Proposed Agency Information Collection Activities; Comment Request, 19181-19183 [2016-07543]
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Federal Register / Vol. 81, No. 64 / Monday, April 4, 2016 / Notices
and to lessen the degree to which
weaknesses at the consolidated foreign
parent could undermine the financial
strength of its U.S. operations.
The proposal would require an FBO
with total consolidated assets of $50
billion or more to complete a new
section, Part 1B, effective September 30,
2016 (with three of the proposed items
effective March 31, 2018). Proposed Part
1B would contain 14 items related to
home country regulatory capital ratios
that would be reported on a quarterly
basis. The value of each of these items
would be calculated on a consolidated
basis according to the methodologies
established by the FBO’s home-country
supervisor that are consistent with the
Basel capital framework, as defined in
Regulation YY.1 If the home-country
supervisor has not established capital
adequacy standards consistent with the
Basel capital framework, the value of
these items would be calculated on a
pro-forma basis as if the FBO were
subject to such standards.
The proposed line items that would
be effective September 30, 2016,
include: (1) Common equity tier 1
capital, (2) Additional tier 1 capital, (3)
Tier 1 capital (sum of items 1 and 2), (4)
Tier 2 capital, (5) Total risk-based
capital (sum of items 3 and 4), (6)
Capital conservation buffer, (7)
Countercyclical capital buffer, (8) Other
applicable capital buffer(s) (a) GSIB/
DSIB buffer, (b) Pillar II buffer, (c)
‘‘Other’’ buffer, (9) Compliance with
restrictions on capital distributions and
discretionary bonus payments
associated with a capital buffer.
The proposed line items that would
be effective March 31, 2018, include:
(10) Home country capital measure used
in the numerator of the leverage ratio as
set forth in the Basel capital framework,
(11) Home country exposure measure
used in the denominator of the leverage
ratio as set forth in the Basel capital
framework, (12) Minimum home
country leverage ratio (if different from
the leverage ratio in the Basel capital
framework, as applicable).
Part 1A of the current FR Y–7Q form,
which applies to all FBOs, collects tier
1 capital, total risk-based capital, riskweighted assets, total consolidated
assets and total combined assets of U.S.
operations, net of intercompany
balances and transactions between U.S.
domiciled affiliates, branches, and
agencies, and total U.S. non-branch
assets. While the Federal Reserve does
not propose to change existing items
reported in Part 1A of the FR Y–7Q, the
proposal would modify the instructions
to clarify that an FBO would be required
1 See
12 CFR part 252.143 and 252.154.
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to report Tier 1 capital and Total riskbased capital only on Part 1B, if the
FBO’s home country methodologies are
consistent with the Basel capital
framework.
The proposal would not revise the
reporting frequency for the FR Y–7Q.
FBOs with total consolidated assets of
less than $50 billion and that are not
FHCs would only file Part 1A on an
annual basis. FBOs who have elected to
become FHCs and do not have $50
billion or more in total consolidated
assets will file Part 1A on a quarterly
basis. FBOs with total consolidated
assets of $50 billion or more would
complete both Part 1A and Part 1B on
a quarterly basis.
As noted above, the Federal Reserve
would propose to determine
confidentiality of the proposed items on
a case-by-case basis. However, the
Federal Reserve notes that some
jurisdictions may treat this information
as confidential on a blanket basis under
the belief that a more selective
confidential treatment could signal an
FBO’s financial strength or weakness
and could thereby cause substantial
competitive harm. The Federal Reserve
seeks comment on whether these items
should qualify for confidential
treatment in all cases, such that treating
this information as confidential on a
blanket basis would be appropriate.
The FR Y–7N and FR Y–7NS are not
being revised at this time. However, the
estimated number of respondents is
expected to decrease as a result of the
designation of U.S. intermediate holding
companies (IHCs) and recent proposed
reporting requirements for the IHCs.2
Board of Governors of the Federal Reserve
System, March 30, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016–07545 Filed 4–1–16; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
SUMMARY: On June 15, 1984, the Office
of Management and Budget (OMB)
delegated to the Board of Governors of
the Federal Reserve System (Board) its
approval authority under the Paperwork
Reduction Act (PRA), to approve of and
assign OMB numbers to collection of
information requests and requirements
conducted or sponsored by the Board.
AGENCY:
2 81
PO 00000
FR 6265 (February 5, 2016).
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19181
Board-approved collections of
information are incorporated into the
official OMB inventory of currently
approved collections of information.
Copies of the PRA Submission,
supporting statements and approved
collection of information instruments
are placed into OMB’s public docket
files. The Federal Reserve may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection that has been
extended, revised, or implemented on or
after October 1, 1995, unless it displays
a currently valid OMB number.
DATES: Comments must be submitted on
or before June 3, 2016.
ADDRESSES: You may submit comments,
identified by FR 1379, FR 2060, or FR
4031 by any of the following methods:
• Agency Web site: https://
www.federalreserve.gov. Follow the
instructions for submitting comments at
https://www.federalreserve.gov/apps/
foia/proposedregs.aspx .
• Federal eRulemaking Portal: https://
www.regulations.gov. Follow the
instructions for submitting comments.
• Email: regs.comments@
federalreserve.gov. Include OMB
number in the subject line of the
message.
• FAX: (202) 452–3819 or (202) 452–
3102.
• Mail: Robert deV. Frierson,
Secretary, Board of Governors of the
Federal Reserve System, 20th Street and
Constitution Avenue NW., Washington,
DC 20551.
All public comments are available
from the Board’s Web site at https://
www.federalreserve.gov/apps/foia/
proposedregs.aspx as submitted, unless
modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper form in Room 3515, 1801 K Street
(between 18th and 19th Streets NW.,)
Washington, DC 20006 between 9:00
a.m. and 5:00 p.m. on weekdays.
Additionally, commenters may send a
copy of their comments to the OMB
Desk Officer—Shagufta Ahmed—Office
of Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Room 10235
725 17th Street NW., Washington, DC
20503 or by fax to (202) 395–6974.
FOR FURTHER INFORMATION CONTACT: A
copy of the PRA OMB submission,
including the proposed reporting form
and instructions, supporting statement,
and other documentation will be placed
into OMB’s public docket files, once
approved. These documents will also be
made available on the Federal Reserve
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Federal Register / Vol. 81, No. 64 / Monday, April 4, 2016 / Notices
Board’s public Web site at: https://
www.federalreserve.gov/apps/
reportforms/review.aspx or may be
requested from the agency clearance
officer, whose name appears below.
Federal Reserve Board Clearance
Officer—Nuha Elmaghrabi—Office of
the Chief Data Officer, Board of
Governors of the Federal Reserve
System, Washington, DC 20551 (202)
452–3829. Telecommunications Device
for the Deaf (TDD) users may contact
(202) 263–4869, Board of Governors of
the Federal Reserve System,
Washington, DC 20551.
SUPPLEMENTARY INFORMATION:
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Request for Comment on Information
Collection Proposal
The following information collection,
which is being handled under this
delegated authority, has received initial
Board approval and is hereby published
for comment. At the end of the comment
period, the proposed information
collection, along with an analysis of
comments and recommendations
received, will be submitted to the Board
for final approval under OMB delegated
authority. Comments are invited on the
following:
a. Whether the proposed collection of
information is necessary for the proper
performance of the Federal Reserve’s
functions, including whether the
information has practical utility;
b. The accuracy of the Federal
Reserve’s estimate of the burden of the
proposed information collection,
including the validity of the
methodology and assumptions used;
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected;
d. Ways to minimize the burden of
information collection on respondents,
including through the use of automated
collection techniques or other forms of
information technology; and
e. Estimates of capital or start up costs
and costs of operation, maintenance,
and purchase of services to provide
information.
Proposal to approve under OMB
delegated authority the extension for
three years, without revision, of the
following reports:
1. Report title: Consumer Satisfaction
Questionnaire, the Federal Reserve
Consumer Help—Consumer Survey, the
Consumer Online Complaint Form, and
the Appraisal Complaint Form.
Agency form number: FR 1379a, FR
1379b, FR 1379c, and FR 1379d.
OMB control number: 7100–0135.
Frequency: Event generated.
Reporters: Consumers, appraisers, and
financial institutions.
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Estimated annual burden hours: FR
1379a: 58 hours; FR 1379b: 121 hours;
FR 1379c: 982 hours; FR 1379d: 7 hours.
Estimated average hours per response:
FR 1379a: 5 minutes; FR 1379b: 5
minutes; FR 1379c: 10 minutes; FR
1379d: 30 minutes.
Number of respondents: FR 1379a:
695; FR 1379b: 1,455; FR 1379c: 5,890;
FR 1379d: 14.
General description of report: The
Board’s Legal Division has determined
that the FR 1379a, b, and c are
authorized by law pursuant to section
11(a) of the Federal Reserve Act (12
U.S.C. 248(a)), and sections 3(q) and 8
of the Federal Deposit Insurance Act
(FDIC Act) (12 U.S.C. 1813(Q) and
1818). Additionally, the Board is
authorized to collect the information on
the FR 1379d pursuant to section 1103
of the Financial Institutions and Reform,
Recovery, and Enforcement Act, which
authorizes the Federal Financial
Institutions Examination CouncilAppraisal Subcommittee to ‘‘perform
research, as [it] considers appropriate,’’
for the purpose of carrying out its duties
(12 U.S.C. 3335). The obligation to
respond is voluntary.
The FR 1379a is not considered
confidential. The FR 1379b collects the
respondent’s name and the respondent
may provide other personal information
and information regarding his or her
complaint. The FR 1379c collects the
respondent’s third-party representative
if the respondent has such a
representative. The FR 1379d collects
the respondent’s name and the
respondent may provide other personal
information and information regarding
his or her complaint. Thus, some of the
information collected on the FR 1379b,
FR 1379c, and FR 1379d may be
considered confidential under the
Freedom of Information Act (5 U.S.C.
552(b)(4), (b)(6), (b)(7)).
Abstract: The FR 1379a questionnaire
is sent to consumers who have filed
complaints with the Federal Reserve
against state member banks. The
information is used to assess their
satisfaction with the Federal Reserve’s
handling and written response to their
complaint at the conclusion of an
investigation. The FR 1379b survey is
sent to consumers who contact the
Federal Reserve Consumer Help (FRCH)
to file a complaint or inquiry. The
information is used to determine
whether consumers are satisfied with
the way the FRCH handled their
complaint. Consumers use the FR 1379c
complaint form to electronically submit
a complaint against a financial
institution to the FRCH. The FR 1379d
Appraisal complaint form collects
information about complaints regarding
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a regulated institution’s non-compliance
with the appraisal independence
standards and the Uniform Standards of
Professional Appraisal Practice,
including complaints from appraisers,
individuals, financial institutions, and
other entities. The information is
necessary so that the federal agencies 1
may better assist the Federal Financial
Institutions Examination CouncilAppraisal Subcommittee (FFIEC–ASC) 2
in its efforts to implement Dodd-Frank
Wall Street Reform and Consumer
Protection Act 3 that requires a national
hotline be established for appraisal
related complaints.
Current Actions: The Federal Reserve
proposes to extend, without revision,
the FR 1379 information collection.
2. Report title: Survey to Obtain
Information on the Relevant Market in
Individual Merger Cases.
Agency form number: FR 2060.
OMB control number: 7100–0232.
Frequency: On occasion.
Reporters: Small businesses and
consumers.
Estimated annual burden hours: 9
hours.
Estimated average hours per response:
Small businesses: 10 minutes;
Consumers: 6 minutes.
Number of respondents: Small
businesses: 25; Consumers: 50.
General description of report: The FR
2060 is voluntary and authorized
pursuant to the Change In Bank Control
Act (12 U.S.C. 1817(j)(7)(A) and (B)), the
Bank Merger Act (12 U.S.C. 1828(c)(5)),
and section 3(c)(1) of the Bank Holding
Company Act (12 U.S.C. 1842(c)(1)).
Each of these sections require the
Federal Reserve to evaluate merger and
acquisition applications by banks and
bank holding companies to determine
the effects of proposed transactions on
1 ‘‘Agencies’’ include the Board of Governors of
the Federal Reserve System, Federal Deposit
Insurance Corporation, Office of the Comptroller of
the Currency, National Credit Union
Administration, and Consumer Financial Protection
Bureau.
2 Title XI of the Financial Institutions Reform,
Recovery, and Enforcement Act (FIRREA) of 1989
amended the FIRIRCA Act of 1978 to create the
ASC ‘‘within’’ the FFIEC on August 9, 1989.
Pursuant to Title XI, the ASC’s mission is to
monitor federal, state, and appraisal industry
initiatives relative to the appraisal process at
federally-regulated financial institutions and
maintain a national registry of appraisers eligible to
perform appraisals for federally related real estate
transactions. As an independent FFIEC
subcommittee, the ASC is funded by fees collected
through the registry. The ASC board has seven
members, one from each of these agencies: OCC,
FRB, FDIC, NCUA, CFPB, FHFA and U.S.
Department of Housing and Urban Development
(HUD). The ASC Web site may be found at
www.asc.gov/Home.aspx.
3 Dodd-Frank Wall Street Reform and Consumer
Protection Act § 1473, Pub. L. 111–203, 124 Stat.
1376, July 21, 2010.
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competition in a particular banking
market. In order to make this
determination, the Federal Reserve must
determine the relevant market and then
determine the level of competition in
the market. This survey provides the
data necessary to make such
determinations when the Federal
Reserve otherwise would not have such
information.
Information obtained from small
business and individuals may be kept
confidential under the Freedom of
Information Act (FOIA). Information
obtained from small businesses can be
considered confidential under
exemption (b)(4) of the FOIA because
the release of information obtained from
small businesses would (1) impair the
Board’s ability to obtain this
information from entities that could not
be compelled to respond, and (2) cause
substantial harm to the competitive
position of the entity from whom the
information was obtained (5 U.S.C.
552(b)(4)). In addition, information
obtained from consumers may be kept
confidential under exemption (b)(6) of
the FOIA because the information the
survey collects is the type of
information that would constitute a
clearly unwarranted invasion of
personal privacy (Id. at 552(b)(6)).
Abstract: The Federal Reserve uses
this information to define relevant
banking markets for specific merger and
acquisition applications and to evaluate
changes in competition that would
result from proposed transactions,
including purchase and assumption
agreements. The event-generated survey
is conducted by telephone and has been
used no more than once per year since
1990.
Current Actions: The Federal Reserve
proposes to extend, without revision,
the FR 2060 information collection.
3. Report title: Notice of Branch
Closure.
Agency form number: FR 4031.
OMB control number: 7100–0264.
Frequency: On occasion.
Reporters: State member banks.
Estimated annual burden hours: 247
hours.
Estimated average hours per response:
Reporting requirements: 2 hours;
Disclosure requirements, customer
mailing: 0.75 hours and posted notice,
0.25 hours; and Recordkeeping
requirements: 8 hours.
Number of respondents: Reporting
requirements: 82; Disclosure
requirements: customer mailing, 82 and
posted notice, 82; and Recordkeeping
requirements, 0.
General description of report: This
information collection is mandatory
pursuant to Section 42(a)(1) of the
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Federal Deposit Insurance Act (FDI Act)
(12 U.S.C. 1831r–l(a)(1)). The Federal
Reserve does not consider individual
respondent data to be confidential.
However, a state member bank may
request confidential treatment pursuant
to exemption b(4) of the Freedom of
Information Act (5 U.S.C.552(b)(4)).
Abstract: The mandatory reporting,
recordkeeping, and disclosure
requirements regarding the closing of
any branch of an insured depository
institution are imposed by section 228
of the Federal Deposit Insurance
Corporation Improvement Act of 1991
(FDICIA). There is no formal reporting
form (the FR 4031 designation is for
internal purposes only) associated with
the reporting portion of this information
collection; state member banks notify
the Federal Reserve by letter prior to
closing a branch. The Federal Reserve
uses the information to fulfill its
statutory obligation to supervise state
member banks.
Current Actions: The Federal Reserve
proposes to extend, without revision,
the FR 4031 information collection.
Board of Governors of the Federal Reserve
System, March 30, 2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016–07543 Filed 4–1–16; 8:45 am]
BILLING CODE 6210–01–P
FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company
The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than April 19,
2016
A. Federal Reserve Bank of St. Louis
(David L. Hubbard, Senior Manager)
P.O. Box 442, St. Louis, Missouri
63166–2034. Comments can also be sent
electronically to
Comments.applications@stls.frb.org:
PO 00000
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19183
1. Teresa Sue Spangler Allemang, as
Trustee of the Teresa Sue Spangler
Allemang FIB Revocable Trust, both of
Hilton Head, South Carolina, to acquire
voting shares of First Independent
Bancshares, Inc., and thereby acquire
voting shares of First Independent Bank,
both in Aurora, Missouri.
B. Federal Reserve Bank of
Minneapolis (Jacquelyn K. Brunmeier,
Assistant Vice President) 90 Hennepin
Avenue, Minneapolis, Minnesota
55480–0291:
1. Jan Stroup, and Mary Jean Korsmo,
both of Minneapolis, Minnesota, both as
members of the Jan Stroup family
shareholder group; to retain voting
shares of McLean Bank Holding
Company, Garrison, North Dakota, and
thereby indirectly retain voting shares of
Bank of Turtle Lake, Turtle Lake, North
Dakota; Garrison State Bank and Trust,
Garrison, North Dakota; and Farmers
Security Bank, Washburn, North Dakota.
C. Federal Reserve Bank of Kansas
City (Dennis Denney, Assistant Vice
President) 1 Memorial Drive, Kansas
City, Missouri 64198–0001:
1. Elaine M. Dittrich, Tilden,
Nebraska, as a member of the Dittrich
family group and acting in concert; to
acquire voting shares of Tilden
Bancshares, Inc., and thereby indirectly
acquire voting shares of The Tilden
Bank, both in Tilden, Nebraska.
Board of Governors of the Federal Reserve
System, March 30, 2016.
Michael J. Lewandowski,
Associate Secretary of the Board.
[FR Doc. 2016–07581 Filed 4–1–16; 8:45 am]
BILLING CODE 6210–01–P
DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Agency for Healthcare Research and
Quality
Solicitation for Nominations for
Members of the U.S. Preventive
Services Task Force (USPSTF)
Agency for Healthcare Research
and Quality (AHRQ), HHS.
ACTION: Solicits nominations for new
members of USPSTF.
AGENCY:
The Agency for Healthcare
Research and Quality (AHRQ) invites
nominations of individuals qualified to
serve as members of the U.S. Preventive
Services Task Force (USPSTF).
DATES: All nominations submitted in
writing or electronically will be
considered for appointment to the
USPSTF. Nominations must be received
by May 15th of a given year to be
SUMMARY:
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Agencies
[Federal Register Volume 81, Number 64 (Monday, April 4, 2016)]
[Notices]
[Pages 19181-19183]
From the Federal Register Online via the Government Publishing Office [www.gpo.gov]
[FR Doc No: 2016-07543]
-----------------------------------------------------------------------
FEDERAL RESERVE SYSTEM
Proposed Agency Information Collection Activities; Comment
Request
AGENCY: Board of Governors of the Federal Reserve System.
SUMMARY: On June 15, 1984, the Office of Management and Budget (OMB)
delegated to the Board of Governors of the Federal Reserve System
(Board) its approval authority under the Paperwork Reduction Act (PRA),
to approve of and assign OMB numbers to collection of information
requests and requirements conducted or sponsored by the Board. Board-
approved collections of information are incorporated into the official
OMB inventory of currently approved collections of information. Copies
of the PRA Submission, supporting statements and approved collection of
information instruments are placed into OMB's public docket files. The
Federal Reserve may not conduct or sponsor, and the respondent is not
required to respond to, an information collection that has been
extended, revised, or implemented on or after October 1, 1995, unless
it displays a currently valid OMB number.
DATES: Comments must be submitted on or before June 3, 2016.
ADDRESSES: You may submit comments, identified by FR 1379, FR 2060, or
FR 4031 by any of the following methods:
Agency Web site: https://www.federalreserve.gov. Follow the
instructions for submitting comments at https://www.federalreserve.gov/apps/foia/proposedregs.aspx .
Federal eRulemaking Portal: https://www.regulations.gov.
Follow the instructions for submitting comments.
Email: regs.comments@federalreserve.gov. Include OMB
number in the subject line of the message.
FAX: (202) 452-3819 or (202) 452-3102.
Mail: Robert deV. Frierson, Secretary, Board of Governors
of the Federal Reserve System, 20th Street and Constitution Avenue NW.,
Washington, DC 20551.
All public comments are available from the Board's Web site at
https://www.federalreserve.gov/apps/foia/proposedregs.aspx as submitted,
unless modified for technical reasons. Accordingly, your comments will
not be edited to remove any identifying or contact information. Public
comments may also be viewed electronically or in paper form in Room
3515, 1801 K Street (between 18th and 19th Streets NW.,) Washington, DC
20006 between 9:00 a.m. and 5:00 p.m. on weekdays.
Additionally, commenters may send a copy of their comments to the
OMB Desk Officer--Shagufta Ahmed--Office of Information and Regulatory
Affairs, Office of Management and Budget, New Executive Office
Building, Room 10235 725 17th Street NW., Washington, DC 20503 or by
fax to (202) 395-6974.
FOR FURTHER INFORMATION CONTACT: A copy of the PRA OMB submission,
including the proposed reporting form and instructions, supporting
statement, and other documentation will be placed into OMB's public
docket files, once approved. These documents will also be made
available on the Federal Reserve
[[Page 19182]]
Board's public Web site at: https://www.federalreserve.gov/apps/reportforms/review.aspx or may be requested from the agency clearance
officer, whose name appears below.
Federal Reserve Board Clearance Officer--Nuha Elmaghrabi--Office of
the Chief Data Officer, Board of Governors of the Federal Reserve
System, Washington, DC 20551 (202) 452-3829. Telecommunications Device
for the Deaf (TDD) users may contact (202) 263-4869, Board of Governors
of the Federal Reserve System, Washington, DC 20551.
SUPPLEMENTARY INFORMATION:
Request for Comment on Information Collection Proposal
The following information collection, which is being handled under
this delegated authority, has received initial Board approval and is
hereby published for comment. At the end of the comment period, the
proposed information collection, along with an analysis of comments and
recommendations received, will be submitted to the Board for final
approval under OMB delegated authority. Comments are invited on the
following:
a. Whether the proposed collection of information is necessary for
the proper performance of the Federal Reserve's functions, including
whether the information has practical utility;
b. The accuracy of the Federal Reserve's estimate of the burden of
the proposed information collection, including the validity of the
methodology and assumptions used;
c. Ways to enhance the quality, utility, and clarity of the
information to be collected;
d. Ways to minimize the burden of information collection on
respondents, including through the use of automated collection
techniques or other forms of information technology; and
e. Estimates of capital or start up costs and costs of operation,
maintenance, and purchase of services to provide information.
Proposal to approve under OMB delegated authority the extension for
three years, without revision, of the following reports:
1. Report title: Consumer Satisfaction Questionnaire, the Federal
Reserve Consumer Help--Consumer Survey, the Consumer Online Complaint
Form, and the Appraisal Complaint Form.
Agency form number: FR 1379a, FR 1379b, FR 1379c, and FR 1379d.
OMB control number: 7100-0135.
Frequency: Event generated.
Reporters: Consumers, appraisers, and financial institutions.
Estimated annual burden hours: FR 1379a: 58 hours; FR 1379b: 121
hours; FR 1379c: 982 hours; FR 1379d: 7 hours.
Estimated average hours per response: FR 1379a: 5 minutes; FR
1379b: 5 minutes; FR 1379c: 10 minutes; FR 1379d: 30 minutes.
Number of respondents: FR 1379a: 695; FR 1379b: 1,455; FR 1379c:
5,890; FR 1379d: 14.
General description of report: The Board's Legal Division has
determined that the FR 1379a, b, and c are authorized by law pursuant
to section 11(a) of the Federal Reserve Act (12 U.S.C. 248(a)), and
sections 3(q) and 8 of the Federal Deposit Insurance Act (FDIC Act) (12
U.S.C. 1813(Q) and 1818). Additionally, the Board is authorized to
collect the information on the FR 1379d pursuant to section 1103 of the
Financial Institutions and Reform, Recovery, and Enforcement Act, which
authorizes the Federal Financial Institutions Examination Council-
Appraisal Subcommittee to ``perform research, as [it] considers
appropriate,'' for the purpose of carrying out its duties (12 U.S.C.
3335). The obligation to respond is voluntary.
The FR 1379a is not considered confidential. The FR 1379b collects
the respondent's name and the respondent may provide other personal
information and information regarding his or her complaint. The FR
1379c collects the respondent's third-party representative if the
respondent has such a representative. The FR 1379d collects the
respondent's name and the respondent may provide other personal
information and information regarding his or her complaint. Thus, some
of the information collected on the FR 1379b, FR 1379c, and FR 1379d
may be considered confidential under the Freedom of Information Act (5
U.S.C. 552(b)(4), (b)(6), (b)(7)).
Abstract: The FR 1379a questionnaire is sent to consumers who have
filed complaints with the Federal Reserve against state member banks.
The information is used to assess their satisfaction with the Federal
Reserve's handling and written response to their complaint at the
conclusion of an investigation. The FR 1379b survey is sent to
consumers who contact the Federal Reserve Consumer Help (FRCH) to file
a complaint or inquiry. The information is used to determine whether
consumers are satisfied with the way the FRCH handled their complaint.
Consumers use the FR 1379c complaint form to electronically submit a
complaint against a financial institution to the FRCH. The FR 1379d
Appraisal complaint form collects information about complaints
regarding a regulated institution's non-compliance with the appraisal
independence standards and the Uniform Standards of Professional
Appraisal Practice, including complaints from appraisers, individuals,
financial institutions, and other entities. The information is
necessary so that the federal agencies \1\ may better assist the
Federal Financial Institutions Examination Council-Appraisal
Subcommittee (FFIEC-ASC) \2\ in its efforts to implement Dodd-Frank
Wall Street Reform and Consumer Protection Act \3\ that requires a
national hotline be established for appraisal related complaints.
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\1\ ``Agencies'' include the Board of Governors of the Federal
Reserve System, Federal Deposit Insurance Corporation, Office of the
Comptroller of the Currency, National Credit Union Administration,
and Consumer Financial Protection Bureau.
\2\ Title XI of the Financial Institutions Reform, Recovery, and
Enforcement Act (FIRREA) of 1989 amended the FIRIRCA Act of 1978 to
create the ASC ``within'' the FFIEC on August 9, 1989. Pursuant to
Title XI, the ASC's mission is to monitor federal, state, and
appraisal industry initiatives relative to the appraisal process at
federally-regulated financial institutions and maintain a national
registry of appraisers eligible to perform appraisals for federally
related real estate transactions. As an independent FFIEC
subcommittee, the ASC is funded by fees collected through the
registry. The ASC board has seven members, one from each of these
agencies: OCC, FRB, FDIC, NCUA, CFPB, FHFA and U.S. Department of
Housing and Urban Development (HUD). The ASC Web site may be found
at www.asc.gov/Home.aspx.
\3\ Dodd-Frank Wall Street Reform and Consumer Protection Act
Sec. 1473, Pub. L. 111-203, 124 Stat. 1376, July 21, 2010.
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Current Actions: The Federal Reserve proposes to extend, without
revision, the FR 1379 information collection.
2. Report title: Survey to Obtain Information on the Relevant
Market in Individual Merger Cases.
Agency form number: FR 2060.
OMB control number: 7100-0232.
Frequency: On occasion.
Reporters: Small businesses and consumers.
Estimated annual burden hours: 9 hours.
Estimated average hours per response: Small businesses: 10 minutes;
Consumers: 6 minutes.
Number of respondents: Small businesses: 25; Consumers: 50.
General description of report: The FR 2060 is voluntary and
authorized pursuant to the Change In Bank Control Act (12 U.S.C.
1817(j)(7)(A) and (B)), the Bank Merger Act (12 U.S.C. 1828(c)(5)), and
section 3(c)(1) of the Bank Holding Company Act (12 U.S.C. 1842(c)(1)).
Each of these sections require the Federal Reserve to evaluate merger
and acquisition applications by banks and bank holding companies to
determine the effects of proposed transactions on
[[Page 19183]]
competition in a particular banking market. In order to make this
determination, the Federal Reserve must determine the relevant market
and then determine the level of competition in the market. This survey
provides the data necessary to make such determinations when the
Federal Reserve otherwise would not have such information.
Information obtained from small business and individuals may be
kept confidential under the Freedom of Information Act (FOIA).
Information obtained from small businesses can be considered
confidential under exemption (b)(4) of the FOIA because the release of
information obtained from small businesses would (1) impair the Board's
ability to obtain this information from entities that could not be
compelled to respond, and (2) cause substantial harm to the competitive
position of the entity from whom the information was obtained (5 U.S.C.
552(b)(4)). In addition, information obtained from consumers may be
kept confidential under exemption (b)(6) of the FOIA because the
information the survey collects is the type of information that would
constitute a clearly unwarranted invasion of personal privacy (Id. at
552(b)(6)).
Abstract: The Federal Reserve uses this information to define
relevant banking markets for specific merger and acquisition
applications and to evaluate changes in competition that would result
from proposed transactions, including purchase and assumption
agreements. The event-generated survey is conducted by telephone and
has been used no more than once per year since 1990.
Current Actions: The Federal Reserve proposes to extend, without
revision, the FR 2060 information collection.
3. Report title: Notice of Branch Closure.
Agency form number: FR 4031.
OMB control number: 7100-0264.
Frequency: On occasion.
Reporters: State member banks.
Estimated annual burden hours: 247 hours.
Estimated average hours per response: Reporting requirements: 2
hours; Disclosure requirements, customer mailing: 0.75 hours and posted
notice, 0.25 hours; and Recordkeeping requirements: 8 hours.
Number of respondents: Reporting requirements: 82; Disclosure
requirements: customer mailing, 82 and posted notice, 82; and
Recordkeeping requirements, 0.
General description of report: This information collection is
mandatory pursuant to Section 42(a)(1) of the Federal Deposit Insurance
Act (FDI Act) (12 U.S.C. 1831r-l(a)(1)). The Federal Reserve does not
consider individual respondent data to be confidential. However, a
state member bank may request confidential treatment pursuant to
exemption b(4) of the Freedom of Information Act (5 U.S.C.552(b)(4)).
Abstract: The mandatory reporting, recordkeeping, and disclosure
requirements regarding the closing of any branch of an insured
depository institution are imposed by section 228 of the Federal
Deposit Insurance Corporation Improvement Act of 1991 (FDICIA). There
is no formal reporting form (the FR 4031 designation is for internal
purposes only) associated with the reporting portion of this
information collection; state member banks notify the Federal Reserve
by letter prior to closing a branch. The Federal Reserve uses the
information to fulfill its statutory obligation to supervise state
member banks.
Current Actions: The Federal Reserve proposes to extend, without
revision, the FR 4031 information collection.
Board of Governors of the Federal Reserve System, March 30,
2016.
Robert deV. Frierson,
Secretary of the Board.
[FR Doc. 2016-07543 Filed 4-1-16; 8:45 am]
BILLING CODE 6210-01-P