Open Meeting of the Taxpayer Advocacy Panel Taxpayer Communications Project Committee, 24941-24942 [2016-09764]
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asabaliauskas on DSK3SPTVN1PROD with NOTICES
Federal Register / Vol. 81, No. 81 / Wednesday, April 27, 2016 / Notices
include any information in your
comment or supporting materials that
you consider confidential or
inappropriate for public disclosure.
Additionally, please send a copy of
your comments by mail to: OCC Desk
Officer, 1557–0315, U.S. Office of
Management and Budget, 725 17th
Street NW., #10235, Washington, DC
20503, or by email to: oira submission@
omb.eop.gov.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, Clearance Officer,
(202) 649–5490 or, for persons who are
deaf or hard of hearing, TTY, (202) 649–
5597, Legislative and Regulatory
Activities Division, Office of the
Comptroller of the Currency, 400 7th
Street SW., Washington, DC 20219.
SUPPLEMENTARY INFORMATION: The OCC
is proposing to extend OMB approval of
the following information collection:
Title: Leveraged Lending.
OMB Control No.: 1557–0315.
Description: On March 22, 2013, the
agencies 1 issued guidance stating that
they expected financial institutions 2 to
properly evaluate and monitor
underwritten credit risks in leveraged
loans, to understand the effect of
changes in borrowers’ business
valuations on credit portfolio quality,
and to assess the sensitivity of future
credit losses to these changes in
business valuations.3 In underwriting
such credits, financial institutions
should ensure that borrowers are able to
repay credits when due and that
borrowers have sustainable capital
structures, including bank borrowings
and other debt, to support their
continued operations through economic
cycles. Financial institutions also
should be able to demonstrate they
understand the risks and the potential
impact of stressful events and
circumstances on borrowers’ financial
condition.
The final guidance stated that
financial institutions should have: (i)
Underwriting policies for leveraged
lending, including stress-testing
procedures for leveraged credits; (ii) risk
management policies, including stresstesting procedures for pipeline
exposures; and, (iii) policies and
procedures for incorporating the results
of leveraged credit and pipeline stress
tests into the firm’s overall stress-testing
framework.
1 OCC, Board of Governors of the Federal Reserve
System, and Federal Deposit Insurance Corporation.
2 For the OCC, the term ‘‘financial institution’’ or
‘‘institution’’ includes national banks, Federal
savings associations, and Federal branches and
agencies supervised by the OCC.
3 78 FR 17766 (March 22, 2013).
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Respondents are financial institutions
with leveraged lending activities as
defined in the guidance.
Title: Leveraged Lending.
OMB Control No.: 1557–0315.
Frequency of Response: Annual.
Affected Public: Financial institutions
with leveraged lending.
Burden Estimates:
Estimated number of respondents: 29.
Estimated total annual burden: 39,162
hours to build; 49,462 hours for ongoing
use.
Total estimated annual burden:
88,624 hours.
Comments: On February 17, 2016, the
OCC published a notice for 60 days of
comment regarding the collection, 81 FR
8126. The OCC received one comment
on the 60-day notice from an individual.
The commenter questioned the utility
and benefit of the information collection
aspects of the guidance compared with
the burden. Specifically, the commenter
stated the information collections on
stress-testing for leveraged lending,
including for pipeline exposures, is
already contained in other OCC or
interagency guidance. The commenter
also suggested that the OCC should
define a leveraged loan and clarify the
limits of acceptable leveraged lending
risk.
The OCC believes that the information
collections provide utility and benefit,
as they can allow banks to monitor more
closely their leveraged lending activity.
Increased monitoring can improve a
bank’s response to potential
deteriorations in the leveraged lending
portfolio. Regarding burden, the
leveraged lending information
collections are voluntary. If a bank
decides that the burdens of certain
collections would outweigh the costs,
then the bank can choose not to
implement those collections. While the
OCC has issued other guidance
documents on stress-testing, either
standalone or on an interagency basis,
those documents provide higher-level
guidance for stress-testing of all assets
and liabilities. The leveraged lending
guidance provides additional
considerations for stress-testing
specifically related to leveraged lending,
which is not present in other OCC or
interagency guidance.
During the initial issuance of the
leveraged lending guidance, the OCC
considered whether to establish a single
definition of leveraged loan or leveraged
lending. However, the agencies
concluded that leveraged lending is not
homogenous across industries or banks,
and did not believe that a ‘‘one-size-fitsall’’ definition was appropriate. The
OCC continues to believe that those
banks following the leveraged lending
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24941
guidance should have this flexibility in
setting the parameters of their leveraged
lending and risk management programs.
Comments continue to be requested
on:
(a) Whether the information
collections are necessary for the proper
performance of the OCC’s functions,
including whether the information has
practical utility;
(b) The accuracy of the OCC’s
estimates of the burden of the
information collections, including the
validity of the methodology and
assumptions used;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
information collections on respondents,
including through the use of automated
collection techniques or other forms of
information technology; and
(e) Estimates of capital or startup costs
and costs of operation, maintenance,
and purchase of services to provide
information.
Dated: April 21, 2016.
Mary Hoyle Gottlieb,
Regulatory Specialist, Office of the
Comptroller of the Currency.
[FR Doc. 2016–09878 Filed 4–26–16; 8:45 am]
BILLING CODE 4810–33–P
DEPARTMENT OF THE TREASURY
Internal Revenue Service
Open Meeting of the Taxpayer
Advocacy Panel Taxpayer
Communications Project Committee
Internal Revenue Service (IRS),
Treasury.
ACTION: Notice of meeting; correction.
AGENCY:
In the Federal Register notice
that was originally published on April
14, 2016, (Volume 81, Number 72, Page
22166) the time was written as 3:00 p.m.
EST instead of 2:00 p.m. EST. The
meeting time is: 2:00 p.m. EST,
Thursday, May 19, 2016.
DATES: The meeting will be held
Thursday, May 19, 2016.
FOR FURTHER INFORMATION CONTACT:
Antoinette Ross at 1–888–912–1227 or
(202) 317–4110.
SUPPLEMENTARY INFORMATION: Notice is
hereby given pursuant to Section
10(a)(2) of the Federal Advisory
Committee Act, 5 U.S.C. App. (1988)
that an open meeting of the Taxpayer
Advocacy Panel Taxpayer
Communications Project Committee will
be held Thursday, May 19, 2016, at 2:00
p.m. Eastern Time via teleconference.
The public is invited to make oral
SUMMARY:
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24942
Federal Register / Vol. 81, No. 81 / Wednesday, April 27, 2016 / Notices
comments or submit written statements
for consideration. Due to limited
conference lines, notification of intent
to participate must be made with
Antoinette Ross. For more information
please contact: Antoinette Ross at 1–
888–912–1227 or (202) 317–4110, or
write TAP Office, 1111 Constitution
Avenue NW., Room 1509—National
Office, Washington, DC 20224, or
contact us at the Web site: https://
www.improveirs.org.
The committee will be discussing
various issues related to Taxpayer
Communications and public input is
welcome.
Dated: April 21, 2016.
Antoinette Ross,
Acting Director, Taxpayer Advocacy Panel.
[FR Doc. 2016–09764 Filed 4–26–16; 8:45 am]
BILLING CODE 4830–01–P
DEPARTMENT OF THE TREASURY
Internal Revenue Service
Open Meeting of the Taxpayer
Advocacy Panel Joint Committee
Internal Revenue Service (IRS),
Treasury.
AGENCY:
ACTION:
Notice of meeting.
An open meeting of the
Taxpayer Advocacy Panel Joint
Committee will be conducted. The
Taxpayer Advocacy Panel is soliciting
public comments, ideas, and
suggestions on improving customer
service at the Internal Revenue Service.
SUMMARY:
The meeting will be held
Wednesday, May 25, 2016.
DATES:
Kim
Vinci at 1–888–912–1227 or 916–974–
5086.
FOR FURTHER INFORMATION CONTACT:
Notice is
hereby given pursuant to Section
10(a)(2) of the Federal Advisory
Committee Act, 5 U.S.C. App. (1988)
that an open meeting of the Taxpayer
Advocacy Panel Joint Committee will be
held Wednesday, May 25, 2016, at 1:00
p.m. Eastern Time via teleconference.
The public is invited to make oral
comments or submit written statements
for consideration. For more information
please contact: Kim Vinci at 1–888–
912–1227 or 916–974–5086, TAP Office,
4330 Watt Ave., Sacramento, CA 95821,
or contact us at the Web site: https://
www.improveirs.org.
The agenda will include various
committee issues for submission to the
IRS and other TAP related topics. Public
input is welcomed.
asabaliauskas on DSK3SPTVN1PROD with NOTICES
SUPPLEMENTARY INFORMATION:
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Dated: April 21, 2016.
Antoinette Ross,
Acting Director, Taxpayer Advocacy Panel.
[FR Doc. 2016–09763 Filed 4–26–16; 8:45 am]
BILLING CODE 4830–01–P
DEPARTMENT OF THE TREASURY
Multiemployer Pension Plan
Application To Reduce Benefits
Department of the Treasury.
Notice of availability; request
for comments.
AGENCY:
ACTION:
The Board of Trustees of the
Iron Workers Local Union 16 Pension
Fund, a multiemployer pension plan,
has submitted an application to
Treasury to reduce benefits under the
plan in accordance with the
Multiemployer Pension Reform Act of
2014 (MPRA). The purpose of this
notice is to announce that the
application submitted by the Board of
Trustees of the Iron Workers Local
Union 16 Pension Fund has been
published on the Web site of the
Department of the Treasury (Treasury),
and to request public comments on the
application from interested parties,
including contributing employers,
employee organizations, and
participants and beneficiaries of the Iron
Workers Local Union 16 Pension Fund.
DATES: Comments must be received by
June 9, 2016.
ADDRESSES: You may submit comments
electronically through the Federal
eRulemaking Portal at https://
www.regulations.gov, in accordance
with the instructions on that site.
Electronic submissions through
www.regulations.gov are encouraged.
Comments may also be mailed to the
Department of the Treasury, MPRA
Office, 1500 Pennsylvania Avenue,
NW., Room 1224, Washington, DC
20220. Attn: Deva Kyle. Comments sent
via facsimile and email will not be
accepted.
Additional Instructions. All
comments received, including
attachments and other supporting
materials, will be made available to the
public. Do not include any personally
identifiable information (such as Social
Security number, name, address, or
other contact information) or any other
information in your comment or
supporting materials that you do not
want publicly disclosed. Treasury will
make comments available for public
inspection and copying on
www.regulations.gov or upon request.
Comments posted on the Internet can be
retrieved by most Internet search
engines.
SUMMARY:
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For
information regarding the application
from the Board of Trustees of the Iron
Workers Local Union 16 Pension Fund,
please contact Treasury at (202) 622–
1534 (not a toll-free number).
FOR FURTHER INFORMATION CONTACT:
The
Multiemployer Pension Reform Act of
2014 (MPRA) amended the Internal
Revenue Code to permit a
multiemployer plan that is projected to
have insufficient funds to reduce
pension benefits payable to participants
and beneficiaries if certain conditions
are satisfied. In order to reduce benefits,
the plan sponsor is required to submit
an application to the Secretary of the
Treasury, which Treasury, in
consultation with the Pension Benefit
Guaranty Corporation (PBGC) and the
Department of Labor, is required to
approve or deny.
On March 26, 2016, the Board of
Trustees of the Iron Workers Local
Union 16 Pension Fund submitted an
application for approval to reduce
benefits under the plan. As required by
MPRA, that application has been
published on Treasury’s Web site at
https://auth.treasury.gov/services/
Pages/Plan-Applications.aspx. Treasury
is publishing this notice in the Federal
Register, in consultation with PBGC and
the Department of Labor, to solicit
public comments on all aspects of the
Iron Workers Local Union 16 Pension
Fund application.
Comments are requested from
interested parties, including
contributing employers, employee
organizations, and participants and
beneficiaries of the Iron Workers Local
Union 16 Pension Fund. Consideration
will be given to any comments that are
timely received by Treasury.
SUPPLEMENTARY INFORMATION:
Dated: April 20, 2016.
David R. Pearl,
Executive Secretary, Department of the
Treasury.
[FR Doc. 2016–09836 Filed 4–26–16; 8:45 am]
BILLING CODE 4810–25–P
DEPARTMENT OF THE TREASURY
Submission for OMB Review;
Comment Request
April 22, 2016.
The Department of the Treasury will
submit the following information
collection requests to the Office of
Management and Budget (OMB) for
review and clearance in accordance
with the Paperwork Reduction Act of
1995, Public Law 104–13, on or after the
date of publication of this notice.
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Agencies
[Federal Register Volume 81, Number 81 (Wednesday, April 27, 2016)]
[Notices]
[Pages 24941-24942]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-09764]
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DEPARTMENT OF THE TREASURY
Internal Revenue Service
Open Meeting of the Taxpayer Advocacy Panel Taxpayer
Communications Project Committee
AGENCY: Internal Revenue Service (IRS), Treasury.
ACTION: Notice of meeting; correction.
-----------------------------------------------------------------------
SUMMARY: In the Federal Register notice that was originally published
on April 14, 2016, (Volume 81, Number 72, Page 22166) the time was
written as 3:00 p.m. EST instead of 2:00 p.m. EST. The meeting time is:
2:00 p.m. EST, Thursday, May 19, 2016.
DATES: The meeting will be held Thursday, May 19, 2016.
FOR FURTHER INFORMATION CONTACT: Antoinette Ross at 1-888-912-1227 or
(202) 317-4110.
SUPPLEMENTARY INFORMATION: Notice is hereby given pursuant to Section
10(a)(2) of the Federal Advisory Committee Act, 5 U.S.C. App. (1988)
that an open meeting of the Taxpayer Advocacy Panel Taxpayer
Communications Project Committee will be held Thursday, May 19, 2016,
at 2:00 p.m. Eastern Time via teleconference. The public is invited to
make oral
[[Page 24942]]
comments or submit written statements for consideration. Due to limited
conference lines, notification of intent to participate must be made
with Antoinette Ross. For more information please contact: Antoinette
Ross at 1-888-912-1227 or (202) 317-4110, or write TAP Office, 1111
Constitution Avenue NW., Room 1509--National Office, Washington, DC
20224, or contact us at the Web site: https://www.improveirs.org.
The committee will be discussing various issues related to Taxpayer
Communications and public input is welcome.
Dated: April 21, 2016.
Antoinette Ross,
Acting Director, Taxpayer Advocacy Panel.
[FR Doc. 2016-09764 Filed 4-26-16; 8:45 am]
BILLING CODE 4830-01-P