Medicare Program; Listening Session Regarding the Implementation of Certain Medicare Part D Provisions in the Comprehensive Addiction and Recovery Act of 2016 (CARA), 74388-74390 [2016-25806]
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74388
Federal Register / Vol. 81, No. 207 / Wednesday, October 26, 2016 / Proposed Rules
§ 36.4500 Applicability and qualified
mortgage status.
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(c) * * *
(2) Applicability of safe harbor
qualified mortgage. Any VA direct loan
made by the Secretary pursuant to
chapter 20 or 37 of title 38, U.S.C., is a
safe harbor qualified mortgage.
(Authority: 15 U.S.C. 1639C(b)(3)(B)(ii), 38
U.S.C. 2041, 3710, 3711, 3720, 3733, and
3761)
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(e) Sections 36.4528, 36.4529, and
36.4530, which concern vendee loans,
shall be applicable to all vendee loans.
■ 3. Amend § 36.4501 by adding in
alphabetical order a definition for ‘‘Safe
harbor qualified mortgage’’ and revising
the definition ‘‘Vendee Loan’’ to read as
follows:
§ 36.4501
Definitions.
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Safe harbor qualified mortgage means
a mortgage that meets the Ability-toRepay requirements of sections 129B
and 129C of the Truth-in-Lending Act
(TILA) regardless of whether the loan
might be considered a high cost
mortgage transaction as defined by
section 103bb of TILA (15 U.S.C.
1602bb).
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Vendee loan means a loan made by
the Secretary for the purpose of
financing the purchase of a property
acquired pursuant to chapter 37 of title
38, United States Code. The terms of a
vendee loan (e.g., amount of down
payment; amortization term; whether to
escrow taxes, insurance premiums, or
homeowners’ association dues; fees,
etc.) are negotiated between the
Secretary and the borrower on a case-bycase basis, subject to the requirements of
38 U.S.C. 2041 or 3733. Terms related
to allowable fees are also subject to
§§ 36.4528 through 36.4530 of this part.
(Authority: 38 U.S.C. 2041, 3720, 3733)
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4. Add §§ 36.4528, 36.4529, and
36.4530 to read as follows:
■
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§ 36.4528
Vendee loan origination fee.
(a) In addition to the loan fee required
pursuant to 38 U.S.C. 3729, the
Secretary may, in connection with the
origination of a vendee loan, charge a
borrower a loan origination fee not to
exceed one-and-a-half percent of the
loan amount.
(b) All or part of such fee may be paid
in cash at loan closing or all or part may
be included in the loan. The Secretary
will not increase the loan origination fee
because the borrower chooses to include
such fee in the loan amount financed.
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15:05 Oct 25, 2016
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(c) In no event may the total fee
agreed upon between the Secretary and
the borrower result in an amount that
will cause the loan to be designated as
a high-cost mortgage as defined in 15
U.S.C. 1602(bb) and 12 CFR part 1026.
(Authority: 38 U.S.C. 2041, 3720, 3733)
§ 36.4529
fees.
Vendee loan post-origination
(a) The Secretary may charge a
borrower the following reasonable fees,
per use, following origination, in
connection with the servicing of any
vendee loan:
(1) Processing assumption fee for the
transfer of legal liability of repaying the
mortgage when the individual assuming
the loan is approved. Such fee will not
exceed $300, plus the actual cost of the
credit report. If the assumption is
denied, the fee will not exceed the
actual cost of the credit report.
(2) Processing subordination fee, not
to exceed $350, to ensure that a
modified vendee loan retains its first
lien position;
(3) Processing partial release fee, not
to exceed $350, to exclude collateral
from the mortgage contract once a
certain amount of the mortgage loan has
been paid;
(4) Processing release of lien fee, not
to exceed $15, for the release of an
obligor from a mortgage loan in
connection with a division of real
property;
(5) Processing payoff statement fee,
not to exceed $30, for a payoff statement
showing the itemized amount due to
satisfy a mortgage loan as of a specific
date;
(6) Processing payment by phone fee,
not to exceed $12, when a payment is
made by phone and handled by a
servicing representative;
(7) Processing payment by phone fee,
not to exceed $10, when a payment is
made by phone and handled through an
interactive voice response system,
without contacting a servicing
representative.
(b) The specific fees to be charged on
each account may be negotiated
between the Secretary and the borrower.
The Secretary will review the maximum
fees under paragraph (a) of this section
bi-annually to determine that they
remain reasonable.
(c) The Secretary may charge a
borrower reasonable fees established in
the loan instrument, including but not
limited to the following:
(1) Property inspection fees;
(2) Property preservation fees;
(3) Appraisal fees;
(4) Attorneys’ fees;
(5) Returned-check fees;
(6) Late fees; and
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Sfmt 4702
(7) Any other fee the Secretary
determines reasonably necessary for the
protection of the Secretary’s investment.
(d) Any fee included in the loan
instrument and permitted under
paragraph (c) of this section would be
based on the amount customarily
charged in the industry for the
performance of the service in the
particular area, the status of the loan,
and the characteristics of the affected
property.
(Authority: 38 U.S.C. 2041, 3720, 3733)
§ 36.4530
Vendee loan other fees.
(a) In addition to the fees that may be
charged pursuant to 38 CFR 36.4528 and
36.4529 and the statutory loan fee
charged pursuant to 38 U.S.C. 3729, the
borrower may be required to pay thirdparty fees for services performed in
connection with a vendee loan.
(b) Examples of the third party fees
that may be charged in connection with
a vendee loan include, but are not
limited to:
(1) Termite inspections;
(2) Hazard insurance premiums;
(3) Force-placed insurance premiums;
(4) Courier fees;
(5) Tax certificates; and
(6) Recorder’s fees.
(Authority: 38 U.S.C. 2041, 3720, 3733)
[FR Doc. 2016–25738 Filed 10–25–16; 8:45 am]
BILLING CODE 8320–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Medicare & Medicaid
Services
42 CFR Chapter IV
[CMS–4183–N]
Medicare Program; Listening Session
Regarding the Implementation of
Certain Medicare Part D Provisions in
the Comprehensive Addiction and
Recovery Act of 2016 (CARA)
Centers for Medicare &
Medicaid Services (CMS), HHS.
ACTION: Notice of meeting.
AGENCY:
This document announces a
listening session to solicit input from
stakeholders regarding our
implementation of section 704 of the
Comprehensive Addiction and Recovery
Act of 2016 (CARA), which includes
provisions to permit Part D sponsors to
establish drug management programs for
at-risk beneficiaries under which Part D
sponsors may limit such beneficiaries’
access to frequently abused drugs to
certain prescribers and pharmacies.
SUMMARY:
E:\FR\FM\26OCP1.SGM
26OCP1
Lhorne on DSK30JT082PROD with PROPOSALS
Federal Register / Vol. 81, No. 207 / Wednesday, October 26, 2016 / Proposed Rules
Medicare beneficiaries with Part A or
Part B, advocacy groups representing
Medicare beneficiaries, physicians,
pharmacists, and other clinicians
(particularly other lawful prescribers of
controlled substances), retail
pharmacies, plan sponsors, entities
delegated by plan sponsors (such as
pharmacy benefit managers),
biopharmaceutical manufacturers, and
other interested parties are invited to
participate. The Listening Session will
be held via teleconference and is open
to the public.
DATES:
Meeting Date: The Listening Session
announced in this document will be
held via teleconference on Monday,
November 14, 2016 from 1 p.m. to 4
p.m., Eastern Standard Time (e.s.t.).
Deadline for Submitting a Request for
Special Accommodations: Individuals
planning to participate in the
teleconference who have a condition
that requires special assistance or
accommodations are asked to submit
their requests as specified in the
ADDRESSES section of this document no
later than 5:00 p.m., e.s.t Tuesday,
November 1, 2016.
Deadline for Meeting Registration:
Individuals may register online at
https://www.cms.gov/Outreach-andEducation/training/CTEO/Upcoming_
Current_events.html. or by phone by
contacting the person listed in the FOR
FURTHER INFORMATION CONTACT section of
this document by 1 p.m. e.s.t., Monday,
November 14, 2016.
Deadline for Submission of Written
Comments or Statements: Written
comments or statements on the topics
listed in section II.A. of this document
may be sent via mail or electronically to
the address specified in the ADDRESSES
section of this document and must be
received by 5 p.m. e.s.t., Friday,
December 2, 2016.
ADDRESSES:
Meeting Location: The Listening
Session will be held via teleconference
only.
Meeting Registration: Persons
interested in participating in the
teleconference must register by
completing the online registration.
Online registration is available via the
CMS Compliance Training, Education &
Outreach—Upcoming/Current Events
Web site: https://www.cms.gov/
Outreach-and-Education/training/
CTEO/Upcoming_Current_events.html.
Requests for Special
Accommodations: Individuals who
require special accommodations should
send a request via email to CTEO@
cms.hhs.gov.
Written Comments or Statements:
Any interested party may send written
VerDate Sep<11>2014
15:05 Oct 25, 2016
Jkt 241001
comments or statements by mail to Attn:
Chad Buskirk, Centers for Medicare &
Medicaid Services, Mail Stop C1–24–23,
7500 Security Boulevard, Baltimore, MD
21244–1850 or by email to
PARTDPOLICY@cms.hhs.gov.
FOR FURTHER INFORMATION CONTACT:
Chad Buskirk, 410–786–1630. News
Media Representatives must contact our
Public Affairs Office at (202) 690–6145.
SUPPLEMENTARY INFORMATION:
I. Background
Section 704 of the Comprehensive
Addiction and Recovery Act of 2016
(CARA) (Pub. L. 114–198) includes
provisions to permit Part D sponsors to
establish drug management programs for
at-risk beneficiaries under which Part D
sponsors may limit such beneficiaries’
access to frequently abused drugs to
certain prescribers and pharmacies.
Section 704(g)(2)(A) of CARA requires
the Secretary of Health and Human
Services to convene stakeholders for
input regarding specific topics in
sufficient time for the Secretary to take
such input into account in promulgating
regulations to implement the relevant
provisions. Stakeholders include
Medicare beneficiaries with Part A or
Part B, advocacy groups representing
Medicare beneficiaries, physicians,
pharmacists, and other clinicians
(particularly other lawful prescribers of
controlled substances), retail
pharmacies, plan sponsors, entities
delegated by plan sponsors (such as
pharmacy benefit managers), and
biopharmaceutical manufacturers.
II. Listening Session Topics and Format
A. Listening Session Topics
Section 704 of CARA is the basis for
the listening session and provides the
information for which we are soliciting
stakeholder input. The first topic is
found in section 704(a) of CARA and the
nine other topics are from the listing in
section 704(g)(2)(B) of CARA. Therefore,
we are soliciting feedback from
stakeholders and other interested parties
on the following 10 topics:
• The clinical guidelines that indicate
misuse or abuse of frequently abused
drugs. Section 704(a) of CARA refers to
such clinical guidelines and requires the
Secretary to develop such guidelines in
consultation with Part D sponsors and
other stakeholders.
• The anticipated impact of drug
management programs for at-risk
beneficiaries under section 1860D–
4(c)(5) of the Social Security Act (the
Act) on cost-sharing and ensuring
accessibility to prescription drugs for
enrollees in prescription drug plans
(PDPs), and MA–PD plans who are at-
PO 00000
Frm 00075
Fmt 4702
Sfmt 4702
74389
risk beneficiaries for prescription drug
abuse (as defined in section 1860D–
4(c)(5)(C) of the Act).
• The use of an expedited appeals
process under which such an enrollee
may appeal the enrollee’s identification
as an at-risk beneficiary for prescription
drug abuse (similar to the processes
established under the Medicare
Advantage program that allow an
automatic escalation to external review
of claims submitted under Part C).
• The types of enrollees that should
be treated as exempted individuals, as
described in section 1860D–4(c)(5)(C)(ii)
of the Act.
• The manner in which terms and
definitions should be applied, such as
the use of clinical appropriateness in
determining whether an enrollee is an
at-risk beneficiary for prescription drug
abuse as defined in section 1860D–
4(c)(5)(C) of Act.
• The information to be included in
the notices described in section 1860D–
4(c)(5)(B) of Act and the standardization
of such notices.
• The responsibility for the
implementation of the program of the
PDP sponsor (or Medicare Advantage
organization) that establishes a drug
management program for at-risk
beneficiaries under section 1860D–
4(c)(5) of the Act.
• Notices for plan enrollees at the
point of sale that would explain why an
at-risk beneficiary has been prohibited
from receiving a prescription at a
location outside of the designated
pharmacy.
• Evidence-based prescribing
guidelines for opiates.
• The sharing of claims data under
Parts A and B of title XVIII of the Act
with Part D sponsors.
B. Listening Session Format
Stakeholders and other interested
parties will be convened by
teleconference for this listening session.
The session will begin with
teleconference logistics and an overview
of objectives for the session. The
remainder of the session will be devoted
to receiving input on the 10 topics
specified in section II.A. of this
document. Time allotted for each topic
will be limited.
III. Registration Instructions
Persons interested in participating the
teleconference must register by
completing the on-line registration via
the CMS Compliance Training,
Education & Outreach—Upcoming/
Current Events Web site: https://
www.cms.gov/Outreach-and-Education/
training/CTEO/Upcoming_Current_
events.html by the deadline specified in
E:\FR\FM\26OCP1.SGM
26OCP1
74390
Federal Register / Vol. 81, No. 207 / Wednesday, October 26, 2016 / Proposed Rules
the DATES section of this document. You
will receive a registration confirmation
with the dial-in information to
participate in the listening session.
Individuals requiring special
accommodations should refer to the
DATES and ADDRESSES section of this
document.
Dated: October 7, 2016.
Andrew M. Slavitt,
Acting Administrator, Centers for Medicare
& Medicaid Services.
[FR Doc. 2016–25806 Filed 10–21–16; 4:15 pm]
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BILLING CODE 4120–01–P
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Agencies
[Federal Register Volume 81, Number 207 (Wednesday, October 26, 2016)]
[Proposed Rules]
[Pages 74388-74390]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-25806]
=======================================================================
-----------------------------------------------------------------------
DEPARTMENT OF HEALTH AND HUMAN SERVICES
Centers for Medicare & Medicaid Services
42 CFR Chapter IV
[CMS-4183-N]
Medicare Program; Listening Session Regarding the Implementation
of Certain Medicare Part D Provisions in the Comprehensive Addiction
and Recovery Act of 2016 (CARA)
AGENCY: Centers for Medicare & Medicaid Services (CMS), HHS.
ACTION: Notice of meeting.
-----------------------------------------------------------------------
SUMMARY: This document announces a listening session to solicit input
from stakeholders regarding our implementation of section 704 of the
Comprehensive Addiction and Recovery Act of 2016 (CARA), which includes
provisions to permit Part D sponsors to establish drug management
programs for at-risk beneficiaries under which Part D sponsors may
limit such beneficiaries' access to frequently abused drugs to certain
prescribers and pharmacies.
[[Page 74389]]
Medicare beneficiaries with Part A or Part B, advocacy groups
representing Medicare beneficiaries, physicians, pharmacists, and other
clinicians (particularly other lawful prescribers of controlled
substances), retail pharmacies, plan sponsors, entities delegated by
plan sponsors (such as pharmacy benefit managers), biopharmaceutical
manufacturers, and other interested parties are invited to participate.
The Listening Session will be held via teleconference and is open to
the public.
DATES:
Meeting Date: The Listening Session announced in this document will
be held via teleconference on Monday, November 14, 2016 from 1 p.m. to
4 p.m., Eastern Standard Time (e.s.t.).
Deadline for Submitting a Request for Special Accommodations:
Individuals planning to participate in the teleconference who have a
condition that requires special assistance or accommodations are asked
to submit their requests as specified in the ADDRESSES section of this
document no later than 5:00 p.m., e.s.t Tuesday, November 1, 2016.
Deadline for Meeting Registration: Individuals may register online
at https://www.cms.gov/Outreach-and-Education/training/CTEO/Upcoming_Current_events.html. or by phone by contacting the person
listed in the FOR FURTHER INFORMATION CONTACT section of this document
by 1 p.m. e.s.t., Monday, November 14, 2016.
Deadline for Submission of Written Comments or Statements: Written
comments or statements on the topics listed in section II.A. of this
document may be sent via mail or electronically to the address
specified in the ADDRESSES section of this document and must be
received by 5 p.m. e.s.t., Friday, December 2, 2016.
ADDRESSES:
Meeting Location: The Listening Session will be held via
teleconference only.
Meeting Registration: Persons interested in participating in the
teleconference must register by completing the online registration.
Online registration is available via the CMS Compliance Training,
Education & Outreach--Upcoming/Current Events Web site: https://www.cms.gov/Outreach-and-Education/training/CTEO/Upcoming_Current_events.html.
Requests for Special Accommodations: Individuals who require
special accommodations should send a request via email to
CTEO@cms.hhs.gov.
Written Comments or Statements: Any interested party may send
written comments or statements by mail to Attn: Chad Buskirk, Centers
for Medicare & Medicaid Services, Mail Stop C1-24-23, 7500 Security
Boulevard, Baltimore, MD 21244-1850 or by email to
PARTDPOLICY@cms.hhs.gov.
FOR FURTHER INFORMATION CONTACT: Chad Buskirk, 410-786-1630. News Media
Representatives must contact our Public Affairs Office at (202) 690-
6145.
SUPPLEMENTARY INFORMATION:
I. Background
Section 704 of the Comprehensive Addiction and Recovery Act of 2016
(CARA) (Pub. L. 114-198) includes provisions to permit Part D sponsors
to establish drug management programs for at-risk beneficiaries under
which Part D sponsors may limit such beneficiaries' access to
frequently abused drugs to certain prescribers and pharmacies. Section
704(g)(2)(A) of CARA requires the Secretary of Health and Human
Services to convene stakeholders for input regarding specific topics in
sufficient time for the Secretary to take such input into account in
promulgating regulations to implement the relevant provisions.
Stakeholders include Medicare beneficiaries with Part A or Part B,
advocacy groups representing Medicare beneficiaries, physicians,
pharmacists, and other clinicians (particularly other lawful
prescribers of controlled substances), retail pharmacies, plan
sponsors, entities delegated by plan sponsors (such as pharmacy benefit
managers), and biopharmaceutical manufacturers.
II. Listening Session Topics and Format
A. Listening Session Topics
Section 704 of CARA is the basis for the listening session and
provides the information for which we are soliciting stakeholder input.
The first topic is found in section 704(a) of CARA and the nine other
topics are from the listing in section 704(g)(2)(B) of CARA. Therefore,
we are soliciting feedback from stakeholders and other interested
parties on the following 10 topics:
The clinical guidelines that indicate misuse or abuse of
frequently abused drugs. Section 704(a) of CARA refers to such clinical
guidelines and requires the Secretary to develop such guidelines in
consultation with Part D sponsors and other stakeholders.
The anticipated impact of drug management programs for at-
risk beneficiaries under section 1860D-4(c)(5) of the Social Security
Act (the Act) on cost-sharing and ensuring accessibility to
prescription drugs for enrollees in prescription drug plans (PDPs), and
MA-PD plans who are at-risk beneficiaries for prescription drug abuse
(as defined in section 1860D-4(c)(5)(C) of the Act).
The use of an expedited appeals process under which such
an enrollee may appeal the enrollee's identification as an at-risk
beneficiary for prescription drug abuse (similar to the processes
established under the Medicare Advantage program that allow an
automatic escalation to external review of claims submitted under Part
C).
The types of enrollees that should be treated as exempted
individuals, as described in section 1860D-4(c)(5)(C)(ii) of the Act.
The manner in which terms and definitions should be
applied, such as the use of clinical appropriateness in determining
whether an enrollee is an at-risk beneficiary for prescription drug
abuse as defined in section 1860D-4(c)(5)(C) of Act.
The information to be included in the notices described in
section 1860D-4(c)(5)(B) of Act and the standardization of such
notices.
The responsibility for the implementation of the program
of the PDP sponsor (or Medicare Advantage organization) that
establishes a drug management program for at-risk beneficiaries under
section 1860D-4(c)(5) of the Act.
Notices for plan enrollees at the point of sale that would
explain why an at-risk beneficiary has been prohibited from receiving a
prescription at a location outside of the designated pharmacy.
Evidence-based prescribing guidelines for opiates.
The sharing of claims data under Parts A and B of title
XVIII of the Act with Part D sponsors.
B. Listening Session Format
Stakeholders and other interested parties will be convened by
teleconference for this listening session. The session will begin with
teleconference logistics and an overview of objectives for the session.
The remainder of the session will be devoted to receiving input on the
10 topics specified in section II.A. of this document. Time allotted
for each topic will be limited.
III. Registration Instructions
Persons interested in participating the teleconference must
register by completing the on-line registration via the CMS Compliance
Training, Education & Outreach--Upcoming/Current Events Web site:
https://www.cms.gov/Outreach-and-Education/training/CTEO/Upcoming_Current_events.html by the deadline specified in
[[Page 74390]]
the DATES section of this document. You will receive a registration
confirmation with the dial-in information to participate in the
listening session.
Individuals requiring special accommodations should refer to the
DATES and ADDRESSES section of this document.
Dated: October 7, 2016.
Andrew M. Slavitt,
Acting Administrator, Centers for Medicare & Medicaid Services.
[FR Doc. 2016-25806 Filed 10-21-16; 4:15 pm]
BILLING CODE 4120-01-P