Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB, 33672-33674 [2016-12604]
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33672
Federal Register / Vol. 81, No. 103 / Friday, May 27, 2016 / Notices
Total Annual Cost: No Cost.
Privacy Act Impact Assessment: No
impact(s).
Nature and Extent of Confidentiality:
We note that USAC must preserve the
confidentiality of all data obtained from
respondents; must not use the data
except for purposes of administering the
universal service programs; and must
not disclose data in company-specific
form unless directed to do so by the
Commission.
Needs and Uses: The Commission is
requesting approval for this new
collection. In March 2016, the
Commission adopted an order reforming
its universal service support program in
areas served by rate-of-return carriers.
Connect America Fund; ETC Annual
Reports and Certifications; Establishing
Just and Reasonable Rates for Local
Exchange Carriers; Developing a Unified
Intercarrier Compensation Regime, WC
Docket Nos. 10–90, 14–58, 07–135, 05–
337, 03–109; CC Docket Nos. 01–92, 96–
45, Report and Order, Order and Order
on Reconsideration, and Further Notice
of Proposed Rulemaking, FCC 16–33
(Rate-of-Return Order).
The Commission adopted a voluntary
path for rate-of-return carriers to receive
model-based universal service support
in exchange for making a commitment
to deploy broadband-capable networks
meeting certain service obligation to a
pre-determined number of eligible
locations by state. The Commission
addressed the requirement that carriers
electing model-based support must
notify the Commission of that election
and their commitment to satisfy the
specific service obligations associated
with the amount of model support. In
addition, the Commission adopted
reforms to the universal service
mechanisms used to determine support
for rate-of-return carriers not electing
model-based support. Among other such
reforms, the Commission adopted an
operating expense limitation to improve
carriers’ incentives to be prudent and
efficient in their expenditures, a capital
investment allowance to better target
support to those areas with less
broadband deployment, and broadband
deployment obligations to promote
‘‘accountability from companies
receiving support to ensure that public
investment are used wisely to deliver
intended results.’’ This information
collection addresses the new burdens
associated with those reforms.
Federal Communications Commission.
Gloria J. Miles,
Federal Register Liaison Officer, Office of the
Secretary.
[FR Doc. 2016–12611 Filed 5–26–16; 8:45 am]
BILLING CODE 6712–01–P
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FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
and regulations to become a bank
holding company and/or to acquire the
assets or the ownership of, control of, or
the power to vote shares of a bank or
bank holding company and all of the
banks and nonbanking companies
owned by the bank holding company,
including the companies listed below.
The applications listed below, as well
as other related filings required by the
Board, are available for immediate
inspection at the Federal Reserve Bank
indicated. The applications will also be
available for inspection at the offices of
the Board of Governors. Interested
persons may express their views in
writing on the standards enumerated in
the BHC Act (12 U.S.C. 1842(c)). If the
proposal also involves the acquisition of
a nonbanking company, the review also
includes whether the acquisition of the
nonbanking company complies with the
standards in section 4 of the BHC Act
(12 U.S.C. 1843). Unless otherwise
noted, nonbanking activities will be
conducted throughout the United States.
Unless otherwise noted, comments
regarding each of these applications
must be received at the Reserve Bank
indicated or the offices of the Board of
Governors not later than June 24, 2016.
A. Federal Reserve Bank of Atlanta
(Chapelle Davis, Assistant Vice
President), 1000 Peachtree Street NE.,
Atlanta, Georgia 30309. Comments can
also be sent electronically to
Applications.Comments@atl.frb.org:
1. Progressive Financial Group, Inc.,
Jamestown, Tennessee; to become a
bank holding company by acquiring 100
percent of the voting shares of
Progressive Savings Bank, Jamestown,
Tennessee.
2. Progressive Financial Group, Inc.,
Jamestown, Tennessee, to acquire up to
23.3 percent of the voting shares of
Upper Cumberland Bancshares, Inc.,
Byrdstown, Tennessee, and thereby
indirectly acquire People’s Bank and
Trust Company of Pickett County,
Byrdstown, Tennessee, and Peoples
Bank & Trust Company of Clinton,
Albany, Kentucky.
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Board of Governors of the Federal Reserve
System, May 24, 2016.
Michele Taylor Fennell,
Assistant Secretary of the Board.
[FR Doc. 2016–12580 Filed 5–26–16; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB
Board of Governors of the
Federal Reserve System.
SUMMARY: Notice is hereby given of the
final approval of a proposed information
collection by the Board of Governors of
the Federal Reserve System (Board)
under OMB delegated authority. Boardapproved collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. Copies of the
Paperwork Reduction Act Submission,
supporting statements and approved
collection of information instrument(s)
are placed into OMB’s public docket
files. The Federal Reserve may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection that has been
extended, revised, or implemented on or
after October 1, 1995, unless it displays
a currently valid OMB control number.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551, (202)
452–3829. Telecommunications Device
for the Deaf (TDD) users may contact
(202) 263–4869, Board of Governors of
the Federal Reserve System,
Washington, DC 20551.
OMB Desk Officer—Shagufta
Ahmed—Office of Information and
Regulatory Affairs, Office of
Management and Budget, New
Executive Office Building, Room 10235,
725 17th Street NW., Washington, DC
20503.
AGENCY:
Final Approval Under OMB Delegated
Authority of The Extension For Three
Years, Without Revision, of the
Following Reports
1. Report title: Written Security
Program for State Member Banks.
Agency form number: FR 4198.
OMB control number: 7100–0326.
Frequency: On occasion.
Reporters: Bank holding companies,
savings and loan holding companies,
state member banks, state-licensed
branches and agencies of foreign banks
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(other than insured branches), and
corporations organized or operating
under sections 25 or 25A of the Federal
Reserve Act (agreement corporations
and Edge corporations).
Estimated annual reporting hours:
Section 14 strategic planning and
budgeting process: Large institutions:
20,160 hours; mid-sized institutions:
17,520 hours; small institutions:
428,080 hours. Section 20 liquidity risk
reporters: 261,696 hours.
Estimated average hours per response:
Section 14 strategic planning and
budgeting process: Large institutions:
720 hours; mid-sized institutions: 240
hours; small institutions: 80 hours.
Section 20 liquidity risk reporters: 4
hours.
Number of respondents: Section 14
strategic planning and budgeting
process: Large institutions: 28; midsized institutions: 73; small institutions:
5,351. Section 20 liquidity risk
reporters: 5,452.
General description of report: The
Board’s Legal Division has determined
that this information collection is
mandatory based on the following
relevant statutory provisions.
• Section 9(6) of the Federal Reserve
Act (12 U.S.C. 324) requires state
member banks to make reports of
condition to their supervising Reserve
Bank in such form and containing such
information as the Board may require.
• Section 5(c) of the Bank Holding
Company Act (12 U.S.C. 1844(c))
authorizes the Board to require a BHC
and any subsidiary to submit reports to
keep the Board informed as to its
financial condition, [and] systems for
monitoring and controlling financial
and operating risk.
• Section 7(c)(2) of the International
Banking Act of 1978 (12 U.S.C.
3105(c)(2) requires branches and
agencies of foreign banking
organizations to file reports of condition
with the Federal Reserve to the same
extent and in the same manner as if the
branch or agency were a state member
bank.
• Section 25A of the Federal Reserve
Act (12 U.S.C. 625) requires Edge and
agreement corporations to make reports
to the Board at such time and in such
form as it may require.
• Section 10(b) of the Home Owners’
Loan Act requires an SLHC to file
reports on the operation of the SLHC
and any subsidiary as the Board may
require and in such form and for such
periods as the Board may require.
Because the records required by the
Guidance are maintained at the
institution, issues of confidentiality are
not expected to arise. Should the
documents be obtained by the Federal
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Reserve System during the course of an
examination, they would be exempt
from disclosure under exemption 8 of
FOIA, 5 U.S.C. 552(b)(8). In addition,
some or all of the information may be
‘‘commercial or financial’’ information
protected from disclosure under
exemption 4 of FOIA, under the
standards set forth in National Parks &
Conservation Ass’n v. Morton, 498 F.2d
765 (D.C. Cir. 1974).
Abstract: On March 22, 2010, the
Office of the Comptroller of the
Currency (OCC), the Office of Thrift
Supervision (OTS), the Federal Reserve,
and the Federal Deposit Insurance
Corporation (FDIC), and the National
Credit Union Administration (NCUA)
(the agencies) published a joint final
notice in the Federal Register
implementing guidance titled
‘‘Interagency Policy Statement on
Funding and Liquidity Risk
Management’’ (the ‘‘Guidance’’),
effective May 21, 2010.1
The Guidance summarizes the
principles of sound liquidity risk
management that the agencies have
issued in the past and, where
appropriate, brings them into
conformance with the ‘‘Principles for
Sound Liquidity Risk Management and
Supervision’’ issued by the Basel
Committee on Banking Supervision
(BCBS) in September 2008. While the
BCBS liquidity principles primarily
focuses on large internationally active
financial institutions, the Guidance
emphasizes supervisory expectations for
all domestic financial institutions
including banks, thrifts and credit
unions.
The agencies 2 have identified two
sections of the Guidance that fall under
the definition of an information
collection. Section 14 states that
institutions should consider liquidity
costs, benefits, and risks in strategic
planning and budgeting processes.
Section 20 requires that liquidity risk
reports provide aggregate information
with sufficient supporting detail to
enable management to assess the
sensitivity of the institution to changes
in market conditions, its own financial
performance, and other important risk
factors.
Current Actions: On March 15, 2016,
the Board published a notice in the
Federal Register (81 FR 13791)
requesting public comment for 60 days
on the proposal to extend the FR 4198
for three years without revision. The
1 75
FR 13656 (March 22, 2010).
part of the Dodd-Frank Wall Street Reform
and Consumer Protection Act, the OTS was
abolished and its functions and powers were
transferred to the OCC, the FDIC, and the Federal
Reserve.
2 As
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33673
comment period for the notice expired
on May 16, 2016. The Federal Reserve
did not receive any comments, and the
information collection will be extended
as proposed.
2. Report title: Recordkeeping
Provisions Associated with Guidance on
Leveraged Lending.
Agency form number: FR 4203.
OMB control number: 7100–0354.
Frequency: On occasion.
Reporters: All institutions that
originate or participate in leverage
lending.
Estimated annual reporting hours:
29,422 hours.
Estimated average hours per response:
754.4 hours.
Number of respondents: 39.
General description of report: The
Board’s Legal Division has determined
that all financial institutions supervised
by the Board and substantively engaged
in leveraged lending activities are
subject to the FR 4203:
• Regarding state member banks, the
information collection is authorized by
Section 11(a)(2) of the Federal Reserve
Act, 12 U.S.C. 248(a)(2), which
authorizes the Board to require any
depository institution to make such
reports of its assets and liabilities as the
Board may determine to be necessary or
desirable to enable the Board to
discharge its responsibilities to monitor
and control monetary and credit
aggregates.
• With respect to bank holding
companies, Section 5(c) of the Bank
Holding Company Act, 12 U.S.C.
1844(c), authorizes the Board to require
a bank holding company and any
subsidiary ‘‘to keep the Board informed
as to—(i) its financial condition, [and]
systems for monitoring and controlling
financial and operating risks . . . .’’
• With respect to savings and loan
holding companies, 12 U.S.C.
1467a(b)(3), authorizes the Board to
‘‘maintain such books and records as
may be prescribed by the Board.’’
• Regarding branches and agencies of
foreign banking organizations, Section
7(c)(2) of the International Banking Act
of 1978, 12 U.S.C. 3105(c)(2), subjects
such entities to the requirements of
section 11(a) of the Federal Reserve Act
(12 U.S.C. 248(a)) ‘‘to the same extent
and in the same manner as if the branch
or agency were a state member bank.’’
• Under Section 25 of the Federal
Reserve Act, 12 U.S.C. 602, member
banks are required to furnish to the
Board ‘‘information concerning the
condition of’’ Edge and Agreement
Corporations in which they invest. More
generally with respect to Edge and
Agreement Corporations, under Section
25A of the Federal Reserve Act, 12
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U.S.C. 611a, the Federal Reserve may
‘‘issue rules and regulations’’ governing
such entities ‘‘consistent with and in
furtherance of the purposes’’ of that
subchapter.
Because the information collection is
called for in guidance and not in a
statute or regulation, it is considered
voluntary.
Because the information collected by
the Proposed Guidance is maintained at
the institutions, issues of confidentiality
would not normally arise. Should the
information be obtained by the Board in
the course of an examination, it would
be exempt from disclosure under
exemption 8 of Freedom of Information
Act (FOIA), 5 U.S.C. 552(b)(8). In
addition, some or all of the information
may be confidential commercial or
financial information protected from
disclosure under exemption 4 of FOIA,
under the standards set forth in
National Parks & Conservation Ass’n v.
Morton, 498 F.2d 765 (D.C. Cir. 1974).
Abstract: The interagency guidance
outlines high-level principles related to
safe and sound leveraged lending
activities, including underwriting
considerations, assessing and
documenting enterprise value, risk
management expectations for credits
awaiting distribution, stress testing
expectations and portfolio management,
and risk management expectations. This
guidance applies to all financial
institutions substantively engaged in
leveraged lending activities supervised
by the Federal Reserve, FDIC, and OCC
(the Agencies).
The Agencies identified certain
aspects of the proposed guidance that
may constitute a collection of
information. In particular, these aspects
are the provisions that state a banking
organization should (a) have
underwriting policies for leveraged
lending, including stress testing
procedures for leveraged credits; (b)
have risk management policies,
including stress testing procedures for
pipeline exposures; and (c) have
policies and procedures for
incorporating the results of leveraged
credit and pipeline stress tests into the
firm’s overall stress testing framework.
Although the guidance is applicable
to all institutions that originate or
participate in leverage lending, due to
the large exposures created by these
types of loans, these credits are most
likely originated primarily by larger
institutions.
Current Actions: On March 15, 2016,
the Board published a notice in the
Federal Register (81 FR 13791)
requesting public comment for 60 days
on the proposal to extend the FR 4203
for three years without revision. The
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comment period for the notice expired
on May 16, 2016. The Federal Reserve
did not receive any comments, and the
information collection will be extended
as proposed.
3. Report title: Reporting,
Recordkeeping, and Disclosure
Requirements Associated with
Regulation NN.
Agency form number: Reg NN.
OMB control number: 7100–0353.
Frequency: On occasion.
Reporters: Banking organizations
seeking to engage in off-exchange
transactions in foreign currency with
retail customers.
Estimated annual reporting hours:
1,972 hours.
Estimated average hours per response:
Reporting, 16 hours; Recordkeeping, 183
hours; Disclosure, 787 hours.
Number of respondents: 2.
General description of report: This
information collection is required by the
Commodity Exchange Act (7 U.S.C.
Section 2(c)(2)(E)), the Federal Reserve
Act (12 U.S.C. Sections 248 and 321–
338), the Federal Deposit Insurance Act
(12 U.S.C. Section 1818), the
International Banking Act (12 U.S.C.
Section 3108), and Regulation NN (12
CFR part 240). The information
collection is mandatory. The reported
data are regarded as confidential under
the Freedom of Information Act (5
U.S.C. Section 552(b)(4)).
Abstract: The reporting requirements
associated with Regulation NN are
found in section 240.4; the
recordkeeping requirements are found
in sections 240.7, 240.9, and 240.13(a);
and the disclosure requirements are
found in sections 240.5, 240.6, 240.10,
240.13b–d, 240.15, and 240.16. These
requirements permit banking
organizations under the Federal
Reserve’s supervision to engage in offexchange transactions in foreign
currency with retail customers and to
describe various requirements with
which banking organizations must
comply to conduct such transactions.
Current Actions: On March 17, 2016,
the Board published a notice in the
Federal Register (81 FR 14444)
requesting public comment for 60 days
on the proposal to extend the FR 4203
for three years without revision. The
comment period for the notice expired
on May 16, 2016. The Federal Reserve
did not receive any comments, and the
information collection will be extended
as proposed.
Board of Governors of the Federal Reserve
System, May 24, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016–12604 Filed 5–26–16; 8:45 am]
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DEPARTMENT OF DEFENSE
GENERAL SERVICES
ADMINISTRATION
NATIONAL AERONAUTICS AND
SPACE ADMINISTRATION
[OMB Control No. 9000–0173; Docket 2016–
0053; Sequence 28]
Information Collection; Limitations on
Pass-Through Charges
Department of Defense (DOD),
General Services Administration (GSA),
and National Aeronautics and Space
Administration (NASA).
ACTION: Notice of request for public
comments regarding an extension to an
existing OMB clearance.
AGENCY:
Under the provisions of the
Paperwork Reduction Act, the
Regulatory Secretariat Division will be
submitting to the Office of Management
and Budget (OMB) a request to review
and approve a previously approved
information collection requirement
regarding Limitations on Pass-Through
Charges.
SUMMARY:
Submit comments on or before
July 26, 2016.
ADDRESSES: Submit comments
identified by Information Collection
9000–0173, Limitations on PassThrough Charges by any of the
following methods:
• Regulations.gov: https://
www.regulations.gov. Submit comments
via the Federal eRulemaking portal by
searching the OMB control number.
Select the link ‘‘Submit a Comment’’
that corresponds with ‘‘Information
Collection 9000–0173, Limitations on
Pass-Through Charges’’. Follow the
instructions provided at the ‘‘Submit a
Comment’’ screen. Please include your
name, company name (if any), and
‘‘Information Collection 9000–0173,
Limitations on Pass-Through Charges’’
on your attached document.
• Mail: General Services
Administration, Regulatory Secretariat
Division (MVCB), 1800 F Street NW.,
Washington, DC 20405. ATTN: Ms.
Flowers/IC 9000–0173, Limitations on
Pass-Through Charges.
Instructions: Please submit comments
only and cite Information Collection
9000–0173, Limitations on PassThrough Charges, in all correspondence
related to this collection. Comments
received generally will be posted
without change to https://
www.regulations.gov, including any
personal and/or business confidential
information provided. To confirm
receipt of your comment(s), please
DATES:
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Agencies
[Federal Register Volume 81, Number 103 (Friday, May 27, 2016)]
[Notices]
[Pages 33672-33674]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-12604]
-----------------------------------------------------------------------
FEDERAL RESERVE SYSTEM
Agency Information Collection Activities: Announcement of Board
Approval Under Delegated Authority and Submission to OMB
AGENCY: Board of Governors of the Federal Reserve System.
SUMMARY: Notice is hereby given of the final approval of a proposed
information collection by the Board of Governors of the Federal Reserve
System (Board) under OMB delegated authority. Board-approved
collections of information are incorporated into the official OMB
inventory of currently approved collections of information. Copies of
the Paperwork Reduction Act Submission, supporting statements and
approved collection of information instrument(s) are placed into OMB's
public docket files. The Federal Reserve may not conduct or sponsor,
and the respondent is not required to respond to, an information
collection that has been extended, revised, or implemented on or after
October 1, 1995, unless it displays a currently valid OMB control
number.
FOR FURTHER INFORMATION CONTACT: Federal Reserve Board Clearance
Officer--Nuha Elmaghrabi--Office of the Chief Data Officer, Board of
Governors of the Federal Reserve System, Washington, DC 20551, (202)
452-3829. Telecommunications Device for the Deaf (TDD) users may
contact (202) 263-4869, Board of Governors of the Federal Reserve
System, Washington, DC 20551.
OMB Desk Officer--Shagufta Ahmed--Office of Information and
Regulatory Affairs, Office of Management and Budget, New Executive
Office Building, Room 10235, 725 17th Street NW., Washington, DC 20503.
Final Approval Under OMB Delegated Authority of The Extension For Three
Years, Without Revision, of the Following Reports
1. Report title: Written Security Program for State Member Banks.
Agency form number: FR 4198.
OMB control number: 7100-0326.
Frequency: On occasion.
Reporters: Bank holding companies, savings and loan holding
companies, state member banks, state-licensed branches and agencies of
foreign banks
[[Page 33673]]
(other than insured branches), and corporations organized or operating
under sections 25 or 25A of the Federal Reserve Act (agreement
corporations and Edge corporations).
Estimated annual reporting hours: Section 14 strategic planning and
budgeting process: Large institutions: 20,160 hours; mid-sized
institutions: 17,520 hours; small institutions: 428,080 hours. Section
20 liquidity risk reporters: 261,696 hours.
Estimated average hours per response: Section 14 strategic planning
and budgeting process: Large institutions: 720 hours; mid-sized
institutions: 240 hours; small institutions: 80 hours. Section 20
liquidity risk reporters: 4 hours.
Number of respondents: Section 14 strategic planning and budgeting
process: Large institutions: 28; mid-sized institutions: 73; small
institutions: 5,351. Section 20 liquidity risk reporters: 5,452.
General description of report: The Board's Legal Division has
determined that this information collection is mandatory based on the
following relevant statutory provisions.
Section 9(6) of the Federal Reserve Act (12 U.S.C. 324)
requires state member banks to make reports of condition to their
supervising Reserve Bank in such form and containing such information
as the Board may require.
Section 5(c) of the Bank Holding Company Act (12 U.S.C.
1844(c)) authorizes the Board to require a BHC and any subsidiary to
submit reports to keep the Board informed as to its financial
condition, [and] systems for monitoring and controlling financial and
operating risk.
Section 7(c)(2) of the International Banking Act of 1978
(12 U.S.C. 3105(c)(2) requires branches and agencies of foreign banking
organizations to file reports of condition with the Federal Reserve to
the same extent and in the same manner as if the branch or agency were
a state member bank.
Section 25A of the Federal Reserve Act (12 U.S.C. 625)
requires Edge and agreement corporations to make reports to the Board
at such time and in such form as it may require.
Section 10(b) of the Home Owners' Loan Act requires an
SLHC to file reports on the operation of the SLHC and any subsidiary as
the Board may require and in such form and for such periods as the
Board may require.
Because the records required by the Guidance are maintained at the
institution, issues of confidentiality are not expected to arise.
Should the documents be obtained by the Federal Reserve System during
the course of an examination, they would be exempt from disclosure
under exemption 8 of FOIA, 5 U.S.C. 552(b)(8). In addition, some or all
of the information may be ``commercial or financial'' information
protected from disclosure under exemption 4 of FOIA, under the
standards set forth in National Parks & Conservation Ass'n v. Morton,
498 F.2d 765 (D.C. Cir. 1974).
Abstract: On March 22, 2010, the Office of the Comptroller of the
Currency (OCC), the Office of Thrift Supervision (OTS), the Federal
Reserve, and the Federal Deposit Insurance Corporation (FDIC), and the
National Credit Union Administration (NCUA) (the agencies) published a
joint final notice in the Federal Register implementing guidance titled
``Interagency Policy Statement on Funding and Liquidity Risk
Management'' (the ``Guidance''), effective May 21, 2010.\1\
---------------------------------------------------------------------------
\1\ 75 FR 13656 (March 22, 2010).
---------------------------------------------------------------------------
The Guidance summarizes the principles of sound liquidity risk
management that the agencies have issued in the past and, where
appropriate, brings them into conformance with the ``Principles for
Sound Liquidity Risk Management and Supervision'' issued by the Basel
Committee on Banking Supervision (BCBS) in September 2008. While the
BCBS liquidity principles primarily focuses on large internationally
active financial institutions, the Guidance emphasizes supervisory
expectations for all domestic financial institutions including banks,
thrifts and credit unions.
The agencies \2\ have identified two sections of the Guidance that
fall under the definition of an information collection. Section 14
states that institutions should consider liquidity costs, benefits, and
risks in strategic planning and budgeting processes. Section 20
requires that liquidity risk reports provide aggregate information with
sufficient supporting detail to enable management to assess the
sensitivity of the institution to changes in market conditions, its own
financial performance, and other important risk factors.
---------------------------------------------------------------------------
\2\ As part of the Dodd-Frank Wall Street Reform and Consumer
Protection Act, the OTS was abolished and its functions and powers
were transferred to the OCC, the FDIC, and the Federal Reserve.
---------------------------------------------------------------------------
Current Actions: On March 15, 2016, the Board published a notice in
the Federal Register (81 FR 13791) requesting public comment for 60
days on the proposal to extend the FR 4198 for three years without
revision. The comment period for the notice expired on May 16, 2016.
The Federal Reserve did not receive any comments, and the information
collection will be extended as proposed.
2. Report title: Recordkeeping Provisions Associated with Guidance
on Leveraged Lending.
Agency form number: FR 4203.
OMB control number: 7100-0354.
Frequency: On occasion.
Reporters: All institutions that originate or participate in
leverage lending.
Estimated annual reporting hours: 29,422 hours.
Estimated average hours per response: 754.4 hours.
Number of respondents: 39.
General description of report: The Board's Legal Division has
determined that all financial institutions supervised by the Board and
substantively engaged in leveraged lending activities are subject to
the FR 4203:
Regarding state member banks, the information collection
is authorized by Section 11(a)(2) of the Federal Reserve Act, 12 U.S.C.
248(a)(2), which authorizes the Board to require any depository
institution to make such reports of its assets and liabilities as the
Board may determine to be necessary or desirable to enable the Board to
discharge its responsibilities to monitor and control monetary and
credit aggregates.
With respect to bank holding companies, Section 5(c) of
the Bank Holding Company Act, 12 U.S.C. 1844(c), authorizes the Board
to require a bank holding company and any subsidiary ``to keep the
Board informed as to--(i) its financial condition, [and] systems for
monitoring and controlling financial and operating risks . . . .''
With respect to savings and loan holding companies, 12
U.S.C. 1467a(b)(3), authorizes the Board to ``maintain such books and
records as may be prescribed by the Board.''
Regarding branches and agencies of foreign banking
organizations, Section 7(c)(2) of the International Banking Act of
1978, 12 U.S.C. 3105(c)(2), subjects such entities to the requirements
of section 11(a) of the Federal Reserve Act (12 U.S.C. 248(a)) ``to the
same extent and in the same manner as if the branch or agency were a
state member bank.''
Under Section 25 of the Federal Reserve Act, 12 U.S.C.
602, member banks are required to furnish to the Board ``information
concerning the condition of'' Edge and Agreement Corporations in which
they invest. More generally with respect to Edge and Agreement
Corporations, under Section 25A of the Federal Reserve Act, 12
[[Page 33674]]
U.S.C. 611a, the Federal Reserve may ``issue rules and regulations''
governing such entities ``consistent with and in furtherance of the
purposes'' of that subchapter.
Because the information collection is called for in guidance and
not in a statute or regulation, it is considered voluntary.
Because the information collected by the Proposed Guidance is
maintained at the institutions, issues of confidentiality would not
normally arise. Should the information be obtained by the Board in the
course of an examination, it would be exempt from disclosure under
exemption 8 of Freedom of Information Act (FOIA), 5 U.S.C. 552(b)(8).
In addition, some or all of the information may be confidential
commercial or financial information protected from disclosure under
exemption 4 of FOIA, under the standards set forth in National Parks &
Conservation Ass'n v. Morton, 498 F.2d 765 (D.C. Cir. 1974).
Abstract: The interagency guidance outlines high-level principles
related to safe and sound leveraged lending activities, including
underwriting considerations, assessing and documenting enterprise
value, risk management expectations for credits awaiting distribution,
stress testing expectations and portfolio management, and risk
management expectations. This guidance applies to all financial
institutions substantively engaged in leveraged lending activities
supervised by the Federal Reserve, FDIC, and OCC (the Agencies).
The Agencies identified certain aspects of the proposed guidance
that may constitute a collection of information. In particular, these
aspects are the provisions that state a banking organization should (a)
have underwriting policies for leveraged lending, including stress
testing procedures for leveraged credits; (b) have risk management
policies, including stress testing procedures for pipeline exposures;
and (c) have policies and procedures for incorporating the results of
leveraged credit and pipeline stress tests into the firm's overall
stress testing framework.
Although the guidance is applicable to all institutions that
originate or participate in leverage lending, due to the large
exposures created by these types of loans, these credits are most
likely originated primarily by larger institutions.
Current Actions: On March 15, 2016, the Board published a notice in
the Federal Register (81 FR 13791) requesting public comment for 60
days on the proposal to extend the FR 4203 for three years without
revision. The comment period for the notice expired on May 16, 2016.
The Federal Reserve did not receive any comments, and the information
collection will be extended as proposed.
3. Report title: Reporting, Recordkeeping, and Disclosure
Requirements Associated with Regulation NN.
Agency form number: Reg NN.
OMB control number: 7100-0353.
Frequency: On occasion.
Reporters: Banking organizations seeking to engage in off-exchange
transactions in foreign currency with retail customers.
Estimated annual reporting hours: 1,972 hours.
Estimated average hours per response: Reporting, 16 hours;
Recordkeeping, 183 hours; Disclosure, 787 hours.
Number of respondents: 2.
General description of report: This information collection is
required by the Commodity Exchange Act (7 U.S.C. Section 2(c)(2)(E)),
the Federal Reserve Act (12 U.S.C. Sections 248 and 321-338), the
Federal Deposit Insurance Act (12 U.S.C. Section 1818), the
International Banking Act (12 U.S.C. Section 3108), and Regulation NN
(12 CFR part 240). The information collection is mandatory. The
reported data are regarded as confidential under the Freedom of
Information Act (5 U.S.C. Section 552(b)(4)).
Abstract: The reporting requirements associated with Regulation NN
are found in section 240.4; the recordkeeping requirements are found in
sections 240.7, 240.9, and 240.13(a); and the disclosure requirements
are found in sections 240.5, 240.6, 240.10, 240.13b-d, 240.15, and
240.16. These requirements permit banking organizations under the
Federal Reserve's supervision to engage in off-exchange transactions in
foreign currency with retail customers and to describe various
requirements with which banking organizations must comply to conduct
such transactions.
Current Actions: On March 17, 2016, the Board published a notice in
the Federal Register (81 FR 14444) requesting public comment for 60
days on the proposal to extend the FR 4203 for three years without
revision. The comment period for the notice expired on May 16, 2016.
The Federal Reserve did not receive any comments, and the information
collection will be extended as proposed.
Board of Governors of the Federal Reserve System, May 24, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016-12604 Filed 5-26-16; 8:45 am]
BILLING CODE 6210-01-P