Agency Information Collection Activities: Account Based Disclosures in Connection With Truth in Savings; Comment Request, 22648-22649 [2016-08874]
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22648
Federal Register / Vol. 81, No. 74 / Monday, April 18, 2016 / Notices
TABLE E—U.S. DEPARTMENT OF LABOR EMPLOYMENT AND TRAINING ADMINISTRATION—Continued
WORKFORCE INFORMATION GRANTS TO STATES
[PY 2016 vs PY 2015 allotments]
State
PY 2015
PY 2016
Difference
% Difference
Washington ......................................................................................
West Virginia ....................................................................................
Wisconsin .........................................................................................
Wyoming ..........................................................................................
666,958
341,935
619,893
282,549
671,496
339,090
618,500
281,988
4,538
(2,845)
(1,393)
(561)
0.68
¥0.83
¥0.22
¥0.20
State Total ................................................................................
Guam ...............................................................................................
Virgin Islands ...................................................................................
31,823,200
93,090
83,710
31,823,200
93,090
83,710
0
0
0
0.00
0.00
0.00
Outlying Areas Total .................................................................
176,800
176,800
0
0.00
Portia Wu,
Assistant Secretary for Employment and
Training.
I. Background
[FR Doc. 2016–08747 Filed 4–15–16; 8:45 am]
BILLING CODE 4510–FN–P
NATIONAL AERONAUTICS AND
SPACE ADMINISTRATION
[Notice: 16–025]
Notice of Information Collection
National Aeronautics and
Space Administration (NASA).
ACTION: Notice of information collection.
AGENCY:
The National Aeronautics and
Space Administration, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to take this opportunity to
comment on proposed and/or
continuing information collections, as
required by the Paperwork Reduction
Act of 1995 (Pub. L. 104–13, 44 U.S.C.
3506(c)(2)(A)).
DATES: All comments should be
submitted within 60 calendar days from
the date of this publication.
ADDRESSES: Interested persons are
invited to submit written comments on
the proposed information collection to
NASA Paperwork Reduction Act
Clearance Officer, Code JF000, National
Aeronautics and Space Administration,
Washington, DC 20546–0001 or
Frances.C.Teel@nasa.gov.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information or
copies of the information collection
instrument(s) and instructions should
be directed to Ms. Frances Teel, NASA
Clearance Officer, NASA Headquarters,
300 E Street SW., JF000, Washington,
DC 20546, or Frances.C.Teel@nasa.gov.
SUPPLEMENTARY INFORMATION:
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SUMMARY:
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17:54 Apr 15, 2016
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The Aviation Safety Reporting System
(ASRS) is a NASA program developed
to enable the voluntary collection of
aviation safety incident/situation
reports from individuals to include but
not limited to pilots, air traffic
controllers, dispatchers, cabin crew, and
maintenance technicians. The ASRS
represents the continuing effort by
government, industry, and individuals
to maintain and improve aviation safety.
The information collected is used by
NASA, the Federal Aviation
Administration, and the aviation
community in the promotion of flight
safety.
Data collected is used to identify
deficiencies and discrepancies in the
National Airspace System, support
policy formulation and planning, and
strengthen the foundation of aviation
safety research. Comments submitted in
response to this notice will be
summarized and included in the request
for OMB approval of this information
collection. They will also become a
matter of public record.
II. Method of Collection
NASA collects the information
electronically, however information
may also be collected via mail.
III. Data
Title: NASA Aviation Safety
Reporting System.
OMB Control Number: 2700–XXXX.
Type of Review: Existing information
collection in use without OMB
Approval.
Affected Public: Individuals.
Estimated Number of Respondents:
92,228.
Estimated Time per Response: 30
minutes.
Estimated Total Annual Burden
Hours: 46,114 hours.
Estimated Total Annual Cost:
$311,945.
PO 00000
Frm 00082
Fmt 4703
Sfmt 4703
IV. Request for Comments
Comments are invited on: (1) Whether
the proposed collection of information
is necessary for the proper performance
of the functions of NASA, including
whether the information collection has
practical utility; (2) the accuracy of
NASA’s estimate of the burden
(including hours and cost) of the
proposed collection of information; (3)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (4) ways to minimize the
burden of the collection of information
on respondents, including automated
collection techniques or the use of other
forms of information technology.
Comments submitted in response to
this notice will be summarized and
included in the request for OMB
approval of this information collection.
They will also become a matter of
public record.
Frances Teel,
NASA PRA Clearance Officer.
[FR Doc. 2016–08851 Filed 4–15–16; 8:45 am]
BILLING CODE 7510–13–P
NATIONAL CREDIT UNION
ADMINISTRATION
Agency Information Collection
Activities: Account Based Disclosures
in Connection With Truth in Savings;
Comment Request
National Credit Union
Administration (NCUA).
ACTION: Notice and request for comment.
AGENCY:
NCUA, as part of its
continuing effort to reduce paperwork
and respondent burden, invites the
general public and other Federal
agencies to comment on the submission
for reinstatement of a previously
approved collection, as required by the
Paperwork Reduction Act of 1995 (Pub.
L. 104–13, 44 U.S.C. Chapter 35). NCUA
is soliciting comment on the
SUMMARY:
E:\FR\FM\18APN1.SGM
18APN1
Federal Register / Vol. 81, No. 74 / Monday, April 18, 2016 / Notices
mstockstill on DSK4VPTVN1PROD with NOTICES
reinstatement of the information
collection described below.
DATES: Comments should be received on
or before June 17, 2016 to be assured
consideration.
ADDRESSES: Interested persons are
invited to submit written comments on
the information collection to Dawn
Wolfgang, National Credit Union
Administration, 1775 Duke Street,
Alexandria, Virginia 22314–3428; Fax
No. 703–519–8579; or Email at
PRAComments@ncua.gov.
FOR FURTHER INFORMATION CONTACT:
Requests for additional information
should be directed to the address above.
SUPPLEMENTARY INFORMATION:
I. Abstract and Request for Comments
The Truth in Savings Act, 12 U.S.C.
4301 et seq., (TISA) requires depository
institutions to disclose to consumers
certain information, including interest
rates, dividends, bonuses, and fees
associated with their deposit accounts
and accompanying services. TISA
directed the Federal Reserve Board
(FRB) to issue a final regulation
governing depository institution other
than credit unions. FRB promulgated
the TISA regulation, known as
Regulation DD, 12 CFR part 230. The
Dodd-Frank Wall Street Reform and
Consumer Protection Act transferred
FRB’s rulemaking authority for TISA to
the Consumer Financial Protection
Bureau (CFPB).
TISA also directed the National Credit
Union Administration (NCUA) to
promulgate a TISA regulation governing
credit unions. Section 272(b) of TISA,
12 U.S.C. 4311(b), mandated that NCUA
regulation be ‘‘substantially similar’’ to
those issued by FRB (and now CFPB),
but NCUA may take into account the
unique nature of credit unions and the
limitations under which they may pay
dividends.
To implement TISA, NCUA published
its TISA regulation, 12 CFR part 707,
which applies to all credit unions
whose accounts are either insured by, or
eligible to be insured by, the National
Credit Union Share Insurance Fund,
except for any credit union that has
been designated as a corporate credit
union and any non-automated credit
union that has $2 million or less in
assets (together, ‘‘credit unions’’). In
addition, the advertising rules apply to
any person who advertises an account
offered by a credit union. NCUA’s TISA
regulation requires credit unions to
disclose fees, dividend rates and other
terms concerning accounts to members
or potential members.
NCUA’s TISA regulation requires
credit unions to provide specific
VerDate Sep<11>2014
17:54 Apr 15, 2016
Jkt 238001
disclosures when an account is opened,
when a disclosed term changes or a term
account is close to renewal, on periodic
statements of account activity, in
advertisements, and upon a member’s or
potential member’s request. 12 CFR
707.4, 707.5, 707.6, 707.8. Credit unions
that provide periodic statements are
required to include information about
fees imposed, the annual percentage
yield earned during those statement
periods, and other account terms. The
requirements for creating and
disseminating account disclosures,
change in terms notices, term share
renewal notices, statement disclosures,
and advertising disclosures are
necessary to implement TISA’s purpose
of providing the public with
information that will permit informed
comparisons of accounts at depository
institutions.
The collection of information
pursuant to Part 707 is triggered by
specific events and disclosures and
must be provided to consumers within
the time periods established under the
regulation. To ease the compliance cost
(particularly for small credit unions),
model clauses and sample forms are
appended to the regulation.
Although the regulation requires
depository institutions to retain
evidence of compliance with the
disclosure requirements, the regulation
does not specify the types of records
that must be retained.
Comments submitted in response to
this notice will be summarized and
included in the request for Office of
Management and Budget approval. All
comments will become a matter of
public record. The public is invited to
submit comments concerning: (a)
Whether the collection of information is
necessary for the proper performance of
the function of the agency, including
whether the information will have
practical utility; (b) the accuracy of the
agency’s estimate of the burden of the
collection of information, including the
validity of the methodology and
assumptions used; (c) ways to enhance
the quality, utility, and clarity of the
information to be collected; and (d)
ways to minimize the burden of the
collection of the information on the
respondents, including the use of
automated collection techniques or
other forms of information technology.
II. Data
Title: Account Based Disclosures in
Connection with 12 CFR part 707.
OMB Number: 3133–0134.
Type of Review: Reinstatement with
change of a previously approved
collection.
PO 00000
Frm 00083
Fmt 4703
Sfmt 4703
22649
Description: NCUA’s TISA regulation
requires credit unions to provide
specific disclosures when an account is
opened, when a disclosed term changes
or a term account is close to renewal, on
periodic statements of account activity,
in advertisements, and upon a member’s
or potential member’s request. 12 CFR
707.4, 707.5, 707.6, 707.8. Credit unions
that provide periodic statements are
required to include information about
fees imposed, the annual percentage
yield earned during those statement
periods, and other account terms. The
requirements for creating and
disseminating account disclosures,
change in terms notices, term share
renewal notices, statement disclosures,
and advertising disclosures are
necessary to implement TISA’s purpose
of providing the public with
information that will permit informed
comparisons of accounts at depository
institutions.
Respondents: All credit unions whose
accounts are either insured by, or
eligible to be insured by, the National
Credit Union Share Insurance Fund,
except for any credit union that has
been designated as a corporate credit
union and any non-automated credit
union that has $2 million or less in
assets.
Estimated Number of Respondents:
6,247.
Frequency of Response: Upon
occurrence of triggering action.
Estimated Burden Hours per
Response: For account disclosures, 1.5
minutes; for change-in-terms notices, 1
minute; for notices prior to maturity, 1
minute; for periodic statement
disclosures, 4 hours; and for advertising,
30 minutes.
Estimated Total Annual Burden
Hours: 438,852.
By Gerard Poliquin, Secretary of the Board,
the National Credit Union Administration, on
April 13, 2016.
Dated: April 13, 2016
Dawn D. Wolfgang,
NCUA PRA Clearance Officer.
[FR Doc. 2016–08874 Filed 4–15–16; 8:45 am]
BILLING CODE 7535–01–P
NATIONAL CREDIT UNION
ADMINISTRATION
Agency Information Collection
Activities; Proposed Collections;
Comment Request
National Credit Union
Administration (NCUA).
ACTION: Notice and request for comment.
AGENCY:
NCUA, as part of its
continuing effort to reduce paperwork
SUMMARY:
E:\FR\FM\18APN1.SGM
18APN1
]]>Agencies
[Federal Register Volume 81, Number 74 (Monday, April 18, 2016)]
[Notices]
[Pages 22648-22649]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-08874]
=======================================================================
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NATIONAL CREDIT UNION ADMINISTRATION
Agency Information Collection Activities: Account Based
Disclosures in Connection With Truth in Savings; Comment Request
AGENCY: National Credit Union Administration (NCUA).
ACTION: Notice and request for comment.
-----------------------------------------------------------------------
SUMMARY: NCUA, as part of its continuing effort to reduce paperwork and
respondent burden, invites the general public and other Federal
agencies to comment on the submission for reinstatement of a previously
approved collection, as required by the Paperwork Reduction Act of 1995
(Pub. L. 104-13, 44 U.S.C. Chapter 35). NCUA is soliciting comment on
the
[[Page 22649]]
reinstatement of the information collection described below.
DATES: Comments should be received on or before June 17, 2016 to be
assured consideration.
ADDRESSES: Interested persons are invited to submit written comments on
the information collection to Dawn Wolfgang, National Credit Union
Administration, 1775 Duke Street, Alexandria, Virginia 22314-3428; Fax
No. 703-519-8579; or Email at PRAComments@ncua.gov.
FOR FURTHER INFORMATION CONTACT: Requests for additional information
should be directed to the address above.
SUPPLEMENTARY INFORMATION:
I. Abstract and Request for Comments
The Truth in Savings Act, 12 U.S.C. 4301 et seq., (TISA) requires
depository institutions to disclose to consumers certain information,
including interest rates, dividends, bonuses, and fees associated with
their deposit accounts and accompanying services. TISA directed the
Federal Reserve Board (FRB) to issue a final regulation governing
depository institution other than credit unions. FRB promulgated the
TISA regulation, known as Regulation DD, 12 CFR part 230. The Dodd-
Frank Wall Street Reform and Consumer Protection Act transferred FRB's
rulemaking authority for TISA to the Consumer Financial Protection
Bureau (CFPB).
TISA also directed the National Credit Union Administration (NCUA)
to promulgate a TISA regulation governing credit unions. Section 272(b)
of TISA, 12 U.S.C. 4311(b), mandated that NCUA regulation be
``substantially similar'' to those issued by FRB (and now CFPB), but
NCUA may take into account the unique nature of credit unions and the
limitations under which they may pay dividends.
To implement TISA, NCUA published its TISA regulation, 12 CFR part
707, which applies to all credit unions whose accounts are either
insured by, or eligible to be insured by, the National Credit Union
Share Insurance Fund, except for any credit union that has been
designated as a corporate credit union and any non-automated credit
union that has $2 million or less in assets (together, ``credit
unions''). In addition, the advertising rules apply to any person who
advertises an account offered by a credit union. NCUA's TISA regulation
requires credit unions to disclose fees, dividend rates and other terms
concerning accounts to members or potential members.
NCUA's TISA regulation requires credit unions to provide specific
disclosures when an account is opened, when a disclosed term changes or
a term account is close to renewal, on periodic statements of account
activity, in advertisements, and upon a member's or potential member's
request. 12 CFR 707.4, 707.5, 707.6, 707.8. Credit unions that provide
periodic statements are required to include information about fees
imposed, the annual percentage yield earned during those statement
periods, and other account terms. The requirements for creating and
disseminating account disclosures, change in terms notices, term share
renewal notices, statement disclosures, and advertising disclosures are
necessary to implement TISA's purpose of providing the public with
information that will permit informed comparisons of accounts at
depository institutions.
The collection of information pursuant to Part 707 is triggered by
specific events and disclosures and must be provided to consumers
within the time periods established under the regulation. To ease the
compliance cost (particularly for small credit unions), model clauses
and sample forms are appended to the regulation.
Although the regulation requires depository institutions to retain
evidence of compliance with the disclosure requirements, the regulation
does not specify the types of records that must be retained.
Comments submitted in response to this notice will be summarized
and included in the request for Office of Management and Budget
approval. All comments will become a matter of public record. The
public is invited to submit comments concerning: (a) Whether the
collection of information is necessary for the proper performance of
the function of the agency, including whether the information will have
practical utility; (b) the accuracy of the agency's estimate of the
burden of the collection of information, including the validity of the
methodology and assumptions used; (c) ways to enhance the quality,
utility, and clarity of the information to be collected; and (d) ways
to minimize the burden of the collection of the information on the
respondents, including the use of automated collection techniques or
other forms of information technology.
II. Data
Title: Account Based Disclosures in Connection with 12 CFR part
707.
OMB Number: 3133-0134.
Type of Review: Reinstatement with change of a previously approved
collection.
Description: NCUA's TISA regulation requires credit unions to
provide specific disclosures when an account is opened, when a
disclosed term changes or a term account is close to renewal, on
periodic statements of account activity, in advertisements, and upon a
member's or potential member's request. 12 CFR 707.4, 707.5, 707.6,
707.8. Credit unions that provide periodic statements are required to
include information about fees imposed, the annual percentage yield
earned during those statement periods, and other account terms. The
requirements for creating and disseminating account disclosures, change
in terms notices, term share renewal notices, statement disclosures,
and advertising disclosures are necessary to implement TISA's purpose
of providing the public with information that will permit informed
comparisons of accounts at depository institutions.
Respondents: All credit unions whose accounts are either insured
by, or eligible to be insured by, the National Credit Union Share
Insurance Fund, except for any credit union that has been designated as
a corporate credit union and any non-automated credit union that has $2
million or less in assets.
Estimated Number of Respondents: 6,247.
Frequency of Response: Upon occurrence of triggering action.
Estimated Burden Hours per Response: For account disclosures, 1.5
minutes; for change-in-terms notices, 1 minute; for notices prior to
maturity, 1 minute; for periodic statement disclosures, 4 hours; and
for advertising, 30 minutes.
Estimated Total Annual Burden Hours: 438,852.
By Gerard Poliquin, Secretary of the Board, the National Credit
Union Administration, on April 13, 2016.
Dated: April 13, 2016
Dawn D. Wolfgang,
NCUA PRA Clearance Officer.
[FR Doc. 2016-08874 Filed 4-15-16; 8:45 am]
BILLING CODE 7535-01-P
