat. 1376 (July 21, 2010). 2 12 U.S.C. 5365(i)(2)(A). 3 12 U.S.C. 5301(12). 4 12 U.S.C. 5365(i)(2)(C). 5 12 U.S.C. 5365(i)(2)(B). 6 77 FR 62417(October 15, 2012). 7 77 FR 52719 (August 30, 2012) and 77 FR 70435 (November 26, 2012). The most recent revisions to the reporting templates and related instructions were made in 2014. See 79 FR 58780 (September 30, 2014) and 79 FR 75152 (December 17, 2014) VerDate Sep<11>2014 18:57 Nov 23, 2016 Jkt 241001 expected to support ongoing improvement in a covered bank’s stress testing practices with respect to its internal assessments of capital adequacy and overall capital planning. The FDIC recognizes that many covered banks with total consolidated assets of $50 billion or more are required to submit reports using the Board’s Comprehensive Capital Analysis and Review (‘‘CCAR’’) reporting form, FR Y–14A. The FDIC also recognizes the Board has modified the FR Y–14A, and the FDIC will keep its reporting requirements as similar as possible with the Board’s FR Y–14A in order to minimize burden on affected institutions. Therefore, the FDIC is revising its reporting requirements to remain consistent with the Board’s FR Y–14A for covered banks with total consolidated assets of $50 billion or more. Proposed Revisions to Reporting Templates for Institutions With $50 Billion or More in Assets The proposed revisions to the DFAST–14A reporting templates consist of clarifying instructions, adding and removing schedules, adding, deleting, and modifying existing data items, and altering the as-of dates. These proposed changes would increase consistency between the DFAST–14A with the FR Y–14A and CALL Report, Summary Schedule, Standardized RWA Worksheet The proposed revision includes multiple line items changes intended to promote consistency with the FR Y–14A and ensure the collection of accurate information. Summary Schedule, Capital Worksheet Covered institutions would be required to estimate their supplementary leverage ratio for the planning horizon beginning on January 1, 2018. The FDIC proposes adding two items to the Summary Schedule: Supplementary Leverage Ratio Exposure (SLR Exposure) and Supplementary Leverage Ratio (the SLR). The SLR would be a derived field. In addition, to collect more precise information regarding deferred tax assets (DTAs), the FDIC proposes modifying one existing item on the Capital—DFAST worksheet of the Summary schedule as-of December 31, 2016. The FDIC proposes changing existing item 112 on the Capital— DFAST worksheet of the Summary schedule, ‘‘Deferred tax assets arising from temporary differences that could not be realized through net operating loss carrybacks, net of DTLs, but before PO 00000 Frm 00021 Fmt 4703 Sfmt 4703 related valuation allowances’’, to ‘‘Deferred tax assets arising from temporary differences, net of DTLs.’’ A covered institution in a net deferred tax liability (DTL) position would report this item as a negative number. This modification would provide more specific information about the components of the ‘‘DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs’’ subject to the common equity tier 1 capital deduction threshold. The proposed revisions would also remove certain items that pertained to the capital regulations in place before the adoption of the Basel III final rule. Summary Schedule, Counterparty Worksheet The FDIC proposes adding the item ‘‘Other counterparty losses’’ to the counterparty worksheet of the Summary schedule. Regulatory Capital Instruments Schedule The FDIC proposes to remove the Regulatory Capital Instruments Schedule. Regulatory Capital Transitions Schedule The FDIC proposes to remove the Regulatory Capital Transitions Schedule. Operational Risk Schedule The FDIC proposes to remove the Operational Risk Schedule. Burden Estimates The FDIC estimates that the proposed revisions will not affect the burden estimates of this information collection which will remain as follows: Number of Respondents: 4. Annual Burden per Respondent: 1,114. Total Annual Burden: 4,456. The FDIC recognizes that the Board requires bank holding companies to prepare the Summary, Macro scenario, Operational risk, Regulatory capital transitions, and Regulatory capital instruments for the FR Y–14A. The FDIC believes that the systems covered institutions use to prepare the FR Y– 14A reporting templates will also be used to prepare the reporting templates described in this notice. Comments continue to be invited on: (a) Whether the collection of information is necessary for the proper performance of the functions of the FDIC, including whether the information has practical utility; E:\FR\FM\25NON1.SGM 25NON1 Federal Register / Vol. 81, No. 227 / Friday, November 25, 2016 / Notices (b) The accuracy of the FDIC’s estimate of the burden of the collection of information; (c) Ways to enhance the quality, utility, and clarity of the information to be collected; (d) Ways to minimize the burden of the collection on respondents, including through the use of automated collection techniques or other forms of information technology; and (e) Estimates of capital or start-up costs and costs of operation, maintenance, and purchase of services to provide information. Dated at Washington, DC, this 21st day of November. Federal Deposit Insurance Corporation. Robert E. Feldman, Executive Secretary. [FR Doc. 2016–28344 Filed 11–23–16; 8:45 am] BILLING CODE 6714–01–P asabaliauskas on DSK3SPTVN1PROD with NOTICES Board of Governors of the Federal Reserve System, November 21, 2016. Yao-Chin Chao, Assistant Secretary of the Board. [FR Doc. 2016–28387 Filed 11–23–16; 8:45 am] BILLING CODE 6210–01–P DEPARTMENT OF HEALTH AND HUMAN SERVICES Centers for Disease Control and Prevention FEDERAL RESERVE SYSTEM The notificants listed below have applied under the Change in Bank Control Act (12 U.S.C. 1817(j)) and § 225.41 of the Board’s Regulation Y (12 CFR 225.41) to acquire shares of a bank or bank holding company. The factors that are considered in acting on the notices are set forth in paragraph 7 of the Act (12 U.S.C. 1817(j)(7)). The notices are available for immediate inspection at the Federal Reserve Bank indicated. The notices also will be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing to the Reserve Bank indicated for that notice or to the offices of the Board of Governors. Comments must be received not later than December 9, 2016. A. Federal Reserve Bank of Chicago (Colette A. Fried, Assistant Vice President) 230 South LaSalle Street, Chicago, Illinois 60690–1414: 1. Mike Weis and Valerie Weis, Norwalk, Iowa, individually and as controlling shareholders of Interstate Enterprises, Ltd. a wholly-owned subsidiary of Interstate Telephone Company, Truro, Iowa, and as a group acting in concert with: Paul Cain, Van Meter, Iowa; Kelly Cain, Van Meter, Iowa; David Cain, Van Meter, Iowa; Meghan E. Cain, Van Meter, Iowa; Stephen Cain, Winterset, Iowa; Marvin A. Eivins, Winterset, Iowa; Lillian K. Eivins, Winterset, Iowa; Susan Eivins Brakhane, Winterset, Iowa; James W. Jkt 241001 Governors not later than December 21, 2016. A. Federal Reserve Bank of St. Louis (David L. Hubbard, Senior Manager) P.O. Box 442, St. Louis, Missouri 63166–2034. Comments can also be sent electronically to Comments.applications@stls.frb.org: 1. Lonoke Bancshares, Inc., Lonoke, Arkansas; to indirectly acquire 100 percent of Pinnacle Bancshares, Inc., Rogers, Arkansas, and thereby indirectly acquire Pinnacle Bank, Rogers, Arkansas. BILLING CODE 6210–01–P Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company 18:57 Nov 23, 2016 Board of Governors of the Federal Reserve System, November 21, 2016. Yao-Chin Chao, Assistant Secretary of the Board. [FR Doc. 2016–28386 Filed 11–23–16; 8:45 am] FEDERAL RESERVE SYSTEM VerDate Sep<11>2014 Mease, Winterset, Iowa; Sue A. Mease, Winterset, Iowa; Justin J. Mease, Ankeny, Iowa; April S. Schaefer, Cedar Rapids, Iowa; Shane K. Pashek, Winterset, Iowa; Ann Pashek, Winterset, Iowa; Taylor E. Pashek, Winterset, Iowa; S. James Smith, Winterset, Iowa; Linda J. Smith, Earlham, Iowa; Kari L. Brett, Altoona, Iowa; Ellen D. Wade, Beacon, New York; M. Randall Townsend, Winterset, Iowa; Kimberly A. Townsend, Winterset, Iowa; Megan A. Townsend, Winterset, Iowa; David E. Trask, Winterset, Iowa; Judith A. Trask, Winterset, Iowa; and Kristin Elizabeth Weis, Winterset, Iowa; to acquire control voting shares of Farmers and Merchants Bancorp, Winterset, Iowa, and thereby indirectly control Farmers & Merchants State Bank, Winterset, Iowa. 85225 [Docket No. CDC–2016–0110] Formations of, Acquisitions by, and Mergers of Bank Holding Companies Draft Guideline Update—CDC Recommendations on Use of Chlorhexidine-Impregnated Dressings for Prevention of Intravascular Catheter-Related Infections The companies listed in this notice have applied to the Board for approval, pursuant to the Bank Holding Company Act of 1956 (12 U.S.C. 1841 et seq.) (BHC Act), Regulation Y (12 CFR part 225), and all other applicable statutes and regulations to become a bank holding company and/or to acquire the assets or the ownership of, control of, or the power to vote shares of a bank or bank holding company and all of the banks and nonbanking companies owned by the bank holding company, including the companies listed below. The applications listed below, as well as other related filings required by the Board, are available for immediate inspection at the Federal Reserve Bank indicated. The applications will also be available for inspection at the offices of the Board of Governors. Interested persons may express their views in writing on the standards enumerated in the BHC Act (12 U.S.C. 1842(c)). If the proposal also involves the acquisition of a nonbanking company, the review also includes whether the acquisition of the nonbanking company complies with the standards in section 4 of the BHC Act (12 U.S.C. 1843). Unless otherwise noted, nonbanking activities will be conducted throughout the United States. Unless otherwise noted, comments regarding each of these applications must be received at the Reserve Bank indicated or the offices of the Board of PO 00000 Frm 00022 Fmt 4703 Sfmt 4703 Centers for Disease Control and Prevention (CDC), Department of Health and Human Services (DHHS). ACTION: Notice of availability and request for public comments. AGENCY: The Centers for Disease Control and Prevention (CDC), located within the Department of Health and Human Services (HHS) announces the opening of a docket to obtain public comment on the Draft Update of CDC Recommendations on Use of Chlorhexidine-Impregnated Dressings for Prevention of Intravascular CatheterRelated Infections (Draft Recommendation Update). The Draft Recommendation Update addresses new and updated strategies for the prevention of intravascular catheterrelated infections in healthcare settings. CDC is providing a supporting appendix in the docket that includes primary evidence, study evaluation, and data evaluation tables that were used in developing the Draft Recommendation Update. SUMMARY: Comments must be received on or before January 24, 2017. ADDRESSES: You may submit comments, identified by Docket No. CDC–2016– 0110 by any of the following methods: DATES: E:\FR\FM\25NON1.SGM 25NON1

Agencies

[Federal Register Volume 81, Number 227 (Friday, November 25, 2016)]
[Notices]
[Pages 85223-85225]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-28344]


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FEDERAL DEPOSIT INSURANCE CORPORATION


Agency Information Collection Activities: Proposed Information 
Collection Revision; Comment Request (3064-0189)

AGENCY: Federal Deposit Insurance Corporation (FDIC).

ACTION: Notice and request for comment.

-----------------------------------------------------------------------

SUMMARY: The Federal Deposit Insurance Corporation (``FDIC'') invites 
the general public and other Federal agencies to take this opportunity 
to comment on a revision of a continuing information collection, 
titled, ``Company-Run Annual Stress Test Reporting Template and 
Documentation for Covered Institutions with Total Consolidated Assets 
of $50 Billion or More under the Dodd-Frank Wall Street Reform and 
Consumer Protection Act,'' (3064-0189), as required by the Paperwork 
Reduction Act of 1995.

DATES: Comments must be received by January 24, 2017.

ADDRESSES: You may submit written comments by any of the following 
methods:
     Federal eRulemaking Portal: http://www.FDIC.gov/regulations/laws/federal/notices.html. Follow the instructions for 
submitting comments.
     Email: comments@fdic.gov. Include ``Annual Stress Test 
Reporting Template and Documentation for Covered Institutions with 
Total Consolidated Assets of $50 Billion or More'' on the subject line 
of the message.
     Mail: Manny Cabeza (202-898-3767), Counsel, MB-3007, 
Federal Deposit Insurance Corporation, 550 17th Street NW., Washington, 
DC 20429.
     Hand Delivery/Courier: Guard station at the rear of the 
550 17th Street Building (located on F Street) on business days between 
7:00 a.m. and 5:00 p.m.
     Public Inspection: All comments received will be posted 
without change to http://www.fdic.gov/regulations/laws/federal/ 
including any personal information provided.
    Additionally, you may send a copy of your comments: By mail to the 
U.S. Office of Management and Budget, 725 17th Street NW., #10235, 
Washington, DC 20503 or by facsimile to 202.395.6974, Attention: 
Federal Banking Agency Desk Officer.

FOR FURTHER INFORMATION CONTACT: You can request additional information 
from Manny Cabeza, 202.898.3767, Legal Division, Federal Deposit 
Insurance Corporation, 550 17th Street NW., MB-3016 Washington, DC 
20429. In addition, copies of the templates referenced in this notice 
can be found on the FDIC's Web site (http://www.fdic.gov/regulations/laws/federal/).

SUPPLEMENTARY INFORMATION: The FDIC is requesting comment on the 
following changes to the information collection:
    Title: Company-Run Annual Stress Test Reporting Template and 
Documentation for Covered Institutions with Total Consolidated Assets 
of $50 Billion or More under the Dodd-Frank Wall Street Reform and 
Consumer Protection Act.
    OMB Control Number: 3064-0189.
    Description: Section 165(i)(2) of the Dodd-Frank Wall Street Reform 
and

[[Page 85224]]

Consumer Protection Act \1\ (``Dodd-Frank Act'') requires certain 
financial companies, including state nonmember banks and state savings 
associations, to conduct annual stress tests \2\ and requires the 
primary financial regulatory agency \3\ of those financial companies to 
issue regulations implementing the stress test requirements.\4\ A state 
nonmember bank or state savings association is a ``covered bank'' and 
therefore subject to the stress test requirements if its total 
consolidated assets are more than $10 billion. Under section 165(i)(2), 
a covered bank is required to submit to the Board of Governors of the 
Federal Reserve System (``Board'') and to its primary financial 
regulatory agency a report at such time, in such form, and containing 
such information as the primary financial regulatory agency shall 
require.\5\
---------------------------------------------------------------------------

    \1\ Public Law 111-203, 124 Stat. 1376 (July 21, 2010).
    \2\ 12 U.S.C. 5365(i)(2)(A).
    \3\ 12 U.S.C. 5301(12).
    \4\ 12 U.S.C. 5365(i)(2)(C).
    \5\ 12 U.S.C. 5365(i)(2)(B).
---------------------------------------------------------------------------

    On October 15, 2012, the FDIC published in the Federal Register a 
final rule implementing the section 165(i)(2) annual stress test 
requirement.\6\ The final rule requires covered banks to meet specific 
reporting requirements under section 165(i)(2). In 2012, the FDIC first 
implemented the reporting templates for covered banks with total 
consolidated assets of $50 billion or more and provided instructions 
for completing the reports.\7\ This information collection notice 
describes revisions by the FDIC to the relevant reporting templates and 
related instructions, as well as required information. The information 
contained in these information collections may be given confidential 
treatment to the extent allowed by law (5 U.S.C. 552(b)(4)).
---------------------------------------------------------------------------

    \6\ 77 FR 62417(October 15, 2012).
    \7\ 77 FR 52719 (August 30, 2012) and 77 FR 70435 (November 26, 
2012). The most recent revisions to the reporting templates and 
related instructions were made in 2014. See 79 FR 58780 (September 
30, 2014) and 79 FR 75152 (December 17, 2014)
---------------------------------------------------------------------------

    Consistent with past practice, the FDIC intends to use the data 
collected to assess the reasonableness of the stress test results of 
covered banks and to provide forward-looking information to the FDIC 
regarding a covered institution's capital adequacy. The FDIC also may 
use the results of the stress tests to determine whether additional 
analytical techniques and exercises could be appropriate to identify, 
measure, and monitor risks at the covered bank. The stress test results 
are expected to support ongoing improvement in a covered bank's stress 
testing practices with respect to its internal assessments of capital 
adequacy and overall capital planning.
    The FDIC recognizes that many covered banks with total consolidated 
assets of $50 billion or more are required to submit reports using the 
Board's Comprehensive Capital Analysis and Review (``CCAR'') reporting 
form, FR Y-14A. The FDIC also recognizes the Board has modified the FR 
Y-14A, and the FDIC will keep its reporting requirements as similar as 
possible with the Board's FR Y-14A in order to minimize burden on 
affected institutions. Therefore, the FDIC is revising its reporting 
requirements to remain consistent with the Board's FR Y-14A for covered 
banks with total consolidated assets of $50 billion or more.

Proposed Revisions to Reporting Templates for Institutions With $50 
Billion or More in Assets

    The proposed revisions to the DFAST-14A reporting templates consist 
of clarifying instructions, adding and removing schedules, adding, 
deleting, and modifying existing data items, and altering the as-of 
dates. These proposed changes would increase consistency between the 
DFAST-14A with the FR Y-14A and CALL Report,

Summary Schedule, Standardized RWA Worksheet

    The proposed revision includes multiple line items changes intended 
to promote consistency with the FR Y-14A and ensure the collection of 
accurate information.

Summary Schedule, Capital Worksheet

    Covered institutions would be required to estimate their 
supplementary leverage ratio for the planning horizon beginning on 
January 1, 2018. The FDIC proposes adding two items to the Summary 
Schedule: Supplementary Leverage Ratio Exposure (SLR Exposure) and 
Supplementary Leverage Ratio (the SLR). The SLR would be a derived 
field.
    In addition, to collect more precise information regarding deferred 
tax assets (DTAs), the FDIC proposes modifying one existing item on the 
Capital--DFAST worksheet of the Summary schedule as-of December 31, 
2016. The FDIC proposes changing existing item 112 on the Capital--
DFAST worksheet of the Summary schedule, ``Deferred tax assets arising 
from temporary differences that could not be realized through net 
operating loss carrybacks, net of DTLs, but before related valuation 
allowances'', to ``Deferred tax assets arising from temporary 
differences, net of DTLs.'' A covered institution in a net deferred tax 
liability (DTL) position would report this item as a negative number. 
This modification would provide more specific information about the 
components of the ``DTAs arising from temporary differences that could 
not be realized through net operating loss carrybacks, net of related 
valuation allowances and net of DTLs'' subject to the common equity 
tier 1 capital deduction threshold.
    The proposed revisions would also remove certain items that 
pertained to the capital regulations in place before the adoption of 
the Basel III final rule.

Summary Schedule, Counterparty Worksheet

    The FDIC proposes adding the item ``Other counterparty losses'' to 
the counterparty worksheet of the Summary schedule.

Regulatory Capital Instruments Schedule

    The FDIC proposes to remove the Regulatory Capital Instruments 
Schedule.

Regulatory Capital Transitions Schedule

    The FDIC proposes to remove the Regulatory Capital Transitions 
Schedule.

Operational Risk Schedule

    The FDIC proposes to remove the Operational Risk Schedule.

Burden Estimates

    The FDIC estimates that the proposed revisions will not affect the 
burden estimates of this information collection which will remain as 
follows:
    Number of Respondents: 4.
    Annual Burden per Respondent: 1,114.
    Total Annual Burden: 4,456.
    The FDIC recognizes that the Board requires bank holding companies 
to prepare the Summary, Macro scenario, Operational risk, Regulatory 
capital transitions, and Regulatory capital instruments for the FR Y-
14A. The FDIC believes that the systems covered institutions use to 
prepare the FR Y-14A reporting templates will also be used to prepare 
the reporting templates described in this notice. Comments continue to 
be invited on:
    (a) Whether the collection of information is necessary for the 
proper performance of the functions of the FDIC, including whether the 
information has practical utility;

[[Page 85225]]

    (b) The accuracy of the FDIC's estimate of the burden of the 
collection of information;
    (c) Ways to enhance the quality, utility, and clarity of the 
information to be collected;
    (d) Ways to minimize the burden of the collection on respondents, 
including through the use of automated collection techniques or other 
forms of information technology; and
    (e) Estimates of capital or start-up costs and costs of operation, 
maintenance, and purchase of services to provide information.

    Dated at Washington, DC, this 21st day of November.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2016-28344 Filed 11-23-16; 8:45 am]
 BILLING CODE 6714-01-P